fidelity tax advantage fund application form

Black Blue Red

April 27, 2011

An open-ended hybrid Plan comprising three funds

Fidelity India Children's Plan

An open-ended income scheme

Fidelity Short Term Income Fund

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BLACK BLUE RED FIDELITY EQUITY & DEBT COMMON KIM FIDELITY EQUITY & DEBT COMMON KIM FIDELITY EQUITY & DEBT COMMON KIM

FY 10-11

18.028.15

Compounded Fidelity India SpecialAnnualised Returns Situations Fund BSE 2001 year 12.25% 8.15%3 years 11.89% 7.17%Since inception 13.76% 13.53%Date of Allotment/ May 22, 2006Inception Date

Investment Objective To generate long-term capital growth from a diversified portfolio of predominantlyequity and equity related securities.

Asset AllocationPattern

Types of Instruments Normal Allocation (% of net assets) Risk Profile

Equity and equity related securities* 80 to 100 High

Money market instruments 0 to 20 Low to Medium

* Includes investments in Offshore securities, ADRs and GDRs not exceeding 10% of the net assets of the Scheme subject to SEBI Guidelines. In respect ofFidelity India Special Situations Fund, also includes investments in equity derivatives.

Options Growth and Dividend. The Dividend Option offers Payout and Reinvestment facilities.

Minimum Application Size(Lumpsum Investmentper Application)

Initial Investment Additional Investment

Rs. 5,000 Rs. 1,000

Benchmark Index BSE 200 Index

Dividend Policy

FIDELITY EQUITY FUND (FEF)

The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to UnitHolders in the dividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decision with regardto availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose names appear in the registerof Unit Holders in the dividend option of the Scheme on the record date which will be fixed by the Trustees and announced in advance. Further, the NAV shall be adjustedto the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one day of the decision by the Trustees regardingdividend distribution rate and record date, AMC shall issue notice to the public communicating the decision including the record date. The record date shall be 5 calendardays from the issue of notice. Such notice shall be given in one English daily newspaper having nationwide circulation as well as in a newspaper published in the languageof the region where the head office of the mutual fund is situated. The Unit Holders will have the option of receiving the dividend or reinvesting the same. The dividendwill be reinvested at the Applicable NAV of the immediately following Business Day. In case of investors opting for dividend payout facility, the AMC shall dispatch to theUnit Holders, the dividend warrants within 30 days of the date of declaration of dividend. Under the dividend payout facility, if the amount of dividend payable to the UnitHolder is less than Rs. 500, then the dividend amount will be compulsorily reinvested in the Scheme.

FIDELITY INDIA SPECIAL SITUATIONS FUND (FISSF)

Name of Fund Manager(s) Sandeep Kothari andAnirudh Gopalakrishnan (for investments in foreign securities)

Minimum Redemption Size Rs. 1,000 or 100 units. In case of Units held in dematerialised mode, the Unit Holder can give a request for Redemption only in number of Units.

Nitin Bajaj andAnirudh Gopalakrishnan (for investments in foreign securities)

To generate long-term capital growth from a diversified portfolio of predominantlyequity and equity related securities including equity derivatives.

Information on Special SituationsThe Scheme will primarily be a diversified equity fund which will seek to investin undervalued companies for long term investment with key theme focus being"Special Situations"-these are situations that are out-of-the-ordinary and whichtherefore present interesting stock picking opportunities.

The types of companies that may fall within the scope of Special Situations couldinclude but are not limited to companies with recovery potential, companieswhose growth potential may not be fully recognised by the market, companieswith hidden/undervalued assets whose value may not be fully recognised by themarket, companies with interesting product pipelines which could offer goodearnings potential, companies undertaking corporate restructuring, companieswhich could be potential candidates for mergers and acquisitions related activities.

Performance ofSchemes (as onMarch 31, 2011)

Plans Not Available

Dividend Frequencyand Record Dates


Rs. 5,000 Rs. 1,000

Minimum Application Size(Systematic Investmentper Application)

Dividend Frequency Record Date Facilities available

At Trustee's Would be announced Reinvestment andDiscretion in advance Payout



CompoundedAnnualised Returns Fidelity Equity Fund BSE 2001 year 18.02% 8.15%3 years 14.67% 7.17%5 years 15.31% 10.98%Since inception 24.59% 18.79%Date of Allotment/ May 16, 2005Inception Date

105% –90% –75% –60% –45% –30% –15% –

0% –-15% –-30% –-45% –

FY 07-08

17.38 24.13

Fidelity Equity Fund BSE 200

NAVs of Growth Option are usedfor calculation of returns. Returnshave been calculated on the facevalue of Rs. 10/- per unit.

Past Performance may or maynot be sustained in future.

120% –100% –

80% –60% –40% –20% –

0% –-20% –-40% –-60% –

FY 06-07*

20.65 21.25

Fidelity India Special Situations Fund BSE 200

ExpensesExit Load: For redemption within 1 year from the date of allotment or Purchase applying First in First Out basis 1.00%A switch-out or a withdrawal under SWP may also attract an Exit Load like any Redemption. No Exit Loads/CDSC will be chargeable in case of switches madebetween different options of the Scheme.No Exit loads will be chargeable in case of; (i) Units allotted on account of dividend reinvestments; and (ii) Units issued by way of bonus, if any.In case of units switched out/systematically transferred to another option within the Scheme and if subsequently redeemed, for the purpose of determining theExit Load, the date when such units were first allotted in the Scheme will be considered as the purchase/allotment date.

Load Structure

For Ongoing Offer

15.24 10.20

FY 06-07

FY 07-08

10.7324.13

Absolute Returns Absolute Returns

* from inception (May 22, 2006) to March 31, 2007

FY 08-09

-32.57 -40.98

FY 08-09

-41.10 -40.98

Investment Strategy Please refer to page 13 for details

No. of Folios (Live Accounts)as at March 31, 2011

2,62,510 1,28,672

Assets under Management(AUM) (Rs. in crores)as at March 31, 2011

3,288.38 876.92

FY 09-10

89.48 92.87111.90

92.87

FY 09-10

12.25 8.15

FY 10-11

Min. Instalment Amount Min. No. of Instalments Min. Aggregate Investment

Rs. 500 (a) Monthly: 6 (b) Quarterly: 6 (c) Semi-annually: 2 (d) Annually: 2 Rs. 5,000

All the above three conditions to be jointly fulfilled

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BLACK BLUE REDFIDELITY EQUITY & DEBT COMMON KIM FIDELITY EQUITY & DEBT COMMON KIM FIDELITY EQUITY & DEBT COMMON KIM

15.15 11.61

Investment Objective To generate long-term capital growth from a diversified portfolio of predominantlyequity and equity related securities.

FIDELITY TAX ADVANTAGE FUND (FTAF)FIDELITY INTERNATIONAL OPPORTUNITIES FUND (FIOF)


Types of Instruments Normal Allocation Risk Profile(% of net assets)

Equity and equity related securities* 80 to 100 High


*Includes investments in Offshore securities, ADRs and GDRs not exceeding10% of the net assets of the Scheme subject to SEBI Guidelines.


Minimum Redemption Size Rs. 500 or 50 units. In case of Units held in dematerialised mode, the UnitHolder can give a request for Redemption only in number of Units.


Dividend Policy

Name of Fund Manager(s) Sandeep Kothari

ExpensesLoad Structure

For Ongoing Offer


Plans




Rs. 500 and in multiples of Rs. 500 and in multiples ofRs. 500 thereafter Rs. 500 thereafter




To generate long-term capital appreciation from a diversified portfolio ofpredominantly equity and equity related securities including equity derivatives inthe Indian and international markets.


Equity and equity related securities^ (including 80 to 100 MediumIndian and foreign equity securities toas permitted by SEBI/RBI*) High


^ Includes investments in equity derivatives.* Investments in Foreign Securities will not exceed the limit specified by SEBI.Under current regulations, the fund managers will seek to invest more than 65% of netassets in equity shares of domestic companies and around 30% of its net assets in ForeignSecurities in order to avail of the prevailing tax benefit of long term capital gains. However,investments in Foreign Securities could be lower than 30% of the net assets due to thelimit set on investments in Foreign Securities or could be in excess of 30% of its net assetssubject to the limit specified by SEBI, in case of amendment in the tax laws.

Not Available


Rs. 5,000 Rs. 1,000

Rs. 1,000 or 100 units. In case of Units held in dematerialised mode, theUnit Holder can give a request for Redemption only in number of Units.

A custom benchmark created using the BSE 200 to the extent of 65% ofportfolio and MSCI AC Asia Pacific ex Japan for balance 35%

The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in thedividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decision with regard to availability and adequacy,rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the dividend optionof the Scheme on the record date which will be fixed by the Trustees and announced in advance. Further, the NAV shall be adjusted to the extent of dividend distribution and statutorylevy, if any, at the close of business hours on record date. Within one day of the decision by the Trustees regarding dividend distribution rate and record date, AMC shall issue noticeto the public communicating the decision including the record date. The record date shall be 5 calendar days from the issue of notice. Such notice shall be given in one English dailynewspaper having nationwide circulation as well as in a newspaper published in the language of the region where the head office of the mutual fund is situated. The Unit Holders willhave the option of receiving the dividend or reinvesting the same. The dividend will be reinvested at the Applicable NAV of the immediately following Business Day. In case of investorsopting for dividend payout facility, the AMC shall dispatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend. For FIOF under the dividendpayout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 500, then the dividend amount will be compulsorily reinvested in the Scheme.



Sandeep Kothari andAnirudh Gopalakrishnan (for investments in foreign securities)

Exit Load: NILNo Exit Loads/CDSC will be chargeable in case of switches made betweendifferent options of the Scheme.

No Exit loads will be chargeable in case of; (i) Units allotted on account ofdividend reinvestments; and (ii) Units issued by way of bonus, if any. In caseof units switched out/systematically transferred to another option within theScheme and if subsequently redeemed, for the purpose of determining the ExitLoad, the date when such units were first allotted in the Scheme will beconsidered as the purchase/allotment date.

NAVs of Growth Option are usedfor calculation of returns.Returns have been calculatedon the face value of Rs. 10/- perunit.


Compounded Annualised Returns Fidelity Tax Advantage Fund BSE 2001 year 18.75% 8.15%3 years 15.51% 7.17%5 years 15.82% 10.98%Since inception 17.23% 12.79%Date of Allotment/Inception Date February 27, 2006

Exit Load: For redemption within 1 year from the date of allotment or Purchase applying First inFirst Out basis: 1.00%A switch-out or a withdrawal under SWP or a transfer under STP may also attract an Exit Loadlike any Redemption. No Exit Loads/CDSC will be chargeable in case of switches made betweendifferent options of the Scheme.No Exit loads will be chargeable in case of; (i) Units allotted on account of dividend reinvestments;and (ii) Units issued by way of bonus, if any. In case of units switched out/systematically transferredto another option within the Scheme and if subsequently redeemed, for the purpose of determiningthe Exit Load, the date when such units were first allotted in the Scheme will be considered asthe purchase/allotment date.

Compounded Annualised Returns Fidelity International Opportunities Fund Benchmark*1 year 15.15% 11.61%3 years 11.65% 8.29%Since inception 8.82% 8.65%Date of Allotment/Inception Date May 28, 2007* FIOF is benchmarked to a custom benchmark created by assigning 65% weight to BSE 200 and

35% weight to MSCI AC Asia Pacific ex Japan

100% –80% –60% –40% –20% –

0% –-20% –-40% –-30% –-40% –

FY 07-08*

90.7680.28

Fidelity International Opportunities Fund Benchmark

Absolute Returns

* from inception (May 28, 2007) to March 31, 2008

100% –80% –60% –40% –20% –

0% –-10% –-20% –-30% –-40% –-50% –

FY 06-07

Fidelity Tax Advantage Fund BSE 200

Absolute Returns

12.86 10.20 19.88 24.13

FY 07-08FY 08-09

-36.64 -36.88-32.02

-40.98

FY 08-09


No. of Folios (Live Accounts)as at March 31, 2011 1,04,749 3,15,960


420.96 1,280.88

FY 09-10 FY 09-10

90.90 92.87

-0.57 8.30



Rs. 500 (a) Monthly: 6 (b) Quarterly: 6 Rs. 5,000(c) Semi-annually: 2 (d) Annually: 2



FY 10-11 FY 10-11

18.75 8.15

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17.88 8.15

Investment Objective To generate long-term capital appreciation from a diversified portfolio ofpredominantly equity and equity related securities including equity derivatives,in the Indian markets. The Scheme could also additionally invest in ForeignSecurities in international markets.



Equity and equity related securities^ (includingIndian and foreign equity securities aspermitted by SEBI/RBI*) 80 to 100 Medium to high

Money market instruments 0 to 20 Low to medium

^ Includes investments in equity derivatives.* The Scheme may invest in Foreign Securities upto 10% of its net assets

subject to the limit specified by SEBI.

Options Growth and Dividend. The Dividend option offers Dividend Payout and Dividend Reinvestment facilities.



Dividend Policy The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any,to Unit Holders in the dividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decisionwith regard to availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose namesappear in the register of Unit Holders in the Dividend option of the Scheme on the record date which will be fixed by the Trustees and announced in advance.Further, the NAV shall be adjusted to the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one dayof the decision by the Trustees regarding dividend distribution rate and record date, AMC shall issue notice to the public communicating the decision includingthe record date. The record date shall be 5 calendar days from the issue of notice. Such notice shall be given in one English daily newspaper having nationwidecirculation as well as in a newspaper published in the language of the region where the head office of the mutual fund is situated. The Unit Holders will havethe option of receiving the dividend or reinvesting the same. The dividend will be reinvested at the Applicable NAV of the immediately following Business Day.In case of investors opting for dividend payout facility, the AMC shall dispatch to the Unit Holders, the dividend warrants within 30 days of the date of declarationof dividend. Under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 500, then the dividend amount will be compulsorilyreinvested in the Scheme.

Name of Fund Manager(s) Sandeep Kothari andAnirudh Gopalakrishnan (for investments in foreign securities)

Minimum Redemption Size Rs. 1000 or 100 units. In case of Units held in dematerialised mode, the Unit Holder can give a request for Redemption only in number of Units.


Plans Not Available


ExpensesExit Load:For Redemption Load (% of Applicable NAV)

Within 1 year from the date of allotment or Purchase applying First in First Out basis. 1.00%

A switch-out or a withdrawal under SWP or a transfer under STP may also attract an Exit Load like any Redemption.

No Exit Loads/CDSC will be chargeable in case of switches made between different options of the Scheme.

No Exit loads will be chargeable in case of; (i) Units allotted on account of dividend reinvestments; and (ii) Units issued by way of bonus, if any.

In case of units switched out/systematically transferred to another option within the Scheme and if subsequently redeemed, for the purpose of determining theExit Load, the date when such units were first allotted in the Scheme will be considered as the purchase/allotment date.

Load Structure

For Ongoing Offer





Compounded Annualised Returns Fidelity India Growth Fund BSE 2001 year 17.88% 8.15%3 years 15.33% 7.17%Since inception* 7.08% 1.62%Date of Allotment/Inception Date October 23, 2007NAVs of Growth Option are used for

calculation of returns. Returns havebeen calculated on the face value ofRs. 10/- per unit.

Past Performance may or may notbe sustained in future.

Absolute Returns

FIDELITY INDIA GROWTH FUND (FIGF)

FY 07-08*

Fidelity India Growth Fund Benchmark

100% –75% –50% –25% –

0% –-25% –-50% –

-17.53 -14.16

* from inception (October 23, 2007) to March 31, 2008

FY 08-09

-31.95 -40.98

FIDELITY INDIA VALUE FUND (FIVF)To generate long-term capital appreciation from a diversified portfolio ofpredominantly equity and equity related securities, in the Indian markets withhigher focus on undervalued securities. The Scheme could also additionally investin Foreign Securities in international markets.

Types of Instruments Normal Allocation Risk(% of net assets) Profile

Maximum Minimum

Equity and equity related securities^

Indian equity securities 100 80 Medium toHigh

Foreign Securities including overseas ETFs* 10 0 Medium to(as permitted by SEBI/RBI) High

Debt Securities**, Money market 20 0 Low toinstruments, Cash and domestic ETFs* Medium

^ Includes investments in equity derivatives.* Investments in ETFs will be within the limits specified under the Regulations from time to time.** including securitised debt.


Rs. 5,000 Rs. 1,000


Rs. 5,000 Rs. 1,000


At Trustee's Discretion Would be announced in advance Reinvestment and Payout



Nitin Bajaj andAnirudh Gopalakrishnan (for investments in foreign securities)

Investment Strategy Please refer to page 13 and 15 for details


67,610 13,597


339.91 164.28

91.25 92.87

FY 09-10

25% –20% –15% –10% –

5% –0% –

24.03

14.86

FY 09-10*

Compounded Annualised Returns Fidelity India Value Fund BSE 2001 year 8.00% 8.15%Since inception 9.51% 6.07%Date of Allotment/Inception Date January 8, 2010

Fidelity India Value Fund Benchmark

* from inception (January 8, 2010) to March 31, 2010

Absolute Returns

CI01300

FY 10-11

8.00 8.15

FY 10-11

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Investment Objective The investment objectives of each Fund under the Plan are as follows:Education Fund: To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolioof debt and money market instruments to help generating funds in the long term to save for the cost of children's education.Marriage Fund: To seek to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and to generate reasonable returns through a portfolio ofdebt and money market instruments. The Fund could also additionally invest in domestic Gold ETFs. This could help generating funds in the long term to save for the cost of children's marriage.Savings Fund: To seek to generate reasonable returns predominantly from a diversified portfolio of debt and money market instruments.


FIDELITY INDIA CHILDREN'S PLAN (FICP)

Options Growth option and Dividend option. The Dividend option offers Dividend Payout and Reinvestment facilities.


Benchmark Index Education Fund: 70% - BSE 200 Index and 30% - CRISIL Short Term Bond Fund Index; Marriage Fund: 70% - BSE 200 Index; 20% - Gold Prices and 10% - CRISIL Short Term Bond Fund Index;Savings Fund : CRISIL Short Term Bond Fund Index

Dividend Policy The Trustee may decide to distribute, by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in the Dividend Option of a Fundif such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decision with regard to availability and adequacy, rate, timing and frequency of distribution shall be final.The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the Dividend Option of a Fund on the record date which will be fixed by the Trustees and announcedin advance. Further, the NAV shall be adjusted to the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one day of the decision by the Trustees regardingdividend distribution rate and record date, AMC shall issue notice to the public communicating the decision including the record date. The record date shall be 5 calendar days from the issue of notice. Suchnotice shall be given in one English daily newspaper having nationwide circulation as well as in a newspaper published in the language of the region where the Head Office of the mutual fund is situated. TheUnit Holders will have the option of receiving the dividend or reinvesting the same. In case of Unit Holders opting for dividend re-investment facility, the dividend will be reinvested at the Applicable NAV of theimmediately following Business Day. No Exit Load will be charged on account of redemption of Units allotted by way of dividend re-investments. In case of investors opting for dividend payout facility, the AMCshall dispatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend. Further, the dividend proceeds may be paid by way of direct credit/NEFT/RTGS /any other mannerthrough which the investor's bank account specified in the Registrar's records is credited with the dividend proceeds.In case under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 500, then the dividend amount will be compulsorily reinvested in the respective Plan/Fund.

