~cp ~ci·~oi 2014-15 accounts 2014-15.pdf~ ~ 2014-2015 ~ "{sfr ~ frrf£r ~, ~ ~ fcrcwrr 2014-15 1....

232
Volume IH cplllcli ~I~ 1=j'[qtQ:I ~ ~Jldrt COAL MINES PROVIDENT FUND "" ORG'ANISATION - ~cp ~CI·~OI 2014-15 ANNUAL REPORT 2014- 15 - - HEAD QUARTER: COAL MINES PROVIDENT FUND ORGANISATION, JAGJIWAN NAGAR, DHANBAD -

Upload: others

Post on 18-Feb-2021

3 views

Category:

Documents


0 download

TRANSCRIPT

  • Volume IH

    cplllcli ~I~ 1=j'[qtQ:I ~ ~Jldrt COAL MINES PROVIDENT FUND

    "" ORG'ANISATION

    - ~cp ~CI·~OI 2014-15 ANNUAL REPORT 2014- 15

    - - HEAD QUARTER: COAL MINES PROVIDENT FUND ORGANISATION, JAGJIWAN NAGAR, DHANBAD -

  • •• •• ••

  • ------ --3---------- Clr[qlj) (>lffi 20

    -

    (,~) -i~)~irrl~Fl

    1----------- I (~) 'li!(JClT (erR I (;)-)- ~~m~n ~'lFf

    Annual Rep

    Annual Ace i _ (A) Coal M

    -

    Audit Repor

    _- _" ---

    ( B) Coal I\1i

    - (C) Coal Iv1 - (I)) Coal rvIi - - (1". ) CfvlDLI (F) CI\1DLI

    - -

    --- ------- --------------~-------------=- 3-lJcp1-lfU]c17T Index

    --------------- ---------1

    ~r/ ~ Cfi1liqJ / Particular Page No. --

    014-'15 1-28 -----------

    14-15 29-85

    r~l ~1lclfIT f.'rfU ~ ~l\NT 29-41

    Fl 1TfclTQ.l f.'rfU >mR'R ~0!T 42-57

    ~ir~ ~~-~\NT 58-68

    lf~l~ wilP'R ~0!T _---

    69-72

    1Tlcl1XT frTltt WIT ~~~ "4/l-Tf f.'rr~ ~ffi 73-79

    lllcl1X1 f.'rfU \Jl1TT ~~ @:n mrrn~ ~ffi -

    80-85 ---.--~----.--.--_-- -_--- _--_---_-_---

    ,cl 2014-15 86-99 -----------

    ort 2014-15 100-126 ---- ---- .ounts 2014-15 127-183

    --

    ines Provident Fund Main 127-140 .~------

    nes Provident Fund Administration 141-156

    ines Pension Main 157-166

    nes Pension Administration 167-170 -----

    Contribution 171-177

    Administration 178-183

    --,---------- _--------

    t 2014-15 184-191 ---~---

    I

    I

    ----I

  • - - -

    -

    - .., .., - - ..• - ••

    •• - - ..•

  • ~ ~ 2014-2015

    ~ "{SfR ~ frrf£r ~, ~ ~ fcrcwrr 2014-15

    1. 111'«1 I Cl'i I : 1.1 ~ ~ ~ ~ Am tMo1 em cn1

  • ~ ~ 2014-2015

    ~ ~ ~ f.ifu ~ fclfcm WCltTR ~, 1948 (1948 CfiT 46 crt) em tTRT 3 t 8ffl ~ ~IFclti

  • ~ ~ 2014-2015

    ~ ~, 1998 ct ~ «m ~ I ~ "fr ~ \Ff ~ CBT ~ "WI ~ fuFgR ~ ~ m ~, 1998 it ~ ~ ~ err :rm1 fclun t I

    2.3. ~: (Cf)) ~/~/tcrr~~:-

    (i) \JfT cfm ern ctr q'~['i

  • !/ftr f& ~ ~ /~

    !~g 1f@=~

    tc:1tv

    /~~ c[

    It'i f¥/ftr ~~~ ~~ 11i

    1&~i ~~ ~ ~:~

    ~~

    co --- ~ ~ 3~ 8)

    ~ ~ ~- ~ 8) ~ ~

    I Itw i

    I~/~/ftr !~ ~~1&! jg~ ~ g 'W., ~ 'Ii' ~ ~ ~I B' ~~ 1&~~~ it ~* tc: ~ f¥ ~ 1&/ttr ~~ ~ ~

    it,!! :~ ~'t= ~

    ~/:; 1* t~ t 1l¥3~! j4& 11' ~'I& f515 ~! f&

    " i ~ ii ~- 8) t ~ !1f1ii1£ ij ~

    r.~~_ ltv ~ 3t~ ~ g 'i\¥ ~ ~ ;l! I i ~

    ~~ i~ ~ i c~~~ tj ~ ~ . 'Ir _'Ir 1Lld! G i ~ _ ~ j i i ! i ill 1 !~~ ~J ii Ii ~lli !!! i; ~~ ~i i!i~: !%~

  • ~ ~ 2014-2015

    3.5 ~ cpr fCpljl'fllFj: mcnR em ~ -;:jrfu ctJ ~ -B \JiIlI ~CfJ (41 tRT ~ ~ mrr-wrr ctJ ~ -B ~

    efT Tffc'r ~ ctJ I3q~~'Q ~ ~ WTGrr -B ~ 01 ~ if 15 ~, 2014 C[Cf) ~ q'(£l Cj I '? I Cfi1 ~ fcRn"l"](ff 1"ffi!2T tr ~ m CfJ I 'Q r cYi 'Q I' if ~ 1=fffi ~ if ftl"4 f.i til I ~'i "CfJl tn+R c;ml ~:

    ~~f~lG ~CfJI~lli Cfff 2014 2015 ~ ctRFr Cfff c#r ~"IN 1) ~ ~

  • ~ ~ 2014-2015

    4.7 cwr ~ (3TfcPcf ~) Cl1T 2014-2015 cfJ cfRR ~em~LR

    1) cr?m"m ~ ~ f.1fEr 6253.44 64984.84 2) ~ ~ ~ Rfu (\JR ~ cir 169.58 14965.14 ~6i!CPX) I I I (-364.84+534.42) I 3) ~ ~ urn ~ 6Trn 16.14 23l.08 4.8 ~cm~~qftGX 4.9 ~ AA qft ~ ~ G"TClT q?f f.itill~'4 : 1) frltql~C1 ~ 31,111 15,09,905 2) c;ffim ~ 26 3) :rmn cB1 ~ XTfu(~ ~ ~ 4652.48 40691.56

    1) ~ 31ftr1 ~ ~ ~ ~ 6495 523359 2) ~~cgc;l~I'4 ~ ~nm cfJ men; ~ ~ 996 17522 3) ~ ~ 3TR:r1 ~ ~ ~ ~ 8574 230417 4.11 3lfW1 ~ ~ zyf :

    crtf 2014-2015 cfJ GRR ~cfJ31(j# 1) fctclw 3ffir1 149.24 2218.55 2) ~~cgc;l~I'4 ~ fum 3lfW1 11.93 84.15 3) ~ frrITrrr 31fW1 378.16 4745.27 4) ~ ql~~(jl err Fclmqlr:jOj 4.13 ~"00'1 ~ m ~,1971 ~ aRrhr zyf : 1)~~~~~~ 4 2) ~ ~ rr1T cfi ~ r;m 33 5) ~ ~ ~ 3f'lT ~ crfr :pmR cB1 - ~m 4.14 ~ "00'1 m ~, 1998 cfi &cFhr zyf :

    (~#)

    31839 22

    160l.60

    - ,.

    1) frrafq- ~ ~ ~ f.itql~CI ~ 0 389 2) frrafq- ~ ~ cfi c#tc=r ~ f¥cfJ f;Wcr 3) :fffiR em l"f$ ~ f¥cfJ 1.795 ~

    -6- 6

  • • fcrcR"u( 2014-2015

    5.1 ~ \5fR ~ Am ~ crT fuffiR -g:cf ii tt ~ ~ ~ qffi ~ TICP ClR Km 1fYT t 3«! \Nf ~ 'ffCP ~ fuffiR c#l ~r ~ t ~ TICP ~ ~ tTRCP at1 lJCfirn ii 1tf 3Tffi t I 5.2 ~ qr:f 'i1.,if¢Ci 17268 ~ qfr gc;Rf ii qr:f 2014-2015 cF ~ 22765 ~ cWTill ~ ~ f1ftl cF ~ ~ cF Xi)q ii 'i I ~ i f2H Ci fcnc;"lTc; I qr:f 2014-15 cF ~ 31111 C1Trr ~ ~ I ~ m 2014-2015 cF ctRR Rftj c#l ~ 'flC;NCiI '""wliCfl'i 413959 -fr ~ 473713 if 1li I Rftj c#l '{lC;NCiI ii 68100 '6cF cF Cfll.,lll~'i em ~iC;Ndl ~ wfiic;r tl 5.3 qr:f cF 3Rr ii 3W{ff ~ Cfl I ~ ~) 3tR u11fch:r ~ crT ~ ~ -;fr-i1 GWrr "lTm t:-

    ffir .~t~3lT¥ cp)cp ~ t a ~¢l~~'i ~¢I~~l ctr ~ ctr ~ 'fl~~GI

    ~-I 56 20355 ~-II 36 15744 ~-III 41 20260 , 311~i'ifllc;J-1 46 22741 , 311'fl'i~ilc;J II 44 20263 , 311 xi 'i'fll c;J III 30 12410 , 311~1'l'flIc;J-IV 28 8279

    -xtm-I 47 15013 -xtm-II 42 21071 -xtm-III 34 14653 \i161 c;J g~ 60 42851 fuC;CjI~1 33 8699 ~c;JI'fl~x I 55 55488 ~ 84 51500 ~. ~\ " 20 25924 -ill-IC'11

    \ " " lllC;ICj'

  • ~

    ~ ..., ...,

    . ..., ..., ..., ..., •• ,..., ..., ..., ..., ~

    ...,

    ...,

    ...,

    ...,

    ..., ~

    ..•. ..., ...••..

    ...,

    ...,

    ..., ..., -, ..•. ..•. ..., ..., ..., ..., ,..., -, ..•. -, ""

    ..., ""

    ""

    ~ ~ 2014-2015

    6. ~:

    6.1 ~ ~ cfi ~ 477-3.60 ~ cBT WflT it ~ ~ cfi ~ m 3lftlRCfd Aim CB1 31'fcM1 ~ ~ 6253.44 ~ ~ I ~ ~ ~ ~ ~ Am cfi frfcm CBT cgc;r 31'fcM1 ~ 31 ~, 2015 eN ~ 58731.48 ~ ~ ~ ~ 64984.92 ~ iT 1J

  • ~ ~ 2014-2015

    1) ~ q')l=q Rill) -fr ~ f1ftl ~ ctt mftd 4172.04 2) ~ 3WJCffi -fr m'rfl{f ~ ~ >rfl{f~~ 'Wf ~ zyIT em

    qft ~O . qfr ~O ~ 2012-2013 25,854 3,867 29,721 13.01% 2013-2014 26,872 2,262 29,134 7.76% 2014-2015 29,778 1,501 31,279 4.79%

    flIJ01!r

  • ~ fucRur 2014-2015

    5) ~ ct ~-1R ct tfT~ 3ffir:r qfr Rene wfr ~ ~ ~ \Jffifr ~ I 6) 'W1 / m tIO it C'f~ ~ m-g cBT Rl fi II m ~ I· em x=rfr ill" -fr ~ -;:ffi1

    fWm \JfITIT -g I 11.2 ~ ~/~ ct W~ -zyIT ct ~ crB ctr 3lICl~\QCjJCii LR GfR-(!R ~ qjqH\Q'j cir UfR ~ 1Tm ~ c=r~ atr ~ LR ~ ~ cBT ~Grffl ~ M'I'i x"\lxI qfr 3RT ~ it ~ LR \llR Km \JffiTI ~ I ~ ~ ~ ~ ~ c,0qH41 cir % ~ urffl fcmn -g fcr trfr crrEr em ~ ill" -fr -qtraTUT cwB TT ~31T ct W~ ~ fcM \JlT

  • ~ ~ 2014-2015

    ~ I 23 0 50 50 50 0 0_

    24 ~f0c;fr 0 22 22 22 0 o I ~ 73 31279 31352 31111 215 26r

    1"1.5 3"1.3.2015 em- • ~ em ~ fctcRuT ~ 1.lCflN % : at! 31.3.2015 cnT ~ ~ GJCIT I 31.3.2015 coT ~ 3i~ i I 1 'gC'l

    I q,"f~ GJCIT q,"f~ , i ,

    8.1~iC(-I O! 21 21 t1'1~!~-II ! 01 2! 21 tj~-III 01 2! 2: ~-I 0 0 0 ~-II 01 4! 4 ~-III ~: 01 0 0 I ~-IV 0 0 0 xt-cfr- I 0 0 0 xt-cfr-II 0 0 0 xt-cfr-III 0 2 2 ~ 0 0 0 ~ 0 2 2 ~ 0 0 0 ~ 0 1 1 furrtrill 0 3 3 ll'IC;lqfl~11~1 0 0 0 ~~ 0 0 0 ~ 0 01 0 ~ 0 0 0 ~ 0 0 0 term 01 1 I 1 ~ 0 7 7 \i19_ 0 0 0 ~~ 0 0 0 ~ 01 261 26

    CfEf f.1&lI~G ~ cBT ~ 2012-2013 29,756 2013-2014 29,595 2014-2015 31,111 ,

    ~ c5 Cf)RUT f.1&lI~G ~ ctr ~ ~ ~cllf1~ffn 290 ~

    4449

    ~qlf1~~ 19846 ~ If?f/$ ~ 3752

    ~~ 3iwrm 706

    tic.ft 193 ~ \3""drT it ~~:1I ~ i Cl X 0 I / 3RT ~ it ">lCITff 2 Frml ~ cpm cBT ~ I 1652 ~ ~ cnI Cff1Nft 221

  • ~ ~ 2014-2015

    12. fctcrrg ~ ~ 31fir1 12.1 ~ crt it 6495 ~ crT ~ Tf/~/3iIfmf ~ c#t ~ it ~ ~ ctJ . ~ cgc>l ~ 149.24 ~ c#t ~ tT 'l'T

  • ~ ~ 2014-2015

    1.4.2014 cir +fCPR rn tg ~ 3ffirr ~m ~ em ~ 5 2014-2015 ct tRR mcD ~ em ~ (+) 8595

    8600

    fffi ~ em tf&n fuR LR 2014-15 ct cfRr.l :rrun ~ ~ (-) 8574 ! 26 i , -x v-

    (2014-2015 Cf) ~ ~ ~ em ~ (-) 251 131 .,-rrf, 2015 cir c;fflm ~ em ~ 1 1 13.2 +fCPR m tg ~ ~m frlt'LjI~C1 ~ em g61%:'+iCfi ft~ ~ ~ % :-

    I 2012-13 2013-14 2014-15 ~ ~ em x=r&:rr 7828 9233 8595 fffi ~ em- ~ fu-rt 31ftr1 CfJT ~ "§3TI 7790 9206 8574 I qtf ct 3fc1 Tf ~ ~ em ~ 31 5 1 qtf ct ~ ~ em-

  • ~ ~ 2014-2015

    14. ~ ctr ~~cg~~I~ it ~ ctt rom %g ~ 14.1 cr1 2014-2015 cB ~ 996 ~ cB- ~ ctr ~~~+Cf)~.}-+";'i~~I'l ~ ~ fum -gg ~11.93 ~ eFT 31m crT ~ ~ fcnm 1fm I qcf cfi ~ ~ ~ ~ crl mfu, f,itiJlC;'i TI~ ~ CfiT ~ ~ m -g :- 1.4.2014 em- ~ ~~cg~~I'i "fr \FR em rom tg ~ ~m ~ I 01

    1000 I emm-r I 2014-2015 ~ cfRA m1{f ~ em ~&TI ) (+) i I I 1000

    2014-2015 ~ ffi f.i!IjI~(1 1fTlmT ctr ~ (-) 996 4

    2014-2015 cB ~ 3l{q"1Cf)(1 ~ em ~ (-) 3 co

    31.3.2015 em- c;@m ~ ctr ~ 1 , .. 14.2 ~~CQ,~~11 xf ~ roan 5TI 31ftr1 ~m ~ cB At!1Ic{1 eFT gc111,'ic(J ft~ ~ mt:-

