education loan

: / ] ;/ ] / , / { ] / .k|l j lw x tfGt 0f k|lt i7fgsf f sf clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , / { ] / .k|l j lw x tfGt 0f k|lt i7fgsf f sf clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , / { ] / .k|l j lw x tfGt 0f k|lt i7fgsf f sf clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , / { ] / .k|l j lw x tfGt 0f k|lt i7fgsf f sf clwsf d'vL sfo qmd xfd|f cfwf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd

{ : ]/ ] / æcfly s cj yf sdhf ePsf u Lj/ / ] ] kl jf sf Pp6f JolQmn dfq eP klg

" ; { lzkd ns k|f l j lws lzIff xfl n ug; ] ] ; ] " { } s sf v08df p n cfk mnfO st g

} / ] / /]/ st f huf L u jf} ; ;~ /]/ cfkm\g Aoj fo rfng u eP klg

;+ ] l uf/ / ] / ; , / : / kl jf sf xg xg vfgkfg lhjg t; { " { ]'wfg dxTjk 0f e' ldsf v N5Æ



} { ] ] / : [ ] ===ljut rf w jif b lvsf dbg e08f L d lt k|lti7fgsf cg'ej } { ] ] / : [ ] ===ljut rf w jif b lvsf dbg e08f L d lt k|lti7fgsf cg'ej

/ ] ; ] ] lzk k|ljlw ljgfsf Aofj flos C0fsf Kofs hn dfq; ] { ]/ ] / / : / ; / fFrf cy df j f huf L 36\g lhjg t df 'wf cfpg; } ] %) { ] ] ] ;] Sb g eGg tYo ljut jif b lvsf g kfnL ljsf

] ] { ; ] ] . cg'ejn k|i6 b vfO s sf 5/ , ]/ ] / / { / ; ul jL j f huf L lzk Ps csf df cGt DjlGwt . / ] / { ], / ] / 5g\ lzk geP f huf L gkfO g f huf L gkfP cfo], { { { ; ] ] / gx'g cfo geO lzk cfh g ug g lsg x'gfn ul jL

} / ;+ ; / s sf 0f jx' Vos dflg x? lzk lzIffjf6 ] : . ] ] { } jlGrt ePsf cj yf 5 of hfnf nfO RofTg z lIfs

{ sfo qmd " } / / { " k|fljlws tyf lzkd ns e ul jL lgjf 0f tkm pGd v

{ . x'g'kb 5; / / : [ ] ] {To sf 0f dbg e08f L d lt k|lti7fg g kfnn nlIft ju

} { ] / z lIfs C0f sfo qmdsf cjwf 0ff ; / / ] ] . cuf8L f L x s f 5



; k|fl j lws lzIff tyf Joj f los ; k|fl j lws lzIff tyf Joj f los , , tf lndsf nflu bnLt plTkl8t , , tf lndsf nflu bnLt plTkl8t, / hghftL åGå kLl8t tyf ul j, / hghftL åGå kLl8t tyf ul j

} dlxnfx?sf nflu z lIfs C0f } dlxnfx?sf nflu z lIfs C0f{sfo qmd{sfo qmd

; k|fl j lws lzIff tyf Joj f los ; k|fl j lws lzIff tyf Joj f los , , tf lndsf nflu bnLt plTkl8t , , tf lndsf nflu bnLt plTkl8t, / hghftL åGå kLl8t tyf ul j, / hghftL åGå kLl8t tyf ul j

} dlxnfx?sf nflu z lIfs C0f } dlxnfx?sf nflu z lIfs C0f{sfo qmd{sfo qmd

/ ] kl of hgf M/ ] kl of hgf M/ ] kl of hgf M/ ] kl of hgf M



/ , , { ul a blnt pTkLl8t tyf dlxnfx?nfO k|fljlws " ; ] tyf lzkd ns Aofj flos lzIffdf cWoog C0fsf} / / " / ] ]{ df sf k|bfgu L ul jL Go gLs 0fdf of ubfg ug

.

