efu insurance -ammad

Upload: wasiali

Post on 06-Apr-2018

230 views

Category:

Documents


0 download

TRANSCRIPT

  • 8/3/2019 EFU Insurance -Ammad

    1/30

    ^WXSUW

    %87054798574/:.0/9904-0.9;0940,73,-4:990782,3,02039/05,7920394190

    & 38:7,3.0 ,8 , 40 %0 4507,9438 9,9 9,0 5,.0 ,9 90 & 38:7,3.0 #8

    2,3,02039 /05,792039 .4:/ -0 :3/078944/ %0 5:75480 ,84 3.:/0/ 9,9 4 /4

    2,3,02039 90,22,3,0 900548:7041 9041 9047,3,943 94 90 78 4 942,0

    54.089,9.4:/570;0399047,3,9431742-033;4;0/394,3847941,7889:,943

    ,3/ ,-4;0 902 4 /4 90 2,3,02039 90,2 2,0 8:70 9,9 9480 54.08 ,70 -03

    25020390/,3/4-807;0/974:4:99047,3,943

    3 :3/0789,3/3 , 9080 10,9:708 41 90 #8 ,3,02039 ,9 & 38:7,3.0 # &82,3

    #,8/&392,3,07:9,3.,399-7,3.,3/#/:7800/$,08.438:9,39:9,3

    .,399-7,3.050/:8998455479:394:774:54:/0949,32147574;/3

    :890,;,:,-031472,943,3/147574;/3:88570.4:8920

    :7 74:5 202-078 4:/ ,84 0 94 9,3 7 $,002 ,4,. 4:7 !73.508 41

    ,3,02039!74108847147;3:8,9,8.0,4;0/94.425090,3/.39003/

    574;0/ 94-0;07:801: 3 2574;34:7340/04;07/110703988:08 70,7/390#8

    ,3,02039,90/,3

    %,3894,41902

  • 8/3/2019 EFU Insurance -Ammad

    2/30

    UZ[cWVYWWZ`_

    %8705479,8435488-09900114798414:70397074:5%,38,4994900397090,2

    147 907 ,02-7,.3 .4397-:9438 0 4:/ ,84 0 94 9,3 90 50450 4 840/

    03:30 3907089 3 2,3 98 , 25479,39 705479 5488-0 - 574;/3 907 453438

    70,7/390705479,3/8:089438.05:832574;3,3/2,3419880203941

    902,3,02039705479

    3/ 3 90 03/ 0 4:/ ,84 0 94 9,3 4:7 .4:780 3897:.9477 $,002 ,4,. 147

    ,8833:8,3390708935740.9,3/:/3:8,90;0789054198705479

  • 8/3/2019 EFU Insurance -Ammad

    3/30

    [Z`WZ`_

    !701,.0

    .340/020398

    3/:897

    7,3,943

    ,378419047,3,943

    #8

    #82,3,02039

    38:7,3.0

    38:7,3.0#83,88

    38:7,3.0781,.94757413

    38:7,3.0#84/03

    38:7,3.0#8$.473

    38:7,3.0780;0.,881.,943

    $P.9473!$%

    $!$!$%

    /,20038:7,3.0

    &0307,38:7,3.09/

    $9,901038:7,3.047547,9431!,89,3

    %09,838:7,3.09/

    ,943,38:7,3.0425,39/

    0:-0038:7,3.0425,39/

    $,:/!,38:7,3.0425,3%

  • 8/3/2019 EFU Insurance -Ammad

    4/30

    #0,3.038:7,3.0425,39/

    ,--38:7,3.0425,39/

    039:738:7,3.0425,39/

    $,00338:7,3.0425,39/

    %0&390/38:7,3.0425,39/

    002,!,89,3425,39/

    5,38:7,3.0425,39/

    :830883/:897,38:7,3.0425,39/

    %0&3;078,38:7,3.0425,39/

    &34338:7,3.0425,341!,89,39/

    %7,0770.938:7,3.0

    .9:,7,38:7,3.0438:93

    ,--38:7,3.0425,39/

    !38:7,3.09/

    &390/,3290/

    $9,7709!;99/

    1,,38:7,3.0

    0,2587038:7,3.0425,3

    !7020738:7,3.0290/

    9901,60307,3:8:7,3.0425,39/

    #438:207,33

    0:-001038:7,3.0425,3290/10

    &.,238:7,3.0/;.0

    %7,;038:7,3.0

    &38:7,3.0

  • 8/3/2019 EFU Insurance -Ammad

    5/30

    '843$9,902039

    8843$9,902039

    425,331472,943

    1:38:7,3.054.08

    '%

    ##

    !#$%

    #$!$%

    %#'#&%#'$

    %$

    %%

    $

    ,83%7,389,83$,1038:7,3.0

    !%$$$

    #

    #$$

    #%#$

    !&%##$

    %!$%%#$!

    !#!#%

    #%#$$$

    %#%#$#$$$

    #$

    %#"&!%$

    !#$'#$!