Name of Fund Manager(s) Mr. Nitin Bajaj (investments in equity and equity related instruments), Mr. Shriram Ramanathan (investments in debt and money market instruments) and Mr. Anirudh Gopalakrishnan (investments in foreign equity securities).

Minimum Redemption Size Rs. 1000 or 100 units.


Plans Not Available



Min. Instalment Amount Min. No. of Instalments Min. Aggregate InvestmentRs. 500 (a) Monthly: 6 (b) Quarterly: 6 (c) Semi-annually: 2 (d) Annually: 2 Rs. 500


NAVs of Growth Option are used forcalculation of returns. Returns havebeen calculated on the face value ofRs. 10/- per unit.Past Performance may or may notbe sustained in future.


Under normal circumstances, it is anticipated that the asset allocation for each Fund shall be as follows:EDUCATION FUND:Types of Instruments Indicative Allocation Normal Risk Profile

Maximum Minimum Allocation(% of net assets)

Equity and Equity related securities 100 65 70 Medium to HighDebt and Money Market Instruments including 35 0 30 Low to Mediumunits of debt/fixed income schemes launchedby mutual funds registered with SEBI **includes investments in securitized debt up to 35% of net assetsSAVINGS FUND:Types of Instruments Indicative Allocation Risk Profile

(% of net assets)Maximum Minimum

Debt and Money Market Instruments including units of 100 0 Low to Mediumdebt/fixed income schemes launched by mutual fundsregistered with SEBI**includes investments in securitized debt up to 50% of its net assets.A Fund may, subject to applicable regulations from time to time, invest in foreign securities up to 25% of its net assets.A Fund may invest in derivatives up to 100% of its net assets for efficient portfolio management including for the purpose of hedging and portfolio balancing and optimizing returns to the extent permitted underand in accordance with the applicable Regulation. The cumulative gross exposure through Equity, Debt and Derivative positions will not exceed 100% of the net assets of a Fund.

Expenses Exit Load: For Purchases (including SIP): Load (% of Applicable NAV)Education Fund and Marriage Fund for Redemption:Within 1 year from the date of allotment or Purchase applying First in First Out basis 3%Within 2 years from the date of allotment or Purchase applying First in First Out basis 2%Within 3 years from the date of allotment or Purchase applying First in First Out basis 1%Savings Fund for Redemption: Within 1 year from the date of allotment or Purchase applying First in First Out basis 0.5%A switch-out or a withdrawal under SWP or a transfer under STP may also attract an Exit Load/CDSC like any Redemption.No Exit Load/CDSC will be chargeable in case of switches made between different options of the same Fund or between different Funds within the Plan and in case of transfer under STP. In case of units switchedout/systematically transferred out from the Savings Fund to Education Fund and/or Marriage Fund and subsequent redemption of such units from the Education Fund and/or Marriage Fund, the exit loads asapplicable to Education Fund and/or Marriage Fund will be charged. No Exit Load will be chargeable in case of redemption of: (i) Units allotted on account of dividend re-investments; and (ii) Units issued byway of bonus, if any. However, in case of units switched out/systematically transferred out from the Education Fund and/or Marriage Fund to the Savings Fund and subsequent redemption of such units fromthe Savings Fund, for the purpose of determining the Exit Load, the date when such units were allotted in the Education Fund and/or Marriage Fund will be deemed to be the purchase/allotment date and theexit load as applicable to Education Fund and/or Marriage Fund will be charged. No Exit Load will be chargeable in case of redemption of; (i) Units allotted on account of dividend re-investments; and (ii) Units issuedby way of bonus, if any.

Load Structure

For Ongoing Offer


Education Fund : 8613 • Marriage Fund: 9868 • Savings Fund: 1022

Assets under Management (AUM)(Rs. in crores) as at March 31, 2011

Education Fund : 7.03 • Marriage Fund: 8.29 • Savings Fund: 0.98


Rs. 5,000 per Fund Rs. 500 per Fund



MARRIAGE FUND:

Types of Instruments Indicative Allocation Normal Risk ProfileMaximum Minimum Allocation

(% of net assets)Equity and Equity related securities 100 65 70 Medium to HighGold ETF's @ 25 0 20 Medium to HighDebt and Money Market Instruments including 10 0 10 Low to Mediumunits of debt/fixed income schemes launchedby mutual funds registered with SEBI*

@ Investments shall be made in Gold ETFs launched/registered in India and it shall be within the limitsspecified under the Regulations from time to time.*includes investments in securitized debt up to 10% of net assets

Absolute Returns

Absolute Returns Fidelity India Children's Plan Benchmark* Fidelity India Children's Plan Benchmark** Fidelity India Children's Plan Crisil Short Term- Education Fund - Growth - Marriage Fund - Growth - Savings Fund - Growth Bond Fund Index

Since inception 2.60% 5.25% 3.19% 5.82% 1.11% 1.35%Date of Allotment/Inception Date February 7, 2011

Fidelity India Children's Plan - Education Fund

Crisil Education Option Index

~ as the scheme has not completed one financial year, since inception returns have been provided

Fidelity India Children's Plan - Marriage Fund

Crisil Marriage Option Index

Fidelity India Children's Plan - Savings Fund

Crisil Short Term Bond Fund Index

~FY10-11

2.60

5.256.0% –

4.0% –

2.0% –

0% –~FY10-11

6.0% –

4.0% –

2.0% –

0% –~FY10-11

6.0% –

4.0% –

2.0% –

0% –1.11 1.35

3.19

5.82

* FICP - Education Fund is benchmarked to a custombenchmark created by assigning 70% weight to BSE 200Index and 30% to CRISIL Short Term Bond Fund Index

* FICP - Marriage Fund is benchmarked to a custom benchmarkcreated by assigning 70% to BSE 200 Index, 20% to Goldprices and 10% to CRISIL Short Term Bond Fund Index

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Investment ObjectiveFIDELITY FLEXI BOND FUND (FFBF)


To generate reasonable returns through a diversified portfolio of fixed income securities.


Debt Instruments including securitized debt 0 to 100 Medium to Low

Money market instruments 0 to 100 Medium to Low

The Scheme may, subject to applicable regulations from time to time, invest in offshore securitiesup to 25% of net assets of the Scheme.The Scheme may, invest in derivatives upto 100% of the net assets of the Scheme for the purposeof hedging and portfolio balancing purposes.

FIDELITY SHORT TERM INCOME FUND (FSTIF)To generate reasonable returns primarily through investments in fixed income securities andmoney market instruments.

Types of Instruments Indicative Allocation Risk(% of net assets) Profile

Maximum MinimumDebt Instruments and money market instruments with 100 65 Low toaverage maturity less than or equal to two years* MediumDebt Instruments and money market instruments with 35 0 Low toaverage maturity of more than two years* Medium* The Scheme may invest in securitized debt upto 50% of its net assets.The Scheme may, subject to applicable regulations from time to time, invest in foreign securitiesup to 25% of net assets of the Scheme. The Scheme may invest in derivatives up to 100% ofthe net assets of the Scheme for the purpose of hedging and portfolio balancing purposes. Thecumulative gross exposure through equity, debt and derivative positions will not exceed 100% ofthe net assets of the Scheme. The modified duration of the portfolio of the Scheme is likely tobe up to 3 years, while the maximum residual maturity of the portfolio will be up to 5 years.


Minimum RedemptionSize

Benchmark IndexDividend Policy

CRISIL Composite Bond Fund Index

Plans Institutional Plan and Retail Plan


Plan Initial Investment Additional InvestmentInstitutional Rs. 1,00,00,000 Rs. 1,00,000

Retail Rs. 5,000 Rs. 1,000Plan Min. Instalment Amount Min. No. of Instalments Min. Aggregate Investment

Institutional Not AvailableRetail Rs. 500 (a) Monthly: 6 (b) Quarterly: 6 Rs. 5,000

(c) Semi-annually: 2 (d) Annually: 2All the above three conditions to be jointly fulfilled


Rs. 1,000 or 100 units in respect of each plan.

Not Available

CRISIL Short Term Bond Fund Index

Plan Minimum Redemption SizeInstitutional Plan Rs. 1,00,000 or 10,000 units

Retail Plan Rs. 1,000 or 100 units

Investment Strategy Please refer to page 13 and 15 for details

Initial Investment Additional InvestmentRs. 5,000 Rs. 1,000 and thereafter in

multiples of Re. 1

Min. Instalment Amount Min. No. of Instalments Min. Aggregate InvestmentRs. 500 (a) Monthly: 6 (b) Quarterly: 6 Rs. 5,000

(c) Semi-annually: 2 (d) Annually: 2


The Trustee may decide to distribute, by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in the DividendOption of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee.The dividend under the Dividend option of the Scheme will be declared monthly on the 25th of each calendar month. If that day is a non-Business Day, the dividend will be declared on the immediatelynext Business Day.The Trustee's decision with regard to availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose names appearin the register of Unit Holders in the Dividend Option of the Scheme on the record date.The Unit Holders will have the option of receiving the dividend or reinvesting the same.In case of Unit Holders opting for dividend re-investment facility, the dividend will be reinvested at the Applicable NAV of the immediately following Business Day. No Exit Load will be chargedon account of redemption of Units allotted by way of dividend re-investments.In case of investors opting for dividend payout facility, the AMC shall dispatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend.If the amount of dividend payable to the Unit Holder is less than Rs. 100, then the dividend amount will be compulsorily reinvested in the Scheme.Further, the dividend proceeds may be paid by way of direct credit/NEFT/RTGS/any other manner through which the investor's bank account specified in the Registrar's records is credited withthe dividend proceeds.

Name of Fund Manager(s) Shriram Ramanathan and Vikram Chopra (Assistant Fund Manager)



Dividend Frequency Record Date Facilities availableMonthly 25th of every month Reinvestment and Payout

(Applicable for both Institutional and Retail Plans under the Scheme.) If 25th of a month happensto be a non-Business Day, the immediately next Business Day would be the Record Date.



Compounded Fidelity Flexi Bond Fund - CRISIL Composite Fidelity Flexi Bond Fund - CRISIL CompositeAnnualised Returns Retail Bond Fund Index Institutional* Bond Fund Index1 year 3.22% 5.06% NA NA3 years 5.31% 5.94% NA NASince inception 5.79% 5.40% 2.47% 2.49%Date of Allotment/ August 30, 2006 May 12, 2010Inception Date


For Ongoing Offer

Exit Load:Load (% of Applicable NAV)

For Redemption:Within 6 months from the date of allotmentor purchase applying First in First out basis 0.50%

No Exit Loads/CDSC will be chargeable in case of switches made between different plans/optionsof the Scheme. No Exit Load will be chargeable in case of switches made between FFBF and FFGF.No Exit loads will be chargeable in case of; (i) Units allotted on account of dividend reinvestments;and (ii) Units issued by way of bonus, if any.In case of units switched out/systematically transferred to another option/Plan within the samePlan/Scheme and if subsequently redeemed, for the purpose of determining the Exit Load, the datewhen such units were first allotted in the respective Plan/Scheme will be considered as thepurchase/allotment date.A switch-out or withdrawal under SWP or a transfer under STP will also attract the applicable ExitLoad like any Redemption.

Fidelity Flexi Bond Fund (Retail) CRISIL Composite Bond Fund IndexFidelity Flexi Bond Fund (Institutional)

12.0% –9.0% –6.0% –3.0% –

0% –

8.90 8.848.68

FY 07-08

2.10 2.541.98

FY 06-07*

Absolute Returns

* from inception (August 30, 2006) to March 31, 2007** There were no investors in FFBF - Institutional Plan - Growth option as on March 31, 2009

* There were no investors in FFBF - Institutional Plan - Growth option as on 31st August 2009

7.359.63

FY 08-09**

Shriram Ramanathan

No. of Folios (Live Accounts)as at March 31, 2011 1,287 1,239


33.90 419.96

5.413.22

FY 09-10


Monthly 25th of every month Reinvestment and Payout

Exit Load:Load (% of Applicable NAV)

For Redemption:Within 6 months from the date of allotmentor purchase applying First in First Out basis 0.5%A switch-out or a withdrawal under SWP or a transfer under STP may also attract an Exit Load/CDSC like any Redemption.No Exit Load/CDSC will be chargeable in case of switches made between different options of theScheme.No Exit Load will be chargeable in case of redemption of; (i) Units allotted on account of dividendre-investments; and (ii) Units issued by way of bonus, if any.In case of units switched out/systematically transferred to another option within the Scheme andif subsequently redeemed, for the purpose of determining the Exit Load, the date when such unitswere first allotted in the Scheme will be considered as the purchase/allotment date.

5.063.22

FY 10-11

Absolute Returns

5% –4% –3% –2% –1% –0% –

2.622.03

FY 10-11*

Absolute Returns Fidelity Short Term Income Fund CRISIL Short Term Bond Fund IndexSince inception 2.62% 2.03%Date of Allotment/ December 4, 2010Inception Date

Fidelity Short Term Income Fund Benchmark

*as the scheme has not completed one financial year, since inceptionreturns have been provided

page 7 page 7

7


Investment Objective



Minimum RedemptionSize

Benchmark IndexDividend Policy The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any,

to Unit Holders in the dividend option of the Scheme/Plans if such surplus is available and adequate for distribution in the opinion of the Trustee.The Trustee's decision with regard to availability and adequacy and rate of distribution shall be final. The dividend will be due to only those Unit Holders whosenames appear in the register of Unit Holders in the Dividend option of the Scheme on the day(s) mentioned under the head "Dividend Frequency and RecordDates" below or the next Business Day, as applicable. Under the daily and weekly dividend declaration frequencies, the dividend will be compulsorily reinvested.The dividend will be reinvested at the ex-dividend NAV announced immediately after the record date.In respect of Unit holders opting for monthly dividend payout facility, the AMC shall despatch, dividend warrants within 30 days of the date of declaration of dividend.Under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 100, then the dividend amount will be compulsorily reinvestedin the respective Scheme.

Name of Fund Manager(s)


Plans




FIDELITY CASH FUND (FCF)To deliver reasonable returns with lower volatility and higher liquidity through a portfolio of debt and money market instruments.

Super Institutional Plan, Institutional Plan and Retail Plan




For Ongoing Offer

Exit Load: NIL. If the AMC introduce an Exit Load, a switch-out or a withdrawal under SWP or transfer under STP may also attract the applicable Exit Loadlike any redemption.

In case of units switched out/systematically transferred to another option/Plan within the same Plan/Scheme and if subsequently redeemed, for the purpose ofdetermining the Exit Load, the date when such units were first allotted in the respective Plan/Scheme will be considered as the purchase/allotment date.


No. of Folios (Live Accounts)as at March 31, 2011 2,906

Assets under Management(AUM) (Rs. in crores)as at March 31, 2011 246.28


Debt Instruments including securitized debt 0 to 100 Medium to Low

Money market instruments 0 to 100 Medium to Low

The Scheme may, subject to applicable regulations from time to time, invest in offshore securities up to 25% of net assets of the Scheme. The Scheme may investin derivatives up to 100% of the net assets of the Scheme for the purpose of hedging and portfolio balancing purposes.

Plan Minimum Redemption SizeSuper Institutional Plan Rs. 1,00,000 or 10,000 units

Institutional Plan Rs. 1,00,000 or 10,000 unitsRetail Plan Rs. 1,000 or 100 units

Plan Initial Investment Additional Investment(in multiples of Re. 1 thereafter).

Super Institutional Rs. 10,00,00,000 Rs. 1,00,000Institutional Rs. 1,00,00,000 Rs. 1,00,000

Retail Rs. 5,000 Rs. 1,000

Plan Min. Instalment Min. No. of Min. AggregateAmount Instalments Investment

Super Institutional Not AvailableInstitutional Not Available

Retail Rs. 500 (a) Monthly: 6 (b) Quarterly: 6 (c) Semi-annually: 2 (d) Annually: 2 Rs. 5,000All the above three conditions to be jointly fulfilled

CRISIL Liquid Fund Index


Daily Every Day* Reinvestment onlyWeekly Every Monday** Reinvestment onlyMonthly 25th of each calendar month*** Reinvestment and Payout

(Applicable for Super Institutional, Institutional and Retail Plans under the Scheme.)* All days for which NAV is published on www.amfiindia.com/www.fidelity.co.in websites** If a particular Monday of a week happens to be a non-Business Day, the immediately next Business Day would be the Record Date.*** If, 25th of a month happens to be a non-Business Day, the immediately next Business Day would be the Record Date.

Shriram Ramanathan and Mahesh A. Chhabria (Assistant Fund Manager)

Absolute Returns

Compounded Fidelity Cash Fund- Fidelity Cash Fund- Fidelity Cash Fund- CRISIL LiquidAnnualised Retail Institutional Super Institutional Fund IndexReturns

1 year 5.89% 6.32% 6.48% 6.21%

3 years 5.79% 6.22% 6.35% 6.22%

Since inception 6.34% 6.76% 6.90% 6.56%

Date of Allotment/ Nov. 27, 2006Inception Date

Fidelity Cash Fund (Super Institutional) Fidelity Cash Fund (Institutional)

Fidelity Cash Fund (Retail) CRISIL Liquid Fund Index

* from inception (November 27, 2006) to March 31, 2007

10% –8% –6% –4% –2% –0% –

FY 07-08FY 06-07*

2.732.262.68 2.54

FY 08-09

8.55 8.818.458.028.107.54

7.97 7.55

FY 09-10

4.08 3.93 3.51 3.69

FY 10-11

6.32 5.89 6.216.48

page 8 page 8

8




Options

Benchmark IndexDividend Policy

Name of Fund Manager(s)

Minimum Redemption Size

Performance of Schemes(as on March 31, 2011)

Plans




FIDELITY FLEXI GILT FUND (FFGF)

Expenses

Load Structure

For Ongoing Offer



FIDELITY ULTRA SHORT TERM DEBT FUND (FUSTDF)

Plan Minimum Redemption SizeSuper Institutional Plan Rs. 1,00,000 or 10,000 units

Institutional Plan Rs. 1,00,000 or 10,000 unitsRetail Plan Rs. 1,000 or 100 units

To generate reasonable returns and liquidity primarily through investment in money marketand short term debt instruments. Please note that the Scheme is not a "liquid scheme"as defined under SEBI Regulations.Types of Instruments Normal Allocation Risk

(% of net assets) ProfileMoney Market and Debt instruments with average maturity of 65-100 Lownot greater than 1 year. (Debt instruments may include securitized debt)*Debt Instruments with average maturity more than 1 year. 0-35 Medium(Debt instruments may include securitized debt)* to Low* The Scheme may invest in securitized debt up to 100% of its net assets.The Scheme may, subject to applicable regulations from time to time, invest in offshore securities up to 25%of net assets of the Scheme. The Scheme may invest in derivatives up to 100% of the net assets of the Schemefor effi cient portfolio management including hedging and portfolio balancing to the extent permitted under andin accordance with the applicable Regulations.

Super Institutional Plan, Institutional Plan and Retail Plan

Growth option and Dividend option.The Dividend option offers Dividend Payout and Dividend Reinvestment facilities.

