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HOME REPORT ELWYN 8 ST ANDREW STREET ALYTH BLAIRGOWRIE PH11 8AT

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Page 1: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June

HOME REPORT

ELWYN8 ST ANDREW STREET

ALYTHBLAIRGOWRIE

PH11 8AT

Page 2: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 3: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June

ENERGYPERFORMANCE

CERTIFICATE

Page 4: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 5: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June

You can use this document to:Energy Performance Certificate (EPC)Dwellings

ScotlandELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT

Dwelling type: Detached houseDate of assessment: 17 June 2019Date of certificate: 21 June 2019Total floor area: 192 m2

Primary Energy Indicator: 401 kWh/m2/year

Reference number: 9800-6131-0929-8097-1613Type of assessment: RdSAP, existing dwellingApproved Organisation: ElmhurstMain heating and fuel: Boiler and radiators, mains

gas

You can use this document to:Compare current ratings of properties to see which are more energy efficient and environmentally friendly•Find out how to save energy and money and also reduce CO2 emissions by improving your home•

Estimated energy costs for your home for 3 years* £7,884

Over 3 years you could save* £2,799

See yourrecommendations

report for moreinformation

* based upon the cost of energy for heating, hot water, lighting and ventilation, calculated using standard assumptions

Very energy efficient - lower running costs Current Potential

A(92 plus)

B(81-91)

75C(69-80)

D(55-68)

52E(39-54

F(21-38)

G(1-20)

Not energy efficient - higher running costs

Energy Efficiency Rating

This graph shows the current efficiency of your home,taking into account both energy efficiency and fuelcosts. The higher this rating, the lower your fuel billsare likely to be.

Your current rating is band E (52). The average ratingfor EPCs in Scotland is band D (61).

The potential rating shows the effect of undertaking allof the improvement measures listed within yourrecommendations report.

Very environmentally friendly - lower CO2 emissions Current Potential

A(92 plus)

B(81-91)

C(69-80)

67D(55-68)

42E(39-54

F(21-38)

G(1-20)

Not environmentally friendly - higher CO2 emissions

Environmental Impact (CO2) Rating

This graph shows the effect of your home on theenvironment in terms of carbon dioxide (CO2)emissions. The higher the rating, the less impact it hason the environment.

Your current rating is band E (42). The average ratingfor EPCs in Scotland is band D (59).

The potential rating shows the effect of undertaking allof the improvement measures listed within yourrecommendations report.

Top actions you can take to save money and make your home more efficient

Recommended measures Indicative cost Typical savings over 3 years

1 Internal or external wall insulation £4,000 - £14,000 £1779.00

2 Floor insulation (suspended floor) £800 - £1,200 £687.00

3 Heating controls (room thermostat) £350 - £450 £204.00

A full list of recommended improvement measures for your home, together with more information on potential cost andsavings and advice to help you carry out improvements can be found in your recommendations report.

THIS PAGE IS THE ENERGY PERFORMANCECERTIFICATE WHICH MUST BE AFFIXED TO THEDWELLING AND NOT BE REMOVED UNLESS IT IS

REPLACED WITH AN UPDATED CERTIFICATE

To find out more about the recommended measuresand other actions you could take today to stopwasting energy and money, visit greenerscotland.orgor contact Home Energy Scotland on 0808 808 2282.

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Page 1 of 5Elmhurst Energy Systems RdSAP Calculator v3.09r21 (SAP 9.93)

Recommendations ReportELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT21 June 2019 RRN: 9800-6131-0929-8097-1613

Summary of the energy performance related features of this homeThis table sets out the results of the survey which lists the current energy-related features of this home. Each elementis assessed by the national calculation methodology; 1 star = very poor (least efficient), 2 stars = poor, 3 stars =average, 4 stars = good and 5 stars = very good (most efficient). The assessment does not take into consideration thecondition of an element and how well it is working. ‘Assumed’ means that the insulation could not be inspected and anassumption has been made in the methodology, based on age and type of construction.

Element Description Energy Efficiency Environmental

Walls Sandstone or limestone, as built, no insulation(assumed)Solid brick, with internal insulation

Roof Pitched, 150 mm loft insulationPitched, 300 mm loft insulation

Floor Suspended, no insulation (assumed)

Windows Mostly double glazing

Main heating Boiler and radiators, mains gas

Main heating controls Programmer, TRVs and bypass

Secondary heating Room heaters, mains gas

Hot water From main system

Lighting Low energy lighting in 83% of fixed outlets

The energy efficiency rating of your homeYour Energy Efficiency Rating is calculated using the standard UK methodology, RdSAP. This calculates energy usedfor heating, hot water, lighting and ventilation and then applies fuel costs to that energy use to give an overall ratingfor your home. The rating is given on a scale of 1 to 100. Other than the cost of fuel for electrical appliances and forcooking, a building with a rating of 100 would cost almost nothing to run.

As we all use our homes in different ways, the energy rating is calculated using standard occupancy assumptionswhich may be different from the way you use it. The rating also uses national weather information to allow comparisonbetween buildings in different parts of Scotland. However, to make information more relevant to your home, localweather data is used to calculate your energy use, CO2 emissions, running costs and the savings possible from makingimprovements.

The impact of your home on the environmentOne of the biggest contributors to global warming is carbon dioxide. The energy we use for heating, lighting and powerin our homes produces over a quarter of the UK’s carbon dioxide emissions. Different fuels produce different amountsof carbon dioxide for every kilowatt hour (kWh) of energy used. The Environmental Impact Rating of your home iscalculated by applying these 'carbon factors' for the fuels you use to your overall energy use.

The calculated emissions for your home are 71 kg CO2/m²/yr.

The average Scottish household produces about 6 tonnes of carbon dioxide every year. Based on this assessment,heating and lighting this home currently produces approximately 14 tonnes of carbon dioxide every year. Adoptingrecommendations in this report can reduce emissions and protect the environment. If you were to install all of theserecommendations this could reduce emissions by 6.3 tonnes per year. You could reduce emissions even more byswitching to renewable energy sources.

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Recommendations ReportELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT21 June 2019 RRN: 9800-6131-0929-8097-1613

Estimated energy costs for this home

Current energy costs Potential energy costs

Heating £7,095 over 3 years £4,470 over 3 years

Hot water £435 over 3 years £261 over 3 years

Lighting £354 over 3 years £354 over 3 years

Totals £7,884 £5,085

You couldsave £2,799 over 3 years

Potential future savings

These figures show how much the average household would spend in this property for heating, lighting and hot water.This excludes energy use for running appliances such as TVs, computers and cookers, and the benefits of anyelectricity generated by this home (for example, from photovoltaic panels). The potential savings in energy costs showthe effect of undertaking all of the recommended measures listed below.