  • 8/3/2019 EFU Insurance -Ammad

    6/30

    #

    782,3,020393&

    #82,3,0203997,33

    #8,3,020390397,11.0

    1:38:7,3.078

    #82,3,02039574.0884101:

    #8/0391.,943

    #8.43974

    #8;,:,943

    #83,3.3

    094/894/;07819078

    38:7,3.0

    #8,..059,3.00;0

    907094/894/;07819009073,78

    38:7,3.0

    6:/978

    3,3.,78

    39070897,9078

    31,94378

    $97,90.78

    907094/894/;078139073,78

    #010703.08

  • 8/3/2019 EFU Insurance -Ammad

    7/30

    _SZSYWWZ`ZZ_a^SZUW

    ZVa_`^

    38:7,3.0

    ^YSZS`[Z

    01:

    SZ^_[X`W[^YSZS`[Z

    3,3.,78

    90778419047,3,943

    6:/978 7,94378 9073,780.,:80 38:7,3.0 .425,308 ,;0 94 3;089 94 0,73 574198%0 2, 1,.0 1443

    788

    O 548:7078O 39070897,9078O 01,:978O $4;03.78

  • 8/3/2019 EFU Insurance -Ammad

    8/30

    _

    %0 $ $ :/0 /013943 41 78 8 90 0110.9 41 :3.079,39 43

    4-0.9;08 3 98 /013943 :3.079,3908 3.:/0 0;0398 . 2, 47 349 ,5503 ,3/

    :3.079,3908 .,:80/- , ,.41 31472,94347,2-:99 ,84 3.:/08-4930,9;0,3/

    5489;0 25,.98434-0.9;08,3 /0139438 41 78089 3 .42243:8,040;07 98

    /013943,8/0;0450/ -,3 39073,943,.4229900 7057080393 4;07 .4:39708,3/ 8

    -,80/439035:94180;07,94:8,3/8:-0.92,9907050798

    #

    %0.,3.09,9 ,33;08920398,.9:, 709:73 -0/11070399,3050.90/#8 3.:/0890

    5488-941483842047,4190473,3;08920391107039;0784384178,70:8:,

    20,8:70/-.,.:,939089,3/,7//0;,94341908947.,709:738 47 ,;07,0709:73841,

    850.1.3;089203989,3/,7//0;,94383/.,908,/07004178

    _SZSYWWZ`

    #8,3,020398903,20;0394,4.,,3/88902,9.2094/41/03913,3,83

    970,93,3/2439473907883;4;0/3,3,.9;947574.088

    #

    #8 ,3,02039 8 , 2094/44 9,9 058 2,3,078 2,0 -089 :80 41 907 ,;,,-0

    7084:7.08

    Z_a^SZUW

    38:7,3.08,147241782,3,02039572,7:80/940/0,,389907841,.4393039:3.079,348838:7,3.08/0130/,89006:9,-097,3810741907841,48817424300399

    94,3490730.,301475,2039338:7078,.425,38039038:7,3.0,338:70/

    4754.4/07890507843470399-:39038:7,3.054.%038:7,3.07,908,1,.947

  • 8/3/2019 EFU Insurance -Ammad

    9/30

    :80/94/090723090,24:3994-0.,70/147,.079,3,24:394138:7,3.0.4;07,0.,0/

    905702:2

    #8 2,3,02039 8 ;07 25479,39 147 38:7,3.0 3/:897 38:7,3.0 20,38 9,9 38:7,3.0

    .425,3089,04;077881742.:894207838:7078.438/070;07,;,,-06:,391,-01,.9478

    94/0;04557410841,3/438:7,3.0780;04178/0907230838:7,3.05702:28

    0307,38:7,3.054.083;4;31,.9478970,9077841.,28,70.,70/,9,07

    7,9092:. 31472,943,9,3/ 38:7078 .,3 0;,:,90 7841 38:7,3.054.08,92:.