CRISIL Liquid Fund IndexThe Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest,net of losses, expenses and taxes, if any, to Unit Holders in the dividend option of the Scheme/Plan if such surplus isavailable and adequate for distribution in the opinion of the Trustee.The Trustee's decision with regard to availabilityand adequacy and rate of distribution shall be final. The dividend will be due to only those Unit Holders whose namesappear in the register of Unit Holders in the Dividend option of the Scheme on the day(s) mentioned under the head"Dividend Frequency and Record Dates" below or the next Business Day, as applicable.Under the monthly dividend declaration frequency, the Unit Holders have the option of receiving the dividend orreinvesting the same while under the daily and weekly divdend declaration frequencies, the dividend will be compulsorilyreinvested. The dividend will be reinvested at the applicable NAV of the immediately following Business Day.Under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 100, then thedividend amount will be compulsorily reinvested in the Scheme/PlanIn respect of Unit holders opting for monthly dividend payout facility, the AMC shall despatch, dividend warrants within30 days of the date of declaration of dividend.

Dividend Frequency Record Date Facilities availableDaily † Every Day* Reinvestment only

Weekly †† Every Monday** Reinvestment and Payout †Monthly †† 25th of each calendar month*** Reinvestment and Payout

† Applicable for Super Institutional and Institutional Plans †† Applicable for Super-Institutional, Institutional and Retail Plans* All days for which NAV is published on www.amfiindia.com/www.fidelity.co.in websites** If a particular Monday of a week happens to be a non-Business Day, the immediately next Business Day would be the Record Date.*** If 25th of a month happens to be a non-Business Day, the immediately next Business Day would be the Record Date.

Plan Initial Investment Additional Investment (in multiples of Re. 1 thereafter)Super Institutional Rs. 10,00,00,000 Rs. 1,00,000

Institutional Rs. 1,00,00,000 Rs. 1,00,000Retail Rs. 5,000 Rs. 1,000

Shriram Ramanathan and Mahesh A. Chhabria (Assistant Fund Manager)

Exit Load:For Redemption Load (% of Applicable NAV)Within 5 calendar days from the date of allotment or Purchaseapplying First in First Out basis. 0.10A switch-out or a withdrawal under SWP or transfer under STP may also attract an Exit Load like any Redemption.No Exit Loads/CDSC will be chargeable in case of switches made between different plans/options of the SchemeNo Exit loads will be chargeable in case of; (i) Units allotted on account of dividend reinvestments; and (ii) Unitsissued by way of bonus, if any. In case of units switched out/systematically transferred to another option/Plan withinthe same Plan/Scheme and if subsequently redeemed, for the purpose of determining the Exit Load, the date whensuch units were first allotted in the respective Plan/Scheme will be considered as the purchase/allotment date.

Compounded Fidelity Ultra Short Term Fidelity Ultra Short Term Fidelity Ultra Short Term CRISIL Liquid CRISIL LiquidAnnualised Returns Debt Fund-Retail Debt Fund-Institutional* Debt Fund-Super Institutional Fund Index (IP) Fund Index (RP & SIP)1 year 6.23% 6.65% 6.81% 6.21% 6.21%3 years 6.29% 6.72% 6.87% 6.22% 6.22%Since inception 6.51% 6.77% 7.07% 6.31% 6.30%

Date of Allotment/Inception Date : Retail - September 20, 2007, Institutional - February 18, 2008* The first investment in Institutional plan was done on Feb. 18, 2008 and therefore this date is deemed to be allotment date for Institutional plan.

Plan Min. Instalment Min. No. of Min. AggregateAmount Instalments Investment

Super Institutional Not AvailableInstitutional Not Available

Retail Rs. 500 (a) Monthly: 6 (b) Quarterly: 6 Rs. 5,000(c) Semi-annually: 2 (d) Annually: 2


Shriram Ramanathan and Vikram Chopra (Assistant Fund Manager)

I-Sec Composite Gilt Index

The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses,expenses and taxes, if any, to Unit Holders in the dividend option of the Scheme if such surplus is available and adequate for distributionin the opinion of the Trustee. The Trustee's decision with regard to availability and adequacy, rate, timing and frequency of distributionshall be final. The dividend will be due to only those Unit Holders whose names appear in the register of Unit Holders in the dividendoption of the Scheme on the record date fixed by the Trustees and will be announced in advance. Further, the NAV shall be adjustedto the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one day of thedecision by the Trustees regarding dividend distribution rate and record date, AMC shall issue notice to the public communicatingthe decision including the record date. The record date shall be 5 calendar days from the issue of notice. Such notice shall be givenin one English daily newspaper having nationwide circulation as well as in a newspaper published in the language of the region wherethe head office of the mutual fund is situated. The Unit Holders will have the option of receiving the dividend or reinvesting the same.The dividend will be reinvested at the Applicable NAV of the immediately following Business Day. In case of investors opting for dividendpayout facility, the AMC shall dispatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend.Under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 100, then the dividend amountwill be compulsorily reinvested in the Scheme.

To generate sovereign linked returns primarily through investments in sovereign securitiesissued by the Central Government and/or a State Government or repos/reverse repos insuch securities or any security unconditionally guaranteed by the Central/State Government.

Growth option and the Dividend option. The Dividend option offers DividendPayout and Dividend Reinvestment facilities

Rs. 1,000 or 100 units

Not Available


Quarterly, subject to Would be announced Reinvestment andTrustee's approval in advance Payout

Exit Load: NIL. No Exit Load will be chargeable in case of switches made between FFBF &FFGF.In case of units switched out/systematically transferred to another option within the Scheme andif subsequently redeemed, for the purpose of determining the Exit Load, the date when such unitswere first allotted in the Scheme will be considered as the purchase/allotment date.A switch-out or a withdrawal under SWP or a transfer under STP may also attract an Exit Load/CDSC like any Redemption. No Exit load/CDSC will be chargeable; in case of (i) switches madebetween different options of the Scheme; (ii) Units allotted on account of dividend reinvestments;and (iii) Units issued by way of bonus, if any. No Exit Load will be chargeable in case of switchesbetween FFBF and FFGF.

CompoundedAnnualised Returns Fidelity Flexi Gilt Fund I-Sec Composite Gilt Index1 year 2.55% 6.41%Since inception 6.99% 10.10%Date of Allotment/ August 7, 2008Inception Date


Rs. 5,000 Rs. 1,000

Min. Instalment Min. No. of Min. AggregateAmount Instalments Investment




Securities, issued by Central Government/ up to 100% Low toState Government(s) including reverse repo in Mediumsuch securities as may be permitted by SEBI/RBIfrom time to time and money market instrumentsThe Scheme may, subject to applicable regulations from time to time, invest in offshore securities upto 25% of net assets of the Scheme. The Scheme may invest in derivatives up to 100% of the netassets of the Scheme for effi cient portfolio management including hedging and portfolio balancing tothe extent permitted under and in accordance with the applicable Regulations.


FY 08-09~

13.78

16.0920.0% –

16.0% –

12.0% –

6.0% –

4.0% –

0% –

Fidelity Flexi Gilt Fund I-Sec Composite Gilt Index

~ from inception (August 7, 2008) to March 31, 2009

Absolute Returns

FY 09-10

2.504.42

FY 08-09

8.278.83 8.70 8.819.0% –8.0% –6.0% –4.0% –2.0% –

0% –

Fidelity Ultra Short Term Debt Fund (Retail)

Fidelity Ultra Short Term Debt Fund (Institutional) CRISIL Liquid Fund Index

Fidelity Ultra Short Term Debt Fund (Super Institutional)

~ from inception (Sep. 20, 2007) to March 31, 2008. [For Institutional Plan the period is fromFebruary 18, 2008 (allotment date) to March 31, 2008]

Absolute Returns

FY 07-08~

4.01 3.584.28

0.91 0.94

FY 09-10

4.42 5.00 4.843.69


2936 493


540.11 39.04

FY 10-11

6.23 6.81 6.65 6.21

FY 10-11

2.55

6.41

page 9 page 9

9


FY 10-11

4.76 5.72



FIDELITY WEALTH BUILDER FUND (FWBF)The investment objectives of each Plan under the Scheme are as follows:Plan A: To seek to generate reasonable returns by investing predominantly in the Debt Scheme(s) and around 15% of the net assets of the Plan in the Equity Scheme(s).Plan B: To seek to generate reasonable returns by investing predominantly in the Debt Scheme(s) and around 30% of the net assets of the Plan in the Equity Scheme(s).Plan C: To seek to generate reasonable returns by investing at least 50 % of the net assets of the Plan in the Debt Scheme(s) balanced with generation of long-termcapital growth by investing around 50 % of the net assets of the Plan in the Equity Scheme(s).

Options

Benchmark Index

Dividend Policy

Name of Fund Manager(s) Shriram Ramanathan and Vikram Chopra (Assistant Fund Manager)

The benchmark details against which the performance of each Plan will be measured are as below:Plan A: 85%-CRISIL Composite Bond Fund Index and 15%-BSE 200 IndexPlan B: 70%-CRISIL Composite Bond Fund Index and 30%-BSE 200 IndexPlan C: 50%-CRISIL Composite Bond Fund Index and 50%-BSE 200 Index

The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any, to Unit Holders in thedividend option of a Plan if such surplus is available and adequate for distribution in the opinion of the Trustee. The frequency of declaration of dividend under the Plans will be asmentioned below under the head 'Dividend Frequency and Record Dates'.The record date(s) for declaration of dividend shall be fixed by the Trustees and announced in advance. Within one day of the decision by the Trustees regarding dividend distribution,rate and record date, AMC shall issue notice to the public communicating the decision including the record date. The record date shall be 5 calendar days from the issue of notice.Such notice shall be given in one English daily newspaper having nationwide circulation as well as in a newspaper published in the language of the region where the head office ofthe mutual fund is situated. The NAV shall be adjusted to the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date.The Trustee's decision with regard to availability and adequacy and rate of distribution shall be final. The dividend will be due to only those Unit Holders whose names appear in theregister of Unit Holders in the Dividend option of the Plans on the record dates which will be fixed by the Trustees and announced in advance. In respect of Unit Holders opting for dividendreinvestment facility, the dividend will be re-invested at the ex-dividend NAV announced immediately after the record date. No Exit load will be charged on account of Units allotted byway of dividend reinvestments.In respect of Unit holders opting for the dividend payout facility, the AMC shall despatch, the dividend warrants within 30 days of the date of declaration of dividend.For Plan A and Plan B, under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 100, then the dividend amount will be compulsorily reinvestedin the Scheme/Plan. For Plan C, under the dividend payout facility, if the amount of dividend payable to the Unit Holder is less than Rs. 500, then the dividend amount will be compulsorilyreinvested in the Scheme.


Growth Option and Dividend Option. The Dividend Option offers Dividend Payout and Dividend Reinvestment facilities.

Rs. 1,000 or 100 units in respect of each plan. In case of Units held in dematerialised mode,the Unit Holder can give a request for Redemption only in number of Units.

Performance of Schemes(as on March 31, 2011)

Plans Plan A, Plan B and Plan C




Plan A & B: Quarterly, subject to Trustee's approval Would be announced in advance Reinvestment and PayoutPlan C: At the discretion of the Trustees

Expenses

Load Structure

For Ongoing Offer

Exit Load:For Redemption Load (% of Applicable NAV)

Within 1 year from the date of allotment or purchase applying First in First Out basis 1.00%

A switch-out or a withdrawal under SWP or transfer under STP may also attract an Exit Load like any Redemption.No Exit Loads/CDSC will be chargeable in case of: (i) switches made between different options of the same Plan or between different Plans within the Scheme; (ii) Unitsallotted on account of dividend reinvestments; and (iii) Units issued by way of bonus, if any.


Rs. 5,000 per plan Rs. 1,000 per plan





Plan ATypes of Instruments Normal Allocation Risk

(% of net assets) ProfileMaximum Minimum

Debt Schemes 100 70 Medium to Low

Equity Schemes 30 0 Medium to High

Money market instruments 30 0 Low to Medium

Plan BTypes of Instruments Normal Allocation Risk





Plan CTypes of Instruments Normal Allocation Risk





Compounded Wealth Builder Benchmark-85%-CRISIL Wealth Builder Benchmark-70%-CRISIL Wealth Builder Benchmark-50%-CRISILAnnualised Plan A Composite Bond Fund Index Plan B Composite Bond Fund Index Plan C Composite Bond Fund IndexReturns and 15%-BSE 200 Index and 30%-BSE 200 Index and 50%-BSE 200 Index

1 year 4.76% 5.72% 6.85% 6.31% 9.66% 6.99%

Since inception 8.26% 11.02% 14.12% 17.24% 22.12% 25.81%

Date of Allotment/ February 24, 2009Inception Date



Wealth Builder - Plan A85%-CRISIL Composite Bond Fund Index and 15%-BSE 200 Index

~ from inception (February 24, 2009) to March 31, 2009

Absolute Returns

FY 08-09~

0.60 1.50

18.0% –15.0% –12.0% –

9.0% –6.0% –3.0% –

0% –

Wealth Builder - Plan B70%-CRISIL Composite Bond Index and30%-BSE 200 Index


Absolute Returns

FY 08-09~

1.88 2.99

28.0% –24.0% –20.0% –16.0% –12.0% –

8.0% –4.0% –

0% –

Wealth Builder - Plan C50%-CRISIL Composite Bond Fund Indexand 50%-BSE 200 Index


Absolute Returns

FY 08-09~

4.28 4.97

50.0% –40.0% –30.0% –20.0% –10.0% –

0% –


No. of Folios (Live Accounts)as at March 31, 2011 5,081


121.65

FY 09-10

12.06

16.0321.16

27.46

FY 09-10 FY 09-10

32.95

44.06

6.85 6.31

FY 10-11 FY 10-11

9.66 6.99

page 10 page 10

10


22.1019.89

FY 10-11



FIDELITY GLOBAL REAL ASSETS FUND (FGRAF)To aim to achieve long-term capital growth from a portfolio which will be primarily invested in Fidelity Funds - Global Real Asset Securities Fund, an offshore fundlaunched by Fidelity Funds (an open-ended investment company incorporated in Luxembourg) and similar to an Indian mutual fund scheme.

Options

Benchmark Index

Dividend Policy

Name of Fund Manager Anirudh Gopalakrishnan

A custom benchmark which is a blend of the following indices - MSCI ACWI Industrials, MSCI ACWI Real Estate, MSCI ACWI Utilities, MSCI Materials and MSCIEnergy. The weights assigned to each individual index while calculating the custom benchmark are 20%, 20%, 10%, 20% and 30% respectively.

The Trustee may decide to distribute by way of dividend, the surplus by way of realised profit, dividends and interest, net of losses, expenses and taxes, if any,to Unit Holders in the dividend option of the Scheme if such surplus is available and adequate for distribution in the opinion of the Trustee. The Trustee's decisionwith regard to availability and adequacy, rate, timing and frequency of distribution shall be final. The dividend will be due to only those Unit Holders whose namesappear in the register of Unit Holders in the Dividend option of the Scheme on the record date which will be fixed by the Trustees and announced in advance.

Further, the NAV shall be adjusted to the extent of dividend distribution and statutory levy, if any, at the close of business hours on record date. Within one dayof the decision by the Trustees regarding dividend distribution rate and record date, AMC shall issue notice to the public communicating the decision includingthe record date. The record date shall be 5 calendar days from the issue of notice. Such notice shall be given in one English daily newspaper having nationwidecirculation as well as in a newspaper published in the language of the region where the head office of the mutual fund is situated.

The Unit Holders will have the option of receiving the dividend or reinvesting the same. In case of investors opting for dividend payout facility, the AMC shalldispatch to the Unit Holders, the dividend warrants within 30 days of the date of declaration of dividend.

The dividend will be reinvested at the Applicable NAV of the immediately following Business Day. Under the dividend payout facility, if the amount of dividendpayable to the Unit Holder is less than Rs. 500, then the dividend amount will be compulsorily reinvested in the Scheme.


Growth Option and Dividend Option. The Dividend Option offers dividend payout and dividend reinvestment facilities.

Rs. 1,000 or 100 units in respect of each plan. In case of Units held in dematerialised mode, the Unit Holder can give a request for Redemption only innumber of Units and the provisions pertaining to minimum balance amount/number of Units will not be applicable.

Performance of Scheme(as on March 31, 2011)

Plans Not Available





Expenses

Load Structure

For Ongoing Offer

Exit Load:For Redemption Load (% of Applicable NAV)

Within 1 year from the date of allotment or purchase applying First in First Out basis 1.00%

A switch-out or a withdrawal under SWP or transfer under STP may also attract an Exit Load like any Redemption.

No Exit Loads/CDSC will be chargeable in case of switches made between different options of the Scheme.

No Exit Load will be chargeable in case of redemption of; (i) units allotted on account of dividend reinvestments; and (ii) units issued by way of bonus, if any.In case of units switched out/systematically transferred to another option within the Scheme and if subsequently redeemed, for the purpose of determining theExit Load, the date when such units were first allotted in the Scheme will be considered as the purchase/allotment date.


Rs. 5,000 Rs. 1,000







The Scheme shall invest in Fidelity Funds - Global Real Asset Securities Fund, an offshore fund launched by Fidelity Funds (an open-ended investment companyincorporated in Luxembourg) and similar to an Indian mutual fund scheme. The investment objective of the Underlying Scheme is to achieve long-term capital growthfrom a portfolio primarily invested in equity securities of companies across the world that provide exposure to commodities, property, industrials, utilities, energy,materials and infrastructure. Up to 20% of the portfolio can consist of investments in Exchange Traded Funds, Exchange Traded Commodities qualifying as transferablesecurities, bonds, warrants and convertibles.


Maximum Minimum

Shares/units of the Underlying Scheme*/Foreign Securities 100 80 High

Money Market Instruments and/or liquid/cash 20 0 Low to Mediumschemes of mutual funds registered with SEBI

* The Underlying Scheme may have equity exposure through investments in shares, depositary receipts, investment trusts, stapled securities, warrants and otherparticipation rights. Subject to the foregoing, the Underlying Scheme may have equity exposure, to a limited extent, through investment in convertible securities, indexand participation notes and equity linked notes. The Underlying Scheme may also invest in Exchange Traded Funds subject to the maximum limit specified underthe Regulations from time to time.

The Scheme shall invest at least 65% of its net assets in shares/units of the Underlying Scheme.


No. of Folios(Live Accounts)as at March 31, 2011

4,155

Assets underManagement (AUM)(Rs. in crores)as at March 31, 2011

110.26

Absolute Returns Fidelity Global Real Assets Fund BSE 200

1 year 22.10% 19.89%

Since inception 28.42% 22.63%

Date of Allotment/Inception Date February 11, 2010

Fidelity Global Real Assets Fund Benchmark

*as the scheme has not completed one financial year,since inception returns have been provided

Absolute Returns24% –20% –16% –12% –

8% –4% –0% –

15.17

10.25

FY 09-10*

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11


INFORMATION COMMON TO ALL SCHEMES

Applicable NAV forFidelity Equity Fund,Fidelity India SpecialSituations Fund, FidelityTax Advantage Fund,Fidelity InternationalOpportunities Fund,Fidelity Flexi Bond Fund,Fidelity India GrowthFund, Fidelity India ValueFund, Fidelity Ultra ShortTerm Debt Fund, FidelityFlexi Gilt Fund, FidelityWealth Builder Fund,Fidelity Global RealAssets Fund, FidelityIndia Children's Plan andFidelity Short TermIncome Fund

The Cut-off time and the Applicable NAV will be as under:

For Purchases/Redemptions: (1) In respect of valid Purchase (along with cheques/drafts/other payment instruments)/Redemption applicationsaccepted at a Designated Collection Centre up to 3 p.m. on a Business Day, the NAV of such day will be applicable. (2) In respect of valid Purchase(along with cheques/drafts/other payment instruments)/Redemption applications accepted at a Designated Collection Centre after 3 p.m.on aBusiness Day, the NAV of the next Business Day will be applicable.

