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November, 2014

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Facts

Mutual Fund investments are subject to market risks, read all Scheme related Documents carefully.

Banks Industrial Capital Goods Construction Project Telecom - Services Industrial Products Power Petroleum Products Auto Auto Ancillaries Minerals/Mining Consumer Non Durables Pharmaceuticals Cement Consumer Durables Gas Ferrous Metals Paper Software Oil Finance CBLO/Cash and Cash Receivables

Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly 6 post-dated cheques for minimum of ` 500 each and in multiples of ` 500

Quartery 4 post-dated cheques for minimum of ` 500 each and in multiples of ` 500Load Structure (SIP)Entry Load NA

Exit Load NIL If redeemed after 36 months.

PORTFOLIO AS ON 28.11.2014

Name of the Instrument Industry % of AUM

EQUITY SHARESReliance Industries Ltd Petroleum Products 4.91Larsen & Toubro Ltd Construction Project 4.71Tata Communications Ltd Telecom - Services 4.03CCL Products (India) Ltd Consumer Non Durables 3.50Mahindra & Mahindra Ltd Auto 3.17State Bank of India Banks 3.08HDFC Bank Ltd Banks 3.06ABB India Ltd Industrial Capital Goods 2.93Power Grid Corporation of India Ltd Power 2.85ICICI Bank Ltd Banks 2.80Bank of Baroda Banks 2.60Syndicate Bank Banks 2.60Kopran Ltd Pharmaceuticals 2.58Kesoram Industries Ltd Auto Ancillaries 2.57Bharat Heavy Electricals Ltd Industrial Capital Goods 2.49UCO Bank Banks 2.47Bharti Airtel Ltd Telecom - Services 2.44The Federal Bank Ltd Banks 2.42Voltas Ltd Construction Project 2.38Mahindra CIE Automotive Ltd Industrial Products 2.36Bharat Electronics Ltd Industrial Capital Goods 2.32The Ramco Cements Ltd Cement 2.31Bata India Ltd Consumer Durables 2.30CESC Ltd Power 2.27NMDC Ltd Minerals/Mining 2.24GAIL (India) Ltd Gas 2.18TATA Metaliks Ltd Ferrous Metals 2.01Crompton Greaves Ltd Industrial Capital Goods 1.98Tamil Nadu Newsprint & Papers Ltd Paper 1.95Bharat Forge Ltd Industrial Products 1.93Axis Bank Ltd Banks 1.92Infosys Ltd Software 1.91Pricol Ltd Auto Ancillaries 1.87Coal India Ltd Minerals/Mining 1.70Apar Industries Ltd Industrial Capital Goods 1.66Oil & Natural Gas Corp Ltd Oil 1.51HDFC Ltd Finance 1.48TVS Motor Company Ltd Auto 1.28Bank of India Banks 1.15Greaves Cotton Ltd Industrial Products 1.12Equity Total 97.05CBLO/Cash & Cash Receivables 2.95Grand Total 100.00

Returns for the period ended September 2014CAGR

RETURNS (%) ` 10,000 CAGR

RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012Tax Gain Fund 24.80 483718.40 65.13 (6.58) 14.87 16513.26 9342.27 11487.11

S & P BSE 200 13.90 97696.86 42.50 (1.11) 13.77 14250.39 9888.84 11377.08

Sensex 12.42 77707.71 37.41 3.29 14.03 13741.40 10328.86 11403.31

SMS TAX TO 59090 www.saharamutual.com

An Open-Ended Equity Linked Savings Scheme (ELSS)

FUND MANAGERName Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Tax Gain Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Tax Gain Fund)

Date Of Inception 01/04/1997 Total Expense Ratio (%)Portfolio Turnover Ratio 2.47 Direct Options 2.45%Holdings in Top 10 Scrips (%) 35.05 Options Other than Direct Options 2.70%AUM (In ` Lakhs) 1252.20

NAV AS ON 28.11.2014Growth Option ` 62.2501 Dividend Option ` 17.1709Growth Option - Direct ` 62.6342 Dividend Option - Direct ` 17.2657

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)

Dividend Option Dividend Option - Direct

25.02.2014 ` 2.00 per unit ` 10.00 13.7826 13.822307.03.2013 ` 2.00 per unit ` 10.00 14.0575 14.053701.03.2011 ` 2.50 per unit ` 10.00 15.8112.03.2010 ` 4.00 per unit ` 10.00 18.3829.03.2008 ` 7.50 per unit ` 10.00 20.7524.03.2006 ` 2.50 per unit ` 10.00 19.4023.03.2005 ` 20.00 per unit ` 10.00 66.7519.01.2005 ` 10.00 per unit ` 10.00 70.61

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Bonus History (Record Date - Aug 29, 2005) Growth Option: 7:1 Dividend Option: 3:1

Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.8325 Beta 1.0203STDEV (%) 18.70% Rsquare 0.81781 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 500 and additional amount in multiples of ` 500.

OPTIONS Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load NIL If redeemed after 36 months.

INDUSTRY-WISE ASSET DISTRIBUTION (%)

The basic objective of Sahara Tax Gain Fund is to provide immediate tax relief and long term growth of capital to investors.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk (BROWN) (Investors understand that their principal will be at high risk) * (Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

22.1111.387.096.475.415.124.914.454.443.943.502.582.312.302.182.011.951.911.511.482.95

22.11

11.38

7.09

6.475.415.124.91

4.454.44

3.943.502.58

1.91

2.312.18

2.011.951.51

1.48

2.30

2.95



Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara B & FS Fund)A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara B & FS Fund)

DATE OF INCEPTION 16/09/2008AUM (` in Lakhs) 1342.06PORTFOLIO TURNOVER RATIO 1.61

Total Expense Ratio (%)For Direct Options 2.30%Options other than Direct options 2.70%

NAV AS ON 28.11.2014Growth Option ̀ 47.0024 Dividend Option ` 16.6320Growth Option - Direct ` 47.2578 Dividend Option - Direct ` 16.7499

DIVIDEND

Record Date Rate Face ValueCum Dividend NAV (`)

Dividend Option

Dividend Option - Direct

18.01.2013 ` 2.50 Per Unit ` 10.00 14.8698 14.872029.04.2011 ` 2.50 Per Unit ` 10.00 15.570203.09.2010 ` 4.00 Per Unit ` 10.00 19.736519.01.2010 ` 4.00 Per Unit ` 10.00 19.486431.07.2009 ` 4.00 Per Unit ` 10.00 19.7059





Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012B & FS Fund 25.78 39977.10 58.78 (18.35) 17.48 15878.36 8164.58 11748.32Bank Nifty 16.45 25097.63 60.04 (16.05) 21.00 16003.92 8394.84 12100.17Sensex 11.88 19698.87 37.41 3.29 14.03 13741.40 10328.86 11403.31

SMS BANKING TO 59090 www.saharamutual.com

An Open-Ended Sectoral Growth Fund

The investment objective would be to provide long term capital appreciation through investment in equities and equities related securities of companies whose business comprise of Banking / Financial services, either whole or in part.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Banking & Financial Services sector. • High Risk (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

93.72

5.45

0.83

93.72

5.450.83

BankFinanceCBLO / Cash & Cash Receivables



EQUITY SHARES

HDFC Bank Ltd Banks 23.54ICICI Bank Ltd Banks 22.22

State Bank of India Banks 11.97

Axis Bank Ltd Banks 9.32

Yes Bank Ltd Banks 4.23

Indusind Bank Ltd Banks 4.19

City Union Bank Ltd Banks 4.15

The Federal Bank Ltd Banks 3.39

Bank of Baroda Banks 3.24

Bajaj Finance Ltd Finance 2.99

Max India Ltd Finance 2.45

DCB Bank Ltd Banks 1.97

Bank of India Banks 1.61

Karur Vysya Bank Ltd Banks 1.60

Punjab National Bank Banks 1.16

UCO Bank Banks 1.12

Equity Total 99.17

CBLO/Cash & Cash Receivables 0.83Grand Total 100.00


Load StructureEntry Load NA

Exit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - For Direct Option

Load Structure (SIP)Entry Load NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.

NIL (for Direct Option)

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLE

Monthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each

Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.

OPTIONS : Growth Option Dividend OptionGrowth Option - Direct Dividend Option - Direct

Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.5463 Beta 0.9438Standard Deviation (%) 29.97% Rsquare 0.97011 Risk Free rate is based on 1 year T-Bill rate.