    07,..:7,.%4 9803/38:7078.40.9,;,89,24:394131472,943,-4:954.4/078

    ,3/38:70/4-0.98

    Z_a^SZUW_ZS__

    38:7,3.078,3,882094/8,70/08.7-0/

    O 38:7,3.0781,.94757413O 38:7,3.07824/03O 38:7,3.08.473O 38:7,3.0780;0.,881.,943

    Z_a^SZUW^_XSU`[^\^[XZY

    !741338:7,3.0781,.94788;0725479,39%0!,7094573.508:08989,9=

    419038:7,3.0.,282,.4201742=419038:7,3.0 80203974:58!7413

    9080 8020398 .,3 70;0, 3;,:,-0 31472,943 147 38:7,3.0 78 2,3,02039 38:7,3.0

    574;/078 41903 .40.9, ,70 ,24:3941 31472,943 43 38:70/ 039908 !4. 31472,943

    8:.,8,:9424-038:7,3.01038:7,3.00307,38:7,3.009.41903.43889841/403847

    0;03 :3/70/8 41 ;,7,-08 3;4;3 -49 .,9047., ,3/ 3:207., /,9, 9 348

    31472,943!7413894/03911,.9478,3/;,7,-089,9-0898:22,70908020398

  • 8/3/2019 EFU Insurance -Ammad

    10/30

    Z_a^SZUW_[VWZY

    15,898,3:/0147570/.931:9:700;0398570/.9;024/038,30.003990.36:0147

    38:7,3.0 78 2,3,02039 !70/.9;0 24/08 ,70 /0;0450/ 1742 5,89 8947., 70.47/8 41

    38:7,3.0 54.08 .439,33 13,3., /0247,5. 58.47,5. 047,5. 31472,943

    ,4395745079084138:70/4-0.98742905,8938:7,3.054.31472,943570/.9;0

    24/08 .,3 0,735,990738 41/1107039 38:7,3.0 .,2 7,948,3/ .,3-0:80/ 94 570/.9 78

    0;08 41 1:9:70 38:7,3.0 54.08 9 8 25479,39 94 3490 9,9 89,989., 574.088 706:708 ,

    8:-89,39, ,70 3:2-07415,89 8947., 70.47/8 47 38:7,3.0 54.08 .439,33 :801:

    31472,943 &801: 31472,943 8 842093 9,9 .,3 -0 , 1,.947 9,9 /1107039, ,110.98

    38:7,3.0.,287,948

    Z_a^SZUW_U[^ZY

    38:7,3.0788.47383:207.,7,934138:7,3.054.08920,8:708900;0417841

    -03.,20/%8 80.943/08.7-08,/;,3.0/ 38:7,3.07824/03,3/ 38:7,3.08.473

    2094/8

    Z_a^SZUW^_WbWUS__XUS`[Z

    0130902,2:2780;0472,38:7,3.0.425,308,7078,;0780%0/4399,0

    788,-4;01742,.079,30;0

    $P.9473!$%

    38:7,3.0$0.947 ,8 7089070/ , ;07 84 749 3 90 894741!,89,3,80/43 4:7

    7080,7.901443.43.:843802070

    890/38:7,3.080.94743,7,.$94..,3039072841.425,308843 $,7041890/38:7,3.080.94743949,890/.425,30843,7,.$94..,308

    43

    :941890/.425,3084370,909438:7,3.080.947 74290-7941!,89,39340,;0,//0/43890/.425,308;3:8,

