Successfully compete with larger banks using state-of-the-art technologyWith Deposit24 Remote Remittance processing

from Creative Payment Solutions, your financial

institution can offer its customers the ability to

electronically capture, process and post payments

and receivables information right in their offices.

The easy-to-use and cost-effective system uses a small

image scanner and desktop software to remotely

capture and process images of checks and associated

payment information such as a coupon, and can

convert eligible checks to ACH transactions. Account numbers and amounts are compared

automatically, and the transactions are balanced and electronically transferred for processing

through your current payments processor. Your customers will also receive a daily automated

accounts receivables file with detailed transaction information. You’ll effectively compete with any

bank in the country with all the functions and features offered by even the largest banks.

Deposit24® Remote Remittance offers more cost savings than RDC aloneYou may have some customers who have been hesitant to move to remote deposit capture (RDC)

because they can’t see enough cost savings to justify its implementation. Deposit24 Remote

Remittance adds another level of cost savings by integrating an electronic accounts receivables

function to traditional RDC products. That means an automated receivables file is uploaded

daily to the Biller’s accounting system eliminating data entry and our online reporting tool

provides detailed transaction information. (See our process flowchart on page 2.) It’s seamless,

secure and cost-effectively works for any size business.

Use Deposit24® to retain your customers and prospect for new ones Our desktop RDC and receivables processing system allows your customers to more efficiently

capture and process check payment activities electronically from their customers. Plus, it has an

automated accounts receivables file feed that integrates directly into their accounting software. It’s

easy-to-use with multiple levels of access and security, desktop reporting tools and transaction search

capabilities. With Deposit24 Remote Remittance, you’ll have a new prospecting tool to get a foot in

the door to add new customers and market share.

To learn more about Remote Remittance Capture from Creative Payment Solutions and how it

will benefit both your financial institution and your customers, please call our support team at

1-800-508-0277 or visit www.creativepaymentsolutions.com today.

Deposit 24® Remote Remittance Financial Institutions

Key Benefits:

Combine remote deposit capture and electronic accounts receivables processing.

Effectively compete against any bank in the country.

Convert checks to ACH transactions.

Cost-effectively works for any size business.

A prospecting tool that lets you expand your geographic reach.

Retain your core deposit customers.

Capture, process and post payments and accounting information electronically.

No capital investment or budget allocations for your bank.

New fee incomeopportunities.

CREATIVE PAYMENT SOLUTIONS

Creative Payment Solutions, Inc. • P.O. Box 2341, Wilson, NC 27893 • Phone: 1-800-508-0277 Fax: 1-800-518-9364

Deposit ® Remote Remittance

Capture and Payment Processing System

Combine remote deposit capture with electronic accounts receivables processing

DEPOSITRemote Remittance

Deposit 24® Remote Remittance Financial Institutions

* Take advantage of Remote Remittance and AR-Box from Creative Payment Solutions to receive one consolidated file.

Biller

CREATIVE PAYMENT SOLUTIONS

CREATIVE PAYMENT SOLUTIONS Consumer or Business

Financial Institution Payment Processor

5 Consumer’s checking account is debited.

6 Credit to Biller’s DDA account at financial institution.

7 Automated accounts/ receivables file is sent to Biller’s accounting software.

Automated A/R Feed

Consumer’s CheckingAccount

Biller’s DDA Account

1 Consumer or business mails or makes an in person payment by check with a coupon.

2 Biller processes payment by scanning check and coupon; account number and amount are compared and transaction is balanced.

4 Payments transmitted to Financial Institution’s processor for posting, clearing and collection.

3 Transactions are electronically sent to Creative Payment Solutions for processing.

Deposit ® Remote Remittance

Capture and Payment Processing System

DEPOSITRemote Remittance

Creative Payment Solutions, Inc. • P.O. Box 2341, Wilson, NC 27893 • Phone: 1-800-508-0277 Fax: 1-800-518-9364