PROTECTIONINCOMESTATISTICS | 2014

Half the population has less than £4,308, equivalent to two months savings | 1

One of the biggest causes of long-term absence | 4

£££ SAVINGS £££

£4,308£1,010

HEALTH & UNEMPLOYMENT

140,00017 WEEKS

BENEFITS

50%

300,000

960,000+

1,30045%

STRESS &MENTAL HEALTH

Of people who appy forESA are found �t for work | 4

The average time to be assessed for ESA (Employment & Support Allowance) | 4

Each year over 300,000 people fall out of work onto health-related state schemes | 4

Just under a third of people (32%)cannot save due to a lack ofspare money | 3

65%

LONG-TERM PROTECTION

Income protection can pay up to

Pays until you return to work or reach retirement age

SHORT-TERM PROTECTIONMore a�ordable than Long-Term Protection but only lasts for 12 months

MORTGAGEBILLS

COST OF LIVINGLOANS}Just some of the things Income

Protection can help you pay for

of your gross monthly income

CLAIMS

31%91.1%£138,443,000

Mental Health problems account for 31% of income protection insurance claims | 8

Muscolskeletal and neurological conditions each account for 19% of all claims, while rheumatological

conditions (9%) and cancer (6%) also led to signi�cant number of claims | 8

Across the entire market 91.1% of all income protection claims were paid | 8

Amount paid in bene�ts for all income protection claims in 2013 | 9

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Over a third (35%) of UK adults have less than £2,154, or one month’s income, in savings| 1

Average UK savings | 2

£85,000

Latest �gures indicate that almost 1 million workershave long-term absences from work each year | 5

It is estimated that one in six workers in England and Wales is a�ected by anxiety,depression and unmanageable stress | 6

Average amountof people maderedundant in theUK every day | 7

of people who know someone whohas su�ered a serious injury or illness | 2

people a year fall out of work and claim state

health-related bene�ts without a period of sick leave | 4

ACCIDENTSICKNESSINVOLUNTARYUNEMPLOYMENT

Income Protectioncovers loss of

income through

The average cost of raising a child to the age of 11 tops £85,000 | 3