employee benefits retirement health dental vision life/ad&d cafeteria flexible spending long...
TRANSCRIPT
Employee Benefits
Retirement
Health
Dental
Vision
Life/AD&D
Cafeteria
Flexible Spending
Long Term Disability
Long Term Care
Leave
Holiday
Savings
Credit Union
Additional Benefits
Classified Retirement
Louisiana State Employees Retirement System (LASERS)
Participant criteria:– Full-time classified employee– Part-time classified employee, working 21 or more hours per
week– Participation is mandatory
Employees age 55 or older when hired contribute to one of the following:– LASERS– Social Security (if you are under age 60, you must have already
contributed to Social Security for at least 40 quarters)– Deferred Compensation Plan
Classified Retirement
Regular Regular 2 Regular 3 Haz Duty
MandatoryMembership
Hired by 6/30/06 and re-hires who
did not refund contributions
Hired 7/1/06-12/31/10 and re-hires who did not refund contributions
Hired after 12/31/10 and
re-hires who refunded
contributions
POST certified employees hired after
12/31/2010 and previous hires who
elect to join
Employee Contributions 7.5% 8% 8% 9.5%
Retirement Benefit 2.5% of FAC*
(3-year)2.5% of FAC*
(5-year)
2.5% of FAC*(5-year)
3.33% of FAC* (if past 10 yrs in HAZ Duty
Position)
2.5% 2.5%
X Years of Service 20 years
X *Final Average Compensation (3 or 5 highest years of earnings)
$40,000
= Annual retirement amount $20,000
Classified Retirement
Regular Regular 2 Regular 3 Haz Duty
Regular Retirement
30 yrs of service, any age25 yrs of service, age 5510 yrs of service, age 60
5-years of service and age 60 12 yrs of service, age 5525 yrs of service, any age
Early Retirement 20 yrs of service, any age
Disability Retirement 10 years of service, any age
Occurred in line of duty – no vesting required
Not occurred in line of duty – 10 years at any age
Survivor Benefits 5 years for minor children
10 years for spouse
Death in line of duty – no vesting required
Death not in line of duty – 5 years for minor children,
10 years for spouse
Classified Retirement
Options at Separation of Employment– Keep your money in the plan and notify us when you
are ready to retire– Roll your contributions into an IRA or another
compatible plan– Withdraw your contributions
• 20% taxes and 10% penalty will be imposed
Pool Employee Retirement Options
Social Security – employee may contribute to Social Security at a rate determined
by the Federal Government. The Agency will also contribute to Social Security at the Federal Govt. rate.
Deferred Compensation– in lieu of contributing to Social Security you can opt to contribute
to this investment plan. Contributions by both the employee and agency are at the normal Social Security rate.
Write your name here Write your SSN here
Sign here Write the date here
Sign here
Write the date here
Write your name here
Write your SSN here
Benefits Department
Staff– Alisha Crowell 903-0113 Benefits Supervisor– Tonya Jackson 903-0141 Benefits Analyst– Kim Myers 903-0709 Benefits Analyst– Dolores Nehlig 903-1604 Benefits Specialist
Office Information– Butterworth Building, Rooms 204-207– 7:30 a.m. – 4:00 p.m. – Fax: 680-0221
Important Information
Dates to Remember:– Date of Hire _____________________________– Enrollment forms due in HR _________________– Coverage effective date ____________________
*Up to 30 days from date of hire to sign up for benefits
Documents– Retirement: Social Security Card and Birth Certificate– Benefits: Original Birth Certificate(s), and Marriage License
Page 1
Health Insurance
Enroll within first 30 days of employment or at any time during the year
Premiums deducted one month in advance
Pre-existing conditions apply
Four plans: Insurance Site
(find a doctor)Customer Service
