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EXPANd WITH CONFIdENCE
PAYMENT MANAGEMENT SOLUTIONS FOR FASTER, SAFER GLOBAL GROWTH
EXPANd with coNfidENcE
ACCELERATE YOUR GLOBAL EXPANSION JOURNEY
whether you’re targeting just one additional country or many, establishing digital commerce beyond your borders depends on being able to adapt to the specific characteristics of each new market quickly, smoothly and efficiently.
Local differences in payment dynamics – buyer behavior, checkout considerations, treasury issues, mandates and risk – mean that the way you manage payment may directly affect your market reach, sales conversion and operational efficiency.
Understanding and catering to these differences can be time-consuming and expensive without the right expertise and tools. By leveraging cyberSource’s global payment and fraud knowledge, experience and solutions, you can:
• Start selling to new countries more quickly• Sell more safely in your chosen markets• Achieve your expansion goals with confidence
EXPANd with coNfidENcE
GET TO MARKET FASTERwith one connection to the cyberSource payment management platform, you can establish yourself anywhere in the world, adding geographies and payment capabilities as needed, without further it effort.
REAdY PROCESSING CONNECTIVITY
CONVENIENT CHECKOUT LOCALIZATION
GLOBAL FRAUd MANAGEMENT PRESENCE
• Payment acceptance in more than 190 countries; funding in more than 20 currencies
• Access to approximately 100 acquirers and payment processors worldwide; typically growing at a rate of more than 20 per year
• Support for international cards, local cards, and alternative payment methods
For your business this means the ability to add local acquirers and payment types as required for each country, without the time, cost and effort of additional integrations. It’s the most efficient way to meet your payment acceptance objectives in each market.
• Out-of-the-box localized checkout page templates for more than 40 countries, in 25 languages
• Integrated global tax calculation service
Available in a broad range of languages – from Spanish, French and German to Dutch, Arabic and Vietnamese – our checkout templates also use responsive design to automatically adapt to the devices being used by your customers. Our tax solution helps you to meet a wide range of different sales tax requirements without managing specialized software. With a variety of flexible services such as these available through your single connection to CyberSource, you can save significant time and effort getting set up for each new country.
• Managed Risk Analysts serving clients on six continents• 24/7 global order review capability
Because we’re already monitoring transactions from more than 200 countries and territories, our local fraud management experts have access to both global and local data to inform their analyses for the countries you’re targeting. With our insight, experience and resources at your disposal, you can fight fraud and process orders in any new market from day one, without a time-consuming learning curve.
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ONE CONNECTION
ACCESSIBLE THROUGH
LOCALIZEd COUNTRY
CHECKOUT TEMPLATES IN
GROWING AT A RATE OF
LANGUAGES
OVER
TO CHOOSE FROM
PER YEAR
GET TO MARKET FASTER
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SELL SAFER
SYSTEMS FOR IMPROVEd FRAUd dETECTION
KNOWLEdGE TO MAXIMIZE INSIGHT ANd EFFICIENCY
GLOBAL PAYMENT SECURITY
• 3D Secure payer authentication: – Coverage for Verified by Visa, MasterCard SecureCode, American Express
SafeKey, JCB J/Secure
– Flexible rules to authenticate only your riskiest transactions
• CyberSource Decision Manager fraud management platform: – Automated risk analytics using the World’s Largest Fraud Detection Radar
– Regional and industry risk models for greater accuracy
– Use of third-party data, including address verification, phone number validation, device fingerprinting, IP address decoding
One of the market’s most powerful fraud management solutions, CyberSource Decision Manager provides 200x the global fraud pattern visibility seen by the average top-100 merchant worldwide on its own. Our risk insights draw on data from the more than 60 billion transactions processed annually by Visa and CyberSource, helping you to detect fraud more quickly and accurately, and accept more genuine orders. In any new country, Decision Manager can help you minimize the risk and cost of fraud, and maximize revenue.
• CyberSource Managed Risk Services: – Expertise of our Managed Risk Analysts
– 24/7 coverage by our order review experts
You can get even more value from Decision Manager with the help of our worldwide risk management experts. Our local Risk Analysts have a deep understanding of buyer behavior and fraud patterns in different countries. Our order review teams have the local knowledge to interact effectively with your customers and speak to them in their language. Whatever country you want to target, we’ve got the experience, expertise and resources to help you reduce risk and optimize your fraud operations.
