dtw maccorkle newsletter

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We are dedicated to protecting the future of our clients by understanding their needs and delivering unique solutions with excellence in execution. Over the past several weeks we have watched the coverage of the Nepal earthquake, images of the 1906 earthquake anniversary, last year’s Napa 6.1 earthquake and did you know there were 7 earthquakes over 2.0 in the bay area in the past 7 days ? One at 4.0! Most of us were in denial about “the earthquake will never hit here”, “it’s too expensive to buy earthquake insurance” etc., etc… Your homeowner’s insurance does not cover your home or personal belongings in an earthquake. Did you know? USGS predicts there is a 99% chance that we will experience a severe earthquake within the next 30 years. The 1906 scale quake that looms in the Bay Area’s future will be 708 times more powerful than the one in Napa – and 31 times as powerful as Loma Prieta* August 2014, Napa quake 6.1 magnitude: 100+ homes and buildings red-flagged. In 1988 only 16 different faults were recognized and with the new model there are more than 350 fault sections in 2014. (link to USGS report: http:// pubs.usgs.gov/fs/2015/3009/pdf/fs2015-3009.pdf) *San Francisco Magazine, October 2014 Consider these modifications: Bolting your home to the foundation. Especially if your home is pre-1945 and a wood frame. Earthquake Brace + Bolt: www.earthquakebracebolt.com/. (The link gives you an animated simulation of retrofit construction.) Installing an automatic gas shut-off valve ( this turns off the gas flowing into the home if there is earth movement) Securing your chimney Adding sheer wall Know Your Terrain: Could the ground beneath your home be sand, old marshlands or landfill? Landslides: Is your home on a hill? ©2014 Napa Valley Register ©2014 ABC News ©2015 MacCorckle Insurance Service 650-227-7214 Direct | 577 Airport Blvd, Ste 500,Burlingame, CA 94010 | www.maccorkle.com | CA License: #0606920

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Page 1: DTW MacCorkle Newsletter

We are dedicated to protecting the future of our clients by understanding their needs and delivering unique solutions with excellence in execution.

Over the past several weeks we have watched the coverage of the Nepal earthquake, images of the 1906 earthquake anniversary, last year’s Napa 6.1 earthquake and did you know there were 7 earthquakes over 2.0 in the bay area in the past 7 days ? One at 4.0!

Most of us were in denial about “the earthquake will never hit here”, “it’s too expensive to buy earthquake insurance” etc., etc… Your homeowner’s insurance does not cover your home or personal belongings in an earthquake.

Did you know?

• USGS predicts there is a 99% chance that we will experience a severe earthquake within the next 30 years.

• The 1906 scale quake that looms in the Bay Area’s future will be 708 times more powerful than the one in Napa – and 31 times as powerful as Loma Prieta*

• August 2014, Napa quake 6.1 magnitude: 100+ homes and buildings red-flagged.

• In 1988 only 16 different faults were recognized and with the new model there are more than 350 fault sections in 2014. (link to USGS report: http://pubs.usgs.gov/fs/2015/3009/pdf/fs2015-3009.pdf)

*San Francisco Magazine, October 2014

Consider these modifications:

• Bolting your home to the foundation. Especially if your home is pre-1945 and a wood frame. • Earthquake Brace + Bolt: www.earthquakebracebolt.com/. (The link gives you an animated

simulation of retrofit construction.) • Installing an automatic gas shut-off valve ( this turns off the gas flowing into the home if there is

earth movement) • Securing your chimney • Adding sheer wall • Know Your Terrain: Could the

ground beneath your home be sand, old marshlands or landfill?

• Landslides: Is your home on a hill?

©2014 Napa Valley Register

©2014 ABC News

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650-227-7214  Direct  | 577 Airport Blvd, Ste 500,Burlingame, CA 94010 | www.maccorkle.com | CA License: #0606920

Page 2: DTW MacCorkle Newsletter

Are You Ready? Here is a great list for an emergency kit for your family. Remember to plan on having a place to meet in case cell service and land lines are down and you are separated. Also, have an out of town relative or friend that everyone knows to contact if communications are down. Compile this kit in a safe, easily accessible location in your home.

• Water: Stockpile 3 gallons per person (and pet) in a cool, dark place • Bleach: if the water supply is tainted, purify one gallon of water with eight drops of unscented bleach

($3.49 at Target) • Nonperishable Food. Think of it like a weekend without a trip to the grocery store. • Manual Can Opener. ($14 at Bed, Bath & Beyond) • Flashlight: Headlamp is even better. (Petzl Tikka Plus Headlamp, $39.95 at Sports Basement) • Batteries (From $4 at any hardware store) • Clean Clothes and sturdy shoes: Imagine you are going on a three day camping trip or burning man. • Fire Extinguisher (From $14 at a hardware store) • First Aid Kit (Coleman All-Purpose First Aid Kit, $6 at REI) • Super charger (Mycharge HUB 6000 Portable Power Bank, $75 at Best Buy) • Hand Crank Radio (Eton Hand Turbine Radio, $60 at REI) • Cash: Keep $50-$100 in $1 bills • Glow Sticks; They’ll shine for up to 12 hours and double as a nightlight ($4.50 for 9 at Pier 1) • Flameless candles (Battery powered LED votives glow for 60 hours $4.95 for 4 at Pier 1) • Top Loading Freezer; if you keep it shut the food will stay cold for about 3 days (From $189 at Home Depot) • Hand sanitizer ($3 at Target) • Charcoal: handy for cookouts (From $9 at hardware store) • Wine: A great way to bring the neighbors together (From $6 at Trader Joe’s) • Tools: A hammer, screwdriver and small knife (From $8 each at hardware store) • Work Gloves; Useful for cleaning up glass (Leather palm work gloves, From $10 at hardware store) • Gas Shut off Wrench: Don’t touch it unless you smell gas! Only PG&E can turn it back on. (From $9) • Plastic Tarp: For covering broken windows. (From $8 at REI) • Luminaid: a solar powered inflatable light the size of a small pillow (From $19.99 at luminaid.com) • Portable Toilet. In dire situations this five gallon bucket transforms into a toilet. (Reliance Luggable Loo

$19.95 at REI) *San Francisco Magazine, October 2014

650-227-7214  Direct  | 577 Airport Blvd, Ste 500,Burlingame, CA 94010 | www.maccorkle.com | CA License: #0606920

Additional Resources on Preparation: • USGS: Protecting Your Family From Earthquakes: http://pubs.usgs.gov/gip/2007/41/gip41.pdf • Can your home stand up to a quake? Take a Quiz: http://resilience.abag.ca.gov/housing/

homeowners/

MacCorkle Insurance Services – How We Can Help • Variety of Insurance products that give you flexibility when choosing an earthquake insurance

program. Options that can work for you. • Deductibles from 2.5% to 25% through the specialty carriers MacCorkle offers • Only 10% of California homeowners have earthquake insurance. We can help you find the best

program for your home and budget with broad coverage. • Great resources for earthquake engineers and gas shut-off valve professionals.

Call or email Derry Wisnom today to discuss how MacCorkle can position you for the future!

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