Steven Ongena is a professor in banking at the University of Zurich and the Swiss Finance Institute. He is a research fellow in financial economics of CEPR. He has published more than 35 papers in refereed academic journals, including in the American Economic Review, Econometrica, Journal of Finance, Journal of Financial Economics, Review of Finance, and Journal of International Economics, among other journals, and he has published more than 40 papers in books and other collections. Currently he is a co-editor of the Review of Finance; and he serves as an associate editor for a number of other journals. Together with Hans Degryse and Moshe Kim, he co-authored the graduate textbook «Microeconometrics of Banking: Methods, Applications and Results» published by Oxford University Press, which he has taught at the Barcelona Graduate School of Economics, the Bundesbank, the Kiel Institute for the World Economy, Norges Bank, Shandong University and the Universities of Amsterdam, Frankfurt, Mannheim and St. Gallen, among other institutions. Furthermore, Steven Ongena is a director of the European Finance Association and of the Financial Intermediation Research Society. He has been a frequent visitor to central banks around the world. In 2009, he received a Duisenberg Fellowship from the European Central Bank and in 2012 a Fordham-RPI-NYU Stern Rising Star in Finance Award.