delta currents november 2014
DESCRIPTION
Delta Currents Newsletter 2014 Delta Association of REALTORS®TRANSCRIPT
deltacurrents
DELTA ASSOCIAT ION OF REALTORS ®
November 2014 | www.de l taaor .com
nove
mbe
r201
42
01
4 D
AR
PR
ES
IDE
NT
RO
N K
EE
FE
R
Random and not so random thoughts on C.A.R. Fall Meetings, Anaheim
A. Property Assessed Clean Energy (PACE) Lien• APACElienisforfinancingofenergy savinghomeimprovements.Basically,a homeimprovementloan.• Paymenttorepayfinancingisdone throughhomeowner’staxbilland collectedaspartofthe taxbill.Counties collecta%of paymentsasa collectionfee.• Questionarisesonlien priority…shouldPACE beseniororjuniorto firstmortgages?• C.A.R.supported2008 PACElegislation because,unlikeMello- Rooswhichis mandatoryforthe communityserved, PACEprovides forvoluntary“opt-in”.Itisanindividual homeowner’soption.• PACEliensstaywiththepropertyeven aftersold,andwillcontinuetobecollected onthenewowner’staxbill.• PACEcanbepaidinfullbyhomeownerat anytime,therebyremovingthelien.• Question;Doestheenergyupgraderesult inanincreaseofthehome’svalue, therebyoffsettingthecost?• Upto10%ofthehome’sassessedvalue canbeloanedtoqualifiedhomeowners.
B. Pocket Listings: A big concern• C.A.R.puttingattentiononthispractice because…• Arepropertyownersadequately representedwhenexposuretothegeneral marketisnotprovided?Whatestablishes marketvaluebetterwhatabuyeriswilling topay?• Isthepracticeofpocketlistingin
compliancewithourCodeofEthics?(See articles1&3)• Isthispracticeanappropriaterecruiting tool?• Inwhatwaydoesapocketlistingbenefita seller?
C. Solar owned vs. leased equipment and disclosures• ThisisanewissuerequiringRealtor
expertise.Whatandhowtodisclose?• Istheleaseofsolar equipmentrecorded (itshouldbe)?Checkwith yourtitlecompany.Ifnot itwon’tshowuponthetitle report.Thenwhathappens?
D. The new RPA due in November• YoujustHAVETOATTENDa C.A.R.trainingclass.• 8pagesto10pages…new and,yes,simplified.
• Manydisclosuresincorporatedinthe 11/14revision,eliminatesome additionaldisclosures.• Otherassociatedpurchase agreementsanddisclosuresrevisedtoo. (SeeC.A.R.“November2014Form ReleaseQuickSummary”availableat www.car.org.)
Asyoumightguess,manytopicsimportanttoourbusinesswerediscussedindetail.YouareencouragedtoattendfutureC.A.R.BusinessMeetings.LookontheC.A.R.websiteforinformationregarding:
2015 Meetings:January28-31–IndianWells
April22–25–Sacramento (Legislative Day too) October7–10–SanJose
Seeyouthere!
2014 OFFICERSRon Keefer, PresidentJames Britto, President-ElectErrol Mooney, TreasurerScott MacIntyre, Immediate Past PresidentJohn Bedford, Secretary
2014 DIRECTORSJohn CanningMary Jane DukellisMonica MalcuitJodi MarfiaLori OgorchockRena ProvencioJerry SotoCecily TipperyLynn Valintis
STAFFJohn Bedford, Association ExecutiveNEW EMAIL: [email protected]
Tonia Nielsen, Chief Operations [email protected]
Jean Ruelas, Manager- Retail [email protected]
Barbara Baham, Members Service [email protected]
yourdarteamNOVEMBER 2014
Delta Association of REALTORS®3428 Hillcrest Avenue, Suite 200, Antioch, CA 94531Phone 925 757 8283Fax 925 757 [email protected]
Delta Currents is the official monthly publication of the Delta Association of REALTORS®. Although every effort has been made to ensure the accuracy and thoroughness of this publication, errors may occur. DAR shall not be held liable for misinformation, typographical errors, omissions, and/or misprints in editorial and/or advertising materials.