] {{ ] ] g kfndf nlIft ju sf nflu cWoog C0fsf / { / : gofF cjwf 0fnfO Aofjxfl s ?kdf gd'gf j?k

/ / ;/ / ;/ ] / kl If0f u L sf tyf cGo f sf jfnfx? ljr cg'ej / / « { cfbfg k|bfg u L Ps fli6 o gLlt lgdf 0fdf

] ¥ ] . of ubfg k' ofpg


]p2 ZoM]p2 ZoM]p2 ZoM]p2 ZoM


nIo M nIo M nIo M nIo M



{ ] { : ]/ k|lti7fgdf cWoog ug cfpg cfly s cj yf sDhf ePsf , , , / blnt plTkl8t hghflt dlxnf 4Gb lkl8t

!= * ; { } { { sIff kf eO bzf sIff plt 0f ePsfx?nfO!)) -; ;k|ltzt tk|ltzt xfl n_

= @ k|fljlws SLC ] } { %) sf z lIfs sfo qmddf k| -!% ] ; ltzt k|ltztsf nIo xfl n_

#= / ] } k|lj0ftf k|df0fkq tx l8Knf df z lIfs{ % -!) ;sfo qmddf @ k|ltzt k|ltzt nIo xfl n_

: { % { ; pQm k| tfljt nIonfO cfufdL jif leqdf xfl n{ / ] ] . ug k|lti7fg lqmoflzn x sf 5

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd { } ] ] :nlIft ju z lIfs C0fsf i fsf Joj yfM { } ] ] :nlIft ju z lIfs C0fsf i fsf Joj yfM { } ] ] :nlIft ju z lIfs C0fsf i fsf Joj yfM { } ] ] :nlIft ju z lIfs C0fsf i fsf Joj yfM


dbg e08f/L :d[lt k|lti7fgn] :yfkgf u/]sf] dbg e08f/L 5fqj[lQsf]ifaf6 5'6\ofO{Psf] ljpF k"hL sf]ifsf] /sd / 5fqj[lQ sfo{qmdaf6 ?kfGtl/t ;xof]u,

ul/jL lgjf/0f sf]ifaf6 k|fKt ljp k"hL,

ljleGg /fli6«o tyf cGt/fli6«o ;+:yfaf6 k|fKt ;xof]u,

:yflgo lgsfo;+usf] xft]dfnf] sfo{qmdaf6 k|fKt /sd/5fqj[lt sfo{qmdaf6 ?kfGtl/t ;xof]u,

k|lti7fg / cGo ;dfg p2]Zo /fVg] ljleGg ;+3;+:yf / ljlQo ;+:yfx?af6 k|fKt k'lhsf] ;xof]u .

} ] ;+ ; ] , z lIfs C0f sf if rfng ldltsf sfd{ / / st Jo clwsf M ] ] [ / { tf lsPsf k|s ofåf f k|lzIffyL} ]{, } / / , : 5gf 6 ug z lIfs C0f ls6fg kl rfng k| tfljt

] , "tflndsf cg'udg d NofÍ [ ] ; } / {, g tyf k i7kf if0f fy k fdz/ / , ; ] ; ; ahf Ls 0f C0f c 'nLsf k|lqmof Fu DalGwt

]{ / {/ ]{ . gLltut lgb lzsf k|lqmof lgwf 0f ug

} { ] ;+ z lIfs C0f sfo s|d tyf sf if rfngsf nflu lgDg; / [ / ] .cg' f sf k|s ofx? cjnDjg ul g 5

} ] ;+ ;z lIfs C0f sf if rfng ldltM }z lIfs C0f { ;+ { & ; ; ; sfo s|d rfng ug bl o ldlt

/ ] ] .x sf 5

{ } ] ] : / ;+nlIft ju z lIfs C0fsf i fsf Joj yfg rfngM { } ] ] : / ;+nlIft ju z lIfs C0fsf i fsf Joj yfg rfngM { } ] ] : / ;+nlIft ju z lIfs C0fsf i fsf Joj yfg rfngM { } ] ] : / ;+nlIft ju z lIfs C0fsf i fsf Joj yfg rfngM {{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd


/ ] ] ; ]{, s_ kl of hgf If qaf L x'gkg , ÷ , ]{,v_ blnt hghftL åGb lkl8t dlxnf x'g'kg ; } { { ÷ / ]{,u_ j nlIft k|lzIffly cfly s ljkGg ul j x'g'kg / " { ; ] ] ] 3_ k|lzIf0f cjlwe k 0f ?kdf fd n x'g k|ltj4tf ePsf

]{, x'g'kg } ] / ] / / ª_ k|lzIf0f kZrft cfkm\g If qdf f huf L k|fKt u L jf: / ] / { ]{ ; : / ] / j f huf eO sfd ug k|ltj4tf lxt To tf f huf L tyf: / ] / ; ] ]{ ;+: , ; ] j f huf Ldf xof u ug yf d'x tyf sDklgsf k|