    2012- 2013- 2014-15 2013 2014

    CJ1f cB- ~ f.itiJl~(1 ~~cg~~I'i fuen ~ eycIT 705 836 996 ctr~ CJ1f cB 3Rr -tr ~ ~ ~ cg ~ ~H fuen 6TR cB eycIT 3 0 1 I ctr~ I I CJ1f cB ctRR 'TfOA ctr 1l1fr ~ ~cg ~ ~I 'i ~ 6.28 8.23 11.93 3Wr=r. ctr -ww (~ ~ ll) 15. ~ ctr \iftq.:r t+rr qlfclR=l~l cpT fcrm $M : 15.1 2014-2015 cB ctRR ~ ctr ~ ~ "fr fcml ~ cB ~ ~ ~ ~ mrn -;ffiT em 111fr I \3 q ~ I efCi ~tT -tr ~ ~ mrn ~ c#t

  • ~ ~ 2014-2015

    iV) ~ m ~ ~ CfJIl"jll~I' cfi \Nf ~ it % un ~ 3fcrtT ~ ~ ~ if ~ ~ CffiUT ~~ftmT7fm% 1

    v) ~ xf5cr m ~ ~ qJll"11lxl cfi \Nf m ~ t ~ ~ u: ~ it ~ -wm it zyrr -.=rm fcB-m 7fm 61, -m fGrfrcrr ~ -.=rm S3TI 611

    vi) ~ ~ ~ ~ ~ err l:ITlfITT fl~NC'l1 ~ ~ ~/lff ~ cfi ~ ~ crT ~ ~ err ~ un ~ PJ'41 CfflI31T 8ffl \Jfl1T -.=rm ~ TTir, WR (2) if ~ ~ 'X-IZlI'iiCi~ul 8RT -mrr % 1

    vii) amimr ~ TN &mn Tjfcn 3IT&m ~ cfi ~ em ~ f1fu cfi ~ f.i~~ICi fq)m \JfRlT t ~ \R ~ 3lIjQIf?JCfl ~ em ~ ~ if ~ if ~ &m\Jf ~ ~ ~1'iiC'lRd ~ WI \JfI'dT %1

    viii) ~ ~ ~ ~ - ~ ~ "CfJT WITur \3Q1Cffl (2) if \jf(.C'lftw ~ ~ ~ 'X-IZlI'iidRC'l frrm 8ffi ~ Gfrn frrr:r ~ ~ ql~Ri\Q1 crT giu1IFcld m cfi~~~-0cfi~~~ \JfI'dT % 1 \ill ~ c#t ~ ~ it ~ \Jfl1T 1tt ~ cfi (,I)RLfT -wrrrn -m JKm 51 ~ %1

    ix) ~ ~ ~ ~ cgt9 t9R ~ WTT3lT ~ %1

    16.2 ~ f.i9~ffid ~ "CfJT ~ ~ -.=rm irw % :- 1. ~:pcl~ 2. -tIT "QCf "Cfl1Rm cfi CfTCRfr ~ ~ 3. ~ fq)m 'lTm ~ 4. ~ 3TRfam ~ 5. ~ c;fffi tR ~ 6. fc!fcm 3lRfa1cl

    16.3 CJ1f 2014~2015 cfi ~ ~ cfi ~ ~ if ~ ~ xrrn -.=ffiT ~

  • ~ ~ 2014-2015

    17. 3lRlRrrtl qRcl~ ~ ~ (~.t~:~.) ctI ~ : 17.~ CfAill~ ~ AA if CbiGi;qR;q'j 8ffi ~ 31Fc1RCrti ~ ~ \Jl1lT3TI em ~ cfi c;qFclfflld ~ frtfu ~ if ~ tg Cb4i1 I~ ~ f.1fu 8ffi ~ ~ ~ AA if 31ClfuI fcrm \JfAT ~ % I 17.2 31mRcm ~ 3lfrrqrl vr=IT3TI cfJ ct~ tR Cf)4i11~ 'l4~ Rfu 8ffi ~ ~ ~ f.im cr?r ~ CMf ~12.78 ~ if x=t ~12.18 ~ em ~ em ~ 31.3.2015 ~ . . (fCl1 ~ cfJ ~ if erR efT ~ % I ~ ~

  • 19.1 m f.ifu" if ~ 3tR Pll1'ICfdI cfi ~ crt ~ ~ f.ifu ~ fr 1J~ fcrm 'iJfTill ~ I ~ 1J~ em CR cwr ~ em 1 3tR 1/6 ~ t I ~ cFr cwr ~ ~ 1 3tR 2/3 mmm cFr CR fr ~ "ffiCI?R ~ ~ f.ifu if ~ qmjJ ~ I 'l1ft ~ m if ~ fcrm ~ cFr cgc;r ~ ~1600/- ~ fr ~ men t ~ ~ ~ em ~ ~ \NfC1Il ~1600/- ~ em cgc;r ~ tR ~ xrfu tR ~ ~ I 1 31tfc;r 1989

  • ~

    ~

    ~

    ~

    ~

    ~

    ~

    /~

    ~

    ~

    .~

    ~

    ,~

    ~

    ~

    ~

    ,-. ,-. .~

    ~

    ...., ~

    .~

    ,~

    ~

    ~ .., ..•. ,...

    . ,.., •• ,-. •• ~ -. ~

    .- ~

    ""

    . .., ~ ,.._ ~

    ~ ~ 2014-2015

    1.4.2014 crT ~ ~ tm1 ~ ctr ~ 205 C!1f 2014-2015 ~ ~ >f11{f ~ ~ ~ ctt ~ (+) 4 qrc;r : 209 ;!) g crrf 2014 2015 ~ ~ -qfum: -trn1 ~ f.=J!IjI~(j ~ ctr ~ CIlf 2014-2015 cfi WrT ~/:fi: ~ cfi ~ ~ ~ ~ 1lir qrcfi cB'r ~ :1 31.3.2015 ctr ft~ ~ 3f:PlR 11furR ~ ~ c;ffim ~ ct'r "fffim 200l 21.3 crrf ~ j{Clf.jq crrf ~ 3ffi if 33975 ~ ~ ~, ~ fcl"cRur PP:"'i f?;j fu! t1 ~: 1.4.2014 crT ~ ctt tR_cm 33975 (

  • ~ ~ 2014-2015

    21.6

  • ~ ~ 2014-2015

    i ~ ,. ,

    Plti1IRti I ~/~ ~~I m1{f ~ "lTrT , ~ ctr m ctrl~ ctr ~ ctr~ I . ! . m m 1m I J ~~-I , 1804 I 01 ! 3 1804 1807 0,

    ~-II 2 1637 1639 1596 41 I 2 ~-III I 0 2279 2279 2279 0 0 31lxFI~l~ I 8 1554 1562 1556 6 0 311\11~1~ II 5 1668 1673 1669 4 0 311tl1X11 ~ III 14 1356 1370 1329 41 0 311X11xil~ IV 3 793 796 794 1 1 ~-I 0 1081 1081 1081 I 0 0 ~-II 0 1759 1759 1759 I 0 0 ~-III 1 1063 1064 1062 2 0 ~ 9 2458 2467 2443 22 2 ~ 3 1141 1144 1142 , 0 2 R1~mg\ 0 2121 2121 2121 0 0 ~ 17 3485 3502 3501 0 1 #rffic;ft 7 830 837 836 0 1 , ~ " 7 3908 3915 3915 0 0 ln~lcn(Q111

    CflJ"'I11\S'i 0 1261 1261 1261 0 0 CfiI~gilC11 0 151 151 150 1 0 ~ 0 393 393 393 0 0 ~.

    0 671 671 666 5 0 ~ 0 211 211 195 15 1 1=j1'«I~cl 20 193 213 204 2 7

    ~ 0 62 62 61 0 1 ~itrcfr 0 23 23 22 0 1 m.r: I 99 31902 32001 31839 140 22 24. ~ ~ ~~ ~ tfr:rr

  • ~ ~ 2014-2015

    (2) CRT ~ ~ ~ ~ f(;j frlb; cf; «ll frlc-q crrill ~ ~ cf; Cf)4ill;{) I

    (3) ~ ~ ~ ~ m f(;j frl2'S cf; «ll frl C"Cl crrill ~ -m-;:ff cf; Cf)4ill;{) I

    (4) ~ ~ ~ AiTcP ~ it ~214.95 ~ ctT ~ ~ \Jll1T m I ~ ~ it 'C'1lcfi 'Rm it ~16.14 ~ ctT 'CBC1

    • ...::> • v

    ~ ~ cf; ~ ~ fui-r, 'c>iTcP ~ if \JPlT fcrm '\ilT1T l2Tf, \Jll1T ~, ~ 31.3.2015 ocr ~ cgc;r \Jll1T ~ ~ ~231.08 ~ ~ ~ I 27. c;rrTI 'Cf)T fitffiur : 27.1 \Jf6T ocr ttC ~ ~ Cj')qf.i(j'j 'Cf)T ~ t. Rafcr ~ ~ ~ cf; 3itfR ~ 'Cf)T :fffiR \Yl ~ cf; ~ if ~ t. fuHclfr ~ ttC cf; wwTr m ctT ~ -fr ~ ~ t I ~ Cj') q Pill) ~ ~ i-r ttC ~ >rJ1{1 t ol2Tf ~ ~ fuHclfr ircrr ttC >TfCZI ~ Cf)qf.1~ ~ t ~ m ~ ~ ID"C{l ~ ~, ~ ~ if ~ mm ~ Cf7T fltqlC;'i Rafq ~ ~ ~ cf; ~ 'S3IT I 27.2 ~ 31Clftj cf; cfRA Rafcr ~ ~ c;rr:r ~ ~ CJCIT >rJ1{1 fcpm T[(TI I 3Rf: ~~ 'Cf)T :fRfR Rafq ~ ~ c;rr:r tg fcnm T[(TI t I

    28. Aafcr ~ efrrr ~ it ~ % : 28.1 31~, 2015 ocr Cl'iT Rafcr ~ ~ frritr if ~238.94 ~ ctT % ~, fumcrT fcrcRur '$X1 ~ t :- (~~ if) 1.4.2014 Cl'iT 3ITR ~ 222.63

    2014-2015 cf; cfRA m1{l ~ 0.17 2014-2015 cf; c:RR ~ ~ 16.14 2014- 2015 cf; 00 1Wrffi Cl'iT fctm 1fm c;rr:r :fmR ~ Cl'iT.'ffi.~.A. ~ tf. I cpT :fmR f.itcp 31.3.2015 cnT ~ % 238.94

    - -

    -21- •••..

    21 •..

  • ~ ~ 2014-2015

    1. CBT.m.~.R. ~ R "fRCDR &NT -~ mm- ~ 231.08 2. ~ m ~ rr \Jf11T ~ (~tfO 9, -:!O) 0.0016 3. WID tfO 9 (ah) rr \Jf11T ~ 07'

    0:051 4. tcr Cf7f.j"I~I~ 5. ~3TIt mo ~ tfO X ~ CJXifl11

  • ~ ~ 2014-2015

    31.2 ~ 3iCTfu ct cfm.l -.frir ~

  • ~ ~ 2014-2015

    33.2 31~, 2015 "CPT ~ 323 ~ f.1tql~'1 ~ ~ ~~, ~ ~ ~ 1]J11,llcp ft~ ~ ~ -g :-

    -24-

    2~

  • ~ ~ 2014-2015

    2011-12 2012-13 2014-15

    ~ ~ CfJT !;Pill fl f.1 q) cz:n:r /~ cz:n:r 1729.92 1774.01 2013.84 ~ f6ffi ~ LffurR m

    ~ ~ WR ~ ~ 1l~llflHq) -mIf ~ 1700.00

    I i 721.10 1765.00 I WCfJR ~ ID1{J ~ i !

    , ~ tTX ~/CFli ~ I I I ~ , 1(-) 1008.81 1(-) 10/4.01 11248.84 I 34.6 RaTer ~ ~ ~ CfJT \>l~lIflHq) ~ cgc11lTR~ ~ 0.1 ~ qfr CR ~ f.i 41 ClflI3TI 8ffi ~ 1'T'C; \>l ~lIfl f.i ¢ m C'f~ ~ ~ ~ 5RT6R ~ 'lTC; ~ ~ ~ ~ fclJ1Tr \JfmT ~ I

    (r) qtf 2014-2015 ~ cfRR ~ ~ RaTer ~ 6WTI ~ ~ cfnfm ~ ~ "B H41ClflI CfJT ~ ~ 13.32 c;rmr ~ I

    (ii) qtf ~ ~ ~ ~ -&m "B ~ ~ ~ ~ ~ ~ qfr ~ ~st I 34.7 ~ ~ chqf.il~llflf.iq) ~ if ~ ~ ~ if fl1llctl'{ ~ ~ m w ~ ~~ ~ Cll1l em 31l)m 3Tfucn 3Tm TfC'f qtf ctr ~6.52 ~ ctr ~ if ~ crtT ~ ~ 7.63 ~m~~ I 35. aitarur ;

    ~ m ~ AA ~ cfi ~ 59(1) ~ 3iJm if ~ ~ li~I~{Sl1 tRla1cP ~ 'flT~ ~ mcrR 8ffi ctr ~ ~m cfi ~ ~ ~ if f.im CflT Cf5I(JTfl(J 31C!ft'~ t Cffii ~ Ii g I ~ {Sll ¢ I X 8ffi f1fu' CflT ~ 3Tcfie1UT fcrm \ilTctT X6T ~ I ~ ClfCR-e:rT cfi 3TjflR, Wt5rcr ~ +igl~{5j1 1fflafclJ (tr.lfT.tIT.) ~, 1971 ~ 4RiU~ 20(1) cB ~ fcrm ~, ~ lWfc1'T fcr:rrT (6NlC ~RlIJF1), ~ ~ ~ ~ l1gl~{Sl1 '1frafclJ crT 2008-2009 '(fcf7 ~ ~ ~ -aFl ~ ~ ~ ~ cpr 3tcFaTDT cnm 'ffMT 1Tm t I ctC;jfllx 'BRCI ~ ~ ~ li61~\:Sl1 1fflafCP GRT trrorr ~ qtf 2014-2015 cB ~ ~ em ~ tRlaTI em ~ ~ I ~.'1frm CflT wrruT-4?[ ~ ~ ~ CfJT ~ ~ ~ I

    -25-

    25

  • ~ ~ 2014-2015

    ~~~frWr ~ ~ CfiT "l'"f?i1

    10 ~, 2013 cfi ~

    3!tZw. 1. ~-:T«l ~ ct \lftrq, ~~, mft 'l-m, ~~, fIH-110001

    ~~ 2. ~, ~ ~ ~ RfU, ~ (~), fIH-826014

    ~ ~ cfi !O!ffif.1~

    3. mm ~ ct fcrirtf ~ / 3TCR fIfirq /~ mer, (~{SIR ~ Am ct cwf wnfr), ~~, ~ ~, ~ ~, fIH-110001

    4. ~ fIfirq X16 fcl:m \!"lC'l15CbI~, ~ mcPR, cir:mT ~, mclt ~, ~ ~, fIH-110001

    5. ~mfrlm~m~·~~~ffi~,~f.iiEr~, 14, ~ CBl11T~, ~ ~-110066

    "\!1\Rf tRCfiffi cfi !O! RI f.1 ~ 6. ~, ~ "ffi:ntFf fcMrT, tPct1I~llcp mcfJR, ~ "ff&IT ~-1 / 13, ~ CbIU1~CRi,

    ~ ~, ~ ~ - 492 002, ftrc;rr-~, (t¢\dl~ll

  • ~ ~ 2014-2015

    r I

    trA'r rn ~ cf;~,~' I 1 ~ ~, - i 1949 I ~ am:~ I

    2 ~ I I a'J-:;j "fio 2,4,7,8,12 am: 8 (1,TcTT1'm), 11fcm ~ICfiICfiIfc;j , "ffi r I ~,.~,1971 cm.fu. (lJ) ;ffi~l1cnt1~

    3 tWITG-11 a'J-:;j "fio 1,3,4,5 cf; 1TI a'J-:;j, ~ II et! ~~~mo ~,1981 4 tWITG III a'J-:;j"fio 9,10,11, '(j~lligle:, ~, ~ ~ ~ cr'rrl mo " ;mrc;r, 1970

    ~ ~

    5 ~-I ~, ffic;rr ~ ~ ~, ~ t -m~. ~,1971 flT\ifR, ~ \#m

    6 ~ II W1W1, rgjRI~lll 3TIx ~ ~ t -m.~. 3Vffif, 1981 7 ~ III ~, ~, fil('jI'(II1~x' ~.cm.m. t. -m.~. ~, 1971

    (~) -m.~.1TI.~~.~. (et!) 8 ~-IV CfJC!TfRT, ~, ~ ~ t.-m.~., -m.~.1TI.~.~. 3Vffif, 1981

    ~. 9 wm-I ~.cf;. ~r, ~, ~, ~ et! -m.-m.~., "ffi.-c;>l.1TI.~.~. ~, 1977

    (Iil.-c;>l.~.-m. ~) ~., Iil.-c;>l.~.m 10 wm II iro ~, ilxCfiICfiHI, 3RIT6T, ~, ffficm, -m.-m.~., ~ ~, 1981

    'iRt), ~, ~ ~ \#r -c;>l 11 wm-III tM'r ~ ~, ~, -m. ~ ·cfi. -m.m.~. /~:cTr."ffi. ~,1981 12 .~ ~~,~,~,~, ~.t-m.~ ~,1972

    '\ifTfT ~ CliTvrr, ~, fcI~ 13 ~ 1iTT 3tR m ~-m.~., ~.tm.~. ~,1981 14 ~ ~ cr'mIT, ~, *m, ~, ~.t ~tm.~. ~,1981

    -m.~. (:!.) ~, m.-c;>l.1TI.6fr.~.~. (:mx-V)

    15 ~ ~~, ~, ~, ~, C!Rt, ~-m.~., m.-c;>l.1TI.~. ~,1981 ~, ~m~. (:!.) ~.~.

