exhibit 1. adults with marketplace coverage with incomes under 250 percent of poverty paid monthly...

Employer coverage

Marketplace coverage

Employer coverage

176

1613

1712

3926

3958

3948

3768

2826

3238

8

172

132

Exhibit 1. Adults with Marketplace Coverage with Incomes Under 250 Percent of Poverty Paid Monthly Premiums

Comparable to Those with Employer Coverage

Note: FPL refers to federal poverty level. 250% of the poverty level is $29,175 for an individual or $59,625 for a family of four. Bars may not sum to subtotals or to 100 percent because of rounding. “All adults” includes adults who do not report their income and may therefore not be the average of adults below and above 250% FPL.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.

All adults

Adults with incomes <250% FPL

Don’t know premium amount or refused

$125 or more

$1 to less than $125

Paid nothing

Percent adults ages 19–64 with single policies

Adults with incomes 250%+ FPL

Paid less than $125

55%

60%

55%

72%

56%

32%

755025 1000

Exhibit 2. Adults with Employer Coverage Are More Likely Than

Those with Marketplace Plans to Say It Is Easy to Afford Premiums

Percent adults ages 19–64 who pay all or some of premium and are aware of their premium amount

Employer coverage


Employer coverage


Employer coverage


3832

4235

3834

4317

2319

3819

1538

2127

1730

311

1319

616

Note: FPL refers to federal poverty level. 250% of the poverty level is $29,175 for an individual or $59,625 for a family of four. Bars may not sum to 100 percent because of “don’t know” responses or refusal to respond; segments may not sum to subtotals because of rounding.“All adults” includes adults who do not report their income and may therefore not be the average of adults below and above 250% FPL.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.

How easy or difficult is it for you to afford the premium costs for your health insurance?

All adults



Somewhat easy

Very easy

Somewhat difficult

Very difficult

23

47

3446

1949

7653

6554

8149

Exhibit 3. Larger Shares of Adults with Marketplace Coverage Have Plans with High Deductibles Compared to Those with

Employer Plans

Note: FPL refers to federal poverty level. 250% of the poverty level is $29,175 for an individual or $59,625 for a family of four. Bars may not sum to 100 percent because of rounding; all deductibles are per-person deductibles. “All adults” includes adults who do not report their income and may therefore not be the average of adults below and above 250% FPL.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.

Employer coverage


Employer coverage


Employer coverage


0 25 50 75 100

178

1615

1713

4538

4942

4541

3553

3040

3443

2

1

54

53

Percent adults ages 19–64

Don’t know deductible amount or refused

$1,000 or more

Less than $1,000

No deductible

All adults



Employer coverageMarketplace coverage



712

1220

817

914

1418

1017

3528

3736

3633

4843

3625

4532

Percent adults ages 19–64Note: FPL refers to federal poverty level. 250% of the poverty level is $29,175 for an individual or $59,625 for a family of four. Bars may not sum to 100 percent because of “don’t know” responses or refusal to respond; segments may not sum to subtotals because of rounding.“All adults” includes adults who do not report their income and may therefore not be the average of adults below and above 250% FPL.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.


Adults with incomes of 250%+ FPL

7361

8471

All adults

8065

1934

2638

1527

Somewhat confident

Very confident

Not very confident

Not at all confident

Exhibit 4. Majority of Adults with Marketplace Coverage Were Confident They Could Afford Needed Care

How confident are you that if you become seriously ill you will be able to afford the health care that you need?

Fair/poor health or at least one

chronic condition*

No health problem Deductible less than $1,000

Deductible $1,000 or more

0

25

50

75

100

57

74 6958

78 82 87

67

Marketplace EmployerPercent “very” or “somewhat” confident

How confident are you that if you become seriously ill you will be able to afford the care you need?

Exhibit 5. Adults in Marketplace Plans with Health Problems Were Less Confident in Their Ability to Afford Health Care

Notes: * Respondent reported having at least one of the following chronic conditions: hypertension or high blood pressure; heart disease; diabetes; asthma, emphysema or lung disease; high cholesterol; or depression or anxiety. All deductibles are per-person deductibles.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.

Adults ages 19–64

Deductible less than $1,000 Deductible $1,000 or more0

25

50

75

10085

6678

54

89

71

Total <250% FPL 250%+ FPLPercent “very” or “somewhat” confident

How confident are you that if you become seriously ill you will be able to afford the care you need?

Exhibit 6. Adults with High-Deductible Health Plans with Incomes Under 250 Percent of Poverty Are Least Confident They Can Afford Care

Note: All deductibles are per-person deductibles.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.

Adults ages 19–64 with either marketplace or employer coverage

Exhibit 7. Seven of 10 Adults with Marketplace Plans Rate Their Coverage as Excellent, Very Good, or Good

Percent adults ages 19–64




817

1221

919

45

67

46

2033

2627

2230

3525

3017

3420

3214

2525

3021

Note: FPL refers to federal poverty level. 250% of the poverty level is $29,175 for an individual or $59,625 for a family of four. Bars may not sum to 100 percent because of “don’t know” responses or refusal to respond; segments may not sum to subtotals because of rounding.“All adults” includes adults who do not report their income and may therefore not be the average of adults below and above 250% FPL.Source: The Commonwealth Fund Affordable Care Act Tracking Survey, March–May 2015.



8168

8873

Now thinking about (your current health insurance coverage/all the health insurance you have combined), how would you rate it?

All adults

8670

1325

1827

1222

Very good

Excellent

Fair

Poor

Good

exhibit 1. adults with marketplace coverage with incomes under 250 percent of poverty paid monthly...

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