51180-Newsletter-0420

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Springwith NEW ways to SAVE!

Looking for a new or new to you vehicle? Call or come in and see one of our experienced, top notch loan officers today for more information

on our low rates and outstanding warranty programs! Also, give us a chance to see if we can beat your current lenders rate and find out more about our refi special (qualified buyers

get $100 savings deposit for closed refinanced vehicles).

Spring Fever got you shopping for a deal on a new car?

*APR is Annual Percentage Rate. The Annual Percentage Rate is the advertised rate and can vary based on creditworthiness, age of vehicle and terms of the loan. Your rate can be higher or lower depending on credit performance. Financing up to the retail value of the auto is available. The rate on a new/used vehicle could be as low as 2.74%. Rate is subject to change without notice. Auto loans currently financed through the credit union cannot be

refinanced with this offer. Payment example: payments on a loan at 2.74% for a term of 60 months would be $18.00 per $1,000 borrowed.

2.74% APR*

Rates As Low As

Are you still recovering from the holidays? We may be able to help.

Did you know we offer balance transfers on our low interest rate cards? Give us a call for more

information.

Do you have a Payment App (Cash App, Zelle, PayPal, etc.) on your

mobile device? Keep your cash and accounts safe by including a passcode

on your phone!

The credit union recently updated the Electronic Services Agreement which applies to all electronic services. You can view an updated copy of our membership disclosures by contacting our local office or visiting https://curich.org/disclosures-notices/ .

Terms always come with conditions. When signing up for a Free Trial always read the “Terms and Conditions”always read the “Terms and Conditions” which is usually located at the bottom of the page in fine

print to avoid any extra money coming from your account.

www.curich.org

1601 Ownby LaneRichmond, VA 23220-1318

Member Resources:Avoid FeesPriority LineMobile App

Access to your account 24/7

Online Banking

Phone: 804-355-9684Fax: 804-355-9725Priority Line: 888-427-9394This credit union is federally insured by the National Credit Union Administration

Mon - Wed 8am - 4pmThurs & Fri 8am - 6pm

Drive-Thru Hours

cuofrichmond@curich.org

$1.00 Each

$10.00 / Hour

$3.00 Each

$30.00 / Item

$1.00 Each

$10.00 Per Month

$18.00

$5.00 Each

$2.50 / Per Check

Varies by Order

$10.00 Each

$30.00

$1.00 Per Check

$5.00

$30.00 / Item

$30.00/Item

$15.00 Each

$25.00

$25.00

$5.00 Each

$1.00 per page / Max $5.00

$50.00 Each

$5.00

$30.00

$5.00/Month

$5.00 Per Month

$100.00

$1.00 Page

$11.00 Each

$9.00 Each

$5.00 Each

$3.00 Per Transaction

$5.00 Each Document

$75.00

$15.00 Item

$2.00 Item

Account History Printout

Account Research

Account Statement Printout

ACH Return Item

ATM Balance Inquiry

Business Accounts - $250 Min Bal Required

Carfax

Check Cashing

Check Copy

Check Printing Order

Christmas Club Early With-drawal

Close/Re-Open Account

Counter Checks (Draft accounts)

Coupon Book (Replacement)

Courtesy Pay

Deposited Item Return

Dreamer Excessive Transfer

DMV Title Change Fee

DMV Title Fee (New loan)

Excessive Share Withdrawal Fee (First 3 free)

Fax Copies for Members

Garnishment/Lien Processing

ICAPS One Time Transaction

ICAPS Recurring Transaction

Inactive Account (No activity for 12 months)

Invaild Address

IRA Early Withdrawal Fee

Make Copies for Members

Movie Tickets - Regal

Movie Tickets - Bow Tie

Non-member Check Cashing

Non-proprietary ATM Withdrawal

Notary Fee (Each Document)

Overnight Delivery of Debit or ATM Card

Overnight Bill Pay Check Fee

Overdraft Transfer Fee

$10.00

$25.00 Each

$3.00

$1.00-$249.99 $1.00$250.00-$999.99 $1.50$1,000 and above $2.00

$1.00-$249.99 $1.00$250.00-$999.99 $1.50$1,000 and above $2.00

Priced at Current Rate

$5.00 Each

$10.00

$30.00/Item

$50.00

$200 Occurrence

$35.00 Occurrence

$40.00

$30.00

$45.00

$35.00

$50.00

$10.00 Each Item

$10.00 / Per Month

$35.00 Per Occurrence

$30.00 / Item

$25.00 / Per Loan

$75.00 / Each

$5.00 Each

$6.95 / $4.95 Reload

$3.00 Per Each Transfer

$15.00 Each

$3.00 Each

$15.00 Each

Pay Off Fax Fee

Payday Loan

Personal Service Phone Assistance)

Popmoney Send Fee

Popmoney Request Fee

Postage Stamps

Regulation D Transfers

Replacement of Debit or ATM Card

Returned Check

Rush Delivery of Debt or ATM Card

Safety Deposit Drill Box

Safety Deposit Replacement Key

Safety Deposit Rental 3” x 10” Box

Safety Deposit Rental 3” x 5” Box

Safety Deposit Rental 5” x 10” Box

Safety Deposit Rental 5” x 5” Box

Safety Deposit Rental 10” x 10” Box

Same Day Bill Pay

Second Chance Checking

Stop Payment (Series, lost or stolen)

Stop Payment (Single)

Skip Payment on Non-Mortgage Loans

Subordination Agreement Processing

Teller Checks (Limit 1 per month free)

Travelers Card

Transfer Now Instant Fee

Wire Transfer (Outgoing)

VISA Gift Card

Wire Transfer (Outgoing)

Mon - Fri 8am - 4pmLobby Hours

Loan Dept. HoursMon - Fri 8am - 4pm

/curichmond/cuofrichmond

/curichmondUpdates on

*Closings *Events & *Educational Classes will be

posted!

FOLLOW US:

Fee Schedule Effective April 1st, 2020

Contact our Mortgage Loan Officer John Holcomb

#NMLS#763551 at (804)355-9684 EXT. 116

We offer a wide variety of loans and Mortgage solutions to fit your budget!• VHDA• VA• Conventional• FHA• USDA

Certificates of Deposits with excellent rates! Speak with a

member service representative today for more information.

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