energizing aspirations

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2016

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Page 1: ENERGIZING ASPIRATIONS

ENERGIZING ASPIRATIONS

2016The Easiest Way To Invest In Green Energy

Page 2: ENERGIZING ASPIRATIONS

What is Peer to PeerLending Marketplace?Peer to Peer Lending Market place is thealternative way of borrowing or lendingmoney by matching borrowers and lendersthrough online platforms.

Borrowers are often able to gain access tofunds quickly and typically at lower interestrates compared to the banks, Lenders canalso rip better returns.

The Loans issued are often comprised ofmany different investors ranging fromindividual investors to institutionalinvestors.

Page 3: ENERGIZING ASPIRATIONS

What is Ignitefficiency?Ignitefficiency is a peer to peer lending marketplace for financing renewable and energy efficiencyproject.

Ignitefficiency was established to provide theeasiest way to have access to green energyfinancing.

Borrowers will not only get lower rates or lenderswill not only get better returns but they will besaving they will be impacting the environmentpositively.

Our Vision:To promote eco-friendly environmentand energy efficient initiatives

Our Mission: To provide mechanism that will yieldfinancial assistance for green projects.

Our Mantra: Do it GREEN

Page 4: ENERGIZING ASPIRATIONS

Who Can Borrowor Lend?

B O R R O W E R S / I G N I T E E S C A N B E G R E E N S T A R T U P E N T R E P R E N E U R S ,B U S I N E S S / N P O S O R E S C O S O N B E H A L F O F B U S I N E S S E S / N P O S A N DS M A L L I P P D E V E L O P E R S . E A C H P R O J E C T ( L O A N ) A P P L I C A T I O N W I L LB E S C R E E N E D B E F O R E B Y I G N I T E F F I C I E N C Y C O M M I T T E E B E F O R EU P L O A D E D O N T H E P L A T F O R M B E L O W I S T H E P R O J E C T S E L E C T I O NC R I T E R I A :

Startup Entrepreneurs Businesses/NPOs/ESCOs Small IPPS DevelopersPrototype Required*Project MilestonesFinancial Statements andprojectionsGood Credit ScoringComplete Know YourClient Process

Audited Energy ReportProject MilestonesFinancial Statements andprojectionsGood Credit ScoringComplete Know YourClient Process

Feasibility ReportPPA agreementProject MilestonesGood Credit ScoringFinancial Statements andprojectionsComplete Know YourClient Process

L E N D E R S S H O U L D B E 2 1 Y E A R S S O U T H A F R I C A N C I T I Z E N . T H E YM U S T C O M P L E T E T H E K Y C P R O C E S S .

Page 5: ENERGIZING ASPIRATIONS

How does it work?

1. Borrower/Ignitee create the project on

Ignitefficiency platform and provide all that

is needed based on the Project Selection

Criteria.

2. Ignitee will be able to set the interest rate  3. Ignitefficiency commitee will evaluate the

application and credit grading will be made

for each project 

4.  Then Ignitefficiency commitee uploads

the project. on the platform .5.  Lenders can search project that they can

invest on .

6.  During the loan open window, the lenders

can make offers to borrowers, borrowers will

decide based on their pre set interest rate if

they accept the offer or not.

7. Once the borrower/ignitees accept the

offer, the lender will be asked to deposit

money into the escrow account (temporary

account, that holds the money till the loan

window closes).

8.  Once the window is closed the borrower

will be asked to sign the loan agreement.The

money will only be released once the project

milestone has been completed.

Page 6: ENERGIZING ASPIRATIONS

What are Fees?

Loan Origination Fee: -

Lenders Service Fee:

Monthly Admin Fee: R35(usd 2.3)

Page 7: ENERGIZING ASPIRATIONS

For More Information

www.ignitefficiency.com

[email protected]

@ignitefficiency

ignitefficiency

+2763 170 7952-

+2782 562 4694