Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
1 Contact Information
2 Overview Dates
3 Overview Counterparties
4 Information Notes I
5 Information Notes II
6 Issuer Accounts and Set-Off Exposure
7 Swap Information
8 Collection Period
9 Available Distribution Amount
10 Calculations and Deal Level Tests
11 Priority of Payments
12 Credit Enhancement and Risk Retention
13 Delinquency Analysis
14 Default and Recovery Analysis
15 Amortisation Schedule
16 Portfolio Information - Distribution by Subportfolio
17 Portfolio Information - Distribution by Vehicle Type, Client Type, Contract Type
18 Portfolio Information - Distribution by Initial and Outstanding Loan Principal Amount
19 Portfolio Information - Distribution by Client Interest Rate and Client Postcode
20 Portfolio Information - Distribution by Remaining and Original Term and Seasoning
21 Portfolio Information - Borrower Concentration
22 Portfolio Information - Distribution by Monthly Instalment and by Balloon as Percentage of Vehicle Sale Price
Section Table of Contents
Page 1
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Contact Information
Transaction Parties
Account Bank: Elavon Financial Services Limited
Level 5, 125 Old Broad Street
London EC2N 1AR
United Kingdom
Contact: Laurence Griffiths
Email: [email protected]
Phone: +44 (0) 20 7330 2113
Corporate Service Provider: Intertrust (Luxembourg) S.à.r.l. (formerly SFM)
6, Rue Eugène Ruppert
L-2453 Luxembourg
Luxembourg
Contact: Valérie Schleimer
Email: [email protected]
Phone: +352 26 44 91
Issuer: Silver Arrow S.A., Compartment 8
6, Rue Eugène Ruppert
L-2453 Luxembourg
Luxembourg
Contact: Valérie Schleimer
Email: [email protected]
Phone: +352 26 44 91
Joint Lead Manager: Crédit Agricole Corporate and Investment Bank
12 Place des Etats-Unis
92120 Montrouge
France
Contact: Nathalie Esnault
Email: [email protected]
Phone: +33 1 41898758
Page 2
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Joint Lead Manager: Landesbank Baden-Württemberg
Am Hauptbahnhof 2
70173 Stuttgart
Germany
Contact: Florian Pierer
Email: [email protected]
Phone: +49 (0) 711 127 49718
Paying Agent, Custodian, Calculation
Agent and Interest Determination Agent:
Elavon Financial Services Limited
Level 5, 125 Old Broad Street
London EC2N 1AR
United Kingdom
Email: [email protected]
Rating Agencies: DBRS Inc.
20 Fenchurch Street 31st Floor
London
EC3M 3BYUnited Kingdom
Contact: Paolo Conti
Email: [email protected]
Phone: +44 (0) 20 7855 6627
Moody’s Deutschland GmbH
An der Welle 5
60322 Frankfurt am Main
Germany
Contact: Sebastian Schranz
Email: [email protected]
Phone: +49 (0) 69 7073 0798
Seller and Servicer: Mercedes-Benz Bank AG
Siemensstrasse 7
70469 Stuttgart
Germany
Email: [email protected]
Page 3
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Swap Counterparty: DZ BANK AG DEUTSCHE ZENTRAL-GENOSSENSCHAFTSBANK
Platz der Republik
60265 Frankfurt
Germany
Email: [email protected]
Trustee and Data Trustee: Wilmington Trust SP Services (Frankfurt) GmbH,Trustee
Steinweg 3-5
60313 Frankfurt
Germany
Contact: Elke Rossmeier
Email: [email protected]
Phone: +49 69 2992 5385
Page 4
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Contact for Servicer Report / Investor Report
Calculation Agent: Elavon Financial Services Limited
Level 5, 125 Old Broad Street
London EC2N 1AR
United Kingdom
Email: [email protected]
Servicer: Mercedes-Benz Bank AG
Siemensstrasse 7
70469 Stuttgart
Germany
Email: [email protected]
Page 5
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Replacement Party to be added if applicable
Should any Transaction Party be replaced by a new transaction party during the life of the Transaction , such replacement party including the date on which such
replacement party is contracted will be shown on this page.
Page 6
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Overview Dates
Legal Maturity Date:Issue Date:
Cut-Off Date:
17/03/2025
30/04/2017
27/06/2017
Reporting Frequency:
Payment Date:
Next Payment Date:
Calculation Date:
Interest Period:
Collection Period:
15/10/2020
15/09/2020
Period No.: 39
31/08/202001/08/2020 until
monthly
17/08/2020 until
Collection Period (number
of days)Days accrued: 29
31
11/09/2020
Determination Date: 31/08/2020
14/09/2020
Page 7
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Overview Counterparties
Moody's
Seller and Servicer:
Role Name
Mercedes-Benz Bank AG
Current Rating Required Rating
Moody's
Short Term Long Term Long TermShort Term
Consequence of
Trigger BreachTrigger
Breach
NANANANANRNR
Trustee/Data Trustee: NAWilmington Trust SP Services (Frankfurt)
GmbH,Trustee
NANR NR NANA
Calculation Agent /
Paying Agent / Interest
Determination Agent /
Custodian:
Elavon Financial Services Limited
Account Bank: Elavon Financial Services Limited
NA
Replacement of
Account Bank
NA
No
P-1 Aa2 NANA
A2Aa2P-1 P-1
Swap Counterparty: DZ BANK AG Swap Counterparty
to post collateralNoAa1 A3P-1 P-1
DBRS
Seller and Servicer: Mercedes-Benz Bank AG
Current Rating Required Rating
DBRS
Short Term Long Term Long TermShort Term
Consequence of
Trigger Breach
Trigger
Breach
NA NANR NANANR
Trustee/Data Trustee: NA NAWilmington Trust SP Services (Frankfurt)
GmbH,TrusteeNR NANR NA
Calculation Agent /
Paying Agent / Interest
Determination Agent /
Custodian:
Elavon Financial Services Limited NA
Account Bank: Elavon Financial Services Limited NA
NA
Replacement of
Account Bank
NR NANR NA
NR NANR NA
Swap Counterparty: DZ BANK AG No Swap Counterparty
to post collateralAA (low) AR-1 (middle) NA
Page 8
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Information Notes I.
Class A Class B Subordinated LoanRating Details:
Rating at Issue Date
Current Rating
DBRS
DBRS
AAA (sf)
AAA (sf) NR
NR
NR
NR
Moody's
Moody's
Aaa(sf)
AAA (sf)
NR
NR NR
NR
Subordinated LoanClass BClass AInformation on Notes
Number of Notes:
Initial Note Principal Amount:
Initial Aggregate Outstanding Note Principal Amounts on the
Issue Date:
Legal Maturity Date:
ISIN:
1.108.500.000,00
100.000,00
83.500.000,00
835,00 11.085,00
100.000,00
XS1629013035XS1629012573
Mar 2025 Mar 2025
Common Code: 162901257 162901303
Mar 2025
NA
NA
NA
NA
Currency: EUR EUR EUR
WKN: NAA19JQEA19JQD
5.960.000,00
Subordinated LoanClass BClass AInformation on Interest
Actual/360
Fixed
Actual/360
Floating
Day Count Convention:
Interest Type:
Interest Rate: Euribor + 0,45% NA
NA
NA
1,00%
If the Aggregate Outstanding Loan Principal Amount as per Determination Date is less than 10% of the Aggregate Outstanding Loan Principal Amount at the
Cut-Off Date, the Seller will have the option (the "Clean-Up Call") under the Loan Receivables Purchase Agreement to acquire all outstanding Purchased Loan
Receivables against payment of the Repurchase Price:
Clean-Up Call Condition
Aggregate Oustanding Loan Principal Amount (Determination Date) < 10%*Aggregate Outstanding Loan Principal Amount (Cut Off Date) : No
Page 9
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Information Notes II.
