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FOREVER YOUNG THE COURIERMOnday, May 5, 2014T2

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By SARA ARTHURSStaff Writer

ask about computers at Findlay’s Senior Center and you’ll get a variety of responses. Many seniors don’t own computers at all and are happy that way. Others, however, enjoy using technology, although they say they are often stereotyped as being inept when it comes to computers.

Isabelle Price, 72, enjoys shopping online, although she only looks and never buys.

She also enjoys receiving email from her children, and “my sister sends me jokes all the time,” she said.

She also uses her computer to look up medical information.

Price studied computers many years ago as a student. In the 1960s, writing a computer program meant using punched cards and if you made one mistake you would have to get a new card and start over.

Randy Quate, 66, conducts a lot of research on the Internet. Quate and his wife, diana, are disc jockeys for dances at the Senior Center and he often looks for music online. Quate also uses Word and Excel. a retired engineer, he had to learn computer skills at work but said he’s mostly self-taught.

Quate agreed that there is a stereo-type that seniors are not good with computers.

“Most people assume that, I think,” he said.

doug Rider, 64, uses his computer for games while his wife Sharon, 69,

uses Facebook and email. Sharon said she took a class but has also taught herself some of what she knows.

“It’s kind of like a window to the world,” she said.

She likes knowing that if she sees or hears something that sparks her curiosity she can go right to the com-puter to learn more about it.

The retired elementary school teacher said she left teaching as the use of computers was becoming more prevalent.

Some people assume she doesn’t know much and she said she feels as if they “speak down to you as if you know nothing.”

Rider said he dealt with comput-ers as part of his occupation but since retiring he uses them less.

a 2011 article in the aaRP Bul-letin notes that there are particular challenges facing older computer users. It isn’t just that it takes time to

raNDY rOBertS / the CourierUNIVERSITY OF FINDLAY student Andrew Moldovanyi (center) helps Miriam King (left), of Findlay, and Phyllis Dibling, of Fostoria, get started with Facebook at a Senior Center-sponsored computer class at the university.

Surfing seniors love to stay connectedClasses help retirees find their comfort zone with computers, tablets and e-readers

See SURFINg, Page t3

FOREVER YOUNGTHE COURIERMOnday, May 5, 2014 T3

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learn a new skill.“It seems a big reason is that

not all computer users are created equal, a fact that computer design-ers and software engineers have not always seemed to recognize,” the article stated. “as we age, changes in perception and motor control may make it harder to see a computer screen, type on a keyboard or use a mouse.”

The aaRP article also quotes University of California, Los ange-les neuroscientists who in 2009 reported that “after spending just a week performing Internet searches, older first-time computer users saw changed brain activity and improved neural functioning. Web surfing basically served as a form of brain exercise,” the scientists said.

annalee Kemp, reference associ-ate at the Findlay-Hancock County Public Library, teaches beginning computers and iPad classes at the library.

Kemp limits the class to nine people.

“They are always full,” she said, adding that the majority of students are 60 and older. Sometimes she’s had a wait list so long she has sched-uled additional classes.

Kemp said computers can be “a little intimidating at first” and sometimes seniors are “just a little hesitant.”

But she encourages them and likens it to a child who needs to do homework to get better at it.

Kemp has found seniors particu-larly interested in communicating with their family through Facebook or email, perhaps attaching pic-tures. Once they learn to do that they find “a whole wealth of things” they can also do, such as download-ing books to electronic devices so they can take them with them while they are traveling.

Kemp has seen an interest in both computers and iPads but said lately there is “far more interest” in the iPad technology. She said “the ease of use” makes iPads appealing to seniors, and iPads work well for someone who has had limited expo-sure to computers.

Kemp said once a senior learns how to do basic things on the iPad they’re likely to come back and ask what else they can learn.

“Their enthusiasm and interest continues,” she said.

Arthurs: 419-427-8494 [email protected]

SurfingContinued from page T2

By MATT SEDENSKY AssoCiATed Press

CHICaGO — There was a time when Tom Sadowski thought he’d stop working after turning 65 last year. But he’s put off retirement for at least five years — and now anticipates continu-ing to do some work afterward.

In an illuminating sign of chang-ing times and revised visions of retire-ment, an associated Press-nORC Center for Public affairs Research poll finds older americans like Sadowski not only are delaying their retirement plans, they’re also embracing the fact that it won’t necessarily mark a com-plete exit from the workforce.

Some 82 percent of workers 50 and older say it is at least somewhat likely they will work for pay in retirement. and 47 percent of them now expect to retire later than they previously thought — on average nearly three years beyond their estimate when they were 40. Men, racial minorities, par-ents of minor children, those earning less than $50,000 a year and those without health insurance were more likely to put off their plans.

