faira transparency reports 1542a 15 ave s, seattle, wa 98144 may 27, 2016 · 2016-05-27 · 1542a...

608 State St. South Kirkland, WA 98033

www.faira.com

[email protected] +1.800.571.FAIR

FAIRA TRANSPARENCY REPORTS

1542A 15th Ave S, Seattle, WA 98144

May 27, 2016 Thank you for your interest in this Faira Certified home. We have coordinated the efforts of certified and licensed inspection and title professionals to create the Faira Transparency Reports for this home. The Faira Transparency Reports are a detailed portfolio of information that is prepared on behalf of buyers in preparation for making an informed offer on the property.

You may view more detailed information for this home and can make an offer at

http://www.faira.com/listings/10531 All of the information in the Faira Transparency Reports was gathered and compiled without any bias or influence from the seller(s). In fact, these reports are materially identical had you as the buyer(s) ordered the same professionals to perform the evaluations on the same date. Nevertheless, Faira takes no obligation of the reports being complete or accurate. The buyers are recommended to conduct their own due-diligence to their satisfaction. Please contact us if you have any questions or would like more information. We’re happy you’ve chosen a Faira Certified home and look forward to the opportunity of working with you! The Faira Team

King County Parcel Information

Parcel Information

Parcel #: 7548300150

Site Address: 1542 A 15th Ave SSeattle WA 98144

Owner: Kasapyan Ari & Courtney B Gil1542 A 15th Ave SSeattle WA 98144

Twn/Range/Section: T: 24N R: 04E S: 08 Q: NE

Parcel Size: 0.0309 Acres (1,346 Sq Ft)

Plat/Subdivision: Sander's Supl Plat

Plat Volume/Page: 1/ 210

Lot: 3 Block: 7

Document #: 20070813002632

Census Tract/Block: 009400/5008

Waterfront Access: No

Levy Code: 0010

Levy Rate: 9.48564 (2016)

Total Land Value: $93,000

Total Impr Value: $217,000

Total Value: $310,000

Taxable Value: $310,000

Tax Information

Tax Year Annual Tax

2016 $3,076.98

2015 $2,743.34

2014 $2,833.20

Legal

Lot: 3 Block: 7 Desc: SANDERS SUPL PLAT "UNIT LOT A" SEATTLE SHORT

SUBDIVISION NO 3005226 REC NO 20070313900007 SD SHORT S

Land

Land Use: 29 - Townhouse Plat School District: Seattle Map Grid: 595-C1

Zoning: Seattle-LR2 - Multi-Family View: Water: PUBLIC

Watershed: 1711001204 - Lower Sammamish River Neighborhood: 79-1 Sewer: PUBLIC

Improvement

Year Built: 2007 (2007 eff.) Total Units: 0 Building Name: townhouse

Stories: 2 Bedrooms: 2 Bathrooms: 1.50

Full Baths: 1 3/4 Baths: 0 Half Baths: 1

Fin Sq Ft: 1,010 Bsmt Fin/Unfin: 150/230 Basement Desc: Daylight, FinGrade 7

Buildings: 1 Condition: Good FirePlace: 0

Garage Sq Ft: 230 Carport Sq Ft: 0 Heat: Gas-Floor-Wall

Deck Sq Ft: 40 Porch Sq Ft: 0 Patio Sq Ft: 40

Transfer Information

Rec. Date: 08/13/07 Sale Price: $329,950 Doc Num: 20070813002632 Doc Type: Warranty Deed

Owner: KASAPYAN, ARI Grantor: SAM FURUTANI LLC

Orig. Loan Amt: $313,450 Title Co: CHICAGO TITLE

Finance Type: Fixed Loan Type: Lender: FIRST MAGNUS FINANCIAL CORP

Sentry Dynamics, Inc. and its customers make no representations, warranties or conditions, express or implied, as to the accuracy or completeness of information contained in this report.

This map/plat is being furnished as an aid in locating the herein described land in relation to

adjoining streets, natural boundaries and other land, and is not a survey of the land depicted.

Except to the extent a policy of title insurance is expressly modified by endorsement, if any, the

company does not insure dimensions, distances, location of easements, acreage or other matters

shown thereon.