Recommendations for improvementThe measures below will improve the energy and environmental performance of this dwelling. The performanceratings after improvements listed below are cumulative; that is, they assume the improvements have been installed inthe order that they appear in the table. Further information about the recommended measures and other simpleactions to take today to save money is available from the Home Energy Scotland hotline which can be contacted on0808 808 2282. Before carrying out work, make sure that the appropriate permissions are obtained, where necessary.This may include permission from a landlord (if you are a tenant) or the need to get a Building Warrant for certaintypes of work.

Recommended measures Indicative cost Typical savingper year

Rating after improvement

Energy Environment

D 63 E 54

D 67 D 59

D 68 D 61

C 69 D 62

C 75 D 67

1 Internal or external wall insulation £4,000 - £14,000 £593

2 Floor insulation (suspended floor) £800 - £1,200 £229

3 Upgrade heating controls £350 - £450 £68

4 Solar water heating £4,000 - £6,000 £43

5 Solar photovoltaic panels, 2.5 kWp £3,500 - £5,500 £266

Choosing the right improvement package

For free and impartial advice on choosing suitable measures for your property, contact the Home EnergyScotland hotline on 0808 808 2282 or go to www.greenerscotland.org.

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Low and zero carbon (LZC) energy sources are sources of energy that release either very little or no carbon dioxideinto the atmosphere when they are used. Installing these sources may help reduce energy bills as well as cuttingcarbon.LZC energy sources present: There are none provided for this home

Recommendations ReportELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT21 June 2019 RRN: 9800-6131-0929-8097-1613

About the recommended measures to improve your home’s performance ratingThis section offers additional information and advice on the recommended improvement measures for your home

1 Internal or external wall insulationInternal or external wall insulation involves adding a layer of insulation to either the inside or the outside surfaceof the external walls, which reduces heat loss and lowers fuel bills. As it is more expensive than cavity wallinsulation it is only recommended for walls without a cavity, or where for technical reasons a cavity cannot befilled. Internal insulation, known as dry-lining, is where a layer of insulation is fixed to the inside surface ofexternal walls; this type of insulation is best applied when rooms require redecorating. External solid wallinsulation is the application of an insulant and a weather-protective finish to the outside of the wall. This mayimprove the look of the home, particularly where existing brickwork or rendering is poor, and will provide long-lasting weather protection. Further information can be obtained from the National Insulation Association(www.nationalinsulationassociation.org.uk). It should be noted that a building warrant is required for theinstallation of external wall insulation. Planning permission may also be required and that building regulationsapply to external insulation so it is best to check with your local authority on both issues.

2 Floor insulation (suspended floor)Insulation of a floor will significantly reduce heat loss; this will improve levels of comfort, reduce energy use andlower fuel bills. Suspended floors can often be insulated from below but must have adequate ventilation toprevent dampness; seek advice about this if unsure. Further information about floor insulation is available frommany sources including www.energysavingtrust.org.uk/scotland/Insulation/Floor-insulation. Building regulationsgenerally apply to this work so it is best to check with your local authority building standards department.

3 Heating controls (room thermostat)The heating system should have a room thermostat to enable the boiler to switch off when no heat is required. Acompetent heating engineer should be asked to do this work. Insist that the thermostat switches off the boiler aswell as the pump and that the thermostatic radiator valve is removed from any radiator in the same room as thethermostat. Building regulations generally apply to this work and a building warrant may be required, so it is bestto check with your local authority building standards department and seek advice from a qualified heatingengineer.

4 Solar water heatingA solar water heating panel, usually fixed to the roof, uses the sun to pre-heat the hot water supply. This cansignificantly reduce the demand on the heating system to provide hot water and hence save fuel and money.Planning permission might be required, building regulations generally apply to this work and a building warrantmay be required, so it is best to check these with your local authority. You could be eligible for Renewable HeatIncentive payments which could appreciably increase the savings beyond those shown on your EPC, providedthat both the product and the installer are certified by the Microgeneration Certification Scheme (or equivalent).Details of local MCS installers are available at www.microgenerationcertification.org.

5 Solar photovoltaic (PV) panelsA solar PV system is one which converts light directly into electricity via panels placed on the roof with no wasteand no emissions. This electricity is used throughout the home in the same way as the electricity purchased froman energy supplier. Planning permission might be required, building regulations generally apply to this work anda building warrant may be required, so it is best to check with your local authority. The assessment does notinclude the effect of any Feed-in Tariff which could appreciably increase the savings that are shown on this EPCfor solar photovoltaic panels, provided that both the product and the installer are certified by the MicrogenerationCertification Scheme (or equivalent). Details of local MCS installers are available atwww.microgenerationcertification.org.

Low and zero carbon energy sources

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Recommendations ReportELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT21 June 2019 RRN: 9800-6131-0929-8097-1613

Your home's heat demand

You could receive Renewable Heat Incentive (RHI) payments and help reduce carbon emissions by replacing yourexisting heating system with one that generates renewable heat and, where appropriate, having your loft insulated andcavity walls filled. The estimated energy required for space and water heating will form the basis of the payments. Formore information go to www.energysavingtrust.org.uk/scotland/rhi.

Heat demand Existing dwelling Impact of loftinsulation

Impact of cavitywall insulation

Impact of solid wallinsulation

Space heating (kWh per year) 36,702 (550) N/A (9,767)

Water heating (kWh per year) 2,999

AddendumThis dwelling has stone walls and so requires further investigation to establish whether these walls are of cavityconstruction and to determine which type of wall insulation is best suited.

About this documentThis Recommendations Report and the accompanying Energy Performance Certificate are valid for a maximum of tenyears. These documents cease to be valid where superseded by a more recent assessment of the same buildingcarried out by a member of an Approved Organisation.

The Energy Performance Certificate and this Recommendations Report for this building were produced following anenergy assessment undertaken by an assessor accredited by Elmhurst (www.elmhurstenergy.co.uk), an ApprovedOrganisation Appointed by Scottish Ministers. The certificate has been produced under the Energy Performance ofBuildings (Scotland) Regulations 2008 from data lodged to the Scottish EPC register. You can verify the validity of thisdocument by visiting www.scottishepcregister.org.uk and entering the report reference number (RRN) printed at thetop of this page.