Delta Currents is published byMichelle Manos Design.
To advertise in Delta Currents, contact Michelle Manos at 831 869 5084 or [email protected]
DAR HoursTUESDAY - FRIDAY 8:00am - 5:00pm
MONDAY 9:00am - 5:00pm
nove
mbe
rtour
sANTIOCH/PITTSBURG/BAYPOINTEvery Tuesday
Delta Association of REALTORS®
3428 Hillcrest Avenue, Ste. 200, Antioch
8:30am • $2
Group does use Paragon to
Schedule homes on tour. Must attend
the Marketing Meeting the Morning of
tour to confirm open house. Agent or
representative must hold open from 9:30-
11:00.For more information call Ramesh Suman,
Majestic Homes, 779-1234, or Ralph Garrow Jr.,
Ralph Garrow Real Estate, 366-6676
DISCOVERY BAY/BYRONMARKETING MEETING & TOUR1st and 3rd Tuesday
Board Walk Grill at the Marina, Discovery Bay
9:00am • $2
Group does use Paragon to schedule homes on
tour. Open tour and must be in by Noon onMonday.
Homes on tour are open from 9:30-12:00.To place a home on tour you must attend the meeting prior to the week the house is on tour.
For more information call Christine Wallin
Sasville Properties 525-7402
OAKLEY/BETHEL ISLAND/BRENTWOOD/KNIGHTSENMARKETING MEETING & TOUREvery Wednesday
Black Bear Diner, 3201 Main Street,
Oakley • 8:30am • $2
Group will use Paragon to schedule homes on tour.
For more information contact Dan Barnes,Tour
Coordinator,
759-4648.
CONTRA COSTA REALTORS® IN MOTIONCONTRA COSTA NORTHMartinez, Pacheco, Pleasant Hill,
Concord, Walnut Creek, Clayton,
Clyde
Every Tuesday
8:30am • $10
Centre Concord, 5298 Clayton Rd.,
Concord
Doors open at 8am for breakfast
www.ccrim.info
REALTORS® MARKETING ASSOCIATIONCONTRA COSTA SOUTHDanville, San Ramon, Blackhawk,
Diablo, Alamo
Every Thursday
San Ramon Community Center,
12501 Alcosta Blvd., San Ramon
8:30am • $5
Doors open at 8am for breakfast
No formal tour
www.RMAtoday.com
INFORMAL TOURSMartinez, Pacheco, Pleasant
Hill, Concord, Walnut Creek,
Clayton,Clyde, Rossmoor, Orinda,
Lafayette, Moraga
Tuesday between 9:00am and 2:00pm
Danville, San Ramon, Blackhawk,
Diablo, Alamo
Thursday between 9:00am & 2:00pm
Nov. 7-10 NAR Conference New Orleans
Nov. 11 DAR Closed Veterans Day 8 a.m. - 5 p.m.
Nov. 12 Budge & Finance Committee Meeting 10 a.m. - 11 a.m.
Nov. 13 Executive Committee Meeting 9:30 a.m. - 11 a.m.
Nov. 14 Local Government Relations 8:30 a.m. - 9:30 a.m.
Nov. 17 Legal Updates with CAR Neil D. Kalin 11 a.m. - 12 p.m.
Nov. 18 Delta Realtor Community Service Foundation 1:30 a.m. - 3 p.m.
Nov. 19 GRI Trust Fund Management – Fair Housing 8:30 a.m. - 5 p.m.
Nov. 19 New Members Orientation 8:30 a.m. - 12 p.m.
Nov. 20 Board of Directors Meeting 9 a.m. - 11 a.m.