    7,94410889,3507.425,35070,7

  • 8/3/2019 EFU Insurance -Ammad

    11/30

  • 8/3/2019 EFU Insurance -Ammad

    12/30

    `S`WXWZ_a^SZUW[^\[^S`[ZXS_`SZ

    0.420 94 $9,90 10 38:7,3.0 47547,943 1 !,89,3 9 ,2 %4 702,3 90 0,/3

    38:707390.4:397-0903/390-030198138:7,3.094,80.94384184.09,3/20093

    4:7.422920398944:754.4/078,3/903,943

    W`S_Z_a^SZUW`V

    %0 9,8 38:7,3.0 290/ 47207 :82 38:7,3.0 4 9/ 8 90 4/089 38:7,3.0

    .425,3 3 !,89,3 9,8 38:7,3.0 2,/0 890,/ 5747088 ,3/ -0.,20 430 41 90 0,/3

    .425,339010/411038:7,3.0390.4:397

    ,943,38:7,3.0425,39/

    %0,708938:7,3.0425,341!,89,39,5,/:5.,59,41#8-4330.:8;0

    38:70794905:-.80.947,8,88098414;07#8-43,3/70807;08,24:39394

    4;07#8-43

    WcaTWWZ_a^SZUW[\SZ`V

    0.420 940 :-0038:7,3.0 89,-80/ 3 8 430 41902489705:9,-0

    ,3/-790893,2039038:7,3.080.947

    SaVSZ_a^SZUW[\SZ

    $,:/ !, 38:7,3.0425,3290/ 8 430/-$,:/ !,74:5,;3 14438,70

    4/384198202-078$,:/!, 3/:897,7.:9:7,3;0892039425,3!;99/

    $,:/ !, 42207., ,3 9/ $,:/ !, 0,83 9/

  • 8/3/2019 EFU Insurance -Ammad

    13/30

    WSZUWZ_a^SZUW[\SZ`V

    #0,3.0 38:7,3.0 425,3 290/ ,8 90 1443 ;843 ,3/ 8843 4,8 ,3/ 8

    .4393:4:8897;31470.003.0

    STTZ_a^SZUW[\SZ`V

    ,-- 38:7,3.0 425,3 290/ 430 41 90 543007 5740.98 41 90 ,-- 74:5 ,8

    089,-80/3342-,9,5,/:58,70.,59,41#8 1907!,7994390

    .425,3 24;0/ 98 0,/ 6:,79078 94 ,7,. ,3/ 4;07 90 0,78 7,80/ 98 .,59, 94

    #8974:9088:041-43:88,708

    WZ`a^Z_a^SZUW[\SZ`V

    039:738:7,3.0425,3290/,,84374:5425,3,83.7457,90/3!,89,33

    ,8,!:-.290/425,3,3/86:490/43894..,3083!,89,39.42203.0/

    0307, 38:7,3.0 -:83088 3 ,3/ 83.0 903 .425,3 ,8 2,390/ .43934:8 749

    SWWZZ_a^SZUW[\SZ`V

    :7 28843 8 94 .4393:4:8 2574;0 4:780;08 94 -0.420 , 0,/3 57419,-0 425,3

    2009390300/8414:7.:8942078,3/03,3.390;,:0414:78,704/0783;08920390

    ,..4258 98 - :83 90 8970398 41 4:7 50450 ,3/ 90 ,55.,943 41 334;,9;0

    8.03.014790/0;0452039413038:7,3.0574/:.98,3/807;.089,9,7036:,9,3/

    .425099;0357.0

    WZ`WVZ_a^SZUW[\SZ`V

    &390/38:7,3.089043,3/78938:7,3.0425,341!,89,3/4374538:7,3.0,3/

    ;0894.38:7,3.0.,;0907038:7,3.0,77,302039,84

  • 8/3/2019 EFU Insurance -Ammad

    14/30

    WWSS_`SZ[\SZ`V

    %0.425,3,83.47547,90/3,8-0738:7,3.0425,39/%74:900,78

    -07 ,/ , .0.070/ 8947 2:. 0 90 8947 41 90 38:7,3.0 3/:897 9 801 3

    !,89,3,98.42203/,-0,88:7;;,

    \SZ_a^SZUW[\SZ`V

    5,3984379-04389490.,904741900,/338:70783!,89,35,0348,

    0.0039 97,. 70.47/ 574;/3 574259 ,3/ 011.039 807;.08 94 , 98 .0398 3.:/3 90

    57425980990203941.,28

    a_ZW__ZVa_`^SZ_a^SZUW[\SZ`V

    0.420 94 90:830883/:897, 38:7,3.0425,3 290/ 1,.9,93 3, ,

    $,71&27,38:7,3.0

    WZbW^_SZ_a^SZUW[\SZ`V

    %8425,3,83.47547,90/ 3,3/,8089,-80/98 17,3.80 30307, 38:7,3.0

    2,70935702:25479144-,8890&3;078,843041900,/33/:7,3.0.425,341

    90!,89,3

    Z[ZZ_a^SZUW[\SZ[XS_`SZ`V

    $07;3 !,89,3 ,8 430 41 90 4/089 38:7,3.0 1728 3 !,89,3 &343 38:7,3.0 4 41

    !,89,38,3433,203902,709:,7,39370,-0,3/80.:7038:7,3.09498.0398

    1474;070,7834

  • 8/3/2019 EFU Insurance -Ammad

    15/30

    ^SW^^WU`Z_a^SZUW

    %7,0770.938:7,3.0%,8,:3.0/43: 899,30.43.0594170.9

    38:7,3.0 9,9 ,48 489 41 574/:.98 ,3/ 807;.08 974: 4:7 4:7 , 03970

    U`aS^SZ_a^SZUW[Z_a`ZY$/,9/0738:7,3.0$4:94381471074:510,3/0307,38:7,3.002-4/080,7841

