easy investment program

8/6/2019 Easy Investment Program

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COL Easy Investment ProgramLearn to build wealth the easyway in the Stock Market


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CitisecOnline.com who we are

CitisecOnline is the leading and fastest-growing online stockbrokerage firm in the

Philippine Stock Exchange handling about

20% of its number of trades.

CitisecOnline is the largest capitalized

stockbroker with over half a Billion Pesos inresources, COL is publicly listed in Philippine

Stock Exchange & is also member of the

Hong Kong Exchange

CitisecOnline is committed to empowering

the Filipino investor to achieve financialindependence by providing access,

information and education


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Retirement

Children/Education

Cost of Living/Housing

WHY invest?

Investing is the most effective way

to build your personal wealth and

reach your financial goals!


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WHY invest?

Inflation measuresthe rise in the cost

of goods; it is the

rate of which the

purchasing power

of money falls by ifnot investedYear

Purchasing power of Php100 stashed

away in 1970* (not invested)

1970 100

1980 59.87

1990 35.85

2000 21.462009 12.85

I

N

F

L

A

T

I

O

N* Assuming a 5% annual Inflation

Safeguard capital against

INFLATION!


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Invest with Long Term Compounding

Compounding is theact of reinvesting yourprofit to furtherincrease your profitsover time. Companiescan compound theirgrowth by reinvesting

their profits into thebusiness.


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Why invest in the stock market?

The Stock Marketis the placewhere you can invest in publicly

owned or PSE listed companies.

You invest into a company toparticipate in its ability to grow and

earn profits

You make money through:

Price Appreciation

Earning Dividends


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Stock Market Superior Track Record

History has proven thatinvesting in quality stocks

can provide greater

returns than most

instruments; giving a good

run over inflation


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HOW MUCH can I invest?*

*These are only suggested percentages based on investors capacity to take on risk; as a rule of thumb,

younger investors can take more risk given that they may have a longer period to withstand volatility

Aggressive

Method 2:

Compute 100-Age = Max % of Savings that

can be invested

Ex. If I am 35 years old then I can invest up to65% of my savings into the Stock Market

Conservative Method 1:

Up to 20% of Savings may be invested into

the Stock Market


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Stock Market Investing Simplified:PESO COST AVERAGING!


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6

5

4

3

Peso Cost Averaging is a personal wealth-building

strategy that involves investing a fixed amount ofmoney at regular intervals over a long period

Month 3

Buy Php5,000 worth of stock ABC atmarket price

Month 2


Month 1


Designed to reduce market risk by stretching out the

purchase of stocks over time, buying more when pricesare low and buying less when it is high, effectively

keeping your average cost low

Peso Cost Averaging

1 2 3 4 5 6 7 8 9Month

Ave Cost


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Sample Cost Averaging ActivityDate of Stock

Purchase

Amount of Stock

Purchase (Php)

Price per Share # of Shares* Ave Cost per

share

1-Jun-08 5,000 10 500 10.00

1-Jul-08 5,000 11.75 426 10.80

1-Aug-08 5,000 11.5 435 11.03

1-Sep-08 5,000 11 455 11.021-Oct-08 5,000 10 500 10.80

1-Nov-08 5,000 9 556 10.45

1-Dec-08 5,000 7.5 667 9.90

1-Jan-09 5,000 8 625 9.61

1-Feb-09 5,000 9 556 9.54

1-Mar-09 5,000 9.1 549 9.49

1-Apr-09 5,000 9.5 526 9.49

1-May-09 5,000 10 500 9.53

*You buy less shares when prices are high and more

shares when it is low (subject to board lot regulations)

Your

average costremains low

Peso Cost Averaging


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Peso Cost AveragingLest assume you invest Php5,000 a month over a year in two market scenarios

Total Investment = P60,000

Market Value = P80,650 (+34%)

Cost Per Share = P20.83

Total Investment = P60,000

Market Value = P75,281 (+25%)

Cost Per Share = P12.75


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2-yr Cost Averaging plan to BUY Php15,000of Ayala Land every quarter

Peso Cost Averaging Sample

10.001,000 SHARES

6.602,000 SHARES

Total Shares: 3,000Ave. Cost: 7.73

6.502,000 SHARES


10.251,400 SHARES


10.501,400 SHARES


6.402,000 SHARES


9.401,000 SHARES


2 Year Result: TOTAL INVESTMENT: Php 87,450TOTAL PORTFOLIO VALUE: Php 148,500 (+70%)


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PSE BOARD LOT TABLE

PRICE RANGE BOARD LOT

0.001 to 0.005 1,000,000

0.0055 to 0.01 1,000,000

0.011 to 0.05 100,000

0.0525 to 0.10 100,000

0.105 to 0.25 10,000

0.26 to 1.00 10,000

1.02 to 2.50 1,000

2.55 to 5.00 1,000

5.10 to 10.00 1,000

10.25 to 25.00 100

25.50 to 100.00 100

101.00 to 250.00 10

252.50 to 500.00 10

505.00 and upward 10

PSE BOARD LOT SYSTEM- Minimum amount of shares that can be bought

determined by a stocks market price

- To buy more, you can only buy along the board

lot increments (i.e. a board lot of 1,000 would

allow you to by 1000, 2000, 3000 etc, but not

1500 shares as the 500 is called an odd lot)

Buying on PSE Minimum Lots

Ayala Lands 2-yr Price Range

Php5.00 P14.00

Board Lot Size:

1.02-10.00 = 1,000 shares

10.25-100.00 = 100 shares


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A viable long term plan

Cost Averaging

Stock/

Indicator

Effective

Annual Yield

Time

Frame

TEL 18.88% 18 yrs

BPI 16.92% 18 yrs

AC 11.16% 18 yrs

JFC 10.7% 14 yrs

Inflation 5.7% 18 yrs

Retire with an Extra 10 Million!