BCBS - HMOwww.bcbsla.com/ogb 800-392-4089BCBS - PPO
BCBS – High Deductable
LSU First/CIGNA - CDHP (two options)
www.lsufirst.lsu.edu 800-929-5781
Health Insurance ComparisonBCBSHMO
BCBS PPO
BCBSHigh Deductable
LSU First
Deductable None
$500 Active, $300 Retired
Maximum of $1500 for active, Maximum of
$900 for retired, exclusive of co-pays
$1250 Employee
$2500 Employee & Spouse or Employee
& Children
$3000 Family
Health Savings Account - State of LA Makes $200 deposit, matches up to $575 ,
no use it or lose it rule. You can use the
money for any reason after age-65. Not
eligible to enroll if you or a spouse participate
in a flex plan, have other coverage, tri-
care or tri care for life, used VA benefits in
last 3 months, or have Medicare
Unused HRA rolls over to next year
Option 1
Option 2
Employee Only
HRA $1000 $1000
You Pay $500 $1500
Total $1500 $2500
Employee & Sp or Child(ren)
HRA $1500 $1500
You Pay $750 $2250
Total $2250 $3750
Family
HRA $2000 $2000
You Pay $1000 $3000
Total $300 $5000
OPTION 1
EffectiveDate
Employee Only Employee + Spouse, orEmployee + Child(ren)
Employee + Family
HRA MemberResponsibility
HRA MemberResponsibility
HRA MemberResponsibility
January 1st $1,000.00 $ 500.00 $1,500.00 $750.00 $2,000.00 $1,000.00
February 1st 916.67 458.33 1,375.00 687.50 1,833.00 916.67
March 1st 833.33 416.67 1,250.00 625.00 1,666.67 833.33
April 1st 750.00 375.00 1,125.00 562.50 1,500.00 750.00
May 1st 666.67 333.33 1,000.00 500.00 1,333.33 666.67
June 1st 583.33 291.67 875.00 437.50 1,166.37 583.33
July 1st 500.00 250.00 750.00 375.00 1,000.00 500.00
August 1st 416.67 208.33 625.00 312.50 833.33 416.67
September 1st 333.33 166.67 500.00 250.00 666.67 333.33
October 1st 250.00 125.00 375.00 187.50 500.00 250.00
November 1st 166.67 83.33 250.00 125.00 333.33 166.67
December 1st 83.33 41.67 125.00 62.50 166.67 83.33
LSU First Option 1 Pro-rated Deductable
OPTION 2
EffectiveDate
Employee Only Employee + Spouse, orEmployee + Child(ren)
Employee + Family
HRA MemberResponsibility
HRA MemberResponsibility
HRA MemberResponsibility
January 1st $1,000.00 $1, 500.00 $1,500.00 $2,250.00 $2,000.00 $3,000.00
February 1st 916.67 1,375.00 1,375.00 2,062.50 1,833.00 2,750.00
March 1st 833.33 1,250.00 1,250.00 1,875.00 1,666.67 2,500.00
April 1st 750.00 1,125.00 1,125.00 1,687.50 1,500.00 2,250.00
May 1st 666.67 1,000.00 1,000.00 1,500.00 1,333.33 2,000.00
June 1st 583.33 875.00 875.00 1,312.50 1,166.37 1,750.00
July 1st 500.00 750.00 750.00 1,125.00 1,000.00 1,500.00
August 1st 416.67 625.00 625.00 937.50 833.33 1,250.00
September 1st 333.33 500.00 500.00 750.00 666.67 1,000.00
October 1st 250.00 375.00 375.00 562.50 500.00 750.00
November 1st 166.67 250.00 250.00 375.00 333.33 500.00
December 1st 83.33 125.00 125.00 187.50 166.67 250.00
LSU First Option 2 Pro-rated Deductable
Health Insurance ComparisonBCBSHMO
BCBS PPO
BCBSHigh Deductable
LSU First
Out of Pocket Maximum
$1000 per person $1000 per person/$3000 per
family $2000 per person
$1500 employee
$2250 employee & spouse or employee & child(ren)
$3000 Family
Office Visits
Wellness Benefits
100% 100% 100% 100%
First Choice
ProviderNot Available $0 after HRA
In Network
$15 co-pay PCP$25 co-pay Specialist
10% of contracted rate
20% of contracted rate
Member pays 10%
Out of Network
30%, plus a separate $1000
deductable
30% of fee schedule if
member resides in LA, otherwise
10%
30% of fee schedule Member pays 30%
Health Insurance ComparisonBCBSHMO
BCBS PPO
BCBSHigh Deductable
LSU First
Hospital Services
First Choice
Provider
Not Available $0 after HRA
In Network
$100 per day, $300 max
10% of contracted rate
20% of contracted rate 10% after deductable
Out of Network
30%, plus a separate $1000
deductable
30% of fee schedule if
member resides in LA, otherwise
