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Page 1: TRACEY REAL EST 7 TATE traceyrealestate.com 18-376-4994 ... · ple who approach you with offers to “save” your home. There are individuals who watch for notices of foreclosure

19March 16, 2019www.thetablet.org

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MORTGAGE LOAN TRUST2007-4, ASSET-BACKEDCERTIFICATES, SERIES2007-4 A/K/A WELLS FARGOBANK, N.A. AS TRUSTEEFOR OPTION ONE MORT-GAGE LOAN TRUST 2007-4ASSET-BACKED CERTIFI-CATES, SERIES 2007-4, byassignment of mortgage whichwas executed on November26, 2007, covering premisesknown as 49 Milford St,Brooklyn, NY 11208 (Block4153, Lot 17). The reliefsought in the within action is afinal judgment directing thesale of the premises describedabove to satisfy the debtdescribed above. To the abovenamed Defendants: The fore-going summons is served uponyou by publication pursuant toan order of the Hon. NoahDear, Justice of the SupremeCourt of the State of New York,and filed along with the sup-porting papers in the Office ofthe Clerk of the County ofKings on 1/10/2019. This is anaction to foreclose on a mort-gage. ALL that certain plot,piece or parcel of land, withthe buildings and improve-ments thereon erected, situate,lying and being in the Boroughof Brooklyn, County of Kings,City and State of New York,Block 4153, Lot 17, said prem-ises known as 49 Milford St,Brooklyn, NY 11208. YOU AREHEREBY PUT ON NOTICETHAT WE ARE ATTEMPTINGTO COLLECT A DEBT ANDANY INFORMATIONOBTAINED WILL BE USEDFOR THAT PURPOSE. Thereis now due and owing from theBorrowers to the Plaintiff, theprincipal sum of $335,369.10,plus interest thereon from May1, 2017, in addition to thoseaccumulated late charges andthose recoverable moniesadvanced by Plaintiff and/orPlaintiff's predecessor-in-inter-est on behalf of CHARLESSHANDS, together with allcosts, including but not limitedto, attorneys' fees, disburse-ments, and further allowancesprovided pursuant to theunderlying loan documentsand applicable law in bringingany action to protect theMortgagee's interest in theSubject Property. UNLESSYOU DISPUTE THE VALIDITYOF THE DEBT, OR ANY POR-TION THEREOF, WITHINTHIRTY (30) DAYS AFTERYOUR RECEIPT HEREOFTHAT THE DEBT, OR ANYPORTION THEREOF, IS DIS-PUTED, THE DEBTOR JUDG-MENT AGAINST YOU AND ACOPY OF SUCH VERIFICA-TION OR JUDGMENT WILLBE MAILED TO YOU BY THEHEREIN DEBT COLLECTOR.IF APPLICABLE, UPON YOURWRITTEN REQUEST, WITHINSAID THIRTY (30) DAY PERI-OD, THE HEREIN DEBT COL-LECTOR WILL PROVIDE YOUWITH THE NAME ANDADDRESS OF THE ORIGINALCREDITOR. IF YOU HAVERECEIVED A DISCHARGEFROM THE UNITED STATESBANKRUPTCY COURT, YOU

ARE NOT PERSONALLYLIABLE FOR THE UNDERLY-ING INDEBTEDNESS OWEDTO PLAINTIFF/CREDITORAND THIS NOTICE/DISCLO-SURE IS FOR COMPLIANCEAND INFORMATIONAL PUR-POSES ONLY. Help forHomeowners in ForeclosureNew York State Law requiresthat we send you this noticeabout the foreclosure process.Please read it carefully.Summons and Complaint Youare in danger of losing yourhome. If you fail to respond tothe summons and complaint inthis foreclosure action, youmay lose your home. Pleaseread the summons and com-plaint carefully. You shouldimmediately contact an attor-ney or your local legal aidoffice to obtain advice on howto protect yourself. Sources ofInformation and AssistanceThe State encourages you tobecome informed about youroptions in foreclosure. In addi-tion to seeking assistance froman attorney or legal aid office,there are government agenciesand non-profit organizationsthat you may contact for infor-mation about possible options,including trying to work withyour lender during thisprocess. To locate an entitynear you, you may call the toll-free helpline maintained by theNew York State Department ofFinancial Services at (enternumber) or visit theDepartment's website at (enter