Systematic Investment Plan (SIP) - AUTO DEBIT/ECS FACILITY AVAILABLEMonthly Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 eachQuartery Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct Option




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012Growth Fund 22.45 115847.70 48.20 (7.55) 15.19 14819.68 9244.97 11519.49CNX Nifty 18.62 78812.59 38.87 0.56 15.38 13887.33 10056.11 11537.55Sensex 19.21 83711.36 37.41 3.29 14.03 13741.40 10328.86 11403.31

Minimum Application Amount` 3000 and additional amount of ` 500 and multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - For Direct Option

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (10.5 yrs in Sahara Growth Fund)

A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Growth Fund)

Date of Inception 30/08/2002 AUM (` in Lakhs) 723.37Portfolio Turnover Ratio 2.30 Holdings in Top 10 Scrips (%) 47.94

Total Expense Ratio (%)For Direct Option 2.30%Options other than Direct Option 2.70%

NAV AS ON 28.11.2014

Growth Option ` 122.9873 Dividend Option ` 35.6778

Growth Option- Direct ` 124.3327 Dividend Option-

Direct ` 35.9492

DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)

29.10.2010 ` 7.50 per unit ` 10.00 33.1549

07.09.2007 ` 7.50 per unit ` 10.00 28.5888

13.03.2006 ` 7.50 per unit ` 10.00 28.22

28.01.2005 ` 3.00 per unit ` 10.00 19.57

25.09.2003 ` 3.00 per unit ` 10.00 14.95


Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.6937 Beta 1.0598STDEV (%) 17.67% Rsquare 0.87221 Risk Free rate is based on 1 year T-Bill rate.


An Open-Ended Growth Fund

SMS GROWTH TO 59090 www.saharamutual.com

The investment objective of the Scheme is to achieve capital appreciation by investing in equity and equity-related instruments.This scheme is suitable for investors who are seeking*• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

23.069.157.597.146.005.485.184.763.852.942.882.502.462.362.132.091.811.771.691.541.512.11

Banks Power Software Auto Auto Ancillaries Petroleum Products Telecom - Services Construction Project Finance Minerals/Mining Gas Industrial Products Industrial Capital Goods Oil Construction Non - Ferrous Metals Textile Products Pharmaceuticals Consumer Durables Fertilisers Consumer Non Durables CBLO/Cash and Cash Receivables

23.06

9.15

7.59

7.146.005.48

5.18

4.76

2.942.882.50

2.462.36

2.132.09

1.81

1.771.69

1.54

3.85



EQUITY SHARESState Bank of India Banks 7.11HDFC Bank Ltd Banks 5.95Reliance Industries Ltd Petroleum Products 5.48ICICI Bank Ltd Banks 5.34Larsen & Toubro Ltd Construction Project 4.76Axis Bank Ltd Banks 4.66HDFC Ltd Finance 3.85Mahindra & Mahindra Ltd Auto 3.66Tech Mahindra Ltd Software 3.65Hero Motocorp Ltd Auto 3.48Power Grid Corporation of India Ltd Power 3.35TATA Power Company Ltd Power 3.34Coal India Ltd Minerals/Mining 2.94GAIL (India) Ltd Gas 2.88Bharti Airtel Ltd Telecom - Services 2.64TATA Communications Ltd Telecom - Services 2.54Timken India Ltd Industrial Products 2.50ABB India Ltd Industrial Capital Goods 2.46CESC Ltd Power 2.45Oil & Natural Gas Corp Ltd Oil 2.36Exide Industries Ltd Auto Ancillaries 2.30Prestige Estates Project Ltd Construction 2.13Infosys Ltd Software 2.11National Aluminium Co.Ltd Non - Ferrous Metals 2.09Igarashi Motors India Ltd Auto Ancillaries 2.08TATA Consultancy Services Ltd Software 1.83Himatsingka Seide Ltd Textile Products 1.81J B Chemicals & Pharmaceuticals Ltd Pharmaceuticals 1.77Whirlpool of India Ltd Consumer Durables 1.69Kesoram Industries Ltd Auto Ancillaries 1.63ITC Ltd Consumer Non Durables 1.51UNLISTED EQUITY SHARENagarjuna Fertilizers & Chemicals Ltd(Ex-Kakinada Fertilizers Ltd) Fertilisers 1.54

Equity Total 97.89CBLO/Cash & Cash Receivables 2.11 Grand Total 100.00

1.512.11


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (9 yrs in Sahara Wealth Plus Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Wealth Plus Fund)

Date of Inception 01/09/2005 AUM (` in Lakhs) 1135.54Portfolio Turnover Ratio 2.24 Holding In Top 10 scrips (%) 43.17

Total Expense Ratio (%) For Direct Option 2.45%Options other than Direct options 2.70%

NAV AS ON 28.11.2014Fixed Pricing Option Variable Pricing Option

Growth Option ` 36.2613 Growth Option ` 39.0365Dividend Option ` 25.8286 Dividend Option ` 28.2992Growth Option - Direct ` 36.4887 Growth Option - Direct ` 39.2389Dividend Option - Direct ` 25.9501 Dividend Option - Direct ` 28.4399

DIVIDEND

Record Date Rate Face Value

Cum Div NAV (`)Fixed Pricing Option Variable Pricing OptionDividend Option


Dividend Option


07.03.2013 ` 2.50 Per Unit ` 10.00 17.7335 17.7435 18.9205 18.928105.10.2010 ` 4.00 Per Unit ` 10.00 23.2186 24.0699


Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 1.1963 Beta 0.7759 Sharpe Ratio1 1.1186 Beta 0.7751STDEV 15.00% Rsquare 0.7832 STDEV 14.99% Rsquare 0.78281 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount` 1000 and additional amount of ` 500 & multiples of ` 1 thereafter.OPTIONS : Growth Option Dividend Option

Growth Option - Direct Dividend Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option


Return on Equity: The Equity selected is based on Return on Equity. A higher RoE may mean higher creation of Wealth.

Portfolio RoE : 28.43%


Monthly SIP Initial cheque of ` 1000 and 5 post dated cheques for minimum of ` 1000 each

Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each



Exit Load NIl - for Direct option




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012W Plus-V Fund 15.61 37345.30 61.28 0.99 13.70 16128.40 10099.01 11370.31W Plus-F Fund 14.69 34748.80 59.75 0.0018 12.75 15974.92 9999.82 11274.81CNX 500 12.83 29929.56 46.08 (2.49) 13.22 14607.53 9750.69 11322.16Sensex 14.35 33811.58 37.41 3.29 14.03 13741.40 10328.86 11403.31

SMS WEALTH TO 59090 www.saharamutual.com


The primary objective of the scheme would be to invest in equity and equity related instruments of companies that would be wealth builders in the long term.This scheme is suitable for investors who are seeking *• Long Term Capital Growth • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

18.31

15.07

12.31

9.16

7.61

6.04

5.54

5.41

4.80

2.81

2.79

2.19

1.92

1.34

4.69

Auto Ancillaries Banks Software Consumer Non Durables Auto Industrial Capital Goods Finance Pharmaceuticals Consumer Durables Minerals/Mining Industrial Products Fertilisers Chemicals Oil CBLO/Cash and Cash Receivables

18.31

15.07

12.319.16

7.61

6.04

5.54

5.41

4.802.81

2.792.19

1.921.34



EQUITY SHARESCity Union Bank Ltd Banks 5.73Glenmark Pharmaceuticals Ltd Pharmaceuticals 5.41HDFC Bank Ltd Banks 4.64Colgate-Palmolive (India) Ltd Consumer Non Durables 4.51Infosys Ltd Software 4.42Tech Mahindra Ltd Software 4.18Exide Industries Ltd Auto Ancillaries 3.80Wipro Ltd Software 3.71Bosch Ltd Auto Ancillaries 3.50Bajaj Finance Ltd Finance 3.27Bharat Heavy Electricals Ltd Industrial Capital Goods 3.25Motherson Sumi Systems Ltd Auto Ancillaries 3.20State Bank of India Banks 3.18Mahindra & Mahindra Ltd Auto 3.15Hero Motocorp Ltd Auto 3.05Coal India Ltd Minerals/Mining 2.81Sona Koya Steering Systems Ltd Auto Ancillaries 2.80Siemens Ltd Industrial Capital Goods 2.79NRB Bearing Ltd Industrial Products 2.79Bata India Ltd Consumer Durables 2.64Kesoram Industries Ltd Auto Ancillaries 2.64CCL Products (India) Ltd Consumer Non Durables 2.58Ucal Fuel Systems Ltd Auto Ancillaries 2.36IDFC Ltd Finance 2.27Coromandel International Ltd Fertilisers 2.19Whirlpool of India Ltd Consumer Durables 2.15ITC Ltd Consumer Non Durables 2.08Atul Ltd Chemicals 1.92UCO Bank Banks 1.52TVS Motor Company Ltd Auto 1.41Oil & Natural Gas Corp Ltd Oil 1.34Equity Total 95.31CBLO/Cash & Cash Receivables 4.69Grand Total 100.00