    16 ~ ~, fi, \ff.m.~. (:!.) ~.m.~., m.~.1fr.~.~. Wffif, 1981 ~.

    17 lll~lq{l'!il111 / ~r I, II, III, IV, ~('Flqd1, '* ~.m.m.~., m.~~. ~, 1973 ~ ~, XTli ~. am ~ ~, m.~. ~. ~ ~.-m.m.~

    18 cm~ WI cm~,~, ~~,~. ~m.m.~. ~, 1981 -m.m.~. (:!.)

    19 CfilC1CfiI\i1 CfiTc;r ~ cfi ~ ~ CIifc;r m cf; m.~.~., tm.~., -m.m. ~, 1981 ~/~ -m.~ 3tR mm.~. I

    20 ~ ~, urAT~, 'CfiiWT ~ ~, ~ -c;>l.m.~., m.-c;>l.1fr.~.~. ~,1981 ati ~.

    21 ~ ~, 1il.1TI. ~, 31'r.m.1TI. ~ tm.~. ~,19.81 ~,~

    22 1JRllfuT ~~CfiTc;r~ \fftm.~. '1T'i\, 1982 23 ~ CfiIC1ICfi'lc ~crm~ \Jf1Clfr, 1972 24 ~ ~ mtr ati, Cffl'W et!, ~ crct 'W:r, -c;>l.m.~., m.-c;>l.1TI.~.~ .. ~, 1997

    ~ffi ~. 25 ~~ :mxo~o31'ro ~, ~, ~ 3tR m.o~o~o cfi ~'06

    ~ :mxo~o31'ro I

    -27-

  • ~ ~ 2014-2015

    q;o"fio -qc; '!iT '1J11 I ~fcTfcft!c;T qft "fiG ~ I Wm I i q;'j.

  • -

  • - Ir=- I

    IL =1 -

  • ) ) ) ) ) ) ) ) ) ) ) J ) ) ) ) ) ) ) ) ) ) ) ) ) ) J J ) J ) ) ) ) J J ) ) _) ) )

    31.03.2015 QJT WiR-~

    tiID_L_~ ~ ]"(i1GOIRlli ~/~~ 3lRfOO~~ ~ ~1C;IR"1i ~ ~ ~ ~~

    ~_3l it) (Wlr~1J) ~ 31.03.2015 (jqJ 31.03.2014 (jqJ

    372,284,183,575.01 354,069,456,307.08

    2 264,856,706,408.16 235,899,334,333.05

    3 60,460,402,190.13 48,246,966,525.40

    4 1,000,784,785.49 767,841,780.99

    698,602,076,958.79 638,983,598,946.52

    f.'rffi ~ qRtiqrffl"1i, Cfi\if ~ 3Tfi:r:r ~~

    5

    6

    7

    658,159,179,282.60

    39,442,112,890.70

    1,000,784,785.49

    594,353,483,679.85

    43,862,273,485.68

    767,841,780.99

    698,602,076,958.79 638,983,598,946.52

    8

    29

  • , f

    ( ( ( ( ( ( (

    3Jlll

  • '))))) J)) ) J ) ) ) ) ) , ) J ) J ) } J J ) ) ) ) J ) J ) J } ) ) J J ) ~

    ~ XSIR ~ f.1fq (~) fflm

    3103.2015 .m ! r.nm 2,060,823,496.96 ~3l1{ 'FlI

    100,000,000.00 f.!;;ft ~ \N

    1,943,588,883.02 l'llill II (~ 1f>T'If0fll) 1,839,973,217.95 ~-qq' .. 3R!~ 5,661.00 ~aifq;~~ 5,661.00

    150,000,000.00 m ~ milT (~aimR) 146,000,000.00 7,390.00 m ~ l'R'lTG 7,39000 70,000,000.00 m Jmffi'j (~ aimfR) 76,500,000.00

    60,705,753,614.44 3fflGR 63,464,367,018.74

    153,735,451,777 .86 158,509,989,275.18 153,735,451,777.86 158,509,989,27~.18

    (m~ ~ ( fcrm \!'ii t>ffim

    (310 3TftITllI)

    3ITTffi 31

  • "@Till ~ : 10976586920

    31.3.2015 \!'Ii ~ 'iflft * 3~ ffl 2,142,170,376.98

    ID~_'!!t_fQfu 30.3.2015

    ~ ~(3TR.3rT.- 6) 250,000,000.00

    250,000,000.00

    31.3.2015 \!'Ii "&ffT -mwr-1 * ~ filcRur 3Tjm' ffl 2,392,170,376.98

    32 ( ( ( ( ( (, ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (

  • , ) ) ) J )>»)) ) • } ) ) ) ) J ) J } ) ) J ) J J ) J ) ) } J } J } ) J ) J

    ("C() ~31m

    ~ ~ : Cfff * m IDfl{r tfClCf : Cfff "* m CJT1RlI am:~ ("C()

    (ffi) 01.01.1949 ~ 6llT\if * tim 31m ~ ~ : Cfff "* m IDfl{r tfClCf : Cfff * m fcPm 'flIT ~ am:~ (ffi)

    (~)~~

    ~ ~ : crt "* m mf?a tfClCf : Cfff "* m "Cll"lffiI am:~ (~)

    (~) "C(t~.~. tlITffi

    ~ ~:crt*G'RR~ "f.TCj(f : Cfff "* m ClT1Rfi 3Rf:~ tm)

    til'11__"Il?!_~ 31'l~iln_~1~gI f.'rt~Uj,\Jfl11d AA _(~_1)

    (wJtr ~ it) (wJtr ~ it) 31.03.2015 O"CP 31.03.2014 (f""q7

    2,153,689.00 2,153,689.00

    2,153,689.00 2,153,689.00

    304,496,867,539.33 72,136,845,820.83 51,767,625,975.07

    141,318,810,578.54 209,686,056,703.79 46,507,999,743:00

    324,866,087,385.09 304,496,867,539.33

    673,329.00 673,329.00

    673,329.00 673,329.00

    6,029,215.00 6,029,215.00

    6,029,215.00 6,029,215.00

    33

  • ario ~ 3~ -mill (~ 2)

    (m ~ it) 31.03.2015 TICf>

    (XTfu ~ it) 31.03.2014 "('fQ)

    ("q)~~~~

    (1') ffi 6lf]\Jf 3lfuN tR.lCf : ~ ~ 'i.fiT 'fJl"lI41\1l'i tR.lCf : am TR 3Tm qft f!Tf.'r ~ : am TR 3Tm qft 3l1$pm 3tcr:~

    235,302,636,116.02 269,373,507,845.37

    1,026,533,812.25

    33,044,337,917.10

    28,921,570,182.11

    264,224,206,298.13 235,302,636,116.02

    (2') 3RT ftJJIT ~

    (-it) '\1j((f m (~) fclf

  • J ) 'cJ • ) ) ) ) , ) ) ) l ) ) ) ) ) ) ) ) ) ) ) ) ) ) j ) •• ) ) ) ) l ) ) ) j ) )~

    ~ qRtiqRa~1 -qq' ~ (~ 3)

    (m~~) 31.03.2015 CfCP

    (m ~"Jf) 31.03.2014 CfCP

    (~) -tr~~~~~~m (~) -tr ~ ~ !'I~II*Fl ~ ~ ~ m (~) ~ !'I~lItl1 ~ ~ XTfm (~) ~ ~ !'I~lItl1 ~ ~ m (t) 3lCjJflCfld ~ (t) 3lftrr ~ \iflIT

    9,904,002.56

    18,462,803.00

    912,509,000.00

    4,844,797,374.75

    54,674,229,009.82

    500,000.00

    8,213,172.56

    18,089,218.00

    836,009,000.00

    3,790,191,209.20

    43,594,463,925.64

    cgcrr . 60,460,402,190.13 48,246,966,525.40

    ·35

  • ~~(~4)

    ~ Xi-q) 31.03.2015 CfCP

    (1;!) ~ -w:rRT ~ f.'r~ ~ (~ V) (tft) ~ -.ffl.:r-W-\flTRR f1iq (~VI) (~) cpf.ffi".l1.f.'r. ~ illlT (~ XI) (~) T.ffi".11.f.'r. ufi.~.~.~.~. (~ XII) (~ ~ -.ffl.:r ~ (~ XIV)

    695,486,843.25

    302,556,430.62

    1,590,635.52

    1,115,189.10

    35,687.00

    ~ Xi-q) 31.03.2014 Cfq}

    587,529,720.25

    177,446,578.12

    1,584,857.52

    1,132,546.10

    148,079.00

  • J , , ) ) ) ) ) ( ) ) ) ) ~l _) ) ) ) } J ) ) ) ) j ) J ) ) J ) , ) J' ) ) ) J j i )

    crcP1R qfhiqRwii. q;uf ~ 3lftril (~ 6)

    (XTfu ~ 11) 31.03.2014 (fqj"

    (XJfiT ~ il) 31.03.2013 (fqj"

    fcJfcltr ~ (~) ~ ~ xl IDl{f m ~ ~ 17,821,423,870.58 24,629,001,891.61

    ~ (~) 17,821,423,870.58 24,629,001,891.61

    1

  • ~ qRtiqRtt~i. !fi\if ~ 3lftrrr (~-7)

    (~~ -q) 31.03.2015 GIfi

    (~) ~ WfRl ~ ~ ~ ("ffiGT V)

    ~."4I.am. ~ it~.3ffi. -q f1mT 6fCfil'.R" ((qCf ~

    -trP -mw V -B ~

    685,828,907.00

    3.00

    9,657,933.25

    (~~ -q) 31.03.2014 GIfi

    578,588,107.00

    3.00

    8,941,610.25

    695,486,843.25 587,529,720.25

    ("41) ~ m -W \1TITGR ~ (-mGT VI) ~."4I.am. ~ tttr.3ffi. -q f1mT 301,919,936.00 176,000,000.00 -trP -mw VI -B ~ 636,494.62 1,446,578.12

    302,556,430.62 177,446,578.12

    (~)q;):~T.1'f.~. f.'l~hfdl rfilfT (ffiGT XI) ~."4I.am. ~ ittT.3ffi. -q f1mT 1,580,000.00 1,580,000.00 -trP ffiGT Xl -q ~ 10,635.52 4,857.52

    1,590,635.52 1,584,857.52

    (tT) cnT.m.'f[.f.r.

  • ~

    ~

    ~

    ~

    ~

    ~

    ~

    3l:!l'l'''l1P -~

    I tcv Nfffi tTO II (~ 1P1~fl'l~) -q ~"& "ClKl. ~~qJT;wr 31.03.2015 ~ 31.03.2014 CfC!J

    1 311~"Itill'l (311~"I't11(1 ffl--II) 892,204.00 2,446,081.00 2 ~ (31I~"I't1)(1 ffl-III) 4,137,651.00 4,506,704.00 3 ~l'll~~'{ 230,102,780.00 51,362,839.00 4 fg'~ql\?1 5,979,816.00 1,915,965.00 5 ~ 132,094.52 9,503,580.52 6 tAlfTG (~ ffl-- I) 92,253,082.00 93,231,587.00 7 ~~xl~lC: 839,936,620.54 837,523,542.60 8 \ij ~ (1 ~x 1,131,050.59 888,508.60 9 ~ 346,639.00 171,526.00 10 ~(~~-III) 146,291,389.00 60,458,234.00 11 1Plx~IC'1~1 (xT-rft ~- III) 62,462,360.00 5,286,957.00 12 ~(~~-II) 43,974,321.00 57,288,430.00 13 q;ll'l1PIOI 20,712,367.00 3,280,557.00 14 ~ 310,659,557.50 284,955,123.50 15 lfTlkT 111,743.00 787,293.00 16 'TfIfT (311~"I't11(1 m-IV) 189,283.80 1,720,175.80 17 ~ 2,030,228.00 56,696,662.00 18 ~~ 1,373,915.00 1,228,386.00 19 ~ (tfTfi ~- II) 40,572,403.00 69,527,831.00 20 xM'r (~ m-- I) 7,440,649.00 215,998.00 21 xl;:ft~(\ij (311~"'~)l'l m-I) 523,811.00 95,430.00 22 ~'~(1~X 998,334.00 109,471,421.00 23 ~~I~~ 36,352,372.00 136,165,673.00 24 ~ (8,631,453.00) 154,860,378.00

    i

    '\ ~ ..... 1,839,973,217.95 1,943,588,883.02

    ._,

    ~

    ~

    .~

    ~

    ~

    ~

    ~

    ~

    ~

    ~

    ~

    ~

    ~

    ~

    .~

    ,~

    ..., ~

    ...•. , -, ~

    ...••.

