debt settlement program
DESCRIPTION
This Debt Settlement opportunity is a "Plug and Play" solution. Back end customer service, negotiating all provided. Excellent training, ethics, compliance are all provided. This is a great fit to add an income stream to a mortgage company, loan modification company or financial service company. Excellent software as well as your personal account rep who is responsible for your success. This is also great for a sales manager. Very low entry $500. 7 figure income for the right person. Proforma available. 45 affiliates to dateTRANSCRIPT
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Credit-Advisors Branch Office Program
May 2009
The Ultimate Debt Settlement Partnership!
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps Questions/Discussion
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps Questions/Discussion
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Our Companies…
Founded in 1998, headquartered in Sunrise, Florida.
Netsirk Technologies SAP Business One Top 3 Partners in NA 2005 SAP Business One Top 10 Club 2006 SAP South East Regional Partner of The Year 2007
& 2008 Netsirk Global Finance – $500M Funded in 2008 Credit –Advisors.com – A “Plug & Play Business
Opportunity for true entrepreneurs. Diversity Business.com Top 100 Businesses in Florida
2006, 2007, 2008
5 Regional Offices - Orlando, Tampa, Sunrise, Houston, Delaware
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Credit-Advisors.com – What we do…
This is NOT an affiliate or Traditional MLM type of program. You must be committed to qualify!
We are the “Back End” processing division for Debt Settlements.
We take the “mechanics” out of debt settlement and simplify the process for you so you can focus on generating new sales.
All compliance and software issues are handled by our company.
Vision Velocity Value
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Credit-Advisors.com – Our Infrastructure
Company executives have Fortune 100 experience-IBM / Lockheed Martin / Alltel
Our understanding of Business Process Outsourcing allows you to excel at SALES!
World-Class customer support and operational excellence. FTC compliant.
“Turn-key business” which allows you to integrate a new business opportunity into your existing sales organization!
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps
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Debt Settlement Industry & Market Opportunity
$3 Trillion Industry & GROWING!! Since the 2005 change in bankruptcy law, debt
settlement has been a growing business. Debt Settlement is an excellent alternative to a chapter 13 Bankruptcy.
Highly regulated by both the FTC and state law. We handle all the FTC and state compliance. You focus is on end user sales.
Consumer demand for credit relief is at an all time high.
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Debt Settlement Industry & Market Opportunity
Current employment rate in the US is 8.8% and is forecast to be over 10% as soon as August 2009
Avg. American pays 42% of their income on Debt and interest payments. Debt service payments are the largest portion of most family budgets…higher than savings, higher than living expenses!
Most people believe eventually they will get a handle of these unsecured debts, but it is mathematically impossible. The credit card companies have made it extremely easy to get credit, but extremely difficult to get out.
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Debt Settlement Industry & Market Opportunity
The total consumer debt in the United States (Credit card and unsecured debt) at the end of 2008 reached 2.8 trillion dollars, and is projected to reach over 3 Trillion dollars by the end of 2010
According to the US census bureau, there were 173 million credit card holders in the US as of 2006, and is expected to grow to 181 million by 2010
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Debt Settlement Industry & Market Opportunity
Credit card delinquency is on the rise! In March 2008, the rate was 4.57% which is the highest it has been in the past 10 years. With unemployment on the rise, credit card delinquency will continue to rise until we have a real recovery in the economy.
Consumers are hungry for real relief to the tremendous burden of these debts and we have the solution.
Consumers have been burned by “less than honest” Debt Settlement Companies in the past
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps
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What is Debt Settlement
Debt Settlement is the fastest and least expensive way to get out of debt. Also known as debt negotiation, debt settlement is NOT credit counseling, or consolidation.
We work with the creditors to reduce the amount of unsecured debt down by as much as 50% through arbitrating an “As agreed” settlement. Any debt settlement program will have an adverse effect on credit during the term of the program. Once the debt has been paid off, a client is then free to rebuild a solid credit profile.
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Why is Debt Settlement Beneficial to the consumer?
Consumer avoids a bankruptcy which can stay on the credit report for as long as 10 yrs.
Consumer gets out of painfully high interest rates and has a more stable payment structure on the existing debt.
Principle debt is settled for pennies on the dollar.
Minimum monthly payments are reduced 40%-50% at 0% interest.
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Why Become a Branch Office Now?
The perfect economic storm has created a tremendous opportunity for the right individuals.
Unprecedented levels of debt, with extremely high unemployment rate and job layoffs continuing to affect the Average American, this is the right opportunity at the right time.
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com
Branch Office Program Earnings Potential Next Steps
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Credit-Advisors Branch Office Strategy
Your organization has shown Sales excellence, financial strength, and is interested in a mutually beneficial partnership.
Our organization is positioned for aggressive growth, has the know-how, infrastructure and experience to get the job done.
We offer an exceptional “Plug and Play” business opportunity.
Why You?....Why Us?
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Credit-Advisors Branch Office Strategy
One on One support from you Business Development Executive who is responsible for your growth, development and success!
This is a partnership of Sales Excellence (Your Organization) with Operational excellence (Credit-Advisors.com)
Why You?....Why Us?