Nov. 26 DAR Closed at NOON
Nov. 27 DAR Closed Thanksgiving
Nov. 28 DAR Closed
Dec. 5 Holiday Open House 11:30 a.m. - 3 p.m.
Dec. 11 Executive Committee Meeting 9:30 a.m. - 11 a.m.
Dec. 16 Budget & Finance Committee Meeting 10 a.m. - 11 a.m.
Dec. 18 Board of Directors Meeting 12 p.m. - 3 p.m.
Dec. 17 GRI Technology Applications in Real Estate 8 a.m. - 5 p.m.
Dec. 24 DAR CLOSED ½ Day 12 p.m. - 5 p.m.
Dec. 25 DAR CLOSED Christmas Day
Dec. 26 DAR CLOSED
Dec. 31 DAR CLOSED ½ Day Inventory 12 p.m. - 5 p.m.
Jan. 1 DAR CLOSED New Year’s Day
Jan. 16 DAR Installation Banquet 6 p.m. - 11 p.m.
Jan. 19 DAR CLOSED M.L.King Jr. Day
Jan. 20 Delta Realtor Community Service 9:30 a.m.- 11 a.m.
Foundation Board
Jan. 22 Executive Committee Meeting 9:30 a.m. - 11 a.m.
Jan. 27 Budge & Finance Meeting 10 a.m. - 11 a.m.
Jan. 29 Board of Directors Meeting 9 a.m. - 11 a.m.
yourcalendar
welcomenewmembersREALTORS®Stephanie BurtonBHG-Mason-McDuffie R.E.5887 A Lone Tree WayAntioch776-2740 FAX 776-2741
Elia GurumendiBHG-Mason-McDuffie R.E.5887 A Lone Tree WayAntioch776-2740 FAX 776-2741
Antoinette SullivanBHG-Mason-McDuffie R.E.5887 A Lone Tree WayAntioch776-2740 FAX 776-2741
Leonda AddisonCES Premier Real Estate1317 Buchanan Rd., Pittsburg432-3600 FAX 432-3020
Alison FedorchakHomes By Krista5149 Lone Tree Way, Antioch978-9431 FAX 252-8182
Julie MayjoffoRealty One Group Elite5119 Lone Tree Way, Antioch978-1100 FAX 706-8203
Vincent SkaggsRealty World Pigati & Russell100 Cortona Way, Ste. 150Brentwood513-4004 FAX 513-4330
Jody RoaRE/MAX Blue Line5005 Lone Tree Way, Ste. CAntioch754-6100 FAX 754-6120
BROKERSCarrie ColemenDelta Bay Realty640 Bailey Rd., #465Pittsburg301-7445 FAX 952-7441
Donna HaroHaro Real Estate1090 Shary Circle #BConcord470-5019
Savings & Investment Products • Traditional Savings• Money Market Savings• Industry leading Certificate Investments • Traditional, Roth and SEP Individual
Retirement Savings and Certificate Accounts
Checking• Free eChecking with MasterCard®
Debit Card* with no minimum balance requirement
• Fee-Free ATM Transactions at Thousands of CO-OP Network & CU24 ATMs
Lending to Fit Your Needs • Vehicle Loans• Personal Loans & Lines of Credit• Home Loans, Refinancing and Home Equity
Lines of Credit
Your Own Virtual Branch• Remote Check Deposit• Online Bill Pay• Electronic Internal & External Transfers• Electronic Statements• Alerts & Secure Messaging
Not a Member? Not a Problem! All REALTORS® and immediate family members are eligible for lifetime membership!
Join online today, here’s how:1. Visit REALTORSFCU.ORG2. Click “Membership” to learn more3. Click “Membership Application” to
get started
Have Questions?Call a Member Care representative 24-hours a day at 866.295.6038.
