expense and budget 08

8/14/2019 Expense and Budget 08

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Instructions

You may move from worksheet to worksheet by clicking on the dark blue buttonslocated at the top of each worksheet or the blue tabs at the bottom of this workbook.

Enter data in only the white cells with gray borders: Current MoUse the drop down boxes to chart different time periods (Current Month, Prior Month, Yearly, Jan, Feb, etc.) Prior Mont

Aug To Da

January

Create a quick and easy budget by filling out the white cells on the "Quick Budget" sheet. Enter the "Frequency" by using the drop down menu Februaryprovided in each cell. The Monthly/Yearly figures are calculated for you and compared to your Tracking (actual) figures on the "Comparison" sheet. MarchMake sure "Use this budget for comparison purposes" is selected. (If this box is not selected, the "Budget By Month" figures will be used for Aprilcomparison purposes instead.) May

June

JulyUse the "Budget By Month" sheet to create a budget with greater detail. Select your first budget month by using the drop down box in August

the "Income" section. To unhide future months, click the grey button at the top of the sheet labeled "Click here then Ctrl+Shift+0". SeptemberMake sure "Use this budget for comparison purposes" is selected if you are building 'a budget by month. (If this box is not selected, Octoberthe "Quick Budget" sheet figures will be used for comparison purposes instead.) November

December

Use this sheet to track your actual income and spending. Select your first tracking month by using the drop down box in the "Income" section.These figures will be compared to your budgeted figures on the "Comparison" page.

Use this sheet to monitor how well you are sticking to your budget. Compare different time periods by using the drop down box above the"Income" section

We've provided this sheet for those interested in tracking their spending on a daily basis. This simple record goes a long way in helpingyou stick to your budget. Your savings can be invested in a better way and which will help you when you are in need!

Benefits to you

Quick Budget

Budget by Month

Tracking

Comparison

Daily Spending

Questions?Email at : [email protected]

Budget Planner - Overview / Help

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Often people find it difficult to manage their resources or fail to manage their income and expenditure leading to a life which no longer lead theirfamily or society in a happy and healthy situation. It can grow up as a social problem. Especially people work in Gulf Countries will have aBig "0" balance once they retire or lose their job. We believe this can help you in this situation to manage your funds and help you lead a

Disciplined Life.


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Chart:

Frequency Amount Monthly Yearly

Total Income (net) 6008.00 72096.00

1 Salary/Wages Monthly 4600.00 4600.00 55200.00

1 Salary/Wages (Spouse) Monthly 1200.00 1200.00 14400.00

1 Other Monthly 208.00 208.00 2496.00

1 Other Monthly 0.00 0.00


5456.00 65472.00

Transportation 1095.00 13140.00

1 Auto Loan/Lease Monthly 365.00 365.00 4380.00

1 Insurance Monthly 280.00 280.00 3360.00

1 Petrol,Gas,Oil & Lub. Monthly 400.00 400.00 4800.00

1 Maintenance Monthly 50.00 50.00 600.00

0.08 Registration/Inspection Yearly 0.00 0.00

1 Train/Bus tickets Monthly 0.00 0.00 Bar Chart

1 Taxis Monthly 0.00 0.00 Quick Budget Pie Chart Balance

1 Other Monthly 0.00 0.00 Yearly TRUE Transportat $1,095 IncomeMonthly Home $2,050 Expense

Home 2050.00 24600.00 Weekly Utilities $429

1 Home Loan EMI Monthly 0.00 0.00 2 Health $237

1 Mortgage Monthly 850.00 850.00 10200.00 Entertainm $425

1 Maintenance Monthly 200.00 200.00 2400.00 Miscellane $1,2201 Insurance Monthly 0.00 0.00

0.08 Furniture Yearly 0.00 0.00

1 Household Supplies Monthly 50.00 50.00 600.00

1 Groceries Monthly 600.00 600.00 7200.00

1 Real Estate Tax Monthly 350.00 350.00 4200.00



Utilities 429.00 5148.00

1 Phone - Home Monthly 25.00 25.00 300.00

1 Phone - Cell Monthly 23.00 23.00 276.00

1 Cable TV Monthly 56.00 56.00 672.00

Quick Budget

Spending Total:

Income

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$1,095$2,050

$429

$237 $425

$1,220

Transportation Home Utilities

Health Entertainment Miscellaneous

Column Z

$0 $1,000 $2,000$3,000 $4,000 $5,000 $6,000

$7,000

$5,456

$6,008

$552

Row 26 Row 25 Row 24

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1 Gas Monthly 130.00 130.00 1560.00