] ]{, ltj4tf k|fKt ePsf x'g'kg ] [ – { r_ k|lti7fgsf C0f 5fqj lQ nufgL e'Qmflgsf zt x?" { ]{ ]{,k 0f kfngf ug k|ltj4tf x'g'kg / " : / ] ] / ; ]{, 5_ Go'gtd cfwf e t t sf k|j z kl Iffdf kf x'g'kg { / ] } ] { {] h_ lgwf l t txsf z lIfs of Uotf eO cWoog ug;/ , cj gkfPsf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd} ]{ /z lIfs C0f k|fKt ug d'Vo cfwf x?M} ]{ /z lIfs C0f k|fKt ug d'Vo cfwf x?M} ]{ /z lIfs C0f k|fKt ug d'Vo cfwf x?M} ]{ /z lIfs C0f k|fKt ug d'Vo cfwf x?M


/ / / , , ul a kl jf sf blnt hghftL 4Gb lkl8t tyf ] [ . dlxnfx?aLr k|fljlws lzIffsf kx'Fr clej l4

}+ ; ] ] cf7f sIff kf tyf 6 i6 km n{ ] ;/ ~ , { : eO pRrlzIffsf cj af6 al rt cfly s cj yf]/ , ; sdhf ePsf o'jf o'jtLx? k|fljlws 1fg Lk{ { { . dfkm t cfTdlge tf tkm pGd'v

/ / { ; / k|fljlws Jojxfl s lzIff dkm t Ifd k|: { ] ; . lt kwL Ifdtfsf ljsf


/ ] ; { kl of hgfsf l h gzLn kIfx? M/ ] ; { kl of hgfsf l h gzLn kIfx? M/ ] ; { kl of hgfsf l h gzLn kIfx? M/ ] ; { kl of hgfsf l h gzLn kIfx? M


• ; ] : ;~ {d'bfosf jfdLTjdf rflnt sfo qmd != ; ] ;d'bfosf xeflutf

= ; { /@ fd'bflos lg0f o tyf k|fyldsLs 0f#= ; ;+: fd'bflos tyf yfut hdfgL= ; $ fd'bflos cg'udg

%= / ] / : / ] / ;+: ; / f huf L tyf j f huf sf nflu yfut xhLs 0f tyf/ {k fdz^= / / / ; cWoog cjlwe Jofh b z'Go Joj fo k|{ ÷ ] ] ] j4 g vf hsf nflu 5f 6f

; ; cjlw Dd Jofh x'lnot&= ; : ] " ] ; ] :Joj fo yfkgfsf nflu aLp k FhLsf d t Joj yf*= : { ] % ; ÷ { ; jcfh gsf @ Ü dfl s jflif s c 'nLk|lt jrg j4tf(= { { ] / } ] C0f ltg' k5 eGg hfu 0fsf nflu g lts lzIffsf

/ cltl Qm lzIf0f!)= ] ] " / ; , ;/ / ;hf lvdsf Go lgs 0fsf nflu fd'bflos sf L tyf+: ] ]yfut xft dfnf!!= ; / ;+: { ; ] ;~xsf L tyf ljQLo yfdfkm t C0f c 'nLsf hfn! = } ] : : ] @ z lIfs k|df0fkqsf c yfoL Joj yfsf nflu k|0ffnLsf

;ljsf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ; { kl of hgfsf l h gzLn kIfx?M/ ] ; { kl of hgfsf l h gzLn kIfx?M/ ] ; { kl of hgfsf l h gzLn kIfx?M/ ] ; { kl of hgfsf l h gzLn kIfx?M


; , ;/ / , } ;/ / ;+ ;+: ljleGg fd'bflos sf L u x| sf L 3 yfx? ;/ ] / ; , / tyf f sf jfn Fu Jofks 5nkmn cGt lqmof tyf{ ;~sfo zfnfx? rfng

; / ; } d'bfodf cfwfl t xeflutfTds 5gf 6 k|lqmof ; / ;+ ;+: ] ; /; .d'bfo 3 yfx?sf l kmfl ] } / .k|j zsf nflu lnlvt tyf df lvs kl Iff ; " ; /; d xut l kmfl tyf hdfgtdf C0f k|jfx ; : { ] / cfjf Lo Joj yfdfkm t k|of ufTds tyf Jojxfl s

; ]l sfOdf a9L hf 8


/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM


; " / { } ] / ] ] d x cleefjsx?nfO g tLs lhDd jf Lsf af wsf / nflu cled'vLs 0f

;} { " / ] / ; 4flGts 1fgkl5 sfo d ns f huf Lsf nflu l sfO{ ; ] ]ug DalGwt If qdf cfjlws k|j z

; / k|fljlws lzIff tyf Joj flos tflnd kl ifb (CTEVT) ] sf / / ; / zLk kl If0f dxfzfvfåf f Lk kl If0f tyf k|df0fkq

