Ignorance• Value of money• Taxes• Future earning potential• Nominal vs. real returns• “good debt” / “bad debt”• Credit• TVM• Basic financial services• Consumerism and self discipline
• Grade 10 intro to Biz• one of five units• (could be the whole course!!!!)
• 35% participation rate
• Other courses…
REAL & CURRENT• Guest speakers• Budget “your going to Queen’s”• Interview and present a professional• Current issues in the news• Know your audience!
REAL & CURRENT• CSR & Corporate Governance• Up to date – today’s values!
CONTESTS & SIMULATIONS
Key ideas:• Current issues / “in the news”
– THINK ‐ IMPLICATIONS• TVM• Nominal vs. Real interest• Equities, fixed income analysis• Mutual funds and everyday savings vehicles• Stages of life• risk / return• Good debt / bad debt• Consumption• Corporate Governance & Social Responsibility• Sources of information• On going learning
What I’d like to see...
• “A sound investment: Financial literacy education in schools”
• Mathematics foundation, general context in numerous social study courses…but:
• Not everywhere and everything – nowhere and nothing
• Detailed fleshed out in a new core course• Dissemination & Teacher training