The above will be applicable only for cheques/drafts/payment instruments payable locally in the city in which ISC is located. No outstation chequeswill be accepted.

Further an Application Form accompanied by a payment instrument issued from a bank account other than that of the applicant/investor will notbe accepted except in certain circumstances. Please refer paragraph “How to Pay” in SAI for further details.

For applications for Purchases along with demand draft not payable at par at the place where the application is received, NAV of the day on whichthe demand draft is credited will be applicable

In case of FFBF, FUSTDF, FFGF, FSTIF Plan A and Plan B under FWBF and Savings Fund under FICP, in respect of valid Purchase applicationsaccepted at the Designated Collection Centre for an investment amount equal to or more than Rs. 1 crore; the NAV of the Business Day on whichthe funds are available for utilisation shall be applicable subject to the following: (1) Purchase application is accepted before the Cut – off time;(2) funds for the entire amount of Purchase/Subscription applications are credited to the bank account of the respective Scheme / Plan beforethe Cut - off time; and (3) the funds are available for utilisation by the respective Scheme / Plan before the Cut – off time without availing anycredit facility, whether, intra-day or otherwise.

For Switches: Valid applications for ‘switch-out’ shall be treated as applications for Redemption and valid applications for ‘switch-in’ shall be treatedas applications for Purchase, and the provisions for the Cut-off time and the Applicable NAV as applicable to Purchase and Redemption shall beapplied respectively to the ‘switch-in’ and ‘switch-out’ applications.

Please note that in respect of Fidelity Tax Advantage Fund, redemption of units can be made only after three years of lock-in periodfrom the date of allotment of units proposed to be redeemed.

Actual RecurringExpenses(% p.a. of Averagedaily net assets)for the Financial Year2010-11

Fidelity Equity Fund Fidelity India Special Situations Fund Fidelity Tax Advantage Fund

1.85% 2.06% 2.00%

Fidelity International Opportunities Fund Fidelity India Growth Fund Fidelity India Value Fund

2.25% 2.32% 2.38%

Fidelity Flexi Bond Fund Fidelity Cash Fund Fidelity Ultra Short Term Debt Fund

Retail: 1.74% Retail: 0.79% Retail: 0.90%,Institutional: 1.25% Institutional: 0.40% Institutional: 0.50%,

Super Institutional: 0.24% Super Institutional: 0.35%

Fidelity Flexi Gilt Fund Fidelity Wealth Builder Fund Fidelity Global Real Assets Fund

1.10% Plan A: 0.50% 0.75%Plan B: 0.50%Plan C: 0.50%

Fidelity India Children's Plan Fidelity Short Term Income Fund

Education Fund : 2.50% 1.10%Marriage Fund: 2.50%Savings Fund: 1.00%

Name of Trustee Company FIL Trustee Company Private Limited

Dispatch of Repurchase(Redemption) Request

Within 10 Business Days of the receipt of the redemption request at the authorised centre of Fidelity Mutual Fund. Please note that in respectof Fidelity Tax Advantage Fund redemption of units can be made only after three years of lock-in period from the date of allotment of units proposedto be redeemed.

Applicable NAV forFidelity Cash Fund

The Cut-off time and the Applicable NAV will be as under:

For Purchase: 1) In respect of valid applications accepted at a Designated Collection Centre upto 2.00 p.m. on a day, where the funds for theentire amount of Purchase/Subscription applications are credited to the bank account of the Scheme / Plan before the Cut - off time and areavailable for utilisation before the Cut-off time without availing any credit facility, whether, intra-day or otherwise – the closing NAV of the dayimmediately preceding the day of receipt of the applications; 2) In respect of valid applications accepted at a Designated Collection Centre after2.00 p.m. on a day, where the funds for the entire amount of Purchase/Subscription applications are credited to the bank account of the Scheme/ Plan and are available for utilisation on the same day without availing any credit facility, whether, intra-day or otherwise the closing NAV ofthe day immediately preceding the next Business day ; and 3) In respect of valid Purchase applications accepted at a Designated CollectionCentre on a Business Day, irrespective of the time of receipt of application, where the funds are not available for utilisation before the Cut-offtime without availing any credit facility, whether, intra-day or otherwise – the closing NAV of the day immediately preceding the day on whichthe funds are available for utilisation.

Further an Application Form accompanied by a payment instrument issued from a bank account other than that of the applicant/investor will notbe accepted except in certain circumstances. Please refer paragraph “How to Pay” in SAI for further details.

For Redemption: (1) In respect of valid Redemption applications accepted at a Designated Collection Centre upto 3.00 p.m., the closing NAVof the day immediately preceding the next business day will be applicable. (2) In respect of valid Redemption applications accepted at a DesignatedCollection Centre after 3.00 p.m., the closing NAV of the next business day will be applicable.

For Switches: Valid applications for 'switch-out' shall be treated as applications for Redemption and valid applications for 'switch-in' shall betreated as applications for Purchase, and the provisions of the Cut-off time and the Applicable NAV as applicable to Purchase and Redemptionshall be applied respectively to the 'switch-in' and 'switch-out' applications.

Daily Net Asset Value(NAV) Publication

The NAVs of all schemes except Fidelity Cash Fund will be declared on all business days and will be published in 2 newspapers. In case of FidelityCash Fund, the NAV will be calculated on all calendar days and will be published on all Business Days in 2 newspapers. The NAVs of allthe schemes can also be viewed on www.fidelity.co.in and www.amfiindia.com. Alternatively, investors can call up our Investorline on1800 2000 400 (toll-free) or 0124 3915655 (at long distance rates) to access the NAV.

For InvestorGrievances pleasecontact

Mr. Vikram SoniFIL Fund Management Private LimitedGround Floor, Tower-D, Unitech World Cyber Park,Sector-39, Gurgaon - 122 001Tel: 1800 2000 400 Fax: 0124-4992725 • E-mail: [email protected]

Computer Age Management Services Private LimitedGround Floor, Rayala Towers,158, Anna Salai, Chennai-600 002.

Tax Treatment for theInvestors (Unit holders)

Investor are advised to refer to the details in the Statement of Additional Information and also independently refer to their tax adviser.

For any grievances with respect to transactions through BSEand/or NSE, the investors/Unit Holders should approach eitherthe stock broker or the investor grievance cell of the respectivestock exchange.

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12


INFORMATION COMMON TO ALL SCHEMESUnit Holders'Information

An Account Statement will be sent by ordinary post/courier/secured encrypted electronic mail to each Unit Holder, stating the number of Unitspurchased, not later than 30 days from the date of acceptance of a valid transaction.

Account Statements for transactions under SIP/SWP/STP will be despatched once every quarter ending March, June, September and Decemberwithin 10 working days of the end of the respective quarter. A soft copy of the account statement shall be mailed to the Unit Holders under SIP/SWP/STP to the e-mail address provided by the Unit Holder on a monthly basis, if so mandated. The first account statement under SIP/SWP/STPshall be issued within 10 working days of the initial investment/withdrawal/transfer. In case of specific request received from investors, the AMC willprovide the account statement to the investors within 5 working days from the receipt of such request without any charges.

The Mutual Fund will provide the account statement to the Unit Holders who have not transacted during the last six months prior to the date ofgeneration of account statements. The account statement shall reflect the latest closing balance and value of the Units prior to the date of generationof the account statement. The account statements in such cases may be generated and issued along with the Portfolio Statement or Annual Reportof the Scheme. Alternately, soft copy of the account statements shall be mailed to the investors’ e-mail address, instead of physical statement, ifso mandated.

An Annual Report of the Scheme will be prepared as at the end of each financial year (March 31) and copies of the report or an abridged summarythereof will be mailed to all Unit Holders as soon as possible but not later than 4 months from the closure of the relevant Financial Year. Full portfoliodetails, in the prescribed format, shall also be disclosed either by publishing it in the newspapers or by sending to the Unit Holders within one monthfrom the end of each half-year and it shall also be displayed on the website of the Fund. However, in case of Unit Holders holding units in thedematerialised mode, the Fund will not send the account statement to the Unit Holders. The statement provided by the Depository Participant willbe equivalent to the account statement.

RIsk Profile of theSchemes

Mutual Fund Units involve investment risks including the possible loss of principal. Please read the Scheme Information Document carefully for detailson risk factors before investment. Scheme specific risk factors are summarized below:

As per SEBI circular no. SEBI/IMD/CIR No.10/22701/03 dated December 12, 2003, each scheme/plan (including the plans thereunder) should havea minimum of 20 Unit Holders and no single Unit Holder should account for more than 25% of the corpus of such scheme/plan. The aforesaid conditionsshould be met in each calendar quarter on an average basis. In case of non-fulfilment with the first condition i.e. minimum of 20 investors in thescheme/plan, for each calendar quarter as specified by SEBI, the scheme/plan shall be wound up by following the guidelines prescribed by SEBIand Unit Holders' investment in such scheme/plan would be redeemed at the Applicable NAV. SEBI has further prescribed that if any investor breachesthe 25% limit over a quarter, a rebalancing period of one month will be allowed to the investor and thereafter the investor who is in breach of thelimit shall be given 15 days notice to redeem his exposure over the 25% limit. In the event of failure on part of the said investor to redeem the excessexposure, the excess holding will be automatically redeemed by the Fund following the guidelines prescribed by SEBI.

Risk Factors pertaining to Equity Schemes/Funds

Equity and equity related securities are volatile and prone to price fluctuations on a daily basis. The liquidity of investments made in the Equity Schemesmay be restricted by trading volumes and settlement periods. Settlement periods may be extended significantly by unforeseen circumstances. Theinability of the Equity Schemes to make intended securities purchases, due to settlement problems, could cause the Equity Schemes to miss certaininvestment opportunities.Similarly, the inability to sell securities held in the Equity Schemes' portfolios would result at times, in potential losses tothe respective Equity Schemes, should there be a subsequent decline in the value of securities held in such Equity Schemes' portfolios.

Investments in equity and equity related securities involve a degree of risks and investors should not invest in Equity Schemes unless they can affordto take the risk of losing their investment.

Securities which are not quoted on the stock exchanges are inherently illiquid in nature and carry a larger liquidity risk in comparison with securitiesthat are listed on the exchanges or offer other exit options to the investors, including put options. The AMC may choose to invest in unlisted securitiesthat offer attractive yields within the regulatory limit. This may however increase the risk of the portfolio.

The liquidity and valuation of the Schemes' investments due to its holdings of unlisted securities may be affected if they have to be sold prior tothe target date of disinvestment.

Investments in money market instruments would involve a moderate credit risk i.e. risk of an issuer's liability to meet the principal payments.

Money market instruments may also be subject to price volatility due to factors such as changes in interest rates, general level of market liquidityand market perception of credit worthiness of the issuer of such instruments. The AMC endeavours to manage such risk by the use of inhouse creditanalysis. The NAV of Equity Schemes' Units, to the extent that such Schemes are invested in money market instruments, will be affected by thechanges in the level of interest rates. When interest rates in the market rise, the value of a portfolio of money market instruments can be expectedto decline. The NAV of FIOF will also be affected by Risks associated with investments made in derivatives. The NAV of the Equity Schemes willalso be affected by Risk Factors associated with scrip lending and investments in Foreign Securities.

Risk Factors pertaining to Debt Schemes/Fund

In addition to the factors that affect the values of securities, the NAV of Units of the Debt Schemes will fluctuate with the movement in the broaderfixed income, money market and derivatives market and may be influenced by factors influencing such markets in general including but not limitedto economic conditions, changes in interest rates, price and volume volatility in the fixed income markets, changes in taxation, currency exchangerates, foreign investments, political, economic or other developments and closure of the stock exchanges. Further the investments made by the DebtSchemes will also be affected by interest rate/price risk, credit risk or default risk, sovereign risk, liquidity risk, reinvestment risk, settlement risk,risk associated with investment in derivatives and foreign securities.

Risks Factors associated with transaction in Units through stock exchange(s)

In respect of transaction in Units of the Scheme through BSE and/or NSE, allotment and redemption of Units on any Business Day will depend uponthe order processing/settlement by BSE and/or NSE and their respective clearing corporations on which the Fund has no control.

Additional Scheme Specific Risk Factors

� FTAF: By virtue of requirements under ELSS, Units issued under FTAF will not be redeemed until the expiry of three years from the date oftheir allotment. The ability of an investor to realise returns on investments in FTAF is consequently restricted for the first three years. Redemptionwill be made prior to the expiry of the aforesaid three year period only in the event of the death of a Unit Holder, subject to the Units havingbeen held for a period of one year from the date of their allotment.

� FWBF: The Plan's performance will be affected by the performance of the underlying schemes and it will be subject to all the risks associatedwith the underlying schemes and the AMC's decision to choose an underlying scheme may not always be profitable. The investors may incurload on two occasions if the AMC were to charge loads and the underlying schemes do not waive/exempt loads charged by them. Investorswill bear the recurring expenses of the scheme in addition to the expenses of the underlying schemes and therefore the returns that they mayobtain may be materially impacted or at times may be lower than the returns that they may obtain by investing directly in the underlying schemes.

� FGRAF: The assets of the Scheme shall be predominantly invested in the shares/units of the Underlying Scheme. However, due to marketconditions in the jurisdiction in which the Scheme invests, the AMC may, for short term purposes and with a view to protect the interest ofUnit Holders, deviate from the asset allocation range set out in this Scheme Information Document subject to limitations prescribed in by SEBI/RBI from time to time. Unit Holders will not be given any prior intimation or indication when the composition/asset allocation pattern under theScheme changes within the broad range set out in the Scheme Information Document The Scheme's performance will be affected by theperformance of the Underlying Scheme and it will be subject to all the risks associated with the Underlying Scheme. Investors will be bearingthe expenses of the Scheme in addition to the expenses of the Underlying Scheme. Investors could incur load charges on two occasions.First, on their redemptions/switchouts in the options under the Scheme and second, on the Scheme's investment/redemption/switches in theoptions under the Underlying Scheme, if any.

� FICP - Marriage Fund: To the extent that a Fund is invested in Gold ETFs, the Fund will be subject to all risks associated with such ETFsand the underlying assets i.e. gold or gold related instruments that it is tracking. A Fund can purchase/redeem units of Gold ETFs only throughstock exchanges on which such ETFs are listed and not directly through a mutual fund. Thus there could be a liquidity issue. The units of theGold ETF may trade above (at a premium) or below (at a discount) its net asset value (NAV). The price of the units of a Gold ETF is influencedby the forces of supply and demand. Thus a Fund may not be able to purchase/redeem units of a Gold ETF at the applicable NAVs.

Date: April 27, 2011

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13


INVESTMENT STRATEGIES OF THE SCHEMESFidelity Equity Fund The investment approach is bottom-up stock picking. The Scheme seeks to add the best opportunities that the market presents, without any sector/

cap bias.

The key features of the Fund's investment strategy include:

Diversification: The Scheme will be well diversified across sectors in about 60 to 80 stocks. Maximum exposure to a single sector shall be 25%of the net assets of the Scheme. The Scheme is likely to be fully invested in equity at all times.

Bottom-up stock picking: Consistent with Fidelity's approach, the Scheme focuses on bottom-up stock picking (i.e. focussing solely on prospectsof individual stocks) as opposed to a top-down approach (i.e. predicting macro economic and political trends and taking investment decisions basedon them).

No cap bias: It will seek to identify the best stocks at a point in time, regardless of any market cap bias.

The investment approach is bottom-up stock picking. The Scheme seeks to add the best opportunities that the market presents, without any sector/cap bias.


Diversification: The Scheme will be well diversified across sectors in about 60 to 80 stocks but it could hold more than 80 stocks at any giventime. While holdings in individual stocks will generally not exceed 4% of net assets of the Scheme, there may be times when considering the investmentopportunities, holdings in certain stocks could be in excess of 4%. The Scheme is likely to be fully invested in equity at all times.

Bottom-up stock picking: Consistent with Fidelity's approach, the Scheme focuses on bottom-up stock picking (i.e. focusing solely on prospectsof individual stocks) as opposed to a top-down approach (i.e. predicting macro economic and political trends and taking investment decisions basedon them).

No cap bias: It will seek to identify the best stocks at a point in time, regardless of any market cap bias

The Scheme will, primarily be a diversified equity fund which will seek to invest in undervalued companies for long term investment with key themefocus being "Special Situations" - these are situations that are out-of-the-ordinary and which therefore present interesting stock picking opportunities.

The types of companies that may fall within the scope of such Special Situations could include but are not limited to:

– companies with recovery potential.

– companies whose growth potential, may not be fully recognised by the market.

– companies with hidden/undervalued assets whose value, may not be fully recognised by the market.

– companies with interesting product pipelines which could offer good earnings potential.

– companies undertaking corporate restructuring.

– companies which could be potential candidates for mergers and acquisitions related activities.

The investment approach will be bottom-up stock picking - where investments will be selected primarily on the basis of specific criteria relevant tothe company in question rather than general macro-economic considerations. There will be no particular bias towards any market cap size or anysector. The Scheme will endeavour to remain fully invested in equity and related instruments at all times. A limited exposure to various derivativesinstruments is likely - for the purposes of hedging, portfolio balancing and optimising returns.

The Scheme may invest in derivatives instruments to the extent permitted under and in accordance with the applicable Regulations, including forthe purposes of hedging, portfolio balancing and optimizing returns. Hedging does not mean maximization of returns but only attempts to reducesystemic or market risk that may be inherent in the investment.

The Scheme will primarily be a diversified equity fund which will seek to invest in undervalued companies in Indian and international markets togenerate long-term capital appreciation.

The investment approach is bottom-up stock picking. The Scheme seeks to invest in the best opportunities in the Indian and international markets,without any sector/cap bias. However, the fund managers expect to have a high focus on opportunities in Asia Pacific region including India. A limitedexposure to various equity derivatives instruments is likely - for the purposes of hedging, portfolio balancing and optimizing returns.


Diversification: Subject to SEBI regulations, the Scheme will be well diversified across stocks, sectors and countries given that investments willbe made in the international markets with a bias towards the Asia Pacific region including India. A limited exposure to various equity derivativesinstruments is likely - for the purpose of hedging, portfolio balancing and optimizing returns.

Stock Selection: The fund managers will adopt a methodology of bottom-up stock selection, with an emphasis on first-hand research. They willfavour companies that offer the best value relative to their respective long-term growth prospects, returns in capital and management quality. Whenassessing a company, the fund managers will focus on understanding how each of these factors will change over time.

