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Nurturing and Supporting the Social Entrepreneur
2nd International Symposium on Social Investment
Presented by Tes Pilapil, Regional Director Southeast Asia
12 October 2013Tokyo, Japan
Our Aspiration
Encourage the sharing of resources
to reach out to disadvantaged
communities to improve economic
livelihoods through credit, equity
and capacity building
Our Experience• since 1975
• 100% private investment financed through sale of shares
• Diverse membershipo Churcheso Church-related institutionso Support associations (30 SAs in 13 countries)o Project partners
• Dual return: modest financial return andsocial return on investment
Facts & figures
859 partners in close to 70 countries
589 microfinance partners (of total number of partners)
€ 533 million outstanding
€ 105 million approved
€ 119 million disbursed
28 million clients reached by Oikocredit’s microfinance partners*
36 regional and country offices
*at 31 December 2012
At 30 June 2013
Oikocredit presence worldwide
Oikocredit offers funding to partners in close to 70 countries and attracts investments in 15 countries worldwide.
36 regional/country offices
countries with regional offices/RDC
countries with country offices
Southeast Asia Region
Focus Countries- PHILIPPINES (1989)- CAMBODIA (2003)
Expansion Area- VIETNAM (2008)- LAOS (2009)- INDONESIA- EAST TIMOR
Southeast Asia Region (as of June 2013)
5.5 Million people reached thru the
Partners
Facts & Figures: SEA (as of 30 June 2013)
• Funding by Sector
€41M93%
€1M2%
€2M5%
Microfinance
Other
Agriculture
Social Enterprises
Key features
• Value creation
• Commercial activity is strong revenue driver
• Addresses specific social need
• Involvement of the poor/marginalized/disadvantaged
groups
• Common good
• Multiple bottom-lines
Source: BC Center for Social Enterprise
Nurturing & Supporting Social Enterprises
Strengthen partners’ capacities to
sustainably deliver VALUE to
clients/members
Development financing/Investments
Organizational development
Capacity Building
• Loans• Equity investment
• Risk management• Product
development• Market positioning• Social performance
• Management systems
• Staff development• Partners’ feedback • Risk management +
control
Clients/ Members /Disadvantaged groups
Investment Flow
OIKOCREDIT
PROJECT PARTNERS
(MFI & SEs)INVESTOR
WORKING POOR/
DISADVANTAGED GROUPS
INVESTMENTS
REPAYMENTSDIVIDENDS
Financing Social Enterprises• Choosing the right partners
• Financial due diligence• Social due diligence
• Create jobs and income
• Cooperatives, financial institutions or SMEs
• Women in management positions
• Environmentally sustainable and respect animal welfare
• Suitable management structure
• Are (or can soon become) financially sustainable
• Clear need for foreign investment
Investment areas - Microfinance• Empowers people to invest in
themselves and future• Loans not aid• Fill the gap of traditional banks• Client protection
Agriculture• Rural microfinance • Production, processing, marketing, export• Value chain
Fair trade
• Empowering local producers
• Fair prices
• Fair payments to producers and employees
• Anti child labour policies
• Long-term trading relationships
• Environmentally sustainable production
methods
Strengthening the capacities of social enterprises
Financial Results
Social Impact
• Governance
• Finance Management
• Risk Management
Balanced double or multiple-bottom line
Partners with strong capacities to deliver VALUE in a sustainable way
Capacity Building
Sustainable value
creation
Product Development
Market Development&
Positioning
Risk Management
Social Performance Management
(SPM)
Disclaimer
This document was produced by Oikocredit, Ecumenical Development Cooperative Society U.A. (Oikocredit International) with the greatest of
care and to the best of its knowledge and belief at the time of writing. The opinions expressed in this document are those of Oikocredit
International at the time of writing and are subject to change at any time without notice. Oikocredit International provides no guarantee with
regard to its content and completeness and does not accept any liability for losses which might arise from making use of this information.
This document is provided for information purposes only and is for the exclusive use of the recipient. It does not constitute an offer or a
recommendation to buy or sell financial instruments or banking services and does not release the recipient from exercising his/her own
judgment. The recipient is in particular recommended to check that the information provided is in line with his /her own circumstances with
regard to any legal, regulator, tax or other consequences, if necessary with the help of a professional advisor.
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market scenarios are no guarantee of future performance. Investments in foreign currencies involve the additional risk that the foreign currency
might lose value against the investor‘s reference currency.
Oikocredit International is a cooperative society with limited liability (coöperatieve vereniging met uitgesloten aansprakelijkheid) under the laws
of the Kingdom of the Netherlands.