cp capital cash card - program overview

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CP Capital Cash Card -- The US-based card that’s smarter, that lets you do more. Become a card member today and join a world-class financial network. Let’s get started!

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Page 1: CP Capital Cash Card - Program Overview

CP Capital Cash Card

--The US-based card that’s smarter, that lets you do more.

Become a card member today and join a world-class financial network.

Let’s get started!

Page 2: CP Capital Cash Card - Program Overview

Overview

US-based card Pre-paid cash/debit card Access to a world-class financial

network

Introducing the new USD Currency CP Capital Cash Card Program

Fast. Flexible. Secure.

*Card Account Approval - "100% Approval Guaranteed" is contingent upon successfully passing a mandatory identity confirmation process.

Page 3: CP Capital Cash Card - Program Overview

Key Benefits + Networks

Financial Networks

Access to approximately 37,000 surcharge-free ATMs

Page 4: CP Capital Cash Card - Program Overview

Cards at a glance

Personalized Rechargeable $8,000 Limit

Non-Personalized Non-Rechargeable $5,000 Limit

US-based provider of international electronic cash cards. Issuer of theCP Capital Cash Card.

Page 5: CP Capital Cash Card - Program Overview

How it works

The CP Capital Cash Card is a pre-paid/pre-funded card. It is not a credit card Use your card (up to the value of the card) at authorized establishments Your card operates over a secure, private network allowing you to make purchases

at stores participating in the network You authorize a purchase by entering your PIN into a POS device Multiple cards allows you to easily transfer money immediately to another card

Page 6: CP Capital Cash Card - Program Overview

Applying for your card

Fast, easy 3-step online registration process:

What ‘s next? Once you’ve completed the online registration, check your e-mail account for a confirmation

message which will include instructions on sending the required identification documents You must submit these documents within 4 calendar days Once we receive your documents, your application will be processed within 48 hours!

Set up yourlogin/access info and submit registration.

Submit your identification docs. Application will be processed with 48 hours.

Enter your Promo Code and contact information.

To check your application status, go to:http://www.cpcapital.com/cashcardstatus

Page 7: CP Capital Cash Card - Program Overview

Once you’re approved…

Getting started with the CP Capital Cash Card is easy -- Simply complete the following steps:

Once your card(s) is activated, enjoy the many exclusive benefits of a card that’s truly Fast…Flexible…Secure.

Page 8: CP Capital Cash Card - Program Overview

A better online experience

Manage your account online --anytime, anywhere.

24/7 online access from the Internet or your smart phone

Check your balance and transactions Find an ATM on our global network Add money to your virtual account Reload your card(s) Complete card-to-card transfers Set up online bill pay Set up PIN-less domestic/international calling

using your card balance And more…

Access the Online Customer Center at:http://www.cpcapital.com/cashcard

Page 9: CP Capital Cash Card - Program Overview

A world-class financial network

Access over a million ATMs in over 200 countriesLog into the Online Customer Center and select “Company Network” under the Customer Care Menu to locate participating ATMs, bank machines and merchants.

Visit the FAQ section of this presentation to learn more about our global private card network

Locate an Allpoint ATMATM-Locator

FIND

AN ATMLocate an ACCEL/Exchange ATM

ATM-Locator

Page 10: CP Capital Cash Card - Program Overview

A superior member experience

Need Help?

24/7 bilingual customer support

Our Customer Care Team is here to make sure you have the best customer experience possible

Whether you’re just getting started with your new Cash Card, or you’re a long-time card member, we’re here to provide you the support you deserve

Call us anytime at 1-786-528-4536 , or email us: [email protected]

Page 11: CP Capital Cash Card - Program Overview

Fees

*Other fees applyPlease refer to the Cardholder Agreement for a comprehensive schedule of fees.