←

ALTA COMMITMENT FOR TITLE INSURANCE

Commitment Number:

Issued By agent: 70049138

Copyright American Land Title Association. All rights reserved.

The use of this Form is restricted to ALTA licensees and ALTA members in good standing as of the date of use.All other uses are prohibited. Reprinted under license from the American Land Title Association.ALTA Commitment (Adopted: 06.17.2006) Printed: 05.26.16 @ 06:26 AM

Page 1 WA-TT-FNWT-02840.660004-SPS-1-16-70049138

CHICAGO TITLE INSURANCE COMPANY, a Nebraska corporation (“Company”), for a valuable consideration, commits toissue its policy or policies of title insurance, as identified in Schedule A, in favor of the Proposed Insured named inSchedule A, as owner or mortgagee of the estate or interest in the land described or referred to in Schedule A, uponpayment of the premiums and charges and compliance with the Requirements; all subject to the provisions of Schedules Aand B and to the Conditions of this Commitment.

This Commitment shall be effective only when the identity of the Proposed Insured and the amount of the policy or policiescommitted for have been inserted in Schedule A by the Company.

All liability and obligation under this Commitment shall cease and terminate six (6) months after the Effective Date or whenthe policy or policies committed for shall issue, whichever first occurs, provided that the failure to issue the policy orpolicies is not the fault of the Company.

The Company will provide a sample of the policy form upon request.

This Commitment shall not be valid or binding until countersigned by a validating officer or authorized signatory.

IN WITNESS WHEREOF, CHICAGO TITLE INSURANCE COMPANY has caused its corporate name and seal to beaffixed by its duly authorized officers on the date shown in Schedule A.

Ticor Title Company2825 Colby Ave, Ste. 300Everett, WA 98201

Chicago Title Insurance Company

By:

Countersigned By:

Authorized Officer or Agent

PresidentAttest:

Secretary

TICOR TITLE COMPANY COMMITMENT NO. 70049138

ISSUING OFFICE: FOR SETTLEMENT INQUIRIES, CONTACT:Title Officer: Georgia Hallett

Ticor Title Company2825 Colby Ave, Ste. 300

Everett, WA 98201Phone: 425-586-6966 Fax: 866-878-4473

Main Phone: (425)586-6966Email: [email protected]

SCHEDULE A




ORDER NO. 700491381. Effective Date: May 17, 2016 at 08:00 AM

2. Policy or (Policies) to be issued:

a. ALTA Homeowner's Policy of Title Insurance 2010Proposed Insured: To Be DeterminedPolicy Amount: To Be DeterminedPremium: To Be DeterminedTax: To Be DeterminedRate: HomeownersDiscount(s): Residential Resale with E CommerceTotal: To Be Determined

b. ALTA Loan Policy 2006Proposed Insured: To Be DeterminedPolicy Amount: To Be DeterminedPremium: To Be DeterminedTax: To Be DeterminedRate: ExtendedDiscount(s): SimultaneousTotal: To Be Determined

3. The estate or interest in the land described or referred to in this Commitment is:

FEE SIMPLE

4. Title to the estate or interest in the land is at the Effective Date vested in:

Ari Kasapyan and Courtney Gilmore, who also appears of record as Courtney B. Gilmore, as tenants in common

5. The land referred to in this Commitment is described as follows:

SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF

END OF SCHEDULE A

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EXHIBIT "A"Legal Description




UNIT LOT A, CITY OF SEATTLE SHORT PLAT NUMBER 3005226, RECORDED UNDER RECORDINGNUMBER 20070313900007, IN KING COUNTY, WASHINGTON;

SITUATE IN THE COUNTY OF KING, STATE OF WASHINGTON.


SCHEDULE B




Schedule B of the policy or policies to be issued will contain exceptions to the following matters unless the same aredisposed of to the satisfaction of the Company:

GENERAL EXCEPTIONS:

A. Rights or claims of parties in possession, or claiming possession, not shown by the Public Records.

B. Any encroachment, encumbrance, violation, variation, or adverse circumstance affecting the Title that would bedisclosed by an accurate and complete survey of the land.

C. Easements, prescriptive rights, rights of way, liens or encumbrances, or claims thereof not disclosed by thePublic Records.

