1

ExecutiveSummaryOneCoin:GlobalCryptocurrency

September20,2016

2

Table of Contents

INTRODUCTION ......................................................................................... 3

THE PROBLEM .......................................................................................... 3

THE SOLUTION .......................................................................................... 5

THE OPPORTUNITY .................................................................................. 6

THE COMPANY .......................................................................................... 9

THE FOUNDER ......................................................................................... 10

CONCLUSION .......................................................................................... 11 ADDITIONAL RESOURCES ......................................................................................................... 12 DISCLAIMER ............................................................................................................................... 12

3

INTRODUCTION ThankyoufortakingthetimetoreadthisexecutivesummaryregardingOneCoin,thecryptocurrencywhosebirthisclaimedbyDr.RujaIgnatova,whoisalsotheownerandCEOofOneLife.Werespectyourtimeandpresentthiscondensedsummarysothatyoumaylearnaboutauniqueandtimelyalternativetofiatcurrency,commonlyknownaspapermoney.Today,moreandmorecompaniesareacceptingcryptocurrency,alsoreferredtoasdigitalcurrency.Currently,thefirstcryptocurrency,Bitcoin,haspavedthewayformassacceptanceofcryptocurrencies.IpresenttoyouOneCoinasanaffordable,currency-gradecryptocurrencyforpeoplelookingforasafewaytoprotectthemselvesfromthedecliningdollarand/orotherglobalcurrenciesaswellasthenewlypassedbillsregarding“bail-ins.”ByreadingthisbriefdocumentyouwillbeintroducedtoavisionarycompanyfromEurope,withaqualifiedandfocusedowner,Dr.RujaIgnatova.

THE PROBLEM Historyshowsusthatanation’sfiatcurrencyisultimatelydoomedtofail.Notonefiatcurrencyhassurvivedinallofhistory.1Manyfinancialexpertsaroundtheworldwarnthatournation’sdeficitspendinganditsburgeoning$19+TrillionDollardebtspellsthedoomoftheDollar’sdominanceastheworld’sreservecurrency.Theygoontosaythat“thedemiseoftheDollarwillbethedeathoftheEuro.”Thequestionis…whichonewillfailfirst?Manypeopleareunawareoftheseriousnessofthependingglobalcurrencycrisis.However,manypeopleinAmericaandaroundtheworldarewakinguptothestarkrealityofacentralbankingsystemgonewild.TheFederalReservehasbeenfloodingtheworldwithU.S.currency,causingthebuyingpowerofthedollartodramaticallydecrease.Therearealsoissuesofcounterfeiting,theftandother

1http://dailyreckoning.com/fiat-currency/

4

formsofcrime,includingthewhite-collarcrimeinthebankinginstitutions2,whichmakeafiatcurrencylessandlessrelevanttotheevolvingworld.Moreandmorepeoplearedesperatetofindasolutionthatwillprotecttheirassetsandretirementaccountsfromwithering.

Within100years,theU.S.Dollarhaslostover95%ofitsvalue!Today’sdollarisworthlessthana1916nickelatthattime.Anotherglobalissuethatcanbeaddressedbycryptocurrencyarethebillionsofpeopletermedthe“unbanked”becausetheydon’thavetheproperdocumentationtobeapartofthebankingcommunity.ThisispredominantlypeoplefromAsia,AfricaandSouthAmerica.ThereisaveryrealproblemthatacitizenofthesecountriesfaceastheyworkabroadandtrytosendmoneybacktofamilieswithoutpayingthehighfeesofWesternUnion,MoneyGramorglobalequivalents.Theremittancemarketisahugegoldminebuthasbeenleftunchallengedfordecades.Cryptocurrencyischangingthisacceptednorm.Also,inourever-advancinghightech,mobileworldthereistheconstantfearofbeinghacked.EvencreditcardskeepadvancingtheirtechnologytoprotecttheirusersalthoughtherecentEMVtechnologyappearstobeallowingmorefraud.3

2http://www.businessinsider.com/itbit-ceo-blockchain-2008-financial-crash-risk-settlement-2016-2?r=UK&IR=T3http://www.nerdwallet.com/blog/credit-cards/howcredit-card-chips-couldactually-increase-fraud/

5

Moreandmoresophisticatedencryptionisneeded.Allofthiscausesthemassesofcompaniesandindividualstobeopentoasolutionthatworks.

THE SOLUTION Cryptocurrencyappearstobethefocusofaparadigmshiftinthefutureoftransactingmoneyworldwide.DukeUniversity4,NYU5,MIT6andStanfordUniversity7areallofferingaccreditedcoursesinBitcoinandcryptography.Hundredsofmerchantsincluding,Wal-Mart,McDonalds,Overstock,Wordpress,MicrosoftandmoreareacceptingBitcoinasaformofpayment.