/ljt 0f ; / k|fljlws lzIff tyf Joj flos tflnd kl ifb (CTEVT) ] sf

/ / ] ;+ kl Iff dxfzfvfåf f k|fljlws lzIffsf xsdf ljlw jt/ kl Iff

; ;/ ] / ; : / pTkflbt hg lQm f sf jfnf d'bfodf x tfGt 0f{ { ; ] ;sfo qmddfkm t fd'lxs hjfkmb xL efjgfdf ljsf

] : / ] / : pBdsf yfkgf tyf f huf Lsf nflu cfjZos Joj yfsf nflu kxnsbdL

, / : / [ cfjlws cg'udg lg LIf0f tyf t j l4sf nflu yk{ ] sfo of hgf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM/ ] ] { kl of hgfsf sfo Gjog k|lqmofM


/ { )^kl If0f sfo qmd @ @Ml j i foM ; [ ;fd'bflos s lif xfos;+VofM # - (, @ hgf dlxnf @

#k'?if _ !&, ; *blnt cflbjf L hghflt

l j i foM ; ;fd'bflos kz' xfos;+VofM # - !^, !*$ dlxnf k'?if _

!^, ; !!blnt cflbjf L hghfltlhNnfM , ] , , Onfd bf nvf emfkf

]/+ , ] , df u cf vn9'∙f/ ] , ; ;/ , "/, fd 5fk 'g L pbok

]tfKn h' , ; / , ;+ ;· Kt L v'jf ef; ] / ;+:fem bf yfM TfE, Plan,

RRN, LWF / / : [ dbg e08f L d lt ]k|lti7fg g kfn

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] xfn Ddsf k|ultM; ] xfn Ddsf k|ultM; ] xfn Ddsf k|ultM; ] xfn Ddsf k|ultM

: / ] ;/ ] / , k|l j lw x tfGt 0f k|l t i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|l t i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , k|l j lw x tfGt 0f k|l t i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|l t i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf

{ )^#sfo qmd @ Ml j i foM ; [ ;fd'bflos s lif xfos;+VofM ) @ hgflj i foM ; ;fd'bflos kz' xfos;+VofM @$ hgf

! , ; !&blnt $ cflbjf L hghflt ljifoM ; %, , ] l PdP cgdL $ e 6] % h l6P hgf

lhNnfM , , ]/Onfd emfkf df+ , ; ;/ , "/, u 'g L pbok ;/ , l fxf; /Kt L

; ] / ;+:fem bf yfM TfE, Plan, RRN, LWF, PAF / dbg

/ : [ ] / e08f L d lt k|lti7fg g kfn ; ;+:ljleGg fd'bflos yfx?

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM { )^sfo qmd @ $M

l j i foM ; [ ;fd'bflos s lif xfos;+VofM #) hgflj i foM ; ;fd'bflos kz' xfos;+VofM #) hgflj i foM ; , #, ] l PdP @ cgdL e 6

] !! / ;{h l6P gl , : : ; / · jf Yo xfos] [ !)l8Knf df s lif hgf

lhNnfM , , ]/Onfd emfkf df+ , ; ;/ , "/, u 'g L pbok ;/ , l fxf; / , / ] , , Kt L fd 5fk Ko'7fg; , ] , ]l Gw'nL bf nvf ?kGb xL

; ] / ;+:fem bf yfM PAF, dbg/ : [ ] / e08f L d lt k|lti7fg g kfn

cGo

{ ; { %, { , sfo qmdaf6 l PdPtkm cgdLtkm $ kz': : { %, ; ; { , ; jf Yotkm fd'bflos kz' xfos tkm @$ fd'bflos[ ; { ) / %* s lif xfos tflndtkm @ hgf u L hDdf hgf k|

{ { } { lzIffyL x? nlIft ju z lIfs C0faf6 nfeflGjt eO k|fljlws ; ; ; /] .tyf Joj flos Lk xfl n u sf 5g\

;/ , ]/ , : : ; pQm k|lqmofdf l fxf df ª emfkfsf kz' jf Yo xfos-Vet JTA , ; : : ; -_ fd'bflos jf Yo xfos CMA , ;{ _ gl ª: : ; -jf Yo xfos ANM ;[ ; ; ] , _ df hgf fd'bflos ljsf s Gb|

[ ; ] , [ ] , ejfgL PsLs t ljsf s Gb| s lif jg k|fljlws s Gb| u|fd] ; ] , ] ; ;] , Hof lt ljsf s Gb| hgHof lt dfh u|fd jL lzjzlQm o'jf, ] ; ;+: , ] ; ] Sna l5d s dfh yf lwdfn hflto pTyfg s Gb| d t