D. Any lien, or right to a lien, for contributions to the employee benefit funds, of for state workers compensation, orfor services, labor, or material heretofore or hereafter furnished, all as imposed by law, and not shown by thePublic Records.

E. Taxes or special assessments which are not yet payable or which are not shown as existing liens by the PublicRecords.

F. Any lien for service, installation, connection, maintenance, tap, capacity or construction or similar charges forsewer, water, electricity, natural gas or other utilities, or for garbage collection and disposal not shown by thePublic Records.

G. Unpatented mining claims, and all rights relating thereto.

H. Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof.

I. Indian tribal codes or regulations, Indian treaty or aboriginal rights, including easements or equitable servitudes.

J. Water rights, claims or title to water.

K. Defects, liens, encumbrances, adverse claims or other matters, if any, created, first appearing in the publicrecords or attaching subsequent to the Effective Date but prior to the date the Proposed Insured acquires for valueof record the estate or interest or mortgage thereon covered by this Commitment.

SPECIAL EXCEPTIONS:

1. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: City of Seattle, a Municipal corporationPurpose: Electric transmission and/or distribution systemRecording Date: May 15, 1978Recording No.: 7805150667Affects: The North 20 Feet of Lot 6

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SCHEDULE B(continued)




2. Easement(s) for the purpose(s) shown below and rights incidental thereto, as granted in a document:

Granted to: Ingress and EgressPurpose: Ingress and EgressRecording Date: November 24, 1980Recording No.: 8011240910Affects: The north 20 feet of the south 26 feet of lot 7

3. Covenant to bear part or all of the cost of construction or repair of easement granted over adjacent property:

Recording No.: 9609110750

4. Covenants, conditions, restrictions, recitals, reservations, easements, easement provisions, dedications, buildingsetback lines, notes, statements, and other matters, if any, but omitting any covenants or restrictions, if any,including but not limited to those based upon race, color, religion, sex, sexual orientation, familial status, maritalstatus, disability, handicap, national origin, ancestry, or source of income, as set forth in applicable state or federallaws, except to the extent that said covenant or restriction is permitted by applicable law, as set forth on City ofSeattle Short Plat No. 3005226:

Recording No: 20070313900007

5. Reservations and exceptions in United States Patents or in Acts authorizing the issuance thereof; Indian treaty oraboriginal rights.

6. Payment of the real estate excise tax, if required.

The Land is situated within the boundaries of local taxing authority of City of Seattle.

Present rate of real estate excise tax as of the date herein is 1.78 percent.

Any conveyance document must be accompanied by the official Washington State Excise Tax Affidavit. Theapplicable excise tax must be paid and the affidavit approved at the time of the recording of the conveyancedocuments. (NOTE: Real Estate Excise Tax Affidavits must be printed as legal size forms).

An additional $5.00 Electronic Technology Fee must be included in all excise tax payments.

If the transaction is exempt, an additional $5.00 Affidavit Processing Fee is required.

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7. General and special taxes and charges, payable February 15, delinquent if first half unpaid on May 1, second halfdelinquent if unpaid on November 1 of the tax year (amounts do not include interest and penalties):

Year: 2016Tax Account Number: 754830-0150-06Levy Code: 0010Assessed Value-Land: $93,000.00Assessed Value-Improvements: $217,000.00

General and Special Taxes: Billed: $3,076.98 Paid: $1,538.49 Unpaid: $1,538.49

8. A deed of trust to secure an indebtedness in the amount shown below,

Amount: $313,450.00Dated: August 10, 2007Trustor/Grantor: Ari Kasapyan and Courtney B. Gilmore, husband and wife as joint tenantsTrustee: Chicago Title Insurance CompanyBeneficiary: Mortgage Electronic Registration Systems, Inc., solely as nominee for First MagnusFinancial Corporation, an Arizona corporationLoan No: 8241279373Recording Date: August 13, 2007Recording No.: 20070813002633

9. In the event that the Land is occupied or intended to be occupied by the owner and a spouse or registereddomestic partner as a homestead, the conveyance or encumbrance of the Land must be executed andacknowledged by both spouses or both registered domestic partners, pursuant to RCW 6.13 which now providesfor an automatic homestead on such Land.