The recession claimed Sadowski’s business and a chunk of his savings, and with four teenage daughters, the graphic designer from Sterling, Va., accepts the fact he won’t retire for another five years or more.

“at this age, my dad had already been retired 10 years and moved to Florida,” he said. “Times are different now for most people.”

about three-quarters of respon-dents said they have given their

retirement years some or a great deal of thought. When considering factors that are very or extremely important in their retirement decisions, 78 per-cent of workers cited financial needs, 75 percent said health, 68 percent their ability to do their job and 67 percent said their need for employer benefits such as health insurance.

“Many people had experienced a big downward movement in their 401k plans, so they’re trying to make

up for that period of time when they lost money,” said Olivia Mitchell, a retirement expert who teaches at the University of Pennsylvania.

The shift in retirement expecta-tions coincides with a growing trend of later-life work. Labor force partici-pation of seniors fell for a half-century after the advent of Social Security, but began picking up in the late 1990s.

Older workers delay retirement plansMany recovering from financial, health setbacks

see OlDEr, Page T5

By JEANNIE WILEY WOLFStaff Writer

Senior citizens rarely see classes on reading, writing or arithmetic when it comes to continuing education offered at area universities. They’re much more likely to find sessions on wildflowers, yard games, the Kennedy assassination and Pope Francis.

“We have a variety of topics because everybody is different,” said JP Schumacher, coordinator of the Institute for Learning in Retirement at Bluffton University.

Among the classes being offered this spring at Bluffton are Civil War history, Agatha Christie, needlefelt-ing, fair trade, antiques and Islam.

“Sometimes we have an art appre-ciation class and we go over the Renaissance Age. Sometimes we’ll have a math class that’s just for fun. But then we’ll have acrylic painting. One time we had square dancing,” Schumacher said.

“I have learned so much. It’s so fun,” she said.

The variety of class offerings and the camaraderie seems to be what attracts seniors who range from the baby boomers to those in their 90s, said Doris Salis, who coordinates Senior Forum at the University of Findlay.

“It’s aimed at people who are retired and who are looking for some intellectual stimulation, some social interaction,” she said.

“We all sit at big round tables. There are certain groups that sit together all the time. They make friends,” she said. “That’s one of the goals, really.”

Senior forumSenior Forum is a non-credit learn-

ing experience for people 50 and older. Every Wednesday for six weeks, the program presents three sessions, one in the morning, one during lunch and one in the afternoon. Topics this spring range from Findlay floods to building a flower garden.

Salis works with a planning com-mittee on programs. She also asks par-ticipants for suggestions when they fill out an evaluation form at the end of the term.

“We probably have 120 people registered,” she said. “It can run any-where from 30 to 70 or 80 (at a ses-sion) if they really like a performance

and they’re really interested.”During the fall session, Salis brings

FOREVER YOUNG THE COURIERMOnDAy, MAy 5, 2014T4

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Stimulation, socialization draw seniors to classes

Provided to the CourierCAROL BAILEY (left) and Deb Shaffer, known as the Hoffenheimer Sisters, entertain participants in a 2011 session of the University of Findlay’s Senior Forum. The program offers seniors seminars in a variety of topics, both educational and entertaining.

University programs offer study in a wide range of topics

See CLASSES, Page t6


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LIVE UNITEDToday and Tomorrow

You don’t have to be a legend to leave a legacy.The John Hancock Legacy Society honors those who have made plans to leave a gift to the United Way of Hancock County. Every legacy gift is important, regardless of its size.

Think about why you would like to leave a gift. Maybe you or someone you know has been helped by a United Way partner agency. Maybe you’re an active volunteer or believer in our mission. You might want to leave a gift in memory of a loved one or for a specific purpose.

Contact your planned giving professional advisor for help, or contact our staff. Together we can make sure you are getting the maximum financial benefit allowed for your gift. If you do not have an advisor and need a referral, please call our office at 419-423-1432.

Please leave the United Way of Hancock County in your will or estate plan, and notify us when you do.

For more information, visit us at LiveUnitedHancockCounty.org

United Way of Hancock County245 Stanford PkwyFindlay, OH 45840

419-423-1432

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Check out the collaborative website VolunteerHancockCounty.org for a list of many volunteer positions in our community.

United Way of Hancock County

Older adults are now the fastest-grow-ing segment of the american work-force; people 55 and up are forecast to make up one-fourth of the civilian labor force in 2020.