1 Water Monthly 0.00 0.00

1 Electricity & Water Monthly 170.00 170.00 2040.00

1 Internet Monthly 25.00 25.00 300.00



Health 237.00 2844.00

1 Dental Monthly 100.00 100.00 1200.00

1 Medical Monthly 0.00 0.00

1 Medicines Monthly 15.00 15.00 180.00

1 Vision/contacts Monthly 15.00 15.00 180.00

1 Life Insurance Monthly 107.00 107.00 1284.001 Yoga/Fitness Club Monthly 0.00 0.00


Entertainment 425.00 5100.00

1 Memberships Monthly 15.00 15.00 180.00

4.33 Dining out Weekly 60.00 260.00 3120.00

1 Events Monthly 25.00 25.00 300.00

1 Subscriptions,Newspaper Monthly 10.00 10.00 120.00

1 Movies Monthly 0.00 0.00

1 Music Monthly 0.00 0.00

4.33 Hobbies Weekly 0.00 0.00

0.08 Travel/ Vacation Yearly 300.00 25.00 300.00

1 Hair cutting Monthly 90.00 90.00 1080.00


Miscellaneous 1220.00 14640.00

1 Laundry,Dry Cleaning Monthly 0.00 0.00

1 New Clothes Monthly 200.00 200.00 2400.00

1 Donations/Charity Monthly 600.00 600.00 7200.00

1 Child Care Monthly 0.00 0.00

1 Tuition Monthly 0.00 0.00

1 College Loans Monthly 0.00 0.00

1 Pocket Money Monthly 20.00 20.00 240.00

1 Gifts Monthly 200.00 200.00 2400.00

1 Credit Card Monthly 100.00 100.00 1200.00

1 Dog Monthly 100.00 100.00 1200.00

1 Other Monthly 0.00 0.001 Other Monthly 0.00 0.00

Daily

Weekly

Monthly

Semi-Annually

Quarterly

Yearly


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Chart:

Jun Jul Aug Sep Oct Err:502JantoD ate

Total Income (net) 6008.00 6008.00 6008.00 6008.00 6008.00 30040.0012016

Salary/Wages 4600.00 4600.00 4600.00 4600.00 4600.00 23000.009200

Salary/Wages (Spouse) 1200.00 1200.00 1200.00 1200.00 1200.00 6000.002400

Other 208.00 208.00 208.00 208.00 208.00 1040.00416

Other 0.000

Other 0.000

5691.00 0.00 0.00 0.00 0.00 5691.005691

Transportation 1095.00 0.00 0.00 0.00 0.00 1095.001095

Auto Loan/Lease 365.00 365.00365

Insurance 280.00 280.00280

Gas 400.00 400.00400

Maintenance 50.00 50.0050

Registration/Inspection 0.000

Bill's train pass 0.000

Budget by Chart:

Jane's bus pass 0.000

Month Err:502 Start Mth Pie

Other 0.000

FALSE 1 6 Tra

1 Yearly Err:502 Ho

Home 2200.00 0.00 0.00 0.00 0.00 2200.002200

2 Monthly (avg.) Err:502 UtilEMI 0.00

03 Weekly (avg.) Err:502 Hea

Mortgage 850.00 850.00850

4 Current Month Feb Ent

Maintenance 200.00 200.00200

5 January Jan Mis

Insurance 0.000

6 February Feb

Furniture 0.000

7 March Mar

Household Supplies 50.00 50.0050

8 April Apr

Groceries 600.00 600.00600

9 May May

Real Estate Tax 350.00 350.00350

10 June Jun

Clothing 150.00 150.00150

11 July Jul

Other 0.000

12 August Aug

13 September Sep

Utilities 439.00 0.00 0.00 0.00 0.00 439.00439

14 October Oct

Phone - Home 25.00 25.00 25 15 November Nov

Phone - Cell 23.00 23.0023

16 December Dec

Cable 56.00 56.0056

Gas 130.00 130.00130

Water 0.000

Electricity 180.00 180.00180

Internet 25.00 25.0025

Other 0.000

Other 0.000

Health 237.00 0.00 0.00 0.00 0.00 237.00237

Dental 100.00 100.00100

Medical 0.000

Medication 15.00 15.0015

Vision/contacts 15.00 15.0015

Life Insurance 107.00 107.00107

Other 0.000

Other 0.000

Entertainment 500.00 0.00 0.00 0.00 0.00 500.00500

Memberships 15.00 15.0015

Dining out 60.00 60.0060

Events 25.00 25.0025

Subscriptions 10.00 10.0010

Movies 0.000

Music 0.00 0Hobbies 0.00

0

Travel/ Vacation 300.00 300.00300

Hair Cutting 90.00 90.0090

Other 0.000

Miscellaneous 1220.00 0.00 0.00 0.00 0.00 1220.001220

Dry Cleaning 0.000

New Clothes 200.00 200.00200

Donations 600.00 600.00600

Child Care 0.000

Tuition 0.000

College Loans 0.000

Pocket Money 20.00 20.0020

Gifts 200.00 200.00200

Credit Card 100.00 100.00100

Dog 100.00 100.00100

Other 0.000

Other 0.000

Column AK

0 0 0 0 0 0000000000111111111111 111 111 11


Spending Total:

