Download - The Affordable Care Act and Ryan White
The Affordable Care Act and Ryan White2013 United Conference on AIDS (USCA)New OrleansSeptember 10, 2013
Jen Kates, Kaiser Family Foundation
What Will the ACA Mean for Addressing the HIV Epidemic?
Private Insurance
Expansions & Consumer Protections
Benefit Standards
Medicare Fixes Prevention Medicaid
Expansion
Key ACA Provisions for People with HIV
Expansion of Private
Coverage & Consumer
Protections
Medicaid Expansion Medicare Fixes Benefit
Standards
Private Market
• End to lifetime and annual coverage limits
• Elimination of pre-existing conditions exclusions
• Dependent coverage to age 26• Non-discrimination protections• State-based health insurance
marketplaces, with subsidies based on income
• To Follow: State decisions on exchanges, network adequacy and inclusion of “essential community providers”
Benefit Standards
Medicaid Expansion Medicare Fixes Benefit
Standards
Benefits
• Essential Health Benefits (EHB) - must provide comprehensive set of services across 10 categories, including Rx
• EHB required for plans in individual and small group markets in and outside of marketplaces, Medicaid benchmark and benchmark-equivalent, Basic Health Plan, Alternate benefit Plan
• To Follow: State flexibility means benefits will vary by state; service limits could still be used
Medicare Fixes Medicaid Expansion Medicare Fixes Benefit
Standards
Medicare
• As of 2011, ADAP prescription expenses count towards True out of pocket costs (TrOOP), to reach catastrophic coverage level for drug coverage
• Closing the Part D coverage gap for all, starting in 2010 and fully by 2020
Prevention Medicaid Expansion Medicare Fixes Benefit
Standards
Prevention
• Prevention & Public Health Fund• Free preventive services: USPSTF “A”
and “B” rated services, including routine HIV screening, must be provided for free in new health plans, Medicaid expansion benefits; financial incentive to provide in traditional Medicaid
• Additional preventive services for free for women
• To Follow: State decisions on coverage of routine HIV screening in traditional Medicaid; Will Medicare cover routine HIV screening
Medicaid Expansion
Medicaid Expansion Medicare Fixes Benefit
Standards
Medicaid
• In 2014, Medicaid eligibility expanded to nearly all low-income individuals (state option as of 2010): Eliminates “Catch-22” for people with HIV, sets floor of eligibility
• Supreme Court decision effectively makes this a state option
• Today, Medicaid coverage of childless, non-disabled adults very limited; without mandatory expansion, will lead to new “coverage gap”, uneven access
• Note: other Medicaid provisions include Medicaid health home option
• To Follow: State decisions on expansion; benefits package for expansion population; Use of Medicaid for premium assistance in marketplace in non-expansion states?
NOTE: MN /VT also offer waiver coverage more limited than Medicaid. OR/UT also offer “premium assistance” with open enrollment. IL/ LA/MO offer coverage for adults residing in a single county/area. SOURCES: KCMU/Georgetown University, survey of states, as of January 2013. KFF Analysis of data from the CDC Atlas
Current Medicaid Coverage of Low-Income Adults is Limited
More Limited than Medicaid (16 states) – 30% PLWH
Medicaid Benefits (9 states, including DC) – 22% PLWH
No Coverage (26 states) – 48% PLWH
“Closed” = enrollment closed to new applicants
WY
WI(closed)
WV
WA(closed)
VA
VT*
UT*(closed)
TX
TN
SD
SC
RI PA
OR*(closed)
OK
OH
ND
NC
NY
NM(closed)
NJ
NH
NV NE
MT
MO*
MS
MN
MI(closed)
MA
MD
ME (closed)
LA
KY KS
IA IN
(closed) IL
ID
HI(closed)
GA
FL
DC
DE
CT
CO(closed)
CA
AR AZ (closed)
AK
AL
NJ
Just Over Half of People with HIV are in States that Plan to Expand Medicaid; Almost 4 in 10 are not
NOTE: As of September 3, 2013SOURCES: KCMU analysis of recent news reports, executive activity and legislative activity in states. KFF analysis of data from the CDC Atlas.