Investments in Foreign Securities shall be subject to the investment restrictions specified by SEBI/RBI from time to time. The fund manager willconsider all relevant risk before making any investment in Foreign Securities. The Scheme may invest in equity derivatives instruments to the extentpermitted under and in accordance with the applicable Regulations, including for the purposes of hedging, portfolio balancing and optimizing returns.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.

The Scheme will primarily be a diversified equity fund which will likely (in normal market conditions) invest largely in growth oriented companiesin Indian and international markets to generate long-term capital appreciation.

The investment approach is bottom-up stock picking. The Scheme seeks to invest in the best opportunities in the Indian and international markets,without any sector/cap bias. However, while investing in the international markets, the fund managers expect to identify such investments whichcould provide opportunity to participate in the Indian economy. For example - Indian businesses that are listed in international markets or internationalcompanies that participate in the Indian economy. A limited exposure to various equity derivatives instruments is likely - for the purposes of hedging,portfolio balancing and optimizing returns.

The key features of the Scheme's investment strategy include:

Diversification: Subject to SEBI regulations, the Scheme will be well diversified across stocks and sectors. A limited exposure to various equityderivatives instruments is likely - for the purpose of hedging, portfolio balancing and optimizing returns.

Stock Selection: The fund managers will adopt a methodology of bottom-up stock selection, with an emphasis on first-hand research. They willfavour companies that offer the best value relative to their respective long-term growth prospects, returns in capital and management quality. Whenassessing a company, the fund managers will focus on understanding how each of these factors will change over time.

Investments in Foreign Securities shall be subject to the investment restrictions specified by SEBI/RBI from time to time. The fund manager willconsider all relevant risk before making any investment in Foreign Securities. The Scheme may invest in equity derivatives instruments to the extentpermitted under and in accordance with the applicable Regulations, including for the purposes of hedging, portfolio balancing and optimizing returns.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.

The portfolio will be constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity toaccommodate funds movement. Capital appreciation opportunities could be explored by extending credit and duration exposure. The fundmanagement team will take an active view of the interest rate movement supported by quantitative research, to include various parameters of theIndian economy, as well as developments in global markets. Investment views/decisions will be a combination of credit analysis of individual exposuresand analysis of macro economic factors to estimate the direction of interest rates and level of liquidity and will be taken, inter alia, on the basis ofthe following parameters:

Fidelity TaxAdvantage Fund

Fidelity India SpecialSituations Fund

Fidelity InternationalOpportunities Fund

Fidelity India GrowthFund

Fidelity Flexi BondFund

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14


INVESTMENT STRATEGIES OF THE SCHEMES (contd..)

Fidelity Ultra ShortTerm Debt Fund

Fidelity Flexi GiltFund

Fidelity WealthBuilder Fund

Fidelity Flexi BondFund (Contd..)

1. Prevailing interest rate scenario

2. Returns offered relative to alternative investment opportunities.

3. Quality of the security/instrument (including the financial health of the issuer)

4. Maturity profile of the instrument

5. Liquidity of the security

6. Any other factors considered relevant in the opinion of the fund management team.

The fund management team, supported by credit research group will generally adopt a bottom-up approach for securities identifi cation to optimisethe risk adjusted returns on the diversifi ed portfolio. The credit quality of the portfolio will be maintained and monitored using the in-house researchcapabilities as well as the inputs from the independent credit rating agencies.

The Scheme may invest in derivatives upto 100% of the net assets of the Scheme for the purpose of hedging and portfolio balancing purposes.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.

The Scheme may also invest in permitted offshore instruments for diversification.

The portfolio will be constructed and managed to generate returns to match the investment objective and to maintain adequate liquidity toaccommodate funds movement. As the interest rate risk of the portfolio is likely to be similar to that of the money market curve, in line with theinvestment objective, a significant proportion of the total returns is likely to be in the form of income yield or accrual.

The fund management team, comprising credit research and quantitative research, will take an active view on the key drivers affecting the shortterm interest rate movement as well as liquidity. This will include various parameters of the Indian economy, as well as developments in global markets.Investment views/decisions will be a combination of credit analysis of individual exposures and analysis of macroeconomic factors to estimate thedirection of interest rates and level of liquidity and will be taken, inter alia, on the basis of the following parameters:


2. Returns offered relative to alternative investment opportunities






The Scheme may invest in derivatives up to 100% of the net assets of the Scheme for the purpose of hedging and portfolio balancing purposes.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.


The portfolio will be constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity toaccommodate funds movement. As the interest rate risk of the portfolio is likely to be similar to that of the shorter end of the maturity spectrum,in line with the investment objective, a significant proportion of the total returns is likely to be in the form of income yield or accrual. Selective capitalappreciation opportunities could be explored by extending credit and duration exposure above that offered by a cash fund.

The fund management team will take an active view of the interest rate movement supported by quantitative research, to include various parametersof the Indian economy, as well as developments in global markets. Investment views/decisions will be a combination of credit analysis of individualexposures and analysis of macro economic factors to estimate the direction of interest rates and level of liquidity and will be taken, inter alia, onthe basis of the following parameters:








The Scheme may invest upto 100% of the net assets of the Scheme in derivatives for the purpose of hedging and portfolio balancing purposes.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.


The portfolio will be constructed and managed to generate sovereign linked returns to match the investment objective and to maintain adequateliquidity to accommodate funds movement.

The fund management team will take an active view of the interest rate movement supported by quantitative research, to include various parametersof the Indian economy, as well as developments in global markets. Investment views/decisions will be based on analysis of macro economic factorsto estimate the direction of interest rates and level of liquidity and will be taken, inter alia, on the basis of the following parameters:



3. Quality of the security/instrument




The Scheme may invest in derivatives up to 100% of the net assets of the Scheme for efficient portfolio management including hedging and portfoliobalancing to the extent permitted under and in accordance with the applicable Regulations. Hedging does not mean maximization of returns butonly attempts to reduce systemic or market risk that may be inherent in the investment.


Each Plan under the Scheme will invest in the Underlying Schemes which would in turn invest in various equity/debt instruments in accordance withthe terms of their respective offer documents/scheme information documents or prospectus or any document that offers units/shares/security of anymutual fund. The selection of the Underlying Schemes would be made by the fund manager considering various factors; these could include likethe risk adjusted returns of the Underlying Schemes and its track record. The fund manager could also consider other criteria as he may thinkappropriate from time to time.

It is proposed to invest predominantly in Debt and Equity Schemes of the Fund.

The portfolio of each Plan will be made up of units issued by the respective Underlying Scheme. However, a Plan could invest in money marketinstruments as well to manage liquidity.

Fidelity Cash Fund

page 15 page 15

15


INVESTMENT STRATEGIES OF THE SCHEMES (contd..)Fidelity India ValueFund

Fidelity Global RealAssets Fund

Fidelity IndiaChildren's Plan

The Fund Managers would aim to identify undervalued stocks having the potential to deliver long term superior risk-adjusted returns. Undervaluedstocks would include stocks which the Fund Managers believe are trading at less than their assessed values. The identification of undervalued stockswould involve fundamental analysis. It will be based on the evaluation of various factors including but not limited to stock valuation, financial strength,cash flows, company's competitive advantage, business prospects and earnings potential.

Investments in derivatives

Investment in derivatives will be made in accordance with the investment objective and the strategy of the Scheme and in accordance with theapplicable Regulations, including for the purposes of hedging, portfolio balancing and optimizing returns. Hedging does not mean maximization ofreturns but only attempts to reduce systemic or market risk that may be inherent in the investment.

Investments in ETFs

The Scheme may also invest in ETFs to the extent permitted under the applicable laws, including the SEBI Regulations and guidelines specifi edby RBI. Investment in ETFs will be made in accordance with the investment objective and the strategy of the Scheme for the purposes of effi cientportfolio management and optimizing return.

Investments in debt and money market instruments

Investments in debt and money market instruments shall be made for managing liquidity.

The Scheme will invest in the Underlying Scheme which in turn will primarily invest (at least 70%) in equity securities of companies across the worldthat provide exposure to commodities, property, industrials, utilities, energy, materials and infrastructure. The

fund manager of the Underlying Scheme is free to select any company regardless of size, industry or location.

The aim of the Underlying Scheme is to provide investors with long-term capital growth from diversified portfolio of securities.

Investments in equity and equity related instruments:

Consistent with the approach adopted for many of Fidelity Funds, the Fund Manager(s) will focus primarily on bottom-up stock picking as opposedto a top-down approach. The Fund Manager(s) will generally aim to identify stocks which as per the Fund Manager's belief are sound, but whichare mispriced. The Fund Manager(s) does this by analyzing a company's business model and financial parameters, valuations and businessexpectations.

Investments in debt and money market instruments:

The portfolio will be constructed and managed to generate returns to match the investment objective and to maintain adequate liquidity toaccommodate funds movement. Capital appreciation opportunities could be explored by extending credit and duration exposure.



2. Returns offered relative to alternative investment opportunities





Investments in Gold ETFs

The Marriage Fund may also invest in Gold ETFs launched/ registered in India to the extent permitted under the applicable laws, including the SEBIRegulations and guidelines specified by RBI. Investment in Gold ETFs will be made in accordance with the investment objective and the strategyof the Fund for the purposes of efficient portfolio management and optimizing return.

Investments in derivatives:

Investment in derivatives will be made in accordance with the investment objective and the strategy of the Funds and in accordance with the applicableRegulations, for efficient portfolio management including for the purpose of hedging and portfolio balancing and optimizing returns to the extentpermitted under and in accordance with the applicable Regulations. However, investments in interest rate swaps shall be done only for the purposesof hedging and shall be in terms of requirements specified by SEBI and/or RBI from time to time. Hedging does not mean maximization of returnsbut only attempts to reduce systemic or market risk that may be inherent in the investment.

Investments in foreign securities:

A Fund may also invest in foreign securities for diversification as permitted under the applicable laws, including the SEBI Regulations. The investmentsof a Fund in foreign securities will be restricted to 25% of the net assets of the Fund.

Investments in securitised debt:

Investments in securitised debt will be done in accordance with the overall investment objective and the risk profile of a Fund and will primarily befor the purposes of achieving portfolio diversification and optimising returns.

The portfolio will be constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidityto accommodate funds movement.








The fund management team, supported by credit research group will generally adopt a bottom-up approach for securities identification to optimisethe risk adjusted returns on the diversified portfolio. The credit quality of the portfolio will be maintained and monitored using the in-house researchcapabilities as well as the inputs from the independent credit rating agencies.

The Scheme may invest upto 100% of the net assets of the Scheme in derivatives for the purpose of hedging and portfolio balancing purposes.Hedging does not mean maximization of returns but only attempts to reduce systemic or market risk that may be inherent in the investment.


Investments in securitised debt will be done in accordance with the overall investment objective and the risk profile of a Fund and will primarilybe for the purposes of achieving portfolio diversification and optimising returns.

Fidelity Short TermIncome Fund

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Name of the Scheme Investment strategy - Equity Schemes

Fidelity Equity Fund The scheme is a diversified open-ended equity scheme that predominantly invests in the Indian markets without any sector or market cap bias. The scheme does nothave any style bias. The investment approach is bottom up stock picking.

Fidelity Tax The scheme is an equity linked savings scheme as per the Equity Linked Savings Scheme, 2005 notified by Ministry of Finance (DepartmentAdvantage Fund of Economic Affairs). The scheme is a diversified equity scheme with a mandatory 3 year lock in period. The scheme will predominantly invest in the Indian markets without

any sector or market cap bias.

Fidelity India Special The scheme is a diversified, thematic open-ended equity scheme. The key theme focus is seeking investment opportunities in companies thatSituations Fund could be facing situations that are out of the ordinary ('Special Situations"). The type of companies which falls within the scope of such Special Situations include but

are not limited to;- companies with recovery potential.- companies whose growth potential, may not be fully recognised by the market.- companies with hidden/undervalued assets whose value, may not be fully recognised by the market.- companies with interesting product pipelines which could offer good earnings potential.- companies undertaking corporate restructuring.- companies which could be potential candidates for mergers and acquisitions related activities.Such investments will be made across sectors and market caps.

Fidelity International The scheme is a diversified open-ended equity scheme that invests in equity and equity related instruments of companies in the Indian andOpportunities Fund international markets, without any sector or market cap bias. The fund managers expect to have a high focus on opportunities within the Asia Pacific region including

India.

Fidelity India The scheme is a diversified, open-ended, growth style bias equity scheme that invests largely in growth oriented companies across sectors andGrowth Fund market cap. Such companies include companies that offer the best value relative to their respective long-term growth prospects, returns in capital and management quality.

Fidelity India The scheme is a diversified, open-ended, value style bias equity fund that invests largely in under valued companies across sectors and marketValue Fund caps. Such companies include companies whose shares, as per fund managers' analysis, are trading at less than their assessed values.

Fidelity India Education Fund : The fund is an open ended equity growth fund that invests predominantly into equity and equity related instruments and investments approach is bottom-Children’s Plan up stock picking.

Marriage Fund : The fund is an open ended equity growth fund that invests predominantly into equity and equity related instruments and also additionally invest in domesticGold ETFs.

Savings Fund: The fund is an open ended income fund that invests predominantly into debt and money instruments including units of debt/ fixed income schemes launchedmutual funds registered with SEBI.

Name of the Scheme Investment strategy - Debt Schemes

Fidelity Flexi The scheme is an open-ended income scheme that invests in debt and money market instruments to generate reasonable returns. The portfolioBond Fund is constructed and actively managed to generate returns to match the investment objective and to maintain adequate liquidity to accommodate funds movement.

Fidelity Cash Fund The scheme is an open-ended liquid scheme as defined under the SEBI Regulations and the scheme invests only in debt/money market securities with maturity of upto 91 days. The interest rate risk of the portfolio of the scheme is likely to be similar to that of money market curve.

Fidelity Ultra Short The scheme is an open-ended debt scheme that invests maximum of 35% of its net assets in debt/money market instruments with averageTerm Debt Fund maturity greater than 1 year and minimum of 65% of its net assets in debt/money market instruments with average maturity not greater than 1 year. The interest rate

risk of the portfolio is likely to be similar to that of the shorter end of the maturity spectrum.

Fidelity Flexi The scheme is an open-ended gilt scheme. The scheme predominantly invests in securities issued by the Central Government/StateGilt Fund Government(s) including reverse repo in such securities.

Fidelity Short Term The scheme is an open-ended debt scheme that invests atleast of 65% of its net assets in debt/money market instruments with average maturity less than or equal toIncome Fund 2 year and maximum of 35% of its net assets in debt/money market instruments with average maturity greater than 2 years.

Risk Mitigation Equity Schemes/Funds: Investments in equity and equity related securities carry various risks such as inability to sell securities, trading volumes and settlementFactors periods, liquidity risk, default risk, reinvestment risk etc. Whilst such risks cannot be eliminated, they may be mitigated by diversification and hedging.

Further, the portfolio of a Scheme will be constructed in accordance with the investment restrictions specified under the Regulation which would help in mitigating certainrisks relating to investments in securities market.Debt Schemes/Fund: Investments in debt instruments carry various risks such as interest rate risk, liquidity risk, default risk, reinvestment risk etc. Whilst such risks cannotbe eliminated, they may be minimized by diversification and effective use of hedging.

Scheme Plans Options Dividend Minimum Investment Cheque/DD to be drawnFrequency Amount (Rs.) in favour of

Fidelity Equity Fund (FEF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity Equity Fund

Fidelity India Special Situations Fund (FISSF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity India Special Situations Fund

Fidelity Tax Advantage Fund (FTAF) – G , DP & DR At Trustee's Discretion 500 or in multiples Fidelity Tax Advantage Fundof Rs. 500

Fidelity International Opportunities Fund (FIOF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity International Opportunities Fund

Fidelity India Growth Fund (FIGF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity India Growth Fund

Fidelity India Value Fund (FIVF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity India Value Fund

Fidelity Flexi Bond Fund (FFBF) Institutional G , DP & DR Monthly 1,00,00,000 Fidelity Flexi Bond Fund

Retail 5,000Fidelity Cash Fund (FCF) Super Institutional Daily, Weekly, Monthly 10,00,00,000 Fidelity Cash Fund

Institutional G , DP & DR 1,00,00,000

Retail 5,000

Fidelity Ultra Short Term Debt Fund (FUSTDF) Super Institutional Daily, Weekly, Monthly 10,00,00,000 Fidelity Ultra Short Term Debt Fund

Institutional G , DP & DR 1,00,00,000

Retail 5,000

Fidelity Flexi Gilt Fund (FFGF) – G , DP & DR Quarterly 5,000 Fidelity Flexi Gilt Fund

Fidelity Wealth Builder Fund (FWBF) Plan A G , DP & DR Quarterly 5,000 Fidelity Wealth Builder Fund-Plan A

Plan B G , DP & DR Quarterly 5,000 Fidelity Wealth Builder Fund-Plan B

Plan C G , DP & DR At Trustee's Discretion 5,000 Fidelity Wealth Builder Fund-Plan C

Fidelity Global Real Assets Fund (FGRAF) – G , DP & DR At Trustee's Discretion 5,000 Fidelity Global Real Assets Fund

Fidelity Short Term Income Fund (FSTIF) – G , DP & DR Monthly 5,000 Fidelity Short Term Income Fund

Fidelity India Children's Plan (FICP) – G , DP & DR At Trustee's Discretion 5,000 Fidelity India Children's Fund

G-Growth, DP-Dividend Payout, DR-Dividend Reinvestment.

If an investor does not clearly indicate the choice of Plan, Option or dividend frequency in the application form, the underlined Plan, Option or dividend frequency will be deemed to have beenchosen, subject to the minimum investment requirement and other conditions being fulfilled.

READY RECKONER FOR SCHEMES

COMPARISON WITH OTHER SCHEMES

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17


GUIDANCE NOTES TO HELP YOU COMPLETE THE COMMON APPLICATION FORMGENERAL INSTRUCTIONS

1. Please read the Scheme Information Document(s)carefully before investing.

2. Please furnish all information marked as‘MANDATORY’. In the absence of any mandatory

information, your application would be rejected.

3. APPLICATIONS BY MINOR: Applications for minorsshould be made on their behalf by their lawful/registered guardians and signed by them. The

name of the Guardian should be filled in the relevantspace provided in the Application Form.

FIDELITY INDIA CHILDREN'S PLAN : If theinvestment is being made in Fidelity India Children's

Plan, the first applicant must be a Minor child.Date of Birth of the Minor applicant and Guardian'sname should be mandatorily filled in the relevant

space provided.

4. Please strike off sections that are not applicableto you or are left blank.

5. If you wish to invest upto Rs 50,000 in a rolling12 month period through SIP and you do not havea PAN, please ask for a Micro SIP Form and alsothe Auto Debit Facility Form, if applicable.

NOTES TO HELP YOU FILL UP THEAPPLICATION FORM

1. EXISTING UNIT HOLDER(S) INFORMATION

a) If you have at any time in the past invested in

any scheme of Fidelity Mutual Fund, please furnishthe name of the Sole/First Unit Holder and theFolio Number in the space provided.

b) Your personal details and your bank account details

as they feature in your existing folio would applyto this investment as well and would prevail overany conflicting information furnished in this Form.