Must meet REALTORS® Federal Credit Union (RFCU) membership eligibility. Membership requires opening and maintaining a primary share savings account with a $100 minimum balance. Rates, terms, conditions and services are subject to change. RFCU savings are federally insured by the National Credit Union Administration (NCUA).*No monthly service fee. Other fees may apply. Please refer to the Schedule of Fees and Charges at REALTORSFCU.ORG for details.
Where you and your money
belong
REALTORS® Federal Credit Union is dedicated to serving the financial needs of REALTORS® like you!REALTORS® FCU offers customized products & services to meet the unique financial and cash flow needs of REALTORS®. You deserve the freedom to manage your finances when and where you want to.
GF1101
Join onlinetoday!
EBRDI Paragon TrainingFree to MLS SubscribersSteven Pean, InstructorWednesday, Nov. 5, 2014 Paragon 5 Essentials9 a.m. – 12 p.m.M.O.R.E. and Partner MLS1 p.m. – 4 p.m.To register call EBRDI at 363-2333Or logon to EBRDI.com
Legal UpdatesNeil D. Kalin, C.A.R. Assistant General CounselMonday, Nov. 17, 201411:00 a.m. – 12:00 noonTo register call DAR office 757-8283(seating is limited)
GRI ClassMoney Making Strategies for SuccessWednesday, Nov. 19, 20148 a.m. – 5 p.m.To register call GRI at 888-785-4800 orwww.eDesignations.com
New Members OrientationWednesday, Nov. 19, 20148:30 a.m. – 12 noonDAR office 757-8283
GRI ClassTechnology Applications in Real EstateWednesday, Dec. 17, 20148 a.m. – 5 p.m.To register call GRI at 888-785-4800 orwww.eDesignations.com
All Classes are held at the Delta Association of REALTORS®3428 Hillcrest Ave., Ste: 200, Antioch, except as otherwise noted
dareducation
T H E O F F I C I A L P U B L I C A T I O N O F T H E D E L T A A S S O C I A T I O N O F R E A L T O R S ®
• This agreement is subject to the following terms and conditions. The Advertiser has read and understands this Agreement and has received a copy. This constitutes the complete Agreement between Advertiser and Publisher. Verbal representations and promises made by the Advertiser or Publisher are not binding or valid.• The Advertiser understands and agrees that the advertising placement contracted for is immediately reserved for the Advertiser by the Publisher upon execution of this agreement. Cancellation of this agreement cannot be accepted in lieu of payment.• The Publisher reserves the right to refuse advertising for any reason. The liability of the Publisher for any error or omission or delay for which the Publisher may be held legally responsible shall not exceed the cost of the space or placement paid for by the Advertiser.• This agreement is with the named Advertiser. Change of ownership or management will not dissolve Advertiser’s obligations.• Artwork created by Michelle Manos Design is for the exclusive use in its publications. Consult Publisher for rates for other use.
Space reservations and artwork are due by the 25th of the previous month. The previous issue’s advertisement will be published unless the Publisher is otherwise notified and new artwork received by the Publisher. We are pleased to assist our advertisers with preparation of their advertisements at no charge.
We accept PayPal and checks. MAKE CHECKS PAYABLE TO MICHELLE MANOS DESIGN. Payment must be made in advance of publication.
Advertiser’s Authorized Signature Date
Publisher’s Signature Date
Today’s Date
FaxEmail
Website
PhoneMobile
FaxEmail
# of monthsBeginning Issue
Ending IssueContract Total
agrees as follows:ADVERTISERAddress
City, State, ZipContact
Office PhoneMobile Phone
BILLING CONTACTAddress
City, State, ZipTitle
SPACEAd Size/Color
Placement RequestNotes
Cost Per Month
A D V E R T I S I N G C O N T R A C T & S PA C E R E S E R VAT I O N
TERMS
DEADLINES
PAYMENT
ADVERTISERAPPROVAL
PUBLISHERAPPROVAL
February 2014
deltacurrents
deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at [email protected] or 831 869 5084.