10. The terms and conditions of Decree if Dissolution filed under King County Cause No. 15-3-04507-9.

11. The names of the proposed insured were not furnished in the application for title insurance, and when disclosed,the commitment will be subject to such matters as may be found by a search of the records against said names.

The Company reserves the right to add additional items or make further requirements after review of therequested documentation.

END OF EXCEPTIONS

NOTESThe following matters will not be listed as Special Exceptions in Schedule B of the policy. There will be no coverage forloss arising by reason of the matters listed below because these matters are either excepted or excluded from coverage orare not matters covered under the insuring provisions of the policy.

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Note A: Note: FOR INFORMATIONAL PURPOSES ONLY:

The following may be used as an abbreviated legal description on the documents to be recorded, perAmended RCW 65.04.045. Said abbreviated legal description is not a substitute for a complete legaldescription within the body of the document:

UNIT LT. A, CITY OF SEATTLE SP# 3005226, REC# 20070313900007Tax Account No.: 754830-0150-06

Note B: The Public Records indicate that the address of the improvement located on said Land is as follows:

1542 A 15th Avenue SouthSeattle, WA 98144

Note C: Note: There are NO conveyances affecting said Land recorded within 36 months of the date of thisreport.

Note D: Note: The Company is willing to issue an Extended Coverage Lenders Policy. General Exceptions Athrough K, inclusive, are hereby deleted.

ALTA 22-06, ALTA 8.1 and ALTA 9-06 Endorsements will issue with the forthcoming lenders policy.

Note E: Note: Please send recording packages to the following address.

Attn: Recording Department701 5th Ave., Ste 2560Seattle, WA 98104

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Note F:

Note F: Effective October 1, 2015, Ticor Title Company will no longer be charging a flat rate recording fee. Allfiles will be charged the actual county recording fees.

Recording charges (per document title) for all Washington counties:

Deed of Trust - $74.00 and $1 for each additional page.Most other Docs, except as noted below - $73.00 and $1 for each additional page.Assignment of Deed of Trust, Substitution or Appointment of Successor Trustee - $15.00 and $1 foreach additional pageMultiple titled documents are charged per applicable title.

There is an additional $4.00 fee per document for electronic recording.

RECORDING CHARGES ARE SUBJECT TO CHANGE WITHOUT NOTICE

NOTE: Part of the RESPA Rule to Simplify and Improve the Process of Obtaining Mortgages andReduce Consumer Settlement Costs requires the settlement agent to disclose the agent andunderwriter split of title premiums, including endorsements as follows:

NOTE: Part of the RESPA Rule to Simplify and Improve the Process of Obtaining Mortgages andReduce Consumer Settlement Costs requires the settlement agent to disclose the agent andunderwriter split of title premiums, including endorsements as follows:

Line 1107 is used to record the amount of the total title insurance premium, including endorsements,that is retained by the title agent. Ticor Title Company retains 88% of the total premium andendorsements.

Line 1108 is used to record the amount of the total title insurance premium, including endorsements,that is retained by the title underwriter. Chicago Title Insurance Company retains 12% of the totalpremium and endorsements.

Note G: The language contained in the printed Exceptions from coverage and Conditions and Stipulations of thePolicy committed for may be examined by inquiry at the office which issued the Commitment, and aspecimen copy of the insurance Policy Form(s) referred to in this commitment will be furnished promptlyupon request.

Note H: Investigation should be made to determine if there are any service, installation, maintenance, orconnection charges for sewer, water, electricity or Metro Sewer Treatment Capacity Charge.






Note I: In the event the transaction fails to close and this commitment is cancelled, a fee will be charged tocomply with the State Insurance Code and the filed schedule of this company.

Note J: Notwithstanding anything to the contrary in this Commitment, if the policy to be is other than am ALTAOwner's Policy (6/17/06) or ALTA Loan Policy (6/17/06), the policy may not contain an arbitration clause,or the terms of the arbitration clause may be different from those set forth in this Commitment. If thePolicy does contain an arbitration clause, and the Amount of Insurance is less than the amount, if any,set forth in the arbitration clause, all arbitrable matters shall be arbitrated at the option of either theCompany or the Insured as the exclusive remedy of the parties.

Note K: Instruments necessary to create the estate or interest or mortgage to be insured must be properlyexecuted, delivered and duly filed for record.