That growth has paralleled a rising interest in retirements that are far more active than the old stereotype of moving to Florida, never to work again. among those who retired, 4 percent are looking for a job and 11 percent are already working again. Those still on the job showed far greater interest in continuing to work: Some 47 percent of employed survey respondents said they are very or extremely likely to do some work for pay in retirement and 35 percent said they are somewhat likely.

“The definition of retirement has changed,” said Brad Glickman, a cer-tified financial planner with a large number of baby-boomer clients in Chevy Chase, Md. “now the question we ask our clients is, ‘What’s your job after retirement?’”

One such retiree who returned to the workforce is Clara Marion, 69, of Covington, La., a teacher who retired in 2000 and went back to work a year later. She retired again in 2007 but soon returned to part-time work because she needed the money.

When she first retired, she had about $100,000 in savings, but she has used much of that up. Her pen-sion isn’t enough to pay her bills, and she isn’t eligible for Social Security. So she’s back in a second-grade class-room, four days a week.

“I’d love to be sleeping in,” she said, “but I will probably never retire.”

Though Marion’s finances are pri-marily what keep her working, she says she enjoys her work, in line with other survey respondents reporting exceptional job satisfaction. nine out of 10 workers in the study said they are very or somewhat satisfied with their job.

Increased lifespans and a renewed idea of when old age begins are also fueling more work among older adults. Six in 10 people said they feel younger than their age; only 6 percent said they feel older. Respondents said the average person is old at about 72. One in 5 said it depends on the person.

Even so, one-third of retired survey respondents said they did not stop working by choice. The figures were higher within certain demographic groups: racial minorities, those with less formal education or lower house-hold incomes were more likely to feel they had no option but to retire. Eight percent say they were forced from a job because of their age. In interviews, survey respondents cited health as well as layoffs followed by unsuccess-ful job searches.

david Sandersfeld, 62, of dayville, Ore., was laid off from his park ranger

job two years ago. He had hoped to stay on the job until he was 70, but his search for a new job was fruit-less. So almost a decade sooner than expected, he retired.

“It came sooner than I was hoping,” he said. “The economy doesn’t need me, so I guess I’ll just retire.”

Others, like Margaret yarborough, 86, of Scranton, S.C., had their plans thwarted by health. She had hoped to keep working as a department store sales clerk forever, but a car accident

and arthritis made it impossible, so she retired a few years ago.

“I sure would like to work,” she said. “I enjoy being with people. I enjoy having the income.”

The aP-nORC Center survey was conducted in august and September by nORC at the University of Chicago, with funding from the alfred P. Sloan Foundation, which makes grants to support original research and whose

OlderContinued from page T3

See Older, Page T7


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in people from local government, agencies, businesses and charities. For spring, a series of Great decision topics are offered during the noon hour. Great decisions is a program of the Foreign Policy association to broaden public involvement in foreign policy topics facing the United States.

“We try very hard to pay atten-tion to what they say they want,” said Salis. “When you retire, you want to do the things you enjoy doing and not what you just have to do.”

Salis began the program in 1991. “We had a hard time at first get-

ting people to come. I think the very first one we had we only had 13 people sign up, but gradually it caught on as we went through the years,” she said.

Participants don’t have to sign up for every class; they can pick and choose depending on their interest, she said.

Ruth McPheron, a retired teacher and secretary from Findlay, has been taking classes regularly for the past eight years. She attended the first time with friends.

“I enjoyed the day so much, I kept going back,” said McPheron, who will be 87 in august.

She credits Salis with keeping the topics interesting.

“doris is wonderful at putting it all together,” she said. “and after a while, you get acquainted with new people. It’s a nice outreach.”

McPheron said she’s also learned more about Findlay because of the classes; she moved here from Kenton about 10 years ago.

“Sometimes we take field trips. I’ve learned things I didn’t know about the area,” she said.

“I would invite people in the area to come and try it out,” she added. “It’s a delightful way to spend 12 days out of the year.”

Salis said the program attracts people with a variety of backgrounds, including retired teachers and busi-nessmen. Some participants have not attended college.

“We try to have something for everyone,” she said.

Most popular are the musical pro-grams and local history topics, she noted.

Sometimes panel discussions are held. Topics have ranged from home-land security to gun control.

While most programs are held at the university’s alumni Memorial Stu-dent Union, one day each term is held at the Findlay Senior Center.

Salis said she has tried to make the program as flexible as possible while keeping the costs low. Costs for the term are $65 per person, $125 per couple and $5 for a single session. There is a price break on registrations paid early, she said.

a buffet lunch is available for $5.

For more information, contact Salis at 419-422-3560 or nancy Leatherman at 419-434-4672.