10%
30% of fee schedule, separate $1000
deductable
30% of the maximum reimbursable charge, plus amount
over the maximum reimbursable charge
Health Insurance ComparisonBCBSHMO
BCBS PPO
BCBSHigh
Deductable
LSU First
Mental Health Inpatient
Mental HealthOutpatient
First Choice Provider
Not Available $0 after HRA
In Network $100 co-pay per day, $300 max per
admit
10% of contracted rate
20% of contracted rate
10% after deductable
Out of Network
30% after deductable
30% after deductable
30% after deductable
30% of the maximum reimbursable charge, plus amount over the maximum reimbursable
charge
First Choice Provider
Not Available $0 after HRA
In Network $15 co-pay 10% of contracted rate
20% of contracted rate
10% after deductable
Out of Network $15/$25 co-pay 30% after deductable
30% after deductable
30% of the maximum reimbursable charge, plus amount over the maximum
reimbursable charge
Health Insurance Comparison
BCBSHMO
BCBS PPO
BCBSHigh Deductable
LSU First
Prescription Drugs
$50 max co-pay for 31-day supply
$1200 maximum per person, per year
$50 max co-pay for 31-day supply
$1200 maximum per person, per year
$10 co-pay generic$25 co-pay Preferred
Brand$50 co-pay non
preferred brand & specialty, after
deductable 31-day supply
$40 Co-Pay$120 Specialty
Step Therapy – required to try generic medications at $0
before brand name
$0 for generic drugs30-day supply
Prescription Drug Home Delivery
Same as above Same as aboveSame as above, expect a 90-day
supply
Same as above, expect a 90-day supply
Health Insurance ComparisonBCBSHMO
BCBS PPO
BCBSHigh Deductable
LSU First
Plan PerksHealth Management Program –
Member has access to health coaches and online health information, reduced co-pays. For plan members and covered
dependents diagnosed with 1 or more of these health conditions:Diabetes
Heart FailureHeart Disease
AsthmaChronis Obstructive Pulmonary Disease (COPD)
$25K Employee Life & AD&D Policy
$5K Critical Illness Policy
Employee Assistance Program
$10K Travel reimbursement for transplant related expenses
Lifestyle Management Programs
Health Advisors
Health Insurance Rates
2013 monthly deductionsEmployee
OnlyEmployee &
SpouseEmployee & Child(ren) Family
HMO - BCBS $136.02 $441.74 $195.74 $473.30
PPO - BCBS $143.98 $467.66 $207.22 $501.10
LSU First Opt. 1 - CIGNA $143.98 $408.90 $207.22 $489.52
LSU First Opt. 2 - CIGNA $126.28 $356.10 $193.94 $429.34
High Deductable Health Plan-BCBS
$111.76 $363.00 $160.94 $388.92
Dental Insurance
Two Options (Basic or Enhanced)Service Basic Plan Enhanced Plan
Type 1 ProceduresPreventative
100% of Usual and Customary
100% of Usual and Customary
Deductible$100 Lifetime
(excludes preventative services/Type 1)
None
Type 2 ProceduresBasic Filings, Oral Surgery (extractions
& impacted teeth), Root Canal, Dentures and Crown Repair
Fee Schedule 80% of Allowable Expense
Type 3 ProceduresInlays and Crowns, Dentures and
Bridges, Periodontal SurgeryFee Schedule 50% of Allowable
Expense
Orthodontic Not Covered $1,500 Lifetime
Implants Not Covered $2,000 Lifetime
Maximum Plan Year Benefits $1,250 $1,500
www.dearbornnational.com 1-888-758-6979
Dental Insurance
Dental Insurance
Basic Enhanced
Employee Only $16.56 monthly $26.26 monthly
Employee + Spouse $31.11 monthly $51.37 monthly
Employee + Child(ren) $43.01 monthly $62.44 monthly
Family $57.56 monthly $87.55 monthly
Vision Insurance
Service LSU First Members Non-LSU First Members
Eye Exams (once per year) $0 $10
Lenses (once per year)
Single/Bi-focal/Tri-focal $0 $0
Lenticular $0 $0
Frames (once per year)Choose from Davis Vision
Designer Frames, or receive 20% discount after $130
Choose from Davis Vision Designer Frames, or receive 20%
discount after $100
Contact Lenses (once per year)