    .:2:,9;0 050703.0 3 /083 ,3/ 2502039,943 41 ,:942,90/ 38:7,3.0 84:9438

    STTZ_a^SZUW[\SZ`V

    ,--38:7,3.0,8089,-80/3342-,3/,9,5,/:58,70.,59,41#8

    24319073/0503/03.0,--38:7,3.0425,324;0/94!,89,3,3/903-0.420,

    2470574230393,2039038:7,3.03/:89739074:5,/941,.0,2,47/0-,.0

    904;073203941!,89,33,943,0/901038:7,3.0-:8308841,--38:7,3.0,9073

    90703430/,--,3,8,843,943,0/

    Z_a^SZUW`V

    ! 38:7,3.0 290/ 7908 , .,8808 41 0307, 38:7,3.0 -:83088 0 .42203.0/

    4507,94383$05902-079,5,/:5.,59,41#824339484790,780

    ,;08:..00/0/3089,-834:780;08,8430419017439300307, 38:7,3.0.425,3083

    902,709!38:7,3.0290/8,,884.,90/.43.0734190!,89,33/:897,70/9,3/

    3;0892039 47547,943 290/ ! 90 ,7089 57;,90 80.947 /0;0452039 13,3.0

    3899:943390.4:397

  • 8/3/2019 EFU Insurance -Ammad

    16/30

    Z`WVSZ`WV

    4:7,334574;/084:#../039,0,9,3/!072,30398,-94;07,041:5

    94#83.4,-47,9439&38:7078

    `S^^WY`b``V

    041107 38:7,3.0 807;.0 94 , 4:7;,:,-0 .0398 ,8 ,3/ 03 706:0890/%45 38:7,3.0

    .425,308,7034:7,5574;0/890,39948,;04:7920,3/24300349-0,55

    :390,;0050/4:1700:54:7920,3/,44:94.43.0397,90434:7.470-:83088

    XSSZ_a^SZUW

    1,,38:7,3.049/84304190,9089;039:70841-:,-74:53!,89,3!,/:5

    ,59, 41 1,, 38:7,3.0 4 9/ 8 #8 243 . 8 ,2489 9700 9208 90

    232:25,/:5.,59,706:70203941#8243300/0/94089,-8,0307,38:7,3.0

    .425,33!,89,3,.0/99089,904190,79%!,9147290.425,3411071789.,88

    80.:79 ,3/ 807;.0 94 90 38:73 5:-. .425,7,-0 94 39073,943, 89,3/,7/8

    WcS\_^WZ_a^SZUW[\SZ

    0,;0-003/0;073334;,9;0,:9424-038:7,3.084:94383!,89,383.0:7

    572,7 14.:8 8 574;/3 0.05943, 807;.0 94 , 41 4:7 3/0503/039 ,0398 ,3/ ;,:0/

    .:8942078 -0.,:80 4: ,70 90 .470 41 4:7 -:83088 :7 :94 38:7,3.0 10,9:708 574/:.98

    -,.0/- 4:7 :35,7,00/ 7084:7.08,3/ 39073,943, ,..,20/ 13,3., 897039,8907

    2470011.039,3/,..:7,902094/84197,38,.93-:8308897,38,90394,0,90770,94385

    94:1472,30,7894.420

  • 8/3/2019 EFU Insurance -Ammad

    17/30

    ^WW^Z_a^SZUW`WV

    !70207 38:7,3.0 290/ 47207 !70207 38:7,3.0 425,3 41 !,89,3 290/

    ``WXS]WZW^SZa_a^SZUW[\SZ`V9901,6 0307, 3:8:7,3.0 425,3 290/ 807;3 90 3,943 3 90 788

    [Z_aW^SZZY

    #,3.,88:7,3.0574/:.9203:85,38,.7488 ;,74:8 3084138:7,3.0 ,3/411078

    .42-3,943 41 10 ,3/ 34310 38:7,3.0 5,38. ,70 2,/094 19 4:7 507843, 300/8

    !0,80 -7480 974: ;,74:8 10 ..08 :897,90/ -04 ,3/ 13/ 90 2489 8:9,-0

    #,3.,88:7,3.05,3,85074:757410

    WcaTWWXWZ_a^SZUW[\SZ`WVXW

    0:-001038:7,3.0425,3290/108,8:-8/,74190,,3:3/

    147.4342.0;0452039$907,3/9,83.47547,90/3!,89,343:30

    ,8,!:-.290/425,3:3/0790425,3087/3,3.0988,70,706:490/4390,7,.$94..,30%0425,3 89,790/98-:83088 43:30!,/&5

    ,59, 41 90 425,3 8 #8 243 . 8 90 089 ,24389 5:-. 38:7,3.0

    .425,3083!,89,3

    USZ_a^SZUWVbUW

    &,2;0838:7,3.0.,28,/;.0,3/051472,338:7,3.0.,295083.:/3170

    3/,907144//,2,0 9019.4843,3//030/.,281 4:;0 ,/,.,2/030/47

    300/ 94 34 2470 ,-4:9 .,2 , -01470 13 4:78 &,2 .,3 05 4:

