Download - October RE Guide 2014
This photo is for illustration only.This is not an actual listing.
Owatonna Area
October 2014
GUIDEGUIDEREAL ESTATE
Owatonna.com
PAGE 2 REAL ESTATE GUIDE Friday, September 26, 2014
SHOULD YOU
BUY or RENT? The Choice is Yours.
It takes more than looking at your monthly mortgage or rent payment to
only part of the equation. There are pros and cons to each option:
Advantages Considerations
Buy
Ownership builds equity Responsible for maintenance and property taxes
Sense of pride, community, stability and security
Possible loss of equity
Free to change decor and landscaping Less flexibility should you want to move
Not dependent on landlord to maintain property
Tax deductible mortgage interest and property taxes
Rent
Little or no responsibility for maintenance No tax benefits
Can move easily No equity is built up
Can invest money elsewhere No control over rent increases
No upkeep fees Little freedom to change decor
Possibility of eviction
home ownership, now is most certainly the time. Low interest rates, affordable home prices, a wide selection of available
If you would like to buy, not rent, I can show you how.
Call Me Today!
Wintrust Mortgage is a division of Barrington Bank & Trust, N.A., a Wintrust Community Bank. Wintrust NMLS# 449042 – Copyright © 2011 Wintrust Mortgage
Program rates, terms, and conditions are subject to change at any time. All approvals are subject to underwriting guidelines.
FTB-002
Mark Meier Mortgage Loan O�cer NMLS# 533156 124 N. Cedar Ave. Owatonna, MN 55060
Cell: 507.363.0030 eFax: 855.727.2909 [email protected] www.WintrustMortgage.com
Kriss Meier Mortgage Loan O�cer NMLS# 533094 124 N. Cedar Ave. Owatonna, MN 55060
Cell: 507.213.9797 eFax: 855.810.7743 [email protected]
Office: 507.451.1807Office: 507.390.5626
Page 2 Real Estate Guide June 2012
2
Bank of America Home Loans® guidance+ your real estate professional= home buying made clearRely on our experience and guidance to help you �nd the loan option that’s right for your �nancialcircumstances. Combined with your real estate professional’s local market knowledge, you may be ableto go from home shopper to homeowner.
The first step is easy: We’ll be happy to review your goals and provide you with a prequalification that canhelp determine how much you can comfortably afford to borrow. With that information, you can thenconsult with your real estate professional to �nd a home that’s right for you. And when you apply, you’llbenefit from our exclusive Clarity Commitment® loan summary that will highlight key terms of your loanin easy-to-understand language. In the meantime, you may wish to explore our valuable Home LoanGuide, which provides home financing tools and calculators. You can access the Home Loan Guidedirectly from our website.
Add it up — the expertise of your local real estate professional, coupled with all that Bank of AmericaHome Loans® has to offer, could be your formula for home buying success.
To get started, or for the name of a local real estate professional, contact us today.
�e Clarity Commitment® summary is provided as a convenience, does not serve as a substitute for a borrower’s actual loan documents and is not a commitment to lend.Borrowers should become fully informed by reviewing all of the loan and disclosure documentation provided.
©2010 Bank of America Corporation ARV225F1
Credit and collateral are subject to approval. Terms and conditions apply. �is is not a commitmentto lend. Programs, rates, terms and conditions are subject to change without notice.Bank of America, N.A., Member FDIC. Equal Housing Lender.Protect your personal information before recycling this document.