Income

Budget By Month

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JunJul

Aug SepOct

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1,0001,5002,0002,500

3,000

3,500

4,0004,500

5,000

5,500

6,000

6,500

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Row 16

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Transportation Home Utilities Health

Entertainment Miscellaneous

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Chart:

Jan Feb Mar Apr Jan to Date

Total Income (net) 0.00 0.00 0.00 0.00 0.00

3 Salary/Wages 0.00

4 Salary/Wages (Spouse) 0.00

5 Other 0.00

6 Other 0.00

7 Other 0.00

Total Spending: 0.00 0.00 0.00 0.00 0.00

Transportation 0.00 0.00 0.00 0.00 0.00

12 Auto Loan/Lease 0.00

13 Insurance 0.00

14 Petrol,Gas,Oil & Lub. 0.00

15 Maintenance 0.00

16 Registration/Inspection 0.00

17 Train/Bus tickets 0.00 3 Jan to Date First Tracking Month

18 Taxis 0.00 1 Feb 1 Budget B

19 Other 0.00 2 1 Current Month Feb 1 Jan Feb January FALS

20 1 2 Prior Month Jan 2 Feb Mar February

21 Home 0.00 0.00 0.00 0.00 0.00 3 Jan to Date Jan to Date 3 Mar Apr March

22 Home Loan EMI 0.00 4 January Jan 4 Apr May April

23 Mortgage 0.00 5 February Feb 5 May Jun May

24 Maintenance 0.00 6 March Mar 6 Jun Jul June25 Insurance 0.00 7 April Apr 7 Jul Aug July

26 Furniture 0.00 8 May May 8 Aug Sep August

27 Household Supplies 0.00 9 June Jun 9 Sep Oct September

28 Groceries 0.00 10 July Jul 10 Oct Nov October

29 Real Estate Tax 0.00 11 August Aug 11 Nov Dec November

30 Other 0.00 12 September Sep 12 Dec Jan December

31 Other 0.00 13 October Oct 13 Jan to Date January to Date

32 14 November Nov

33 Utilities 0.00 0.00 0.00 0.00 0.00 15 December Dec

34 Phone - Home 0.00

35 Phone - Cell 0.00

36 Cable TV 0.00

37 Gas 0.00

38 Water 0.00

39 Electricity & Water 0.00

40 Internet 0.00

41 Other 0.00

42 Other 0.00

43

44 Health 0.00 0.00 0.00 0.00 0.00

45 Dental 0.00

46 Medical 0.00

47 Medicines 0.00

48 Vision/contacts 0.00

49 Life Insurance 0.00

50 Yoga/Fitness Club 0.00

51 Other 0.00

52

53 Entertainment 0.00 0.00 0.00 0.00 0.00

54 Memberships 0.00

55 Dining out 0.00

56 Events 0.00

57 Subscriptions,Newspaper 0.00

58 Movies 0.00

59 Music 0.00

60 Hobbies 0.00

61 Travel/ Vacation 0.00

62 Hair cutting 0.00

63 Other 0.00

64

65 Miscellaneous 0.00 0.00 0.00 0.00 0.00

66 Laundry,Dry Cleaning 0.00

67 New Clothes 0.0068 Donations/Charity 0.00

69 Child Care 0.00

70 Tuition 0.00

71 College Loans 0.00

72 Pocket Money 0.00

73 Gifts 0.00

74 Credit Card 0.00

75 Dog 0.00

76 Other 0.00

77 Other 0.00

(5,456) (5,456) (5,456) (5,456)

