cv bilal

Cell # 00966536540962/00966592343794 Email: [email protected] Saudi Arabia

Ahmad Bilal MBA ( Fin ), CLSSBB,CLSSGBFinance Professional / Operational Excellence Specialist

Forecasting | Budgeting | Management/Corporate Reporting | Six Sigma | P&L | Strategic Planning | Accounts Receivable /Payable | Tax | Regulatory Compliance | Auditing | Procurement | Operations

Executive Summary• Balance Sheet Review• Budget Analysis• Business Analysis• Business Development• Cost & Credit Analysis• Financial Data Analysis• Financial Goals Development• Financial Statement

Interpretation• Financial & Management

Reporting• Cash-Flow Forecast• Business Modelling• Investment Analyses• Capital Management• Risk / Control Assessment &

Mgt.• Policy Development• Evaluating & Updating System• Market Analysis and

Procurement• Operational strategic Mgt

Selected Achievements Achieved business and profit growth at more than thrice the industry rate by formulation and

implementation of strategic business plan and comprehensive monitoring system. Restructured the departments and reduced the annual operating expenditure by 30%. Reduced the working capital from 2 million to 1.5 million by negotiation with suppliers and getting better

credit terms. Idle working hours reduced up to 95% by operational strategizing resulting 10% performance

improvement. Implemented effective credit control policy resulting improved collection period by average 10 days and

reduced bad debts from 5% of revenue per annum to .05 %. Led negotiation with financial institution to refinance and restructure debts resulting in 20% decrease in

debt servicing cost. Introduced MBWA style of management instead of autocratic and brought human capital flight rate to 0%. Discovered and recovered fraud of 1.8 million, which was taking place on continuous basis in insurance

policies and staking company liquidation. Appointed new suppliers from different accessible international geographic areas by adopting supplier

competitive principle which improved the quality, credit terms, delivery time as well reduced the procurement cost by 18%.

Arranged and conducted training locally and internationally to improve skill level of workers which in result improved the quality of work and goodwill through customer satisfaction.

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Energetic and innovative Finance Professional with 10 years of diverse experience in leading edge, fast-paced high-tech organizations.

High achiever in managing all aspects of financial reporting & analysis, budgeting, forecasting, strategic planning, WC management, operations, and administration.

Team leader who effectively meets goals through strong leadership, interpersonal communication, and analytical abilities.

Skilled staff developer and coach who motivates staff to reach full potential.

Results-driven, decisive collaborator with proven success in building strong, lasting relationships with managers, associates, and customers.

Client-driven change agent experienced in establishing andImplementing department goals and objectives, managing change, designing successful sales/customer-service strategies, overseeing budgets, and leading sales force toward targeted goals.

mailto:[email protected]


Career History

Mosaned Group of Companies Saudi Arabia August 2010 to Date Manager Finance & Operations

Reporting Managing Director Responsible for strategic business planning consolidated financial statements, performance

reporting and devising improved reporting systems for operational and financial controls. Prepare and analyze budget, financial forecasts, financing scenarios and other documents

concerning capital management, produce reports and recommendations. Enhance financial status by analyzing results, monitoring variances, identifying trends, interpreting

data and making comparative analyses and recommending actions to management. Controlling income, cash flow and expenditure, carrying out business modeling and risk

assessments. Evaluate financial risk and develop financial management mechanism. Guides cost analysis process by establishing and enforcing policies and procedures providing

trends and forecasts; explaining processes and techniques; recommending actions. Responsible for policy formulation, operational strategizing, controlling resources, commercial

and operational coordination, logistic management and support services management. Establish and monitor staff performance and development goals, assign accountabilities, set

objectives, establish priorities, conduct annual performance appraisals, and administer salary adjustments.

Dynamic Movers International Pakistan May 09 to July 2010GM Finance & Operations Reporting C.E.O

Responsible for financial statements, financial planning and performance reporting and devising improved reporting systems for operational and financial controls.

Accountable to administer operations, recruitment, remuneration, training and development of employees in five branches located in Pakistan and Afghanistan.

Develop and maintain efficient financial transaction processing system to maximize the financial benefit for the business.

Monitor and evaluate company’s financial situation, by analyzing trends, past performance and future challenges to make appropriate observations and recommendations.

Lead, develop and manage finance department to ensure timely achievement of service levels agreements.

Professional Practice Group of Companies UAE April 07 to April 09Finance ManagerReporting Managing Director

Accountable for financial planning and performance reporting of group. Responsible for budgeting, financial analysis, business modeling, risk management, audit

planning, cost and credit control. Preparation of management accounts, financial accounts, cash flow statement and consolidated

financial statements. Responsible for financial policies, internal control policies, manual development , implementation

and compliance review.




Development of business & profit enhancement techniques like product promotions and incentive plans.

Monitor and evaluate group’s financial situation, by analyzing trends, past performance and future challenges to make appropriate observations and recommendations.

.Sky Engineers Pvt. Limited Pakistan Jan, 2005 to March, 2007 Manager Admin & Finance Reporting C.E.O

Preparation of budget, management accounts, financial accounts, and cash flow statements. Responsible for overall profitability reports, analysis of management accounts, feasibility studies,

financial analysis, accounts receivable and payable. Responsible for financial policies development, implementation and review of policies

compliance. Conduct monthly internal audit of projects and make appropriate observations and

recommendations. Monitor staff performance and development goals, assign responsibilities, set objectives, establish

priorities, conduct annual performance appraisals.

Education: Master of Business Administration (Finance)

Certifications: Certified Lean Six Sigma Black BeltCertified Lean Six Sigma Green Belt

Short Courses: Financial Mgt (NGO) Mango UK (Online)Micro Finance United Nation ProgramMacro Economics P.I.D.E. QAU Campus IBD

Languages: Fluent in Urdu, English, Punjabi Average in Arabic

Personal Information: Father’s Name Zahoor Ahmad (late)Date of Birth 21-12-1979CNIC 61101-1291025-3



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