Collection Period:
Interest Period (From/Until):
Payment Date:
Number of Days of Interest Period:
Currency:
Day Count Convention:
15/09/2020
17/08/2020
29
EUR
Actual/360
EURIBOR:
Aug 2020
-0,5190%
- 14/09/2020
Subordinated LoanClass BClass AInterest Payments
Total Interests Amount due for Interest Period:
Paid interest:
Unpaid Interest:
Total unpaid interest amount beginning balance
Total unpaid interest ending balance:
0,00€
0,00€
0,00€
0,00€
67.267,60€
67.267,60€
0,00€
0,00€
9.602,22€
9.602,22€
0,00€
0,00€
Principal Payments Subordinated LoanClass BClass A
Class Initial Aggregate Note Principal Amount (Issue Date):
Aggregate Outstanding Note Principal Amount (previous Payment
Date):
Principal Redemption:
Aggregate Outstanding Note Principal Amount (current Payment
Date):
1.108.500.000,00€
66.851.310,76€
17.224.830,52€
49.626.480,24€
83.500.000,00€
83.500.000,00€
0,00€
83.500.000,00€
5.960.000,00€
5.960.000,00€
0,00€
5.960.000,00€
Subordinated LoanClass BClass APayments to Investor - Per Note
Interest Paid:
Principal Paid:
Note Percentage:
80,56€ 0,00€
1.553,89€
4,48%
0,00€
100,00%
NA
NA
NA
Page 10
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Issuer Accounts - C8
(i) Operating Account-C8
Value
Opening balance before application of Priority of Payments
Less: amounts to be paid out according to the application of Priority of Payments
Closing balance after application of Priority of Payments 0,00€
23.548.199,60€
23.548.199,60€
(ii) General Reserve Account-C8
Value
Opening balance
Less: amounts credited to the Operating Account-C8
Add: Top up according to the Pre-enforcement Priority of Payments
Closing balance
5.960.000,00€
5.960.000,00€
5.960.000,00€
5.960.000,00€
General Reserve Required Amount 5.960.000,00€
(iii) Commingling Reserve Account-C8
Servicer Termination Event
Commingling Reserve Trigger Event
No
No
Value
Commingling Reserve Required Amount
Opening balance of the Commingling Reserve Account-C8
Less: Withdrawal of amount credited to the Operating Account-C8 to cover Servicer Shortfall
Less: Transfer of excess to Servicer
Closing balance of the Commingling Reserve Account-C8
0,00€
0,00€
0,00€
0,00€
0,00€
Add: Amounts credited to the Commingling Reserve Account-C8 0,00€
Page 11
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
(iv) Set Off Reserve Account-C8
Value
Set Off Reserve Required Amount
Opening balance
Add: Amount credited to Set Off Reserve Account-C8
Less: Amount credited to the Operating Account-C8 to cover set-off risk
Less: Transfer of excess of the relevant Set Off Reserve Required Amount to be paid to the Seller
Closing balance
0,00€
0,00€
0,00€
0,00€
0,00€
Aggregate
Outstanding Loan
Principal Amount
Number of
Borrowers with
depositsSet-Off Exposure
Set Off Exposure
/ Aggregate
Outstanding Loan
Principal Amount at
Cut Off Date
Set Off Reserve
TriggerTrigger Breached (Yes/No)
0,00% 0,50% No
0,00€
133.126.480,24 212,38€ 1
(v) Swap Collateral Account-C8
Required Rating Trigger on Swap Counterparty Breached No
Value
Opening balance
Less: amounts paid out to the Swap Counterparty
Add: Payments from Swap Counterparty
Closing balance
0,00€
0,00€
0,00€
0,00€
Page 12
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Swap Information
Amount (in EUR)
Interest Rate Swap
DZ BANK AGSwap Counterparty Provider
Swap Termination Event No
Swap notional amount in EUR (Class A Notes)
Fixed rate
Paying Leg (Fixed) Swap
Receiving Leg (Floating) Swap
Net Swap Receipts
Net Swap Payments
€66.851.310,76
Floating rate (EURIBOR) -0,5190%
-0,2910%
-€27.949,42
-€15.671,06
€12.278,36
€0,00
Page 13
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Collection Period
A) Aggregate Outstanding Loan Principal Amount at previous Determination Date
B) Principal Collections
Collections of Principal under the Performing Loan Receivables paid during the Collection Period
Collections of Principal under the Performing Loan Receivables prepaid during the Collection Period
Outstanding Loan Principal Amount of all Purchased Loan Receivables that became Defaulted Loan Receivables
during the Collection Period
2.462.815,65
Total Principal Collections
Repurchase Price due to repurchase option (Clean-Up Call) relating to the Collection Period
Repurchase Price due to repurchase obligation relating to the Collection Period 0,00
0,00
16.956.630,89
C) Defaulted Amount
268.199,63
D) Aggregate Outstanding Loan Principal Amount at the Current Determination Date 133.126.480,24
E) Recovery Collections
Total recoveries during the Collection Period in respect of Defaulted Loan Receivables 252.292,85
F) Interest Collections
Total Collections under the Performing Loan Receivables other than Principal Collections and Recovery Collections 379.275,86
Amount (in EUR)
Principal Collections, Recovery Collections and Interest Collection during Collection Period
150.351.310,76
14.493.815,24
Page 14
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Available Distribution Amount
(a) the Collections;
(b) the amount standing to the credit of the General Reserve Account -C8;
(d) the amount standing to the credit of the Commingling Reserve Account -C8 upon the occurrence of a Servicer
Termination Event, to the extent necessary to cover any Servicer Shortfall;
0,00(e) the amount standing to the credit of the Set Off Reserve Account -C8, if and only to the extent that the Servicer
has, as of the previous Payment Date, failed to transfer to the Issuer any Collections or indemnity payments in
relation to the set off risk related to the Seller;
23.548.199,60Available Distribution Amount
0,00
Amount (in EUR)
5.960.000,00
(c) the Net Swap Receipts payable by the Swap Counterparty to the Issuer on the Payment Date; 0,00
17.588.199,60
(f) any other amount standing to the credit of the Operating Account -C8, including any interest accrued on the
Operating Account-C8 during the relevant Collection Period.
0,00
Page 15
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Calculations and tests
(ii) Aggregate Outstanding Loan Principal Amount (current Determination Date)
(iii) Class A and Class B Aggregate Outstanding Note Principal Amount (current Payment Date)
Required Principal Redemption Amount
Implicit principal deficiency
(i) Class A and Class B Aggregate Outstanding Note Principal Amount (previous Payment Date)
€150.351.310,76
€133.126.480,24
€133.126.480,24
€17.224.830,52
€0,00
( (i) - (ii) )
( (iii) - (ii) )
Principal Redemption
Class A Aggregate Oustanding Note Principal Amount (as of the previous Payment Date or in case of the first Payment
Date, the Issue Date)
Class B Aggregate Oustanding Note Principal Amount (as of the previous Payment Date or in case of the first Payment
Date, the Issue Date)
Required Principal Redemption Amount on current Payment Date
Class A Principal Redemption Amount
Class B Principal Redemption Amount
Class A Aggregate Oustanding Note Principal Amount (as of the current Payment Date)
Class B Aggregate Oustanding Note Principal Amount (as of the current Payment Date)
66.851.310,76
83.500.000,00
49.626.480,24
83.500.000,00
17.224.830,52
Sub-Loan Required Redemption Amount 0,00
17.224.830,52
0,00
Amount (in EUR)
Deal level tests
The transaction is static, early amortisation triggers are NOT APPLICABLE.
The amortisation of the Class A and Class B Notes is fully sequential from the first Payment Date , amortisation type triggers are NOT APPLICABLE.
Interest on the Class B Notes is subordinated to interest and principal on the Class A from the first payment onwards , interest deferral triggers are NOT APPLICABLE.
Page 16
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Pre-enforcement Priority of Payments
Amount Due Amount Paid
Remaining
Available
Distribution
Shortfall to be
paid on next
Payment Date
23.548.199,60€Available Distribution Amount
Prior to the issuance of an Enforcement Notice, the Issuer will distribute the Available
Distribution Amount on each Payment Date in accordance with the Pre-Enforcement
Priority of Payments:
(a) first, any taxes owed by the Issuer; 0,00€ 0,00€ 0,00€ 23.548.199,60€
(b) second, amounts due and payable to the Trustee; 0,00€ 0,00€ 0,00€ 23.548.199,60€
(c) third, (on a pro rata and pari passu basis) amounts due and payable in respect of (a)
Administration and (b) Servicing Expenses; 132.385,62€ 132.385,62€ 0,00€ 23.415.813,98€
(d) fourth, due and payable Net Swap Payments (and certain Swap Termination
Payments); 12.278,36€ 12.278,36€ 0,00€ 23.403.535,62€
(e) fifth, (on a pro rata and pari passu basis) due and payable Class A Interest Amount; 0,00€ 0,00€ 0,00€ 23.403.535,62€
(f) sixth, General Reserve Required Amount to the General Reserve Account-C8; 5.960.000,00€ 5.960.000,00€ 0,00€ 17.443.535,62€
(g) seventh, (on a pro rata and pari passu basis) of the Class A Principal Redemption
Amount until the Class A Compartment 8 Notes is reduced to zero; 17.224.830,52€ 17.224.830,52€ 218.705,10€ 0,00€
(h) eighth, (on a pro rata and pari passu basis) due and payable Class B Interest
Amount; 67.267,60€ 67.267,60€ 0,00€ 151.437,50€
(i) ninth, (on a pro rata and pari passu basis) of the Class B Principal Redemption
Amount the Class B Compartment 8 Notes is reduced to zero; 0,00€ 0,00€ 151.437,50€ 0,00€
(j) tenth,any due and payable interest amount on the Subordinated Loan; 9.602,22€ 9.602,22€ 0,00€ 141.835,28€
(k) eleventh, the Subordinated Loan Redemption Amount until the Subordinated Loan is
reduced to zero; 0,00€ 0,00€ 141.835,28€ 0,00€
(l) twelfth, any indemnity payments to any party under the Transaction 8 Documents; 0,00€ 0,00€ 0,00€ 141.835,28€
(m) thirteenth, any payments due under the Swap Agreement other than those made
under item (d) above; and 0,00€ 0,00€ 0,00€ 141.835,28€
(n) fourteenth, the Final Success Fee to the Seller. 0,00€ 141.835,28€ 0,00€ 0,00€
Page 17
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Credit Enhancement and Risk Retention according to Article 405 CRR
Credit Enhancement at Issue Date: Value (in €) Credit Enhancement (in €) Credit Enhancement (in %)
Class A Notes
Class B Notes
Sub Loan
Current Credit Enhancement:
Sub Loan
Class B Notes
Class A Notes
Retention of Net Economic Interest
Retention by MBB
Outstanding Amount Sub Loan
Aggregate Outstanding Note Principal Amount (Class B Notes)
Minimum retention of 5% by MBB according to § 405 CRR. MBB has confirmed to the Issuer that it continues to hold the Class B notes and continues to provide
the Sub Loan to the Issuer as at the end of the Collection Period to which this report relates.