2. APPLICANTS’ PERSONAL DETAILS

a) Please furnish names of all applicants. The nameof the Sole /First Applicant should be mentioned

in the same manner in which it appears in theBank Account indicated in Section 4.

b) In case the applicant is a Corporate or Non-Individual

investor, the Contact Person’s name should bestated in the space provided.

c) Mode of Holding: Please specify the Mode ofHolding for operating the Folio. If there are more

than one applicant but the mode of holding is notspecified, the same would be treated as Joint.

d) Please indicate the tax status of the sole/1st applicantat the time of investment. Any change in status

during the period of holding units should be informedto us to assist in accurate tax treatment of incomearising from such holdings. The abbreviations usedin this section are:

� AOP-Association of Persons � BOI-Body ofIndividuals � FI-Financial Institution � FII-ForeignInstitutional Investor � HUF-Hindu Undivided Family

� PIO-Person of Indian Origin � NGO-NonGovernment Organisation

e) Please furnish the full postal address of the Sole/First Applicant with PIN/Postal Code and completecontact details. P.O. Box address is not sufficient.

f) If you wish to receive communication from us

on post instead of e-mail, you can do so by specifyingyour preference for the same.

g) NRI investors should mandatorily state theircomplete overseas address in the form;otherwise the application will be rejected.

3. PAN AND KYC DETAILS

a. PERMANENT ACCOUNT NUMBER (PAN): Pleasefurnish the PAN for each applicant / unit holderin this section. For minor applicants, PAN of theGuardian for the investment needs to be furnished.

b. KNOW YOUR CUSTOMER (KYC) COMPLIANCE:KYC is mandatory for all investors w.e.f. 1st January,2011. Please enclose a copy of the KYCAcknowledgement Letter for each applicant toevidence fulfilment of KYC requirements. For minorapplicant's, the Guardian needs to fulfil KYCrequirements and enclose a copy of his/her KYCAcknowledgement Letter. Where the investmentis made on behalf of an applicant by a Power ofAttorney (POA) Holder, the POA Holder needs tofulfil KYC requirements and submit a copy ofhis/her KYC Acknowledgement Letter. For moreinformation on KYC please visit our web sitewww.fidelity.co.in. You can alternatively call Fidelity'sInvestorline on 1800 2000 400 for assistance.

Alternative Photo Identity and Address Proof (onlyfor Micro-SIPs): If you do not hold a PAN Card,but have any alternate valid and recent PhotoIdentity document (listed below), you can, throughour Systematic Investment Plan, invest upto Rs.50,000 in a year (rolling 12 month period):

a) Voter's Identity Card b) Driving License c)Government/Defence Identification card d) Passporte) Photo Ration Card (f) Photo Debit Card (g)Employee ID cards issued by companies registeredwith Registrar of Companies (h) Photo Identificationissued by Bank Managers of Scheduled CommercialBanks/Gazetted Officer/Elected Representativesto the Legislative Assembly/Parliament (i) ID cardissued to employees of Scheduled Commercial/State/District Co-operative Banks (j) Senior Citizen/Freedom Fighter ID card issued by Government(k) Cards issued by Universities/deemed Universitiesor institutes under statutes like ICAI, ICWA, ICSI(l) Permanent Retirement Account No. (PRAN)card issued to New Pension System (NPS)subscribers by CRA (NSDL) (m) Any other photoID card issued by Central Government/StateGovernments/Municipal authorities/Governmentorganizations like ESIC/EPFO.

Please enclose a self-attested copy of your PhotoIdentity and Address Proof Documents. Alternatively,these documents may be attested by yourInvestment Adviser mentioning his ARNCode. Please

also indicate in the form the documents beingsubmitted by you and the Identification No. featuringin the documents. Please note that this is an

exemption granted only for systematic investmentsand does not apply to lumpsum investments. Thisexemption is available only for Individual Investors

(other than Persons of Indian Origin who are notresident in India) investing in their own name orin the name of their sole-proprietorship concernand does not extend to other category of investors.

Please note that in the absence of the documentslisted above, your Application Form is liable tobe rejected.

4. BANK ACCOUNT DETAILS

a) Please furnish complete Bank Account Details ofthe Sole/First Applicant. This is a mandatoryrequirement and applications not carrying bankaccount details would be rejected.

b) We would directly credit dividend and redemptionpayments into the Bank Account furnished in theApplication Form. This is subject to availability ofcomplete bank details (including Clearing Circle,

IFSC Code and MICR Code) and the facility beingoffered by your Bank. If you, however, wish toreceive cheque payouts instead of Direct Credit,please tick in the box provided for the purpose.

Please also enclose a cancelled cheque leaf(or copy thereof) with your Application Formto facilitate verification of the above detailswhere your investment instrument is not fromthe same bank account as is mentioned inthe Form.

Please note that if there is a mismatch betweenthe Bank Account Number mentioned in theApplication Form and the investment cheque/cancelled cheque leaf, the Bank Account Numberfeaturing on the cheque leaf would be updatedon our records provided the cheque leaf carriesthe name of the Sole/First Applicant.

5. INVESTMENT AND PAYMENT DETAILS

a) Please indicate the Scheme/Plan-Option whereyou wish to invest. Also indicate the dividendfrequency where dividend payout or reinvestmentis chosen and the scheme has more than onedividend frequency. For investment in Fidelity IndiaChildren's Plan, also indicate the fund details(Education / Marriage / Savings).

b) Please fill in your investment details in theappropriate section based on your type of investmenti.e. Section A for Lumpsum Investment and SectionB for SIP. Please use separate forms if you wishto invest both in Lumpsum and also through SIP.

c) If you are from a city not serviced by an InvestorService Centre, you may submit a Demand Draftfor the investment amount. Please enter theinvestment amount, the DD Charges (if applicable)and the net amount. The AMC shall bear the DDCharges incurred by an applicant for investing inall schemes except Fidelity Ultra Short Term DebtFund and Fidelity Cash Fund. The AMC shall,however, not refund any DD charges to the investorunder any circumstances.

Please indicate the investment amount, the DDcharges and the net Cheque/DD amount in theForm.

d) SIP INVESTMENT

i. Please furnish the following details with respectto your systematic investment:

� SIP Instalment Amount (Min. Rs. 500)

� No. of SIP Instalments (Monthly Frequency-Minimum: Monthly & Quarterly-6, Semi-Annually and Annually-2)

� Total Amount (Min. Rs. 5000 except for FidelityTax Advantage Fund-Rs. 3000)

The three criteria stated above need to befulfilled in conjunction. If any of these criteriais /are not fulfilled, the SIP request would berejected.

You have a choice of having the SystematicInvestment with no expiry date. To avail ofthis please tick the box against “Till youinstruct Fidelity to discontinue the SIP”.Please strike out the ‘No. of Instalments ’and ‘To tal Amount’ Section. This choice isavailable for ECS only and not for post datedcheques.

� SIP Frequency (Monthly/Quarterly/Semi-Annually/Annually) & SIP Date (1st/10th/15th/25th). You now also have a choice to haveSIP Instalments on all four dates by tickingthe appropriate box.

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GUIDANCE NOTES TO HELP YOU COMPLETE THE COMMON APPLICATION FORM (Contd.)� SIP Mode – Auto Debit (ECS/Direct Debit)

OR Post-Dated Cheques

ii. Please note that SIP is not available in theInstitutional and Super Institutional Plan of anyscheme.

iii. The first SIP Instalment can be paid eitherthrough a Cheque, a Demand Draft(DD) or aPay Order(PO). In case of payment of firstInstalment through DD and PO, the Auto DebitBank details mentioned by you must be attestedby the banker in Section 4 of the Auto DebitFacility Form.

iv. For your second and subsequent SIP Instalmentsyou can pay either through Auto Debit (ECS/Direct Debit) or by Post Dated Cheques. Ifyou wish to opt in for payments through AutoDebit, please indicate your preference for SIPThrough Auto Debit (ECS)' in the box providedfor the purpose and fill in the attached AUTODEBIT FACILITY FORM. If you wish to payfor your future SIPs through Post Dated Cheques,you should not fill in the AUTO DEBIT FACILITYFORM. Please mention the second andsubsequent Instalment cheque details in thespace provided for the purpose.

For SIPs through Auto Debit, the first SIP chequeneeds to be from the same bank account fromwhich you wish to effect the debits for yourfuture SIP Instalment.

v. The first instalment cheque should be datedwith the date of submission of the ApplicationForm. Please note the following:

(a) For SIPs through PDCs, the first SIP chequeneeds to be from the same bank accountas the Post-Dated Cheques for your futureSIP Instalment.

(b) The Second and subsequent Instalment hasto be at least 30 days after the date of thefirst SIP Instalment.

(c) The amount of first cheque/paymentinstruction can be different than the amountsfor the subsequent cheques/paymentinstructions. However, all the subsequentcheques / payment instructions shall be ofequal amounts.

vi. The Auto Debit Authorisation needs to be filledin and signed by the Bank Account holders inthe same order and manner in which the Bankaccount is held by them.

e) Please note that the cheque should be madefavouring the scheme name in which you wish toinvest except for Fidelity Wealth Builder Fundwhere the cheque should be made favouringScheme and Plan. e.g. Fidelity Wealth BuilderFund Plan A.

f) The following modes of payment are not validand applications accompanied by such paymentsare liable to be rejected:

� Outstation cheques � Cash/Money Order/PostalOrder � Post-dated cheques (except in case of SIP)

g) If you are an NRI Investor please indicate source

of funds for your investment. If you are seeking

repatriation of your redemption proceeds, please

enclose an Account Debit Certificate confirming

payment from an NRE Account or a Foreign Inward

Remittance Certificate confirming inward remittance

of funds for the purpose of investment.

h) Fidelity Mutual Fund does not accept mutual fund

subscriptions with Third Party payments. The first

holder of the mutual fund folio has to be one of

the joint holders of the bank account from which

the payment is made. If your cheque does not

mention carry the name(s) of the bank account

holders, please also provide a self attested copy

of your bank pass book/bank statement or a letter

from your banker confirming that the first unit

holder is one of the joint holders of the bank

account.

Where a payment is through a DD, a bank

certification of bank account details used for DD

issuance in the prescribed format should be attached.

i) In the following circumstances, the payment will

not be considered as 3rd party:

Payment by Parents/Grand-Parents/Related persons

on behalf of a minor (other than the registered

guardian) in consideration of natural love and

affection or as gift provided the purchase value

is less than or equal to Rs. 50,000 and KYC is

completed for the registered Guardian and the

person making the payment. Additional declaration

in the prescribed format signed by the guardian

and Parents/Grand-Parents/Related persons is also

required along with the application form.

Payment by an Employer on behalf of Employee

under Systematic Investment Plans through Payroll

deductions provided KYC is completed for the

employee who is the beneficiary investor and the

employer who is making the payment. Additional

declaration in the prescribed format signed by

and is also required along with the application

form.

Custodian on behalf of an FII or a Client provided

KYC is completed for the Investor and Custodian.

Additional declaration in the prescribed format

signed by and is also required along with the

application form.

REASON FOR INVESTING:

We offer you a facility to record the reason for

investing in a specific scheme (if you are making

this investment towards financing a specific goal).

Please note that you can only indicate one reason

per scheme. If you have already furnished a reason

for investment in this scheme and choose a different

reason for a subsequent investment in the same

scheme within the folio, your earlier reason would

be over-written by the latest reason provided. If

you wish to keep your investments segregated,

you can choose to make the investment in a different

folio.

6. NOMINATION DETAILS

As per SEBI regulations, you can assign a maximumof 3 nominees to the investment, to whom the amountswill be payable on death of the sole or all UnitHolders as the case may be.

a) The nomination can be made only by individualsapplying for/holding units on their own behalf singlyor jointly. Non-individuals including society, trust,body corporate, partnership firm, Karta of HUF,holder of POA cannot nominate.

b) A minor can be nominated and in that event, thename and address of the guardian of the minornominee shall be provided by the Unit Holder.Nomination can also be in favour of the CentralGovernment, State Government, a local authority,any person designated by virtue of his office ora religious or charitable trust.

c) The Nominee shall not be a trust (other than areligious or charitable trust), society, body corporate,partnership firm, Karta of Hindu Undivided Familyor a Power of Attorney holder. A non-residentIndian can be a Nominee subject to the exchangecontrol regulations in force, from time to time.

d) Nomination in respect of the units stands rescindedupon the transfer of units.

e) Transfer of units in favour of a Nominee shall bevalid discharge by the AMC against the legal heir.

f) The cancellation of nomination can be made onlyby those individuals who hold units on their ownbehalf singly or jointly and who made the originalnomination. On cancellation of the nomination,the nomination shall stand rescinded and the assetmanagement company shall not be under anyobligation to transfer the units in favour of theNominee.

g) In the event of the unit holders not indicating thepercentage of allocation/share for each of thenominees, the AMC, by invoking default optionshall settled the claim equally amongst all thenominees

7. DECLARATION AND SIGNATURES

a) All signatures should be in English or any Indianlanguage. Thumb impressions should be from theleft hand for males and the right hand for femalesand in all cases be attested by a Magistrate,Notary Public or Special Executive Magistrate.

b) If the application form is signed by a Power ofAttorney (PoA) holder, the form should beaccompanied by a notarised photocopy of thePoA. Alternatively, the original PoA can be submitted,which will be returned after verification. If thePoA is not received within 30 days from the dateof the application, the Application Form will berejected.

c) In case of corporates or any non-individual investors,a list of authorised signatories should be submittedwithin 7 days of submitting the application formor of any change in the status of any authorisedsignatory.

page 19 page 19

19


LIST OF INVESTOR SERVICE CENTRES

FIL Fund Management Private Limited

Ahmedabad: 301, Raindrops Building, Opp. Cargo Motors, C. G. Road, Ellis Bridge, Ahmedabad-380 006. Bangalore: #205-207, 2nd Floor, Phoenix Towers, 16 & 16/1,

Museum Road, Bangalore-560 025. Chennai: 3rd Floor, Investwell Centre, 91, G. N. Chetty Road, T Nagar, Chennai-600 017. Kolkata: 408, 4th Floor, Azimganj House,

7 Camac Street, Kolkata-700 017. Mumbai: 6th Floor, Mafatlal Centre, Nariman Point, Mumbai 400 021. Gurgaon: Ground Floor, Tower-D, Unitech World Cyber Park, Sector-

39, Gurgaon-122 001. Pune: Unit No. 406, 4th Floor, Nucleus Mall, 1, Church Road, Camp, Pune-411 001. Secunderabad: No. 1-8-304-307, 3rd Floor, Kamala Towers,

Pattigadda Street No. 1, (above Mody Ford showroom), Begumpet, Secunderabad-500 003.

Financial Transactions in Fidelity Cash Fund should be submitted only at the locations appearing in Italic & in Red Colour.

Computer Age Management Services Private Limited (CAMS)

Agartala: Advisor Chowmuhani (Ground Floor), Krishnanagar, Agartala-799 001. Agra: No. 8, II Floor, Maruti Tower, Sanjay Place, Agra-282 002. Ahmedabad: 402-406,

4th Floor - Devpath Building, Off C G Road, Behind Lal Bungalow, Ellis Bridge, Ahmedabad-380 006. Ahmednagar: 203-A,Mutha Chambers, Old Vasant Talkies, Market

Yard Road, Ahmednagar-414 001. Ajmer: AMC No. 423/30, Near Church, Brahampuri, Opp T B Hospital, Jaipur Road, Ajmer-305 001. Akola: Opp. RLT Science College,

Civil Lines, Akola-444 001. Aligarh: City Enclave, Opp. Kumar Nursing Home, Ramghat Road, Aligarh-202 001. Allahabad: 30/2, A&B, Civil Lines Station, Besides Vishal

Mega Mart, Strachey Road, Allahabad-211001. Alleppey: Building No.VIII/411, C. C. N. B. Road, Near Pagoda Resort, Chungom, Alleppey-688 011. Alwar: 256A, Scheme

No:1, Arya Nagar, Alwar-301 001. Amaravati: 81, Gulsham Tower, 2nd Floor, Near Panchsheel Talkies, Amaravati-444 601. Ambala: Opposite PEER, Bal Bhavan Road,

Ambala-134 003. Amritsar: 378-Majithia Complex, 1st Floor, M. M. Malviya Road, Amritsar-143 001. Anand: 101, A.P. Tower, B/H, Sardhar Gunj, Next to Nathwani Chambers,

Anand-388 001. Anantapur: 15-570-33, I Floor, Pallavi Towers, Anantapur-515 001. Andheri: 1, Skylark, Ground Floor, Near Kamgar Kalyan Kendra & B.M.C. Office, Azad

Road, Andheri ( E), Mumbai-400 069. Angul: Similipada, Angul-759 122. Ankleshwar: G-34, Ravi Complex, Valia Char Rasta, G.I.D.C., Ankleshwar-393 002. Asansol: Block

– G 1st Floor, P C Chatterjee Market Complex, Rambandhu Talab P O Ushagram, Asansol-713 303. Aurangabad: Office No. 1, 1st Floor, Amodi Complex, Juna Bazar,

Aurangabad-431 001. Bagalkot: No. 6, Ground Floor, Pushpak Plaza, TP No.: 52, Ward No. 10, Next to Kumatagi Motors, Station Road, Near Basaveshwar Circle, Bagalkot-

587 101. Balasore: B C Sen Road, Balasore-756 001. Bangalore: Trade Centre, 1st Floor, 45, Dikensen Road, (Next to Manipal Centre), Bangalore-560 042. Bareilly: F-

62-63, Butler Plaza, Civil Lines, Bareilly-243 001.Barnala: 1st floor, R K Marbel House, Court Road, Barnala - 148101 Basti: Office No. 3, 1st Floor, Jamia Shopping Complex,

(Opposite Pandey School), Station Road, Basti - 272002 Belgaum: 1st Floor, 221/2A/1B, Vaccine Depot Road, Near 2nd Railway Gate, Tilakwadi, Belgaum-590006. Bellary:

No.18A, 1st Floor, Opp. Ganesh Petrol Pump, Parvathi Nagar Main Road, Bellary-583 103. Berhampur: First Floor, Upstairs of Aaroon Printers, Gandhi Nagar, Main Road,

Berhampur-760 001. Bhagalpur: Krishna, I Floor, Near Mahadev Cinema, Dr. R. P. Road, Bhagalpur-812 002. Bharuch: F-108, Rangoli Complex, Station Road, Bharuch-

392 001. Bhatinda: 2907 GH, G. T. Road, Near Zila Parishad, Bhatinda-151 001. Bhavnagar: 305-306, Sterling Point, Waghawadi Road, Opp. HDFC Bank, Bhavnagar-

364 002. Bhilai: 209, Khichariya Complex, Opp. IDBI Bank, Nehru Nagar Square, Bhilai-490 020. Bhilwara: Indraparstha tower, Second Floor, Shyam ki Sabji Mandi, Near

Mukharji Garden, Bhilwara-311001. Bhiwani: 24-25, Ist Floor, City Mall, Hansi Gate, Bhiwani-127 021. Bhopal: Plot No.13, Major Shopping Center, Zone-I, M.P.Nagar, Bhopal-

462 011. Bhubaneswar: Plot No - 111, Varaha Complex Building, 3rd Floor, Station Square, Kharvel Nagar, Unit 3, Bhubaneswar-751 001. Bhuj: Data Solution, Office No:

17, I st Floor, Municipal Building, Opp. Hotel Prince, Station Road, Bhuj-370 001. Bhusawal: 3, Adelade Apartment, Christain Mohala, Behind Gulshan-E-Iran Hotel, Amardeep

Talkies Road, Bhusawal-425 201. Bikaner: F 4, 5 Bothra Complex, Modern Market, Bikaner-334001. Bilaspur: Beside HDFC Bank, Link Road, Bilaspur-495 001. Bokaro:

Mazzanine Floor, F-4, City Centre, Sector 4, Bokaro Steel City, Bokaro-827 004. Burdwan: 399, G T Road, Basement of Talk of the Town, Burdwan-713 101. C. R. Avenue:

33, C.R Avenue, 2nd floor, Room No.13, Kolkata-700 012. Calicut: 29/97G 2nd Floor, Gulf Air Building, Mavoor Road, Arayidathupalam, Calicut-673 016. Chandigarh: SCO

80-81, IIIrd Floor, Sector 17 C, Chandigarh-160 017. Chandrapur: Above Mustafa Decor, Hakimi Plaza, Near Jetpura Gate, Near Bangalore Bakery, Kasturba Road,

Chandrapur-442 402. Chennai: Ground Floor No.178/10, Kodambakkam High Road, Opp. Hotel Palmgrove, Nungambakkam, Chennai-600 034. Cochin: 40/9633 D,

Veekshanam Road, Near International Hotel, Cochin-682 035. Chennai (OMR): Ground Floor, 148 Old Mahabalipuram Road, Okkiyam, Thuraipakkam, Chennai - 600097

Coimbatore: Old # 66 New # 86, Lokamanya Street (West), Ground Floor, R. S. Puram, Coimbatore-641 002. Chhindwara: Office No. 1, Parasia Road, Near Mehta Colony,

Chhindwara-480 001. Chittorgarh: 187 Rana Sanga Market, Chittorgarh-312 001. Cuttack: Near Indian Overseas Bank, Cantonment Road, Mata Math, Cuttack-753 001.