  • 8/3/2019 EFU Insurance -Ammad

    18/30

    ^SbWZ_a^SZUW

    9$:-%7,;08%4:780:3/0789,3/9,94:7;,.,943.,39,0,0,7948,;0147-:9

    43,80.43/947:304:.,39/4,39394570;039,3:3050.90/894721742.483

    90 ,75479 4: .,3 /4 842093 94 05 .4;07 4:7 97,;0 3;0892039-: 97,;0 38:7,3.0

    %7,;0 38:7,3.0.,3574;/04:.4;07,014720/.,0503808975.,3.0,94339077:5943

    -,,0/,2,0,3/2:.2470!:890;0738:7,3.05,34:,8470.0;04:7

    97,;0,8889,3.0

    Z_a^SZUW

    _[Z`S`WWZ`

    :7;843894-0901789.4.0.425,31474:7.:89420788,704/078,3/0254008%4

    ,.0;0980-0/7;03-,34-80884394-0-099079,390-0893,.4393:4:84:730349,/0893,943

    9&1789.4.020,38,8:89,30/.42292039942009,3/0.00/89,04/07050.9,9438

    9449097,094/094:7 .:89420789574/:.98,3/807;.08 9,90.00/

    907050.9,9438

    __[Z`S`WWZ`

    02,3,04:7,11,78974:24/07390.344.40.9;08/42,3/3899:943,0/

    0,/07850 -0 , 70850.90/ .:9:70/ ,3/,3 0/:.,90/ .425,3 9 , 897432,709

    548943%4090794:7.:8942078 7038:7078 ,3/ 02540080 ,.0;047/ .,88

    6:,9 89,3/,7/8 974:.4393:4:86:,9 2574;02039.0;0074/010.98 30;0793

    0/4

    0 /4 44/ -:83088 9 44/ .0398 ,3/ 41 90 089 39079 0 349

    .425742804:7573.508,3/0094-0343,8,7085438-0.47547,90.903,,70

    414:74-,94394904;0732039,3/9084.090807;0

  • 8/3/2019 EFU Insurance -Ammad

    19/30

    [\SZZX[^S`[Z

    70.9478

    #,16:0#200

    $:9,32,/

    -/:#02,3

    ,,--

    ,,37$//6:

    013,3.,11.0747547,90$0.709,7

    9,1",27://34,

    0,/;847

    4,22,/$,00/

    :/94229900

    :3007#200

    %,07$,.,

    -/:#02,3,,--

    #,9303.

    38:7073,3.,$97039#,93

    :944$9,-0

    #089070/11.0

    4/:/33/447

    33,;03:0:070,

    8,2,-,/

  • 8/3/2019 EFU Insurance -Ammad

    20/30

    XaZ_a^SZUW\[UW_

    574/:.98$07;.08

    4430 0;0734032,33/1789 970/941 -:9 9 8.0,79,92,303;0/9019

    ;03-3,9:709490,32,3/429,9890,-9941'07,708:28,703;0890/3

    24/073,7.7,19,3/9074507,943

    ,73038:7,3.088,/94-0490741,38:7,3.08

    3,73038:7,3.0.4;07,08574;/0/14744/8397,389147-4925479,3/5479,3/90

    24/041.43;0,3.0843,907,8

    74:5!07843,../039 !07843,../039.4;071473/;/:,5078438 ,2!,.,0;08,/8.4:390390401,2-:843054.

    %0472038425038,943.9574;/08341,:9-0301983900;03941/0,9473:794,472,33472,9,33.420410889,3!#$5072439/:094,3,../039,9

    47

    34 4:7 4:7 43$945 %7,;0.,70 94 ,3 /0893,943 , ,74:3/ 90 47/ . 8

    850.,/0830/1479097,;007897,;03,-74,/

  • 8/3/2019 EFU Insurance -Ammad

    21/30

    !:-.,-938:7,3.0317247,33/;/:,3903472,.4:78041-:83088474907

    ,.9;9082,30039.,:80/,2,0949057450794149078473:79449078

    $4:/,.425,38:1107,/70.913,3.,488,8,708:941,30254008/843089,.9;908

    4:7/09:,7,390054..425038,9090.425,31478:.488

    ,83%7,389,83$,1038:7,3.0

    -:830882,-074--0/41.,80907/:733472,-:830884:7847,19073472,-:83088

    4:78

    !,90,888.48994705,.0,3/.079,3-:830880813/,8838:7,3.0,325479,395,7941

    90738:7,3.05479144%8,55085,79.:,794709,8458/05,7920398947088474428

    09.

    !745079-043394,-:8308847,4:804/2,-089403174290-:8308857028084790

    420:754..425038,9090-:8308847903/;/:,3900;03941488415745079

    17429038:70/57028081443,.9:,147.-003974394905702808

    439,.9&8-02,31401:38:7,3.0.42

  • 8/3/2019 EFU Insurance -Ammad

    22/30

    439,.9&8-02,31401:38:7,3.0.42

    439,.9&8-02,31401:38:7,3.0.42

    7;07 84:/-0,7 323/9,9 9070,703:2-0741/09,8 9,9 84:/ -0 9,03 394 ,..4:39

    03,5531472494738:7,3.054.

    1:;089054.43905745079

    4397,.947#8838:7,3.0411078 .42570038;0 ,3/ ,/06:,90 57490.943,,389 488 47

    /,2,0370850.994.4397,.947841.;03300735740.98

    4397,.947#88 38:7,3.0411078 .42570038;0 ,3/ ,/06:,90 57490.943 ,,389 48847

    /,2,0370850.994.4397,.947841.;03300735740.98

    ,.30738:7,3.08/0;0450/947,393/:897900110.9;038:7,3.0.4;0714705038;0

    5,392,.307,3/20.,3.,06:52039

    0.9743. 6:52039 38:7,3.0 8 94/, , .42243 54. 147 ;,:,-0 00.9743.06:52039 %0 9072 00.9743. 06:52039 .4257808 , 00.97., 889028 ,;3 24/07,90