    ~

    ~ ., ~ - ~ - . . ~

    ~

    -- 39 .,

  • Cf>l\q&tl ~ ~ ~ ~ 31.03.2015 rpf ~ 1f3f ~ ~ 31r::T:"lj~....B~rnT\q1

    ~~-t=h5til~f iA~iCfJ'1 ~

    ~. ~~iCfJ'1 ~ 1. tlllil'Xl

    (i) ~ CTJT Qfdf5lfti¢ ~ ~ ~ ~~i¢'i ~ cfi 3iJ't:lR 1R ~ ~ \JlTill ~ I (ii) ~ ~ fct$r ~ ~ iCfJ'i ~ Cf)f ~ ~ WIT lTm ~ qgf {j IJ:jI~d

  • ) ) ) ) ) ) ) ) ) , ) J ) ) ) , ) ) J ) ) ) ) J ) ) j )})))))))).)) )

    6. fc)Pl~

  • - •

    .-

    -

    -

    ,I ,

    I I -

  • ) ) ) ) ) ) ) ) J J ) ) } ) J ) ) ) ) ) ) J J J J ) J ) ) ) ) ) ) J J J ) ) J ) )

    ~ ~Fl ~ frrt?r ~ (~ ~oVIIl)

    31.03.2015 CfiT WR-1:f?f

    (xr1tr ~ ~)

    B~j_~ frrt?r ~~'1GIRl!i 3~ 31.03.2015 "(j(f) 31.03.2014 "(j(f)

    frrt?r/~ ~ 3lRtmr~~ "iffi'& ~ '1 G I Rlli ~ IDQrlR

    2

    3

    205,855,914.00

    23,528,472,392.79

    1,243,278,492.66

    205,855,914.00

    20,961,590,299.02

    1,096,772,607.06

    ~ 24,977 ,606,799.45 22,264,218,820.08

    gH±igJ?S1_~l

    ~,,[)."'''~'''';

    frr

  • ~

    331,641,730.80

    5,985,852.80

    66,720.00

    '§'! 3,464,601,681.19

    i'Zf'l

    ~1

    ~f~~ 12

    { ( ( { (~'!i'ffi)

    ( 31l{ AT ( rn ( ~ ( { ( ( ( ( ( ( ( ( ( ( ( ( (

    «l~1 ~ Ti)

    31.03.2014 "ffiIi

    1,364,461,276.67

    43,012,402.41

    54,887,043.41

    38,622,315.02

    65,991,596.40

    1,259,402,962.62

    1,517,246.77

    256,900,874.00

    2,573,011.88

    3,087,368,729.18

    426,300,149.99

    3,582,080.00

    5,894,008.00

    125,502,154.35

    4B,689,296.oo

    9,461,720.00

    60,869,042.00

    3,818,103.89

    86,416,647.81

    770,533,202.04

    26,351,844.00

    2,635,184.00

    2,345,822,555.14

    ( (310 3lT

  • ) ) ) } ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ~) ) ) ) ) ) J ) ) )

    "'''''1''1'1 ~flI"I f.IIlI ~Jmf.Jq; (olm ~o VIII)

    31.3.2014 q;~ ,JlII'

    152,075.95 '''''-< '~.JJ-III (')."".) 95,152.45 iblQ~/lr.ili:m 579,969.00 t..>l'IrctJ 2,041,954.00 ~tR 1[4 fit r.rffi 25,908.79 'm. ,,-'c tili (~":I - I~"" ~ 124.403.71 104.183,812.50 1I~lR"r

  • ;JfJf!''1cfi-,--_1;3

    "§If__1_Q1A-=~QJ5 _ctJiN_fi1!.E _~tffi!fi___Tl' 3T:

    '[Qf~ ~~(~) -re ~\

    CfiTlTrwl Wr

  • ) ) ) ) ) ) ) ). ) ) ) ) ) )

    (~) ~_1_iB~

    ) ) ) ) ) J } J J } ) J ) J ) J ) ) ) ) J ) ) ) ) ) ,

    WE! 1El q\'\ ~It~ 13fuJ_li."ILt1"®~l)

    31.03.2015 \fCli Xlfu ~O i'i

    205,855,91400

    205,855,914.00

    ~~_3lfill1L~_(ili_mYi=l)

    31.03.2015 \fCli ~~noi'i

    a~"!lN ij "EICfi! : iIiID'Wf

    20,961,590,299.02 124,884,487.00

    2,691,766,580.77

    23,528,472,392.79

    ~~~ &jq@J~.::-.l)

    31.03.2015 (ftj)

    ~fu ~o "if

    128,512,304.17

    241,947,209.02 9,616,426.37

    5,748,252.00

    1,753,402.10 855,557,239.00

    3,697.00 139,963.00

    1,243,278,492.66

    31.03.2014 \fCli Xlfu ~o l{

    205,855,914.00

    205,855,914.00

    31.03.2014 \fCli Xlfu ~o Ti

    18,731,565,138.28 107,400,978.00 8,396,416.40

    2,345,822,555.14

    20,961,590,299.02

    31.03.2014 \fCli ~~o"if

    102,356,885.37

    206,452,963.02

    7,061,076.57

    5,748,252.00

    813,198.10 774,340,232.00

    1,096,772,607.06

    46

  • >l@~_1Iltfil1.fMiL(~1~rT:fi=-A)

    'W'

    31.03.2015 (fiI) 31.03.2014 (fi'Ii

    XTfu '{iO if xrfu '(iO if

    108,229,195.12 108,229,195.12

    936,000.00 936,000.00

    221,422,995.16 225,783,953.16

    3,336,410.09 3,595,047.09

    4,202,531.59 4,574,240.59

    7,981,712.95 7,645,790.95

    533,572.00 1.00

    28,942,690.72 30,191,098.72

    891,995.59 1,763,050.59

    564,617.31 592,324.31

    377,041,720.53 383,310,701.53

    (~) \i[l\f.'r (

    (~\l) ~rcfuTf.'rq-; P.f:! ~ (3l1W'l

  • ) ) ) J • ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) } ) ) ) J J } ) J j ) ) ) ) ) ) ) ) ) >

    31.03.2015 (j(fj'

    ~fu X'O 'it

    (~) ~ 'Iml~ ~ 1R lI'I'!Tfur ~ ~ ~ C

  • ~no if 31.03.2014 (f(ji

    Xlfu X'o if

    (;:) ~ 31ftrr (41) ,rr~/~ 3fu (lm f~~ \ifl!T (,nrffi'r 1j)l1j) (

  • J ) J J ) ) ) ) ) ) • ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) J ) ) J ) ) ) ) ) ) ) ) ) ) )

    3Tfu

  • illr

    UllT{ 1!"

    51 ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( { ( ( ( ( ( ( ( ( ( ( ( (, ( « ( ( ( (

  • .) ) ) .) ) ) ) ) ) ) ) ,

    ~ ~

    -il"R 1;l\NT (j)f 3f'J'{1ffUT

    ~~llftrn~ TJlW;r / If-fiaiftx / (jilfm;r ~~ ~ 'l#tR

  • 31.03.2015 (fifi

    Xl~r 'Q'O if 31.03.2014 (f

  • c= ~~j~~_l1_¢_-~~I

    -

    CP."fi. rn ¢I(:jf~(:j 'fiT rw1 31.3.2015 CfC!i 31.3.2014 GiP 1 ~lfl1~~ - - 2 ~ - - 3 ~~lfI~x 58.00 - 4 f9Gql~1 - - 5 ~ - - 6 ~ - - 7 ~ ~~xlfll~ - - 8 5.00 :!('~I~~ 9 ~GxlfllC; - - 10 ~ 1.74 1.74 11 \ilHi 5,769.00 - 12 ~ - 1,587.00 13 ¢Ixllc;ft 6,934.00 3,178.00 14 ~ - - 15 Cfil~¢lql - - 16 ~ - - 17 "l1TIkT - 825.00 18 :rrn - - 19 ~ 179.71 140.71 20 ~~ - - 21 ~ 8,905.00 8,905.00 22 00 30,939.00 80,457.00 23 ~ 495.00 - 24 ~ 7,000.00 - 25

    ~ '" -ll'(C'l1 - - 26 ~ - -

    ~ 60,228.45 95,152.45

  • 3'l'it>'ll"1Cfl -~l' ~ tfO III (m Cflll1fwn-J ~ m ~ ~ ~

    q;.tf. m Cfl I I01ft>'l 101 CfiT "1TI1 I 31.3.2015 CfCf)" 31.3.2014 "ffCf) 1

    , 5,508,074.60 2,076,761.60 3lm"1fll;:;{

    2 ~ 4,804,741.00 3,030,289.00

    3 ~t>'Il~~x 2,192,326.49 2,200,538.49

    4 ff§~1H~1 2,258,433.00 2,228,682.00

    5 tcftR 596,037.00 528,216.00 6 ~ 4,854,568.38 3,753,741.38 7 ~~~xl61lC:: 248,990.08 5,830,180.78 8 ~C::xlillC:: 3,003,854.27 2,457,198.75 9 :!~«llt>'ll1 36,731,190.04 35,564,668.04 10 ~ 4,086,046.10 4,511,349.10 11 ~ 656,741.00 799,453.00 12 ~. 3,367,094.00 2,814,363.00 13 ~ 1,855,525.00 2,196,701.00 14 'Cf!CRR1 3,628,285.00 2,919,647.00 15 ct!l ;:;{ Cfl I Cli 586,267.00 805,428.00 16 ~ 2,373,545.28 921,418.28 17 +mkr 531,168.00 519,084.00 18 :rr=rr 1,283,301.20 1,412,952.20 19 ~ 4,061,865.00 3,700,399.00 20 ~~ 563,016.00 833,568.00 21 ~ 3,014,157.00 2,464,093.00 22 xfTfr 1,612,553.20 2,140,099.70 23 ~ 4,451,560.82 3,184,949.90 24 ~ 1,546,356.00 890,486.00 25 ~llx')t'1~ 457,997.00 589,839.00 26 ~ 434,194.00 . 645,129.00

    -- cwr 94,707,886.46 89,019,235.22

    55

    w - - •• - - •• -- ., - ._, -- ., •• ..., •• ••• - ••• ••• •• ••• -- ••• '-'

    ••• ._, ••• ••• ••• ., -- •• '-'

    •• '-' ..., •• ••• -- -

  • ) ) ) ) ) ) J ) ) J ) ) ) ) ) ) ) ) ) ) J ) ) ) J ) J ) ) J ) } ) , ) ) ) ) ) ) )

    ~ X5lR ~ ~ ~~II~P!Cf) (~"tt. VIII) 31.03.2015 em ~ tf?f qft ~ 3l1~~1

    ~ 12 - '"I13~9>uf ~~iCf)'i ~

    1. ~1'"I1"l1 i) ~ cpT Q fd t51 Ri ¢ ~ cB" ~ LR TIm ~ &l1!Sl i ¢., ~ cB" 3f:PIR (h:w frEm \J!Tffi 5 I ii) t1l!Sli¢., ~, \f!1rt ~ XTiLf -ff ~ ~ fcpm ?Tm 5, '

  • 6. ~~j i) 3iirc1 ~ * 01 Cj lj\~ 'i em- m~ erR LR 1:f~ M \JffiTI ~ I

    ~. ~ c6T RltJru'lil

    i) ~ ~ ~ ~"fl ~ tcr WiN ~ ~tfl ~"¢r j;jRlWd ~ RftT j;j~llflf.iCf) em-"fl"¢r \Jf1dT ~ I ii) ~ 0lICj~lICf) ~ crif ~ qrf * ~ em- g'i4JftCJtC1 ~ ~~ fcpm Tfm ~ I iii) CfKl * w=m ml(1" QI ~ Wi / ~ ~ ~ ~ / c;rM em- ~ "¢r g'ij;jffQ-j * "fl1=m ~. ~ "C[(Yf. ~ i'f ~ fclun' Tf(TI ~ I iv) ~ j;j ~II xif.1 Cf) ~ "fl ~ (f\ifC un:l em- ~ RftT j;j ~II xi f.i Cf) ~ "fl ~ fcpm \JfRIT 6 I v) v=rrr x=i% ~ j;j~llxif.iCf) M ~ ~ j;j~llxif.1Cf) * flliliqltfl CIj1f em- ~ frrfu j;j~lIflf.'lCf) ~ "fl ~ M \JTIcIT ~ I vi) ~~ j;j~lIxif.iCf) RIU q)f flINf WiN @ 8.75% md qrf ~ qrf * fIll\il ~ @ 8.50% md qrf LR ~ I vii) '

  • I' -

    II =1 --

  • -

    -

  • ) , ) ) , ) , } } ) ) ) ) ) } _) ) } ) , ) J ) , ) _J J J ) } :. j ) ) J ) ) ) , l' )I

    ~~~~~~

    31.03.2015 cpr "WA-~

    tmr~. it) (xl~~. it) ~/~ ~ ~ ~'1~IR~1 ~ 31.03.2015 OQ) 31.03.2014 OQ)

    ~/~~ 1 12,374,547,744.52 25,298,322,052.91 3fRfmr ~ 311~:t)tt 2 127,697,013,478.27 105,516,417,998.31

  • { ( ( ( ( ( (

    ~ ~ ~ ~ :1"&1" lffir

    31.03.2015 cpf Wf1l{f 3fTlT ~ ~ cffiT

    ~

    ¥!JIlJ_~ ~~_iliEl: tlJ4\lJf.'JCIJ ~

    ct1I:" ~ c6) ~ ~ ~ c6) IIR'11fFl~1 tl Jcf\lJ f.'JCIJ ef.1 ~ f.'rijfief.1~ ~3lR/~

    ~ ~~ c6) ~ lR (if)'Il 3RT

    C{Ff ....

    f1FI

    ~c6)lfWfilRmf1 'If~ f11fr ~ ~ tR 8.75 II1TImr H qft GX ~ Elll\iI

    C{Ff ....

    ~ tR 31Pl c6) 3TIfrCJJm (~ ~ «IT) 3lRfmr ~ ~ ~ "if ~~"\lJRT

    ~~~

    ( ( If ( (~ 'Wffi)

    (~t'flm(~(~ ( ( (

    ~

    ( ( (

    (xrltr ~. it) 31.03.2015 (j(p

    5,344,278,000.00

    3,012,582,668.27

    1,510,967,259.59

    2,453,328,223.16

    545,778,719.41

    198,143,284.17

    212,640,620.29

    1,338,576.00

    ('!lf~1 ~. 'I) 31.03.2014 (j(p

    4,925,602,188.00

    2,747,295,062.28

    1,190,066,250.98

    2,803,539,282.09

    570,368,227.88

    292,636,367.24

    172,983,230.97

    9,304,476.68

    12,711,795,086.12 13,279,057,350.89

    304,811,119.05 2,155,037,666.00 1,477,295,966.00

    2,459,848,785.05 1,477,295,966.00

    10,819,208,565.84 11,234,499,120.12

    6

    ( ( (

    (3"10 3Tfill?rl)

    ( ( (~ ( ( r ( ( ( (

    59

    ( ( ( (I (

  • J J ) j J ) J ) ~ J ) ) } ) J J ) J J J ~ J j j J J J J ~ J ) ) ) } ) } ) ) ) , )

    () ~mGR~ ~ -_-_~---_- ---_--

    3f1~:.!)~

    um : "if!f ~ GRR Yfl{f ~ 3MGR tmCf : "if!f ~ GRR fctm l"f&T P-l .•••••. J111

    3io:m (~)

    11ft)~ . \ _-_-~~ ~' 311 :.!I~

    uffi? : £fff l6 GRR ID'{J /Yll{f Qf.l iffi'fT ~

    3io:m (1ft)

    ~ (I{ + 1ft)

    f)~ .~ \~ - -_----~ - _- 311~:il~ * : "if!f l6 GRR I'.lPl "I:R 31FT ctr '>1 ~,;&: •••• I uffi? : ;Wtl~)\JI '1 ~ ~

    3fij:m

    WA ~ rFr ~ 31j~m

    ~-1-:::--OOLiuft_~

    (nfu ~_ it)

    31.03.2015 (fQJ

    (Xlf~ ~_ 1t) 31.03.2014 (fQJ

    13,287,490,551.52

    8,004,798,941.49

    16,015,960,748.49

    18,496,103,052.91

    8,330,361,186_89

    13,538,973,688.28

    5,276,328,744.52 13,287,490,551.52

    6,952,219,000_00

    146,000,000.00

    6,802,219,000.00

    150,000,000.00

    7,098,219,000.00 6,952,219,000.00

    12,374,547,744.52 20,239,709,551.52

    ~1~4L2-=~~ ~_~

    (Xlfu ~_ -q) 3103_2015 (-nfu ~_ T{) Wll

    31.03.2014 o

  • ~ __ 3__=-~_TJ:ft'{j9_RtI.qI

    (XIftr ~. rf) 31.03.2015 \1

  • ) . ) ) ) ) ) ) ) J ) J})) J))))))) J»)))) J))}))))})))

    ~JL=-~il!§i .. 9R~.g_[?s-gtt_~ .~._~

    -g@._2L~~ ~~ ~ (I:{) mlrnRR~~~f~)

    ~ 'tl e) uft (31 jC'P '1 ifj ~)

    (~~. it) 31.03.2015 '(fiIi

    (xrfu ~. IT) 31.03.2014 '(fiIi

    834,970,451.74

    128,512,304.17 724,970,451.74

    102,356,885.37

    811,797,848.00

    416,840,450.00

    1,020,405,377.00

    260,032,190.00 97,388,812.00

    46,694,616.00

    806,494,524.00

    332,869,077.00

    1,463,070,812.00

    303,682,399.00 159,970,430.00

    79,173,175.00 3,616,642,048.91 3,972,587,754.11

    tcP~

    (~) ~ -Rc fcp tIDffi ~O VII (~) (ffi) ~ ~.-30224418329 (~-~) (~) m fcp (~) ffiCIT tf.0251201002066 (tT) ffiC!T vu (ffifu:f ifjlllf(itll) if fcp ~ (31jW1ifj ~) ({) ffiC!T XIII (ffifu:f ifjlllf(itll) l{ fcp ~ (311l'1"'j(fl ~) (~) m Ptffil'{ul ~ (31jl'l~1ifj 31))

    12,241.09 12,241.09 4,643,967.62 145,663,651.15

    11,590.00 11,590.00 5,224,976.02 4,484,899.27

    30,347,925.40 24,217,217.92

    2,279,705,892.67 1,870,573,808.91

    2,319,946,592.80 2,044,963,408.34

    5,936,588,641.71 6,017,551,162.45 ~ .