Fee Type*

Fee Amount

Card Registration FREE

Online Customer Center (via Internet or Smart Phone) FREE

Live Customer Service FREE

Monthly Account Inactivity FREE

Card Activation $10

Monthly Account Maintenance $9.95

Annual Membership $50

Access the Cardholder Agreement below:cardholder-agreement

Page 12: CP Capital Cash Card - Program Overview

FAQsFrequently Asked Questions

Page 13: CP Capital Cash Card - Program Overview

Frequently Asked Questions

Is the Cash Card a credit card?No, the Cash Card is a prepaid/prefunded card. It can be loaded with any amount you select within the authorized limits.

How do I send money to a friend, or relative?Sending money to someone is quick and easy. Simply complete a Reload, a funding transaction, or a card-to-card transfer to the recipient’s card. The recipient will have access to his/her money immediately if the funding transaction was conducted at an authorized establishment.

How does the beneficiary get the money?The recipient, or the beneficiary, can get his/her money by simply conducting a Cash Back / Payout transaction at an authorized establishment, or at ATMs displaying our logo.

Is there an age limit to get a card?Yes, to get a card the person has to be older than 13 years old.

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Page 14: CP Capital Cash Card - Program Overview

Frequently Asked Questions

How much does it cost?Your card provides you with competitive rates. For a full schedule of fees , please CLICK HERE.

What makes the card different from other cards?Your card can be used wherever Ingenicard is accepted. Unlike traditional debit cards, our card operates over a secure private network, allowing you to make purchases at stores participating in the private network.

Can I obtain more than one card?Yes, you may have additional cards, which you may use for different purposes such as: controlling your budget, a telephone calling card, a traveler’s card, etc. The Company maintains no limit to the number of cards you can open. However, legal issues may require United States customers to limit the number of cards they may open. Non-United States resident customers may open additional cards. The Company reserves the right to give information to any government authority in order to prevent unlawful and fraudulent use of the system.

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Page 15: CP Capital Cash Card - Program Overview

Frequently Asked Questions

How do I report a lost or stolen card?If your card should become lost or stolen, immediately cancel the card by any of the following ways: – Contact our Customer Care Team at 1-786-528-4536– Log into the Online Customer Center and Select “Report Lost – Stolen Card” under the Customer Care

Menu

How long can I use the card?Depending on the card type you select, your card may or may not expire.

What if I have a remaining balance after my card expires?In the event that your card expires, you have two choices: For a $9.88 reissue fee, we can mail a new card to you. The new card will have a new expiration date and will be good for five years from the date of reissue. Or, if you prefer, we can mail you the remaining balance, minus a $9.88 check-processing issuance fee. For either option, please contact our Customer Care Team at 1-786-528-4536.

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Page 16: CP Capital Cash Card - Program Overview

Frequently Asked Questions

How long does it take to receive a card?After placing your order for any of our Cash Cards, we process it and, within 5 to 10 business days, your card is produced and sent via First Class mail. You’ll receive your card in the average number of days it takes the US Post Office to deliver mail from our card issuance facility to your destination. The Company cannot guarantee or expedite the delivery of cards sent through regular postal mail.

Can I get the card anywhere in the world?Yes, the card can be delivered to anyone in the world. However, we do not send cards to post office boxes, APO or FPO addresses, and we reserve the right to refuse delivery to certain international addresses.

How will the card look when I receive it?The card is delivered in a special envelope containing a welcome letter with the card attached. The card features the cardholder’s name (on Black Cards). The envelope also includes 3 informational brochures: a User Reference Guide, Funding and Loading Methods, and a Card Service Agreement.

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Page 17: CP Capital Cash Card - Program Overview

Frequently Asked Questions

How do I activate the card, once I receive it?Unless clearly specified in your fulfillment materials, your card will already be activated when it arrives.

How do I find the nearest ATM, bank machine or establishment where the card is accepted?Log into the Online Customer Center and select “Company Network” under the Customer Care Menu

Can I use my card at more than one establishment?Yes, as long as there are sufficient funds remaining on the card, most cards are accepted at all of our authorized establishments.