WY
WI
WV
WA
VA
VT
UT
TX
TN
SD
SC
RI PA
OR
OK
OH
ND
NC
NY
NM
NJ
NH
NV NE
MT
MO
MS
MN
MIMA
MD
ME
LA
KY KS
IA IN IL
ID
HI
GA
FL
DC
DE
CT
CO CA
AR1AZ
AK
AL
Debate Ongoing (4 States) – 8% PLWH
Moving Forward at this Time (25 States including DC) – 55% PLWH
Not Moving Forward at this Time (22 States) – 38% PLWH
What Will the ACA Mean for Ryan White?
Medicaid (federal only)5.3
36%
Medicare5.8
39%
Ryan White2.39216%
VA0.881
6%SAMSHA0.136315
1%Other
0.2563682%
FY 2012In Billions
$14.8 billion
Ryan White is the Third Largest Source of Federal Funding for HIV Care in the U.S.
SOURCE: Kaiser Family Foundation analysis of data from OMB, CBJs, and appropriations bills.
1991 1992 1993 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 $-
$500
$1,000
$1,500
$2,000
$2,500
$3,000
0
200,000
400,000
600,000
800,000
1,000,000
1,200,000
1,400,000
Ryan White Funding, Current $Ryan White Funding, Constant 1991 $HIV/AIDS Prevalence
Funding Prevalence
NOTES: The Consumer Price Index (CPI) from the Bureau of Labor Statistics (BLS) was used to adjust for inflation. HIV prevalence data are estimates based on analysis of data from CDC. SOURCES: Funding amounts based on Kaiser Family Foundation analysis of data from OMB, CBJs, appropriations bills, and CRS; Prevalence based on data from CDC; U.S. Department of Labor, Bureau of Labor Statistics.
Federal Ryan White Funding (adjusted for inflation) and HIV Prevalence, 1991-2012
Private13%
Medicaid32%
Medicare14%
Other Public9% Other
Insurance3%
Uninsured30%
NOTES: Based on those with reported insurance status (duplicated number of clients, N=764,163) in 2010.SOURCE: HRSA, HAB, http://hab.hrsa.gov/stateprofiles/index.htm.
Most Ryan White Clients Are Insured, And Rely on the Program Because They Face Limits in Their Coverage
HIV-Infected Diagnosed Linked to HIV Care
Retained in HIV Care
On ART Suppressed Viral Load
82%
37%33%
25%
HIV Counseling & Testing
Medical Case Management
Outreach to Engage in Care
Medical Transportation
Non- Medical Case Management
Referrals to Health & Support Services
SOURCES: Adapted from CDC "HIV in the United States–The Stages of Care" July 2012; Service Definitions from HRSA, HAB, 2012 Annual Ryan White HIV/AIDS Program Services Report (Rsr) Instruction Manual.
Select Examples of Ryan White Services That Support Clients Along The HIV Treatment Cascade
Treatment Adherence
Health Insurance Premium Assistance & Cost-Sharing
Key Messages on Ryan White & the ACA
• State-level decisions, particularly on Medicaid, will have significant implications for Ryan White
• More Ryan White clients will gain insurance coverage through Medicaid and private insurance coverage through the marketplace
• Greater share of Ryan White funding can shift to cover services not covered in private sector or by Medicaid, or those with limits
• Ryan White providers can join Medicaid and Marketplace provider networks– Marketplaces required to include “essential community providers”– Ryan White providers will need to proactively engage with marketplaces and Medicaid
managed care networks
• Ryan White providers can assist clients with enrollment in new coverage options (including as Navigators & Assistors)
Key Messages, continued
• Ryan White will continue to be important source of care and services for many people with HIV:
– Most Ryan White clients already have coverage but still need the program to complete their care, fill in gaps, help with costs. Even as more gain coverage, they may still need help
– Ryan White provides important HIV-related services that are not always provided by insurance plans
– Current Medicaid coverage of low income adults (who are not disabled) is very limited
– Not all states will expand Medicaid, at least not in 2014– Those who are undocumented are not eligible for Medicaid or
marketplaces; Legal residents have 5 year waiting period for Medicaid