Note L: Any documents being executed in conjunction with this transaction must be signed in the presence of anauthorized Company employee, an authorized employee of an agent, an authorized employee of theinsured lender, or by using Bancserv or other approved third-party service. If the above requirementcannot be met, please call the Company at the number provided in this report.

Note M: As part of Ticor Title Company's commitment to the environment, we encourage the paperlessdistribution of our products whenever possible. To help conserve natural resources, we willautomatically issue the forthcoming original policy(ies) electronically.

Please provide us with a current e-mail address for the new owner and/or lender prior to closing or byemailing [email protected]. Hard copy versions may be issued upon request.

Note N: Your application for title insurance was placed by reference to only a street address or tax identificationnumber. Based on our records, we believe that the legal description in this report covers the parcel(s) ofLand you requested. If the legal description is incorrect, the seller/borrower must notify the Companyand/or the settlement company in order to prevent errors and to be certain that the correct parcel(s) ofLand will appear on any documents to be recorded in connection with this transaction and on the policyof title insurance.

Note O: This map/plat is being furnished as an aid in locating the herein described Land in relation to adjoiningstreets, natural boundaries and other land. Except to the extent of a policy of title insurance is expresslymodified by endorsement, if any, the Company does not insure dimensions, distances or acreageshown thereon.

END OF NOTES

END OF SCHEDULE B





CONDITIONS

1. The term mortgage, when used herein, shall include deed of trust, trust deed, or other security instrument.2. If the proposed Insured has or acquired actual knowledge of any defect, lien, encumbrance, adverse claim or other matter affecting the estate or

interest or mortgage thereon covered by this Commitment other than those shown in Schedule B hereof, and shall fail to disclose such knowledgeto the Company in writing, the Company shall be relieved from liability for any loss or damage resulting from any act of reliance hereon to theextent the Company is prejudiced by failure to so disclose such knowledge. If the proposed Insured shall disclose such knowledge to theCompany, or if the Company otherwise acquires actual knowledge of any such defect, lien, encumbrance, adverse claim or other matter, theCompany at its option may amend Schedule B of this Commitment accordingly, but such amendment shall not relieve the Company from liabilitypreviously incurred pursuant to paragraph 3 of these Conditions.

3. Liability of the Company under this Commitment shall be only to the named proposed Insured and such parties included under the definition ofInsured in the form of policy or policies committed for and only for actual loss incurred in reliance hereon in undertaking in good faith (a) to complywith the requirements hereof, or (b) to eliminate exceptions shown in Schedule B, or (c) to acquire or create the estate or interest or mortgagethereon covered by this Commitment. In no event shall such liability exceed the amount stated in Schedule A for the policy or policies committedfor and such liability is subject to the insuring provisions and Conditions and the Exclusions from Coverage of the form of policy or policiescommitted for in favor of the proposed Insured which are hereby incorporated by reference and are made a part of this Commitment except asexpressly modified herein.

4. This Commitment is a contract to issue one or more title insurance policies and is not an abstract of title or a report of the condition of title. Anyaction or actions or rights of action that the proposed Insured may have or may bring against the Company arising out of the status of the title tothe estate or interest or the status of the mortgage thereon covered by this Commitment must be based on and are subject to the provisions of thisCommitment.

5. The policy to be issued contains an arbitration clause. All arbitrable matters when the Amount of Insurance is $2,000,000 or less shall bearbitrated at the option of either the Company or the Insured as the exclusive remedy of the parties. You may review a copy of the arbitration rulesat http://www.alta.org.

END OF CONDITIONS

http://www.alta.org

RECORDING REQUIREMENTS

Recording Requirements Printed: 05.26.16 @ 06:26 AM by AOWA0000924.doc / Updated: 03.26.14 Page 11 ----70049138

Effective January 1, 1997, document format and content requirements have been imposed by Washington Law.Failure to comply with the following requirements may result in rejection of the document by the county recorder orimposition of a $50.00 surcharge.

First page or cover sheet:

3" top margin containing nothing except the return address.

1" side and bottom margins containing no markings or seals.

Title(s) of documents.

Recording no. of any assigned, released or referenced document(s).

Grantors names (and page no. where additional names can be found).