83.500.000,00
5.960.000,00
89.460.000,00
5.960.000,00
89.460.000,00 49.626.480,24
83.500.000,00
5.960.000,00
5.960.000,00
5.960.000,00
83.500.000,00
89.460.000,00
1.108.500.000,00
67,20%
4,48%
7,51
0,50
67,20%
Page 18
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Delinquency Analysis
Delinquency Analysis in % of the current Aggregate Outstanding Loan Principal Amount
Collection Period PerformingNumber of instalments in arrears
1 2 3 4 5 6
June - 17 99,56% 0,41% 0,03% 0,00% 0,00% 0,00% 0,00%
July - 17 99,36% 0,56% 0,08% 0,00% 0,00% 0,00% 0,00%
Aug - 17 99,38% 0,51% 0,11% 0,01% 0,00% 0,00% 0,00%
Sept - 17 99,33% 0,53% 0,10% 0,04% 0,01% 0,00% 0,00%
Oct - 17 99,22% 0,63% 0,08% 0,03% 0,03% 0,01% 0,00%
Nov - 17 99,19% 0,65% 0,11% 0,03% 0,01% 0,01% 0,00%
Dec - 17 99,16% 0,67% 0,13% 0,02% 0,02% 0,00% 0,01%
Jan - 18 99,06% 0,66% 0,19% 0,07% 0,01% 0,01% 0,00%
Feb - 18 99,04% 0,73% 0,10% 0,07% 0,04% 0,01% 0,01%
Mar - 18 98,93% 0,82% 0,15% 0,03% 0,04% 0,02% 0,01%
Apr - 18 98,79% 0,90% 0,19% 0,06% 0,02% 0,02% 0,01%
May - 18 98,68% 1,01% 0,17% 0,07% 0,04% 0,01% 0,02%
June - 18 98,57% 1,02% 0,28% 0,05% 0,05% 0,02% 0,00%
July - 18 98,54% 1,05% 0,26% 0,07% 0,04% 0,02% 0,01%
Aug - 18 98,62% 0,93% 0,25% 0,10% 0,04% 0,04% 0,02%
Sept - 18 98,54% 1,04% 0,24% 0,08% 0,03% 0,04% 0,02%
Oct - 18 98,47% 1,12% 0,25% 0,09% 0,03% 0,03% 0,01%
Nov - 18 98,40% 1,17% 0,23% 0,10% 0,06% 0,02% 0,02%
Dec - 18 98,40% 1,09% 0,29% 0,12% 0,05% 0,04% 0,00%
Jan - 19 98,30% 1,15% 0,25% 0,16% 0,08% 0,03% 0,04%
Feb - 19 98,36% 1,09% 0,30% 0,10% 0,08% 0,04% 0,02%
Mar - 19 98,21% 1,28% 0,23% 0,12% 0,08% 0,04% 0,04%
Apr - 19 97,95% 1,44% 0,36% 0,12% 0,07% 0,03% 0,03%
May - 19 97,96% 1,39% 0,40% 0,11% 0,07% 0,05% 0,03%
June - 19 97,50% 1,74% 0,47% 0,14% 0,05% 0,05% 0,05%
Page 19
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
July - 19 97,44% 1,75% 0,56% 0,12% 0,05% 0,03% 0,04%
Aug - 19 97,36% 1,71% 0,52% 0,28% 0,09% 0,02% 0,02%
Sept - 19 97,20% 1,78% 0,59% 0,22% 0,16% 0,04% 0,01%
Oct - 19 97,18% 1,90% 0,40% 0,28% 0,12% 0,08% 0,03%
Nov - 19 97,35% 1,90% 0,39% 0,16% 0,12% 0,06% 0,03%
Dec - 19 97,09% 1,99% 0,49% 0,17% 0,09% 0,11% 0,05%
Jan - 20 97,20% 1,83% 0,53% 0,24% 0,09% 0,04% 0,07%
Feb - 20 97,28% 1,72% 0,58% 0,26% 0,11% 0,04% 0,01%
Mar - 20 96,71% 2,07% 0,65% 0,32% 0,13% 0,08% 0,03%
Apr - 20 95,59% 2,87% 0,76% 0,42% 0,21% 0,11% 0,05%
May - 20 95,50% 2,53% 1,05% 0,51% 0,24% 0,10% 0,08%
June - 20 95,49% 2,66% 0,83% 0,43% 0,32% 0,20% 0,07%
July - 20 95,83% 2,54% 0,76% 0,34% 0,19% 0,21% 0,12%
Aug - 20 95,32% 2,97% 0,90% 0,37% 0,25% 0,11% 0,09%
Investor Notfcaton:
Note 1:
409 accounts with an outstanding principal balance of 4.738.459,93€ did not have an installment payment scheduled for the current Collecton Period.
---------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
Note 2:
In response to recent developments and - as a consequence thereof- to the new law, which has come into force as of April 1st due to COVID-19 (coronavirus), the
Seller has accordingly amended its Credit and Collecton Policy in accordance with the terms of the Transacton Documents. The necessary amendments to the
Credit and Collecton Policy permit the Servicer to ofer relief to customers experiencing fnancial difculty due to Corona impact. The actons the Servicer may
take include the deferral of payment obligatons for up to 3 months from now (without an extension of the last payment due, with an increase in the amounts
required to be paid by the customer afer completon of the deferral period, to the extent required to make up all deferred payments) or an extension of the term
of the customer’s contract for up to 3 months (whereby the customer contnues making monthly payments at either the original or a reduced rate).