4.69


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (8 yrs in Sahara Infrastructure Fund)A N Sridhar Fund Manager 24 yrs (7 yrs in Sahara Infrastructure Fund)


Total Expense Ratio (%)For Direct Option 2.45%other than Direct option 2.70%

NAV AS ON 28.11.2014Fixed Pricing Variable Pricing

Growth Option ` 18.7197 Growth Option ` 20.0785Dividend Option ` 13.6841 Dividend Option ` 14.7716Growth Option - Direct ` 18.8075 Growth Option - Direct ` 20.1095Dividend Option - Direct ` 13.7430 Dividend Option - Direct ` 14.8251

DIVIDEND

Record Date Rate Face Value Cum Div NAV (`)FIXED VARIABLE

30.11.2007 ` 5.00 per unit ` 10.00 18.6112 18.8216Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and statutory levies if any.

Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Variable Pricing Option Fixed Pricing Option

Sharpe Ratio1 0.2911 Beta 1.4887 Sharpe Ratio1 0.2513 Beta 1.4880STDEV (%) 26.89% Rsquare 0.7430 STDEV (%) 26.88% Rsquare 0.7428

1 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 1000 under Growth Option and ` 5000 under Dividend Option and additional amount in multiples of ` 1.

OPTIONS Fixed Pricing Option Growth Option

Growth Option- Direct

Dividend Option

Dividend Option - DirectVariable Pricing Option

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct option



Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)Entry Load : NA

Exit Load 1%- If redeemed on or before 1 year from the date of allotment.NIL - for Direct option

SMS INFRA TO 59090 www.saharamutual.com





Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012INFRA - V Fund 7.64 18696.30 65.19 (23.39) 5.32 16519.08 7660.81 10532.10INFRA - F Fund 6.77 17454.70 63.63 (24.16) 4.44 16363.12 7584.47 10443.68Nifty 10.26 22931.51 38.87 0.56 15.38 13887.33 10056.11 11537.55Sensex 10.31 23028.09 37.41 3.29 14.03 13741.40 10328.86 11403.31

The investment objective would be to provide income distribution and / or medium to long term capital gains by investing in equity / equity related instrument of companies mainly in the infrastructure sector.This scheme is suitable for investors who are seeking*• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, predominantly in the infrastructure sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

10.779.929.269.078.437.366.375.815.033.823.323.192.772.532.412.021.931.784.21

Construction Project Cement Power Banks Transportation Industrial Products Industrial Capital Goods Telecom - Services Petroleum Products Gas Auto Hotels Auto Ancillaries Construction Non - Ferrous Metals Ferrous Metals Minerals/Mining Oil CBLO/Cash and Cash Receivables

10.77

9.92

9.26

8.437.366.37

5.81

5.03

3.32

2.772.53

2.412.02

1.781.93

3.82

3.19

4.21



EQUITY SHARESTATA Communications Ltd Telecom - Services 5.81Reliance Industries Ltd Petroleum Products 3.95Voltas Ltd Construction Project 3.92Larsen & Toubro Ltd Construction Project 3.86GAIL (India) Ltd Gas 3.82Crompton Greaves Ltd Industrial Capital Goods 3.80PTC India Ltd Power 3.73Bharat Forge Ltd Industrial Products 3.49Heidelberg Cement India Ltd Cement 3.45Everest Industries Ltd Cement 3.35Great Eastern Shipping Company Ltd Transportation 3.32Ashok Leyland Ltd Auto 3.32EIH Ltd Hotels 3.19ICICI Bank Ltd Banks 3.18Axis Bank Ltd Banks 3.14Prism Cement Ltd Cement 3.12Container Corporation of India Ltd Transportation 3.03Ashoka Buildcon Ltd Construction Project 3.00Power Grid Corporation of India Ltd Power 2.84Exide Industries Ltd Auto Ancillaries 2.77Bank of Baroda Banks 2.76TATA Power Company Ltd Power 2.69BEML Ltd Industrial Capital Goods 2.57ITD Cementation India Ltd Construction 2.53National Aluminium Co. Ltd Non - Ferrous Metals 2.41Sintex Industries Ltd Industrial Products 2.12Adani Ports & SEZ Ltd Transportation 2.08Pennar Industries Ltd Ferrous Metals 2.02Coal India Ltd Minerals/Mining 1.93Oil & Natural Gas Corp Ltd Oil 1.78Jain Irrigation Systems Ltd Industrial Products 1.74Bharat Petroleum Corporation Ltd Petroleum Products 1.08Equity Total 95.79CBLO/Cash & Cash Receivables 4.21Grand Total 100.00


9.07


Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of

minimum ` 1000 each.Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of

minimum of ` 2000 eachLoad Structure (SIP)Entry Load NAExit Load 1%- If redeemed on or before 1 year from the date of allotment.Exit Load NIL - for Direct option

SMS MIDCAP TO 59090 www.saharamutual.com




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012Midcap Fund 18.76 53513.70 94.85 (11.03) 9.09 19485.18 8897.15 10908.96CNX Midcap 14.75 38256.62 63.17 (10.75) 10.52 16316.64 8925.33 11052.37Sensex 15.37 40332.82 37.41 3.29 14.03 13741.40 10328.86 11403.31


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (9.5 yrs in Sahara Midcap Fund)A N Sridhar Fund Manager 24 yrs (7.5 yrs in Sahara Midcap Fund)

Date of Inception 31/12/2004 AUM (` in Lakhs) 1086.03Portfolio Turnover Ratio 2.23 Holding In Top 10 scrips (%) 30.11Total Expense ratio (%) for Direct options 2.45%

Options other than Direct options 2.70%

NAV AS ON 28.11.2014Growth Option ` 53.8913 Dividend Option ` 23.7774Auto Payout Option ` 53.8913 Bonus Option ` 53.8913Growth Option - Direct ` 53.9902 Dividend Option - Direct ` 23.8659Auto Payout Option - Direct ` 53.9902 Bonus Option - Direct ` 53.9902

DIVIDENDRecord Date Rate Face Value Cum Div NAV (`)

24.12.2010 ` 3.00 per unit ` 10.00 17.279728.05.2010 ` 4.00 per unit ` 10.00 18.937631.12.2007 ` 5.00 per unit ` 10.00 20.918320.09.2005 ` 1.50 per unit ` 10.00 14.2829


Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.8971 Beta 0.8619STDEV (%) 21.23% Rsquare 0.84431 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount

` 1000 & additional amount of ` 500 & multiples of ` 1.

OPTIONS Growth Option Dividend OptionGrowth Auto Payout Option Bonus OptionGrowth Option - Direct Dividend Option - DirectGrowth Auto Payout Option - Direct Bonus Option - Direct

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL-If redeemed after 12 months.Exit Load NIL - for Direct Option

TARGETED CAPITAL SEGMENT WIISE BREAKUP (As on 28th Nov, 2014 )MIDCAP 97.43% LARGE CAP 2.57%

An open-ended Growth Fund with an objective to achieve long term capital growth at medium level of risks by investing primarily in mid-cap stocks.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

13.1512.9910.538.465.845.054.884.683.362.962.722.642.632.612.592.492.492.432.422.081.961.05

Auto Ancillaries Pharmaceuticals Banks Industrial Capital Goods Cement Software Textile Products Fertilisers Consumer Non Durables Telecom - Services Industrial Products Services Power Telecom - Equipment & Accessories Finance Construction Project Construction Auto Gas Media & Entertainment Consumer Durables CBLO/Cash and Cash Receivables