Kristin MeierMortgage Loan Officer(507) 213-9797 Cell(507) 446-1181 Office102 N. Cedar AvenueOwatonna, MN 55060
[email protected]�p://mortgage.bankofamerica.com/kristinmeier
Mark MeierMortgage Loan Officer(507) 363-0030 Cell(507) 446-0080 Office102 N. Cedar AvenueOwatonna, MN 55060
[email protected]�p://mortgage.bankofamerica.com/markmeier
NMLS 533094 NMLS 533156http://mortgage.bankofamerica.com/kristenmeier
[email protected]://mortgage.bankofamerica.com/kristenmeier
Friday, September 26, 2014 REAL ESTATE GUIDE PAGE 3
EQUAL HOUSINGOPPORTUNITY
EQUAL HOUSING OPPORTUNITY
All real estate advertising in this publication is subject to the Fair Housing Act which makes it illegal to advertise “any preference limitation or discrimination based on race, color, religion, sex, handicap, family status, or national origin, or any intention to make such preferences, limitation or discrimination.” Familial status includes children under the age of 18 living with parents or legal custodians; pregnant women and people securing custody of children under 18. This publication will not knowingly accept any advertising for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on equal opportunity basis. To complain of discrimination call HUD toll-free at 1-800-669-9777. The toll-free phone number for the hearing impaired is 1-800-927-9275.
All advertising contained herein is the responsibility of the advertisers.
The Owatonna Area Real Estate Guide retains the publication rights to all contents produced or supplied by the Owatonna
Area Real Estate Guide. Use of material without written consent of Real Estate Guide is prohibited. All Rights Reserved © 2014
The Owatonna Area Real Estate Guide is a monthly publication distributed in the Owatonna People’s Press and at select area locations in Owatonna. It is endorsed by the Owatonna Multiple Listing members.
A special project ofThe Owatonna People’s Press
135 W. Pearl St., Owatonna, MN507-451-2840 • Fax 507-444-2382
Publisher RON ENSLEY
Advertising Director DEBBIE ENSLEYemail: [email protected]
Media ConsultantsSTEVE ARNOLD, BETTY FROST,
SHAWNEA HULL, DAVID WEEKS
Advertising DesignNIKKIE GILMORE, KEELEY KREBSBACH,
JENINE KUBISTA, KELLY KUBISTA, MATTHEW ROOSMALEN
Owatonna Area
GUIDEGUIDEREAL ESTATEINDEX
ERA Gillespie Real Estate .................... 6, 8
Parkside Realty ....................................... 5
Pro� nium Mortgage ............................... 7
Wells Fargo ............................................. 4
WINTRUST MORTGAGE ............................. 2
Owatonna.com
PAGE 4 REAL ESTATE GUIDE Friday, September 26, 2014
Get a strong team to pull for youWe are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.
Call or visit your local team today.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS992867 Expires 10/2013
Jannell TufteHome Mortgage ConsultantOffice: 507-455-7516 Cell: 507-456-5946101 North Cedar AvenueOwatonna, MN 55060 [email protected] ID 402028
Matthew G LeTourneauHome Mortgage ConsultantOffice: 507-444-2260Cell: 507-339-2193101 N Cedar AvenueOwatonna, MN [email protected] ID 404642
Get a strong team to pull for youWe are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.
Call or visit your local team today.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS992867 Expires 10/2013
Jannell TufteHome Mortgage ConsultantOffice: 507-455-7516 Cell: 507-456-5946101 North Cedar AvenueOwatonna, MN 55060 [email protected] ID 402028
Matthew G LeTourneauHome Mortgage ConsultantOffice: 507-444-2260Cell: 507-339-2193101 N Cedar AvenueOwatonna, MN [email protected] ID 404642
Expires 10/2014
Get a strong team to pull for youWe are proud to be part of the community and invite you to call or stop by to discover how we can assist you with your mortgage needs. Whether you are interested in new purchase, refinance, or home equity financing, Wells Fargo Home Mortgage can assist with finding a program that fits your unique goals.
Call or visit your local team today.