Institute for Learning in Retirement

Currently celebrating its 23rd year, the Institute for Learning in Retire-ment is an opportunity for those who are retired to continue learning in a flexible, informal and noncompeti-tive environment. There are no paid teachers, prerequisites, exams or grades. The majority of the classes are designed and taught by members of the institute. Sessions are offered on a variety of topics ranging from music, literature and art and classes such as photography, cooking, paint-ing and quilting.

The program is affiliated with and endorsed by Elderhostel.

don and nancy Schweingruber started the program in 1991. don Schweingruber was a former dean of student affairs at Bluffton and nancy was coordinator of the ILR program.

It started in one small room with about eight people, Schumacher said.

“and now we’re up to a big room and we have three classes on Mon-days, Wednesdays and Thursdays. We average about 25 a class,” she said.

H.W. and Betty Enderle, of Findlay, were in the first class in 1991. H.W., who is 84 and retired from Marathon, had seen an announcement in the newspaper about the program.

“We’ve been attending ever since,” he said.

He said the presenters have a

wealth of backgrounds and are knowl-edgable about their topics which makes sessions even more interesting.

The couple, married 63 years, have also taught classes. Betty has led sev-eral cooking classes, and together they have presented “Ladies of dis-tinction” and “Ladies of 1600 Penn-sylvania avenue.”

Schumacher takes suggestions for class topics. Evaluations are done at the end of every term, and she tries to pick some of their ideas.

“Sometimes I just do brainstorm-ing,” she said. “It’s a lot of network-ing.”

Classes are offered three days a week in the fall, one day a week for six weeks in the winter, and three days a week for six weeks in the spring. Most classes will meet in the ILR classroom, located in Shultz Hall of Riley Court on campus. In between there are other outings and field trips.

Monthly events are also planned in June, July and august.

The program attracts people from throughout the area. Participants range in age from 56 to 97 who are semi-retired to retired.

“It’s just a family,” Schumacher said. “They become great friends.”

The cost is $100 for a term which includes 72 classes. an individual class may also be taken.

“My goal is to let people know ... if you can own an aaRP card, you can come to ILR,” she said.

For more information, contact Schumacher at 419-358-3346 or [email protected].

ClassesContinued from page T4


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Working Longer program seeks to expand understanding of work pat-terns of aging americans.

Though a roughly equal share of survey participants reported feeling secure about retirement savings as feeling anxious, a significant minority gave signs of financial stress: One in six reported having less than $1,000 in retirement savings and one in four working respondents aren’t saving for retirement outside of Social Security. Some 12 percent of unretired people reported borrowing from a 401(k) or other retirement plan in the past year. Though 29 percent reported at least $100,000 in savings, some find even that’s not enough.

“all too often, people have a lump-sum illusion. They think, ‘I have $100,000 in my 401k,’ and they think, ‘I’m rich,’” said Mitchell. “But it doesn’t add up to much. It certainly is not going to keep them in champagne

and truffles.” dolores Gonzalez, 57, of Coalinga,

Calif., expects no luxuries in retire-ment. She’ll be happy if she can simply afford her $2,200 monthly mortgage payment. She used to think she would

retire from teaching at 65; now she says she’ll never stop working.

She had been strained by helping to support her parents. now she has less than $200 in savings and she wor-ries about sustaining herself in retire-

ment when all she’ll have is a Social Security check.

“a lot of people don’t save because the cost of living is so high,” she said. “Retirement is not going to be com-fortable. It’s going to be hard.”

May is Older americans Month, and the 2014 theme for Ohio is “Safe Today. Healthy Tomorrow.”

The Ohio department of aging encourages all Ohioans to use the month to gain awareness of the impact of falls on elders and learn about the state’s falls prevention ini-tiative, Steady U Ohio.

Falls and fall-related injuries pose a threat to independence and vital-ity. While the risk of falls increases with age, falling is not a normal part of aging, and most falls can be pre-vented.

decreased muscle mass, vision and hearing decline, medical condi-tions and joint pain are some of the age-related changes that can increase falls risks. However, minor changes to home, health and habits can offset these risk factors:

• Home: Remove throw rugs; improve lighting, especially near stairs; install grab bars in the bath-room; rearrange the home to make frequently used items easier to reach.

• Health: ask your doctor about a falls risk assessment and talk about medicines you take and whether they increase your risk for falls; have your hearing and vision checked annually.

• Habits: Stay active to build muscle strength and improve bal-ance; slow down and think through tasks; stay hydrated and eat a well-balanced diet that includes calcium-rich foods.

Online: www.steadyu.ohio.gov

Take steps to prevent falls

OlderContinued from page T5


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