13.15

12.99

10.53

8.465.845.05

4.884.68

3.362.96

2.722.64

2.592.61

2.492.49

2.432.08

2.63

2.42



EQUITY SHARESGlenmark Pharmaceuticals Ltd Pharmaceuticals 3.77Crompton Greaves Ltd Industrial Capital Goods 3.51Syndicate Bank Banks 3.00Mangalam Cement Ltd Cement 2.97TATA Communications Ltd Telecom - Services 2.96JK Lakshmi Cement Ltd Cement 2.86UCO Bank Banks 2.84Himatsingka Seide Ltd Textile Products 2.81Mahindra CIE Automotive Ltd Industrial Products 2.72Kesoram Industries Ltd Auto Ancillaries 2.66Aditya Birla Nuvo (Indian Rayon) Services 2.64Power Grid Corporation of India Ltd Power 2.63Astra Microwave Products Ltd Telecom - Equipment & Accessories 2.61Cyient Ltd Software 2.61Shriram Transport Finance Company Ltd Finance 2.59City Union Bank Ltd Banks 2.57Bharat Electronics Ltd Industrial Capital Goods 2.57Voltas Ltd Construction Project 2.49ITD Cementation India Ltd Construction 2.49Ashok Leyland Ltd Auto 2.43Indraprastha Gas Ltd Gas 2.42Alstom India Ltd Industrial Capital Goods 2.39Gujarat State Fertilizers & Chemicals Ltd Fertilisers 2.38Motherson Sumi Systems Ltd Auto Ancillaries 2.37J B Chemicals & Pharmaceuticals Ltd Pharmaceuticals 2.35Coromandel International Ltd Fertilisers 2.29Ucal Fuel Systems Ltd. Auto Ancillaries 2.27Sona Koyo Steering Systems Ltd Auto Ancillaries 2.20NATCO Pharma Ltd Pharmaceuticals 2.13Bank of India Banks 2.13T V Today Network Ltd Media & Entertainment 2.08Arvind Ltd Textile Products 2.07Polaris Financial Technology Ltd Software 2.05Exide Industries Ltd Auto Ancillaries 2.03Century Plyboards (India) Ltd Consumer Durables 1.96Marksans Pharma Ltd Pharmaceuticals 1.94Kopran Ltd Pharmaceuticals 1.89DCM Shriram Ltd Consumer Non Durables 1.84Pricol Ltd Auto Ancillaries 1.62Dhampur Sugar Mills Ltd Consumer Non Durables 1.53Dishman Pharmaceuticals & Chemicals Ltd Pharmaceuticals 0.89Intellect Design Arena Ltd Software 0.38Equity Total 98.95CBLO/Cash & Cash Receivables 1.05Grand Total 100.00


1.961.05





Quartery SIP Initial cheque of ` 2000 and 3 post dated cheques for minimum of ` 2000 each



Exit Load NIL - for Direct option

SMS POWER TO 59090 www.saharamutual.com




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012P & NR Fund 6.45 14818.40 55.30 (18.06) 1.79 15530.15 8193.68 10178.84Nifty 8.92 17117.56 38.87 0.56 15.38 13887.33 10056.11 11537.55Sensex 8.77 16965.46 37.41 3.29 14.03 13741.40 10328.86 11403.31

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (6 yrs in Sahara Power & NR Fund)A N Sridhar Fund Manager 24 yrs (6 yrs in Sahara Power & NR Fund)

Date Of Inception 17/06/2008 Holdings in Top 10 Scrips (%) 39.64AUM (` in Lakhs) 283.42 Portfolio Turnover Ratio 1.60

Total Expense Ratio (%)For Direct option 2.45%

Options other than Direct option 2.70%

NAV AS ON 28.11.2014Growth Option ` 15.3490 Dividend Option ` 13.0917Growth Option-Direct ` 15.4086 Dividend Option - Direct ` 13.1648

DIVIDENDRecord Date Rate Face Value Cum Dividend NAV (`)30.07.2010 ` 2.00 per unit ` 10.00 13.5352


Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.2165 Beta 1.3473STDEV (%) 24.57% Rsquare 0.72911 Risk Free rate is based on 1 year T-Bill rate.Minimum Application Amount ` 5000 and in multiples of ` 1 thereafter.


Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months.Exit Load NIL - for Direct option


The investment objective is to generate long term capital appreciation through investment in equities and equity related securities of companies engaged in the business of generation, transmission, distribution of Power or in those companies that are engaged directly or indirectly in any activity associated in the power sector or principally engaged in discovery, development, production, processing or distribution of natural resources.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives in the power & natural resources sector. • High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

21.2612.4210.057.786.225.515.014.243.513.333.072.682.512.512.422.372.123.00

Power Industrial Capital Goods Construction Project Gas Fertilisers Petroleum Products Industrial Products Chemicals Non - Ferrous Metals Finance Transportation Oil Cement Minerals/Mining Consumer Non Durables Ferrous Metals Auto Ancillaries CBLO/Cash and Cash Receivables

21.26

12.42

10.05

7.78

5.51

5.01

4.24

3.51

3.333.07

2.682.51

2.512.42

2.372.12

6.22



EQUITY SHARESPTC India Ltd Power 4.50TATA Chemicals Ltd Chemicals 4.24Reliance Industries Ltd Petroleum Products 4.20Larsen & Toubro Ltd Construction Project 4.05Power Grid Corporation of India Ltd. Power 4.03GAIL (India) Ltd Gas 3.92Indraprastha Gas Ltd Gas 3.86Voltas Ltd Construction Project 3.82NTPC Ltd Power 3.52National Aluminium Co. Ltd Non - Ferrous Metals 3.51Apar Industries Ltd Industrial Capital Goods 3.37PTC India Financial Services Ltd Finance 3.33Torrent Power Ltd Power 3.33Coromandel International Ltd Fertilisers 3.30CESC Ltd Power 3.26ABB India Ltd Industrial Capital Goods 3.12Adani Ports & SEZ Ltd Transportation 3.07Crompton Greaves Ltd Industrial Capital Goods 3.03Gujarat State Fertilizers & Chemicals Ltd Fertilisers 2.92Bharat Heavy Electricals Ltd Industrial Capital Goods 2.90Finolex Cables Ltd Industrial Products 2.79Oil & Natural Gas Corp Ltd Oil 2.68TATA Power Company Ltd Power 2.63Prism Cement Ltd Cement 2.51Coal India Ltd Minerals/Mining 2.51Dhampur Sugar Mills Ltd Consumer Non Durables 2.42Pennar Industries Ltd Ferrous Metals 2.37HEG Ltd Industrial Products 2.22Hindustan Construction Company Ltd Construction Project 2.18Kesoram Industries Ltd Auto Ancillaries 2.12Bharat Petroleum Corporation Ltd Petroleum Products 1.32Equity Total 97.00CBLO/Cash & Cash Receivables 3.00Grand Total 100.00

3.00





Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012Star Value Fund 12.51 17085.48 105.34 (25.84) 10.62 20534.28 7415.94 11062.41S & P BSE 200 10.30 15611.90 42.50 (1.11) 13.77 14250.39 9888.84 11377.08Sensex 10.33 15634.22 37.41 3.29 14.03 13741.40 10328.86 11403.31

FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara Star Value Fund)A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara Star Value Fund)

Date of Inception 14/09/2009 Holding In Top 10 scrips (%) 47.47Portfolio Turnover Ratio 4.70 AUM (` in Lakhs) 232.62

Total Expense Ratio (%) for Direct option 2.30%Options other than Direct options 2.70%

NAV AS ON 28.11.2014Growth Option ` 18.4245 Dividend Option ` 14.4932Growth Option - Direct ` 19.9585 Dividend Option -Direct ` 14.6021


Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)Sharpe Ratio1 0.5599 Beta 1.2987STDEV (%) 25.11% Rsquare 0.73511 Risk Free rate is based on 1 year T-Bill rate.

Minimum Application Amount` 5000 and in multiples of ` 1 thereafter.



Monthly SIP 1st cheque of ` 1000 along with minimum of 5 post dated cheques of minimum of ` 1000 each.

