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MATOSHRI COLLEGE OF MANAGEMENT AND RESEARCH CENTRE, EKLAHARE, NASHIK
P r e s e n t a t i o n O n
N A B A R DNATIONAL BANK FOR AGRICULTURE
AND RURAL DEVELOPMENT
Committed to Rural ProsperityAmit Kandekar – Roll No. 45
NABARD : An Introduction
Committed to Rural Prosperity
NABARD is set up as an apex Development Bank with a mandate for facilitating credit flow for promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts and other rural crafts. It also has the mandate to support all other allied economic activities in rural areas, promote integrated and sustainable rural development and secure prosperity of rural areas. In discharging its role as a facilitator for rural prosperity NABARD is entrusted with:-
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Providing refinance to lending institutions in rural areas. Bringing about or promoting institutional development.
Evaluating, monitoring and inspecting the client banks.
NABARD : An Introduction
Committed to Rural Prosperity
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Besides this pivotal role, NABARD also:
Acts as a coordinator in the operations of rural credit institutions.
Extends assistance to the government, the Reserve Bank of India and other organizations in matters relating to rural development.
NABARD : An Introduction
Committed to Rural Prosperity
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Committed to Rural Prosperity
Offers training and research facilities for banks, cooperatives and organizations working in the field of rural development. Helps the state governments in reaching their targets of providing assistance to eligible institutions in agriculture and rural development.
NABARD : An Introduction
Besides this pivotal role, NABARD also:
Committed to Rural Prosperity
NABARD : Roles & Functions
Credit Functions.
Developmental and Promotional Functions.
Supervisory Functions.
Institutional and Capacity Building.
Role & Training.
Committed to Rural Prosperity
NABARD : Current Focus
Under the revised strategy, a sharper focus of the NABARD’s inspection was given on the core areas of the functioning of banks pertaining to Capital Adequacy, Asset Quality, Management Earnings, Liquidity and Systems Compliance (CAMELSC). Thus, NABARD’s focus in its statutory ‘on-site’ inspections is on core assessments leaving the collateral appraisals to supplementary inspections. The micro level aspects are to be taken care of by the banks themselves by way of internal inspections or by other agencies such as auditors.
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Committed to Rural Prosperity
NABARD : Current Focus
In this direction, through a series of workshops and meetings held with the Chief Executives and the Chief Auditors of cooperative banks, NABARD attempted to ensure that the other areas, particularly relating to the internal checks and controls, revenue and income realization by way of interest on loans and deposits and other routine features of carrying out general banking transactions were suitably taken care of by the respective banks and their concurrent/statutory audit systems.
Committed to Rural Prosperity
NABARD : Micro Finance – Vision and Mission VISION
Empowerment of rural poor by improving their access to the formal credit system through various MF innovations in a cost effective and sustainable manner.
MISSION
To extend financial services to one third of India’s unreached and underserved rural poor numbering nearly 100 million through one million SHGs with focus on women during a ten year period through various microfinance interventions.
Committed to Rural Prosperity
NABARD : Micro Finance
Credit Support
Motivating Partners
Encouraging Innovations
Group Linkage
Co-ordination with Partners
Group Formation
Technical Support
Influencing Policies
Involving Institution
Training & Capacity Building
NABARD
Committed to Rural Prosperity
NABARD : Innovative Projects
Setting up of Grain Banks.
Project on Processors Cards.
Project on e-grama.
Joint Liability Groups.
Setting up of Computer munshis.
Micro Enterprise Promotion by SHG’s.
Committed to Rural Prosperity
NABARD : Scheme of Providing Technology Support to NGOs
Grant Assistance up to Rs. 50,000.
Purchase of Computers.
NGO should have completed 3 years.
Should have promoted minimum 500 SHGs.
Should not have been black listed.
Committed to Rural Prosperity
Thank You !