; ] !% { ] { .fd'lxs hjfkmb xLdf hgf ljBfyL sf egf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd / )^#k|ult l j j 0f @ M / )^#k|ult l j j 0f @ M / )^#k|ult l j j 0f @ M / )^#k|ult l j j 0f @ M


! ]{ : : ; -jif kz' jf Yo xfos! ]{ : : ; -jif kz' jf Yo xfos CLACLA { _ sfo qmddf { _ sfo qmddf;/ , ]/ , ; ;l fxf df ª emfkfsf ljleGg fd'bflos;/ , ]/ , ; ;l fxf df ª emfkfsf ljleGg fd'bflos+: ] ; /; !% ; #% yfx?sf l kmfl df dlxnf lxt hgf k|+: ] ; /; !% ; #% yfx?sf l kmfl df dlxnf lxt hgf k|] j z ePsf 5g\] j z ePsf 5g\ ; [ ;fd'bflos s lif xfos; [ ;fd'bflos s lif xfos// ; ; fd'bflos kz' xfos; ; fd'bflos kz' xfos

/ { ] { tflnddf cWooog t k|lzIffyL x?n sfo ut / { ] { tflnddf cWooog t k|lzIffyL x?n sfo ut] } ; ] ;+:tflndsf qmddfg xof uL yf] } ; ] ;+:tflndsf qmddfg xof uL yf// k|k|

lti7fglti7fg// ; }/ JolQmut nufgLdf Joj flos df L ; }/ JolQmut nufgLdf Joj flos df L - , + / -! , / kfng @ hgf_ j u' kfng hgf_ s'v' f - , + / -! , / kfng @ hgf_ j u' kfng hgf_ s'v' f -& , ] , / / ] - kfng hgf_ Rofp v tL t sf L v tL @ -& , ] , / / ] - kfng hgf_ Rofp v tL t sf L v tL @ / ] ] -! : ; ; } hgf_ Pu|f e 6 hgf_ h tf Joj fox? fg / ] ] -! : ; ; } hgf_ Pu|f e 6 hgf_ h tf Joj fox? fg ;+ { ] .?kdf eP klg rfng ug yfn sf 5g\ ;+ { ] .?kdf eP klg rfng ug yfn sf 5g\

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M


; ÷ [ ; { { fd'bflos kz' s lif xfos sfo qmd cGt utsf{ ] / / ] ;k|lzIffyL x?n 3 tyf 5 l5d ssf dflg x?

{ ; ] ; ] { ] / nfO dt Joj flos v tL tkm pTk |l t{ ] .ug yfn sf 5g\

; } } ] ] ; ] æl Sb sdfpb Æ eGg k|lti7fgsf f r cg'?k] ; ] ; { tflndsf qmddf k|lti7fg Fusf xsfo df

; ÷ [ ; { { fd'bflos kz' s lif xfos sfo qmd cGt utsf{ ] ; " / , + / , k|lzIffyL x?n d xut s'v' f kfng j u' kfng

; ] { / ),))). { fd'lxs v lt dfkm t sl j ? $ cfo cfh g/] ; { } ] [ u sf 5g\ h nfO C0f s6f ltsf k|s ofdf

{ ] . ; { cuf8L a9fO Psf 5 o nfO cWoog C0f ]{ ; ] ] ] . r'Stf ug k|of sf yfngLsf ?kdf lnPsf 5

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M; ] / )^# xfn Ddsf k|ult l j j 0f @ M


] / ] ] { / / / k|lti7fgsf xftf leq x sf kmfd aflx lnhdf lnP] ] ; } { ] k|lti7fgn k|of ufTds lzIffsf fy k|lzIffyL x?sf

] / { ; } } ] ; ] { C0fsf ef sd ug æl Sb sdfpb Æ eGg f rnfO/ {] ; ] /] ] .Jojxf df ptfg k|of sf yfngL u sf 5

] } ; ÷ [ ; cWoogsf qmddfg fd'bflos kz' s lif xfos{ { { ]sfo qmd cGt utsf k|lzIffyL n ]cfkm\gf ; Lk tyf

{ ; ] { ] . : } 1fgnfO d'bfodf k|of u ug yfn sf 5g\ h t kz'/, ] , [ ; / ; ;] pkrf vf k s lifdf Nnfx lbP fd'bflos jfsf

;+ ] .lqmofsnfkx?df nUg x'g yfn sf 5g\ ; ÷ [ ; { { fd'bflos kz' s lif xfos sfo qmd cGt utsf k|

{ ] ] ; } { , ; , lzIffyL x?df cfkm\gf of Uotfsf fy cfly s fdflhs} ] : ; ] ; ] } , / ef uf lns cj yf 'xfpbf Joj fosf 5gf 6 k|fyldsLs 0f

