Download - GHS Proposal F-Tech Indonesia
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8/10/2019 GHS Proposal F-Tech Indonesia
1/22
CONFIDENTIALCONFIDENTIAL
PROPOSALPROPOSALGROUP HEALTH INSURANCE PROGRAMGROUP HEALTH INSURANCE PROGRAM
FORFOR
PT. F-TECH INDONESIAPT. F-TECH INDONESIA
Prepared by:EMPLOYEE BENEFITS DIVISION
PT. Willis Indonesi26thFloor, Wisma Keiai
Jl. Jend. Sdirman Ka!. "#$ Ja%arta &'22'(el. )62 2& 2*2$ +"'' # Fa. )62 2& 2*2$ +"*-
Website: .illis./om.illis./om
&* Febrary 2'&"&* Febrary 2'&"
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http://www.willis.com/http://www.willis.com/http://www.willis.com/ -
8/10/2019 GHS Proposal F-Tech Indonesia
2/22
CONFIDENTIALITY
This Proposal contains information which is condential to bothPT F!Tech Indonesia and
PT "illis Indonesia
Accordin#l$% we tr&st $o& will &nderstand this Proposal is #i'en toPT F!Tech Indonesia and their o(cers and emplo$ees in condence and
ma$ not be reprod&ced in an$ form or comm&nicated to an$ other person%rm or compan$ witho&t the prior appro'al of
PT "illis Indonesia
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8/10/2019 GHS Proposal F-Tech Indonesia
3/22
TTABLEABLEOFOFCCONTENTSONTENTS
1. EXECUTIVE SUMMARY1. EXECUTIVE SUMMARY............................................................................................................................................................ 22
2. INSURANCE GENERAL UNDERWRITING AND SERVICES COMPARISON2. INSURANCE GENERAL UNDERWRITING AND SERVICES COMPARISON................................................44
3. INSURANCE BENEFIT COMPARISON3. INSURANCE BENEFIT COMPARISON............................................................................................................................99
4. PARTICIPANT LIST4. PARTICIPANT LIST.................................................................................................................................................................. 1616
5. PREMIUM COMPARISON5. PREMIUM COMPARISON....................................................................................................................................................1717
6. TOTAL NUMBER OF PLUS POINTS6. TOTAL NUMBER OF PLUS POINTS..............................................................................................................................1919
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8/10/2019 GHS Proposal F-Tech Indonesia
4/22
!. E"ECUTIVE SUMMARY!. E"ECUTIVE SUMMARY
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8/10/2019 GHS Proposal F-Tech Indonesia
5/22
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8/10/2019 GHS Proposal F-Tech Indonesia
6/22
#. INSURANCE GENERAL#. INSURANCE GENERALUNDERWRITING AND SERVICESUNDERWRITING AND SERVICESCOMPARISONCOMPARISON
Co'era#e that is clearl$ better is identied in $ellow
UNDERWRITINGSIMAS MANULIFE AVIVA RELIANCE
INSURERPROFILE
A 0oint !entre1nsran/e /ompany
A lo/al nationalinsran/e /ompany
POLICYCURRENCY
1R
EMPLOYEE$S AGERESTRICTION%&i'( s'nd)d
*)e+i,+
3mployee is/o!ered ith
maimm a4e o5 6+years old
3mployee is/o!ered p to 6'
years old 7 6'years old /o!er ithan etra premim8
3mployee is/o!ered p to
++ years old7 ++ yrs. old /o!er
ith an etrapremim8
CHILDREN$S AGERESTRICTION
%&i'( (ild*)e+i,+
9hild is /o!ered5rom &+ days p to
2" years old
sb0e/t to 5ll#timestdents andnmarried8
9hild is /o!ered5rom ' 2+ years
old sb0e/t to 5ll#
time stdents andnmarried8
9hild is /o!ered5rom ' day 5or
baby born less than"; ee%s or ei4ht
is less than 2+''4rams is /o!ered5rom &+ days8 p to
2" years old
sb0e/t to 5ll#timestdents t apply5or 1npatient,
otpatient ill beprorated
Fll =ene>t apply5or all bene>ts
Fll =ene>t apply5or 1npatient, other
bene>ts ill beprorated
Fll =ene>t apply5or all bene>ts
PRE-E"ISTINGCONDITION%S
Wai!ed only 5oreistin4 member
Wai!ed 5or eistin4< p/omin4
members
Wai!ed only 5oreistin4 member.Wai!ed 5or eistin4
< p/omin4members
Wai!ed only 5oreistin4 member
Wai!ed 5or eistin4< p/omin4
members
CLAIMREIMBURSEMENTSUBMISSION%FROM THE DATEAS SHOWN ON
THE RECEIPT
1npatient*' days
Otpatient"' days"' days
*' ays"' days
*' ays6' days
CLAIMREIMBURSEMENTPAYMENTSb0e/t to9laim o/mentsre/ei!ed in9omplete8
&$ Wor%in4 ays&$ Wor%in4 ays
1npatient