BPC VisionEduard Khatkutov

BPCBankingTechnologies2017MexicoCity bpcbt.com

1

2

3

4

5

6

Table of Contents

BPC View on Information Age Solutions

SmartVista Road ahead

From Suite to Ecosystem

Approach evolution

Questions

2

BPC’sViewonInformationAgeSolutions

3

4

The Information Age (also known as the Computer Age, Digital Age, or New Media Age) is a period in human history characterized by the shift from traditional industry that the Industrial Revolution brought through industrialization, to an economy based on information computerization. The onset of the Information Age is associated with the Digital Revolution, just as the Industrial Revolution marked the onset of the Industrial Age.

During the Information Age, the phenomenon is that the digital industry creates a knowledge-based society surrounded by a high-tech global economy that spans over its influence on how the manufacturing throughout and the service sector operate in an efficient and convenient way. In a commercialized society, the information industry is able to allow individuals to explore their personalized needs, therefore simplifying the procedure of making decisions for transactions and significantly lowering costs for both the producers and buyers.

BPC’sViewonInformationAgeSolutionsWhat is Information Era?

5

BPC’sViewonInformationAgeSolutionsWhat does this practically mean?

OverallInformationAgeisaboutInformationorData

ü Put in order existing Data sources

ü Create new Data Flowsü Think Data

CollectData

ü Put Data into proper environment

ü Systemize Data

ü Share, exchange, buy Data

ManageData

ü Analyze Data

ü Build knowledge out of Data

ü Make the ones who gives you data benefit from that

UseData

BPC View on Information Age Solutions What does this practically mean?

6

SEC

UR

ITY

AD

VISO

RS

CARD

WALLET

ACCOUNT

OTHERSCORE

Ai

INTERGRATION PLATFORM

iPS, Swift…..

ACCOUNTING &SETTLEMENT CORE

REGULAR AUTHORISATION &SETTLEMENT SYSTEMS

DATA

Ai

KYC

PERSONALISEDOFFERING

PROFILE BEHAVIOUR MODEL

OPENAPI

E-WALLETE-MONEY

AGENTBANK

OMNICHANNEL

7

SmartVista Road Ahead

8

Strategic Areas of Product Development

Digitalization ArtificialIntelligence

OpenAPIs

SmartVista Road Ahead Digitalization components

Omni-channelPlatform

Unifiedcustomerjourneyacrossvarioustouchpoints

Single,completeviewofthecustomer

UnifiedservicesforconsumersaswellasSMEs

AgentBanking

Fastergrowingbankingandpaymentschannel

Branchless

E-WalletsandE-Money

Unifiedaccesstotraditionalandnewpaymentinstruments

Nonpaymentservices

ProfessionalServices

Personalfinancemanagement

Advisors

Chatbots,cognitivetechnologies

SmartVista Road Ahead AI components

Security

MultichannelFraudPrevention

Rulesgenerationandtesting

Selfservices

Geoservices

Profilers

Enrichingdata

Behaviormodel

Contextualbanking

MachineLearning

Neuralnetwork

BigData

SmartVista Road Ahead Open APIs components

IntegrationPlatform

APIsforSmartVistasuite

SecurityforAPIs

PaymentHub

Enrichingdata

Behaviormodel

Contextualbanking

From Suite to Ecosystem Non functional technology improvements

SuiteIntegrationbetween

componentsoutof thebox

SeparatedCoreServiceslevel

Noduplicationoffunctionalitybetweencomponents

CorevsCustom

Deploymentoptions

Separatedintegrationlayer

Technologyofaddingnewservicesintoplatform

Partnerships

Noduplicationoffunctionalitybetweencomponents

IncreasedFunctionality

Ecosystem

Platform

13

Approach Evolution

Productmanagementü Productmanagementpracticeü Productmanagementcommittee

CentreofExcellenceü Expertizefromaroundtheglobeü Prototypingü Test,demoandtrainingenvironment

BPC Approach evolution How Vendor and Customer can achieve excellence?

Partners,notCustomersü Pilotingnewproductsü Sharingdataü Innovatingtogether

Impact on delivery

Long term planningü Strategic alignment of roadmapsü Product management committeeü Step by step improvement

Testing of Interfacesü More focus on integration

ü Management of all parties

How Vendor and Customer can achieve excellence?

Thank you

bpcbt.com

Eduard KhatkutovHead of R&D

+7 (916) 513 42 83khatkutov@bpcbt.com

Copyright 2017 BPC Banking Technologies 16