Grantees names (and page no. where additional names can be found).

Abbreviated legal description (Lot, Block, Plat Name or Section, Township, Range and Quarter, Quarter Sectionfor unplatted). Said abbreviated legal description is not a substitute for a complete legal description which mustalso appear in the body of the document.

Assessor’s tax parcel number(s).

Return address (in top 3" margin).

**A cover sheet can be attached containing the above format and data if the first page does not contain allrequired data.

Additional Pages:

1" top, side and bottom margins containing no markings or seals.

All Pages:

No stapled or taped attachments. Each attachment must be a separate page. All notary and other pressure sealsmust be smudged for visibility. Font size of 8 points or larger.

Privacy Statement Printed: 05.26.16 @ 06:26 AM by AOWA0000924.doc / Updated: 03.26.14 Page 12 ----70049138

FIDELITY NATIONAL FINANCIAL, INC.PRIVACY NOTICE

Effective: April 1, 2016

Order No.: 70049138TO

At Fidelity National Financial, Inc. and its majority-owned subsidiary companies (collectively, "FNF", "our" or "we"), we valuethe privacy of our customers. This Privacy Notice explains how we collect, use, and protect your information and explains thechoices you have regarding that information. A summary of our privacy practices is below. We also encourage you to readthe complete Privacy Notice following the summary.

Types of Information Collected. You may provide us withcertain personal information, like your contact information,social security number (SSN), driver’s license, othergovernment ID numbers, and/or financial information. Wemay also receive information from your Internet browser,computer and/or mobile device.

How Information is Collected. We may collect personalinformation directly from you from applications, forms, orcommunications we receive from you, or from othersources on your behalf, in connection with our provision ofproducts or services to you. We may also collect browsinginformation from your Internet browser, computer, mobiledevice or similar equipment. This browsing information isgeneric and reveals nothing personal about the user.

Use of Your Information. We may use your information toprovide products and services to you (or someone on yourbehalf), to improve our products and services, and tocommunicate with you about our products and services.We do not give or sell your personal information to partiesoutside of FNF for their use to market their products orservices to you.

Security Of Your Information. We utilize a combinationof security technologies, procedures and safeguards tohelp protect your information from unauthorized access,use and/or disclosure. We communicate to our employeesabout the need to protect personal information.

Choices With Your Information. Your decision to submitpersonal information is entirely up to you. You can opt-outof certain disclosures or use of your information or chooseto not provide any personal information to us.

When We Share Information. We may disclose yourinformation to third parties providing you products andservices on our behalf, law enforcement agencies orgovernmental authorities, as required by law, and toparties with whom you authorize us to share yourinformation.

Information From Children. We do not knowingly collectinformation from children under the age of thirteen (13),and our websites are not intended to attract children.

Privacy Outside the Website. We are not responsible forthe privacy practices of third parties, even if our websitelinks to those parties’ websites.

Access and Correction. If you desire to see theinformation collected about you and/or correct anyinaccuracies, please contact us in the manner specified inthis Privacy Notice.

Do Not Track Disclosures. We do not recognize "do nottrack" requests from Internet browsers and similar devices.

The California Online Privacy Protection Act. CertainFNF websites collect information on behalf of mortgageloan servicers. The mortgage loan servicer is responsiblefor taking action or making changes to any consumerinformation submitted through those websites.

International Use. By providing us with your information,you consent to the transfer, processing and storage ofsuch information outside your country of residence, as wellas the fact that we will handle such information consistentwith this Privacy Notice.

Your Consent To This Privacy Notice. By submittinginformation to us and using our websites, you areaccepting and agreeing to the terms of this Privacy Notice.

Contact FNF. If you have questions or wish to contact usregarding this Privacy Notice, please use the contactinformation provided at the end of this Privacy Notice.


FIDELITY NATIONAL FINANCIAL, INC.PRIVACY NOTICE

FNF respects and is committed to protecting your privacy.We pledge to take reasonable steps to protect your PersonalInformation (as defined herein) and to ensure your information isused in compliance with this Privacy Notice.