/ ] { ]{ { .ah 6 lgdf 0f ug tkm pGd'v ePsf 5g\

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM


/ « ] ] nIo k|flKtsf nflu fli6 o of hgf cfof usf pkfWoIf; ; ; : , + lxt DalGwt dfglgo b ox? lzIff d qfno

; / ; ] / nufot xsf L ljefu d tdf k6sk6s 5nkmn/ ; { { { ; / cGt lqmof DkGg eO sfo qmdnfO s fTds ? ] .kdf lnPsf

/ljleGg fli6« / « };; ; }o tyf cGt fli6 o u sf fy / « ; / ;+ , ; ] fli6 o xsf L dxf 3 fd'bflos ag pkef Qmf

;+ ; ;+: ; / dxf 3 nufotsf fd'bflos yfx? Fu ljleGg r 0fdf ] { } 5nkmn x'Fbf k|lti7fgsf nlIft ju z lIfs C0f

{ ] / { ; / ] .sfo qmdsf cjwf 0ffnfO sf fTds ?kdf lnPsf ] ;/ / ] ; g kfn sf lzIff ljefusf k|ljlws lzIff tyf Joj flos

/ / { { ] [ tflnd kl ifb4f f nlIft ju nfO lbg 5fqj lQ{ { / ] { } sfo qmdnfO xfn kl If0fsf ?kdf nlIft ju z lIfs / ;+ / : [ C0f cGt ut rfngsf nflu dbg e08f L d lt k|

{ / / . lti7fgnfO pknAw u fpg kqfrf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM; ] /xfn Ddsf k|ult l j j 0fM

• { { ] ;+ k|lzIffyL x?nfO k|of ufTds sIffdf a9L nUg/ / ]/ ] .u fpbf a9L k|efjsf L x'bf x 5

• ; " ;+ / / ; ; d xut lqmofsnfkdf nUg u fpFbf cltl St Lk ljsf]/ ] .xF'bf x 5

• ; } } ] ; ] / ; æl Sb sdfpb Æ eGg f r ul a d'bfosf k|{ / ]/ ] . lzIffyL x?sf nflu cToGt k|efjsf L x'Fbf x 5

• { ] ; ] ; } : k|lzIffyL x?sf j f jf Ps yfgdf eP pTkfbg ; ]/ ] . lqmofsnfkx?df xh x'Fbf x 5

• } { ] {z lIfs C0fdf cWoog ug cfpg k|lzIffyL x?{ nfO ] ] ] of cg'bfg xf Og C0f xf olb

; { { / ]{ / ; o nfO lkmtf gul Pdf csf Ps u La fyL ; } ] / cWoogaf6 alGrt x'G5 fy of ul jL

/ ]{ ] ] { ] Go'lgs 0f ug xft dfnf sfo qmd xf ] eGg{ ; ; } ; ] / ;+: ] : { ; ] ljifonfO Dj4 a fem bf yfx?n ki6 ug s

; ; ] / ] .C0f c 'nL xh x'g x 5

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ;kl of hgfsf l sfOx?M/ ] ;kl of hgfsf l sfOx?M/ ] ;kl of hgfsf l sfOx?M/ ] ;kl of hgfsf l sfOx?M


• ; { { / , , + ] o sfo qmd cGt tu ul a blnt dlxnf Pj hghfltn klg] } .cWoogsf df sf kfpg'

• / " / : ] ; ] ul jL Go lgs 0fsf nflu k| tfljt gLltsf Tofkgsf; ] .cg' Gwfg z'? ePsf

• {{ / " nlIft ju leq cfwf e t k|fljlws hgzlQm pTkfbgsf nflu]; / : ] .7f cfwf yfkgf ePsf

• / ] / ] /] / ] / / / " lg k If ul jLsf vfd'gL x sf kl jf leq cfwf e t k|fljlws] } / ;+: ] ] / : / lzIffn cf krfl s tyf yfut ?kdf k|j z kfPsf lgDg t

/ : / ] / / / / dWod t sf k|fljlws hgzlQm ul j kl jf leq klg tof] .ePsf

• / > ]{ ;+: [ / / ] ] ul ax?leq d ug s lt OdfGbfl tf x'g ePsfn ] ]{ ; " / ] ] .C0f hf lvddf kg Defjgf Go g x sf

• ;/ ] / ; , ;+: ; ; / ; { ] [ ] f sf jfnf d'bfo yf Fu dGjo xsfo sf clej l4 x'g] . ePsf