    (~ CfJ:lR)

    ~(~~~

    (310 3JTTlmf)

    ~ 62

  • 9l1!'@1_~_:9mB!g_~_~

    3t.:l,20J_!!_ Cfit._~

  • ~

    ~

    ~

    ~

    ~

    ~ 3l j &P 'i Cfj 'Q11 ~

    ~ ~ m tTO VII (~ CflI\Qr~\Q) if ~ ~

    cp.tT. ~ Cfllt:lf~t:I 'fiT 1lli 31.03.2015 ('fq) 31.03.2014 GG

    1 3!1X:F1~1~ (3!m~~~ aBr-11) 9,672.00 10,519.00 2 WCfR (31 I~~:ffi C1 aBr- Ill) 184,815.00 229,857.00 3 ~C1I~~\! 148,929.00 148,929.00

    4 ff9'~1'H~1 74,757.00 74,757.00

    5 ~ 18,806.00 19,424.00

    6 ~ (~ aBr- I) 201,126.59 208,899.84 ~G\!I~IC; 1,106,927.59 7 1,486,494.59

    56,262.00 56,975.00 8 \jj~~~\!

    9 ~ 39,820.00 40,370.00 10 ~ (~ aBr- Ill) 85,400.00 85,400.00 11 Cfllx

  • 3i'jl'ihj¢ Tl

    ~ m tfo XIII (~ ¢lllfCTI(1) if ~

    m CfiI

  • ~

    ~

    ~

    ~

    ~

    ~ 3! 'jc>P 'i ifJ 3lT ..., m Plffil~ol xsmf "B ffl ,..,

    ,..,

    ~."ff. ~q)T'1P1 31.3.2015 'ifJT 31.3.2014 'ifJT ~(tj16151IG ~ (WID-7480) 33,176,969.00 47,902,149.00 1

    2 3TiFJT "tcP (tsmrr-0292) 320,999,746.05 208,091,011.05 3 ~ 3ITcP ~ (wm-295) 42,004,458.00 32,453,610.00 4 tcP 3ITcP ~ (wm-296) 172,508.00 172,508.00

    5 ~ aW:P ~ (~-2286) 301,402,347.76 273,148,477.77 ~ aW:P ~6Ixl~ 6 44,522,862.85 11,510,898.85

    7 -t

  • ~~~~~ 31.03.2015 em ~-1BJ ~ 31j~~i ~6 - Ji5_(1Ti_8'§1j~1_ .-n~~i

    (i) ~ em- Q Rl g I Ri ¢ ~ Cl2lT Tffil ~ ~ i ¢'"1 ~ * 3lltTR LR ~ ·fctrm \JlTffi ~ I (ii) \Jffif ~ fclm ~~i¢'"1 ~ CfiT ~ "'ltT ~ lTm ~ qgf flIJiI;:{jd(11 ~ ~~i¢'i ~ cR m it cwn -rr:IT t I 2. 3ll1~llfl'i cffi it ~~fcpd FcPm \JlTffi t I (ii) ~ wmT / ¢~~~I'i cR m l>1~II~i'i m it ~ fcn7:JT cnm t I (iii) ~ qfr g'il>1H?c1 LR ~ ~ .~/m cR %~ col rr-g'"1rrr1-l>1TfQj~ * x=r=n:r ~ FcPm \JlTffi t I (iv) fifc1dRd m it ~ ~ ~ ~ ~ * ~ ~ ~ wnx ~ ~ x1" ~ ~itWhil 1-~ ~r t I 4. ~

    (i) ~ cR ~ ~ LR ~ f¢m \rITdT t ftR-A wl\:fl ~ * 3lfc-lRcffi ~ mfiic1 ~ I (i i) crt cfi GRA fcR1I ~ cpr g'i 1~ i ¢ 'i "'ltT fcrm \rITdT t I 5. 3rnGA

    (i) m ~ em ~ (tf1t:TR tR ~ FcPm \rITdT 6 I (i i) fl x¢ I ~ ~ em ~ (tf1t:TR "CR ~ fcrm VITdT t ~ f.1iU / ~ f.1iU it wfTic1 fcrm \rITdT ~ I

    67 ( ( ( ( ( ( ( ( ( ( ( ( { ( ( ( ( ( ( ( {. ( ( { { { ( ( ( ( ( ( ( ( ( ( ( ( ( ( (

  • ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) J ) ) J ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) } ) ) J ) ~

    (i) ten wOO ~ W{'CR wcP em ~ ~ ~II f1"1 ~ ~ ~ fcrIIT \JffilT % 1 (ii) \Jffit 31ICj~~Cf)dl % CffiT ~ crf ~ 0~ em g;:pffdd ~ g1c4CjR~ .FCP

  • - I

  • -

    - -

    - -

  • »))) ») »») ))))))))) )))))))J))))),)))

    (XTfu ~ TI)

    ;3J,Q3~2P19~ ~ (~lftr ~ if)

    3 LQ;i,20 1 :4_1JIP

    3lRfmr ~ 31 ftlil tt 1 ~ ~'1t;:IR=l11 ~ m 2 912,509,000.00 836,009,000.00

    ~ ..... 912,509,000.00 836,009,000.00

    yH'tiqRi1=l11 ~ qR 'ti qRd =l11. qruf ~ 3lftrIf 3 912,509,000.00 836,009,000.00

    wr····· 912,509,000.00 836,009,000.00

    Ii t5 ttl if\u f cl ~ i ifi '1 -.ftfcnIT 4

    '69

  • rg

  • ) » ) ) ) ) ) ) ) ) ) ) ) ) ) ) J ) ) J ) ) ) ) ) ) ) ) ) J ) ) ) ) J J ) J J ) ~

    ~~mWlWf~

    31032015

  • ~ ~ ~ W~lltt'1 ~ 31.03.2015 em wPllBf qft ~ 3I1~1l1

    ~ JOJ15~~f J)~iq;.., ~

    1. tilJOJlrrj

    (i) ~ ~ Qffi51R:iCf) ~ cB- 3TftlH lR TIm TffiYl ~cp.:f f.'n:r:IT cB- 3TJffR ~ fcti

  • - •••

    -

    "'I:"- o N

  • -

    - -

    - -

  • J ) , , I )I cJ .~ ) 1.' ) ; ) • } ) ) ) ) J ~) } » J ) •• );. J J _) ) , ) )' J _) ) ) ) j »

    cWrm X!lFf \ifllT ~ ~ ~ 3hJGR ~

    31.03.2015 cpr ~-lBI

    fj:®"_L~j1fiL1{Ci ~1~ I R4i ~ ~r~l»)

    31.03.2015 (f(fj

    'iufi~ 3~~~ 2

    1,041,913,835.87 1,347,446,671.64

    (Wrm-.t) 31.03.2014 (f(fj

    1,040,223,005.87 1,036,114,188.64

    '!Ff . 2,389,360,507.51 2,076,337,194.51

    lJ.[hjg_ISit_ill·

    f.rcm ~ q Rti q Rct 41. qruf ~ 3Tftr:l

    3 4

    2,310,832,262.00 78,528,245.51

    1,999,499,779.00 76,837,415.51

    '!Ff . 2,389,360,507.51 2,076,337,194.51

    ~~~ 5

    (-g.m- ~) ~(~-qri~

    (3"[0 3lTTWlf)

    3lf¥U

    73

  • ~ ~ \jfl={T ~ Efi1:rr ~ ~ ~

    31.03.2015 em ~ 3Wl" ~ C1flr ~

    3T@ ~

    (XIftT rn 1)) 31.03.2015 (fq)

    (~~ 1))

    31.03.2014 (fq)

    ~ -q \ifllT "QX «I1\i1 ~ (~) ""

    161,370,000.00 149,962,483.00

    161,370,000.00 149,962,483.00

    ~

    cwr (£fi)

    am 1R 3lm qll ~ (~ - 6\1) 3lRfem ~ ~ ~ ~ 3lTIfur 161,370,000.00 149,962,483.00

    116 ~

  • J J J • J J • _It ): L _) t: _} t ~ } .t ) ) ) ) _) ) , ; .• }' J } ) ) ) ) .t J ) ) J ) I }~

    ~ ~ ~ ~ \JflIT ~ ~ ~ cfflrr

    31.3.2015 ~ ~ Cfl'f if ~ ~ 'lflCfR cfflrr

    ~ (~O) ~ ~ (~O) ~ (~O) 'lfTGR ~ (~O) 31.03.2014 31.03.2015 31.03.2014 31.03.2015

    ~ "fffffi ~ -~ 1,400.00 'flcp lFIlX 5,773.00 I

    20,525,693.35 ~m~~IX(,!!o) 20,525,693.35 - ~~ ~ ~ ~.1 ~ IDl{f mr 20,510,000.00 741,263.00 1[fI.ofi.~

  • ~ ~ \iflIT ~ ~ f.'rltr aNRR

  • ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) _) ) ) ) ) ) ) ) ) ) ) ) _) ) )

    ~_3-=-tr

  • ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) J J ) J ) ) J ) J ) J } J ) J } ) J J J J }

    ~ ~ \iflIT "fi% ~ f.1f?f ~ 31.03.2015 cpl ~-"Q?T ~ 3l1*!f~g{i ~ 5 - 1"jt5~~~ Jt~iCf)'i 4'1Rt~1

    i) "fRCPR ~ ~ ~ qjj ~ \jFRslid "fr "W(f m qjj \3 q fild 3ITtTR TR ~FcDo fcpm 1fm t I ii) ~ "fRCPR "fr ~ ~ ~ ~ ~ if \fIl1T TR m cYl ~ iFcPd fcJRrr \JfRlT t I iii) cm-.m.'l1.~. x=frro'i ~ ~ qjj ~ ~, 1961 ctT trm 10(25) ~ ~ ~ ~ ~ l[C ~ \YfRfT t I

    79

  • -

  • I

    I -

  • ) ) ) ) » ) ) ) ) ) ) ) ) J ) ~ ) ) ) ) J J ) ) J ) J ) ) J } ) } ) J j ) ) } ) )

    ~/iuft ~ ~ ~'1t;IR~i

    3lRfmr ~ 31 ~~tt "iffii ~'1GIR~1 ~ ~ ~

    CWT······

    "r?t.ii,,~ Ii":

    ~

    "iffii q Rti q Rd ~ i, qruf ~ 3ffW1

    CWT .

    Ii \5 Ctll{° r chst il'f>'1 -;:fifWif

    (~~)

    31T~~ (fctro~~

    ~ ~ \JfllT ~ IftlfT f1iq ~ !H II tI f.'I if) -ffiID (-ffiID "fio X)

    31.03.2015 CfJl "tJlll1{f 3ll

  • ) ) ) ) ) ) ) ) ) ) ) ) } ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) ) J ) J ) ) J ) ) } 1 ) ~

    31.3.2015 CflT fIl1ll{f qtf if ~ ~ 1fffiR ~

    ~(m) lJ1fu

    ~(m) ~(m) ~

    ~(m) 31.3.2014 31.3.2015 qit 31.3.2014 31.3.2015 Cjl[

    t

  • ~

    (xrfu mit) 31.3.2015 q;l m- 31.3.2014 q;l m-

    ~ "&R \iJllT ~ cft+rr ~ ~ !II~IIt1~Cf) ~ (~ "tI'o X)

    :it_Q_320j_5__tfIT "WI3-.1:f3 _:gfi mJjL~_j~l1.i

    ~ _ _1=-_~_~_~

    3llft~

    ~ : qyf ~ ~ anT 1R 3TTlf qft 31~if)dl 833,294,091.88

    76,255,980.13

    768,112,126.07

    65,181,965.81

    aTo:~ --------------------------~~ 909,550,072.01 833,294,091.88

    ~_2 __ -=-it1;1j'15IHll1_~ !ll_4I:L~

    ~

    (xrfu mit) 31.3.2015 q;l ~ 31.3.2014 "Cf>1 ~

    ~3lT{ ~ mtf it ~ XTfu ~3lT{ ~ mtf it ~ tcP ~

    67,319,433.11

    532,555.78

    46,809,433.11

    525,382.78

    cwr ~o 1) . 67,851,988.89 47,334,815.89

    83 ( ( ( ( ( ( ( ( ( ( ( ( ( ( { { ( { ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( ( (

  • ) ) ) ) ) J ) ) ) ) ) ) ) ) ) ) ) ) ) ) J ) J J J ) J J ) J J ) ) ) j ) ) J ) ) )

    ~L-::_.~

    fcIcRur (Wtw4 #)

    31.3.2015 1 ~ 31.3.2014

    tpm: 1ffl.

    18,462,803.00

    1,400.00

    855,557,239.00

    18,089,218.00

    1,400.00

    774,340,232.00

    ~ 0!IT\il_ uIT 'fl

  • ~ ~ \ifIlT ~~ ft M~IIf1frtCfl m 31.03.2015 -cpT ~ 1l?T qft ~ 31'j~fqlll

    ~tL~ 5-fl5(C1~~iCfl'i ~ ~. flS~~ur cl~iCfl'1 1tftmt

    1.~ i) ~ -cpT QR15IRien ~ ~ T1lCl ~~ien'i ~ "* 31m LR ~ .fcpm Trll~ "* -w-r:T 1fT. ~ ~. ~ if 3Tffitr Fch

  • Ch III T C'lll }l'tfR" R'l8 \! I c)/ Cj I felj Q:j Cfi dl '@ q {l8JT d~ ~ ~ dl ~ Iq ;{11RT . ~-II CblC'lCfiki I

    ~~~,~\JiJlcn!iI~~m

    CbIC'lCbldl-700 020

    tf. 536/ql~1 \-n ~-II/Cf1Tc;r /ftqlt/zT~:r!3"TR / \.Jl ~'9 YI ~ 47311/2014-15 ~ - 28.09.2015

    ~, ¢mc;rT ~ ~ Rft:r~, ~~,

    ~.m.3-li- ~-826014

    ~: ~ ~ ~ ~ ~ CcnT.""&J.~.frr."ff.) ~ ~ ~ t5T qcf 2014-15 q{ fC:lli"lCh "QCi CH~Il'@lCh~ em ~~ dl{~lIq;{18JT >lRi~G~ I

    ~ &m ~ ~ ~ Rft:r ~, ~ ~ ~ qfr ~ 2014-15 q51 'I~ c'1~ I 4 filBT j;j Ri ~ 1:;"'l ~1f!lJT m 11?f ~ ~ fEIRn 0ffiiT t I ~ ~ % fcp c'1 ~ I q xllBT s:J Ri ~ 1:; '"i cpr fficfr ~ ~ CJ'R" ~ ~ ~ ~ d~ fucft qfr 311 Cl ~1{Sl ,qfim j;{ f{j~C("'l ~ ~ ~ dm 3fc'pafOT >FfTUT 11?f qfr l0f5 -qfu ~ CfJ III 1 C'i 1I CfiT ~ cR ~ I ~ _q R1 ~ C("'i q:fr ~ l{ ~qfr~~cpq

  • C"f1Sf2014-15 cpf~

    .•. ,

    ••

    >ftfFf f.i~~ICh qlfUl~ClJ ~~14{)8:lT ~ ~ fI~'flJ ~~14-n&ll, ~-II

    234/4, ~.ul.m. 6fffi &

  • -

    -

    - -

  • .-

    31 11Rl, 2015 c.nT m cr;f -ij) fc;n; CfJll1 Ci I ~ ~ Rm xi J ICF"!, ~ -ij) ~ ~ ~~ JCI')R II I \Jj '1161 C8 -qct ~~ q 1 ~ d Cl7VIT t /vi '(=j '(~ fct % ~ fcFm \ilT ~ fct ~ fcR=ft

