Earnings ResultsSecond Quarter 2015

Forward Looking Statements

This presentation contains, or may be deemed to contain, forward-looking

statements. By their nature, forward-looking statements involve risks and

uncertainties because they relate to events and depend on circumstances that may or

may not occur in the future. The future results of Grupo Famsa, S.A.B. de C.V. and its

subsidiaries may differ from the results expressed in, or implied by, the forward-

looking statements set out herein, possibly to a material degree.

2

3

Operating and Financial Results 2Q15

Executive Summary

Famsa Mexico

Banco Famsa

Famsa USA

Consolidated Financial Results 2Q15

Agenda

Operating and Financial Results –

Second Quarter 2015

5

Executive Summary – Second Quarter 2015

Remarkable growth in Consolidated Net Sales of 12.2% and consolidated

EBITDA of 24.3% in 2Q15 compared to 2Q14

Grupo Famsa ratifies consolidated EBITDA will be in line with the high end of

the 2015 Guidance: Ps$1,800 million

Surpassing 2015 Guidance of +4.0%, Famsa Mexico’s SSS rose an outstanding

10.0% in 2Q15

Furniture sales volume increased 18.3% in 2Q15, the largest quarterly

expansion since second quarter 2012

The Non-performing Loans Ratio (NPL) of Banco Famsa´s portfolio was 11.9%

as of June 30, 2015, the lowest level over the past three years

The balance of Commercial Loans Portfolio grew at an annual rate of 41.3%,

to Ps$3,509 million as of the end of June, 2015

Famsa USA’s dollar-denominated SSS increased 2 .7% year-over-year in 2Q15

Peso-denominated Net Sales grew 20.7% during 2Q15 due to the variation in

parity of the Mexican Peso vis-à-vis the America dollarUSA

MX

Famsa Mexico

7

ANTAD - Nominal Sales Growth2(General grouping, SSS)

1 Consumer Confidence Index published by INEGI (2003 base 100)2 Nominal sales growth published by ANTAD (General grouping , Same Store Sales)

Ind

ex

Consumer Confidence Index1(Seasonally adjusted series)

Gro

wth

(%)

The improvement in consumer spending in Mexico wasreflected in diverse financial indicators

88

89

90

91

92

93

94

95

Jun

´13

Sep

´13

De

c'1

3

Mar

´14

Jun

´14

Sep

´14

De

c'1

4

Mar

'15

Jun

'15

-4%

-3%

-2%

-1%

0%

1%

2%

3%

4%

5%

6%

Jun

´13

Sep

´13

De

c'1

3

Mar

'14

Jun

´14

Sep

´14

De

c'1

4

Mar

´15

Jun

'15

-9%

-6%

-3%

0%

3%

6%

9%

12%

2Q

13

3Q

13

4Q

13

1Q

14

2Q

14

3Q

14

4Q

14

1Q

15

2Q

15

8

Famsa Mexico: Net Sales

Pe

sos

(Mill

ion

s)

Gro

wth

(%)

Famsa Mexico: Quarterly SSS

Famsa Mexico continued its positive trend with a 10.9% increase in Net Sales in the second quarter of 2015

$3,207$3,557

$5,980

$6,590

2Q14 2Q15 J-J 14 J-J 15

Total: +10.9%SSS: +10.0%

Total: +10.2%SSS: +9.0%

Guídance: 4%

9

Famsa Mexico: % of Sales by Product Category

100%100%

% o

f Sa

les

Others

Motorcycles

Mobile Phones

Personal Loans

Electronics

Appliances

Computers

Furniture

Furniture increased its participation in the sales product mix during the first half of 2015

23.5% 21.9%

12.9% 13.4%

11.7% 11.5%

10.1% 11.0%

12.5% 10.0%

6.8%6.3%

4.9%3.8%

3.1%2.7%

12.2% 17.1%

J-J 14 J-J 15

SeasonallyClothing

2.3%2.3%

10

-20%

-15%

-10%

-5%

0%

5%

10%

15%

20%

Co

mp

ute

rs

Ele

ctro

nic

s

Pe

rso

nal

Lo

ans

Mo

bile

Ph

on

es

Mo

torc

ycle

s

Ap

plia

nce

s

Furn

itu

re

Famsa Mexico: Sales Growth by Product Category (2Q15)

Furniture sales volume increased 18.3% in 2Q15, the largest quarterly expansion since 2Q12