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web address). Rights andObligations YOU ARE NOTREQUIRED TO LEAVE YOURHOME AT THIS TIME.   Youhave the right to stay in yourhome during the foreclosureprocess.   You are not requiredto leave your home unless anduntil your property is sold atauction pursuant to a judgmentof foreclosure and sale.Regardless of whether youchoose to remain in yourhome, YOU ARE REQUIREDTO TAKE CARE OF YOURPROPERTY and pay propertytaxes in accordance with stateand local law. Foreclosure res-cue scams Be careful of peo-ple who approach you withoffers to “save” your home.There are individuals whowatch for notices of foreclosureactions in order to unfairly prof-it from a homeowner's distress.You should be extremely care-ful about any such promisesand any suggestions that youpay them a fee or sign overyour deed. State law requiresanyone offering such servicesfor profit to enter into a con-tract which fully describes theservices they will perform andfees they will charge, andwhich prohibits them from tak-ing any money from you untilthey have completed all suchpromised services. Leopold &Associates, PLLC, 80 BusinessPark Drive, Suite 110, Armonk,NY 10504

"JOHN DOE #1" through"JOHN DOE #12," the lasttwelve names being fictitiousand unknown to Plaintiff, thepersons or parties intendedbeing the tenants, occupants,persons or corporations, if any,having or claiming an interestin or lien upon the premises,described in the complaint,Defendant(s). TO THE ABOVENAMED DEFENDANTS: YOUARE HEREBY SUMMONED toanswer the Complaint in thisaction and to serve a copy ofyour answer, or, if theComplaint is not served withthis Summons, to serve anotice of appearance on thePlaintiff's Attorney within twen-ty (20) days after the service ofthis Summons, exclusive of theday of service (or within thirty(30) days after the service iscomplete if this Summons isnot personally delivered to youwithin the State of New York)in the event the United Statesof America is made a partydefendant, the time to answerfor the said United States ofAmerica shall not expire untilsixty (60) days after services ofthe Summons; and in case ofyour failure to appear oranswer, judgment will be takenagainst you by default for therelief demanded in theComplaint. NOTICE YOU AREIN DANGER OF LOSINGYOUR HOME IF YOU DONOT RESPOND TO THISSUMMONS AND COMPLAINTBY SERVING A COPY OFTHE ANSWER ON THEATTORNEYS FOR THEMORTGAGE COMPANY WHOFILED THIS FORECLOSUREPROCEEDING AGAINST YOUAND FILING THE ANSWERWITH THE COURT, ADEFAULT JUDGMENT MAYBE ENTERED AND YOU CANLOSE YOUR HOME. SPEAKTO AN ATTORNEY OR GO TOTHE COURT WHERE YOUCASE IS PENDING FOR FUR-THER INFORMATION ONHOW TO ANSWER THE SUM-MONS AND PROTECT YOURPROPERTY. SENDING A PAY-MENT TO YOUR MORTGAGECOMPANY WILL NOT STOPTHIS FORECLOSUREACTION. YOU MUSTRESPOND BY SERVING ACOPY OF THE ANSWER ONTHE ATTORNEY FOR THEPLAINTIFF (MORTGAGECOMPANY) AND FILING THEANSWER WITH THE COURT.NOTICE OF NATURE OFACTION AND RELIEFSOUGHT: THE OBJECT of theabove captioned action is toforeclose on a mortgage datedJanuary 26, 2007, executed byCHARLES SHANDS toOPTION ONE MORTGAGECORPORATION, A CALIFOR-NIA CORPORATION to securethe sum of $225,000.00, andrecorded in City Register FileNumber 2007000153995, inthe Office of the CLERK of theCounty of KINGS on March 23,2007, which mortgage wasthereafter modified. Said mort-gage was later assigned toWELLS FARGO BANK,NATIONAL ASSOCIATION ASTRUSTEE FOR OPTION ONE

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