  • ~. ~.1 ~.1.1

    ~.1.1.1

    ~'G"?f

    ~Rfu~~ ~cffimT ~-5-m~T- ~ 65815.92 ~

    uirla1fciCFT;;:rr&1 q f{ q CfCl rll fc'in:r urn (~~;4) ~a-T - 3i OJ) (>j J rl Cfl ~ fo=rfu ~

    - CFT-~

    14.90% ~ 08.10.2014 7.33 d1c;' 1

    08.10.2004

    ~ ~ 'fr ~ m LR Cl 'R UfIvf 3iR r:r 'R q ~ q CfCl rll urn \JfCCl *" ~ I fjJI6rl ~ m~T CllT ~ 'Qd1TUT-q;;r 31~ ~ 3iR=rl,Cl CFT ~ m 'Qd1TUT ~ ~ ~ ~ I ~ m ~ 'QCIl mTGf m~T Gfrl' 'CJ"RIT I 3i(1; ~ ;4 ~ 7.3 3 ~ CFT ~ fcl:>m 0ITrlT ~ m I ~ m~T c'p Cl C:~~ ~ ~ v:pr dt c-'4:_Gilfrh c=rm m~T ;4 3i6qifrh ~ c=rm 'URT 'CR' 3WT c3r ~ ~ 7.33 ~ ~I

    ~I

    o.z q~TCl 'fc'1fu ~ c>hm l:!.2.1 arlC\I~'4T

    l:! . 2 . 1. 1 6.l'i CH i Cfl Cfl a Ci C\ 1 tI cpI Cl C:~mrr 0ITCiT

    ~ m q~TCl ~, 1998 c'p tffi 22 c'p ~ ~ c=flo:r ~ dt q~TCl fc1-ru- CFT Ji:(>''4iCflCi c=,ql dt q~TCl ~ LR ~ aCiC\ltl q~Cflfc>1rl *" ~ I 31.03.2013 CllT c-'4:_GirlCH 'C!'Ci ~ ~.fT ~ 24203.01 ~ cr ~ 41161.25 ~ m I 2013-14 zr

    w

    ." • -- '-' ., - '-' '-' ._,

    '-' •••• y - - .- w ._ '-' '-' - •••• .- •••• .•. •• '-'

    '-' ._, '-'

    .•.. ..•. '-' •• - ._ •• ._,

    89 - •• -

  • ~ -~

    ft~ I; ~~

    ; f& ~

    ~ & ~ ~ ! t& ~ ~ Jr. ~ ~ w ~ ~~ I ~ g 1& ~t % ~{b ~ ~; Jr ~ - ~ ~ - 5

    I ,hL,- ~ ~ t

    , I p;;> i t;: 1=J

    ~

    4&

    I '8; {b

    ~ 15-

    ~ 'gt- t;:-;h0

    ~~ 4& ~

    ~ l.{)

    0: 1=J ~ -~

    ~4& ~ {b, >{b tv 00 > 0 o

    i ~t 10' •• ~~ ~ 1i t ~ ~ ~: i j i; j i ~~.

    li ;r, I"- o ~

    ~I~ ttv

    a 01

    ~ ~ + t;: ~ ~ ~ _,tw .~ ,tw ~. ~ s; ~ 1=J ~ ~ _ ~If!&~ ~ *fbt 4& ~'; ~ .f{; ~ 5 t 15= ~ P'" ~ 4&P;;c:i~ I ~1'4& ~ ~p . 4& ~ ~ 2 t ~ nee ~i'ii ~ ~~ ~ !~ ~t5~ I &,,~ ~ ~~ i 'f;; ~ r;~! lie t~ ~4&4& 4&. ~ 4&! ~~ ti ~j!!:! II!i If IE. I~!o'f;; ~ tg ~~w. tgl 1fl~

    ~ '1& ltv ~ 1;; ~,E; [;" 1;; L g d5: ~ ~ 'f;; ~ + I 10' ~ ~ ~ Jg "" ~ .tg 1& ~ ~~ -i ~. ~Jg 1& ~Jt' ~it g ');if;;

    15-;iW;r,4& ~% f&fin l ~ ~ ~ ,tw ~ ~ ;; --p;; f ~ ~ ~

    ( ( ( ( ( f ( ( ( £ ( f ( ( ( f f ( { ( f f ( ( I f ( • { ~ ~ ( ~ ( « f ( ( ( ~ ~

  • v. \jq4TfJ W ~ ~ 31CJC'ilCf)'l ~ Ji~'l\Jj;;Z, 6ll % ftqlt ~ % fcp ~ J>l fd ~ ~ '1 -4 Ivr1 CJ0f1 "Y?f \cf 31m l0f czm ~/mm \cf ~ ~ "Cf)1 Wa=rur fcDm Tfm t ~ ~ eFT ~ -fr ~ ~ % I . .

    vi. P1R fcRrR -q \cf PITfr 'A mfi Ji \Jj I '1 Cf) I ~ ~ ~ Cf2TI ~. ~ ~ ftl fl Cf) "! 0 I'j ~ ~ ~ fcRfm ~ CJ ;;Z 0 Ii cr1 cYl '(5j i Cf) '1 1"1 fd 111 \cf ~ eFT f2oqfOl

  • ChlllT&111 ~crR f.i8lt1Ch CJlfU,GtJ(f) c"i,&lq41~lFr2IPR~~ c"i"ilI q;{l&:n m-II CfilC1Chldl

    ~~~, 234/4,~ 1J111cf1~1 ~~TI-s Chl C'1 en ICl !-700 020

    ~. /ql~'«flC! 11/~/RtITt/l:Tfll!31R/-mC!"1LflC!lf)3Tr/2014-15

    ~,

    ~~~Rfu~, ~~, "Q"'!:f.m . .m.- ~-826014 fcr;m: ~~ Cf?f-gof 2014-15 in Ch14C11 m ~ Am ~ in ~ ~ in

    ~~/31i C1 R Cf) PI ti?! 0 I 3lTfu if rra:r ~ ~ it ~ ~ eN (7f C;fT~ H~~ICf) CJlfUl~Cf) ~wan

    -. - -. -. •• - 92

  • l!) ~ ~ ~ ~- 3-TRfa:1c:r l!Ci 3-lfu~m - ~ 26485.67 ~

    ~ 3-TRfaic:f - ~ 63.25 ~

    3Q4Cfrl df Fclch;[email protected] ~~ c;lciT cnTI 2013-14 l!Ci 2014-15 df ~ ~ I

    ~ 2013-14(~) 2014-15 (~)

    ~Qc=r 3-T~TCJCl 1714816.00 1714816.00 ~ c)J 1Wrl ~ ~ 22460484.00 22460484.00 taT Cll'Rc:rr l!Ci rll (>l in CTTLRiI ~ ~ 73644.00 73644.00 ~ ~ 3.f~TCJCl

    ~~ 231827.00 231827.00

    fcl:fu

  • ~~ ~ -1& ~ ~:tb~~~ :tb ~&~~ ~ ~ ~ 1 ~ - ~ ~ if I ~ :~ l1& ~ ~ ~; ; i j~ ji~!~ i ~~i £; o> 1;; ~ &~ 0 .J.~'" 'g 1b :tb ~ ~ ~ ~ N 0 ~ ~i ~ ~ ~~ i!t:~-! ~!i~ ~-I& ~ ~ ~~ ~~~~ ~ [61 ; ~ ~~ ~~~~tt ~ i~'t!

    ~~ ~ ~i Ij~, ~% i- ~~~~ - it ~~ ~~ ~~~~j~ ~i ~!jt

    ~ ~i ~~ iii :tbj --~mi~ ~w ~~:tb:tb c:j;:c:, L- 00 ltv >I-r ~ 1+ R= 1; IT;- :fi N N ~ .__.. . rt> t & [6 £; t ~ ~ t- t t 8 ~ ~ ~ SO if % gig ~ I - - ~ t ~ :j: ~ g ~ c; ". ~ ~ fr if ~ Il' i!2: ~ tt;r ~ & ~ g ,s fi % .t.r ~ ;;; ~ tfr -e;. ~ 1 t ~ ~ _ hi - ~ ~ >0 l< ~; - ,_ ~

    ~iR" ~i i~ i~ i;j~:~ ~ .. w~~ cv ~{ r ~ & ~i~~~ ~ ~~~%

    if r M--

    ~

    ~

    ~

    ~

    1+

    ~ ~ ~ ~ ~

    g; ~ ~ !5 cg !~ t~ ~ ~ ; ~ ~ 4& dE: 'fg fif€: ! ~ t v

    ...__,.. 0")

    I

    ( ( { ( ( ( ( { ( ( ( ( ( ( ( ( ( ( ( { ( { ( { ( ( { { ( ( { { ( ( { { ( { ( ( (

  • ~ 2014-15 Jt ~ J-fm" ~765.00 c>rmr elm ~ ~2013.84 c>rmr 2ft I ~ m ~1248.84 m cfiI ~ -v:r

  • ~~~fcifu

    ~ en: Chllll(>l'LI OFFICE OF THE

    COAL MINES PROVIDENTFUND COMMISSiONER

    POLICE LINE, HIRAPUR,

    ~-826014 ($iI{;@S) DHANBAD-826014 (JHARKHAND)

    f?IQJJlj)Qq)31T/~ ~!2014-15/.3-1lf5c!281-284!2993, 2994 ~: 02.09.2015

    :Ben ~, 1J'Ulc1 fcitQTCh" CO! I fiTl Rill Cfl 8i"WI q :f)an c=r~

    ~~,

    .3-lTTtc m-g - II, 234/4, furJ:r ~, Chlc>iChlrll-20

    ~:- ~ "@lCi ~ ~ ~ c'n crQ- 2014-15 c'n ~ lR L[~ 8i"WIq:f)an qT88C;Ci lR ~ ~ *'" ~ I ~3-ITVfilfjlQc>i filQJJcfIQq)31T/~.3fR/15-16/532, ~ 27.08.2015

    3 q;(1 Cfrl ~ LR lTrlC\ "[RT ~ "@lCi ~ ~ ~ c'n crQ- 2014-15 c'n ~ lR L[~ 8i 'WI q:f)an q T8 8 c;Ci lR ~ ~ fic;rTc:r ~ 0lTrlT E: I

    2 . 3 q ,{l Cfrl c'n ~. ~ ~'i.:f E: fcn fCrc::Ci crQ- 2014 -1 5 cnr A 'WI q :f)an 1JJJTUT - Lf"3f J1CfiCilllCfi ~, ~

    ~,~~CfiT~0"~ I

    96

  • lZ. ~ ~

    V.l ~ fcifu ~ ~ lZ. 1. 1 ~t=lClIf{lli

    V.l.1.1 ~ vcr 3-1fu~]lsr ~26485.67 ~ (~,@lqfilID ~ ~.02) ~~-~63.25 ~

    ~ - "ffm 3Q:ZICfCi ~1rQ- ~ ~ ~ ~ df C\~frm 0lT @ E;- I ql{qf{Cfl dE Cfll 0 I ~ szr ~ IcPm ~rl CI I fi "CflT tzT c=rtf ~ ~ I 31cl: ~ ~1rQ- 3-fGT (1Cf1 ¥Cl LR dT ~~ ~ I

    ~ Clcfl ~ urn LR ~ "CflT -q~o=r E;- 3 q 'Z'I CfCi "ffair ~1rtTI "CflT flCl'f41 LR 2;t=lCllfi c)1 "W dT C\~IP:rr l'@IQfilID ~ ~.04)

    ~ - 30-qO m ~ "CflT ffifJits, ~ ?J{f ~7.33 mQ CfiT ~ 0lTfr fcp-m "J8TI m Gi fl chi "JTTttr 30-qO mcPR -rnT 2J "JPfr m I % ~ cfr. ~."QLf). 3iR. ~ ~ E;- tr ~~ (l"m UJ10f c;fjcr "Q1G=f dT 3Rld1~ E;- I ~ 30-qO ~ SRT 2J "JPfr dTTitI c)1 "QCGf df 3loJTI'tf CfJtJT I

    •• ••• ._, ._, ._, ._, ._ ._, ._, ._, ._, ._ •• ._ '-'

    '-'

    •••• '-'

    •••• •• •• •• •• •••• •• ._, •••• 'wi

    ._, •••• •••• ••• ._, ._, ••• ••• \w' .,

    97 ._, ••• ••

  • "Q".2 q~lGl ~ ~ ~

    "Q". 2.1 tCi C;I f{

  • ) ) 'J ) ) ) ) ,) ) } ) ) ) ) } ) ) ) ) ) } ) ) ) J ) J ) ) ) ) ) ) ) ) ) ) ) ) ) )

    0":) en

    tb -.~ t& 4fr ~ f1:Z,!l: t' ~ Ii> _ ~ ~ ~ J'< :g "" -!tr 4fr 1& _::: _ ~ f0 ~ e t ~', ~ I ~ ~ ; ~. ~ ~.~ ~

    ~ ~'~ - ~ ~ ~ ,!tL.. t:: '''-'' -~ ~ N fr ~ fr 5 ~~% if :!H;; i 'S ~ 'S

    pO iii> j;t ~: _ ~ 4fr ~ 4fr -~ ~it ~~ ~ ~~"" ~ l ll: l ~I& &~~ ~o rr &.,~~ ~ ~ ~ ~ ~ ~I ~~! Ii; ~ ~-! lit i i t 4fr l ~ 62:. 1': ~ ~ 'j:Z, ~" II: ~ 'Iii II: ~ %~ ~~~ ~II& ~ ~ ~~~ ~ ~ £ ~ ~ £ r.r (§ fg 1& ~ ~ ~ ~ j ~ GY GY 11 ~ i % _ i ~ ar ~ ~ ; ~ ~ ~ J.~ ~ J! ~ ~fr~"" ~~ ~ ~~ g "'%; ~ £ t 1i]~ g j i I -~ , ~ I ~ ,! % ~ ~ , ~ -pO ~ , .~ ~ ~.~ ~ ~ ~ ~~~ ~~ ~ ~ ~~ ~ ~ ~~ r5 rY'~

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    1. INTRODUCTION:

    1.1 Mandate:

    The Coal Mines Provident Fund Organization has been entrusted with the responsibility of administering the Coal Mines Provident Fund and Miscellaneous Provisions Act, 1948 and the Schemes framed there under, i.e. The Coal Mines Provident Fund Scheme 1948, Coal Mines Pension Scheme, 1998 and the Coal Mines Deposit Linked Insurance Scheme, 1976.

    1.2 Schemes at a glance: CMPF Scheme, 1948:

    The Coal Mines Provident Fund Scheme was originally introduced with effect from 12th May, 1947 in the State of Bihar and West Bengal. The scheme was subsequently extended to the whole of the country in view of the obvious need to provide old age retirement benefit to the employees engaged in the Coal Industry. The Scheme provides for lump sum benefits to the members after retirement from Coal Industry and to their family members in the event of death. The Scheme also provides for non-recoverable advances during the course of employment of the employee for defined purposes.

    1.3 CMFP Scheme, 1971:

    With the passage of time, it was felt, that a lump sum amount by way of Provident Fund to the family of a worker was inadequate particularly in cases where the member died while in service. The Coal Mines Family Pension Scheme, introduced with effect from 1st March, 1971, provided for a regular monthly family pension in the event of death of a member while in service. Apart from monthly regular payment as family pension, an amount of ~ 2000/- as Life Assurance Benefit was also payable. If the member superannuated or left service, he was entitled to get lump sum benefit ranging between ~ 110/- and ~ 9000/- depending upon the reckonable period of service, he/she put in, during the course of employment.

    1.4 CMDLI Scheme, 1976:

    With a view to inculcate a habit of thrift in a member of a Coal Mines Provident Fund and to help his/her survivors, a Deposit Linked Insurance Scheme was introduced with effect from 1st August 1976. On death of an employee, who is a member of the Coal Mines Provident Fund, the person entitled to receive the Provident Fund accumulation of the deceased is paid an amount equal to the average balance in the account of the deceased in the Coal Mines Provident Fund during the preceding three years not exceeding ~ 10,000/- provided the average balance in the Coal Mines Provident Fund account of a deceased employee is not below the sum of~ 1,000/- at any time during the preceding three years . .. 1.5 CMPS, 1998:

    Coal Mines Pension Scheme, 1998 was introduced for the benefit of about 8 lakh Coal Workers with effect from 31.3.1998. With the introduction of Coal Mines Pension Scheme, the erstwhile Family Pension Scheme, 1971 has ceased to operate. The family pensioners who were drawing benefits under the erstwhile Family Pension Scheme, 1971 will continue to draw their family pension under the old Coal Mines Family Pension Scheme, 1971.