MajorbankslikeCitibank,BankofAmerica,JPMorgan,WellsFargo,Barclays,BBVA,CommonwealthBankofAustralia,CreditSuisse,JPMorgan,StateStreet,RoyalBankofScotlandandUBSareallexploringblockchaintechnologyandsomehaveissuedpatentstoprotecttheirexplorations.8

Whatisclearisthatthecompaniesthatcangetthelargestmarketsharethefastestwillhaveastrongfootholdinanevolvinglandscapeastheworldmovesintoatechnologicalshiftforglobalfinanceandthefutureofpayments.Thereareahostoftechnologygiantsandastutebusinesspeoplethatarebackingthisdigitalrevolution.PeoplelikeBillGates,EricSchmidt(CEOofGoogle),RichardBranson,BenBernankeandothers.

4https://faculty.fuqua.duke.edu/~charvey/550crypto.htm5http://pages.stern.nyu.edu/~dyermack/courses/BitcoinCourse.pdf6http://ocw.mit.edu/courses/electrical-engineering-and-computer-science/6-857-network-and-computer-security-spring-2014/7https://crypto.stanford.edu/cs251/8http://www.techworld.com/picture-gallery/e-commerce/bitcoin-beyond-how-banks-are-investing-in-blockchain-technology-3625324/#11

6

THE OPPORTUNITY TheBitcoinstorymakesitclearthattherearehugerewardsforearlyadoptersinthisnewmarketplace.TherewerealotofmillionairescreatedfromBitcoin.9Inthisemergingmarketthereisspaceforahandfulofcryptocurrencycompaniestotakethelead,likethebigfourincreditcards,MasterCardbeingthefirstbankcardandBarclaywiththefirstcreditbutbothtobepassedupbyVISA.10Currently,OneCoinisthesecondlargestcryptocurrencyintheworldandwebelieveitwillovertakeBitcoinandhasaverygoodchanceofbeingthelargestcryptocurrencycompanyintheworldinanothertwoyears.ThevisionoftheowneristhatOneCoinwillbeaworldreservecryptocurrency.SeveralKeyadvantagesofOneCoin’sCryptocurrency:

• Saferthanpapermoneyandcreditcards.11• Every“digitalcoin”isfullytraceablebytheOneCoinCompany,unlike

Bitcoin,thathasnocompanytrackingthecoins.• Sendmoneytoanyoneanywhereintheworldinlessthen2seconds.• Nowirefeesorconvertingcurrencyexchange.Oneworldcurrency.• Everymonthhasbeenaverticalvaluation.• Abilitytosellyourcoinsatanytimeonourprivateexchange.• Planstobelistedonpublicexchanges.• AnAmazon.comtypee-commerceplatform,whichacceptsOneCoin.• AsofOct.1st,120billionpossiblecoinsownedby100%individuals,which

willmakeourcoinmoreassessablethanBitcoinworldwide.9http://www.bloomberg.com/bw/articles/2013-04-10/meet-the-bitcoin-millionaires10http://www.creditcards.com/credit-card-news/credit-cards-history-1264.php11https://www.cryptocoinsnews.com/5-ways-cryptocurrency-improves-lives/

7

• Availabletotheunbankedandunderbanked,whichisahugemarket.12• BackedbyacompanyitismorestablethanBitcoin.• Alreadyhasmassiveglobalacceptance,whichcausedOneCointodoover1

Billioninrevenueinthefirst13months.• TiedtoMasterCardmakingitafamiliartechnology.

ThefollowinggraphshowsthemonthlyrevaluationofOneCoin.ThestartingvalueofOneCoinstartedinJanuaryof2015at$0.05andinFebruary2016thecoinre-valuedat$5.84.ProjectionsfromDr.Rujaare$12-18bytheendof2016andbytheendof2017thevalueofOneCoincouldbeashighas$100percoin.ThefollowingChartshowstheOneCoinamortizationcoinvaluesinceit’sinceptiononJanuary2015.

8

Thefollowingchartrepresentsthemarketvalueofcrypto-currencyinrelationtoothercurrenciesworldwide.

9

THE COMPANY OneCoinwasincorporatedinAugust2014,launchedinNovember2014andstartedminingthefirstcoinsinJanuary2015.OneCoinhasregisteredworldwideasacryptocurrencycompanyalongwiththeKYCregistrationcommittee.InanumberofcountriesOneCoinisrecognizedasavalidcryptocurrencyor,inthecaseofEurope,asacurrency.Thecompanyspecializesinthesaleofanonline,universitylevel,cryptocurrencyeducation.Eacheducationalmembershipyieldscomplimentarytokens,whichcanbegiventothecompanyinexchangefortheOneCoinssothatthemembercanhavehandsonexperiencewithcryptocurrency.OneCoinisthefastestgrowingcompanyintheworld,havingsurpassedGroupon,whoheldthetitleofabilliondollarsinrevenuewithin2yearsand7months.OneCoinreachedsalesof1Billionin13months!OneCoiniscurrentlygrossingover100Millioneachweek.TheheadquartersandthelogisticscenterofthecompanyarelocatedinEurope.Theyareresponsibleforthesupport,marketing,customer&partnercommunications,executionanddeliveryofallorders.Headquartersalsocoordinatesthelaunchofnewcountriesthroughouttheworld.TodateOneCoinoperatesinover155countries,withagoalofexpandingintoall195WTOnations.OneCoinisevenattractingcelebrities/athletes.WeareproudtoannouncethatFormerWorldBoxingChampJames“BoneCrusher”SmithhasjoinedOneCoinaswellasmanyothersintheBoxingcommunity!