This Privacy Notice is only in effect for information collectedand/or owned by or on behalf of FNF, including collection throughany FNF website or online services offered by FNF (collectively,the "Website"), as well as any information collected offline(e.g., paper documents). The provision of this Privacy Notice toyou does not create any express or implied relationship, norcreate any express or implied duty or other obligation, betweenFNF and you.

Types of Information CollectedWe may collect two (2) types of information: Personal Informationand Browsing Information.

Personal Information. The types of personal information FNFcollects may include, but are not limited to: contact information (e.g., name, address, phone number,

email address); social security number (SSN), driver’s license, and other

government ID numbers; and financial account or loan information.

Browsing Information. The types of browsing information FNFcollects may include, but are not limited to: Internet Protocol (or IP) address or device ID/UDID, protocol

and sequence information; browser language; browser type; domain name system requests; browsing history; number of clicks; hypertext transfer protocol headers; and application client and server banners.

How Information is CollectedIn the course of our business, we may collect PersonalInformation about you from the following sources: applications or other forms we receive from you or your

authorized representative, whether electronic or paper; communications to us from you or others; information about your transactions with, or services

performed by, us, our affiliates or others; and information from consumer or other reporting agencies and

public records that we either obtain directly from thoseentities, or from our affiliates or others.

We may collect Browsing Information from you as follows: Browser Log Files. Our servers automatically log, collect and

record certain Browsing Information about each visitor to theWebsite. The Browsing Information includes only genericinformation and reveals nothing personal about the user.

Cookies. From time to time, FNF may send a "cookie" to yourcomputer when you visit the Website. A cookie is a smallpiece of data that is sent to your Internet browser from a webserver and stored on your computer’s hard drive. When youvisit the Website again, the cookie allows the Website torecognize your computer, with the goal of providing anoptimized user experience. Cookies may store userpreferences and other information. You can choose not toaccept cookies by changing the settings of your Internetbrowser. If you choose not to accept cookies, then somefunctions of the Website may not work as intended.

Use of Collected InformationInformation collected by FNF is used for three (3) main purposes: To provide products and services to you, or to one or more

third party service providers who are performing services onyour behalf or in connection with a transaction involving you;

To improve our products and services; and To communicate with you and to inform you about FNF’s

products and services.

When We Share InformationWe may share your Personal Information (excluding informationwe receive from consumer or other credit reporting agencies) andBrowsing Information with certain individuals and companies, aspermitted by law, without first obtaining your authorization. Suchdisclosures may include, without limitation, the following: to agents, representatives, or others to provide you with

services or products you have requested, and to enable us todetect or prevent criminal activity, fraud, or materialmisrepresentation or nondisclosure;

to third-party contractors or service providers who provideservices or perform other functions on our behalf;

to law enforcement or other governmental authority inconnection with an investigation, or civil or criminalsubpoenas or court orders; and/or

to other parties authorized to receive the information inconnection with services provided to you or a transactioninvolving you.


We may disclose Personal Information and/or BrowsingInformation when required by law or in the good-faith belief thatsuch disclosure is necessary to: comply with a legal process or applicable laws; enforce this Privacy Notice; investigate or respond to claims that any information

provided by you violates the rights of a third party; or protect the rights, property or personal safety of FNF, its

users or the public.

We make efforts to ensure third party contractors and serviceproviders who provide services or perform functions on our behalfprotect your information. We limit use of your information to thepurposes for which the information was provided. We do not giveor sell your information to third parties for their own directmarketing use.

We reserve the right to transfer your Personal Information,Browsing Information, as well as any other information, inconnection with the sale or other disposition of all or part of theFNF business and/or assets, or in the event of our bankruptcy,reorganization, insolvency, receivership or an assignment for thebenefit of creditors. You expressly agree and consent to the useand/or transfer of this information in connection with any of theabove described proceedings. We cannot and will not beresponsible for any breach of security by any third party or for anyactions of any third party that receives any of the information thatis disclosed to us.

Choices With Your InformationWhether you submit your information to FNF is entirely up to you.If you decide not to submit your information, FNF may not be ableto provide certain products or services to you. You may choose toprevent FNF from using your information under certaincircumstances ("opt out"). You may opt out of receivingcommunications from us about our products and/or services.