Quartery SIP 1st cheque of ` 2000 along with minimum of 3 post dated cheques of minimum of ` 2000 each

Load Structure (SIP)

Entry Load NA


Exit Load NIL - for Direct option

SMS STARVALUE TO 59090 www.saharamutual.com


The investment objective is to provide long term capital appreciation by investing predominantly in equity / equity related instruments of select companies based on value parameters.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives.• High Risk. (BROWN) (Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

17.7115.4410.35

8.487.245.625.214.514.433.853.363.363.092.741.383.23

Banks Auto Ancillaries Cement Industrial Capital Goods Pharmaceuticals Industrial Products Non - Ferrous Metals Auto Software Chemicals Ferrous Metals Power Construction Finance Fertilisers CBLO/Cash and Cash Receivables

17.71

15.44

10.35

8.487.24

5.62

4.51

4.43

3.363.09

2.741.38

3.23



EQUITY SHARESMangalam Cement Ltd Cement 6.16National Aluminium Co. Ltd Non - Ferrous Metals 5.21UCO Bank Banks 4.93Crompton Greaves Ltd Industrial Capital Goods 4.92Ashok Leyland Ltd Auto 4.51Syndicate Bank Banks 4.48Cyient Ltd Software 4.43Subros Ltd Auto Ancillaries 4.40The Federal Bank Ltd Banks 4.24Century Textiles & Industries Ltd Cement 4.19State Bank of India Banks 4.06Kopran Ltd Pharmaceuticals 4.04Banco Products (India) Ltd Auto Ancillaries 4.01Atul Ltd Chemicals 3.85Greaves Cotton Ltd Industrial Products 3.63Exide Industries Ltd Auto Ancillaries 3.57Apar Industries Ltd Industrial Capital Goods 3.57Kesoram Industries Ltd Auto Ancillaries 3.45Pennar Industries Ltd Ferrous Metals 3.36CESC Ltd Power 3.36J B Chemicals & Pharmaceuticals Ltd Pharmaceuticals 3.20Prestige Estates Project Ltd Construction 3.09IDFC Ltd Finance 2.74Jain Irrigation Systems Ltd Industrial Products 1.99

UNLISTED EQUITY SHARENagarjuna Fertilizers & Chemicals Ltd (Ex-Kakinada Fertilizers Ltd) Fertilisers 1.38

Equity Total 96.77CBLO/Cash & Cash Receivables 3.23Grand Total 100.00

Load StructureEntry Load NAExit Load 1%- If redeemed on or before 12 months, NIL If redeemed after 12 months.Exit Load NIL - for Direct option


3.85

5.21

DIVIDEND

Record Date Rate Face ValueCum Dividend NAV (`)Dividend Option


01.09.2014 ` 2.50 Per Unit ` 10.00 16.4033 16.537616.08.2010 ` 1.00 Per Unit ` 10.00 12.5064

3.36


SMS SUPER TO 59090 www.saharamutual.com


FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg Chief Investment Officer 24 yrs (5 yrs in Sahara Super 20 Fund)

A N Sridhar Fund Manager 24 yrs (5 yrs in Sahara Super 20 Fund)

Date of Inception 31/07/2009 AUM (` in Lakhs) 77.30

Portfolio Turnover Ratio 2.05 Holding In Top 10 scrips (%) 54.67

Total Expense ratio (%)for Direct options 2.30%

Options other than Direct options 2.70%

NAV AS ON 28.11.2014

Growth Option ` 16.9024 Dividend Option ` 16.8868

Growth-Direct ` 17.0181 Dividend-Direct ` 17.0233

Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)

Sharpe Ratio1 0.5345 Beta 0.9902

STDEV (%) 16.01% Rsquare 0.9270


MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

OptionsGrowth Growth Option - Direct

Dividend Dividend Option - Direct

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE


Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000

The investment objective would be to provide long term capital appreciation by investing in predominantly equity and equity related securities of around 20 companies selected out of the top 100 largest market capitalization companies, at the point of investment.This scheme is suitable for investors who are seeking *• Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives of the Top 100 companies by market capitalisation. • High Risk (BROWN)

(Investors understand that their principal will be at high risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

Returns for the period ended September 2014

CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

Super 20 Fund 9.24 15104.40 37.72 (4.72) 11.97 13772.04 9527.93 11196.71

Nifty 11.03 16300.47 38.87 0.56 15.38 13887.33 10056.11 11537.55

Sensex 10.80 16142.37 37.41 3.29 14.03 13741.40 10328.86 11403.31

27.9813.26

9.257.396.414.674.413.833.223.152.852.271.989.32

Banks Software Consumer Non Durables Finance Petroleum Products Construction Project Services Pharmaceuticals Cement Ferrous Metals Auto Gas Telecom - Services CBLO/Cash and Cash Receivables

27.98

13.26

9.256.41

4.41

3.83

7.39

4.67

3.223.15

2.852.27

1.989.32



EQUITY SHARESHDFC Bank Ltd Banks 7.43ICICI Bank Ltd Banks 6.58Reliance Industries Ltd Petroleum Products 6.41Infosys Ltd Software 6.20ITC Ltd Consumer Non Durables 5.64State Bank of India Banks 4.99Larsen & Toubro Ltd Construction Project 4.67HDFC Ltd Finance 4.50Aditya Birla Nuvo (Indian Rayon) Services 4.41Lupin Ltd (Ex Lupin Laboratories Ltd) Pharmaceuticals 3.83Wipro Ltd Software 3.64Colgate-Palmolive (India) Ltd Consumer Non Durables 3.61Tech Mahindra Ltd Software 3.42Yes Bank Ltd Banks 3.40Grasim Industries Ltd Cement 3.22Tata Steel Ltd Ferrous Metals 3.15Canara Bank Banks 3.09IDFC Ltd Finance 2.89Hero Motocorp Ltd Auto 2.85Kotak Mahindra Bank Ltd Banks 2.49GAIL (India) Ltd Gas 2.27Bharti Airtel Ltd Telecom - Services 1.98Equity Total 90.68CBLO/Cash & Cash Receivables 9.32Grand Total 100.00



Options Growth Dividend Growth Option - Direct Dividend Option - Direct

Returns for the period ended September 2014

CAGR Returns (%) ` 10,000 CAGR Returns ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012

30/09/2013 TO

30/09/2014

30/09/2012 TO

30/09/2013

30/09/2011 TO

30/09/2012R.E.A.L Fund 4.87 13845.40 95.43 (11.98) 9.12 19542.68 8801.96 10911.53

NIFTY 5.01 13977.87 38.87 0.56 15.38 13887.33 10056.11 11537.55

Sensex 4.95 13922.46 37.41 3.29 14.03 13741.40 10328.86 11403.31

An Open-Ended Equity Fund


Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)

A N Sridhar Fund Manager 24 yrs (6.5 yrs in Sahara R.E.A.L Fund)


Total expense ratio (%) for Direct options 2.45%Options other than Direct options 2.70%

NAV AS ON 28.11.2014Growth Option ` 14.4628 Dividend Option ` 14.4628Growth-Direct ` 14.7242 Dividend-Direct ` 14.5489

Statistical Measures (For trailing 3 years Period) (as on 28.11.2014)

Sharpe Ratio1 0.9599 Beta 1.1207

STDEV (%) 20.50% Rsquare 0.7244


SMS REAL TO 59090 www.saharamutual.com

The investment objective would be to provide long term capital gains by investing predominantly in equity / equity related instrument of companies in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector.This scheme is suitable for investors who are seeking* • Long Term Capital Growth; • Investment in Equity & equity related securities including equity derivatives, in the Retailing, Entertainment & Media, Auto & auto ancillaries and Logistics sector. • High Risk. (BROWN)

(Investors understand that their principal will be at high risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

MINIMUM APPLICATION AMOUNT : ` 5000 and in multiples of ` 1 thereafter.