Elective, formulary Up to 4 boxes of disposables Up to 4 boxes of disposables
Elective, non-formulary Up to $130, +15% discount Up to $130, +15% discount
Medically necessary Paid in full with prior approval Paid in full with prior approval
*if LSU 1st member, receive UV coating, scratch protection & progressive lenses at no additional
cost
1-877-923-2847 www.davisvision.com (LSU 1st Client Control 4884) (Non LSU 1st Client Control 4885)
Vision Insurance
Monthly
Employee Only $7.66
Employee + Spouse $12.90
Employee + Child(ren) $13.18
Family $21.24
Employees are guaranteed coverage within 30-days of hire
State pays half the premiums for employee life
Dependent premiums are 100% employee paid
Includes AD&D on employee
Children covered until age 26
25% reduction in coverage amount and premiums at age 65 and 70
Prudential Life Insurance (OGB)
Prudential Life Insurance (OGB)
Basic Life Insurance Option 1 Option 2
Employee $5,000Monthly rate: $2.70, plus employer pays $2.70
Spouse $1,000 $2,000
Each child $500 $1,000
Monthly Rate: .98¢ $1.96
Basic Plus Supplemental Life Insurance Option 1 Option 2
Employee Salary based, up to $50,000Monthly rate: Salary based, employer pays 50%
Spouse $2,000 $4,000
Each child $1,000 $2,000
Monthly Rate: $1.96 $3.92
Prudential Life Insurance (OGB)Supplemental Life
Salary Range
Maximum Insurance
Total Monthly Premium
Employee’s Monthly Share
19,333.34 - 20,000.00 30,000 32.40 16.20
20,000.01 20,666.66 31,000 33.48 16.74
20,666.67 21,333.33 32,000 34.56 17.28
21,333.34 22,000.00 33,000 35.64 17.82
22,000.01 22,666.66 34,000 36.72 18.36
22,666.67 23,333.33 35,000 37.80 18.90
23,333.34 24,000.00 36,000 38.88 19.44
24,000.01 24,666.66 37,000 39.96 19.98
24,666.67 25,333.33 38,000 41.04 20.52
25,333.34 26,000.00 39,000 42.12 21.06
26,000.01 26,666.00 40,000 43.20 21.60
26,666.01 27,333.33 41,000 44.28 22.14
27,333.34 28,000.00 42,000 45.36 22.68
28,000.01 28,666.66 43,000 46.44 23.22
28,666.67 29,333.33 44,000 47.52 23.76
29,333.34 30,000.00 45,000 48.60 24.30
30,000.01 30,666.66 46,000 49.68 24.84
30,666.67 31,333.33 47,000 50.76 25.38
31,333.34 32,000.00 48,000 51.84 25.92
32,000.01 32,666.66 49,000 52.92 26.46
32,666.67 And Over 50,000 54.00 27.00
The Hartford Life Insurance (LSU)
Guaranteed issue when enrolling during the first 30 days Guarantee issue amount for employee coverage is five (5)
times annual base salary up to $500,000Spouse coverage is guaranteed up to $100,000. Spouse is
eligible for up to 50% of employee coverage; amounts over $100,000 require approval
Accidental death and dismemberment coverage for employee/spouse available
Child(ren) are eligible for $5,000, $10,000 or $20,000 of life up to age 26 (AD&D not available)
Spouse and children are not eligible for coverage if they are an active member of the armed forces.
May apply for coverage at any time, yet coverage is subject to underwriting approval
The Hartford Life Insurance (LSU)
Employee Coverage
AgeEmployee Rate/$10,000
Spouse Rate/$5,000
<25 $0.55 $0.28
25-29 $0.65 $0.33
30-34 $0.75 $0.38
35-39 $0.95 $0.48
40-44 $1.19 $0.60
45-49 $1.68 $0.84
50-54 $2.85 $1.43
55-59 $4.35 $2.18
60-64 $6.60 $3.30
65-69 $10.90 $5.45
70-74 $20.50 $10.25
75-79 $34.30 $17.15
80-84 $60.90 $30.45
85+ $115.10 $57.55
AD&D CoverageEmployee $0.31 per $10,000
Spouse $0.16 per $5,000
Child(ren) CoverageCoverage Amount Monthly Rate
$5,000 $0.75
$10,000 $1.49
$20,000 $2.98
Accidental Death and Dismemberment
Covered Amount Employee Only* Employee & Family*
$27,500 $1.00 $1.50
$55,000 $2.00 $3.00
$82,500 $3.00 $4.50
$110,000 $4.00 $6.00
$165,000 $6.00 $9.00
$220,000 $8.00 $12.00
$275,000 $10.00 $15.00
$300,000 $10.90 $16.36
– Benefits are paid for loss of life, disability or dismemberment resulting from a covered accident.
