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Evaluating Impact: Turning Promises into Evidence S Munga, G Okello, L Musyoka, J Njagi, F C Marwa, R T Moore Cape Town, South Africa December 2009 Expansion of NHIF Benefits to Cover Outpatient Services

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Page 1: Expansion of NHIF Benefits to Cover Outpatient Servicespubdocs.worldbank.org/en/881951525977804416/Kenya...2 1. Background The Health Insurance concept has been in Kenya since pre-independence

Evaluating Impact:

Turning Promises into Evidence

S Munga, G Okello, L Musyoka, J Njagi, F C Marwa, R T Moore

Cape Town, South Africa

December 2009

Expansion of NHIF Benefits

to Cover Outpatient Services

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1. Background

The Health Insurance concept has been in Kenya since pre-independence (1898)

The Health Insurance Sub sector can be divided into:

Public Health Insurance (NHIF)- 5.5 Million

Private Health Insurance – 350,000

Community Based Health Insurance – 100,000

NHIF was established in 1966, became a state corporation in 1998.

Page 3: Expansion of NHIF Benefits to Cover Outpatient Servicespubdocs.worldbank.org/en/881951525977804416/Kenya...2 1. Background The Health Insurance concept has been in Kenya since pre-independence

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1. Background Cont’d

Who is covered? Public Servants – 880,000 Contributors Private Sector workers – 1.05 Million Contributors Informal Sector workers – 470,000 contributors Dependants – 3.1 Million Total Beneficiaries – 5.52 Million Kenyans

What is covered? The benefit package is defined in the NHIF Act as In

and out-patient covers NHIF has only been offering inpatient cover and will

be rolling out the out-patient programme to the entire country as from July 2010.

Comprehensive Inpatient cover in Public, Faith-based and Small/Medium Private facilities

Co-payment in High-cost Private Healthcare Providers

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1. Background Cont’d

How is it Rated and priced? Premiums are mandatory for the employed

workers and voluntary for the informal sector workers

Premiums range between Kshs 30 (US$.40) to Kshs 320 (US$4.25) per month for the employed workers

Kshs 160 (US$2.13) per month for the informal sector workers

Who provides Services? Accredited and contracted healthcare

providers – Public, Private and Faith-based

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1. Background Cont’d

How are they paid:

Through a mix of Fee-For-Service and capitation

Currently, Diagnostic Related Group (DRG) is on pilot for maternal health.

What might we measure?

The Impact of the Out-patient cover on Out of Pocket Expenditure

Impact on worker productivity

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2. Results Chain

Inputs Activities Outputs Outcomes Longterm

Outcomes

•Financial resources

- Kshs 25Billion

(US$ 330M)

•Experiences of

Projects from

similar projects

•Provide a comprehensive outpatient cover to all members by July 2010•Accredit and contract 3,200 Healthcare providers nationwide•Training of HCP on Quality Standards•Continuous monitoring of the implementation process as per the Kenya Quality Model•Conduct Public Information & Education Programme

Increased productivity

•Reduced of out-of-pocket from 39% to 25% of THE•Increased Benefit payout ratio from 60% to 80%

•Increased NHIF coverage from 12% to 25% •Reduced in-patient claims severity ratio from 14% to 10%•Increased utilisation of Primary health services

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3. Primary Research Questions

What is the impact of the Outpatient cover on:

Out of Pocket Expenditure

Equity to healthcare services

How will outpatient influence the Willingness To Pay

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4. Outcome Indicators

Percentage reduction of Out of Pocket Expenditure

% reduction of claims

Utilisation levels

NHIF Enrolment rate

% coverage

Cost- efficiency

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5. Identification Strategy/Method

Household survey among target groups and matched control groups

Use of employers as randomisation units

Target Group Control Group

4 Regions Same Regions (matched)

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6. Sample and data

Multistage sampling – Stratified and Randomised

Suitable sample size at 95% confidence level and a power of 80%

Data will be colected through qualitiative and quantitative tools

Secondary data – from facilities, NHIF, HMIS etc

Because the Outpatient cover will be universal and services are expected to be rendered immediately, Randomised Promotion method will be used for IE

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7. Time Frame/Work Plan

Since it will be implemented from July2010 , the activities will be:

Finalisation of the proposal – January 2010

Questionaire development & Pretesting – Feb2010

Recruitment & Training of fieldworkers &Supervisors – March 2010

Initial Data collection - April 2010

Data entry and analysis – April/ May 2010

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7. Time Frame/Work Plan Cont’d

Report Writing for Baseline survey – May/June2010

Stakeholder briefing and commissioning – June2010

Follow up survey – June 2012

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8. Sources of Financing

NHIF

GoK

World Bank