Spending

Income

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Actuals by Month

Actual Income/Spend Summary

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Compare to Budget January

Budget Jan Actual Vs Budget

Total Income (net) 6,008 0 -6,008

3 Salary/Wages 4600 -4,600.00

4 Salary/Wages (Spouse) 1200 -1,200.00

5 Other 208 -208.00

6 Other 0 0.00

7 Other 0 0.00

Total Spending: 5,456 0 -5,456

Transportation 1,095 0 -1,095

12 Auto Loan/Lease 365.00 -365.00

13 Insurance 280.00 -280.00

14 Petrol,Gas,Oil & Lub. 400.00 -400.00

15 Maintenance 50.00 -50.00

16 Registration/Inspection 0.00 0.00

17 Train/Bus tickets 0.00 0.00

18 Taxis 0.00 0.00 4 Jan Budget By Month? 1 Pie Chart Ba

19 Other 0.00 0.00 2 1 Current Month Feb FALSE Budget Tracking Ba

20 1 2 Prior Month Jan Transporta 1095 0 In

21 Home 2,050 0 -2,050 3 Jan to Date Jan to Date Home 2050 0 Ex

22 Home Loan EMI 0.00 0.00 4 January Jan Utilities 429 0

23 Mortgage 850.00 -850.00 5 February Feb Health 237 0

24 Maintenance 200.00 -200.00 6 March Mar Entertainm 425 025 Insurance 0.00 0.00 7 April Apr Miscellane 1220 0

26 Furniture 0.00 0.00 8 May May

27 Household Supplies 50.00 -50.00 9 June Jun

28 Groceries 600.00 -600.00 10 July Jul

29 Real Estate Tax 350.00 -350.00 11 August Aug

30 Other 0.00 0.00 12 September Sep

31 Other 0.00 0.00 13 October Oct

32 14 November Nov

33 Utilities 429 0 -429 15 December Dec

34 Phone - Home 25.00 -25.00

35 Phone - Cell 23.00 -23.00 Simple Budget 1

36 Cable TV 56.00 -56.00

37 Gas 130.00 -130.00

38 Water 0.00 0.0039 Electricity & Water 170.00 -170.00

40 Internet 25.00 -25.00

41 Other 0.00 0.00

42 Other 0.00 0.00

43

44 Health 237 0 -237

45 Dental 100.00 -100.00

46 Medical 0.00 0.00

47 Medicines 15.00 -15.00

48 Vision/contacts 15.00 -15.00

49 Life Insurance 107.00 -107.00

50 Yoga/Fitness Club 0.00 0.00

51 Other 0.00 0.00

52

53 Entertainment 425 0 -425

54 Memberships 15.00 -15.00

55 Dining out 260.00 -260.00

56 Events 25.00 -25.00

57 Subscriptions,Newspaper 10.00 -10.00

58 Movies 0.00 0.00

59 Music 0.00 0.00

60 Hobbies 0.00 0.00

61 Travel/ Vacation 25.00 -25.00

62 Hair cutting 90.00 -90.00

63 Other 0.00 0.00

64

65 Miscellaneous 1,220 0 -1,220

66 Laundry,Dry Cleaning 0.00 0.0067 New Clothes 200.00 -200.00

68 Donations/Charity 600.00 -600.00

69 Child Care 0.00 0.00

70 Tuition 0.00 0.00

71 College Loans 0.00 0.00

72 Pocket Money 20.00 -20.00

73 Gifts 200.00 -200.00

74 Credit Card 100.00 -100.00

75 Dog 100.00 -100.00

76 Other 0.00 0.00

77 Other 0.00 0.00

Tracking

Budget

0 1,0002,000 3,000 4,000 5,000 6,000 7,000

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6,008

552

Expense Income Balance (Sav-ings)

Spending

Income

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237

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Transportation Home Utilities

Health Entertainment Miscellaneous

TrackingBudget

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Spending Comparison

Tracking vs Budget Summary

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1st 2nd 3rd 4th 5th 6th 7th 8th 9th 10th 11th 12th 13th 14th 15th 16th 17th 18th 19th 20th

Total Day's Spending: 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 75.57

Transportation 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Auto Loan/Lease

Insurance

Petrol,Gas,Oil & Lub.

Maintenance

Registration/Inspection

Train/Bus tickets

Taxis

Other

Home 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 16.51

Home Loan EMI

Mortgage

Maintenance

Insurance

Furniture

Household Supplies

Groceries 16.51

Real Estate Tax

Other

Other

Utilities 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Phone - HomePhone - Cell

Cable TV

Gas

Water

Electricity & Water

Internet

Other

Other

Health 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Dental

Medical

Medicines

Vision/contactsLife Insurance

Yoga/Fitness Club

Other

Entertainment 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00

Memberships

Dining out

Events

Subscriptions,Newspaper

Movies

Music

Hobbies

Travel/ Vacation

Hair cuttingOther

Miscellaneous 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 59.06

Laundry,Dry Cleaning

New Clothes

Donations/Charity

Child Care

Tuition

College Loans

Pocket Money

Gifts 14.06

Credit Card

Dog

OtherPolice Check 45.00

Spending

Daily Spending Record

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expense and budget 08

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