Banco Famsa

1,624 1,524 1,582 1,592 1,622

1,849 2,082 2,475 2,998 3,298

11,017 11,115 10,69510,901 10,787

2Q14 3Q14 4Q14 1Q15 2Q15

4.8% 4.8%

4.7%

4.4% 4.4%

0%

2%

4%

6%

8%

10%

12%

14%

1Q

14

2Q

14

3Q

14

4Q

14

1Q

15

2Q

15

12

Banco Famsa: Capitalization Index(ICAP)

Source: CNBV, Banco Famsa1 Preliminary figure

12.3%

Banco Famsa: Bank Deposits

+8.4%

Demand Deposits Time Deposits with optional avaliability

Time Deposits Average Cost of Funding

Demand deposits have posted an increase of 6.4% forthe last three quarters

$ 15,707$ 14,491

1

13

16.5% 16.6% 16.1%14.8%

17.1%15.6% 15.1% 14.8% 14.7%

15.7%17.5% 17.4% 17.6% 17.5% 16.9% 16.2% 15.6% 14.8%14.2% 14.5% 14.9%

13.3%12.6% 12.6% 11.9%

Jun

´13

Jul´

13

Au

g´1

3

Sep

´13

Oct

´13

No

v´1

3

De

c´1

3

Jan

´14

Feb

´14

Mar

´14

Ap

r´1

4

May

´14

Jun

´14

Jul´

14

Au

g´1

4

Sep

´14

Oct

'14

No

v'1

4

De

c'1

4

Jan

'15

Feb

'15

Mar

'15

Ap

r'1

5

May

'15

Jun

'15

Banco Famsa: Non-Perfoming Loans RatioIncludes Collection Rights*

Banco Famsa: Non-Performing Loans Ratio Excludes Collection Rights*

16.5% 17.0% 16.8%15.7%

18.5%17.0% 16.8% 16.7% 16.7%

18.1%

20.5% 20.6% 21.4% 21.4% 20.7% 20.0% 19.5%18.5% 17.9% 18.4% 19.0%

17.0% 16.2% 16.4%15.7%

Jun

´13

Jul´

13

Au

g´1

3

Sep

´13

Oct

´13

No

v´1

3

De

c´1

3

Jan

´14

Feb

´14

Mar

´14

Ap

r´1

4

May

´14

Jun

´14

Jul´

14

Au

g´1

4

Sep

´14

Oct

'14

No

v'1

4

De

c'1

4

Jan

'15

Feb

'15

Mar

'15

Ap

r'1

5

May

'15

Jun

'15

Source: CNBV, Banco Famsa*Collection Rights: Credits discounted via payroll

Significant improvement of 570 basis points for theNPL ratio: 11.9% in June 2015 vs 17.6% in June 2014

14

Banco Famsa: Commercial Loans Banco Famsa: Commercial Loans Mix

+41.3%

$2,484 $2,691

$2,912

$3,492 $3,509

2Q14 3Q14 4Q14 1Q15 2Q15

Enterprises84%

SMEs13%

2Q15 Microcredits3%

Source: Grupo Famsa, Banco Famsa

*Pesos

Pe

sos

(Mill

ion

s)Commercial Loans Portfolio grew 41.3% year-over-

year as of 2Q15 achieving an NPL ratio of 2.3%

4.7%5.1%

3.7%

3.1%

2.3%

Microcredit SMEs Enterprises

No of Loans 4,195 231 95

AverageAmount

$26,000 $1.2 millions $11.5 millions

AverageDuration

23 months 36 months 36 months

Average Rate 64.0% 10.1% 7.0%

Guarantee NO Endorsement/ AffiliatedDebtor / NAFIN

Endorsement / AffiliatedDebtor /

Mortgage

*

NPL

Famsa USA

16

Pe

sos

(Mill

ion

s)

Famsa USA: Net Sales Famsa USA: Quarterly SSS

Gro

wth

(%)

-8%

-3%

2%

7%

2Q

13

3Q

13

4Q

13

1Q

14

2Q

14

3Q

14

4Q

14

1Q

15

2Q

15

Famsa USA´s peso-denominated Net Sales increased 20.7% during the second quarter of 2015

$428

$517

$847

$990

2Q14 2Q15 J-J 14 J-J 15

Total: +20.7% (MXN)Total: +2.8% (USD)SSS: +2.7% (USD)

Total: +16.9% (MXN)Total: +1.6% (USD)SSS: +1.6% (USD)

17

Famsa USA: Sales Growth by Product Category1

(2Q15)