• ; ] ; ;+: ] ] { ] fd'lxs efjgfsf ljsf tyf yfut xft dfnf sfo qmdn] " / ; ] .hf lvd Go lgs 0fdf xhtf ePsf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ; kl of hgfsf an kIfM/ ] ; kl of hgfsf an kIfM/ ] ; kl of hgfsf an kIfM/ ] ; kl of hgfsf an kIfM


• { ] ; / k|lzIffyL x?sf fd'bflos; : [ / fF s lts ljljwtfsf sf 0f; " ;+ d xut lqmofsnfkdf nUg/ ] u fpg z'?jftdf s xL

/ ] . cK7\of f

• } : / ]/ ] z lIfs t sDhf x'g k|{ { lzIffyL x?nfO ljifo

: ] ;} / / j t'sf 4flGts kIf fd| L / ] ] .a'em\g n Vg sl7g x'g

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M


{ ] ] { ;C0f sfo qmd ePsf x'gfn lgDg cfo ePsfnfO+ ÷;+: ] ; ] ] ] .3 yfx?n hdfgt lbg c lhnf dfg sf

; ÷;+ ;+: ] ; { / d'bfo 3 yfx?n DalGwt kIfnfO cled'vLs 0f]{ ; ; ;/ / [ { / ug l nl nfdf sf L cg'bfg tyf 5fqj lQ sfo qmd { } { / ] ] nlIft ju z lIfs C0f sfo qmddf x sf/ { ; " { km snfO a'emg g ls ljp k hLnfO cg'bfgdf] ] }; ] ] /] ]] cfPsf cfPsf k f xf egL e|d pTkGg x'g u sf] { ] { { ; / x'gfn sfo qmdsf dd nfO cfTdf fy u fpg

; ; } ] ; { ]{ ] ] DalGwt a kIfn fd'lxs k|oTg ug' kg b lvPsf.

; /; ]{ ; ;+ ;+: ] } ] l kmfl ug d'bfo jf 3 yfn 5gf 6sf k| { { lqmofdf nlIft ju df k'Ugsf nflu ko fKt Wofg

/ ; ] ] .k' \ofpg g s sf ; / ;+ ;+: ] } ljleGg d'bfo 3 yfx?sf z lIfs C0f

{ ] / ] / sfo qmdk|ltsf wf 0ffsf ljifodf Jofks cGt lqmof ; } : / ]x'g g ls s og c ki6tf xs f

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M/ ] }kl of hgfsf r 'gf tLx?M


• ; } / { Joj fo 5gf 6sf nflu cGt lqmof kZrft lgdf 0f]] ; ] / / : ] ePsf Joj fosf k|fyldsLs 0f k| tfljt ah 6{ { { { nfO k|lzIffyL x? sfo ut tflndaf6 kmls Pkl5; ] { / ]{ . Joj flos of hgfnfO clGtd ?kdf tof ug

• ; ;+ / ] / ; / Joj fo rfng tyf f huf sf nflu xlhs 0f tyf; ] ]{ .xof u ug

• { } { ; / ; nlIft ju z lIfs C0f sfo qmdsf nflu l kmf L]{ ; ; ;+: / ; ug DalGwt fd'bflos yf DefJo

/ ] / : / ] / ] ]{ : f hfuf bftf jf j f uf Lsf If qdf kg yfgLo; / ;+: ; ; ; { ;xsf L yfx? Fu C0f c 'nLdf xsfo sf nflu+ { ] [ / .hfn lgdf 0fsf k|s of cf De

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M


• ; ] ; { ] / C0f c 'nLsf k|lqmofdf DalGwt cleejsx?nfO lhDd af L] / ] / / ]{.af w u fpg ljifodf cGt lqmof 5nkmn ug

• ; { { / cfjlws ?kdf DalGwt k|lzIffyL x?nfO k'g tfhls tflnd tyf; { /] { ; / ]{ .Joj fodf cfO k sf sl7gfO sf nflu xlhs 0f ug

• ; { { ] ] DalGwt k|lzIffyL x?nfO of C0f xf Og / ul jL/ ]{ / « ;+ / { Go'lgs 0f ug fl i6 o sNk k' f ug sf nflu

; ] { ]{ ] DalGwt JolQmn axg ug' kg Pp6f l jz if/ ; } / ] ]{ / { cleefj fsf fy Pp6f u Ljn csf u LanfO