10

THE FOUNDER Dr.RujaIgnatova,thefounderandownerofOneCoinhasanexceptionalresume.AbriefbiographyofDr.Rujahasbeenpostedon“TheEconomist”websiteandthiscanbeviewedonthefollowingwebsitebyscrollingdowntothe10:15ampresentationonWednesday.http://www.economist.com/events-conferences/emea/sofia-2015/agendaAnextensivedocumentofDr.Ruja’shistorycanbedownloadedfromhttp://onecoinpartners.com/researchSomeofthehighlightsofDr.Ruja’sachievements:

1. HoldsaPh.D.inCorporateLawfromOxfordUniversityandaMastersDegreeinEconomicsfromKonstanzUniversityinGermany.

2. Shehaswritten3bestsellingBooksoncryptocurrency,whichhavebeentranslatedinChineseandGerman.

3. Dr.IgnatovaisaformerassociatepartnerwithMcKinsey&Company,workingonprojectswithincorporatebanking,privateequity,assetmanagement,riskmanagementoperationsandliquidityrisk.WhileatMcKinsey&Company,Dr.IgnatovaworkedforclientssuchasSberbank,UniCredit,AllianzandRaiffeisenBank.13

13http://www.mckinsey.com/insights/financial_services/at_a_crossroads_corporate_banking_in_eastern_europe

11

4. BeforethatshewasCEOandCFOofoneofthebiggestAssetManagementFundsinBulgaria–CleverSynergiesInvestmentFund(CSIF)with250MEuroassetsundermanagement.14

5. Dr.RujawasaspeakerattheFourthAnnualSummitoftheSouthernEuropeanUnionandspokeonthefutureofpayments.OtherprominentpeoplewerepresentandincludedthePresidentofBulgaria,theformerPrimeMinisterorSweden,representativesfromVISAEurope,WorldBankandtheInternationalMonetaryFund(IMF)aswellasotherleadingthinkersintheSouthernEUregion.15

6. InternationalBusinessWomanoftheYear2012,Bulgaria167. BusinessWomanoftheYear20148. CoverofForbes“BrandVoice”MagazineMay2015Bulgarian9. CoverofFinancialITMagazineFebruary2016Issue

CONCLUSION Inlightoftheaforementionedfacts,thesuccessofOneCoinisirrefutable.Thefirstyearthecoinwentfrom.05to5.25thatisa10,400%increaseinvalue.TheprojectionsthatDr.Rujahasofferedareanother128%increasetotheendof2016andanincreaseof733%totheendof2017withavaluepercoinof$100.IinviteyoutocontinueyourexplorationofOneCoinasamediumofexchangeandapotentialsourceoffinancialupsideinthesetumultuouseconomictimes.

14

http://www.bloomberg.com/research/stocks/private/person.asp?personId=98233704&privcapId=42159034&previousCapId=42159034&previousTitle=Clever%20Synergies%20Investment%20Fund15http://www.economist.com/events-conferences/emea/sofia-2015/agenda16http://novinar.bg/news/shefat-na-nap-izbira-biznesdama-na-godinata_Mzg0Mjs1Nw==.html

12

ADDITIONAL RESOURCES Video:Greece'sCashCrisisisBitcoin'sBoosthttps://www.youtube.com/watch?v=OsDMTNkBQHYBitCoinisaCommodityhttp://video.cnbc.com/gallery/?video=3000422340Dr.RujaIgnatovaAtThe4thEUSoutheastEuropeanSummithttps://www.youtube.com/watch?v=K1ukX3J7Kuo

DISCLAIMER General:OneCoindoesnotrendertax,legal,accounting,investment,orotherprofessionalservices,andthecontentsofthismaterialoranyothercommunicationfromOneCoinshouldnotbetreatedassuch.Iftax,legal,accounting,investment,orothersimilarassistanceisrequired,theservicesofalicensedprofessionalinthatfieldshouldbesought.Tax:Circular230Notice–OneCoindoesnotprovideadviceregardinganytaxmatter.Regardless,wearerequiredbyU.S.TreasuryrulestoinformyouthatifanyFederaltaxinformationiscontainedinthismaterial,includingattachments,itisnotintendedorwrittentobeused,andcannotbeused,byanyperson(1)forthepurposeofavoidingpenaltiesthatmaybeimposedbytheInternalRevenueService,or(2)topromote,marketorrecommendtoanotherpartyanymatteraddressedherein.