    5407706:7020398:.,8

  • 8/3/2019 EFU Insurance -Ammad

    23/30

    %0 42570038;0 ,.307 38:7,3.0 54. 8 3903/0/ 94 574;/0 5745079 .4;07 147

    2,.307,3/3/:897,5,39,8,303,3.02039412,.30738:7,3.0,3/8850.,,20/

    ,9788.,70/02,3/31742:3/07793507850.9;0

    & 38:7,3.0 7908 , 5479144 .425783 , -74,/ 8570,/ 41 6:,9 -:83088 70,93 94

    3/:897, .42207., ,3/ 807;.0 ,.9;908 3.:/3 97,385479,943 4 574/:.943

    2,3:1,.9:730330073-,33

    ^_SZSYWWZ`Z

    #88908:,7,3/8,94110#8-738800930889410,3/9-738-99073088%0708

    8420930.93,-4:99078,30/09,99-738,/20384304:/349,3994;0

    :5%049078/041788088,997,.9;0%0-99078/0417884309.0,7043

    9441,2,7

    #8 8 90 :3440/147:3,390/0;039 3 901:9:70;03988:. ,89480,9-474:

    $0;084%70008,3/45,0734-00-7:0!5075,47387488%080

    0;0398,3/490780902,;0.079,37,--0/900,/308-:990,7043909584190

    78.0-07%0,70900;0398.2,0900,/308,3/90308-:0938-:990,70

    1,77024;0/1742900;07/,147284178.70:,7.4317439:8%070,0;04178

    .425780890890,/94411708,../0398901980548438,3/490782,70;0398%080

    ,700;0398.7,707,-174395,085,.034:73085,5078-:930;0790088147290-:

