GIVING MERCHANTS A REASON TOACCEPT DIGITAL PAYMENTS (AND GROW THEIR BUSINESSES)

DIGITAL PAYMENTS FOR GROWTH

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As a business owner, I care about...

§ keeping the lights on,§ retaining my customers,§ accessing working capital,§ mitigating leakage, and § trying to grow my business.

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SO WHY ARE YOU TALKING TO ME ABOUT DIGITAL PAYMENTS?

BECAUSE I DON’T SEE HOW THIS ADDRESSES MY NEEDS

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I need to…

§ manage ‘float’,§ remember tariffs,§ train my staff,§ put up signs,§ have X phones,§ know Y processes, § call Z support lines… § … for what again?

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FOR THE PRIVILEGE OF GETTING PAID?

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LET MERCHANTS ACCEPT

PROVIDE A REASON TO ACCEPT

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Appliances and

Furniture

Office Supplies

Hotels Eateries and Bars

Salons Tourism Ag Food and Grocery

Hardware Other

Monthly Revenue In Kopo Kopo’s First Year

SOME SEGMENTS ADOPT FASTER THAN OTHERS, BUT FOR THE REST PAYMENTS ALONE ARE NOT ENOUGH

Digital Payments Address:§ Security concerns (merchant or

consumer)§ Larger transaction sizes

ONCE THROUGH THE GATE, MERCHANTS GAIN ACCESS TO…

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§ Working Capital

§ Business Intelligence

§ Marketing

§ B2B Payment Options

ONCE YOU START ON THIS JOURNEY, YOU DON’T STOP…

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$0

$1,000

$2,000

$3,000

$4,000

1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30

Digital Payment Sales by Month Since First Use

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MERCHANTS THAT ACCESS WORKING CAPITAL FROM US INCREASE TRX BY 30%.

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WITH A REPEAT RATE > 50%

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AND SMALL LOSSES (~1%)

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ACCEPTANCE IS NOW ESSENTIAL