Debit CardsSTART NOW

Debit CardsThe main points you should know about debit cards.

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Key Points

• What are Debit Cards?

Have a brief knowledge about the debit cards.

• What are the Benefits of Debit Cards?

Know the different benefits that a debit card can give to you.

• How to Use Debit Cards?

Find the list of right ways on how to use debit cards.

What are Debit Cards?02

Debit CardsA debit card is much different than a credit card. You do not have to apply for credit when you get one, which means that your credit history has no bearing on your acceptance.

This is not a short-term loan like you get with a credit card since it is linked directly to your bank account and is treated the same way as cash.

If you do not have the money in the bank, then you cannot make your purchase.

Introduction about debit cards.

What are the Benefits of a Debit Card?

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List of benefits that a debit card may give to you. Able to reduce the risk of getting in to credit card debt, by ensuring you’re

spending your own money, and not over-extending yourself by getting a credit card balance you may not be able to repay.

Any purchase that you make on your card is covered and protected by VISA’s Zero Liability policy

It’s a lot more convenient, easier and safer than carrying cash or using your EFTPOS card.

Access your transaction records for your card online instantly through internet banking.

You don’t need a good credit history. When applying for a VISA Debit Card, the banks don’t do a credit check, making the application process fast (and painless!).

Debit Card Fees04

While there are fees associated with a debit card, they are very low when compared to the fees you would have to pay with a credit card.

If you need to go to an ATM to withdraw money for instance, you will not be charged the large fee that you would be charged if you used a credit card for a cash advance.

Fees are always very modest with debit cards, and the best debit card is one that comes with a minimal fee attached to it.

Information about the fees of a debit card.

Best Debit Card05

ANZ Access Advantage card

This card is the most recommended as one of the best debit cards. It is a straightforward and simple account which you can use for your everyday purchases and savings. For a limited time you will get a free debit card that is linked to your account from Visa.

What is the best debit card?

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