Assessor's name: Mr. Richard LennonAssessor membership number: EES/009376Company name/trading name: D M Hall Chartered Surveyors LLPAddress: Gowrie House 52 Tay Street

PerthPH1 5TR

Phone number: 01738 562100Email address: [email protected] party disclosure: No related party

If you have any concerns regarding the content of this report or the service provided by your assessor you should inthe first instance raise these matters with your assessor and with the Approved Organisation to which they belong. AllApproved Organisations are required to publish their complaints and disciplinary procedures and details can be foundonline at the web address given above.

Use of this energy performance information

Once lodged by your EPC assessor, this Energy Performance Certificate and Recommendations Report are availableto view online at www.scottishepcregister.org.uk, with the facility to search for any single record by entering theproperty address. This gives everyone access to any current, valid EPC except where a property has a Green DealPlan, in which case the report reference number (RRN) must first be provided. The energy performance data in thesedocuments, together with other building information gathered during the assessment is held on the Scottish EPCRegister and is available to authorised recipients, including organisations delivering energy efficiency and carbonreduction initiatives on behalf of the Scottish and UK governments. A range of data from all assessments undertakenin Scotland is also published periodically by the Scottish Government. Further information on these matters and onEnergy Performance Certificates in general, can be found at www.gov.scot/epc.

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Recommendations ReportELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT21 June 2019 RRN: 9800-6131-0929-8097-1613

Advice and support to improve this propertyThere is support available, which could help you carry out some of the improvements recommended for this propertyon page 3 and stop wasting energy and money.For more information, visit greenerscotland.org or contact HomeEnergy Scotland on 0808 808 2282.

Home Energy Scotland’s independent and expert advisors can offer free and impartial advice on all aspects of energyefficiency, renewable energy and more.

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SINGLESURVEY

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survey report on:

ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

ELWYN8 ST ANDREW STREETALYTHBLAIRGOWRIEPH11 8AT

Mr & Mrs Laird

Elwyn8 St Andrew StreetAlythBlairgowriePH11 8AT

DM Hall LLP

17th June 2019

Single Survey

Property address

Customer

Customer address

Prepared by

Date of inspection

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1

Terms & Conditions (With MVR) - 1\10\2008

Page 1 of 6

ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

PART 1 - GENERAL1.1 THE SURVEYORS

The Seller has engaged the Surveyors to provide the Single Survey Report and a generic MortgageValuation Report for Lending Purposes. The Seller has also engaged the Surveyors to provide anEnergy Report in the format prescribed by the accredited Energy Company.

The Surveyors are authorised to provide a transcript or retype of the generic Mortgage ValuationReport on to Lender specific pro-forma. Transcript reports are commonly requested by Brokers andLenders. The transcript report will be in the format required by the Lender but will contain the sameinformation, inspection date and valuation figure as the generic Mortgage Valuation Report and theSingle Survey. The Surveyors will decline any transcript request which requires the provision ofinformation additional to the information in the Report and the generic Mortgage Valuation Report untilthe Seller has conditionally accepted an offer to purchase made in writing.

Once the Seller has conditionally accepted an offer to purchase made in writing, the Purchaser'slender or conveyancer may request that the Surveyors provide general comment on standardappropriate supplementary documentation. In the event of a significant amount of documentationbeing provided to the Surveyors, an additional fee may be incurred by the Purchaser. Any additionalfee will be agreed in writing.

If information is provided to the Surveyors during the conveyancing process which materially affectsthe valuation stated in the Report and generic Mortgage Valuation Report, the Surveyors reserve theright to reconsider the valuation. Where the Surveyors require to amend the valuation in consequenceof such information, they will issue an amended Report and generic Mortgage Valuation Report to theSeller. It is the responsibility of the Seller to ensure that the amended Report and generic MortgageValuation Report are transmitted to every prospective Purchaser.

The individual Surveyor will be a member of the Royal Institution of Chartered Surveyors who iscompetent to survey, value and report upon Residential Property .

If the Surveyors have had a previous business relationship within the past two years with the Seller orSellers Agent or relative to the property, they will be obliged to indicate this by ticking the adjacent box.

The Surveyors have a written complaints handling procedure. This is available from the offices of theSurveyors at the address stated.

THE REPORTThe Surveyors will not provide an amended Report on the Property, except to correct factualinaccuracies.

The Report will identify the nature and source of information relied upon in its preparation.

The Surveyor shall provide a Market Value of the Property, unless the condition of the Property is suchthat it would be inappropriate to do so. A final decision on whether a loan will be granted rests with theLender who may impose retentions in line with their lending criteria. The date of condition and valueof the property will be the date of inspection.

To date, Purchasers have normally obtained their own report from their chosen Surveyor. By contrast,a Single Survey is instructed by the Seller and made available to all potential Purchasers in theexpectation that the successful Purchaser will have relied upon it. The Royal Institution of CharteredSurveyors rules require disclosure of any potential conflict of interest when acting for the Seller andthe Purchaser in the same transaction. The Single Survey may give rise to a conflict of interest and ifthis is of concern to any party they are advised to seek their own independent advice.

1 Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Rules of Conduct.

Terms and Conditions

1.2

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Terms & Conditions (With MVR) - 1\10\2008

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

1.3

The Report and any expressions or assessments in it are not intended as advice to the Seller orPurchaser or any other person in relation to an asking price or any other sales or marketing decisions.The Report is based solely on the Property and is not to be relied upon in any manner whatsoeverwhen considering the valuation or condition of any other property.

If certain minor matters are mentioned in the Report it should not be assumed that the Property is freeof other minor defects.

Neither the whole nor any part of the Report may be published in any way, reproduced or distributedby any party other than the Seller, prospective purchasers and the Purchaser and their respectiveprofessional advisers without the prior written consent of the Surveyors.

LIABILITYThe Report is prepared with the skill and care reasonably to be expected of a competent residentialsurveyor who is a member of the Royal Institution of Chartered Surveyors.

The Report is addressed to the Seller and was prepared in the expectation that it (or a complete copy)along with these Terms and Conditions (or a complete copy) would (or, as the case might be, wouldhave been) be disclosed and delivered to:-

The Surveyors acknowledge that their duty of skill and care in relation to the Report is owed to theSeller and to the Purchaser. The Surveyors accept no responsibility or liability whatsoever in relationto the Report to persons other than the Seller and the Purchaser. The Seller and Purchaser should beaware that if a Lender seeks to rely on this Report they do so at their own risk. In particular, theSurveyors accept no responsibility or liability whatsoever to any Lender in relation to the Report. Anysuch Lender relies upon the Report entirely at their own risk.

