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FEMA FLOOD MAPS Public Works Department Stormwater Management Division March 6, 2018

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Page 1: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FEMA FLOOD MAPS Public Works Department

Stormwater Management Division March 6, 2018

Page 2: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Presentation Overview

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Page 3: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Presentation Overview

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Page 4: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FEMA NFIP

■ Orange County began participating in the National Flood Insurance Program (NFIP) in the 1970’s.

■ County’s participation enables citizens to purchase flood insurance as a protection against flood losses.

Page 5: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 6: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FEMA CRS

■ Orange County began participating in the CRS Program in 1991.

■ The CRS program rewards communities which undertake floodplain activities beyond NFIP requirements.

■ Orange County has Class 5 rating which means residents of Orange County are receiving a maximum discount of 25% on their flood insurance premium.

Page 7: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 8: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Flood Insurance

■ Flood insurance is not just for properties located in the 100-year floodplain.

■ 25% of flood insurance claims are for structures outside the 100-year floodplain.

■ Homeowners, renters, and business owners located outside the 100-year floodplain can purchase standard policies or reduced-rate “preferred risk” policies.

Page 9: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 10: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

County Watersheds

Page 11: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 12: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

Federal Emergency

Management Agency

Flood Zones in Orange County, Fl

Page 13: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 1

18% Parcels in floodplain

Page 14: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 2

11% Parcels in floodplain

Page 15: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 3

21% Parcels in floodplain

Page 16: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 4

18% Parcels in floodplain

Page 17: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 5

20% Parcels in floodplain

Page 18: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

District 6

12% Parcels in floodplain

Page 19: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

How is FIRM Map used?

– Issue flood zone determinations

• Contact Stormwater Mgmt. to determine correct flood zone designation.

• Floodplain can be viewed on County’s InfoMap and Property Appraiser.

• Also available on FEMA Website.

(FEMA Flood Map Service Center)

Page 20: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

How is FIRM Map used?

– Issue floodplain permits

• New development located within 100 year flood zone

• Complete and submit an application

• Processed and a hold is placed on building permit until Elevation Certificate is submitted and accepted.

• Confirmation that structure is built 1’ above the 100-year flood elevation.

Page 21: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FIRM Map

Orange County Ordinance

Finish Floor Elevation of Building > 1.0 Foot above 100-Year Flood Stage

1.0 Ft.

100-YEAR FLOOD STAGE

NORMAL WATER LEVEL

Page 22: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 23: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Current FEMA Efforts

Page 24: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

■ FEMA National Flood Insurance Program (NFIP)

■ FEMA Community Rating System (CRS)

■ Flood Insurance

■ County Watersheds

■ Flood Insurance Rate Map (FIRM)

■ Current FEMA Efforts

■ County Efforts

Presentation Overview

Page 25: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Master Plan Updates

County Efforts

Page 26: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Master Plan Updates

– In 2014 Updates to the Watershed Master Plans were initiated.

– Updates will provide:

• Better Floodplain & Risk Management

• Enhanced Primary Drainage System Inventory

• Standardize GIS based Watershed Models

• Greater Detail

County Efforts

Page 27: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

County Efforts

Identify unmapped flood zone areas

– Stormwater Mgmt. is using GIS and Master Plans to identify high risk areas.

– FEMA will be notified through the Letter of Map Change process.

– FEMA will update the

FIRMs and assign a

floodplain designation.

Identify unmapped flood zone area

Mapped FEMA flood zone area

Page 28: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

County Efforts

CRS 2017 Manual

– 3-year cycle CRS verification visit on April 4th.

– New CRS 2017 Manual replaces

2007 Manual.

– No Major impacts to County’s

CRS Rating.

– Current Class 5 Rating remains.

Page 29: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

County Efforts

Community Outreach

– Conduct community outreach to inform residents about: NFIP, Flood Risks, Flood Mitigation, Flood Insurance.

– Participate in the County’s Hurricane Expo.

– Distribute “A Citizen’s Guide to Flood Protection”

flyer.

Page 30: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

Questions?

Page 31: FEMA FLOOD MAPS - OCFL Newsroom · Flood Insurance Flood insurance is not just for properties located in the 100-year floodplain. 25% of flood insurance claims are for structures

FEMA FLOOD MAPS Public Works Department

Stormwater Management Division March 6, 2018