Page 20
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Delinquency profile of
the Aggregate
Outstanding Loan
Principal AmountLoan type
Previous Determination Date Current Determination Date
in EUR in EURNumber of
Contracts
Number of
Contracts
in % of Aggregate
Outstanding Loan
Principal Amount
in % of Aggregate
Outstanding Loan
Principal Amount
0 (Performing)
1
2
3
4
5
6
Standard Financing
Standard Financing
Standard Financing
Standard Financing
Standard Financing
Standard Financing
Standard Financing
Plus 3 Financing
Plus 3 Financing
Plus 3 Financing
Plus 3 Financing
Plus 3 Financing
Plus 3 Financing
Plus 3 Financing
Final Instalment Financing
Final Instalment Financing
Final Instalment Financing
Final Instalment Financing
Final Instalment Financing
Final Instalment Financing
Final Instalment Financing
12.051.898,44 1.030
335.725,70 24
11 119.542,78
92.822,59 10
35.419,65 4
28.062,99 2
12.095,89 2
95.668.120,14 5.621
3.360.863,48 208
997.227,20 61
385.177,45 30
277.012,14 23
110.662,94 10
98.092,45 7
19.170.959,04 3.838
251.447,26 46
79.964,15 14
17.753,72 10
25.709,02 5
2.366,36 4
5.556,85 3
13.967.827,85 1.187
339.185,71 29
120.695,34 12
52.858,89 6
90.490,62 4
111.978,88 5
23.855,79 2
108.126.921,55 6.276
3.236.137,08 176
931.947,77 63
436.498,24 35
189.157,58 13
201.588,84 15
140.110,96 14
21.984.525,58 4.253
248.667,62 44
93.714,91 20
19.963,57 5
2.382,36 4
6.037,58 4
16.685,25 2
9,29%
0,23%
0,08%
0,04%
0,06%
0,07%
0,02%
14,62%
0,17%
0,06%
0,01%
0,00%
0,00%
0,01%
71,92%
2,15%
0,62%
0,29%
0,13%
0,13%
0,09%
71,86%
2,52%
0,75%
0,29%
0,21%
0,08%
0,07%
9,05%
0,25%
0,09%
0,07%
0,03%
0,02%
0,01%
14,40%
0,19%
0,06%
0,01%
0,02%
0,00%
0,00%
Page 21
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Defaulted Amounts
Collection
Period
Number of
Defaulted Loan
Agreements in
Collection Period
Defaulted
Amounts in
Collection Period
Cumulative
Defaulted
Amounts since
Cut-Off Date
Cumulative
Default Ratio
Recovery
Amount in
Collection
Cumulative
Recovery
Amount
Cumulative
Recovery
Rate
June - 17 2,91 9 3.985,36 136.867,28 136.867,28 3.985,36 0,01
July - 17 1,39 13 3.037,79 505.825,75 368.958,47 7.023,15 0,04
Aug - 17 1,90 14 7.677,98 772.876,92 267.051,17 14.701,13 0,06
Sept - 17 5,27 9 34.221,18 928.157,47 155.280,55 48.922,31 0,08
Oct - 17 10,75 23 107.299,63 1.452.784,83 524.627,36 156.221,94 0,12
Nov - 17 15,21 19 122.982,52 1.835.508,62 382.723,79 279.204,46 0,15
Dec - 17 25,07 18 262.878,62 2.162.652,82 327.144,20 542.083,08 0,18
Jan - 18 27,23 16 129.225,65 2.465.115,74 302.462,92 671.308,73 0,21
Feb - 18 34,95 12 242.210,99 2.613.459,19 148.343,45 913.519,72 0,22
Mar - 18 33,69 25 146.871,57 3.147.184,16 533.724,97 1.060.391,29 0,26
Apr - 18 34,33 16 103.795,77 3.391.524,08 244.339,92 1.164.187,06 0,28
May - 18 39,79 32 413.074,32 3.963.491,83 571.967,75 1.577.261,38 0,33
June - 18 42,99 22 296.125,90 4.357.779,82 394.287,99 1.873.387,28 0,37
July - 18 45,83 18 308.181,85 4.760.572,01 402.792,19 2.181.569,13 0,40
Aug - 18 50,46 20 369.211,81 5.055.188,33 294.616,32 2.550.780,94 0,42
Sept - 18 48,26 32 235.147,97 5.772.488,35 717.300,02 2.785.928,91 0,48
Oct - 18 48,03 12 99.543,86 6.007.293,81 234.805,46 2.885.472,77 0,50
Nov - 18 46,47 26 77.514,92 6.376.399,64 369.105,83 2.962.987,69 0,53
Dec - 18 49,08 19 287.678,61 6.623.386,98 246.987,34 3.250.666,30 0,56
Jan - 19 53,57 30 499.699,51 7.000.730,24 377.343,26 3.750.365,81 0,59
Feb - 19 54,01 22 272.459,88 7.448.437,71 447.707,47 4.022.825,69 0,62
Mar - 19 57,95 25 516.686,56 7.832.988,10 384.550,39 4.539.512,25 0,66
Page 22
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Apr - 19 58,95 23 294.791,57 8.200.696,77 367.708,67 4.834.303,82 0,69
May - 19 59,58 24 315.755,53 8.644.562,80 443.866,03 5.150.059,35 0,73
June - 19 60,44 15 212.110,10 8.871.497,65 226.934,85 5.362.169,45 0,74
July - 19 61,93 28 416.876,93 9.331.023,76 459.526,11 5.779.046,38 0,78
Aug - 19 61,22 19 225.330,18 9.808.565,09 477.541,33 6.004.376,56 0,82
Sept - 19 59,27 36 210.171,21 10.484.880,38 676.315,29 6.214.547,77 0,88
Oct - 19 61,05 20 390.462,48 10.819.287,30 334.406,92 6.605.010,25 0,91
Nov - 19 63,69 33 543.272,61 11.222.947,99 403.660,69 7.148.282,86 0,94
Dec - 19 64,32 23 251.204,62 11.504.170,78 281.222,79 7.399.487,48 0,97
Jan - 20 65,29 20 306.127,62 11.802.035,26 297.864,48 7.705.615,10 0,99
Feb - 20 66,55 17 338.813,83 12.088.288,27 286.253,01 8.044.428,93 1,01
Mar - 20 68,01 13 278.669,68 12.237.926,24 149.637,97 8.323.098,61 1,03
Apr - 20 69,26 14 351.137,80 12.523.866,87 285.940,63 8.674.236,41 1,05
May - 20 70,29 18 286.065,39 12.748.467,06 224.600,19 8.960.301,80 1,07
June - 20 69,71 21 118.871,12 13.025.124,61 276.657,55 9.079.172,92 1,09
July - 20 69,82 37 390.030,91 13.562.587,33 537.462,72 9.469.203,83 1,14
Aug - 20 70,29 23 252.292,85 13.830.786,96 268.199,63 9.721.496,68 1,16
Page 23
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Loan Type Vehicle Type
Defaulted
Amounts during
Collection Period
Cumulative
Defaulted
Amounts since the
Cut-Off Date
Cumulative
Defaulted Amounts
in % of Aggregate
Outstanding Loan
Principal Amount
as of the Cut-Off
Cumulative
Recovery
Collections in % of
Cumulative
Defaulted Amount
Standard Financing
Plus 3 Financing
Final Instalment Financing
Total
New
New
New
Used
Used
Used
43.020,33
14.058,11
1.032.091,38
785.399,68
107.488,38
81.473,12
5.331.149,01
3.716.982,75
22.155,00
4,69
2.282.053,18
683.110,96
76,27%
86,63%
62,05%
77,20%
63,63%
70,67%
268.199,63 70,29% 1,16%
0,45%
0,31%
0,19%
0,06%
0,09%
0,07%
13.830.786,96
Page 24
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Recoveries (per Monthly Period)
Monthly
Period of
Default
Number of
Defaulted Loan
Agreements in the
Monthly Period
Defaulted
Amounts
in Monthly
Period
0 1 2 3 4 5 6 7 8 9
June - 17 136.867,28 9,00 3.985,36 6.239,07 1.688,98 -625,37 1.939,88 23.182,06 28.637,86 -1.405,79 2.939,04 2.565,48
July - 17 368.958,47 13,00 -3.201,28 4.520,72 49.573,60 12.297,79 24.219,77 1.376,02 1.376,02 79.817,48 -10.000,04 23.493,67
Aug - 17 267.051,17 14,00 1.468,28 2.557,87 56.293,82 30.359,04 20.132,51 30.379,91 4.269,43 -52,11 699,15 19.972,30
Sept - 17 155.280,55 9,00 -17.284,92 33.365,05 19.939,47 19.338,66 1.209,39 29.271,97 6.693,55 2.377,93 13.936,94 2.676,07
Oct - 17 524.627,36 23,00 3.403,09 29.155,92 113.374,57 81.821,76 7.003,20 22.707,39 14.627,02 136.947,69 -1.347,10 -10.273,83
Nov - 17 382.723,79 19,00 -3.873,74 42.868,15 10.105,00 69.517,30 22.746,57 4.000,00 8.190,00 35.294,12 12.949,10 16.202,18