-20%

-15%

-10%

-5%

0%

5%

10%

15%

20%

25%

Co

mp

ute

rs

Ele

ctro

nic

s

Ap

plia

nce

s

Furn

itu

re

Pe

rso

nal

Lo

ans

Fam

sa t

o F

amsa

The Famsa-to-Famsa category and Personal Loans posted the highest sales performance during 2Q15

1 Figures in US dollars

50.5% 51.4%

16.6% 15.2%

12.5% 13.1%

6.3% 7.0%4.1% 4.6%4.6% 3.4%5.4% 5.3%

J-J 14 J-J 15

18

Famsa USA: % of Sales by Product Category1

100%100%

% o

f Sa

les

Electronics

Appliances

Furniture

Personal Loans

OthersComputersFamsa to Famsa

Furniture comprises over 50% of Famsa USA´s Net Sales

1 Figures in US dollars

432 444

64 66

36417

2Q14 2Q15

363 374

25 26

342406

101

2Q14 2Q15

1Q15 Openings Closures 2Q15

Business Units 901 7 1 907

Stores 397 3 0 400

Famsa Mexico 371 3 0 374

Famsa USA 26 0 0 26

Banking branches 402 4 0 406

To be converted branches 102 0 1 101

19

Grupo Famsa: Business Units Grupo Famsa: Retail Area

M2

(Th

ou

san

ds)

Openings and Closures (2Q15)

Nu

mb

er o

f b

usi

nes

s u

nit

s

Bankingbranches

Stores Mx

Stores USA

Banking branches

Stores Mx

Stores USA

To be convertedbranches

To be converted branches558+3.0%+3.2%

149

907 54287910

During 2H15, Grupo Famsa expects to increase its presence in Mexico with the opening of 10 stores

ConsolidatedFinancial Results –

Second Quarter2015

2Q14 2Q15 J-J 14 J-J 15

Computers

Consolidated Net Sales

21

$6,866

+12.2%

Same Store Sales (%)

Consolidated Product Mix

Share of Consolidated Net Sales by Country

% o

f Sa

les

Pes

os

(Mill

ion

s)

MX

USA$3,657

88% 87%

12% 13%

2Q14 2Q15

% o

f Sa

les

Famsa USA

Famsa Mexico

Others

MotorcyclesMobile PhonesElectronics

Appliances

Personal Loans

Furniture

1 Excluding foreign exchange effects

Net Sales

2Q15 J-J 2015

Total +8.8% +8.0%

Famsa Mexico +10.0% +9.0%

Famsa USA1 +2.7% +1.6%

$4,104

$7,634+11.2%

21% 20%

15% 17%

13% 13%

13% 10%

10% 10%6% 5%5% 4%

17% 21%

Jan-Jun 14 Jan-Jun 15

2Q14 2Q15 J-J 14 J-J15

$370$461

+24.3%

$172

$249

$354

2Q14 2Q15 J-J 14 J-J 15

2Q14 2Q15 J-J 14 J-J 15

$3,632

22

Gross Profit EBITDA

Net Income

Pes

os

(Mill

ion

s)

48.6%

-4.7%

Financial Expenses, net

5.7%

MX

USA

MX

USA

5.7%

Profitability

$1,694$1,918

$3,254+13.2%

+11.6%

$716

$882

+44.6%

$521+47.1%

$42

$119

$227 $212

2Q14 2Q15 J-J 14 J-J 15

+181.2%

-6.5%

1 1

+23.3%

1 Foreign Exchange Gain in 2Q14 of $14 / Foreign Exchange Loss in 2Q15 of $771 Foreign Exchange Gain in 1H14 of $19 / Foreign Exchange Loss in 1H15 of $181

10.1% 10.4%47.4%46.3% 46.7% 47.6% 11.2% 11.6%

4.7% 6.1% 5.2% 6.8% 2.9% 3.3%1.2% 2.8%

23

$10,280 $10,568

4Q14 2Q15

4Q14 2Q15

$2,121

Trade Receivables Inventories

Net Debt and Bank Deposits Stockholders’ Equity

+8.2%

+2.8%

Bank Deposits

Net Debt

$14,752 $15,707

$5,938$6,829

4Q14 2Q15

+8.9%$20,690 $22,536

Commercial MxConsumer USA

Consumer Mx

Main Balance Sheet AccountsP

eso

s (M

illio

ns)

$2,295

$18,386 $18,981

$2,912 $3,509$2,105 $2,370

4Q14 2Q15

$23,402 $24,860+6.2%