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2013 Wells Fargo Bank, N.A. All rights reserved. NMLSR ID 399801. AS992867 Expires 10/2013
Jannell TufteHome Mortgage ConsultantOffice: 507-455-7516 Cell: 507-456-5946101 North Cedar AvenueOwatonna, MN 55060 [email protected] ID 402028
Matthew G LeTourneauHome Mortgage ConsultantOffice: 507-444-2260Cell: 507-339-2193101 N Cedar AvenueOwatonna, MN [email protected] ID 404642
Jannell TufteHome Mortgage ConsultantOf�ce: 507-455-7516Cell: 507-456-5946101 N Cedar AvenueOwatonna, MN [email protected] ID 402028
Kelly RatzloffHome Mortgage ConsultantOf�ce: 507-455-6784Cell: 507-390-43021400 South Oak Ave.Owatonna, MN [email protected] ID 1102316
Friday, September 26, 2014 REAL ESTATE GUIDE PAGE 5
1370 Cherry Street, Owatonna
215 Thomas Ave, Owatonna
GARY J. SEYKORA, Real Estate Professional
NOËL J. QUALE, Broker
SHIRLEY J. SCHULTZ, Realtor
"THIS FEELS MORE LIKE A HOUSE" You give up nothing to live carefree in this condo with main �oor bedrooms, living room, 4 season porch, 2 �replaces, and full living in lower level. $223,500. Call Noel, 455-2882
145 Autumn Pl., Owatonna
OWN ONE OF THE FEW SMALL ACREAGES WITHIN THE CITY LIMITS OF OWATONNA! $238,500. Call Gary, 390-1976
OWN FOR LESS THAN RENT! Move in ready rambler on a quiet street. Storage, new siding, windows & bath. All updated. Fenced yard and super location near bike path, restaurants, school & I35. $124,500. Call to see today. Shirley 444-9999
1009 E. Rose, Owatonna
545 NE 14th, Owatonna
540 Academy, OwatonnaLOOKING FOR THE CHARM YOU JUST CAN’T FIND? 3 bedrooms, new kitchen, beautiful molding and built-ins, double garage. $159,900. Call Noel, 455-2882
CONVENIENT LOCATION...right between McKinley, Willow Creek, and the Jr. High. 3 bedrooms with hardwood �oors, extra parking space, all appliances. $112,500. Call Noel, 455-2882
MOVE RIGHT IN...2 bedroom home with hardwood �oors, new roof, new windows, fresh paint. $79,900. Call Noel, 455-2882
LARGE, QUALITY BUILT CONDO with 2 large bedrooms, 2 double closets in master, open kitchen, dining, and living room with patio doors leading to private patio. One level, no steps. New carpet, paint, and newer appliances. $108,000. Call Noel, 455-2882
THAT NEW HOME SMELL... Sunny rooms and country views in the cra�sman rambler in NE Owatonna. Enjoy your weekends and evenings instead on spending money on repairs, replacements and updates of a used home. Call Shirley O/A 444-9999 to see plans and specs for this Schultz Homes new Construction today!
507.455.2882
275 SE 22nd St, Owatonna
PAGE 6 REAL ESTATE GUIDE Friday, September 26, 2014
$129,500CHARACTER & CHARM! HARDWOOD
FLOORS GALORE! CAPE COD IN PRISTINE CONDITION, NEWER WINDOWS, ROOF & FURNACE!
MLS #4056513
$115,000LOTS OF NICE IMPROVEMENTS!
NEW FURNACE, WINDOWS, PATIO & LANDSCAPING! ROOM TO EXPAND!
BIG YARD, QUIET STREET!MLS #4057082
$139,99910 ACRES IN COUNTRY! BEAUTIFUL VIEWS! AFFORDABLE 3 BEDROOM, 2 BATH HOME, 24X27 BARN/MACHINE
SHED, 24X40 GARAGE/SHED!MLS #4054763
$114,0009.63 ACRES! WOODSY! CREEK! COUNTRY PROPERTY 2 MILES
FROM OWATONNA! OLD FASHIONED BARN! 7 ACRES TILLABLE!