Dec - 17 327.144,20 18,00 37.150,85 816,18 39.532,09 55.030,60 13.847,20 44.803,39 26.916,97 379,20 23.440,60 -11.072,23
Jan - 18 302.462,92 16,00 4.923,18 7.488,28 32.360,77 8.320,22 41.626,92 35.977,62 3.026,69 3.550,46 3.733,94 14.415,45
Feb - 18 148.343,45 12,00 2.372,20 19.717,80 4.111,73 38.320,00 723,51 21.159,60 22.206,71 -6.128,78 723,51 0,00
Mar - 18 533.724,97 25,00 -4.898,44 17.389,67 44.843,67 50.689,49 36.526,45 58.514,01 61.515,02 0,00 0,00 45.245,73
Apr - 18 244.339,92 16,00 1.133,33 10.047,96 418,66 40.747,23 66.438,22 19.053,87 0,00 400,00 400,00 11.775,00
May - 18 571.967,75 32,00 2.097,08 17.788,53 138.908,95 33.721,90 59.283,23 58.803,83 13.625,28 600,44 -1.370,10 40.653,98
June - 18 394.287,99 22,00 45.329,01 67.718,60 44.251,77 14.260,08 1.174,33 -390,62 1.174,33 71.695,39 1.174,35 755,00
July - 18 402.792,19 18,00 49.862,29 68.824,13 59.373,38 5.140,59 4.510,20 27.789,92 10.029,90 63.564,21 30.889,75 0,00
Aug - 18 294.616,32 20,00 10.040,70 27.357,08 1.888,97 28.407,38 54.400,18 73.169,72 16.951,87 -804,49 1.418,28 2.836,56
Sept - 18 717.300,02 32,00 2.848,47 8.024,38 -30.818,95 125.040,13 160.161,23 50.393,94 95.192,85 1.230,95 35.855,58 1.500,00
Oct - 18 234.805,46 12,00 6.363,81 23.108,04 340,00 24.761,01 1.390,71 23.870,78 10.161,90 15.140,00 340,00 19.551,00
Nov - 18 369.105,83 26,00 12.075,02 22.890,81 64.895,63 43.395,21 13.511,38 50.897,19 13.870,91 35.492,55 21.766,24 2.584,21
Dec - 18 246.987,34 19,00 -445,77 39.300,32 327,00 55.110,05 46.212,14 44.703,45 6.014,87 18.986,56 7.183,09 9.138,05
Jan - 19 377.343,26 30,00 5.347,48 5.879,96 39.120,46 60.356,71 61.667,14 54.141,85 14.991,80 15.525,19 3.066,03 5.819,18
Feb - 19 447.707,47 22,00 10.226,83 116.282,08 55.300,44 30.277,25 27.271,36 19.532,94 12.521,45 31.221,50 15.264,79 4.595,45
Page 25
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Mar - 19 384.550,39 25,00 50.492,99 61.869,05 25.067,68 -37.043,26 30.588,60 40.834,33 2,89 2.277,69 36.756,56 -4.102,73
Apr - 19 367.708,67 23,00 347,16 41.216,31 26.635,22 24.204,62 28.636,17 48.205,28 25.423,73 66.886,02 -6.227,17 -4.442,65
May - 19 443.866,03 24,00 39.974,65 59.160,55 16.591,22 19.138,38 2.475,48 70.809,09 16.372,69 17.014,08 3.757,63 4.562,21
June - 19 226.934,85 15,00 1.910,93 46.479,98 1.843,74 150,00 10.261,00 1.797,95 2.250,17 1.838,67 26.747,43 21.727,30
July - 19 459.526,11 28,00 31.914,45 19.803,06 33.618,52 85.174,89 94.634,04 47.813,21 8.697,01 -3.218,59 0,00 3.204,15
Aug - 19 477.541,33 19,00 21.676,90 23.552,20 59.458,33 89.187,90 72.143,87 1.056,70 29.972,27 523,22 7.786,42 5.726,95
Sept - 19 676.315,29 36,00 25.271,20 76.239,22 144.607,40 36.576,18 39.513,89 68.279,35 67.044,91 2.847,90 48.542,29 5.029,25
Oct - 19 334.406,92 20,00 2.914,61 31.830,08 1.457,45 37.289,76 41.806,30 13.777,09 95.991,44 589,78 6.922,32 7.842,40
Nov - 19 403.660,69 33,00 14.008,39 14.368,73 105.939,42 33.585,18 12.009,39 13.498,72 46.193,52 1.913,89 6.904,87 7.201,08
Dec - 19 281.222,79 23,00 25.660,05 42.647,80 75.554,60 27.150,23 20.756,98 10.692,48 0,00 0,00 20.813,13
Jan - 20 297.864,48 20,00 8.158,72 29.892,68 37.499,36 72.643,94 23.176,14 12.476,24 39.180,85 2.890,40
Feb - 20 286.253,01 17,00 3.306,79 49.458,29 9.679,66 21.918,84 1.156,11 45.664,10 -361,23
Mar - 20 149.637,97 13,00 1.105,97 2.382,90 556,64 13.823,58 17.222,09 16.582,31
Apr - 20 285.940,63 14,00 2.958,53 39.371,56 36.260,28 79.259,55 5.105,69
May - 20 224.600,19 18,00 27.940,80 31.992,20 52.130,23 16.568,05
June - 20 276.657,55 21,00 1.299,27 60.509,73 -2.922,46
July - 20 537.462,72 37,00 24.817,07 122.660,94
Aug - 20 268.199,63 23,00 11.092,68
Page 26
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Recoveries (per Monthly Period)
Monthly
Period of
Default
Number of
Defaulted Loan
Agreements in the
Monthly Period
Defaulted
Amounts
in Monthly
Period
10 11 12 13 14 15 16 17 18 19
June - 17 136.867,28 9 13.795,85 1.444,47 495,85 1.444,47 970,16 495,85 970,16 18.671,65 474,31 474,31
July - 17 368.958,47 13 50.843,90 43.264,02 -55.671,74 1.376,02 1.376,02 676,02 2.669,89 2.076,02 676,02 1.376,02
Aug - 17 267.051,17 14 37.899,15 0,00 699,15 1.428,30 6,70 1.428,30 4,18 699,15 0,00 0,00
Sept - 17 155.280,55 9 1.404,84 1.404,84 3.394,84 1.576,74 2.514,18 2.038,18 2.124,66 1.576,74 1.576,74 946,12
Oct - 17 524.627,36 23 17.570,96 0,00 -1.424,83 301,41 301,41 301,41 301,41 301,41 301,41 301,41
Nov - 17 382.723,79 19 -1.771,10 825,00 0,00 1.650,00 17.187,98 825,00 0,00 1.650,00 825,00 0,00
Dec - 17 327.144,20 18 379,20 379,20 379,20 16.536,15 379,20 379,20 379,20 389,20 379,20 379,20
Jan - 18 302.462,92 16 633,94 3.319,54 1.077,52 633,94 44.898,94 633,94 633,94 633,94 16.132,28 633,94
Feb - 18 148.343,45 12 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
Mar - 18 533.724,97 25 856,73 32.060,89 0,00 856,73 0,00 0,00 13.250,00 0,00 1.587,15 0,00
Apr - 18 244.339,92 16 400,00 14.518,56 0,00 400,00 4.867,90 400,00 410,00 400,00 600,00 6.940,88
May - 18 571.967,75 32 21.160,55 580,02 0,00 11.995,51 10.382,77 622,13 19.518,15 1.510,55 928,58 4.721,80
June - 18 394.287,99 22 500,00 500,00 500,00 5.671,63 0,00 2.832,70 2.292,00 -2.292,00 0,00 0,00
July - 18 402.792,19 18 0,00 10.985,46 35.225,66 0,00 0,00 2.886,56 0,00 0,00 0,00 0,00
Aug - 18 294.616,32 20 10.000,00 33.723,20 0,00 1.418,17 206,40 0,00 0,00 0,00 -885,89 0,00
Sept - 18 717.300,02 32 -1.037,81 1.334,48 1.000,00 1.450,00 23.767,02 7.589,86 3.401,54 3.162,88 1.250,00 1.500,00
Oct - 18 234.805,46 12 4.464,46 3.932,76 340,00 475,18 13.958,14 5.120,77 0,00 0,00 2.590,90 0,00
Nov - 18 369.105,83 26 952,76 2.562,43 952,76 6.060,79 1.095,46 952,76 0,00 11.735,37 0,00 0,00
Dec - 18 246.987,34 19 2.238,29 442,56 0,00 188,50 0,00 0,00 0,00 0,00 0,00 0,00
Jan - 19 377.343,26 30 10.685,27 2.877,32 10.836,96 550,19 14.988,87 1.250,49 5.828,19 670,16 16.527,54 475,00
Feb - 19 447.707,47 22 238,59 5.008,45 11.550,69 2.909,88 13.004,29 7.667,02 0,00 -12,77 241,87
Page 27
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Mar - 19 384.550,39 25 14.807,57 0,00 9,85 34.110,27 1.982,42 316,54 0,00 18.353,56
Apr - 19 367.708,67 23 -162,14 30.054,95 0,00 0,00 0,00 0,00 5.701,51
May - 19 443.866,03 24 0,00 24.532,75 147,23 0,00 69,91 7.545,17
June - 19 226.934,85 15 4.679,71 7.465,32 -149,17 0,00 14.400,81
July - 19 459.526,11 28 34.860,91 3.260,70 0,00 -5.167,12
Aug - 19 477.541,33 19 2.207,87 22.935,10 -1.524,27
Sept - 19 676.315,29 36 1.015,15 12.886,55
