32 Sun Newspapers WEDNESDAY, June 27, 2012. SPECIAL ADVERTISING FEATURE

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A credit card that

speaks for itself...

and saves you money.

*3.99% on balance transfers for 6 months. Terms and conditions available on request. Fees and charges apply to the use of your Credit Card. Australian Defence Credit Union Limited ABN 48 087 649 741 AFSL No. 237 988. Australian credit licence number 237 988.

Apply for an ADCU Low Rate Visa Card

and start saving.

Visit www.adcu.com.au or

call 1300 13 23 28 today!

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A low 10.99%

Interest Rate on purchases

Plus 3.99%*

Balance Transfer Rate for 6 months

Action packed class with a fi tness circuit to music, traditional karate techniques and self defence for kids.

Black belt instructors will cater for

existing students as well as those

who'd like to come and try something

new or just have some fun.

KIDS HOLIDAY FUN

Monday, Wednesday, Fridays 8.45am-9.45am during the school holidays

($5 if adult participating

in Fitbox)

$10 PER CLASS$10 PER CLASS

KARATE, CIRCUIT & SELF DEFENCEKARATE,

CIRCUIT & SELF DEFENCE

P 8932 1080 for enquiries & bookings

NT TANG SOO DO31 Tilston Avenue at the Palmerston Aquatic Centre

1012082

We wish you many happy returns for the new financial yearFOR many of us, the new financial year

can mean a fresh start to getting on top

of our finances.

To make the most of your tax return

and make sure you’re financially

equipped to handle anything, all you

have to do is plan ahead.

Here are some tips which will get

you started:

Keep a budgetWhere does all your money go?

Learning how and where you spend

your money is the first step in managing

your finances. Record your day-to-day

expenses for a month and review your

statements to help you understand

where all your money goes.

Develop a safety bufferDevelop a safety buffer, so that you’re

prepared for unexpected expenses. A

high-interest savings account could be

the way to go.

Not only do you have regular access

to your money, you will continue to earn

high interest for as long as you keep the

funds in the account.

Plan to saveSaving may appear to be a difficult

discipline to master, but think of the

feeling of being able to afford

something you’ve wanted for a long

time. Aim to save 10 per cent of your

monthly income. If you’ve never been a

successful saver before, start off

slowly. Set yourself short-term goals

and work your way up from there.

Talk to usWhy not benefit from our experience?

At ADCU, we believe it’s our job to help

our members make the most out of

their money. We’ve been doing it for

years and we’d be delighted to help you

take control of your money. ADCU has

been providing banking services to

Defence personnel, Defence

contractors, their families and friends

since 1959.

Today, we have more than 49,000

members, 200 staff and 39 branches.

ADCU is a credit union and, as such,

we exist for the benefit of our members.

For more information about how you

could benefit from becoming an ADCU

member, visit www.adcu.com.au,

drop into your local branch or

call 1300 13 23 28.

Defence a key factorin Territory economy

THE Australian Defence

Force is a key contributor

to the economy of the

Northern Territory with

established navy, army

and air force bases.

ADF personnel are an

important part of the NT

community and

participate in local

sporting teams, clubs and

cultural activities.

The Australian Defence

Force’s footprint in the

Northern Territory

involves about

7000 permanent

personnel, 900 reservists

and up to 400 members

of the Australian

Public Service. This

breakdown includes:

l About 700 permanent

members from navy based

at HMAS Coonawarra.

l About 5000 regular

army members, based

predominantly at

Robertson Barracks.

l About 1250 permanent

members based at Royal

Australian Air Force bases

at Darwin and Tindal.

l A tri-service

headquarters to co-

ordinate the defence

interaction with civil

authorities in much of

tropical Australia and

to command the ADF’s

contribution to civil

maritime security across

10 per cent of the

world’s surface.

Fighting fitfor schoolholidays

LOOKING for something

for the kids to do over the

school holidays?

Get them away from in

front of the television and

kick off the day with some

fun activity.

Kids Fitness Holiday

Fun is an action-packed

class with a fitness circuit

to music, traditional

karate and practical self-

defence for children.

The classes are run by

black belt instructors.

‘‘The program is a

great introduction to

martial arts for kids who

have always wanted to try

it, but been a bit

apprehensive,’’ Master

Sharon Kimberley, owner

of NT Tang Soo Do said.

Classes are run on

Monday, Wednesday and

Friday mornings from

8.45 for one hour at the

NT Tang Soo Do Karate

Academy, next to the

Palmerston Aquatic

Centre. Kids four to 12

years just need to wear

comfortable clothes and

bring a water bottle.

And you can also get fit

at the same time.

Fitbox is a unique and

exciting fitness class

combining various

martial-arts and boxing

techniques, circuit and

strength training, and it’s

aimed at all fitness levels,

men, women and teens.

Fitbox classes run

three mornings a week,

plus Saturdays and

Tuesday and Thursday

afternoons. For

more information,

phone 8932 1080.

Australia’s Federation Guard (AFG) member and former Casuarina Secondary College student AbleSeaman Dan Oldfield conducts catafalque party drill training in the lead-up to Anzac Day at the Lone PineCemetery, Gallipoli, Turkey. Picture: LEADING SEAMAN ANDREW DAKIN, 1st Joint Public Affairs Unit.

Dan’s cruisingFORMER Casuarina Secondary

College student Dan Oldfield can’t

quite believe where the navy has

landed him this time.

A boatswain’s mate, 21-year-old

Dan joined the Royal Australian

Navy four years ago and is no

stranger to travel.

He’s already visited most

of Australia, Malaysia,

Indonesia, Singapore and

several Pacific islands.

This year, he made it over to

Gallipoli for Anzac Day.

‘‘Ever since I was boy, I’ve

wanted to get to Gallipoli to

see the battle sites and to be here

for Anzac Day,’’ Dan said.

Now posted to Australia’s

Federation Guard in Canberra, Dan

was selected to perform ceremonial

drill at the dawn service and later

that morning at the Lone Pine

Cemetery service. Visiting Turkey

wasn’t all about work.

‘‘We got to visit all the sites,

including Anzac Cove, Lone Pine and

The Nek,’’ he said.

‘‘I was really struck by how steep

the escarpment was above Anzac

Cove and the general terrain.

‘‘Turkey itself has been an amazing

experience and we’ve also spent a

few days in Istanbul and seeing the

ancient cities of Troy and Ephesus.’’

Attracted to the navy by the

possibilities of travel for work,

training opportunities and a desire to

work outdoors, Dan has found his

feet and has been promoted to able

seaman. After completing his

boatswain’s mate training at HMAS

Cerberus in Victoria, Dan was posted

to sea on the amphibious ship

HMAS Tobruk.

‘‘I really enjoy being at sea and,

after this stint with the Federation

Guard, I hope to get posted to a

Sydney-based ship,’’ he said.

‘‘I’d like to end up on one of the

navy’s new amphibious ships

or a warship.’’

It’s been a while since Dan was last

in Darwin, but his next trip home

won’t be too far away.

‘‘Next time I get home, I’m really

looking forward to catching up with

my mates and going fishing,’’ he said.

‘‘It doesn’t matter where. I just

enjoy dangling a line.’’