    2. COAL MINES PENSION SCHEME, 1998. - One of the most important landmarks in the history of Coal Mines Provident Fund Organization is the introduction of Coal Mines Pension Scheme, 1998 which has been notified by the Central Government on 5th March, 1998.

    In exercise of the powers conferred by Section 3E of the Coal Mines Provident Fund and Miscellaneous Provisions Act, 1948 (46 of 1948) and in suppression of Coal Mines Family Pension Scheme, 1971 except in respect of things done or omitted to be done before

    100

  • ANNUAL REPORT FOR THE YEAR 2014·2015

    such supersession, the Central Government has framed the Coal Mines Pension Scheme, 1998.

    The Coal Mines Pension Scheme came into force with effect from the 31st day of March 1998. Consequent upon its enforcement, about 8 lakhs coal workers, working in different coal mines within the country shall be benefited. The corpus of the Fund and its sustainability and kinds of benefits to be granted to the beneficiaries are given below: -

    2.1 Corpus of the Pension Fund and its sustainability:

    (a) Net assets of the Coal Mines Family Pension Scheme, 1971 as on the appointed day i.e. 31/3/1998. (b) An amount equivalent to two and one third percent of the salary of the employee, being the aggregate of equal shares of the employee and the employer from their respective contributions to the Provident Fund, to be transferred from the appointed day from the Provident Fund of the employee.

    (c) An amount equivalent to "two percent" of the salary of the employee from the first day of April, 1989 or the date of joining, whichever is later, upto the 31st day of March, 1996 and "two percent" of the "notional" salary of the employee from the first day of April, 1996 or the date of joining, which ever is later, to be transferred from his "salary":(The word salary substituted by the words Basic plus D.A. vide GSR 689(E) dt. 29.8.2000.)

    (d) An amount equivalent to one increment to be calculated on the basis of the salary of the employee as on the 1st day of July, 1995 or the date of joining, whichever is later, to be transferred from the 1st day of July, 1995 or the date of joining, whichever is later from the salary of the employee:

    - (e) An amount equivalent to one & two third percent of the salary of the employee to be contributed by the Central Government from the appointed day: -.".;

    I'rovided that in the case of an employee whose salary exceeds Rupees One •• Thou sand Six Hundred per month the contribution payable by the Central Govemment shall oe eryzal to the maximum of the amount payable on the salary of Rupees One '-' Thousand Six Hundred per month only:

    (f) Amount to be deposited in terms of the provisions of the proviso to sub paragraphs (2) and (4) of paragraph 4 of Coal Mines Pension Scheme 1998.

    The valuation of Pension Fund will be made every third year by an Actuary.

    2.2 Coverage/Eligibility of Pension:

    (a) All employees who are members of the Coal Mines Family Pension Scheme, 1971 and are on rolls as on 31st March 1998.

    (b) All such employees who are appointed on or after 31st March 1998.

    (c) All such optee members who opted for membership of the Pension Fund in form PS- I or PS-2 as the case may be.

    (d) All members who died on or after the 1st day of April, 1994 to the appointed date i.e. 31.03.1998 shall be deemed to have exercised the option of joining the Scheme on the date of death.

    (e) All ceased members of CCLSPF / CMALSPF from 01.04.1994 to 07.10.2002 and those who are on roll as on 08.10.2002 covered under CMPS'98 excluding those who did not opt to join the CMPS'98.

    Benefits: (a) Monthly Pension/ Superannuation/ Retirement Pension:

    (il 25% of average of the emoluments or not less than ~ 350/- per month for those employees who have superannuated after rendering thirty years of pensionable service.

    2.3

    - 2 101 -.".;

  • ,.., ~

    ~

    ~

    ~

    ~ -, -, -, -, -, ~

    ~

    ~

    ~ ,- ~

    .ell

    ~

    ~

    .., ~ -, ~

    -. -, • ....., ,. ,-. "" -, -, -, -. -. •••

    .-. -. ". -, -,

    ANNUAL REPORT FOR THE YEAR 2014-2015

    (ii) An employee who has rendered less than thirty years of pensionable service but more than ten years of pensionable service, on attaining the age of superannuation, will get the pension calculated on the basis specified herein.

    Length of pensionable service 30

    x 25% of the average emoluments

    (iii) In case of an employee who has rendered 10 years of pensionable service and would be attainting the age of superannuation within a period of 20 years and opts to retire from service before attainting the age of superannuation, the amount of monthly pension payable to such employee shall be determined on the basis specified in Schedule-2 of Coal Mines Pension Scheme, 1998.

    (iv) Where an employee has not completed 10 years of pensionable service on attaining the age of superannuation or opts to leave service, or his services are terminated or becomes disabled before completion of 10 years of pensionable service, the amounts payable by way of return of contribution to such employee shall be determined on the basis specified in Schedule-3 of Coal Mines Pension Scheme, 1998.

    (b) Disablement Pension:

    An employee on being permanently handicapped or disabled on account of bodily or mental infirmity while in service and has been declared as such by a competent Medical Board, will get disablement pension @ 25% of average emoluments or not less than ~ 350/- per month provided he/she has rendered 10 years of pensionable service.

    [c] Monthly widow or widower pension:

    (i) Widow or widower pension payable on death after superannuation/retirement of an employee will be equivalent to 60% of monthly pension which the member was drawing on his date of death, subject to a minimum of ~ 250/- per month.

    (ii) On death of an employee in service before attaining the age of superannuation his/her widow or widower will get pension equal to 66.6% of the monthly pension of the employee which he/she would have become entitled on the day of death subject to a minimum of ~ 320/- per month.

    (d) ", Children Pension:

    (i) After the death of an employee from the date following the date of his /her death, along with surviving wife/husband, two of the eldest sons or unmarried daughters, as the case may be, till the sons attaining age of 25 years or in the case of unmarried daughters till the date of her marriage whichever is earlier, shall be entitled to Children Pension .

    (ii) The amount of monthly pension payable after the death of an employee shall be equal to 25% of the amount of widow or widower pension for each son or daughter as the case may be or not less than ~ 100/- for each child.

    [e] Orphan Pension:

    til In case, there is no surviving widow or widower at the time of the death of an employee, from the date following the date of his/her death or otherwise, two of the eldest sons or unmarried daughters, as the case may be, till they attain the age of 25 years and in case of unmarried daughter, till the date of her marriage, which ever is earlier shall be entitled for Orphan Pension in lieu of children pension.

    [ii] The amount of monthly Orphan Pension payable after the death of an employee or the widow/widower shall be equivalent to 50% of the amount of widow /widower pension or not less than ~110/- for each orphan.

    3

    lOZ

  • ANNUAL REPORT FOR THE YEAR 2014·2015

    (f) Ex-gratia payment:

    If an employee dies on roll, his Spouse, failing children and failing both, the nominee is eligible to get a sum of~ 5,000/- in lump sum.

    3. IMPORTANT DEVELOPMENT AND PERFORMANCE: 3.1 Meetings of the BOT:

    The Fund vests in the Board of Trustees of the Coal Mines Provident Fund constituted under Section 3A of the CMPF Act, 1948. During the period under report three meeting of the Board of Trustees was held on 17.06.2014, 27.10.2014 & 15.01.2015.

    3.2 Amendment in Coal Mines Pension Sc heme, 1998 during April, 2014 to March, 2015. .••

    No amendment has been made in existing CMPS'98 during 2014-15.

    3.3 Amendment in Coal Mines Provident Fund Scheme during April, 2014 to March, 2015.

    No amendments have been made in existing Coal Mines Provident Fund Scheme during 2014-15.

    3.4 Disbursement of Pension under Coal Mines Pension Scheme, 1998.

    Agreement was made with fourteen Nationalized Banks namely Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Bank of Maharashtra, Canara Bank, Central __ Bank of India, Punjab National Bank, State Bank of India, State Bank of Hyderabad, UCO Bank, United Bank of India, Union Bank and Indian Overseas Bank for smooth and timely \oW payment to all eligible members of CMPS, 98.

    3.5 Implementation of Rajbhasha:

    With a view to create consciousness about Government's Official Language policy and accelerating the use of Hindi as Official language "Hindi Pakhbara" was organized in this Organization from o i« September to 15th September 2014. All Regional Offices was also Organized the Hindi Saptah/Pakhwara during the Monthe of September, 2014. During this "Pakhbara" the following programmes were observed: (i) All officers and staff were acquainted with the official language policy of the

    Government and Official Language Act, rules, etc. (ii) Appeals were issued to work more and more in Hindi and problems, which generally

    come in the way of implementation, were discussed. (iii) Hindi noting, drafting, typing, shrutlekhan, debate, Meeting and poetry recitation

    were organized. Prize distribution ceremony was held in which prizes were awarded to 24 Staff.

    (iv) To review and ensure implementation of the Official Language Policy, quarterly meetings of Rajbhasha Karyanvayan Samiti were held regularly dated 26.09.2014, 21.11.2014 & 13.03.2015. In view of disposing maximum work in Hindi, Hindi workshop was organized in different offices & Headquarters Office of this organization ...

    (v)

    4

    103

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    4. YEAR AT A GLANCE

    The following statistics present the performance of the Organization during the year 2014-2015. 4.1 I Covered units .1 During the year As at t~e I

    I 2014 - 2015 end of t ne I I year

    i) Coal Mines including ancillary organization I 903 covered

    4.2 Number of Subscribers

    i) Coal Mines Provident Fund Scheme, 1948 [ b9754 473713

    ii) Coal Mines Pension Scheme, 1998 38671 456776 4.3 Contribution Received (In crores)

    i) Provident Fund Contribution I

    4286.071 42695.84 (Member's and Employer's shares)

    ii) Pension contribution 800.48 1237.46 iii) Govemment contribution to Pension Fund 14.60 iv) DLI Contribution (Employer's share only) 0.17 I 46.23 v) Government contribution to DLI Fund NIL 19.24

    4.4 Contribution in arrears for Coal Mines Provident Fund only

    i) For pre-nationalization period NIL 0.22

    4.5 Unit of contribution posted in individual ledger.

    i) From 'W' Statements 903 ii) From Suspense Nil

    4.6 Percentage of Posting 2014-15

    From "W" Statements --

    4.7 Net Investment (Face Value) During the year As at the 2014-2015 end of the

    year i) Coal Mines Provident Fund I 6253.44 64984.84 ii) Coal Mines Pension Fund (Including Public 169.58 14965.14

    A/c) (-364.84+534.42)

    iii) Coal Mines Deposit Linked Insurance Fund 16.14 231.08 4.8 Rate of Interest allowed to members

    4.9 Settlement of claims for Refund of Provident Fund

    i) Claims settled 31,111 15,09,905 ii) Claims pending 26 iii) Amount paid(In Crores) 4652.48 40691.56

    4.10 Settlement of claims for advance from Provident Fund

    i) Claims for marriage advance 6495 523359 ii) Claims for Post Matriculation Education 996 17522

    advance iiil Claims for House Building Advance I 8574 230417

    f4_. 11 Pending Claims for advance I i) Marriage Adv. Claims I 10 iil Post Matriculation Adv. Claims 1

    5

    10{

  • ANNUAL REPORT FOR THE YEAR 2014·2015

    iii) House Building Advance Claims 1 I

    14·12 Amount of advance paid (~ in crore) During the year I As at the 2014·15 end of the

    I year i] Marriage advance. I 111n ("")/1 ! 2218.55 I I .1_ 1'::7 .L."T I iil Post Matriculation adv 11.93 ! 84.15 iii) I House Building Advance 378.16 I 4745.27 iv) Financing of Insurance Policies I I

    4.13 Settlement of Claims under Coal Mines I i I Family Pension Scheme, 1971 I

    i) Claims for Family Pension settled I 4 ii) Claims for Other Benefits settled 0 iii) Claims for Family Pension Pending 200 iv) Claims for Other Benefits pending 33 v) Amount of Family Pension & Other -I Benefits paid (~ In Crore)

    14·14 Settlement of Claims under Coal Mines Pension Scheme, 1998

    i) Claims settled 31839 ii) Claims pending 22 I iii) Amount paid including Family Pension 1601.60

    (~in Crore)

    ~.15 Settlement of Claims under Coal Mines deposit Linked Insurance Scheme

    i) Claims for D LI settled I 0 389 L ii) Claims for DLI _pending Nil Nil L iii) Amount paid -Nil- 1. 795 Cr.

    COAL MINES PROVIDENT FUND SCHEME

    5. COVERAGE AND MEMBERSHIP

    5.1 The Coal Mines Provident Fund Scheme having already been extended to all Coal bearing states, there is no scope for further territorial expansion unless new coal bearing areas come up.

    5.2 During 2014-15, a total of 22,765 employees were enrolled as new members of the Coal Mines Provident Fund as compared to 17,268 members enrolled last year. Exit from the Fund during the year was to the extent of 31, Ill. Live membership of the Fund increased from 4,13,959 to 4,73,713 during 2014-15. The membership of 68,100 contract workers is included in the membership of the Fund.

    5.3 Region wise distribution of covered units and live membership as at the end of the year is shown below:

    Region No. of covered units Live membership in Units other than Coke Plants other than Coke Plants

    Dhanbad-I 56 20355 Dhanbad-II 36 1::>744 Dhanbad-III 41 I 20260 Asansol-I 46 22741 Asansol-II 44 20263 Asansol-III 30 12410 Asansol-IV 28 8279 Ranchi-I 47 15013 Ranchi-II 42 21071

    6

    105 w

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    Ranchi-III 34 14653 JabaJp_ur 60 42851 Chhindwara 33 8699 Bilaspur 55 55488 Nagpur 84 51500 Singrauli 20 25924 Godavarikhani 108 I 05754 Kothagudem 50 17112 Kolkata 12 1835 Talchar 29 22712 Sambalpur 19 8649 Deoghar 7 4189 Margherita 9 6356 Jammu 7 1720 NEW DELHI 6 135

    TOTAL 903 473713

    6. INVESTMENT:

    6.1 Face value of net additional investment during the year was ~ 6253.44 crores as compared to ~ 4773.60 crores last year. The total face value of the investment of Coal Mines Provident Fund was, thus, raised from ~ 58731.48 crores to ~ 64,984.92 crores on 31st March 2015 as per details shown below' -

    (~ In Crores) Total face value of investment as on 31.3.2014 58,731.48 DEDUCT: Face value of matured securities proceeds whereof 3,648.22

    realized during 2014-15 55083.26

    ADD: Face value of investment made in 2014-15 9901.66 Total face value of investment as on 31.3.2015 64,984.92

    6.2 Break-up of the Funds of entire investment in different types of securities as on 31st March, 2015 is as under:

    Types of Securities Face Value Book Value (~In Crores) (~ In Crores)

    Central Government securities 15458.11 16125.50 State Government Securities 8650.77 8759.60 P.S.U. 17517.52 17540.44 Special Deposit Scheme 16522.50 16522.50 FD 1242.44 1242.44 STG 907.20 920.99 PRIVET SECTOR BONDS 4686.30 4704.37 TOTAL 64984.84 65815.84

    - 7. INTEREST: According to para 61 (1) of the Coal Mines Provident Fund Scheme, the rate of

    interest payable to subscribers on their accumulations in the Fund for each financial year has to be approved by the Central Government in consultation with the Board of Trustees. For the year 2014-15, the rate of interest payable to the members of the Fund on the recommendations of the Board of Trustees was fixed @ 8.50% per annum.

    8. POSTING OF CONTRIBUTIONS IN THE MEMBERS ACCOUNT

    8.1 During the period under report the contribution of the members were credited in their accounts for the currency period ending 31st March, 2015. These had to be attended on the basis of From 'VV' after necessary check.

    7

    lOS

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    8.2 During the year 2014-15, 903 units were available through the 'VV' statement for the currency period ending 31st March, 2015.

    8.3 During the period under report the net receipt of Provident Fund Contributions in Suspense General Account was 4286.07 crores. This amount will be due for clearance during the financial year 2015-16 on receipt of "VV" statements.