Oct - 19 334.406,92 20 256,58
Nov - 19 403.660,69 33
Dec - 19 281.222,79 23
Jan - 20 297.864,48 20
Feb - 20 286.253,01 17
Mar - 20 149.637,97 13
Apr - 20 285.940,63 14
May - 20 224.600,19 18
June - 20 276.657,55 21
July - 20 537.462,72 37
Aug - 20 268.199,63 23
Page 28
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Recoveries (per Monthly Period)
Monthly
Period of
Default
Number of
Defaulted Loan
Agreements in the
Monthly Period
Defaulted
Amounts
in Monthly
Period
20 21 22 23 24 25 26 27 28 29
June - 17 136.867,28 9 948,62 474,31 474,31 474,31 0,00 474,31 474,31 -162,20 0,00 0,00
July - 17 368.958,47 13 8.956,00 676,02 676,02 -4.306,31 676,02 676,02 676,02 2.158,04 676,02 676,02
Aug - 17 267.051,17 14 0,00 0,00 0,00 4,35 28.729,41 0,00 0,00 0,00 0,00 2.932,69
Sept - 17 155.280,55 9 946,12 946,12 22.144,28 0,00 0,00 1.981,81 -915,49 0,00 0,00 0,00
Oct - 17 524.627,36 23 684,21 301,41 301,41 301,41 301,41 301,41 301,41 301,41 301,41 301,41
Nov - 17 382.723,79 19 34.542,22 17.558,30 0,00 2.833,15 0,00 0,00 0,00 -4.363,35 0,00 0,00
Dec - 17 327.144,20 18 379,20 379,20 0,00 0,00 7.192,91 0,00 23,79 0,00 0,00 0,00
Jan - 18 302.462,92 16 633,94 13.518,71 633,94 633,94 633,94 1.082,34 633,94 633,94 633,94 633,94
Feb - 18 148.343,45 12 1.940,60 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
Mar - 18 533.724,97 25 0,00 0,00 663,85 0,00 0,00 0,00 0,00 0,00 0,00 0,00
Apr - 18 244.339,92 16 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
May - 18 571.967,75 32 16.003,51 85,91 0,00 0,00 0,00 -4.432,59 0,00 0,00
June - 18 394.287,99 22 15.351,00 -2.451,00 13.873,00 416,19 0,00 0,00 0,00
July - 18 402.792,19 18 0,00 0,00 0,00 3.293,92 0,00 0,00
Aug - 18 294.616,32 20 0,00 0,00 0,00 0,00 0,00
Sept - 18 717.300,02 32 1.752,35 1.895,20 14.933,20 -1.442,75
Oct - 18 234.805,46 12 0,00 0,00 0,00
Nov - 18 369.105,83 26 96,54 0,00
Dec - 18 246.987,34 19 0,00
Jan - 19 377.343,26 30
Feb - 19 447.707,47 22
Page 29
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Mar - 19 384.550,39 25
Apr - 19 367.708,67 23
May - 19 443.866,03 24
June - 19 226.934,85 15
July - 19 459.526,11 28
Aug - 19 477.541,33 19
Sept - 19 676.315,29 36
Oct - 19 334.406,92 20
Nov - 19 403.660,69 33
Dec - 19 281.222,79 23
Jan - 20 297.864,48 20
Feb - 20 286.253,01 17
Mar - 20 149.637,97 13
Apr - 20 285.940,63 14
May - 20 224.600,19 18
June - 20 276.657,55 21
July - 20 537.462,72 37
Aug - 20 268.199,63 23
Page 30
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Recoveries (per Monthly Period)
Monthly
Period of
Default
Number of
Defaulted Loan
Agreements in the
Monthly Period
Defaulted
Amounts
in Monthly
Period
30 31 32 33 34 35 36 37 38 39
June - 17 136.867,28 9 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00 0,00
July - 17 368.958,47 13 676,02 676,02 676,02 11.476,44 0,00 0,00 0,00 0,00
Aug - 17 267.051,17 14 0,00 0,00 0,00 0,00 0,00 0,00 0,00
Sept - 17 155.280,55 9 0,00 0,00 0,00 0,00 0,00 0,00
Oct - 17 524.627,36 23 0,00 602,82 301,41 301,41 301,41
Nov - 17 382.723,79 19 0,00 0,00 0,00 0,00
Dec - 17 327.144,20 18 0,00 0,00 0,00
Jan - 18 302.462,92 16 633,94 633,94
Feb - 18 148.343,45 12 0,00
Mar - 18 533.724,97 25
Apr - 18 244.339,92 16
May - 18 571.967,75 32
June - 18 394.287,99 22
July - 18 402.792,19 18
Aug - 18 294.616,32 20
Sept - 18 717.300,02 32
Oct - 18 234.805,46 12
Nov - 18 369.105,83 26
Dec - 18 246.987,34 19
Jan - 19 377.343,26 30
Feb - 19 447.707,47 22
Page 31
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Mar - 19 384.550,39 25
Apr - 19 367.708,67 23
May - 19 443.866,03 24
June - 19 226.934,85 15
July - 19 459.526,11 28
Aug - 19 477.541,33 19
Sept - 19 676.315,29 36
Oct - 19 334.406,92 20
Nov - 19 403.660,69 33
Dec - 19 281.222,79 23
Jan - 20 297.864,48 20
Feb - 20 286.253,01 17
Mar - 20 149.637,97 13
Apr - 20 285.940,63 14
May - 20 224.600,19 18
June - 20 276.657,55 21
July - 20 537.462,72 37
Aug - 20 268.199,63 23
Page 32
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Amortisation Schedule
Determination Date Period NumberAggregate Outstanding
Loan Principal Amount
as of the Cut-Off Date
Current Aggregate
Outstanding Loan
Principal Amount
Pool factor in % Scheduled
InterestPool factor in %
30-Apr-17 0 100,00% 1.191.942.796,55 1.191.942.796,55 100,00% 73.373.021,15
31-May-17 1 98,08% 1.169.003.622,71 1.169.003.622,71 98,08% 70.278.230,19
30-June-17 2 95,76% 1.141.399.479,19 1.129.671.392,20 94,78% 66.470.489,11
31-July-17 3 93,48% 1.114.252.069,64 1.095.053.618,53 91,87% 63.087.229,89
31-Aug-17 4 91,22% 1.087.303.681,37 1.060.155.494,05 88,94% 59.818.172,79
30-Sept-17 5 89,04% 1.061.362.141,28 1.028.793.755,77 86,31% 56.679.742,54
31-Oct-17 6 86,76% 1.034.158.384,21 996.527.606,52 83,61% 53.663.521,49
30-Nov-17 7 84,55% 1.007.823.639,64 964.523.136,89 80,92% 50.697.444,62
31-Dec-17 8 82,45% 982.768.521,85 932.967.985,91 78,27% 47.839.064,48
31-Jan-18 9 80,33% 957.428.486,83 901.918.045,44 75,67% 45.117.604,00
28-Feb-18 10 78,18% 931.819.612,94 873.160.529,12 73,26% 42.528.637,03
31-Mar-18 11 75,96% 905.390.100,79 841.298.981,70 70,58% 39.945.330,19
30-Apr-18 12 73,80% 879.625.213,97 812.612.060,12 68,18% 37.524.275,60
31-May-18 13 71,61% 853.544.239,24 781.813.888,62 65,59% 35.128.681,06
30-June-18 14 69,48% 828.201.437,38 751.682.638,15 63,06% 32.844.850,36
31-July-18 15 67,13% 800.125.491,46 721.349.547,04 60,52% 30.666.110,46
31-Aug-18 16 64,90% 773.538.103,22 691.854.330,46 58,04% 28.562.274,54
30-Sept-18 17 62,63% 746.565.390,61 664.005.086,89 55,71% 26.617.744,83
31-Oct-18 18 60,31% 718.911.852,91 633.265.434,27 53,13% 24.709.822,80
30-Nov-18 19 58,26% 694.485.225,71 606.550.128,10 50,89% 22.858.429,88
31-Dec-18 20 56,14% 669.102.112,35 579.249.902,72 48,60% 21.143.282,13
31-Jan-19 21 54,13% 645.227.647,95 553.138.729,66 46,41% 19.491.569,32
28-Feb-19 22 52,20% 622.181.720,98 528.932.183,84 44,38% 17.936.267,65
Page 33
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
31-Mar-19 23 50,07% 596.818.863,14 503.768.709,31 42,26% 16.437.201,04
30-Apr-19 24 47,85% 570.294.205,23 478.892.157,64 40,18% 15.045.362,05
31-May-19 25 45,75% 545.344.886,35 453.884.941,89 38,08% 13.681.499,98
30-June-19 26 43,44% 517.767.048,77 429.653.557,64 36,05% 12.445.598,98
31-July-19 27 41,04% 489.130.315,73 403.512.904,69 33,85% 11.294.560,30
31-Aug-19 28 38,72% 461.561.773,02 377.548.175,83 31,68% 10.179.281,75
30-Sept-19 29 36,43% 434.165.680,99 353.112.172,95 29,62% 9.163.753,90
31-Oct-19 30 34,26% 408.407.542,95 328.580.198,48 27,57% 8.208.242,30