; ] ]{ ] ] { xof u ug xft dfnf sfo qmd xf ] ] ] eGg efjgfsf; / ] .ljsf u fpg

• / " / ]{ / « ;+ / ]ul aL Go lgs 0f ug fl i6 o sNk k' f ug{ { gLlt lgdf 0fsf nflu / « / } { , fli6 o fhg lts kf6L x?] ;/ /, / « ] ] } g kfn sf fli6 o of hgf cfof udf z lIfs C0f k|fKt{ / ] / ] ] ; ; / ]/ ug' ul asf clwsf xf eGg ljifo Fu DalGwt x gLlt{ ]{ .lgdf 0fsf nflu jsfnt ug

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M/ ] ] /kl of hgfsf yk lhDd jf Lx?M


• ;{/ :g L Joj yfkg• / / t sf L pTkfbg• " kmnkm n pTkfbg• ] ÷ ÷ ] cGg v tL bnxg afnL gub

afnL pTkfbg• lapm pTkfbg• :dn Joj yfkg• :ljiffbL Joj yfkg• " ]km n v tL• }/ df L

÷ ÷/] ] ÷kfng df5fkfng zdv tL Rofp ]m v tL

• [ ] / :s lif pkhsf ahf Joj yfkg• ] ;pBdsf ljsf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; [ ; ] ; / { { ; ] fd'bflos s lif xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; [ ; ] ; / { { ; ] fd'bflos s lif xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; [ ; ] ; / { { ; ] fd'bflos s lif xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; [ ; ] ; / { { ; ] fd'bflos s lif xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M

: / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf

• / :kz'kfng Joj yfkg• ; / : gZn 'wf Joj yfkgdf; ]xof u

• / ] :cfxf fsf Joj yfkg• ] e 8f afv|f kfng• / ] { f uaf6 kz'nfO arfj6

{ ; ]ug xof u• / ] /hgfj sf k|fylds pkrf• ] / ] ] /h'gf l6s f usf ljifodf kl ro• } :cf iflw Joj yfkg• ] :b'U3 pTkfbgsf Joj yfkg• / / s'v' fkfng pTkfbg• ] pgsf pTkfbg• ] ;pBdsf ljsf

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd; ; ] ; / { { ; ] fd'bflos kz' xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; ; ] ; / { { ; ] fd'bflos kz' xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; ; ] ; / { { ; ] fd'bflos kz' xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M; ; ] ; / { { ; ] fd'bflos kz' xfosn tflndkl5 lgDgfg' f sf sfo ug Sg 5g\ M

: / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf : / ] ;/ ] / , k|l j lw x tfGt 0f k|lt i7fgsf f sf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf/ { ] / .clwsf d'vL sfo qmd xfd|f cfwf

" nlIf t o jf;d'x

{{ } {nlIft ju z lIfs C0f sfo qmd {{ } {nlIft ju z lIfs C0f sfo qmd{ { ] / : ; ] / ] /; sfo qmdnfO lbuf yflo agfpg fem bf x? larsf cGt DaGwM{ { ] / : ; ] / ] /; sfo qmdnfO lbuf yflo agfpg fem bf x? larsf cGt DaGwM

/ , ]/ ] / / { / ; ul jL j f huf L lzk Ps csf df cGt DjlGwt 5g\. / ] / { ], / ] / lzk geP f huf L gkfO g f huf L gkfP cfo

], / ] ;} { { ] ] gx'g ul an To lzk cfh g ug gkfOg x'gfn/ } / ;+ ; / ul jLs sf 0f jx' Vos dflg x? lzk lzIffjf6 jlGrt

] : . ] ] { } ePsf cj yf 5 of hfnf nfO RofTg z lIfs{ " } / / sfo qmd k|fljlws tyf lzkd ns e ul jL lgjf 0f{ " { . ; / ] ; tkm pGd v x'g'kb 5 Lk k|ljlw ljgfsf Joj flos ] ] ; ] { / / C0fsf Kofs hn dfq fFrf cy df ul aL Go'lgs 0f

/ , ]/ ] / / : / ; / u fpg j f huf L 36fpg hLjg t df 'wf Nofpg; } ] ;/ / / ;+ ; ; St g eGg tYo ljut sf x?4f f rflnt fgf ls fg

; ] , ; }+ , ] ljsf cfof hgf u|fld0f ljsf a s k|fyldStf k|fKt If q{ { , ; /] ] ; { , shf sfo qmd fgf tyf 3 n' pBf u ljsf sfo qmd

} ]/ ] / { : ] z lIfs j f huf sf nflu C0f sfo qmd h tf ljz if] { %) { ] ] ] ] cfof hgf dfkm t ljut jif b lvsf g kfnL cg'ejn ] ; ] . k|i6 b vfO sf 5


l jutsf cg'ejM l jutsf cg'ejM l jutsf cg'ejM l jutsf cg'ejM


.wGojfb .wGojfb .wGojfb .wGojfb

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