Load Structure Entry Load: NA ; Exit Load: 1%- If redeemed on or before 12 months, NIL- If redeemed after 12 months. NIL - for Direct option

SIP / STP: Entry Load: NA ; Exit Load: 1%- If redeemed on or before 1 year from the date of allotment. NIL - for Direct option

29.98

13.53

9.81

8.98

7.89

6.53

6.32

5.69

2.97

2.36

2.22

1.84

1.87

Auto Ancillaries

Transportation

Media & Entertainment

Auto

Consumer Durables

Banks

Industrial Products

Consumer Non Durables

Industrial Capital Goods

Textile Products

Telecom - Services

Hotels

CBLO/Cash and Cash

Receivables

29.98

13.53

9.818.98

7.89

6.53

6.32

5.69

2.362.22

2.97

1.84



EQUITY SHARESAshok Leyland Ltd Auto 6.20Exide Industries Ltd Auto Ancillaries 4.18Gateway Distriparks Ltd Transportation 4.01Container Corporation of India Ltd Transportation 3.97CCL Products (India) Ltd Consumer Non Durables 3.94T V Today Network Ltd Media & Entertainment 3.62DCB Bank Ltd Banks 3.56TV18 Broadcast Ltd Media & Entertainment 3.52Bharat Forge Ltd Industrial Products 3.45BATA India Ltd Consumer Durables 3.42Ucal Fuel Systems Ltd Auto Ancillaries 3.39Sona Koyo Steering Systems Ltd Auto Ancillaries 3.35Motherson Sumi Systems Ltd Auto Ancillaries 3.15Transport Corporation of India Ltd Transportation 3.03Wabco India Ltd Auto Ancillaries 3.01UCO Bank Banks 2.97Crompton Greaves Ltd Industrial Capital Goods 2.97Mahindra CIE Automotive Ltd Industrial Products 2.87Igarashi Motors India Ltd Auto Ancillaries 2.85Mahindra & Mahindra Ltd Auto 2.79Subros Ltd Auto Ancillaries 2.77Entertainment Network India Ltd Media & Entertainment 2.67Samkrg Pistons & Rings Ltd Auto Ancillaries 2.52Great Eastern Shipping Company Ltd Transportation 2.52Pricol Ltd Auto Ancillaries 2.45Arvind Ltd Textile Products 2.36Suprajit Engineering Ltd Auto Ancillaries 2.30V I P Industries Ltd Consumer Durables 2.26TATA Communications Ltd Telecom - Services 2.22Whirlpool of India Ltd Consumer Durables 2.20Taj GVK Hotels & Resorts Ltd Hotels 1.84DCM Shriram Ltd Consumer Non Durables 1.75Equity Total 98.13CBLO/Cash & Cash Receivables 1.87Grand Total 100.00


1.87

SYSTEMATIC INVESTMENT PLAN (SIP) – AUTO DEBIT / ECS FACILITY AVAILABLE


Quarterly Initial cheque of ` 2000 and 3 post dated cheques of minimum of ` 2000


FUND MANAGER

Name Designation Experience (Years)

Naresh Kumar Garg

Chief Investment Officer

24 yrs (5.5 yrs in Sahara Short Term Bond Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Short Term Bond Fund)

Date of Inception 13/04/2009 AUM (` in Lakhs) 1131.94

Average Portfolio Maturity 3 days

Total Expense ratio (%)

for Direct option 0.29

Options other than Direct option 0.30

NAV AS ON 28.11.2014

Growth Option ` 16.1365 Dividend Reinvestment Option ` 10.5015

Growth Option-Direct ` 16.1610 Dividend Reinvestment

Option - Direct ` 10.5108

Dividend History [(per unit (Gross Dividend in Rupees)] for 3 months under

Dividend Re investment Option (Monthly Frequency)

Date Gross Dividend (`) Investor

27.11.2014 0.0580 Non Corporate

30.10.2014 0.0700 Corporate / Non Corporate

25.09.2014 0.0520 Corporate / Non Corporate

Dividend declared on the face value of `10.

Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.

Systematic Investment Plan (SIP) Auto Debit / ECS Facility Available

Monthly 5 post dated cheques for a minimum of ` 2000 each.

Quarterly 4 post dated cheques for a minimum of ` 2500 each.


Entry / Exit Load NIL


Name of the Instrument Rating % of AUM

Collateralized Borrowing and Lending Obligation - 99.61%

Cash & Cash Receivables - 0.39%

TOTAL 100.00%

Minimum Application Amount

` 5000 and in multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL


RETURNS (%)

` 10,000 CAGR RETURNS ABSOLUTE RETURNS % ` 10,000 ABSOLUTE RETURNS

Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Short Term Bond Fund 8.90 13147.64 8.541 8.537 9.41 10854.12 10853.65 10941.37

Crisil Liquifex 7.32 12546.61 9.49 8.540 8.67 10948.62 10853.95 10867.32

Crisil 10 yr Gilt Index 4.25 11430.25 6.85 2.43 8.03 10684.74 10243.33 10802.80

SMS MUTUAL TO 59090 www.saharamutual.com

An Open Ended Income Fund

The investment objective is to generate optimal returns consistent with moderate levels of risk and liquidity by investing in debt securities and money market securities. This product is suitable for investors who are seeking*• regular fixed income for short term to medium term • investment in Debt/Money Market Instruments. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)


Systematic Investment Plan (SIP) - Auto Debit / ECS Facility Available

Monthly 5 postdated cheques for minimum of ` 2000 each.

Quarterly 4 postdated cheques for minimum of ` 2500 each.


Entry / Exit Load NIL


Name of the Instrument Rating % of AUM



Total 100.00%

Minimum Application Amount`10000 & additional amt. of ` 5000 & Multiples of ` 1.

Load Structure (for all Options)Entry /Exit Load NIL


Naresh Kumar Garg Chief Investment Officer

24 yrs (10.5 yrs in Sahara Liquid Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Liquid Fund)

Returns for the period ended September 2014CAGR RETURNS

(%) ` 10,000 CAGR


Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Liquid Fund - VP 7.89 16604.45 8.61 8.59 9.51 10860.66 10858.78 10951.15Crisil Liquifex 7.32 16025.28 9.49 8.54 8.67 10948.62 10853.95 10867.321 year T bill 5.83 14594.15 8.35 5.66 8.14 10835.47 10566.46 10813.60

Liquid Fund - FP 7.15 20460.14 8.42 8.45 9.50 10841.62 10845.38 10950.10Crisil Liquifex NA* NA* 9.49 8.54 8.67 10948.62 10853.95 10867.321 year T bill 5.63 17640.57 8.35 5.66 8.14 10835.47 10566.46 10813.60

Date of Inception 19/02/2002 AUM (` in Lakhs) 5827.79Average Portfolio Maturity 3 days

Total Expense Ratio (%)

Fixed Pricing Option 0.40Variable Pricing Option 0.40Fixed Pricing Option - Direct Option 0.39Variable Pricing Option - Direct Option 0.39

CAGR RETURNS (%) ` 10,000 CAGR RETURNS7 days 15 days 1 month 7 days 15 days 1 month

Liquid Fund - VP 7.80 7.79 7.67 10014.96 10032.02 10063.03Crisil Liquid Fund Index 9.37 9.08 8.82 10017.97 10037.30 10072.471 year T bill 8.66 8.07 8.61 10016.61 10033.18 10070.74

Liquid Fund - FP 7.58 7.57 7.45 10014.53 10031.11 10061.25Crisil Liquid Fund Index 9.37 9.08 8.82 10017.97 10037.30 10072.471 year T bill 8.66 8.07 8.61 10016.61 10033.18 10070.74

* AS INDEX INCEPTION IS 31.03.2002


An Open-Ended Liquid Fund

Dividend History [Gross Dividend per unit (in Rupees)] (for Monthly Dividend Option )*

Date Variable Pricing Option

Variable Pricing Option - Direct Option Investor

28.11.2014 6.1797 - Non Corporate

31.10.2014 7.7593 7.9805 Non Corporate

26.09.2014 6.3136 4.7385 Non Corporate

* Dividend declared on the face value of Rs.1000. Past performance may or may not be sustained in future. The performance of the dividend plan for the investor would be net of the dividend distribution tax, as applicable.

The investment objective is to create a highly liquid portfolio of good quality debt as well as money market instruments with a view to provide high liquidity and reasonable returns to the unit holders, while at all times emphasizing the importance of capital preservation.

This product is suitable for investors who are seeking*

• regular income generation in short term to medium term • highly liquid portfolio of money market debt instruments • low risk. (BLUE)

(Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

NAV AS ON 28.11.2014Fixed Pricing Option Variable Pricing Option

Daily Dividend ` 1038.5712 Daily Dividend - Direct ` 1038.5712 Daily Dividend ` 1038.6441 Daily Dividend - Direct ` 1038.7403Weekly Dividend ` 1027.4373 Weekly Dividend - Direct ` 1027.4373 Weekly Dividend ` 1045.7980 Weekly Dividend - Direct ` 1045.7980Monthly Dividend ` 1043.3721 Monthly Dividend - Direct ` 1043.3721 Monthly Dividend ` 1051.3345 Monthly Dividend - Direct ` 1053.8382Growth ` 2422.7090 Growth - Direct ` 2423.5565 Growth ` 2451.2041 Growth - Direct ` 2452.8171

The face value of the units have been changed from ` 10 per unit to ` 1000 per unit by consolidation of units w.e.f. 27th October, 2005. Also, the Variable Pricing Option has been introduced under the scheme w.e.f. 27th October, 2005.





Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Sahara Classic Fund 9.37 14838.32 8.12 8.44 9.32 10811.70 10844.49 10932.15MIP Blended Index 5.74 12791.08 15.45 3.20 10.63 11545.36 10319.86 11063.20Crisil 10 yr Gilt Index 5.26 12537.01 6.85 2.43 8.03 10684.74 10243.33 10802.80

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS facility availableMonthly 6 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 2000 each.

Load Structure (SIP)Entry / Exit Load NIL

PORTFOLIO AS ON 28.11.2014Name of the Instrument Rating % of AUM



TOTAL 100.00%


Naresh Kumar Garg Chief Investment Officer 24 yrs (6.5 yrs in Sahara Classic Fund)Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Classic Fund)

Date of Inception 01/02/2008 AUM (` in Lakhs) 29.55Average Portfolio Maturity 3 days

Total Expense Ratio (%) For Direct options 0.34Options other than Direct options 0.35

NAV AS ON 28.11.2014Growth Option ` 18.3804 Dividend Option ` 18.3815Growth Option - Direct ` 18.3844 Dividend Option - Direct ` 18.3815

Minimum Application AmountDividend Option ` 5000 and additional investments in multiples of ` 1000.Growth Option ` 1000 and additional investments in multiples of ` 1000.


Minimum Application Amount` 3000 and additional amt. of ` 1000 & multiples of ` 1 thereafter.


FUND MANAGERName Designation Experience (Years)Naresh Kumar Garg


24 yrs (10.5 yrs in Sahara Income Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Income Fund)

Date of Inception 21/2/2002AUM (` in Lakhs) 691.68Average Portfolio

Maturity 3 days

Total Expense ratio (%)

for Direct option 0.34other than Direct 0.35

NAV AS ON 28.11.2014Growth Option ` 25.6639 Dividend Option ` 21.1364Growth - Direct ` 25.6839 Dividend - Direct ` 21.3485

DividendRecord Date Rate Cum Div NAV (`)26.03.2007 ` 1.00 per unit 11.7697

Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend Distribution tax as applicable.




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Sahara Income Fund 7.65 21458.82 8.33 8.68 9.37 10832.91 10868.14 10936.85Crisil Composite Bond Fund Index NA* NA* 11.61 3.48 9.53 11161.16 10347.54 10953.00

Crisil 10 yr Gilt Index 5.91 18125.44 6.85 2.43 8.03 10684.74 10243.33 10802.80


An Open-Ended Income Fund

An Open-Ended Income Fund

* AS INDEX INCEPTION IS 31.03.2002

Systematic Investment Plan (SIP) - AUTO DEBIT / ECS FACILITY AVAILABLEMonthly 6 post dated cheques for a minimum of ` 500 each.Quarterly 4 post dated cheques for a minimum of ` 750 each.Load Structure (SIP)Entry / Exit Load NIL




TOTAL 100.00%

The investment objective of the scheme is to generate returns by investing mainly in debt and debt related instruments including money market instruments and also to invest a portion of the fund in equity and equity related instruments to seek capital appreciation.This product is suitable for investors who are seeking*• regular income generation/capital appreciation in short, medium and long term • investment in various debt securities and equity and equity related instruments. • Medium risk. (Yellow) (Investors understand that their principal will be at medium risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.

The primary objective of the scheme is to generate income by investing in a portfolio of corporate and sovereign debt instruments and at the same time provide continuous liquidity along with reasonable safety.This product is suitable for investors who are seeking*• regular income/capital appreciation in short, medium and long term • investment in Money Market Instruments, Corporate Debt & Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)




24 yrs (6 yrs in Sahara Interval Fund)

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Interval Fund)

Date of Inception 03/10/2008 Average Portfolio Maturity 3 daysAUM (` in Lakhs) 10.45

Total Expense Ratio (%)

For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 28.11.2014Growth Option ` 16.0299 Dividend Option ` 16.0301

Growth Option - Direct ` 16.0351 Dividend Option - Direct ` 16.0301


Name of the Instrument Rating % of AUMCollateralized Borrowing and Lending Obligation - 99.21%


TOTAL 100.00%

Minimum Application Amount

` 5000 & additional amount in Multiples of ` 1 thereafter.

Load Structure (for all Options)

Entry /Exit Load NIL



24 yrs (10.5 yrs in Sahara Gilt Fund

Ashwini Kumar Fund Manager 10 yrs (3.5 yrs in Sahara Gilt Fund)

Date of Inception 21/02/2002 Average Portfolio Maturity 3 daysAUM (` in Lakhs) 5.80

Total Expense Ratio (%)For Direct Option 0.34Option other than Direct option 0.35

NAV AS ON 28.11.2014Growth ` 22.7402 Dividend ` 18.9671Growth Option - Direct ` 22.7416 Dividend Option-Direct ` 18.9671

Minimum Application Amount`5000 & additional amount of `1000 & Multiples of `1 thereafter. Load Structure (for all Options)Entry /Exit Load NIL

Returns for the period ended September 2014CAGR RETURNS

(%) ` 10,000 CAGR


Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Sahara Gilt Fund 6.63 19435.07 8.08 7.95 8.08 10807.88 10794.72 10808.49I Sec Composite Gilt Index NA* NA* 11.12 4.94 10.07 11111.65 10494.16 11007.49Crisil 10 yr Gilt Index 5.91 18125.44 6.85 2.43 8.03 10684.74 10243.33 10802.80


An Debt Oriented Interval Fund

An Open-Ended Gilt Fund




Scheme / Duration

SinceInception

SinceInception

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012

30/09/2013 TO

30/09/2014

28/09/2012 TO

30/09/2013

30/09/2011 TO

28/09/2012Sahara Interval Fund 7.97 13319.35 8.09 8.06 9.21 10809.33 10805.69 10921.27Crisil Liquidfex 7.15 12942.54 9.49 8.54 8.67 10948.62 10853.95 10867.32I year T bill 6.19 12516.01 8.35 5.66 8.14 10835.47 10566.46 10813.60

Systematic Investment Plan (SIP) - Auto Debit / Ecs Facility AvailableMonthly 5 post dated cheques for minimum of ` 1000 each.Quarterly 4 post dated cheques for minimum of ` 1250 each.Load Structure (SIP)Entry / Exit Load NIL



Cash & Cash Receivables - 0.42%TOTAL 100.00%

DividendRecord Date Rate Cum Div NAV (`)

26.03.2007 ` 1.00 per unit 11.4405Dividend declared on the face value of `10. Past performance may or may not be sustained in future. Pursuant to payment of dividend, the NAV of the dividend option will fall to the extent of payout and dividend distribution tax as applicable.

The units of Sahara Interval Fund are listed on the National Stock Exchange of India in line with SEBI guidelines, “It is been distinctly understood that the permission given by NSE should not in any way be deemed or construted that the Scheme Information Document has been cleared or approved by NSE nor does it certify the correctness or completeness of any of the content of the Draft Scheme Information Document. The Investor are advised to refer to the Combined Scheme Information Document for the full text of the “Disclaimer clause of NSE’. ”

The investment objective is to generate returns with low volatility through a portfolio of debt and money market instruments with a provision to offer liquidity at periodic intervals. This product is suitable for investors who are seeking*• to generate reasonable return at periodic intervals in short, medium term • investment in Debt/Money Market Instruments/Govt. Securities. • low risk. (BLUE) (Investors understand that their principal will be at low risk)*(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)

The primary investment objective of the Scheme is to generate resonable returns by investing in sovereign securities issued by the Central Government and/or State Government and/or any security unconditionally guaranteed by the Government of India.This product is suitable for investors who are seeking*• regular income generation/capital appreciation for short , medium and long term • investment in Government Securities and government guaranteed debt securities / T - bills / Overnight money market instruments • low risk. (BLUE) (Investors understand that their principal will be at low risk) *(Investors should consult their financial advisers if in doubt about whether the product is suitable for them.)