30-Nov-19 31 32,09% 382.442.119,75 304.292.021,51 25,53% 7.320.529,98
31-Dec-19 32 29,66% 353.541.895,11 280.030.116,80 23,49% 6.506.009,31
31-Jan-20 33 27,72% 330.391.059,63 257.686.917,56 21,62% 5.745.473,35
29-Feb-20 34 25,93% 309.056.840,28 239.136.463,79 20,06% 5.046.141,82
31-Mar-20 35 24,29% 289.473.773,05 221.885.662,79 18,62% 4.409.692,74
30-Apr-20 36 22,45% 267.590.222,28 205.812.769,81 17,27% 3.851.541,06
31-May-20 37 20,58% 245.359.118,99 189.275.843,47 15,88% 3.326.518,96
30-June-20 38 18,54% 221.006.522,24 169.779.874,46 14,24% 2.840.072,90
31-July-20 39 16,76% 199.719.856,90 150.351.310,76 12,61% 2.403.375,11
31-Aug-20 40 14,90% 177.622.172,78 133.126.480,24 11,17% 2.011.377,92
30-Sept-20 41 13,12% 156.329.208,32 111.690.652,87 9,37% 1.689.131,39
31-Oct-20 42 11,48% 136.854.254,84 96.808.708,15 8,12% 1.407.858,55
30-Nov-20 43 9,61% 114.589.970,21 80.099.282,19 6,72% 1.164.108,97
31-Dec-20 44 7,66% 91.327.144,45 62.069.297,76 5,21% 960.814,37
31-Jan-21 45 6,25% 74.494.281,77 50.132.826,71 4,21% 802.314,39
28-Feb-21 46 4,92% 58.611.376,91 39.011.042,90 3,27% 674.162,40
31-Mar-21 47 4,53% 54.044.454,66 36.163.002,40 3,03% 574.162,82
30-Apr-21 48 4,10% 48.827.822,08 32.768.666,09 2,75% 481.522,16
31-May-21 49 3,68% 43.870.855,52 29.399.329,08 2,47% 397.479,40
Page 34
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
30-June-21 50 3,21% 38.216.840,63 25.716.930,10 2,16% 322.014,50
31-July-21 51 2,79% 33.256.469,91 22.343.195,62 1,87% 256.439,30
31-Aug-21 52 2,36% 28.120.563,04 18.718.979,89 1,57% 199.525,99
30-Sept-21 53 1,95% 23.234.027,02 15.794.624,47 1,33% 151.978,49
31-Oct-21 54 1,60% 19.022.677,81 13.118.578,09 1,10% 111.926,43
30-Nov-21 55 1,22% 14.539.085,99 10.077.544,96 0,85% 78.988,01
31-Dec-21 56 0,87% 10.380.860,25 7.421.920,42 0,62% 53.584,60
31-Jan-22 57 0,54% 6.402.612,22 4.663.844,69 0,39% 35.120,62
28-Feb-22 58 0,21% 2.478.138,36 2.153.867,24 0,18% 23.854,29
31-Mar-22 59 0,19% 2.245.533,31 1.970.315,59 0,17% 19.203,42
30-Apr-22 60 0,16% 1.927.554,39 1.670.764,68 0,14% 14.960,97
31-May-22 61 0,13% 1.575.923,32 1.356.053,20 0,11% 11.412,88
30-June-22 62 0,10% 1.218.464,59 1.029.139,13 0,09% 8.654,78
31-July-22 63 0,09% 1.021.570,00 853.214,40 0,07% 6.497,55
31-Aug-22 64 0,07% 775.008,90 633.858,12 0,05% 4.668,13
30-Sept-22 65 0,05% 604.033,53 515.905,65 0,04% 3.261,23
31-Oct-22 66 0,04% 522.274,57 447.546,80 0,04% 2.131,43
30-Nov-22 67 0,03% 381.210,42 318.042,72 0,03% 1.163,46
31-Dec-22 68 0,02% 197.831,48 176.793,48 0,01% 508,22
31-Jan-23 69 0,01% 125.473,47 109.031,54 0,01% 186,51
28-Feb-23 70 0,00% 0,00 0,00 0,00%
Page 35
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Subportfolio as of Determination Date
Subportfolio
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Subportfolio
14,87% 1.630 9,13% 12.158.470,70New Commercial Amortizing
15,96% 1.750 28,56% 38.026.264,90New Commercial Balloon
3,37% 369 1,52% 2.023.306,38New Private Amortizing
12,00% 1.316 20,43% 27.195.995,38New Private Balloon
6,22% 682 1,66% 2.205.003,92Used Commercial Amortizing
6,66% 730 7,34% 9.769.247,77Used Commercial Balloon
11,30% 1.239 2,38% 3.166.975,40Used Private Amortizing
29,62% 3.247 28,98% 38.581.215,79Used Private Balloon
100,00% 100,00%Total 10.963 133.126.480,24
Page 36
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Client Type (Private/Commercial)
Client Type
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Client Type
43,71% 4.792 46,69% 62.158.987,29Commercial
56,29% 6.171 53,31% 70.967.492,95Private
100,00% 100,00%Total 10.963 133.126.480,24
Portfolio Information - Distribution by Contract Type (Amortising/Balloon)
Amortisation Type
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Amortisation Type
35,76% 3.920 14,69% 19.553.756,40Amortizing
64,24% 7.043 85,31% 113.572.723,84Balloon
100,00% 100,00%Total 10.963 133.126.480,24
Portfolio Information - Distribution by Vehicle Type (New/Used)
New / Used Vehicle
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
New / Used Vehicle
46,20% 5.065 59,65% 79.404.037,36New
53,80% 5.898 40,35% 53.722.442,88Used
100,00% 100,00%Total 10.963 133.126.480,24
Page 37
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Vehicle Make and Model
Vehicle Type
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Vehicle Type
5,61% 615 1,81% 2.408.063,21MCC Smart - PKW
60,34% 6.615 58,93% 78.451.624,94Mercedes-Benz PKW
7,60% 833 13,51% 17.979.524,72Trucks
26,45% 2.900 25,76% 34.287.267,37Vans
Total 100,00% 10.963 100,00% 133.126.480,24
Page 38
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Outstanding Loan Principal Amount
Aggregate Outstanding Loan Principal Amount
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Aggregate Outstanding Loan Principal
Amount (in €)
49,95% 5.476 17,76% 23.648.507,430,00 < x =< 10.000,00
32,76% 3.591 38,84% 51.706.055,5910.000,00 < x =< 20.000,00
10,49% 1.150 20,87% 27.778.394,9620.000,00 < x =< 30.000,00
4,26% 467 11,97% 15.937.059,3630.000,00 < x =< 40.000,00
1,59% 174 5,79% 7.706.965,2440.000,00 < x =< 50.000,00
0,57% 62 2,53% 3.367.997,6750.000,00 < x =< 60.000,00
0,24% 26 1,25% 1.664.004,0860.000,00 < x =< 70.000,00
0,11% 12 0,66% 883.103,5970.000,00 < x =< 80.000,00
0,04% 4 0,25% 334.587,2680.000,00 < x =< 90.000,00
0,01% 1 0,07% 99.805,0690.000,00 < x =< 100.000,00
0,00% 0 0,00% 0,00100.000,00 < x =< 110.000,00
0,00% 0 0,00% 0,00110.000,00 < x =< 120.000,00
0,00% 0 0,00% 0,00120.000,00 < x =< 130.000,00
0,00% 0 0,00% 0,00130.000,00 < x =< 140.000,00
0,00% 0 0,00% 0,00> 140.000,00
Total 100,00% 10.963 100,00% 133.126.480,24
€99.805,06
€1,04
Maximum Outstanding Loan Principal Amount
Minimum Outstanding Loan Principal Amount
Average Outstanding Loan Principal Amount
Statistics
€12.143,25
Page 39
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Aggregate Original Loan Principal Amount
Aggregate Original Loan Principal Amount
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Aggregate Original Loan Principal
Amount (in €)
6,34% 695 1,24% 1.650.545,220,00 < x =< 10.000,00
25,81% 2.830 11,86% 15.785.493,2610.000,00 < x =< 20.000,00
30,07% 3.297 25,60% 34.080.286,6920.000,00 < x =< 30.000,00
18,56% 2.035 21,50% 28.626.802,9030.000,00 < x =< 40.000,00
7,49% 821 12,87% 17.135.048,6540.000,00 < x =< 50.000,00
3,58% 392 7,32% 9.751.313,5650.000,00 < x =< 60.000,00
2,34% 257 4,91% 6.540.490,4360.000,00 < x =< 70.000,00
1,17% 128 2,52% 3.352.157,4670.000,00 < x =< 80.000,00
0,85% 93 2,00% 2.667.023,7180.000,00 < x =< 90.000,00