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Role of Business Development Executive
Your BDE will assist you in developing your monthly revenue business and marketing plan
Your BDE will share established Best Practices – Your success is our success!
Your BDE completely understands the Debt Settlement business and will train you.
Your BDE will help resolve any processing issues and growing pains as you expand your business.
Your BDE is here to HELP YOU!
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Customer Benefits of working with YOU
Debt will be eliminated in 6 to 48 months
Clients monthly payment will significantly drop!
Client will save thousands of dollars in interest!
The new payment is made to a savings account which is completely transparent. Client can view their account online!
Access to Credit-Advisors University (Free)
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Additional Benefits of Becoming a Branch Office
Your enrollment gets you access to our world-class software. This web-based programs allows you to enter all your clients debts, and “restructures” the debt into a new, interest free, principal reducing payment plan.
The new payment is made to a savings account which is completely transparent. Client can view the account online!
Our program is completely paperless
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Additional Benefits of Becoming a Branch Office
From the start, our business development executive will coach you through the on-boarding process and business planning.
Our program is designed with you in mind. We streamline the process so you can focus on revenue generating activities.
Our Business Development Executive will be there, at your disposal, to answer all your questions, concerns, and issues.
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Additional Benefits of Becoming a Branch Office
Exclusive to our new partners is our Fast Start program. This program will assist you in “Jump-Starting” you new business. It includes:
– Marketing Co-Op Dollars in which we will match 50% of your lead expense when purchasing exclusive leads from our Approved Marketing Partner. These are Exclusive leads generated through bus ads, TV Commercials, Internet, Telemarketing, Text Messaging, and Direct Mail that are provided to each office based on the demands of the office.
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Additional Benefits of Becoming a Branch Office
Sales Training – We have partnered with MSTARSINC to provide
EVERY office with state of the art training, full disclosure scripts, proper qualifying techniques, and consultant-based selling processes at a significantly reduced rate.
– MStarsinc.com are the leaders in this industry, and will keep us in front of the ever-changing debt settlement regulations from the FTC. This training program costs $10,000 per 10-man office if purchased outside of our Branch Office Program
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps
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Earnings Potential
Average Debt - $30K
Credit Advisors Fee – 15% (Our Fees Coincide with Term)
Average Term – 36 Months
Minimum 20 Deals Per Sales Rep
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Month 1 Earnings With 1 Rep
Month 1 $3250 - $5416.6
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Month 2 Earnings With 1 Rep
Month 2 $6500 - $10,833
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Month 3 Earnings With 1 Rep
Month 3 $7250 - $12,083
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Month 4 Earnings With 1 Rep
Month 4 $8000 - $13,333
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Month 5 Earnings With 1 Rep
Month 5 $8750 - $14,583
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Month 6 Earnings With 1 Rep
Month 6 $9500 - $15,833
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Month 7 Earnings With 1 Rep
Month 7 $10,250 - $17,033
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Month 8 Earnings With 1 Rep
Month 8 $11,000 - $18,333
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Month 9 Earnings With 1 Rep
Month 9 $11,750 - $19,583
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Month 10 Earnings With 1 Rep
Month 10 $12,500 - $20,833
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Month 11 Earnings With 1 Rep
Month 11 $13,250 - $22,083
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Month 12 Earnings With 1 Rep
Month 12 $14,000 - $23,333
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Total 12 Month Earnings with 1 Rep
Total Earnings $116,000 - $193,331
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Total 12 Month Earnings with 2 Reps
Total Earnings $232,000 - $386,662
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Total 12 Month Earnings with 3 Reps
Total Earnings $348,000 - $579,993
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Total 12 Month Earnings with 4 Reps
Total Earnings $464,000 - $773,324
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Total 12 Month Earnings with 5 Reps
Total Earnings $580,000 - $966,655
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Total 12 Month Earnings with 6 Reps
Total Earnings $696,000 - $1,159,986
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Cost of Branch Office Programs
Program Initiation - $5000Software Access Fee - $90 per month per repCertification Training - $10,000 per officeLead Expense - $30-34 per exclusive lead
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Cost of Credit-Advisors Branch Office Program
Program Initiation - $0Software Access Fee - $90 per month per repCertification Training - $500 per office (Unlimited Reps)Lead Expense - $15 per Exclusive through Co-Op
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Agenda
Who Is Credit-Advisors.com Inc. Debt Settlement Industry & Market
Opportunity What is Debt Settlement Introduction Credit-Advisors.com Branch
Office Program Earnings Potential Next Steps
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Credit-Advisor Teaming Methodology
Phase Phase Phase
2 41 3
General Terms of BusinessAgreement
Credit Advisors
Agreements
Due Diligence
Bank Account Set up
System Set Up
Terrorist Watch List Check
BO Business Plan & Enablement
BusinessPlan
AgreementSales & ProjectExecution
Phase
Lead GenPipeline
SalesEnrollments
QuarterlyReviews
EnablementStrategy
Sales Training iIf
Purchased
Support
„White Glove Service“
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Credit-Advisors SUPPORT PARTNERS