GENERIC MORTGAGE VALUATION REPORTThe Surveyors undertake to the Seller that they will prepare a generic Mortgage Valuation Report,which will be issued along with the Single Survey. It is the responsibility of the Seller to ensure thatthe generic Mortgage Valuation Report is provided to every potential Purchaser.

TRANSCRIPT MORTGAGE VALUATION FOR LENDING PURPOSESThe Surveyors undertake that on being asked to do so by a prospective purchaser, or his/herprofessional advisor or Lender, they will prepare a Transcript Mortgage Valuation Report for LendingPurposes on terms and conditions to be agreed between the Surveyors and Lender and solely for theuse of the Lender and upon which the Lender may rely. The decision as to whether finance will beprovided is entirely a matter for the Lender. The Transcript Mortgage Valuation Report will be frominformation contained in the Report and the generic Mortgage Valuation Report.

2 Which shall be in accordance with the current RICS Valuation Standards (The Red Book) and RICS Rules of Conduct

Terms and Conditions

1.4

1.5

the Seller;

any person(s) noting an interest in purchasing the Property from the Seller;

any person(s) who make(s) (or on whose behalf is made) an offer to purchase the Property,whether or not that offer is accepted by the Seller;

the Purchaser; and

the professional advisers of any of these.

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Terms & Conditions (With MVR) - 1\10\2008

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

1.6 INTELLECTUAL PROPERTYAll intellectual property rights whatsoever (including copyright) in and to the Report, excluding theheadings and rubrics, are the exclusive property of the Surveyors and shall remain their exclusiveproperty unless they assign the same to any other party in writing.

PAYMENTThe Surveyors are entitled to refrain from delivering the Report to anyone until the fee and othercharges for it notified to the Seller have been paid. Additional fees will be charged for subsequentinspections and Reports.

CANCELLATIONThe Seller will be entitled to cancel the inspection by notifying the Surveyor's office at any time beforethe day of the inspection.

The Surveyor will be entitled not to proceed with the inspection (and will so report promptly to theSeller) if after arriving at the property, the Surveyor concludes that it is of a type of construction ofwhich the surveyor has insufficient specialist knowledge to be able to provide the inspectionsatisfactorily. The Surveyor will also be entitled not to proceed if after arriving at the property, thesurveyor concludes that the property is exempt under Part 3 of The Housing (Scotland) Act 2006 asdetailed in the (Prescribed Documents) Regulations 2008. If there is a potential threat to their healthor personal safety, the inspection may be postponed or cancelled, at the Surveyor's discretion.

In the case of cancellation or the inspection not proceeding, the Surveyor will refund any fees paid bythe Seller for the inspection and Report, except for expenses reasonably incurred and any fee due inlight of the final paragraph of this section.

In the case of cancellation by the Seller, for whatever reason, after the inspection has taken place butbefore a written report is issued, the Surveyor will be entitled to raise an Invoice equivalent to 80% ofthe agreed fee.

PRECEDENCEIf there is any incompatibility between these Terms and Conditions and the Report, these Terms andConditions take precedence.

DEFINITIONS

Terms and Conditions

1.7

1.8

1.9

1.10

the "Lender" is the party who has provided or intends or proposes to provide financial assistanceto the Purchaser towards the purchase of the Property and in whose favour a standard securitywill be granted over the Property;

the "Transcript Mortgage Valuation Report for Lending Purposes" means a separate report,prepared by the Surveyor, prepared from information in the Report and the generic MortgageValuation Report, but in a style and format required by the Lender. The Transcript MortgageValuation Report for Lending Purposes will be prepared with the skill and care reasonably to beexpected from a surveyor who is a member of the Royal Institution of Chartered Surveyors andwho is competent to survey, value and report on the Property;

the "Generic Mortgage Valuation Report" means a separate report, prepared by the Surveyorfrom information in the Report but in the Surveyor's own format;

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Terms & Conditions (With MVR) - 1\10\2008

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

PART 2 - DESCRIPTION OF THE REPORTTHE SERVICEThe Single Survey is a Report by an independent Surveyor, prepared in an objective way regardingthe condition and value of the Property on the day of the inspection, and who is a member of the RoyalInstitution of Chartered Surveyors. It includes an Energy Report as required by Statute and this is inthe format of the accredited Energy Company. In addition, the Surveyor has agreed to supply ageneric Mortgage Valuation Report.

THE INSPECTIONThe Inspection is a general surface examination of those parts of the Property which are accessible: inother words, visible and readily available for examination from ground and floor levels, without risk ofcausing damage to the Property or injury to the Surveyor.

All references to visual inspection refer to an inspection from within the property at floor level and fromground level within the site and adjoining public areas, without the need to move any obstructions.Any references to left or right are taken facing the front of the property.

The Inspection is carried out with the Seller's permission, without causing damage to the building orcontents. Furniture, stored items and insulation are not moved.

Unless identified in the report the Surveyor will assume that no harmful or hazardous materials havebeen used in the construction. The presence or possible consequences of any site contamination willnot be researched.

Terms and Conditions

2.1

2.2

the "Market Value" is the estimated amount for which a property should exchange on the date ofvaluation between a willing buyer and a willing seller in an arm's-length transaction after propermarketing wherein the parties had each acted knowledgeably, prudently and without compulsion;

the "Property" is the property which forms the subject of the Report;

the "Purchaser" is the person (or persons) who enters into a contract to buy the Property from theSeller;

a "prospective Purchaser" is anyone considering buying the Property;

the "Report" is the report, of the kind described in Part 2 of these Terms and Conditions and in theform set out in part 1 of Schedule 1 of the Housing (Scotland) Act 2006 (Prescribed Documents)Regulations 2008;

the "Seller" is/are the proprietor(s) of the Property;

the "Surveyor" is the author of the Report on the Property; and

the "Surveyors" are the firm or company of which the Surveyor is an employee, director, memberor partner (unless the Surveyor is not an employee, director, member or partner, when the"Surveyors" means the Surveyor) whose details are set out at the head of the Report.

the "Energy Report" is the advice given by the accredited Energy Company, based on informationcollected by the Surveyor during the Inspection, and also includes an Energy PerformanceCertificate, in a Government approved format.