0,99% 108 2,13% 2.831.362,8690.000,00 < x =< 100.000,00
0,94% 103 2,35% 3.132.771,67100.000,00 < x =< 110.000,00
0,78% 86 2,12% 2.822.182,62110.000,00 < x =< 120.000,00
0,41% 45 1,16% 1.540.864,02120.000,00 < x =< 130.000,00
0,36% 39 1,21% 1.615.095,89130.000,00 < x =< 140.000,00
0,31% 34 1,20% 1.595.041,30> 140.000,00
Total 100,00% 10.963 100,00% 133.126.480,24
€164.500,00
€3.000,00
Maximum Aggregate Original Loan Principal Amount
Minimum Aggregate Original Loan Principal Amount
Average Aggregate Original Loan Principal Amount
Statistics
€31.181,48
Page 40
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Client Interest Rate
Client Interest Rate
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Interest Rate (%)
0,00% <= x =< 0,50% 0,00% 0 0,00% 0,00
0,50% < x =< 1,00% 4,26% 467 5,46% 7.273.191,52
1,00% < x =< 1,50% 1,19% 131 2,17% 2.885.833,12
1,50% < x =< 2,00% 11,47% 1.257 11,11% 14.796.097,31
2,00% < x =< 2,50% 2,89% 317 4,66% 6.204.611,62
2,50% < x =< 3,00% 38,66% 4.238 36,19% 48.180.923,55
3,00% < x =< 3,50% 15,98% 1.752 14,54% 19.360.016,41
3,50% < x =< 4,00% 16,10% 1.765 16,20% 21.564.130,21
4,00% < x =< 4,50% 3,21% 352 1,99% 2.653.686,62
4,50% < x =< 5,00% 1,92% 210 1,94% 2.581.892,56
5,00% < x =< 5,50% 0,89% 98 1,22% 1.622.723,86
5,50% < x =< 6,00% 3,34% 366 4,47% 5.949.608,86
6,00% < x =< 6,50% 0,05% 5 0,01% 10.177,07
6,50% < x =< 7,00% 0,04% 4 0,03% 39.994,33
7,00% < x =< 7,50% 0,00% 0 0,00% 0,00
7,50% < x =< 8,00% 0,01% 1 0,00% 3.593,20
8,00% < x =< 8,50% 0,00% 0 0,00% 0,00
8,50% < x =< 9,00% 0,00% 0 0,00% 0,00
9,00% < x =< 9,50% 0,00% 0 0,00% 0,00
9,50% < x =< 10,00% 0,00% 0 0,00% 0,00
Total 100,00% 10.963 100,00% 133.126.480,24
7,71%
0,51%
Maximum Client Interest Rate
Minimum Client Interest Rate
Weighted Average Client Interest Rate
Statistics
3,09%
Page 41
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Postcode
Postcode
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Post Code (first digit)
10,05% 1.102 11,09% 14.765.435,270
10,66% 1.169 10,47% 13.938.010,741
11,14% 1.221 9,91% 13.190.476,872
9,67% 1.060 10,06% 13.392.437,763
12,46% 1.366 11,58% 15.411.779,584
10,46% 1.147 11,17% 14.871.204,285
10,21% 1.119 9,64% 12.833.614,946
10,93% 1.198 10,50% 13.983.592,397
7,67% 841 8,30% 11.054.709,058
6,72% 737 7,25% 9.645.983,669
0,03% 3 0,03% 39.235,70Other
Total 100,00% 10.963 100,00% 133.126.480,24
Portfolio Information - Distribution by Original Term
Original Term
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Original Term (in months)
0,05% 6 0,03% 34.981,5324 < x =< 36
54,99% 6.029 56,56% 75.301.997,0836 < x =< 48
41,86% 4.589 38,14% 50.768.135,7348 < x =< 60
3,09% 339 5,27% 7.021.365,9060 < x =< 72
Total 100,00% 10.963 100,00% 133.126.480,24
72,00
36,00
Maximum Original Term
Minimum Original Term
Weighted Average Original Term 53,79
Statistics
Page 42
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Remaining Term
Remaining Term
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Remaining Term (in months)
80,61% 8.837 76,68% 102.086.231,980 <= x < = 12
18,49% 2.027 21,47% 28.576.858,4912 < x =< 24
0,90% 99 1,85% 2.463.389,7724 < x =< 36
0,00% 0 0,00% 0,0036 < x =< 48
0,00% 0 0,00% 0,0048 < x =< 60
0,00% 0 0,00% 0,0060 < x =< 72
Total 100,00% 10.963 100,00% 133.126.480,24
30,00
0,00
Maximum Remaining Term
Minimum Remaining Term
Weighted Average Remaining Term 7,45
Statistics
Portfolio Information - Distribution by Seasoning
Seasoning
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Seasoning (in months)
74,01% 8.114 77,53% 103.210.947,9336 <= x =< 48
25,07% 2.748 21,76% 28.973.025,3548 <= x =< 60
0,87% 95 0,68% 910.983,9960 <= x =< 72
0,05% 6 0,02% 31.522,9772 < x
Total 100,00% 10.963 100,00% 133.126.480,24
84,00
42,00
Maximum Seasoning
Minimum Seasoning
Weighted Average Seasoning 46,48
Statistics
Page 43
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Top 20 Obligors
Top 20 Obligors
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Top 20 Obligors
0,03% 3 0,14% 184.114,621
0,02% 2 0,10% 133.642,822
0,02% 2 0,09% 117.704,533
0,02% 2 0,09% 113.210,954
0,02% 2 0,08% 104.780,535
0,02% 2 0,08% 101.082,246
0,01% 1 0,07% 99.805,067
0,02% 2 0,07% 93.615,508
0,03% 3 0,07% 88.786,439
0,02% 2 0,07% 88.648,4410
0,01% 1 0,07% 88.416,0411
0,02% 2 0,07% 88.365,3512
0,01% 1 0,06% 82.810,1913
0,01% 1 0,06% 82.333,1314
0,01% 1 0,06% 81.027,9015
0,02% 2 0,06% 78.215,3716
0,01% 1 0,06% 76.075,5417
0,01% 1 0,06% 76.018,5318
0,01% 1 0,06% 75.971,2219
0,01% 1 0,06% 75.621,2620
Total 0,30% 33 1,45% 1.930.245,65
Page 44
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Monthly Instalment
Monthly Instalment
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Monthly Instalment (€)
26,80% 2.938 18,11% 24.103.831,390,00 < x =< 250,00
45,60% 4.999 44,69% 59.489.218,54250,00 < x =< 500,00
16,15% 1.771 17,52% 23.329.004,48500,00 < x =< 750,00
4,70% 515 6,29% 8.368.575,26750,00 < x =< 1.000,00
2,09% 229 3,66% 4.876.465,601.000,00 < x =< 1.250,00
1,58% 173 3,44% 4.574.277,421.250,00 < x =< 1.500,00
1,22% 134 2,77% 3.692.740,111.500,00 < x =< 1.750,00
0,95% 104 1,99% 2.653.849,491.750,00 < x =< 2.000,00
0,47% 51 0,90% 1.197.424,142.000,00 < x =< 2.250,00
0,26% 29 0,35% 467.370,542.250,00 < x =< 2.500,00
0,18% 20 0,28% 373.723,27 > 2.500,00
Total 100,00% 10.963 100,00% 133.126.480,24
€3.431,10
€20,67
Maximum Monthly Instalment
Minimum Monthly Instalment
Weighted Average Monthly Instalment
Statistics
€563,24
Page 45
Period No:
Payment Date:
Calculation Date:
39
Interest Period:
Sept 11, 2020
Sept 15, 2020
Aug 17, 2020 -
Collection Period: Aug 31, 2020Aug 01, 2020 -
Silver Arrow S.A., Compartment 8
Sept 14, 2020
Portfolio Information - Distribution by Balloon as Percentage of Vehicle Sale Price (Balloon Loans only)
Balloon as Percentage of Vehicle Sale Price
%Number of Loans%
Aggregate Outstanding
Loan Principal Amount
Balloon as Percentage of Vehicle Sale
Price
2,54% 179 1,66% 1.883.630,010.00% < x =< 10.00%
8,73% 615 5,29% 6.009.461,5910,00% < x =< 20,00%
12,25% 863 10,71% 12.160.737,6820,00% < x =< 30,00%
35,91% 2.529 32,48% 36.893.438,8630,00% < x =< 40,00%
30,12% 2.121 33,46% 37.998.251,3340,00% < x =< 50,00%
10,45% 736 16,40% 18.627.204,3750,00% < x =< 60,00%
0,00% 0 0,00% 0,0060,00% < x
Total 100,00% 7.043 100,00% 113.572.723,84
60,00%Maximum Balloon as Percentage of Vehicle Sale Price
Weighted Average Balloon as Percentage of Vehicle Sale Price 39,33%
Statistics
Page 46