BEING SOLD “AS IS”!MLS #4056120
$155,00010 ACRES ON PAVED ROAD,
REMODELED IN 1988 WITH NEW BASEMENT, WINDOWS, ELECTRICAL
& MORE! COZY HOME WITH GREAT VIEWS!
MLS #4053427
$122,000CUTE & COZY RANCH STYLE HOME WITH 2 CAR GARAGE!
LOTS OF UPDATES! NEW FURNACE & AC, FENCED YARD!
MLS #4051175
$234,500RANCH STYLE WITH OVER 2000 SQ FT ON THE MAIN FLOOR! 1.25 ACRES ON EDGE OF TOWN. PARK-LIKE SETTING!
MLS #4055581
$118,900CHARACTER & POTENTIAL!
PRESERVED WOODWORK, STAINED GLASS WINDOWS, LARGE ROOMS,
MAIN FLOOR LAUNDRY & NICE BACKYARD!MLS #4055152
VISUAL TOUR #3422340 VISUAL TOUR #3435875
VISUAL TOUR #3372328 VISUAL TOUR #3410840 VISUAL TOUR #3124999 VISUAL TOUR #3262007
VISUAL TOUR #3393836 VISUAL TOUR #3382305
NEWLISTING
NEWLISTING
NEWPRICE
NEWPRICE NEW
PRICE
Broker AssociateRealtor, GRI, SRES
Nancy SlettenCell: [email protected] N. Cedar • Owatonna507.451.7488 • 800.658.7056www.erahome.com
Save Money… Save Time… Simplify Your Life
EQUAL HOUSINGOPPORTUNITY
SOLD
If your home isn’t listed with a Realtor,
it might as well be You have a home for sale but no one is seeing it. Maybe because it isn’t listed with a professional Realtor. Realtors make it easy for you to buy or sell your home. They have access to a pool of serious home buying prospects... and a Multiple Listing
Service that can offer buyers the affordable home of their choice. They do the legwork, the paperwork, and the hard work to help you sell your home quickly.
Look for the Realtor logo to find the commitment and full services of a real estate professional.REALTOR
®
Friday, September 26, 2014 REAL ESTATE GUIDE PAGE 7
See us for an amazing experience with your
Low rates • Fast closings • Great follow-through
HOME LOAN!
Owatonna 1080 W Frongage Rd 507.444.0111Mankato 507.389.8900 | Fairmont 507.235.5538 | Truman 507.776.2311
www.profinium.com | NMLS 402979Member FDIC
See Jennifer or Matt for details for fast and local service on your home loan. We’ll look out for your best interest!
Matt WaleriusJennifer SvienNMLS# 663358NMLS# 663481
Low
HOME LOAN!HOME LOAN!Jennifer Svien Matt Walerius
PAGE 8 REAL ESTATE GUIDE Friday, September 26, 2014
EQUAL HOUSINGOPPORTUNITY
122 N. Cedar • Owatonna507.451.7488 800.658.7056www.erahome.comemail: [email protected]
Save Money...Save Time...Simplify Your Life
THE BEST OF THE BEST!• Spacious multi-level home with over 3500 sq ft total• 4 bedrooms, 3.5 baths, open fl oor plan• Master retreat, walk-in closet, jetted tub• Lower level family room with fi replace• Unfi nished basement level with 795 sq ft!Contact Connie KnutsonMLS #4053615
COUNTRY LIVING IN THE CITY!
• 2.81 acres in Waseca near new Hwy 14• Over 4000 total sq ft with spacious rooms• 4 bedrooms, 3.5 baths, fi replace• Heated 2 stall garage, 24x22 barn• Patio & large deck with installed gas grillContact Connie KnutsonMLS #4055252
CLASSIC 5 BEDROOM ARTS & CRAFTS STYLE HOME!