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Terms & Conditions (With MVR) - 1\10\2008

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

The Surveyor will not carry out an asbestos inspection, and will not be acting as an asbestos inspectorin completing a Single Survey of properties that may fall within the Control of Asbestos in theWorkplace Regulations. In the case of flats it will be assumed that there is a duty holder, as defined inthe Regulations and that a Register of Asbestos and effective Management Plan is in place, whichdoes not require any expenditure, or pose a significant risk to health. No enquiry of the duty holder willbe made.

THE REPORTThe Report will be prepared by the Surveyor who carried out the property inspection and will describevarious aspects of the property as defined by the headings of the Single Survey report with thecomments being general and unbiased. The report on the location, style and condition of the property,will be concise and will be restricted to matters that could have a material effect upon value and willomit items that, in the Surveyor's opinion, are not significant. If certain minor matters are mentioned, itshould not be interpreted that the property is free of any other minor defects.

Throughout the report, the following repair categories will be used to give an overall opinion of thestate of repair and condition of the property.

WARNING:If left unattended, even for a relatively short period, Category 2 repairs can rapidly develop into moreserious Category 3 repairs. The existence of Category 2 or Category 3 repairs may have an adverseeffect on marketability, value and the sale price ultimately achieved for the property. This isparticularly true during slow market conditions when the effect can be considerable.

Parts of the property, which cannot be seen or accessed, will not be reported upon and this will bestated. If the Surveyor suspects that a defect may exist within an unexposed area and which couldhave a material effect upon the value, he may recommend further investigation by specialistcontractors.

SERVICESSurveyors are not equipped or qualified to test the services and therefore no comment can beinterpreted as implying that the design, installation and function of the services are inaccordance/compliance with regulations, safety and efficiency expectations. However, comment ismade where there is cause to suspect significant defects or shortcomings with the installations. Notests are made of any services or appliances.

ACCESSIBILITYA section is included to help identify the basic information interested parties need to know to decidewhether to view a property.

Terms and Conditions

2.3

2.4

2.5

1.

2.

3.

Category 3: Urgent repairs or replacement are needed now. Failure to deal with them may causeproblems to other parts of the property or cause a safety hazard. Estimates for repairs orreplacement are needed now.

Category 2: Repairs or replacement requiring future attention, but estimates are still advised.

Category 1: No immediate action or repair is needed.

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Terms & Conditions (With MVR) - 1\10\2008

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

ENERGY REPORTA section is included that makes provision for an Energy Report, relative to the property. TheSurveyor will collect physical data from the property and provide such data in a format required by anaccredited Energy Company. The Surveyor cannot of course accept liability for any advice given bythe Energy Company.

VALUATION AND CONVEYANCER ISSUESThe last section of the Report contains matters considered relevant to the Conveyancer (Solicitor). Italso contains the Surveyor's opinion both of the market value of the property and of the re-instatementcost, as defined below.

"Market Value" is the estimated amount for which a property should exchange on the date of valuationbetween a willing buyer and a willing seller in an arm's-length transaction after proper marketingwherein the parties had each acted knowledgeably, prudently and without compulsion. In arriving atthe opinion of the Market Value, the Surveyor also makes various standard assumptions covering, forexample, vacant possession; tenure and other legal considerations; contamination and hazardousmaterials; the condition of un-inspected parts; the right to use mains services; and the exclusion ofcurtains, carpets etc. from the valuation. In the case of flats, the following further assumptions aremade that:

Any additional assumption, or any found not to apply, is reported.

"Re-instatement cost" is an estimate for insurance purposes of the current cost of rebuilding theProperty in its present form unless otherwise stated. This includes the cost of rebuilding the garageand permanent outbuildings, site clearance and professional fees, but excludes VAT (except on thefees).

Sellers or prospective Purchasers may consider it prudent to instruct a reinspection and revaluationafter a period of 12 weeks (or sooner if appropriate) to reflect changing circumstances in the marketand/or in the physical condition of the Property.

Terms and Conditions

2.6

2.7

There are rights of access and exit over all communal roadways, corridors, stairways etc. and touse communal grounds, parking areas, and other facilities;

There are no particularly troublesome or unusual legal restrictions;

There is no current dispute between the occupiers of the flats or any outstanding claims or losses;and the costs of repairs to the building are shared among the co-proprietors on an equitablebasis.

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This section tells you about the type, accommodation, neighbourhood, age and construction of the property. It alsotells you about the extent of the inspection and highlights anything that the surveyor could not inspect.

All references to visual inspection refer to an inspection from within the property without moving any obstructionsand externally from ground level within the site and adjoining public areas. Any references to left or right in adescription of the exterior of the property refer to the view of someone standing facing that part of the property fromthe outside.

The inspection is carried out without causing damage to the building or its contents and without endangering theoccupiers or the surveyor. Heavy furniture, stored items and insulation are not moved. Unless identified in the reportthe surveyor will assume that no harmful or hazardous materials or techniques have been used in the construction.The presence or possible consequences of any site contamination will not be researched.

Services such as TV/cable connection, internet connection, swimming pools and other leisure facilities etc. will notbe inspected or reported on.

1. Information and scope of inspection

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Description

Accommodation

Gross internal floor area (m²)

Neighbourhood and location

Age

Weather

Chimney stacks

Single Survey

Detached two storey/part single storey villa.

GROUND FLOOR

Entrance vestibule and hallway, sitting room, lounge, semi openplan dining room/kitchen, utility room and bathroom with wc.

FIRST FLOOR

Master bedroom with ensuite shower room with wc, three furtherbedrooms and family shower room with wc.

Approximately 192 square metres,

The property forms part of an established private residential areawhere surrounding properties are of mixed age and character.

Transport, local shopping and primary educational facilities arereadily available.

Approximately 120 years.

Dry and sunny following a period of generally mixed weather.

Visually inspected with the aid of binoculars whereappropriate.

The stacks are of stonework with metal flashings.

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Roofing including roof space

Rainwater fittings

Main walls

Windows, external doors and joinery

Single Survey

Sloping roofs were visually inspected with the aid ofbinoculars where appropriate.

Roof spaces were visually inspected and were entered wherethere was safe and reasonable access, normally defined asbeing from a 3m ladder within the property.

If this is not possible, then physical access to the roof spacemay be taken by other means if the Surveyor deems it safe andreasonable to do so.