• DeltaCurrents is an eMagazine that features a link to your email and/or website.• AFFORDABLE RATES AND SIZES Preferred rates for DAR members!• CORE READERSHIP DeltaCurrents reaches some 1,000 REALTORS® and Affiliates in Eastern Contra Costa County - Antioch, Bay Point, Bethel Island, Brentwood, Byron, Discovery Bay, Knightsen, Pittsburg, and Oakley. • EDITORIAL Articles feature issues of importance to the real estate community, including information about national, state, and local real estate news, REALTOR® safety, legal issues, special events, technology, education, philanthropy, and more.
• FREE AD DESIGN Design services are free for advertisers! • DISTRIBUTION DeltaCurrents is emailed to REALTOR® and Affiliate members of the Delta Association of REALTORS® monthly. Twelve annual issues are available as downloadable PDF’s on the DAR’s website.•THE PUBLISHER Michelle Manos Design specializes in publishing periodicals and other publications for REALTOR® associations, non-profit organizations, and many other businesses. The MMD team has over 40 years of experience in award-winning publishing, marketing, and graphic design programs. MMD serves clients throughout California and the USA.
PLACE YOUR AD IN
THE OFFICIAL ONLINE PUBLICATION OF THE DELTA ASSOCIATION OF REALTORS®
AD SPECIFICATIONS
Email contracts and artwork [email protected]
• Submit artwork as a pdf,tif, psd, or packaged InDesign file
• Space reservations and artwork are due the 25th of the prior month
• We will design your ad at no charge, and you may change it at no cost throughout your contract.
ADVERTISING RATESFebruary 2014
deltacurrents is published for the Delta Association of REALTORS® by MICHELLE MANOS DESIGN. For advertising information, contact Michelle Manos at [email protected] or 831 869 5084
HALF PAGE VERTICAL3.65 X 10
QUARTER PAGE3.65 X 5
HALF PAGE HORIZONTAL7.5 X 5
BUSINESS CARD3.5 x 2
FULL PAGE8.5 x 11
Page size is
8.5” x 11”
•
Ad can bleed
deltacurrents
MEMBER RATES (per month)
Full Page Half Page Quarter Page Business Card
NON-MEMBER RATES (per month)
Full Page Half PageQuarter Page Business Card
6-12 months 1-5 months
1-5 months6-12 months
70 7540 6025 3510 20
90 100 65 75 40 45 25 35
plan
amee
ting!
HO
LD I
T A
T D
AR
! C
ALL
925
757
828
3 FO
R D
ETA
ILS
.
TheDeltaRealtorCommunityServiceFoundationwantstothankallinvolvedwiththe7th Annual Rocktoberfest Rock ConcertheldOctober25,2014atCedarCreekStablesinBrentwoodCA.
Ourgeneroussponsorswere:PrudentialCaliforniaRealtyPearsonProperties;TheBrentwoodPress;TheLoanLadies-ProspectMortgage;JohnShanerofShanerBoat
Works;CathleenGriebling,ColdwellBanker;LeonardBriones,PacificFundingGroup;JerryRincon,QualityInvestmentGroupLLC;ShawnGlisson,AllSystemsRainguttersandJeffScalier,BlueStarHVAC.
SpecialthankstoTheRealEstateGuide&CedarCreekStablesfortheircontinuedandgeneroussupport.Andofcourse,thankstoallthe
peoplewhoattendedthisyear’seventtoRock-OnandRock-Outforourcommunity.YourgenerositywillcontinuetosupportLocalHighSchoolScholarshipsandFoodBankswithinEastContraCostaCounty.
CathleenGriebling,Member Delta Realtors Community Service Foundation Board of Directors
ROCKTOBERFESTA Big Success and Heartfelt Thanks!
Sandy Strobel, Maggie Hurtado ,and Cathleen Griebling
Rocktoberfest Gathering