Invest Monthly Php5,000

# Years 21

Return Rate 16.9%

Total Investment (P) 1,260,000

Will result in a

Future Value (P) Php10M+

Investment Gain 740%

Share price history from 1990 to 2007


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The COLEasy Investment Program


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Introducing COLs EIPThe COL Easy Investment Program is the latest service from

CitisecOnline which makes it easier for our customers to

apply the method of peso-cost-averaging.

Features

Premium Stock List have access to our research and

premium growth stock recommendations

EIP Portfolio have access to your EIP positions

anytime and track their performance

Schedule Calendar plan out your purchases over

time by building a continuing calendar of orders that

will prompt you through Email reminders


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Allow us to Recommend some Stocks

We filter looking for good stocks by

looking for GEMSS

Growing industry

Earnings visibility/predictabilityManagement credibility

Superior products or services

Strong balance sheet

Our Premium Growth Stocks:

Ayala Land Inc (ALI)

Bank of Phil Islands (BPI) Jollibee (JFC)

PLDT (TEL)

SM Prime Holdings (SMPH)

Manila Water (MWC)


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COL EIP: Investing made easy

Benef

its

No need to "time" the market

Helps you save with only a minimal amount

You can manage your risk over time (as

against lump sum investing) You partner with dynamic corporations that

compound their expansion over time

Your investments are kept liquid and can be

turned back into cash quickly if you need it


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Getting Started with the EIP

E

IPMe

nu

Log in to our website at www.citiseconline.com and access the EIP functions under theTrade/Portfolio Tab

EIP Sub Menu Click to activatethe EIP Sub Menu


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AddEIPo

rder

Use the Add EIP Order function to enter a trade order schedule once the details are setthen the scheduler will always alert you two days ahead of a scheduled trade order

EIP Order Scheduler1)Choose you stock

2)Cash Value (amount to be invested)

3)Period (weekly, monthly, quarterly, semi-annual)

4)Start & End Date

5)Click Submit to enter schedule

Or choose your ownCOLs Stock Picks


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ViewEIP

Order

You can review your scheduled orders under the View EIP Orders function

Cancel / Change Your scheduled order detailsYour next buy schedule isautomatically determinedbased on your startingdate and period entered


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Cxl/Chg

You can review your scheduled orders under the View EIP Orders function

Cancel Option: Change Option:

User can onlychange the CashValue, Period andEnd Date

Enter your password for confirmation


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7000


R

eminder

Two days before an EIP order will be activated, an e-mail reminder will be sent to you toremind you about the upcoming order

You have mail!


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DayAdvisor

On the day the EIP order becomes active, a message is displayed to the user on the website reminding him/her of the EIP order

The reminder will state the EIP orderdetails and will give the user the optionto enter the EIP order immediately or tocancel the entry of the EIP order.If the user takes no action (buy orcancel), the EIP order will not beprocessed.

AC 7,000

Click to bypass thescheduled order for theinterval

Click to activate the buyorder entry function


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EIP

Order

Entry

If the EIP order BUY NOW is clicked on, the order entry window is activated showing theEIP option already chosen along with the pre-calculated board lot and best asked price

*Note:If an EIP order is set off whilethe market is in pre-open,open, or run-off status, theregular order entry window isactivated. If set off while the market isclosed, the off-hours or ATOorder entry is activated.An EIP order entered usingthe ATO order entry facilitywill need the manual entry ofvolume and price.All EIP orders are still subjectto matching (it may not beautomatically filled)

EIP Option*Values are automatically filledbased on EIP Data but can bemodified by user


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EIPPort

folio

The user can track the performance of the EIP records through the EIP Portfolio* page

AC Quarterly 7,000 8/6/2008 11/7/2008 20 301.17 305 76.60

No of EIPshares

AverageBuying Price CurrentPrice

YourGain/Loss

*Note:Your EIP Portfolio shows thatpart of your regular portfoliothat has been purchased forthe EIP


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305.0000 301.1650 20 20 20 76.60 1.28% 6,100.00

6,100.00

76.60 1.28%

21,988.53


Portfo

lio

The regular Portfolio page* will now have an added field to display the # of EIP shares

Total Shares*Note:The user can sell their EIP shares anytime by using thesell order box and clicking on the EIP term button; anorder to sell your regular portfolio may flow over to theEIP portfolio if your order exceeds those bought in theregular portfolio

No of EIP shares


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Getting Started with our EIP

4steps

Open an Account

Decide on yourinvestment amount

and frequency

Choose dynamiccompanies to investin

Schedule and followyour purchases over

time

1

2

3

4

Fill up the

application form

Provide 2 copies

of valid ID

Provide copy of

billing statement

Fund account:

COL EIP - P5,000

Open an

Account


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THANK YOU!

To learn more about COLs Easy Investment Program, visit our

website at www.citiseconline.com or watch our EIP walkthrough

video at http://www.citiseconline.com.ph/NewEIP/EIPVideo.asp

For inquiries: Call our customer hotline at 6-333-777 or email at

[email protected]

Also attend our free Investing in the Stock Market Today

introductory seminar held weekly
http://www.citiseconline.com.ph/NewEIP/EIPVideo.asphttp://www.citiseconline.com.ph/NewEIP/EIPVideo.asp

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