ROOF

The roof is hipped/pitched and slated with zinc ridge and hips andmetal valleys and abutment flashings.

ROOF VOID

The main void is accessed via the hatch in the upper hall landingwith the secondary void accessed via the utility room.

The roof is constructed of timber framing clad in timber sarkingincorporating under slate felt with insulation laid on top of theceilings.

Visually inspected with the aid of binoculars whereappropriate.

Rainwater fittings are predominantly of cast iron with some pvcsections.

Visually inspected with the aid of binoculars whereappropriate.

Foundations and concealed parts were not exposed orinspected.

The main walls are predominantly constructed of solid stonework.There are an adequate range of sub floor ventilators.

The walls of the single storey projection measure 280 millimetresoverall and appear to comprise solid brickwork externallyroughcast.

Internal and external doors were opened and closed wherekeys were available.

Random windows were opened and closed where possible.

Doors and windows were not forced open.

WINDOWS

Windows are predominantly of a pvc double glazed type providedwith trickle ventilator. There is a single glazed stained glass sashand case window serving the stairwell.

DOORS

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

External decorations

Conservatories / porches

Communal areas

Garages and permanent outbuildings

Outside areas and boundaries

Ceilings

Internal walls

Floors including sub floors

Single Survey

The main front and rear doors are of a timber panel design. Thereare also pvc double glazed French doors serving the kitchen.

JOINERY

Fascias are of pvc and soffits of timber.

Visually inspected.

External joinery has a painted finish.

None.

None.

Visually inspected.

Located on site is a detached rendered concrete block and slateroofed double car garage provided with electric light and powerand up and over doors. The garage is accessed off AlexandraStreet. Also located in the rear garden is a timber shed.

Visually inspected.

There is garden ground surrounding the property predominantlybounded by stone walling and post and panel fencing.

Visually inspected from floor level.

Ceilings are lined in lath and plaster, plasterboard and timber.

Visually inspected from floor level.

Using a moisture meter, walls were randomly tested fordampness where considered appropriate.

Internal walls are lined in lath and plaster, plastered on the hardand plasterboard lined. In addition, there is part wet walling in thekitchen and sanitary rooms.

Surfaces of exposed floors were visually inspected. Nocarpets or floor coverings were lifted.

Sub-floor areas were inspected only to the extent visible froma readily accessible and unfixed hatch by way of an inverted"head and shoulders" inspection at the access point.

FLOORS

Flooring is of suspended timber joists overlaid with tongue andgroove boarding where seen.

SUB FLOOR

I understand from the vendor that there are several hatches located

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Internal joinery and kitchen fittings

Chimney breasts and fireplaces

Internal decorations

Cellars

Electricity

Gas

Single Survey

throughout the ground floor. I further understand from the vendorthat the solum has been sealed.

Built-in cupboards were looked into but no stored items weremoved.

Kitchen units were visually inspected excluding appliances.

Internal joinery finishes are of timber.

Interior doors are timber panelled and of timber and glass.

The staircase is timber framed with timber treads and balustrade.

The kitchen is provided with a range of fitted floor and wall mountedunits whilst there are a range of floor mounted units in the utilityroom.

There are fitted wardrobes in the second bedroom.

Visually inspected.

No testing of the flues or fittings was carried out.

There is a gas fire flued through the chimney stack in the lounge.

Visually inspected.

Internal décor has a painted/papered finish.

None

Accessible parts of the wiring were visually inspected withoutremoving fittings. No tests whatsoever were carried out to thesystem or appliances. Visual inspection does not assess anyservices to make sure they work properly and efficiently andmeet modern standards. If any services are turned off, thesurveyor will state that in the report and will not turn them on.

From main supply with meter and consumer unit located in thesmall front bedroom at first floor level.

Visible wiring is of pvc coated cabling serving 13 amp sockets withcircuit breakers.

Accessible parts of the system were visually inspected withoutremoving fittings. No tests whatsoever were carried out to thesystem or appliances. Visual inspection does not assess anyservices to make sure they work properly and efficiently andmeet modern standards. If any services are turned off, thesurveyor will state that in the report and will not turn them on.

From main supply with meter located in an external box on thegable wall.

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Water, plumbing, bathroom fittings

Heating and hot water

Drainage

Fire, smoke and burglar alarms

Any additional limits to inspection

Single Survey

Visual inspection of the accessible pipework, water tanks,cylinders and fittings without removing any insulation.

No tests whatsoever were carried out to the system orappliances.

Water is from the public main.

The shower rooms each contain a white low level wc, wash handbasin and shower cubicle.

The bathroom contains three piece white suite comprising a lowlevel wc, wash hand basin and bath and separate shower cubicle.

Visible pipework is formed in copper and pvc.

Accessible parts of the system were visually inspected apartfrom communal systems, which were not inspected.

No tests whatsoever were carried out to the system orappliances.

Space heating is provided by the gas fired boiler located in thebathroom cupboard which supplies panel radiators fitted withthermostatic valves. The boiler also provides domestic hot water.

Drainage covers etc. were not lifted.

Neither drains nor drainage systems were tested.

Drainage is to the public sewer.

Visually inspected.

No tests whatsoever were carried out to the system orappliances.

There are smoke detectors located in the ground and upper hallsand kitchen together with carbon monoxide detectors in the loungeand kitchen.

The property is occupied and fully furnished with fitted floorcoverings present.

I have not disturbed insulation, furniture, personal effects(particularly in cupboards) and floor coverings have not beenmoved.

No access was gained to the underbuilding and access within theroof voids was restricted due to the presence of insulation.

I have not carried out an inspection for Japanese Knotweed andunless otherwise stated for the purposes of this report I haveassumed that there is no Japanese Knotweed within theboundaries of the property or in neighbouring properties.

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Single Survey

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This section identifies problems and tells you about the urgency of any repairs by using one of the following threecategories:

2. Condition

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Urgent repairs or replacement areneeded now. Failure to deal withthem may cause problems to otherparts of the property or cause asafety hazard. Estimates for repairsor replacement are needed now.

Repairs or replacement requiringfuture attention, but estimates arestill advised.

No immediate action or repair isneeded.

Structural movement

Repair category 1

No reportable defect.Notes

Dampness, rot and infestation

Repair category 1

There is some damp staining although dry to roof timbers.Notes

Chimney stacks

Repair category 2

There is general weathering to the stacks together with some vegetation growth.The flashings will require regular checking. A roofing contractor will be able toadvise on necessary repairs.