• 2 full baths - one on each level• Open fl oor plan, natural woodwork• Main fl oor master bedroom• Spacious second level with den• Deck with built-in benchesContact Mark & Steph WoodrichMLS #4053596
GEM ON THE SE SIDE!• Almost like new ranch style home!• 4 bedrooms, 2 full baths• New windows, new kitchen, new decor• Lower level family room with fi replace• Deck and patioContact Connie KnutsonMLS #4056796
GREAT BACKYARD!• 4 bedroom, 2 bath split• Lower level family room with fi replace• Semi-private backyard with deck• Wooded lot, storage shed• Oversized double attached garageContact Connie KnutsonMLS #4056985
RANCH READY FOR A NEW OWNER!
• 3 bedrooms, 2 baths• All appliances stay• Large deck• Close to schoolsContact Connie KnutsonMLS #4056978
COUNTRY HOME NEAR LAKE!• Split-level home on 1 acre of woods• 2 bedrooms, 1-1/2 baths• Deck & room for gardens• Double attached garage• Walk to Beaver LakeContact Connie KnutsonMLS #4056347
TRADITIONAL 3+ BEDROOM 2 STORY!
• Character fi lled - original wood trim & fl ooring• Open staircase• Newer mechanicals & shingles• Oversized double garage• Permanent sidingContact Sid SchroederMLS #4056940
STEP SAVING RANCH!• 3 bedrooms, 2 baths• Lower level family room with gas fi replace• 3 season porch, wooded lot• Oversized single garageContact Sid SchroederMLS #4055338
NEAT & CLEAN AS A WHISTLE!• Large, open living & dining room with built-ins• Hardwood fl oors• Kitchen with lots of cupboards• Lower level family room & bath• Nice, extra-large backyard!Contact Connie KnutsonMLS #4056487
UPSCALE NEW CONSTRUCTION!
• 4 bedroom, 2 bath, 2 story• Custom kitchen, granite countertops• Main fl oor bedroom & laundry room• Hardwood fl ooring, fi replace, master suite• Large lot, triple garageContact Sid SchroederMLS #4053890
PRIVATE SETTING - 3 ACRES!• 3 bedrooms, 3 baths• 3 season porch, main fl oor laundry• Triple stall garage & single stall garage• Large storage shed• Nice location, paved roadContact Connie KnutsonMLS #4055519
LOVELY COUNTRY SETTING!• 3 wooded acres• 3 bedrooms, 2 baths, 2+ car garage• 3 season porch & deck• Walk-out lower level with family room• 54x30 pole shed with mezzanineContact Connie KnutsonMLS #4052893
VISUAL TOUR #3336343 VISUAL TOUR #3387484
VISUAL TOUR #3337766 VISUAL TOUR #3426513 VISUAL TOUR #3433150
VISUAL TOUR #3433159
VISUAL TOUR #3024907
VISUAL TOUR #3433096 VISUAL TOUR #3390063 VISUAL TOUR #3420700
VISUAL TOUR #3344284
VISUAL TOUR #3392747
VISUAL TOUR #3078955
$287,900 $284,900
$158,000 $154,900 $144,900
$141,900 $134,900 $124,900 $119,900
$259,900
$189,999
$216,900NEW PRICE!
NEW PRICE!
NEW PRICE!
NEW LISTING!
NEW LISTING!
NEW LISTING!
NEW LISTING!
NEW LISTING!NEW LISTING!
Our Team of ProfessionalsNancy Sletten
Broker AssociateGRI, SRES
Matt GillardRealtor
GRI
Erin GillespieBroker Associate
GRI, ERS
Mark WoodrichRealtor
Connie KnutsonBroker AssociateCRS, GRI, ERS
ABR
Barry GillespieCRB, CRS, ePRO
Mike LarameeRealtor
Tracy Peterson SteinbergRealtor
Lori Braun DaviesRealtor
GRI
Sid SchroederRealtor
GRI, ERS
Melinda DavidRealtor
Justin OhnstadRealtor
Stacy WilsonRealtor
Stephanie WoodrichRealtor
$102,900