• Secure acceptance of payment data across channels• PCI DSS compliant data storage
With CyberSource Secure Acceptance and Tokenization services you can secure payment transactions across channels and remove payment data from your environment, storing it in PCI DSS-compliant data centers. This lets you reduce your vulnerability to system breaches and data loss, simplify payment compliance, and ease the pressure on your IT department.
cyberSource makes it easier for you to secure payment data, protect your business and customers from fraud, and safely trade in any country, even those perceived as high risk.
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*Compared with what an average top-100 merchant worldwide can see on its own
ACROSS OUR
MANAGEd RISK SERVICES TEAM
IMPROVEd FRAUd PATTERN VISIBILITY*
SELL SAFER
YEARS OF FRAUd FIGHTING
EXPERIENCE
ANNUAL TRANSACTIONS
FEEdING YOU RISK INSIGHTS60BILLION+
EXPANd with coNfidENcE
EXPANd WITH CONFIdENCEBy partnering with cyberSource you get the tools and knowledge to reduce the uncertainties and risks of entering new markets, significantly enhancing the likelihood of success.
RELIABLE VISA INFRASTRUCTURE
• Part of Visa’s highly secure and reliable network operations• High levels of capacity and performance
CyberSource can give you the peace of mind that comes from having your payment operations managed in line with Visa’s benchmark standards of security, reliability and performance, everywhere in the world.
LOCAL EXPERTISE ANd SUPPORT
SIMPLIFIEd GLOBAL MANAGEMENT
• 23 CyberSource offices in 14 countries; Visa’s global presence• Customer support teams across the globe• Client portal offered in seven languages• Established track record of global payment and fraud management
You can leverage our global presence and experience for valuable insight into local payment preferences, mandates and processing specifics, as well as fraud management. You’ll be better placed to maximize market reach and sales conversion, and avoid common pitfalls that may otherwise delay your expansion plans.
• Consolidated and standardized reporting• Simplified integration with financial, logistic, customer service
and other back-office applications
Complexity introduces risk and cost. With the CyberSource platform as your single, consistent interface for payment management, it will be much less complex for you to manage payment across multiple countries, acquirers and payment methods. You’ll simplify life for your financial and IT teams, and enjoy a level of control that will help you expand with confidence.
WORLdWIdE OFFERING LOCAL
KNOWLEdGE ANd EXPERIENCE
TO SIMPLIFY GLOBAL PAYMENT MANAGEMENT
FOR CYBERSOURCE CLIENT PORTAL
OFFICES
LANGUAGE OPTIONS
20+ UNIFIEd PLATFORM
17
One connection to our cloud-based platform enables you to safely accept payments across multiple sales channels, worldwide. Integrated payment, fraud, and security management services speed time-to-market, streamline operations, and provide a centralized view of transaction activity.
Payment Processing With CyberSource, you can accept payments across mobile, web, call center, and POS sales channels, worldwide, in multiple currencies. We support one-time, recurring, and installment payments, cards and alternate payments, global tax calculation and dynamic currency conversion.
Payment SecurityCyberSource Secure Acceptance and Tokenization services enable you to process payments and refunds without handling or storing payment data.
Reporting & Analytics Preconfigured reports and reporting tools simplify payment reconciliation and fine-tune fraud management operations.
NEXT STEPSto discuss your situation and needs, and find out more about how cyberSource solutions and services can help you expand your digital commerce operations across the world, please contact us at any one of our global locations.
GLOBAL OFFICES
NORTH AMERICAFoster City, CA, United States
t. +1 888 330 2300t. +1 650 432 7350e. [email protected]
LATIN AMERICA & THE CARIBBEANMiami, FL, United States
t. +1 305 328 1998e. [email protected]
JAPANTokyo, Japan
t. +81 3 3548 9873e. [email protected]
ASIA PACIFICSingapore
t. +800 6363 083 (Singapore)
t. +1800 816 575 (Malaysia)
t. +1800 8756 8388 (Philippines-Globe)
t. +1800 10 802 7222 (Philippines-PLDT)
EUROPE, MIddLE EAST & AFRICAReading, United Kingdom
t. +44 (0)118 990 7300 (UK & Spain)
t. +33 170 98 32 20 (France)
t. +971 4 457 7200 (Middle East & North Africa)
t. +7 (495) 787 4140 (Russia)
t. +27 11 547 8463 (Sub-Saharan Africa)
cybersource.com
© 2014 cyberSource corporation, a Visa company. All rights reserved.