Notes

Roofing including roof space

Repair category 1

There are some chipped slates consistent with age. The roof incorporates metalvalleys which can be troublesome and require to be checked regularly. Theslaterwork is of an age that will require regular ongoing maintenance. A roofingcontractor will be able to advise on necessary repairs.

Notes

Rainwater fittings

Repair category 1

Cast iron goods by nature do require regular ongoing maintenance.Notes

Single Survey

Category 3 Category 2 Category 1

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Main walls

Repair category 1

There is some general weathering to the stonework consistent with age. Ageneral builder will be able to advise on necessary repairs.

Notes

Windows, external doors and joinery

Repair category 1

Periodic maintenance should be anticipated to window and door mechanisms.Notes

External decorations

Repair category 1

Regular repainting of joinery will prolong its lifespan and retain a maintainedappearance.

Notes

Conservatories/porches

Repair category -

NoneNotes

Communal areas

Repair category -

NoneNotes

Garages and permanent outbuildings

Repair category 1

No reportable defect.Notes

Outside areas and boundaries

Repair category 1

There is general weathering and some vegetation growth to the stone boundarywalls.

Notes

Single Survey

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Ceilings

Repair category 1

There is some plaster cracking consistent with age. The strength of lath andplaster depends on how well the plaster keys into the lath. When the plasterstarts pulling loose the cracking can often become widespread.

Notes

Internal walls

Repair category 1

There is some plaster cracking consistent with age.Notes

Floors including sub-floors

Repair category 1

I understand from the vendor that the solum has been sealed. It would beadvantageous to retain any guarantee and specification of work with the propertyTitles for future reference.

Notes

Internal joinery and kitchen fittings

Repair category 1

There is a degree of wear and tear to internal joinery and ironmongery consistentwith age.

I am unable to confirm that appropriate safety glass has been utilised within thetimber and glazed doors.

Notes

Chimney breasts and fireplaces

Repair category 1

Normal gas safety checks are advised.Notes

Internal decorations

Repair category 1

No reportable defect.Notes

Single Survey

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Cellars

Repair category -

NoneNotes

Electricity

Repair category 1

All electrical installations should be periodically checked to keep up to date withfrequent changes in safety regulations. Further advice can be obtained from aregistered NICEIC contractor.

Notes

Gas

Repair category 1

Normal gas safety checks are advised.Notes

Water, plumbing and bathroom fittings

Repair category 2

Seals around bath/shower areas are frequently troublesome and require to bechecked regularly.

The extractor fan from the family shower room vents into the roof space. Aplumber will be able to advise.

Notes

Heating and hot water

Repair category 1

The central heating system should be serviced annually to ensure it runsefficiently and safely

Notes

Drainage

Repair category 1

No reportable defect.Notes

Single Survey

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Set out below is a summary of the condition of the property which is provided for reference only. You should refer tothe previous comments for detailed information.

RememberThe cost of repairs may influence the amount someone is prepared to pay for the property. We recommend thatrelevant estimates and reports are obtained in your own name.

WarningIf left unattended, even for a relatively short period, Category 2 repairs can rapidly develop into more seriousCategory 3 repairs. The existence of Category 2 or Category 3 repairs may have an adverse effect on marketability,value and the sale price ultimately achieved for the property. This is particularly true during slow market conditionswhere the effect can be considerable.

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Single Survey

Urgent repairs or replacement areneeded now. Failure to deal withthem may cause problems to otherparts of the property or cause asafety hazard. Estimates for repairsor replacement are needed now.

Repairs or replacement requiringfuture attention, but estimates arestill advised.

No immediate action or repair isneeded.

Category 3

Category 2

Category 1

Structural movement 1

Dampness, rot and infestation 1

Chimney stacks 2

Roofing including roof space 1

Rainwater fittings 1

Main walls 1

Windows, external doors and joinery 1

External decorations 1

Conservatories/porches -

Communal areas -

Garages and permanent outbuildings 1

Outside areas and boundaries 1

Ceilings 1

Internal walls 1

Floors including sub-floors 1

Internal joinery and kitchen fittings 1

Chimney breasts and fireplaces 1

Internal decorations 1

Cellars -

Electricity 1

Gas 1

Water, plumbing and bathroom fittings 2

Heating and hot water 1

Drainage 1

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Guidance notes on accessibility informationThree steps or fewer to a main entrance door of the property:In flatted developments the 'main entrance' would be the flat's own entrance door, not the external door to thecommunal stair. The 'three steps or fewer' are counted from external ground level to the flat's entrance door. Wherea lift is present, the count is based on the number of steps climbed when using the lift.

Unrestricted parking within 25 metres:For this purpose, 'Unrestricted parking' includes parking available by means of a parking permit. Restricted parkingincludes parking that is subject to parking restrictions, as indicated by the presence of solid yellow, red or white linesat the edge of the road or by a parking control sign, parking meters or other coin-operated machines.

3. Accessibility information

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

1. Which floor(s) is the living accommodation on? Ground and first floor

2. Are there three steps or fewer to a main entrance door of the property?

3. Is there a lift to the main entrance door of the property?

4. Are all door openings greater than 750mm?

5. Is there a toilet on the same level as the living room and kitchen?

6. Is there a toilet on the same level as a bedroom?

7. Are all rooms on the same level with no internal steps or stairs?

8. Is there unrestricted parking within 25 metres of an entrance door to the building?

Single Survey

X

X

X

X

X

X

X

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

Yes No

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This section highlights information that should be checked with a solicitor or licensed conveyancer. It also gives anopinion of market value and an estimated reinstatement cost for insurance purposes.

4. Valuation and conveyancer issues

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Internal alterations have been carried out including the taking down of part of a stone wall to create a semi openplan kitchen/dining room, erection of the garage and the formation of the en suite facility. These alterations areunderstood to have been carried out fairly recently. My valuation assumes all necessary local authoritypermissions and approvals have been obtained.

I have not included an allowance for the substantial stone boundary walls in the reinstatement figure below.Further advice in this regard should be obtained from a Chartered Building Surveyor.

£570,000 (Five Hundred and Seventy Thousand Pounds).

MARKET VALUE

£340,000 (Three Hundred and Forty Thousand Pounds).

MARKET COMMENTS

The market appears to be fairly steady at present within in this location.

