dws16 - plenary - more customers, less risk - kersten eero big data scoring

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MORE CUSTOMERS, LESS RISK Credit Scoring 2.0

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Page 1: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

MORE CUSTOMERS, LESS RISKCredit Scoring 2.0

Page 2: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

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Page 3: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

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Banked,

risk well

managedUnder-

banked

AMOUNT OF PERSONAL

INFORMATION AVAILABLE

Page 4: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

In reality… there’s plenty of information

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Under-

banked

Page 5: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Device

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Page 6: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Government data

Page 7: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Location

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Page 8: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Location

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Page 9: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Public online data

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Page 10: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Behavior

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Page 11: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

Effect of Big Data ScoreTM

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Improved

quality

+26%

more

loans

Page 12: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

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Banked,

risk well managed

AMOUNT OF PERSONAL

INFORMATION AVAILABLE

Under-

banked

Page 13: DWS16 - Plenary - more customers, less risk - Kersten Eero Big Data Scoring

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Thank you!

Kersten Eero

[email protected]

+44 7535476647

+372 56682684

Big Data Scoring Ltd

1 Canada Square, Canary Wharf

London, E14 5AB