    41904741782,3,02039

    %0/2038438,3/0110.98418:.4880;0398,;04383.0-0.4202,47831.,3.0147

    40 0.434208 ,3/ 90 6:089438 41 4 94570/.9 ,3/ 570;039 902 ,70 ,..47/3 90

    8:-0.94139038;0/8.:8843-49390549.,85070,3/,243905:-.,9,70

  • 8/3/2019 EFU Insurance -Ammad

    24/30

    9 8 ,3 :843 94 93 9,9 8:. 0;0398 .,3 ,,8 -0 570;0390/070;07 90 4..:73

    ,3,88 41 488 050703.0 ,8 843 40;07 9,9 9 8 41903 , .42-3,943 41 3/;/:,

    .,:808.9,0343907434:/349,;0,3/7,2,9.25,.99,90,/8942,4747

    0;03.,9,89745.48808,3/9,9908039:73.,3;0780948420;07.42500110.98%8

    70,,9432,08 930.088,794,5574,.90574-024190 29,943 ,3/.4397441970,98

    174280;07,,308,943.047338:7,3.090728174290;054394180;07,/1107039.,8808

    41-:83088

    %0.425070,9084124/0730.4342.10,3/90743,,70308841905:-.,9,70

    5,.03.70,83/02,3/843.425,308945:78:0,557457,90,3/1,7890/54.08,-4:978

    %08,20,55089438:70783/0907233907:3/0779354.08%07,5//0;0452039

    41 30 90.34408 ,3/ 90 .,33 3,9:70 41 574/:.943 574.08808 30.0889,90 , .4389,39

    ,3,8841 78574108490397057030:78,3/ 38:7078 90701470 034724:8 3.70,80/300/

    147,3,9.,,3/,/;847807;.08#8,3,0203905,792039,9&8200935,7941

    98/02,3/%8.425,34110784:7.039,/;.039010/41#8,3,02039

    8/0 174298 98&8,294 41107 98.0398.42570038;08:55479 36:0894384178

    2,3,02039,110.93,380.947

    _SZSYWWZ``^SZZY

    0503/3 :543 90 706:089 0 4/ 850.1. 78 2,3,02039 8023,78 147 4:7 -:83088

    5,793078 1907 ,3 3974/:.943 94 90 9047 41 78 2,3,02039 90 57,.9., 8/0 8

    /0243897,90/ - 20,38 41 , .,80 89:/ %0 5,79.5,398 903 ,;0 , .,3.0 94 2,0 78

    2,3,02039/0.8438,3/94,3,09080390.4:78041478458

    _SZSYWWZ`WZ`^SXXUW

    %0#8,3,020390397,11.041&0,/11.0-0,/94 70.0;04:7

    47/078 9 8 7085438-0 147 .447/3,93,3/ 8:507;83 9047 9,9 -0/430 434:7

    -0,1%8 .43.0397,94341,.9;908 3 430 .0397, 411.0 8 4170,9,/;,39,094 4::7

    -7,3.089.4:,;0/0,9570;4:8,84-050,80/940535,883434:7

    706:0898944:7782,3,02039850.,898

  • 8/3/2019 EFU Insurance -Ammad

    25/30

    XaZ_a^SZUW^_

  • 8/3/2019 EFU Insurance -Ammad

    26/30

    _SZSYWWZ`\^[UW__[XWXa

    8/017429898&,2944110798.0398.42570038;08:5547936:0894384178

    2,3,02039,110.93,380.947014703/;/:,782,3,02039.43.0598.,3-0/0830/

    9078836:08943,;094-0.,701:,3,80/!,79.:,7.42503/:897,788.,147

  • 8/3/2019 EFU Insurance -Ammad

    27/30

    9474:,3,88,3/.438:9,943,9,89,954808,.,03094900397038:7,3.03/:897

    &41107898.039805,3/8:55479,90;0789,04190782,3,02039574.088

    #8/0391.,943

    #8;,:,943

    #843974

    #83,3.3

    _VWZ`XUS`[Z

    %0178989,04190782,3,02039574.08878/0391.,943.4388983/0907233,9

    90788,709,95480,970,994,889020,.425,3,3/9,9.4:/170,80/570;03990

    .425,3 1742,.0;3 98 4,8%080 4,8 .:8942,7 970,903 90 .425,38 ,-9 942,0 , 57410 94 570807;0 90 4-8 41 98 0254008 ,3/ 94 8:55 98 574/:.98 94:9

    39077:5943,9,1,;4:7,-057.094203943:8990248925479,393,90574192,/0-

    90 .425,3 84:/ -0 8:11.039 94 .4;07 90 .489841 90 574/:.943574.088 94 70,7/ 90

    3;0894781478:55390.425,391:3/8,3/942574;090.425,3813,3.,897039

    ,3/2,709548943

    _U[Z`^[

    %02,3 0020398 41, .425,38,88098 9,9 ,70 970,9030/ ,70 90701470 98 0254008 98

    13,3.,89,9:8,3/ 98574507998 39,3-0,880988:.,8 98 705:9,943,3/44/%0

    ,-994 /03915488-0788-01470902,907,80706:708,.42570038;0340/041

    48808%8340/08,;,,-094&80507980850.,90033007841,/8.5308

    94,/9023,8.079,33.850.1.788,;03.425,3805480/94

    _bSaS`[Z

    3.09078,;0-003 /03910/902:89-0 0;,:,90/%07549039,147.,:83488 8

    0892,90/39072841-4990.4894190/,2,0,3/901706:03..8:./,2,080944..:7

    #843974%00892,90/2,2:25488-0488,894-0;00/370,943949013,3.,

    8970394190.425,3,3/984,3909419870,94385.43.0598.,3-0/0;0450/

  • 8/3/2019 EFU Insurance -Ammad

    28/30

    14770/:.390574-,-941,4884..:7734390-,88419089,9:86:4,3/14729390

    0110.9841,48819/408,780

    _ZSZUZY

    %013,3.34178-20,384138:7,3.08:8:,902094/9,9-08920098,.425,38

    439072390708981470,2509839070893-03,-094.,.:,9098-:/0914780;07,0,78

    3,/;,3.00;0790088477,90714798;0770,843782,3,02039,,83;4;08,

    80,7.147,9073,9;084:943898,28,1907,9413/,84113,3.33/;/:,788

    W`[V_`[VbW^_X`W^_

    Z_a^SZUW

    78994/;078190781789&838:70/-901443.425,308

    O 072,3.425,33,202:30.700O $0/8.425,33,20$8807

    _SUUW\`SZUWWbW

    &8478,..0590717233,9:70%0/4144394,;4/,3/232078

    O 40548:70O 3;089203934/O 3;08937,90/80.:7908

    `W^W`[V_`[VbW^_X`WW`W^ZS^_

    Z_a^SZUW78994/;078190781789&838:70/-901443.425,308

    O 072,3.425,33,202:30.700

  • 8/3/2019 EFU Insurance -Ammad

    29/30

    O $0/8.425,33,20$8807]aV`^_

    %41:1906:/9300/8&3;0893904/,3/847990727,90/80.:7908

    ZSZUS^_

    %44;07.4209013,3.,780

    O 70/9O 01,:9O 6:/9

    & :808 90 8479 9072 3;0892039,80 ,890 38:7,3.0 54.08 /08.7-0/ ,-4;0

    4/3;08920395:754808944-9,36:/93499057419

    Z`W^W_`^S`W^_

    %4/;07819078&:808908,2.13,3.0,3/-,33.8349-,80/43903907089

    7,9088902

    ZXS`[Z^_

    %423209031,9437890.425,33;089839070,89,90-:83088

    `^S`WYU^_

    %4,;4/9014:7897,90.78

    O 489:207.,308O 3/:897.,308O 42509943O 489:207/02,3/8

  • 8/3/2019 EFU Insurance -Ammad

    30/30

    &3974/:.0830574/:.98,3/807;.08,..47/39490.489:207/02,3/8,3/.,3083

    9,9,9097944;07.420.42509943,3/3/:897.,308,84

    `W^W`[V_`[VbW^_XZ`W^ZS^_

    %4/;07819039073,780025400,3/.:9:7078&;08232:28,,7

    5:8.4228843940,.025400,3/90.:9:7081703/

    WXW^WZUW_

    &82,37,8/

    &392,3,07:9,3.,399-7,3.

    /:7800/

    $,08.438:9,39:9,3.,399-7,3.

    440.42

    01:38:7,3.0.42