Signed

Report author

Company name

Address

Date of report

Single Survey

Matters for a solicitor or licensed conveyancer

Estimated reinstatement cost for insurance purposes

Valuation and market comments

Security Print Code [589518 = 0917 ]Electronically signed

R D Lennon

DM Hall LLP

Gowrie House, 52 Tay Street, Perth, PH1 5TR

21st June 2019

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Permanent outbuildings:

Detached block and slate roofed double car garage.

© Quest End Computer Services Limited 2008All rights reserved

Page 1 of 4

ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Property Address

Address ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8ATSeller's Name Mr & Mrs LairdDate of Inspection 17th June 2019

Property Details

Property Type

Property Style

Does the surveyor believe that the property was built for the public sector,e.g. local authority, military, police?

Flats/Maisonettes only Floor(s) on which located No. of floors in blockNo. of units in block

Approximate Year of Construction 1900

Tenure

Ground rent £ Unexpired years

Accommodation

Number of Rooms

Gross Floor Area (excluding garages and outbuildings)

Residential Element (greater than 40%)

Garage / Parking / Outbuildings

Available on site?

Mortgage Valuation Report

Lift provided?

X Absolute Ownership Leasehold

X House Bungalow Purpose built maisonette Converted maisonette

Purpose built flat Converted flat Tenement flat Flat over non-residential useOther (specify in General Remarks)

X Detached Semi detached Mid terrace End terrace

Back to back High rise block Low rise block Other (specify in General Remarks)

Yes X No

Yes No

3 Living room(s) 4 Bedroom(s) 1 Kitchen(s)

3 Bathroom(s) 3 WC(s) 0 Other (Specify in General remarks)

192 m² (Internal) 229 m² (External)

X Yes No

Single garage X Double garage Parking space No garage / garage space / parking spaceX Yes No

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Based on visual inspection only. If any services appear to be non-mains, please comment on the type and locationof the supply in General Remarks.

Brief description of Central Heating:

Apparent legal issues to be verified by the conveyancer. Please provide a brief description in General Remarks.

Gas fired boiler to radiators.

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ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Construction

Walls

Roof

Special Risks

Has the property suffered structural movement?

If Yes, is this recent or progressive?

Is there evidence, history, or reason to anticipate subsidence, heave, landslip or flood in theimmediate vicinity?

If Yes to any of the above, provide details in General Remarks.

Service Connections

Drainage Water

Electricity Gas

Central Heating

Site

Location

Planning Issues

Has the property been extended / converted / altered?

If Yes provide details in General Remarks.

Roads

Mortgage Valuation Report

Rights of way Shared drives / access Garage or other amenities on separate site Shared service connections

Ill-defined boundaries Agricultural land included with property Other (specify in General Remarks)

Residential suburb X Residential within town / city Mixed residential / commercial Mainly commercial

Commuter village Remote village Isolated rural property Other (specify in General Remarks)

Made up road Unmade road Partly completed new road Pedestrian access only X Adopted Unadopted

Brick X Stone Concrete Timber frame Other (specify in General Remarks)

Tile X Slate Asphalt Felt Other (specify in General Remarks)

Yes X No

Yes No

Yes X No

X Mains Private None X Mains Private None

X Mains Private None X Mains Private None

X Yes Partial None

X Yes No

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CONDITION

Generally the property has been well maintained and presented with defects noted capable of remedy by routinemaintenance.

CONSTRUCTION

The walls of the single storey projection appear to be of solid brick externally roughcast.

REMARKS

Internal alterations have been carried out including the taking down of part of a stone wall to create a semi openplan kitchen/dining room, erection of the garage and the formation of the en suite facility. These alterations areunderstood to have been carried out fairly recently. Our valuation assumes all necessary local authoritypermissions and approvals have been obtained.

We have not included an allowance for the substantial stone boundary walls in the reinstatement figure below.Further advice in this regard should be obtained from a Chartered Building Surveyor.

No essential repairs required for mortgage purposes.

© Quest End Computer Services Limited 2008All rights reserved

Page 3 of 4

ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

General Remarks

Essential Repairs

Estimated cost of essential repairs £ Retention recommended? Amount £

Mortgage Valuation Report

Yes No

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The property should form a suitable security for mortgage purposes at the figure of value outlined below.

(to include the cost of total rebuilding, site clearance, professional fees, ancillary charges plus VAT)

month Short Assured Tenancy basis?

© Quest End Computer Services Limited 2008All rights reserved

Page 4 of 4

ELWYN, 8 ST ANDREW STREET, ALYTH,BLAIRGOWRIE, PH11 8AT17th June 2019 PE190645

Comment on Mortgageability

Valuations

Market value in present condition £ 340,000

Market value on completion of essential repairs £Insurance reinstatement value £ 570,000

Is a reinspection necessary?

Buy To Let Cases

What is the reasonable range of monthly rental income for the property assuming a letting on a 6 £ N/a

Is the property in an area where there is a steady demand for rented accommodation of this type?

Declaration

Signed Security Print Code [589518 = 0917 ]Electronically signed by:-

Surveyor's name R D Lennon

Professional qualifications MRICS

Company name DM Hall LLP

Address Gowrie House, 52 Tay Street, Perth, PH1 5TR

Telephone 01738 562 100

Fax 01738 562 109

Report date 21st June 2019

Mortgage Valuation Report

Yes X No

Yes No

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PROPERTYQUESTIONNAIRE

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Page 45: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 46: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
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Page 48: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 49: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 50: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 51: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June
Page 52: ELWYN, 8, ST ANDREW STREET , ALYTH, BLAIRGOWRIE, PH11 8AT€¦ · ELWYN, 8 ST ANDREW STREET, ALYTH, BLAIRGOWRIE, PH11 8AT Dwelling type: Detached house Date of assessment: 17 June

DM Hall OfficesAberdeen01224 594172

Ayr01292 286974

Cumbernauld01236 618900

Cupar01334 844826

Dumfries01387 254318

Dundee01382 873100

Dunfermline01383 621262

Edinburgh0131 477 6000

Elgin01343 548501

Falkirk01324 628321

Galashiels01896 752009

Glasgow (North)0141 332 8615

Glasgow (South)0141 636 4141

Hamilton01698 284939

Inverness01463 241077

Inverurie01467 624393

Irvine01294 311070

Kirkcaldy01592 598200

Livingston01506 490404

Musselburgh0131 665 6782

Oban01631 564225

Paisley0141 887 7700

Perth01738 562100

Peterhead01779 470220

Stirling01786 475785

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