– Coverage is effective 1st of month following enrollment.– Employee's spouse and unmarried eligible dependents (14 days up to age 21, up to
age 24 if a full-time student) are also eligible for coverage:• Spouse coverage = 50% of principal sum or 40% if you have eligible children• Children coverage = 15% of principal sum or 10% if your spouse is eligible for
coverage
* Monthly Rate
Tax Saver Flexible Benefit Plan
Cafeteria Plan– Premiums for medical, dental, vision and Group Benefits life
insurance are deducted from your check pre-tax. – Must enroll within 30 days of appointment date; otherwise, must
wait until October Annual Enrollment period – No cost to participate– You can only cancel or lower coverage during Annual Enrollment
unless you have a qualifying event. Change must be made within 30 days of event.
• Qualifying events include:– Change in marital status– Birth/Adoption– Change in employment status of spouse– Change in eligibility of a dependent
Flexible Spending Account
You can set aside a portion of your earnings, tax-free, for everyday expenses you may have:
– Dependent day care expenses – Out-of-pocket medical expenses including medical, dental, vision, over-
the-counter medications or prescription drugs
How it works– The amounts you elect are automatically deducted from your paycheck
on a pre-tax basis.– The money is held until you have a qualified expense– You will receive a credit card to pay for qualifying expenses or you can
email your claims and receipts to [email protected] – If emailed, the claim is reviewed and tax-free reimbursements are made
to you by direct deposit.
*IF YOU DON’T USE THE MONEY, YOU LOOSE IT!!
Flexible Spending Account
Dependent Care FSA– Who is eligible?
• Child under 13 (over 13 if physically incapable of self care)• Spouse or parent who resides with you and incapable of self care
– Eligible Expenses• Day care facility• Before/After School Care• Summer Day Camp• Nursery school or preschool, if child is too young for Kindergarten
(Private school tuition K4 and above is not eligible.)• In home babysitting fees, if claimed as income by care provider and
not provided by dependent
Flexible Spending Account
Health Care FSA – Eligible Expenses
• Co-payments• Deductibles• Prescription Drugs• Dental Services• Braces• Eye examinations• Contacts/Eyeglasses
Healthcare FSA Dependent Care FSA
Maximum Contribution $2,500.00/year $5,000.00/year
Minimum Contribution $100.00/year $100.00/year
Administrative Fee $5.10/month
• Hospitalizations• Surgery Expenses• Chiropractors• Podiatrists• Hearing Aids• Laboratory Fees• Acupuncture
Flexible Spending Account
Example:Assuming an employee has an Annual Gross Income of $30,000
and is in the15% tax bracket:
With FSA Without FSA
Gross Monthly Pay $2,500.00 $2,500.00
Minus FSA Contribution -$360.00 N/A
Taxable Income $2,140.00 $2,500.00
Minus Taxes -$321.00 -$375.00
Net Income $1,819.00 $2,125.00
Plus FSA Reimbursement +$360.00 N/A
Total Monthly Pay $2,179.00 $2,125.00
Monthly tax saving = $54.00; Annual tax savings = $648.88
Note: Savings are greater for persons in higher tax brackets
Long-Term Disability
– Affordable financial protection against a disabling illness or injury
– 60% of salary is insured
– Payable once 90 consecutive days of work are missed & sick leave is exhausted
– Employee is guaranteed coverage if enrolled within the first 30 days of employment.
– Monthly salary X .00553 = monthly premium (see right)
– Deductions are immediate and are taken from all 26 checks.
Annual Salary
Monthly Salary
Monthly Amount
Bi-Weekly Amount
$12,000 $1,000 $5.53 $ 2.55
$15,000 $1,250 $6.91 $3.19
$18,000 $1,500 $8.30 $3.83
$20,000 $1,667 $9.22 $4.25
$25,000 $2,083 $11.52 $5.32
$30,000 $2,500 $13.83 $6.38
$35,000 $2,917 $16.13 $7.44
$40,000 $3,333 $18.43 $8.51
$45,000 $ 3,750 $20.74 $9.57
$50,000 $4,167 $23.04 $10.63
$55,000 $4,583 $25.35 $11.70
$60,000 $5,000 $27.65 $12.76
$65,000 $5,417 $29.95 $13.83
$70,000 $5,833 $32.26 $14.89
$75,000 $6,250 $34.56 $15.95
$80,000 $6,667 $36.87 $17.02
$90,000 $7,500 $41.48 $19.14
$100,000 $8,333 $46.08 $21.27
Long-Term Care
Guaranteed issue for employee and spouse if elected within first 30 days of employment
Choose a benefit amount of $1,000 to $4,000 per month, in increments of $1,000, with a benefit duration of either three or six years
May elect coverage for parents and grandparents after medical underwriting
Benefits paid for a cognitive loss or when person can no longer perform 2 of the 6 “Activities of Daily Living”
Before benefits are payable, a 60-day waiting period requirement must be met.