Darbhanga: Shahi Complex,1st Floor, Near RB Memorial Hospital, V.I.P. Road, Benta, Laheriasarai, Darbhanga-846 001. Davenegere: 13, Ist Floor, Akkamahadevi Samaj

Complex, Church Road, P.J.Extension, Davenegere-577 002. Dehradun: 204/121 Nari Shilp Mandir Marg, Old Connaught Place, Dehradun-248 001. Deoghar: S S M Jalan

Road, Ground Floor, Opp. Hotel Ashoke, Caster Town, Deoghar-814 112. Dhanbad: Urmila Towers, Room No: 111(1st Floor), Bank More, Dhanbad-826 001. Dharmapuri:

16A/63A, Pidamaneri Road, Near Indoor Stadium, Dharmapuri-636 701 . Dhule: H. No. 1793/A, J.B. Road, Near Tower Garden, Dhule-424 001. Durgapur: City Plaza Building,

3rd floor, City Centre, Durgapur -713 216. Eluru: No. 23 B-4-73, Andhra Bank Lane, Opp. Srinivasa Theatre, Ramachandra Rao Peta, Eluru-534 002. Erode: 197, Seshaiyer

Complex, Agraharam Street, Erode-638 001. Faizabad: 64, Cantonment, Near GPO, Faizabad-224 001. Faridhabad: B-49, Ist Floor, Nehru Ground, Behind Anupam Sweet

House, NIT, Faridhabad-121 001. Firozabad: Shop No. 19, Ist Floor, Above YO Bikes, Seth Vimal Chand Jain Market, Jain Nagar, Agra Gate, Firozabad-283 203. Gandhidham:

Grain Merchants Assocaition Building, Grain Merchants Assocaition Building, Gandhidham-370 201. Gazhiabad: 113/6 I Floor, Navyug Market, Gazhiabad-201 001. Goa:

No.108, 1st Floor, Gurudutta Bldg, Above Weekender, M. G. Road, Panaji (Goa)-403 001. Gondal: Kailash Complex, Wing-A, Office No. 52, Bus Stand Road, Near Gundala

Gate, Gondal-360 311. Gondia: Shri Talkies Road, Gondia-441 601. Gorakhpur: Shop No. 3, Second Floor, The Mall, Cross Road, A.D. Chowk, Bank Road, Gorakhpur-

273 001. Gulbarga: Pal Complex, Ist Floor, Opp. City Bus Stop,Super Market, Gulbarga-585 101. Guntur: Door No. 5-38-44, 5/1 Brodipet, Near Ravi Sankar Hotel, Guntur-

522 002.Gurgaon: SCO - 16, Sector - 14, First Floor, Gurgaon-122001. Guwahati: A.K. Azad Road, Rehabari, Guwahati-781 008. Gwalior: 1st Floor, Singhal Bhavan, Daji

Vitthal Ka Bada, Old High Court Road, Gwalior-474 001. Haldia: 2nd Floor, New Market Complex, Durgachak Post Office, Purba Medinipur District, Haldia-721 602. Haldwani:

Durga City Centre, Nainital Road, Haldwani-263 139. Hazaribag: Municipal Market, Annanda Chowk, Hazaribagh-825 301. Himmatnagar: D-78 First Floor, New Durga Bazar,

Near Railway Crossing, Himmatnagar-383 001. Hisar: 12, Opp. Bank of Baroda, Red Square Market, Hisar-125 001. Hoshiarpur: Near Archies Gallery, Shimla Pahari Chowk,

Hoshiarpur-146 001. Hosur: Shop No.8 J D Plaza, Opp. TNEB Office, Royakotta Road, Hosur-635 109. Howrah: Gagananchal Shopping Complex, Shop No. 36 (Basement),

37,Dr. Abani Dutta Road, Salkia, Howrah-711 106. Hubli: No.204 - 205, 1st Floor, 'B' Block, Kundagol Complex, Opp. Court, Club Road, Hubli - 580 029 Hyderabad: 208,

II Floor, Jade Arcade, Paradise Circle, Secunderabad-500 003. Indore: 101, Shalimar Corporate Centre, 8-B, South Tukogunj, Opp.Greenpark, Indore-452 001. Ichalkarnaji:

12/178, Behind Congress Committee Office, Ichalkarnaji-416 115. Itarsi: 1st Floor, Shiva Complex, Bharat Talkies Road, Itarsi-461 111. Jabalpur: 8, Ground Floor, Datt Towers,

Behind Commercial Automobiles, Napier Town, Jabalpur-482 001. Jaipur: R-7, Yudhisthir Marg, C-Scheme, Behind Ashok Nagar Police Station, Jaipur-302 001. Jajpur: Room

page 20 page 20

20


LIST OF INVESTOR SERVICE CENTRES (Contd.)No. 1, First Floor, Sulaikha Complex, Chorda, By Pass At, Jajpur Road-755 091. Jalandhar: 367/8, Central Town, Opp. Gurudwara Diwan Asthan, Jalandhar-144 001. Jalgaon:

Rustomji Infotech Services, 70, Navipeth, Opp. Old Bus Stand, Jalgaon-425 001. Jalna: Shop No. 6, Ground Floor, Anand Plaza Complex, Bharat Nagar, Shivaji Putla Road,

Jalna - 431203. Jammu: 660- Gandhi Nagar, Jammu-180 004. Jamnagar: 217/218, Manek Centre, P. N. Marg, Jamnagar-361 001. Jamshedpur: Millennium Tower, "R"

Road, Room No:15 First Floor, Bistupur, Jamshedpur-831 001. Jaunpur: 248, Fort Road, Near Amber Hotel, Jaunpur-222 001. Jhansi: Opp. SBI Credit Branch, Babu Lal

Kharkana Compound, Gwalior Road, Jhansi-284 001. Jodhpur: 1/5, Nirmal Tower, Ist Chopasani Road, Jodhpur-342 003. Junagadh: Circle Chowk, Near Choksi Bazar

Kaman, Junagadh-362 001. Kadapa: Bandi Subbaramaiah Complex, D.No. 3/1718, Shop No. 8, Raja Reddy Street, Besides Bharathi Junior College, Kadapa - 516 001.

Kakinada: No.33-1, 44 Sri Sathya Complex, Main Road, Kakinada-533 001. Kalyani: A - 1/50, Block - A, Dist Nadia, Kalyani-741 235. Kanchipuram: New No.38, (Old No.50),

Vallal Pachayappan Street, Near Pachayappas High School, Kanchipuram-631 501. Kannur: Room No.14/435, Casa Marina Shopping Centre, Talap, Kannur-670 004.

Kanpur: I Floor 106 to 108, City Centre Phase II, 63/2, The Mall, Kanpur-208 001. Karimnagar: HNo.7-1-257, Upstairs S B H, Mangammathota, Karimnagar-505 001. Karnal:

7, Ist Floor, Opp. Bata Showroom, Kunjapura Road, Karnal-132 001. Karur: 126 G, V. P. Towers, Kovai Road, Basement of Axis Bank, Karur-639002. Kestopur: AA 101,

Prafulla Kanan, Sreeparna Apartment, Ground Floor, Kolkata, Kestopur-700 101. Khammam: Shop No: 11 - 2 - 31/3, 1st floor, Philips Complex, Balajinagar, Wyra Road,

Near Baburao Petrol Bunk, Khammam - 507 001. Khanna: Shop No.3, Bank of India Building, Guru Amar Dass Market, Khanna-141 401. Kharagpur: H. No. 291/1, Ward

No. 15, Malancha Main Road, Opp. UCO Bank, Kharagpur-721301. Kolhapur: 2 B, 3rd Floor, Ayodhya Towers, Station Road, Kolhapur – 41600. Kolkata: "LORDS Building",

7/1, Lord Sinha Road, Ground Floor, Kolkata-700 071. Kollam: Kochupilamoodu Junction, Near VLC, Beach Road, Kollam-691 001. Kota: B-33 'Kalyan Bhawan, Triangle

Part, Vallabh Nagar, Kota-324 007. Kottayam: KMC IX/1331 A, Opp.: Malayala Manorama, Railway Station Road, Thekkummoottil, Kottayam-686001. Kumbakonam: Jailani

Complex, 47, Mutt Street, Kumbakonam-612 001. Kurnool: H. No. 43/8, Upstairs, Uppini Arcade, N. R. Peta, Kurnool-518 004. Latur: Kore Complex, 2nd Cross Kapad Line,

Near Shegau Patsanstha, Latur-413 512. Lucknow: Off # 4,1st Floor, Centre Court Building, 3/C, 5 - Park Road, Hazratganj, Lucknow-226 001. Ludhiana: U/GF, Prince

Market, Green Field, Near Traffic Lights, Sarabha Nagar Pulli, Pakhowal Road, Ludhiana-141 002. Madurai: 86/71A, Tamilsangam Road, Madurai-625 001. Malda: Daxhinapan

Abasan, Opp Lane of Hotel Kalinga, SM Pally, Malda-732 101. Mangalore: No. G 4 & G 5, Inland Monarch, Opp. Karnataka Bank, Kadri Main Road, Kadri, Mangalore-575

003. Manipal: Trade Centre, 2nd Floor, Syndicate Circle, Starting Point, Manipal-576 104. Mapusa: Office No.CF-8, 1st Floor, Business Point, Above Bicholim Urban Co-

op Bank, Angod, Mapusa-403 507. Margao: Virginkar Chambers, I Floor, Near Kamath Milan Hotel, New Market, Near Lily Garments, Old Station Road, Margao-403 601.

Mathura: 159/160 Vikas Bazar, Mathura-281 001. Meerut: 108 Ist Floor Shivam Plaza, Opposite Eves Cinema, Hapur Road, Meerut-250 002. Mehsana: 1st Floor, Subhadra

Complex, Urban Bank Road, Mehsana-384 002. Moga: Ground Floor, Adjoining TATA Indicom Office, Dutt Road, Moga-142 001. Moradabad: B-612 'Sudhakar', Lajpat Nagar,

Moradabad-244 001. Morbi: 108, Galaxy Complex, Opp. K. K. Steel, Sanala Road, Morbi-363 641. Mumbai: Rajabahdur Compound, Ground Floor, Opp Allahabad Bank,

Behind ICICI Bank, 30, Mumbai Samachar Marg, Fort, Mumbai-400 023. Muzzafarpur: Brahman Toli, Durgasthan, Gola Road, Muzaffarpur-842 001. Mysore: No.1, 1st Floor,

CH. 26, 7th Main, 5th Cross, (Above Trishakthi Medicals), Saraswati Puram, Mysore-570 009. Nagpur: 145, Lendra Park, New Ramdaspeth, Nagpur-440 010. Nadiad: 8,

Ravi Kiran Complex, Ground Floor, Nanakumbhnath Road, Nadiad-387 001. Nalgonda: H. No. 6-2-1477, Samadhana Nagar, Beside HDFC Standard Life Office Lane,

Ramagiri, Nalgonda - 508001. Namakkal: 156A/1, First Floor, Lakshmi Vilas Building, Opp. District Registrar Office, Trichy Road, Namakkal-637 001. Nanded: Shop No.

302, 1st Floor, Raj Mohd. Complex, Work Shop Road, Shrinagar, Nanded-431 605. Nasik: Ruturang Bungalow, 2 Godavari Colony, Behind Big Bazar, Near Boys Town School,

Off College Road, Nasik-422 005. Navsari: Dinesh Vasani & Associates, 103 -Harekrishna Complex, above IDBI Bank, Nr. Vasant Talkies, Chimnabai Road, Navasari-396

445. Nellore: 97/56, I Floor Immadisetty Towers, Ranganayakulapet Road, Santhapet, Nellore-524 001. New Delhi: 304-305 III Floor, Kanchenjunga Building, 18, Barakhamba

Road, Cannaugt Place, New Delhi-110 001. Nizamabad: D. No. 5-6-209, Saraswathi Nagar, Nizamabad-503 001. Noida: B-20, Sector - 16, Near Metro Station, Noida-201

301. Ongole: Shop No. 1, ARN Complex, Kurnool Road, Ongole-523 001. Palakkad: 10/688, Sreedevi Residency, Mettupalayam Street, Palakkad-678 001. Palanpur:

Jyotindra Industries Compound, Near Vinayak Party Plot, Deesa Road, Palanpur-385 001. Panipat: 83, Devi Lal Shopping Complex, Opp ABN Amro Bank, G.T.Road, Panipat-

132 103. Pathankot: 13-A, 1st Floor, Gurjeet Market, Dhangu Road, Pathankot-145001. Patiala: 35, New lal Bagh Colony, Patiala-147 001. Patna: Kamlalaye Shobha Plaza,

Ground Floor, Near Ashiana Tower, Exhibition Road, Patna-800 001. Pondicherry: S-8, 100, Jawaharlal Nehru Street, (New Complex, Opp. Indian Coffee House), Pondicherry-

605 001. Porbandar: II Floor, Harikrupa Towers, Opp. Vodafone Store, M G Road, Porbandar-360 575. Pune: Nirmiti Eminence, Off No. 6, I Floor, Opp Abhishek Hotel

Mehandale Garage Road, Erandawane, Pune-411 004. Proadattur: Dwarakmayee, D No. 8/239, Opp. Saraswathi Type Institute, Sreeramula Peta, Proddatur-516 360. Rae

Bareli: 17, Anand Nagar Complex, Rae Bareli-229 001. Raichur: # 12 – 10 – 51/3C, Maram Complex, Besides State Bank of Mysore, Basaveswara Road, Raichur-584 101.

Raipur: HIG, C-23, Sector - 1, Devendra Nagar, Raipur - 492 004. Rajahmundry: Cabin 101 D.no 7-27-4, 1st Floor Krishna Complex, Baruvari Street, T Nagar, Rajahmundry-

533 101. Rajapalayam: No 59 A/1, Railway Feeder Road, Near Railway Station, Rajapalayam, Rajapalayam-626117. Rajkot: Office 207 - 210, Everest Building, Harihar

Chowk, Opp. Shastri Maidan, Limda Chowk, Rajkot-360 001. Ranchi: 4, HB Road, No. 206, 2nd Floor, Shri Lok Complex, Ranchi - 834001 Ratlam: Dafria & Co, 18, Ram

Bagh, Near Scholar's School, Ratlam-457 001. Ratnagiri: Kohinoor Complex, Near Natya Theatre, Nachane Road, Ratnagiri-415 639. Rohtak: 205, 2nd Floor, Blg. No. 2,

Munjal Complex, Delhi Road, Rohtak-124 001. Roorkee: 399/1, Jadugar Road, 33, Civil Lines, Roorkee-247 667. Ropar: SCF-17, Zail Singh Nagar, Ropar-140 001. Rourkela:

1st Floor, Mangal Bhawan, Phase II, Power House Road, Rourkela-769 001. Sagar: Opp. Somani Automobiles, Bhagwanganj, Sagar-470 002. Saharanpur: I Floor, Krishna

Complex, Opp. Hathi Gate, Court Road, Saharanpur-247 001. Salem: No. 2, I Floor, Vivekananda Street, New Fairlands, Salem-636 016. Sambalpur: C/o Raj Tibrewal &

Associates, Opp.Town High School, Sansarak, Sambalpur-768 001. Sangli: Diwan Niketan, 313, Radhakrishna Vasahat, Opp. Hotel Suruchi, Near S.T. Stand, Sangli-416

416. Satara: 117/A/3/22, Shukrawar Peth, Sargam Apartment, Satara-415 002. Satna: 1st Floor, Shri Ram Market, Besides Hotel Pankaj, Birla Road, Satna-485 001. Shillong:

LDB Building, 1st Floor, G. S. Road, Shillong-793 001. Shimla: I Floor, Opp. Panchayat Bhawan Main Gate, Bus Stand, Shimla-171 001. Shimoga: Nethravathi, Near Gutti

Nursing Home, Kuvempu Road, Shimoga-577 201. Siliguri: No. 8, Swamiji Sarani, Ground Floor, Hakimpara, Siliguri-734 001. Sitapur: Arya Nagar, Near Arya Kanya School,

Sitapur-261 001. Solan: 1st Floor, Above Sharma General Store, Near Sanki Rest House, The Mall, Solan-173 212. Solapur: Flat No. 109, 1st Floor, A Wing, Kalyani Tower,

126 Siddheshwar Peth, Near Pangal High School, Solapur-413 001. Sonepat: Shop No. 5, PP Tower, Ground Floor, Opp. Income Tax Office, Sonepat-131 001. Sriganganagar:

18 L Block, Sriganganagar-335 001. Srikakulam: Door No: 4 - 1 - 62, Beside Idea Show Room, Palokonda Road, Srikakulam - 532 001. Sultanpur: 967, Civil Lines, Near

Pant Stadium, Sultanpur-228 001. Surat: Plot No. 629, 2nd Floor, Office No. 2-C/2-D, Mansukhlal Tower, Beside Seventh Day Hospital, Opp. Dhiraj Sons, Athwalines, Surat-

395 001. Surendranagar: 2 M I Park, Near Commerce College, Wadhwan City, Surendranagar-363 035. Tanjore: 1112, West Main Street, Tanjore-613 009.Thane: 3rd Floor,

Nalanda Chambers "B" Wing, Gokhale Road, Near Hanuman Temple, Naupada, Thane - 400602 Thiruppur: 1(1), Binny Compound, II Street, Kumaran Road, Thiruppur-

641 601. Thiruvalla: Central Tower, Above Indian Bank, Cross Junction, Thiruvalla-689 101. Tinsukia: Sanairan Lohia Road, 1st Floor, Tinsukia-786 125. Tirunelveli: 1 Floor,

Mano Prema Complex, 182/6, S.N High Road, Tirunelveli-627 001. Tirupathi: Shop No.14, Boligala Complex, 1st Floor, Door No.18-8-41B, Near Leela Mahal Circle, Tirumala

Byepass Road, Tirupathi-517 501. Trichur: Adam Bazar, Room No.49, Ground Floor, Rice Bazar (East), Trichur-680 001. Trichy: No 8, I Floor, 8th Cross West Extn, Thillainagar,

page 21 page 21

21


Trichy-620 018. Trivandrum: R S Complex, Opp. LIC Building, Pattom PO, Trivandrum-695 004. Tuticorin: 1-A/25, 1st Floor, Eagle Book Centre Complex, Chidambaram

Nagar Main, Palayamkottai Road, Tuticorin-628 008. Udaipur: 32, Ahinsapuri, Fatehpura Circle, Udaipur-313 004. Ujjain: 123, 1st Floor, Siddhi Vinayaka Trade Centre, Saheed

Park, Ujjain-456010. Vadodara: 103, Aries Complex, BPC Road, Off R.C. Dutt Road, Alkapuri, Vadodara-390 007. Unjha: 10/11, Maruti Complex, Opp. B R Marbles, Highway

Road, Unjha-384 170. Valsad: 3rd Floor, Gita Nivas, Opp. Head Post Office, Halar Cross Lane, Valsad-396001. Vapi: 215-216, Heena Arcade, Opp. Tirupati Tower, Near

G.I.D.C, Char Rasta, Vapi-396 195. Varanasi: C 27/249 - 22A, Vivekanand Nagar Colony, Maldhaiya, Varanasi-221 002. Vashi: Mahaveer Center, Office No:17, Plot No:77,

Sector 17, Vashi-400 703. Vellore: No:54, Ist Floor, Pillaiyar Koil Street, Thotta Palayam, Vellore-632 004. Veraval: Opp. Lohana Mahajan Wadi, Satta Bazar, Veraval-362

265. Vijayawada: 40-1-68, Rao & Ratnam Complex, Near Chennupati Petrol Pump, M. G. Road, Labbipet, Vijayawada-520 010. Visakhapatnam: 47/9/17, 1st Floor, 3rd

Lane, Dwaraka Nagar, Visakhapatnam-530 016. Warangal: F13, 1st Floor, BVSS Mayuri Complex, Opp. Public Garden, Lashkar Bazaar, Hanamkonda, Warangal-506 001.

