Download - The TAO of Banking APIs - Open Bank Project
The Tao of Banking APIsIsmail Chaib - @OpenBankProject
Background
• COO Open Bank Project
• Joined early!
• Built a Telco API startup before
• Tweet @iChaib
Opportunities
Threats
No longer a pioneer thing…
Key challenges…
• Security
• Ability to scale and monitse
• API that developers use
The Open Bank Project is an open
source API and App Store for banks
and a community of developers using it
Our solution
API and App store for Banks
OBP API
Bank’s Legacy IT System
Bank’sCustomers
Provided by
their bankOBP App Store
3
2
1
(On different
platforms)
Use innovative
financial appsCard-linked offers
Cash management
AccountingERP KYCCRM
Crowdfunding
jQuery
SavingsGamificationData
Visualisation
Advisory PFMAML
Anti fraudRegulation
Your bank’s
data center /
cloud
How it works
Open Bank API fosters a customer-centric open innovation ecosystem
Love Insurance
Selfie Bank
Selfie BankRegister for Selfie & take several ‘Selfies’
Register for Selfie & take several ‘Selfies’
Take Photo and Click Pay
App Sends Photo and amount to Pay
Selfie matches photo to the Account and Pays
KidsView
Mortgage Masher
2000 banks +100
developers
17 apps