Benefit payments are made directly to you, to be used at your discretion
Classified Leave
– All job appointment, probationary and permanent classified Civil Service employees earn sick and annual leave.
– Part-time Civil Service employees earn a pro-rated amount based on their hours worked.
– There is no maximum amount of leave an employee may accumulate.– When leaving state service, up to 300 hours of annual leave will be paid
out; sick leave will not be paid out.– If you return to state service within 5 years, unpaid annual and sick time
will be restored.– At retirement, leave can be converted to service credit or paid out.
Civil Service Accrual System
Years of ServiceSick and Annual Hours Earned
Per Pay PeriodApproximate Days Earned
Per Year
0-3 3.688 12 days annual/12 days sick
3-5 4.608 15 days annual/15 days sick
5-10 5.536 18 days annual/18 days sick
10-15 6.456 21 days annual/21 days sick
15+ 7.384 24 days annual/24 days sick
Savings Plans
LA Deferred Compensation(457b) & 403b– Both are defined by the IRS as retirement savings accounts.– Your contributions are made pre-tax.– You pay taxes on the money when you make a distribution after
retirement.– IRS limits: $17,500/year and an additional $5,500/year if 50+– You decide how the money is invested.– You can roll money into account from other retirement plans, – To sign up for 403(b) you must contact the individual vendor.
Savings Plans Companies
Company Web-Site Customer Service
Plan Representative
ING www.ingfinancial.com 800-584-6001 Daniel Misse504-710-7766 (cell)
800-873-2161
Great West louisianadcpretire.gwrs.com 800-701-8255 David Arriaza985-445-6642 (cell)
800-345-4699
TIAA-CREF www.tiaa-cref.org 800-842-2252 Mark DiGiovanni504-644-5013 800-732-8353
VALIC www.valic.com 800-448-2542 Mitch Tabor504-810-8626 (cell)
225-201-1064
Met Life www.cfs.metlife.com 866-538-3605Cliff Lloyd
985-969-2839 (cell)225-300-1528
Credit Unions
Credit Unions Address Phone/Web-Site
Campus Federal Credit Union
433 Bolivar St. New Orleans, LA 70112
504-568-8425888-769-8841
www.campusfederal.org
Fleur De Lis Federal Credit Union
1450 Poydras St. 6th Floor, Room 628
New Orleans, LA 70112
433 Metairie Rd.Suite 114
Metairie, LA 70005
504-838-5456 800-256-9072
www.fdlfcu.com
LA Capitol Federal Credit Union
3197 Richland Ave.Metairie, LA 70002
504-888-4290www.lacapfcu.org
Additional Benefits
LA Start Saving Program– Saving money for college expenses for your children’s or
grandchildren’s college or vocational education– Earnings enhancements between 2% and 14%– Up to $2,400 per year may be excluded from taxable income
reported on the account owner’s Louisiana tax return– Earnings are tax deferred while in the account and are exempt
from state and federal taxes when used to pay qualified higher education expenses
– http://www.startsaving.la.gov
BEFORE LEAVING FOR LUNCH
All Employees must :
Turn in your completed Benefits forms in the back of the room.If not electing to take benefits you need to turn in the forms declining them. Pool Employees may leave for lunch if they turned in their forms after the pool
benefits presentation.
All employees may go to lunch when finished with your Benefits paperwork.
If you have not already done so, contact your manager to find out what time to report to work after orientation.
The afternoon session begins promptly at 12:00 pm. Kindly return by 11:50 am so you can be settled and ready to begin the first afternoon presentation. The lecture on Prisoner Safety is from 12:05pm – 12:10. If you are late you will miss it.
Thank you and enjoy your lunch.
LUNCH
The afternoon session begins at 12:00 pm. Please return by 11:55 am so you will be seated and ready to start on time.