Can I use the card for online purchases?Absolutely! You can use the card for purchases anywhere it is accepted. Log into the Online Customer Center and select “Company Network” under the Customer Care Menu for more information on Internet authorized establishments.

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Page 18: CP Capital Cash Card - Program Overview

Frequently Asked Questions

Can I use the card at an ATM to withdraw money?Depending on the type of card you possess, you can use the card at any ATM displaying the symbols on the back of your card (some cards can only be used on our private network). The Company will deduct a service charge, based on our pricing schedule, for each withdrawal and any additional non-Company ATM charges directly from your card remaining balance. Depending on the ATM operator, your withdrawal amount may be limited to $200.

How do I make purchases at a store using my card?When shopping at a location that displays the Company card symbols (found on the back of your card), you simply present your card to the participating merchant. The merchant will enter the amount of the purchase and then request you to authorize the transaction. You authorize the purchase by entering your PIN into a Point Of Sale Device. The merchant will provide you with a receipt. On DirectPay transactions, your card is debited and the Merchant’s card is credited with the corresponding purchase amount.

Can I add more money to the card?Yes, most of our cards can be reloaded, but you can also order a new card if you wish.

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Page 19: CP Capital Cash Card - Program Overview

Frequently Asked Questions

Can I make telephone calls, or use it as a calling card?Yes, you may use your card as a telephone calling card. Log into the Online Customer Center and select “Long Distance Service” under the Transactions/Products and Services Menu. The PINless calling feature is very easy to use, economical and convenient. You can set up long distance services for use at home, office or on your cellular phone.

Can I make telephone calls, or use it as a calling card?Using the system is very simple. When you dial the access number before each call, a signal is sent to your local phone company triggering the call to be processed by Ingenicard, and we route it over the competitive cost route available using one of our multiple long distance wholesale suppliers. Our system rates your call and then debits your Ingenicard card for the amount of the call.

Do I have to make my long distance calls at a certain time of the day to still save money with the Company? Competitive long distance rates are available 24 hours a day, 7 days a week! With the our long distance services, you save all day long!

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Page 20: CP Capital Cash Card - Program Overview

Frequently Asked Questions

How can I check the balance on my card?You can check your balance and transaction history online by logging into the Online Customer Center . Once logged in, the home page will show you the current balance of your card. You may also call our Customer Care Team at 1-786-528-4536.

Can I change my address and telephone number after receiving a card?Once logged into the Online Customer Center , select “Update Personal Information” under the My Account Profile Menu to edit your address, telephone number, or other contact information your account profile.

How do I change my PIN(s)?You may change your PIN, free of charge, at any time by logging into the Online Customer Center and selecting “My Profile under the My Account Profile Menu .

How do I get statements of my card transactions?You can obtain statements online at any time by selecting “Reports” once logged into the Online Customer Center

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Page 21: CP Capital Cash Card - Program Overview

Card Program Sponsor

Meta Payment Systems® , a division of MetaBank™, is the largest sponsor of ATMs in the United States

Meta Payment Systems®, based in South Dakota, is a leading provider of prepaid, credit, debit and emerging payments solutions

The CP Capital Cash Card is issued by Ingenicard, based on its agreement with Meta Payment Systems®

CP Capital is the card program sponsor of the CP Capital Cash Card

Page 22: CP Capital Cash Card - Program Overview

Get your card today!

Please visit the CP Capital website at www.cpcapital.com or contact your CP Capital agent/representative for a comprehensive list of card features, benefits, parameters, fees and application identification requirements.

*Card Account ApprovalThe CP Capital Cash Card is issued by Ingenicard. US law requires the company to obtain, verify, and record information that identifies each person who opens a card account. You will be asked to provide information/documentation that will allow us to identify you. "100% Approval Guaranteed" is contingent upon successfully passing this mandatory identity confirmation process.

Apply for your CP Capital Cash Card today:apply-for-cash-card