Security And Retention Of InformationFNF is committed to protecting the information you share with usand utilizes a combination of security technologies, proceduresand safeguards to help protect it from unauthorized access, useand/or disclosure. FNF trains its employees on privacy practicesand on FNF’s privacy and information security policies. FNFworks hard to retain information related to you only as long asreasonably necessary for business and/or legal purposes.

Information From ChildrenThe Website is meant for adults. The Website is not intended ordesigned to attract children under the age of thirteen (13). We donot collect Personal Information from any person that we know tobe under the age of thirteen (13) without permission from aparent or guardian.

Access and CorrectionTo access your Personal Information in the possession of FNFand correct inaccuracies, please contact us by email [email protected] or by mail at:

Fidelity National Financial, Inc.601 Riverside AvenueJacksonville, Florida 32204Attn: Chief Privacy Officer

Your Consent To This Privacy NoticeBy submitting Personal Information and/or Browsing Informationto FNF, you consent to the collection and use of information byFNF in compliance with this Privacy Notice. We reserve the rightto make changes to this Privacy Notice. If we change this PrivacyNotice, we will post the revised version on the Website.

Privacy Outside the WebsiteThe Website may contain links to other websites, including links towebsites of third party service providers. FNF is not and cannot beresponsible for the privacy practices or the content of any of thoseother websites.

International UsersBecause FNF’s headquarters is located in the United States, wemay transfer your Personal Information and/or BrowsingInformation to the United States. By using our website andproviding us with your Personal Information and/or BrowsingInformation, you understand and consent to the transfer,processing and storage of such information outside your countryof residence, as well as the fact that we will handle suchinformation consistent with this Privacy Notice.

Do Not Track DisclosuresCurrently, our policy is that we do not recognize "do not track"requests from Internet browsers and similar devices.

The California Online Privacy Protection ActFor some websites which FNF or one of its companies owns, suchas the Customer CareNet ("CCN"), FNF is acting as a third partyservice provider to a mortgage loan servicer. In those instances,we may collect certain information on behalf of that mortgage loanservicer, including: first and last name; property address; user name and password; loan number; social security number - masked upon entry; email address; security questions and answers; and IP address.

The information you submit is then transferred to your mortgageloan servicer by way of CCN. The mortgage loan servicer isresponsible for taking action or making changes to anyconsumer information submitted through this website. Forexample, if you believe that your payment or user informationis incorrect, you must contact your mortgage loan servicer.

CCN does not share consumer information with third parties, otherthan those with which the mortgage loan servicer has contractedto interface with the CCN application. All sections of this PrivacyNotice apply to your interaction with CCN, except for the sectionstitled Choices with Your Information, and Access and Correction. Ifyou have questions regarding the choices you have with regard toyour personal information or how to access or correct yourpersonal information, contact your mortgage loan servicer.

Contact FNFPlease send questions and/or comments related to this PrivacyNotice by email at [email protected] or by mail at:

Fidelity National Financial, Inc.601 Riverside Avenue

Jacksonville, Florida 32204Attn: Chief Privacy Officer

Copyright © 2016. Fidelity National Financial, Inc.All Rights Reserved.

EFFECTIVE AS OF APRIL 1, 2016

mailto:[email protected]

mailto:[email protected]

2825 Colby Ave, Ste. 300Everett, WA 98201

Phone: (425)586-6966 / Fax: (877)521-9938

Commitment Distribution Letter Printed: 05.26.16 @ 06:26 AM by AOWA0000924.doc / Updated: 03.26.14 Page 15 ----70049138

Order No.: 70049138-GHProperty: 1542 A 15th Avenue South

Seattle, WA 98144

SELLER(S)Ari Kasapyan and Courtney B Gilmore

BUYER/BORROWER(S)TBD and TBD

LISTING AGENTFaira608 State St SouthKirkland, WA 98033Phone:Fax:

Main Contact: Athena RiveraEmail: [email protected]

LISTING AGENTFaira608 State St SouthKirkland, WA 98033Phone:Fax:

Main Contact: Chris McQuillanEmail: [email protected]: Kamal JainEmail: [email protected]: Meaghan GerhartEmail: [email protected]

Thank You for specifying Ticor Title CompanyYour transaction is important to us.

faira transparency reports 1542a 15 ave s, seattle, wa 98144 may 27, 2016 · 2016-05-27 · 1542a...

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