    8.4 During the year 2014-15 ~ 5394.04 crores were received in Suspense General Account for credit to the individual member's account. This amount actually was due for ••. posting to the individual account during the year 2015-16 for the CPE 2014-2015. The

    al . f d h d h f 11 'w' tot receipt 0 amount urm_g_ t at year comprise t e o owing: (~ In Crores)

    i. Receipt of P.F. Contribution from Coal Companies 4172.04 ii. Receipt of compensation from Commissioner of payment - iii. Transfer of P.F. Contribution from other Establishment - iv. Unclassified amount (~ 5467.42 - ~ 4359.45) = ~ 1107.97 1107.97 v. Voluntary Contribution 114.03

    - Total 5394.04

    9. ISSUE OF PASS BOOKS:

    9.1 The initial issue of Pass Books has been completed in case of all live members except those in Suspense for the CPE 3/2014. Besides, Pass Books numbering 444506 •• were updated/ issued during the year under report and the remaining passbooks are likely to be updated very soon. -

    10. LEGAL ACTION:

    10.1 For default and delay in depositing contributions, three types of legal action lies against deiaulters, namely levy of damages under Section jOl" of the Coal Mines Provident Fund & Miscellaneous Provisions Act, 1948, institution of recovery proceedings under Section lOA, o:nd Criminal prosecution under Section 9 thereof. For levy of damages the quantum thereof has to be determined by means of quasi-judicial proceedings under Section 7B of the Act.

    10.2 M/S J & K Minerals Limited was defaulting in payment of contribution in respect of PF & Pension dues. The amount due from the Company was Rs.44,28,88,445/ - Crores approx as on 31st March 2015.

    11. SETTLEMENT OF CLAIMS FOR REFUND:

    11.1 A checklist stands furnished to Coal companies for scrutinizing claims for refund before submission to the Regional Offices of the Coal Mines Provident Fund Organisation. If the scrutiny is carefully made, all claims should come with complete information and documents. Unfortunately due attention does not appear to have still been paid to this checklist as a result of which a large number of claims are still coming in incomplete condition. It takes considerable time in collecting wanting information/ documents, which leads to delay in settlement of claims. The extent of submission of complete claims is indicated below:

    Year No of complete No. of Incomplete I Total Percentage of claims received claims received Total Incomplete

    ! claims received 2012-2013 25,854 3,867 29,721 13.01 % 2013-2014 I 26,872 2,262 29,134 7.76% 2014-2015 29,778 1,501 31,279 4.79%

    Claims are normally incomplete on account of the following:

    i) ii)

    The identity certificates of members are not furnished by the Management. Death claims are not supported with required documents.

    8

    107

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    iii) All the information required to be recorded by employer on the application form for refund are not furnished correctly after verification of records. Single-Bank Account of members where the amount is to be credited is not properly. furnished, Advance stamped receipt is not furnished along with application for refund. Discrepancies in the name/account number of any kind are not promptly elucidated,

    iv)

    v) vi)

    11.2 The necessity for submitting claims with complete information/documents has been repeatedly brought to the notice of Coal Companies and emphasized in Co-ordination Committee meetings at Area and other meetings at corporate levels. Government has also issued instructions to Coal Companies. to ensure that all claims are properly scrutinized before submission and submitted with complete information.

    11.3 During 2014-15 31,111 claims were settled involving payment of ~ 4652.48 crores and the cumulative pendency on 31st March, 2015 were 26.

    Complete Claims Incomplete Claims Total No. of claims pending as on 0 73 73 01.04.2014 No. of claims received during 29778 1501 1(+) 31279 2014-15 No. of claims settled during 29776 1335 (- ) 31111 2014-15 No. of claims rejected/ closed 2 213 (-) 215 during 2014-15 No. of claims pending as on 0 26 26 31st March, 2015

    11.4 Region wise breakup of above pertaining to refund cases is given below:

    Regional Opening Sl.No. Office Balance Receipt Total Settled Closed/ Rejected Pending

    1 Dhanbad-I 3 1567 1570 1568 0 2 2 Dhanbad-II 2 1273 1275 1224 49 2 3 Dhanbad-III 3 1559 1562 1560 0 2 4 Asansol-I 16 1384 1400 1389 11 0 5 Asansol-II 4 1177 1181 1176 1 4 6 Asansol-III 5 1156 1161 1114 47 0 7 Asansol-IV 0 622 622 621 1 0 8 Ranchi-I 0 1001 1001 1001 0 0 9 Ranchi-II 0 1757 1757 1757 0 0 10 Ranchi-III 1 788 789 786 1 2 11 Jabal_EUI 6 2573 2579 2540 39 0 12 Chhindwara 2 875 877 875 0 2 13 Bila~pur 0 2299 2299 2299 0 0 14 Nagpur 7 2749 2756 2755 0 1 15 Singrauli 1 1805 1806 1802 1 3 16 Godavarikhani 15 3169 3184 3184 0 0 17 Koth~dem 0 1170 1170 1170 0 0 18 Kolkata 0 141 141 141 0 0 19 Talchar 1 3045 3046 3046 0 0 20 Sambalpur 4 691 695 655 40 0 21 Deoghar 0 227 227 203 23 1

    9

    108

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    Margherita I

    22 3 179 182 173 2 7 23 Jammu 0 50 50 50 0 0 24 New Delhi 0 22 22 22 0 .0

    TOTAL 73 31279 31352 31111 215 26

    11.5 Region-wise break-up of the claims pending as on 31.3.2015 is given below:

    No. of complete No. of in-complete REGION claims pending as claims pending as

    on 31.03.2015 on 31.03.2015 Total Dhanbad-I 0 2 2 Dhanbad-II 0 2 2 Dharibad-Ill 0 2 2 Asansol-I 0 0 0 Asansol-II 0 4 4 Asansol-III 0 0 0 Asansol-IV 0 0 0 Ranchi-I 0 0 0 Ranchi-II 0 0 0 Ranchi-1II 0 2 2 Jabalpur 0 0 0 Chhindwara I 0 2 2 Bilaspur 0 0 0 Nagpur 0 1 1 Singrauli 0 3 3

    I -

    Godavarikhani 0 0 0 Kothagudem 0 0 0 Kolkata 0 0 0 Talchar 0 0 0 Sambalpur 0 0 0 Deoghar 0 1 1 Margherita 0 7 7 Jammu 0 0 0 NEW DELHI 0 0 0 TOTAL I 0 26 26

    -

    116 C f f clai f P id t F d i b 1 ompara ive position 0 sett ement 0 c alms or rovi en un IS given eow: Year No. of Claims settled

    2012-2013 29,756 2013-2014 29,595 2014-2015 31,111

    ..• - •• ••

    10 - 109 •• ..•

    ;- -

  • ANNUAL REPORT FOR THE YEAR 2014·2015

    11. 7 Analysis of claims settled in 2014-15 according to reasons for withdrawal is given below:

    Reasons for Withdrawal No. of claims settled V. Retirement 290 I

    I Death 4449 i Retirement 19846 I Left /Resignation 3752 Permanent disability 1 706 Retrenchment 193 Transfer to other industries /Migration to other 2 country Expiry of fixed term contract 1652 Refund of Voluntary Contribution 221

    I TOTAL 31,111 \

    12. ADVANCE FOR MARRIAGE: 12.1 During the year under review a sum gf ~ 149.24 crores was paid to 6495 members for meeting expenses in connection with their marriages and that of their sons/daughters/dependent sisters Receipts, settlement and pendency of marriage advance cases during the year are shown below:

    - No. of applications for marriage advance pending as on 1.4.2014 5 No. of applications received during 2014-15 (+) 6,567

    6,572 No. of cases settled during 2014-15 H 6,495

    77 No. of applications closed/_rejected during 2014-15 H 67 No. of applications pendingas on 31st March, 2015 10

    12.2 Region-wise break-up of marriage advance claims settled during 2014-15 and pending as on 31st March, 2015 is shown below:

    Regional Self Marriage Daughter's Son's Marriage Sister's Marriage Total Office advance Marriage Advance Advance Advance

    iSettled lPendin~ Settled Pending lSettled Pending Settled !Pending Settled Pending /Dhanbad-I 1 0 253 0 50 0 30 0 334 0 /Dhanbad-II 0 0 176 0 84 0 25 0 285 0 /Dhanbad-III 0 0 261 0 114 0 33 0 408 0 Asansol-I 0 0 138 0 24 0 13 0 175 0 Asansol-II 0 0 163 0 72 0 23 0 258 0 Asansol-Ill 0 0 104 0 7 0 3 0 114 0 Asansol-IV --'0 0 37 0 35 0 27 0 99 0 [Ranchi-I . 0 0 65 0 46 0 2 0 113 0 lRanchi-II 0 0 186 0 0 0 37 0 223 0 lRanchi-III 0 0 108 0 73 0 15 0 196 0 pabalpur 0 0 536 0 0 01 0 0 536 0 phhindwara 4 0 82 0 34 1 0 9 0 129 0 Bilaspur 10 0 318 0 189 01 41 0 558 0 !Nagpur 9 0 551 0 230 0 14 0 804 0 ISingrauli 1 0 211 7 104 1 0 22 0 338 1 7 podavarikhani 0 0 666 0 01 0 11 0 677 0 ~othagudem 0 0 101 0 0 0 0 0 101 0 Kolkata 2 0 20 0 1 0 2 0 25 0 Talchar 52 0 367 01 49 0 292 I 0 760 0 Sambalpur 8 0 163 0 01 01 36 0 207 0 /Deoghar 1 0 36 0 20 0 5 0 62 0 lMargherita 0 0 53 3 29 1 0 9 0 91 3 ~ammu 0 0 0 0 1 0 0 0 1 0 /New Delhi 0 0 0 0 1 I 0 0 0 1 0

    Total 88 0 4595 10 1163 0 649 0 6495 10

    11

    -110

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    13. HOUSE BUILDING ADVANCE:

    13.1 During the year under report a sum of ~ 378.16 crores was paid to 8574 members for purchase of dwelling house / site and for construction of dwelling house. Till the end of 31 st March 2015, House Building Advances have been paid to 2,30,417 members on this account. Receipt, settlement and pendency of House Building Advance cases during 2014- 15 are shown below:

    1 No. of applications for House Building Advance pending on 1.4.2014 5 No. of applications received during 2014-15 (+) 859;)

    TOTAL 8600 No. of applications in which advance}Jaid during 2014-15 (- ) 85/4

    TOTAL 26 No. of applications rejected during 2014-15 (-) 25 No of applications pending as on 31.3.2015 1

    13.2 Comparative position of settlement of House Building Advance cases is as under:

    2012-13 2013-14 2014-15 No. of applications received 7828 9233 8595 No. of cases in which 7790 9206 8574 House Building advance

    . paid No. of cases pending at the 31 5 1 end of the year Arnount paid during the 306.04 343.90 378.16 year (~in crores)

    13.3 Region-wise break-up of the case of House Building Advances settled during 2014- 15 &:J."U .;.. .. uding as on 31st March 2015 are given '..:;':.'>!. -

    _ .. _- ------ REGION No. of cases settled during No. of cases pending

    2014-15 as on 31st March, 2014 Dhanbad-I 1001 0 Dhanbad-Il 729 0 Dhanbad-III 612 0 Asansol-I 84 1 0 Asansol-Il 157 0 Asansol- III 1 54 1 0 Asansol-IV 01 0 Ranchi-I 11 0 Ranchi-II 11 I 0 Ranchi-III 112 0 Jabalpur 122 0 Chhindwara 21 0 Bilaspur 195 1 0 Nagpur 612 0 Singrauli 157 1 Godavarikhani 3246 0 Kothagudem 695 0 Kolkata 12 0 Talchar 488 0

    I Sambalpur 227 0 Deoghar 3 0 Margherita 21 1 0 Jammu o I 0 NEW DELHI 41 0 TOTAL 8574 I 1

    12

    III

    - - -

    - -

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    14. ADVANCE FOR POST-MATRICULl~TION EDUCATION OF CHILDREN:

    14. J During the year under report a sum of ~ 11.93 crores was paid to 996 members by way of advance for Post Matriculation Education of their children. Receipt, settlement and pendency of these cases during 2014-15 are shown below:

    I No. of applications for Post Matriculation Education Advance pending , 1.4.2014 i No. of applications received during 2014-15

    I on I I

    01 I (+) 1000 1

    1000 i No. of applications in which advance paid during 2014-15 I (- ) 996

    I 4 No. of applications rejected during2014-15 I (-) 3 No. of applications pending as on 31.03.2015 I 1 14.2 Comparative position of settlement of Post matriculation Advance cases IS shown below: -

    ••••

    2012-2013 2013-2014 I 2014-15 I No. of Post Matriculation 705 836 996 Education Adv. claims settled during the year No. of Post-Matriculation Adv. 3 0 1 claims pending at the end of the

    I year Amount of Post Matriculation Adv. 6.28 8.23 1l.93 paid during the year « In crores) I

    15. FINANCING OF MEMBERS'S LIFE INSURANCE POLICIES:

    15.1 During 2014-15 no new policy was received for being financed from the member's Provident Fund. There was no receipt of claims either under the Scheme.

    16. RESERVE ACCOUNT AND ITS UTILISATION:

    16.1 Reserve Account of the Coal Mines Provident Fund comprises of the following:

    i) Lump sum contribution: This represents as one time special levy from employers at the inception of the scheme under para 32 of the Coal mines Provident Fund Scheme.

    -. ii) Forfeiture: This represents amount of Employers' contribution and interest

    thereon forfeited in the cases of outgoing members leaving service of their own accord before completing 10 years membership of the Fund and before attaining the age of 50 years. This clause has been omitted vide GSR No. 102 dated 22. 1. 97.

    iii) Un-refunded contribution: This represents Provident Fund contribution collected by collieries in the erstwhile States of Rewa & Korea before introduction of the Coal mines Provident Fund Scheme in those areas and remained uri-refunded to workers.

    iv) Forfeited Bonus: This represents bonus due to workers but forfeited due to participation in illegal strike.

    v) Unclaimed Bonus: This represents bonus due to workers but remained undisbursed/unclaimed for more than six months.

    vi) Special Reserve Account: This reserve is fed by transfer from forfeiture referred to at (ii) above for refunding to outgoing members and nominee/heirs of deceased member's contribution which have not been deposited by employers.

    13 •••• 112

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    vii) Interest on Reserve Account: As the balance in Reserve Account stands invested alongwith Provident Fund pro-rata interest thereon is put in this sub-head of Reserve Account by transfer from the general interest pool.

    viii) Reserve Account Late Fee: This reserve has been created by transfer of Funds from the forfeiture account referred to at (ii) above for the purpose of paying late fee to Life Insurance Corporation of India for reviving Life Insurance policies of members which lapsed or became paid up due to non-remittance of premium from member's Provident Fund.

    ix) Miscellaneous Reserve: This represents some small-unidentified deposits.

    16.2 Presently there is no utilization of the following reserves:

    i) ii) iii) iv) v) vi)

    Lumpsum contribution; Unrefunded contribution of Rewa & Korea; Forfeited Bonus Special Reserve Account Interest on Reserve Account Miscellaneous Reserve

    16.3 During the year 2014-15 no forfeiture from member's account was added to the Reserve Account Forfeiture. The balance in this head of account as on 31st March, 2015 was

  • ANNUAL REPORT FOR THE YEAR 2014-2015

    Region wise distribution of live membership as at the end of the year is shown below:

    I REGION Dhanbad-I

    Live membership 20238

    Dhanbad-Il i 15408 I Dhanbad-Ill 17488 Asansol-I 21588 Asansol-Il I 16347 Asansol-Ill 14237 Asansol-Iv 8433 Ranchi-I 15376 Ranchi-Il 15621 Ranchi-Ill 13266 Jabalpur 43005 Chhindwara 7712 Bilaspur 54325 Nagpur 49289 Singrauli 20421 Godavarikhani 56994 Kothagudem 17112 Kolkata 1791 Talchar 29574 Sambalpu r 9480 Deoghar 3816 Marg_herita 2871 Jammu 2220 New Delhi 164 TOTAL 456776

    19. CONTRIBUTION:

    ~,

    19.1 Member's and Employer's contribu