AHMEDABAD :No - 1, Ground Floor, Narnarayan Complex, Swastik Cross Road, Navrangpura, Ahmedabad - 380 009.Ph-079 32942935.BANGALORE:No.41, 3rd Cross, Ulsoor Road, Bangalore- 560042.Ph-080-25327891.BHUBANESHWAR: Plot No.617/D, Kharvel Nagar, Unit-3, In front of Giridurga Temple, Bhubaneshwar-751001.Ph 0674-2391372 / 3257998. CHANDIGARH: SCO-364-366, Cabin-304, Sec-34/A,3rd Floor, Above Tata Motors Office, Chandigarh - 160 034.Ph.0172-3244010 / 4636359.CHENNAI:Flat No."J", 2nd Floor, "Mount Chambers", No.758, Anna Salai, Chennai – 600002.Ph. 044-32979232 / 43546336.COIMBATORE: Door No.196/8, Gr/Flr,Aishwarya Commercial Centre, T.V. Samy Rd.(W), R.S.Puram, Coimbatore - 641 002. Ph.0422-3296379.GURGAON:Office No. 110,Upper Ground Floor,Aap ka Bazar, Main Gurudwara Road, Gurgaon-122001.Ph.0124-3224746. GORAKHPUR: Shop No.23, Upper Ground Floor, Cross Roads, "The Mall", Bank Road, Gorakhpur - 273001.Ph.0551-3247171.HYDERABAD: Sahara Manzil,2nd Floor,Opp. Secretariat,Basheerbagh,Hyderabad-500004.Ph.040-32936958.INDORE: Flat No.315,3rd Floor,President Tower,6/2,South Tukoganj, Indore-452001.Ph.0731-3255735.JAIPUR:Office No. 305-A, 3rd Floor, Shyam Anukampa,Opp. HDFC Bank,C Scheme,Ashok Marg, Jaipur-302 001.Ph.0141-3269923 / 4013634.JAMMU:Kiosk-5,(B-1) North Block,Ground Floor,Bahu Plaza,Jammu-180012.Ph.0919-2100485 / 9797366142.KOLKATA:Sahara India Pariwar,101 1st Floor, Mangal Jyoti,227/2, A.J.C Bose Road,Kolkata-700020.Ph.033-40032420/32977674.KOLKATA (Salt Lake): B.D-16(Ground Floor),Sector-1 Salt lake city,Kolkata-700 064.Ph.033-40041617.LUCKNOW:Office No. 8, Ground Floor, Saran Chamber-1, V Park Road. Lucknow-226001.Ph.0522-3242899 / 4015702.MUMBAI:2nd Floor,Parinee Crescenzo,Bandra-Kurla Complex,Bandra (East),Mumbai-400051.Ph.022-39664100.NEW DELHI: 701,7th Floor,Deep Shikha Building No.8, Rajendra Place, New Delhi-110008.Ph.011-25755783.NOIDA:C-1,Sahara India Complex, Sector 11, Noida-201301.Ph.0120-3100209.PATNA:C/o Sahara India Pariwar,Sahara India Vihar, Boring Road Chauraha, Boring Road.Patna-800001 .Ph.0612-3255280.PUNE: Office No.71,Shrinath Plaza, Office F.C. Road,Dnyaneshwar Paduka Chowk, Shivaji Nagar,Pune-411005.Ph-020-32934114.THANE:Shop No.-1,Santoshi Bhavan,Shivaji Path,Behind Punjab National Bank,Thane-400 601.Ph.022-25441993.

The ‘Disclaimer’ on product labelling may kindly be read by the Investor before downloading the factsheet from the website or when received through e-mail to enable the investor to take aninformed decision at the time of investing in the schemes of Sahara Mutual Fund.

SAHARA MUTUAL FUND INVESTOR SERVICE CENTRES

REGISTRAR & TRANSFER AGENTKARVY Computershare Private Limited (Unit : Sahara Mutual Fund)#59, ‘SKANDA” Puttana Raod, Basavangudi, Bengaluru-560004, Ph:080-26600785 / 26602851 Fax: 080 26600786 Toll Free No.: 18004254034/35 Email : [email protected]

KARVY INVESTOR SERVICE CENTRES

Mutual Fund investments are subject to market risks,read all Scheme related Documents Carefully.

SAHARA ASSET MANAGEMENT COMPANY PRIVATE LIMITEDCorporate Office: 2nd Floor, Parinee Crescenzo,Bandra-Kurla Complex, Bandra (East),Mumbai-400051 Tel.: 022-39664100Email: [email protected]

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Agra:9369918603: Ahmedabad:079-65445550:079-26402967: Ajmer : 0145-5120725:0145-2628055: Allahabad:9369918605: Ambala: 9315017301: Amritsar:0183-5053802: Anand:9662020623: Asansol: 0341-3266507: Aurangabad:0240-2343414: Balasore:06782-260503: Bangalore: 080-26600785: 080-26602852/9625: Bareilly:9369918607: Baroda:0265-6640870: 02656640871: Belgaum:0831 2402544: Berhampur (Or):0680-2228106: Bhagalpur:9386256100: Bharuch:02642-225022: Bhavnagar:0278-3004116: Bhilai:0788-2295999:0788-2295332: Bhilwara:01482-246362:01482-246364: Bhopal:0755-4092712:0755-4092715: Bhubaneswar:06746534585: Bokaro:9204061959:06542-233330/31: Burdwan:0342-2665140: Calicut:0495-4022480: Chandigarh:0172-5042279: Chennai:044-42028512:044-42028513: Cochin:0484 3000231:0484 3000232: Coimbatore:0422 - 4388011:0422 - 4388013/0422 - 4388451: Cuttack:0-9238102118 : Darbhanga:06272-220145: Dehradun:9369918608: Dhanbad:0326-6452027: Dharwad:0836-2744207:0836-2744208: Durgapur:0343-6512111: Erode:0424-4021212: Faridabad:9310448851: Gaya:0631-2220071: Ghaziabad:9310448804: Gorakhpur:9369918610: Guntur:0863-2339094: Gurgaon:9310448806: Guwahati:8811036746: Gwalior:9300004262: Hissar:9315017303: Hubli:0836-2252444: Hyderabad:040-44677075/76/77/44677348: Indore:07314266828:0731-4218902: Jabalpur:0761-3204376: Jaipur:0141-4167714:0141-4167715/17: Jalandhar:0181-5094410: Jalgaon:0257-2226761: Jammu:0191-2458820:01912458818: Jamnagar:02882558887: Jamshedpur:0657-6655000:0657-6655003/6655004: Jhansi:9369918614: Jodhpur:0291-6454590: Kanpur:9369918615/6: Karaikudi:04565-237192: Karur:04324-241755: Kolhapur:0231 2653656: Kolkata:033-40611135/ 36: 033-24659263/9267: Kota:0744-5100964: Kottayam:0481-2300868: Lucknow:9369918600: Ludhiana:0161-4648747: Madurai:0452-2605856: Mangalore:0824-2496289: Margoa:0832-2731823: Meerut:9369918619: Mehsana:02762-242950: Moradabad:9369918620: Mumbai:022-66235353:022-66235333: Muzaffarpur:9386256101: Mysore:0821-2438006: Nagpur:0712-2533040: Nasik:02536611395: Navsari:02637-280367:New Delhi:011-43681700/704: Noida:9310448805: Panipat:9315017304: Panjim:0832-2426873:0832-2426874: Patiala:0175-5004349: Patna:0612-6453098:7781023134: Pondicherry:0413 2220640: Pune:020-25533795:020-25539957: Raipur:0771-4052620: Rajahmundry:0883-2434468:0883-2434470: Rajkot:2816545888: Ranchi:06512331320: Rohtak:9315017305: Rourkela:0661-2500005: Salem:0427-4020300: Shillong:0364 2506106: Shimla:9318644501: Shimoga:08182-228799:08182-227485: Silchar:03842261714: Siliguri:0353-2526393: Surat:0261-3042170: Tirunelveli:04622335137: Tirupur:0421-2214221: Trichur:0487-3246231: Trichy:0431-4020227: Trivandrum:0471-2725728: Udaipur:0294-2429370: Valsad:02632-258481: Vapi:9228012909: Varanasi:9369918626: Vijayawada:0866-2475126: Visakhapatnam:0891-2714125:

Investors understand that their principal will be at medium risk (YELLOW)Note : Risk may be represented as:

Investors should consult their financial advisors if in doubt about whether the product is suitable for them.

Long term Capital Growth.,Investment in Equity & equity related securities including equity derivatives.,High Risk (Brown).This product is suitable for investors who are seeking*:

Investors understand that their principal will be at low risk (BLUE)Investors understand that their principal will be at high risk (BROWN)

SAHARA

(An Open Ended Growth Fund)

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