Wardha: Opp. Raman Cycle Industries, Krishna Nagar, Wardha-442 001. Yamuna Nagar: 124-B/R Model Town, Yamuna Nagar-135 001. Yavatmal: Pushpam, Tilakwadi,

Opp. Dr. Shrotri Hospital, Yavatmal-445 001.

Financial Transactions in Fidelity Cash Fund should be submitted only at the locations appearing in Italic & in Red Colour.

The Fund's website viz; http://www.fidelity.co.in will be an official point of acceptance for accepting transactions in the units of the schemes of the Fund.

Further, CAMS will be the official point of acceptance for electronic transactions recevied from specified banks, financial institutions, distribution channels, etc. (mobilised

on behalf of their clients) with whom the AMC has entered/may enter into specific arrangements for purchase/sale/switch of units.

In case of Equity Schemes and Fidelity Global Real Assets Fund offices of stock brokers registered with BSE and/or NSE shall also be the official points of acceptation.

Applications from institutional investors will be accepted via facsimile by FFMPL, subject to satisfaction of requirements specified by FFMPL. For further details please call

at 1800 2000 400.

LIST OF INVESTOR SERVICE CENTRES (Contd.)

page 22 page 22

22


Fidelity, Fidelity International and Pyramid Logo are trademarks of FIL Limited.

CHECKLISTAccompanying documents

Please submit the following documents with your application (where applicable). Alldocuments should be original/true copies certified by a Director/Trustee/CompanySecretary/Authorised Signatory.

Please ensure the following:

You are not a Resident of USA or Canada.If you are an existing unit holder with us, Folio Number and name of sole/first unitholder is mentioned.

Name, date-of-birth, address and contact details and tax status of sole/first applicantare given in full.

PAN is furnished for all applicants and an attested copy of PAN Card is attached.KYC acknowledgement letter (if applicable) is attached to your application form. Ifyou have not complied with KYC requirements yet, please seek the KYC Forms fromour Investor Service Centres, fill in the same and submit it to a Point of Servicenearest to you to obtain your KYC Acknowledgement letter.

Your Bank Account details including the 9 Digit MICR Code are entered completelyand correctly. A cancelled cheque leaf of such account is enclosed if the investmentinstrument is a demand draft or is from a different bank account.

For Joint Applicants, if any, Mode of Holding, Names, birth-dates are furnished.Scheme/Plan/Option is indicated.Lumpsum details are furnished and following conditions are fulfilled:

Your investment is not below the Minimum Investment Amount.If you are paying by a Demand Draft, you have filled the details as InvestmentAmount - DD Charges = DD Amount.Your investment cheque is drawn in favour of Scheme you wish to invest exceptfor Fidelity Wealth Builder Fund where the cheque should be made favouringScheme and Plan. e.g. Fidelity Wealth Builder Fund Plan A dated and signed.On the reverse of the cheque, the name of the Sole/First Applicant and theApplication No./Folio No. are written.

All SIP details are furnished and following conditions are fulfilled:SIP Instalment Amount (Min. Rs. 500/-)No. of SIP Instalments (Min. 6 for monthly & quarterly, 2 for semi-annual &annual)Total Amount (Min. Rs.5000/- & Rs.3000/- for FTAF)SIP Frequency (Monthly/Quarterly) & SIP Date (1st/10th/15th/25th). All fourdates of the Month/Quarter.SIPs Auto Debit Period

Your first SIP Instalment is by a cheque drawn in favour of Scheme you wish to investexcept for Fidelity Wealth Builder Fund where the cheque should be made favouringScheme and Plan. e.g. Fidelity Wealth Builder Fund Plan A dated and signed. Onthe reverse of the cheque, the name of the Sole/First Applicant and the ApplicationNo./Folio No. are written.

The form is duly signed by all applicants.

Documents Companies Societies Partnership Investments Trust NRI FIIsFirms through

PoA

Resolution/ Authorisation to invest � � � � �

List of AuthorisedSignatories withSpecimen signature(s) � � � � � �

Memorandum &Articles of Association �

Trust Deed �

Bye-laws �

Partnership Deed �

Overseas Auditors'Certificate �

Notarised Powerof Attorney �

Foreign InwardRemittance Certificate,in case payment ismade by DD fromNRE/FCNR a/c,where applicable �

CI02046

I N T E R N A T I O N A L

BLACK page 15BLUE page 15RED Page 15

ACKNOWLEDGEMENT SLIP(To be filled in by the Applicant) App. No.

EXISTING UNIT HOLDER(S) DETAILS (See Note 1)

Name of Sole/1st HolderFirst Name Middle Name Last Name

Folio No.

1

BANK ACCOUNT DETAILS (MANDATORY - if left blank, Application will be rejected) (See Note 4)

Account No.

MICR Code (9 Digit No. next to yourCheque Number)

Branch

Bank Name

4

(Clearing Circle)

Account Type(Please )3 Savings Current NRE NR FCNR OthersO (please specify)

COMMON APPLICATION FORM

Acknowledgement Stamp & Date

Received from

Subject to realisation of cheque and furnishing of mandatory information/documents. Please retain this slip till you receive your Account Statement.

an application for

For Office Use Only

FOR LUMPSUM/SYSTEMATIC INVESTMENTS

If you have, at any time, invested in any scheme of Fidelity Mutual Fund and wish to hold your present investment in the same folio, please furnish the Name ofSole/First Unitholder & Folio Number below and proceed to Section 3.

City

IFSC Code FOR PAYOUTS THROUGH NEFT(11 Character code appearing on your cheque leaf. Ifyou do not find this on your cheque leaf, please checkfor the same with your local Bank Branch)

We can directly credit your dividend/redemption payments into your bank account if your Bank is a part of RBI’s NEFT clearance and settlement network. Ifyou, however, wish to receive payments , please indicate your preference for the same below.by cheque only

I/We DO NOT wish to receive payments directly into my bank account and instead wish to receive the same by Cheque (Please )3

investment in Scheme

Name of First Applicant/Unitholder

Plan Option

Investment Type ( )3 Investment/SIP Instalment Investment Cheque/First SIP Cheque Details

Lumpsum

SIP Rs.

Cheque No. dated drawn onD D M M Y Y Y Y

Bank Branch City

APPLICANTS’ PERSONAL DETAILS (See Note 2)

Sole/First Applicant Date of Birth D D M M Y Y Y Y

2

First Name Middle Name Last Name

STATUS OF SOLE/FIRST APPLICANT (Please )

Resident Indian Individual

Company/Body Corporate

Non-Resident Indian Individual

Partnership Firm

PIO

HUF

Mutual Fund

AOP/BOI

FI

FII

Bank

Society

Trust

NGO

Government Body

Others

Defence Establishment

(please specify)

Single OR Anyone or Survivor JointOR(Please )MODE OF HOLDING

Guardian Contact Person(in case Sole/First Applicant is a minor) (in case of Non Individual applicants)

Second Applicant Date of Birth D D M M Y Y Y YFirst Name Middle Name Last Name

Third Applicant Date of Birth D D M M Y Y Y YFirst Name Middle Name Last Name

Address for Correspondence (P.O. Box Address is not sufficient)

City/Town

PIN

Email ID

City/Town

State

Overseas Address (Mandatory for NRI/FII Applicants)

Mobile (ISD)

Fax (ISD) (STD)

State

Postal CodeCountry

Tel. (Res.) (ISD) (STD)Tel. (Office) (ISD) (STD)

I/We would like to receive the following communication over Post instead of E-mail (Please )3 Account Statement and Annual Reports

App. No.

Please read Guidance Notes carefully. All Sections to be completed legibly in English in black/dark coloured ink and in BLOCK CAPITALS.

Branch Code Relationship Manager

Initial commission shall be paid directly by the investor to theAMFI registered distributor based on the investors' assessment of various factors including the service rendered by the distributor.

Distributor’s Code

ARN-Sub-Broker’s Code


Name

Mobile

PAN AND KYC DETAILS (See Note 3)3

Please furnish below PAN of eachApplicant. Fulfilment of KYC requirements is mandatory for all investments w.e.f. January 1, 2011.

First ApplicantPAN Second Applicant Third Applicant

Please enclose a copy of KYC Acknowledgement Letter issued to yourself and other applicant(s) to evidence fulfilment of KYC reqirements.

Document Provided First Applicant Second Applicant Third Applicant

Identification No. First Applicant Second Applicant Third Applicant

Other Proof of Photo identity and Address [Allowed only for investments through Systematic Investment Plan (SIP) not exceeding Rs. 50,000 in a year]

FI00368573

74461

BLACK BLUE RED

alo

kgra

phic

s

(See Note 5)

NRI/FII Investors , please indicate source of funds for your investment (Please ) NRE NRO FCNR Others* 3 Please specify

5

DECLARATION AND SIGNATURES (See Note 7)

I/We have read and understood the contents of the Scheme Information Document, Statement of Additional Information and Key Information Memorandum of theabove Scheme of Fidelity Mutual Fund including the sections on “Who cannot invest” and “Important Note on Anti Money Laundering, Know-Your-Customer andInvestor Protection”. I/We hereby apply for allotment/purchase of Units in the Scheme and agree to abide by the terms and conditions applicable thereto. I/Wehereby declare that I/We am/are authorised to make this investment and that the amount invested in the Scheme is through legitimate sources only and does notinvolve and is not designed for the purpose of any contravention or evasion of any Act, Rules, Regulations, Notifications or Directions issued by any regulatoryauthority in India. I/We hereby authorise Fidelity Mutual Fund, its Investment Manager and its agents to disclose details of my investment to my bank(s)/FidelityMutual Fund’s bank(s) and/or Distributor/Broker/InvestmentAdviser. TheARN holder has disclosed to me/us all the commissions (in the form of trail commission orany other mode), payable to him for the different competing schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us.I/We have neither received nor been induced by any rebate or gifts, directly or indirectly, in making this investment. I/We declare that the information given in thisapplication form is correct, complete and truly stated.

*APPLICABLE FOR NRIs: I/We confirm that I am/we are Non-Resident(s) of Indian Nationality/Origin and that I/We have remitted funds from abroad throughapproved banking channels or from funds in my/our NRE/FCNRAccount. I/We undertake that all additional purchases made under this folio will also be from fundsreceived from abroad through approved banking channels or from funds in my/our NRE/FCNRAccount.

(ALL APPLICANTS must sign here)SIGNATURE(S)

Sole/First Applicant

X

Date

Second Applicant Third Applicant

X X

D D M M Y Y Y Y

If the investment is being made by a Constituted Attorney please furnish Name and PAN of Power of Attorney Holder (POA) in respect of each applicant below:

POA Holder for Applicant 1Name

PAN

POA Holder for Applicant 2 POA Holder for Applicant 3

7

Lines open from 9 a.m. to 6 p.m. on all Business Days.

1800 2000 400 0124 3915655(toll-free) OR (at long distance rates)Phone

CONTACT US

E-Mail [email protected] Website www.fidelity.co.in

page 16 page 16 Page 16

INVESTMENT & PAYMENT DETAILS (Please ( ) Option and then choose Section A or B below)3

(A) LUMPSUM INVESTMENT:

Investment Amount Rs. A

DD Charges(if applicable)

Rs. B

Net Amount(Cheque/DD Amount)

Rs. A minus B

Instrument No.

Drawn on

Scheme

Option (Please ) Growth Dividend Reinvestment Dividend PayoutOR OR

Plan

DividendFrequency

NOMINATION DETAILS (Please strike out this Section if you do not wish to nominate) (See Note 6)

Name and Address of Nominee

Name

Address

To be furnished in case Nominee is a Minor (strike out if not applicable)

Name of Guardian

Address of Guardian

Signature ofGuardian (Mandatory)

XD D M M Y Y Y YDate of Birth (in case Nominee is a minor)

6

I/We do hereby nominate the undermentioned Nominee to receive the Units allotted to my/our credit in my folio in the event of my/our death. I/We also understand that all payments and settlementsmade to such Nominee and Signature of the Nominee acknowledging receipt thereof, shall be a valid discharge by theAMC/Mutual Fund/Trustees.

Mode of Payment ( )3 Cheque Demand Draft Fund Transfer

Mode of Payment ( )3 Cheque Demand Draft Pay Order

D D M M Y Y Y YDated

Bank

Branch

City

If you wish to register a single nominee for your investments please fill in the nomination details below. If you wish to register multiple nominees for yourinvestment please strike off the section below and fill in the multiple Nomination Form which is available on our or any Fidelity Investor Service Centre.website www.fidelity.co.in

(B) SIP INVESTMENT:Installment Amount (Rs.) (A)

Total Amount (C) = (AxB)(B)No. of Installments

Rs.Minimum Rs. 500Rs. Minimum 6(Minimum Rs. 3000 for FTAFRs. 5000 for other Schemes)

First SIP Installment Details:

Instrument No. Dated D D M M Y Y Y Y

Drawn on Bank

Branch

SIP Date (Please )3

SIP Frequency (Please )3 Monthly Quarterly Semi-Annually Annually

SIP THROUGH AUTO DEBIT (ECS/Direct Debit)

Please also fill and attach the SIP Auto Debit Facility Form.

Second and subsequent Installment Cheque Details:

See Note 5d(iv)

OR

Cheque Nos. From To

From To

SIP THROUGH POST-DATED CHEQUES

Dated

Second and Subsequent Installment Details:

SIP Period From M M Y Y Y Y

SIP Period See Note 5d(i)

OR

To*

1st 10th 15th 25th All four dates i.e. 1st,10th, 15th & 25th

* Please fill in the ‘To’ date only if ‘No. ofInstallments above have been specified,otherwise leave blank.

D D Y Y Y YM M D D Y Y Y YM M

Till you instructFidelity todiscontinue the SIP

M M Y Y Y Y

See Note 5d(v)

Child's Marriage Purchase of House(Please )REASON FOR INVESTMENT Child's Education Retirement Others________

Child's Marriage Purchase of House(Please )REASON FOR INVESTING IN SIP Child's Education Retirement Others ______Purchase of Car

The Manager

Name of Bank Branch City

I/We authorize Fidelity Mutual Fund, acting through their service providers, to debit my account through ECS (Debit) clearing/Direct debit (Standing Instructions) as per the details given here:

*Please fill in the ‘To’ date only if ‘No. of Installments’ have been specified in the Common Application Form, otherwise leave blank.or Micro SIP Form

Scheme/(Plan)/Option

SIP Auto Debit Date

Frequency (Please )3

SIP Installment Amount

SIP Auto Debit Period

Monthly Semi-AnnuallyQuarterly

Rs. (Min. 500)

A. Folio No./Application No.

C. Account Type (Please ) Savings Current Cash Credit3

B. Account Number

D. 9-Digit Code Number of the Bank & Branch(Appearing on the MICR Cheque issued by the Bank)

Annually

1st 10th 15th 25th

From To*/M M Y Y Y Y M M Y Y Y Y/

AUTO DEBIT AUTHORISATION BY BANK ACCOUNT HOLDERS4 (See Note 4)

BLACK BLUE RED page 17 page 17 Page 17

1

AUTO DEBIT FACILITY FORM

APPLICANTS’ PERSONAL DETAILS (MANDATORY) (See Note 1)

Please read Terms & Conditions overleaf carefully. All sections to be completed legibly in English, in black/dark-coloured ink and in BLOCK CAPITALS.

Registration-cum-Mandate Form for ECS/Direct Debit

Sole/First Applicant/Unitholder

Folio No.(For Existing Unit holders)

Application Form No.(For New Applicants) OR

First Name Middle Name Last Name

E-mail ID For receiving Statements over E-mail instead of Post

In case of new applicants this Form needs to accompanythe Common Application Form for Registration of

SIP through Auto Debit (ECS/Direct Debit).

PAN AND KYC DETAILS2 (See Note 2)

Recorded on

FOR OFFICE USE ONLY (not to be filled in by investor)

Credit A/c. No.

Recorded by

D D M M Y Y Y Y

3rd Bank Account HolderSole/1st Bank Account Holder 2nd Bank Account Holder

3rd Bank Account HolderSole/1st Bank Account Holder 2nd Bank Account Holder

Name(s) ofBank Account Holder(s)

ATTESTATION BY THE BANKER

(Mandatory, if your First SIP Installment is through a Demand Draft/Pay Order)

I/We certify that the signature of account holder(s) and the details of bank account are correct as per our records.

Signature and Stamp of the Authorised Official from Bank

Signature(s) ofBank Account Holder(s)

XX XX XX

NAME(S) & SIGNATURE(S) OF BANK ACCOUNT HOLDER(S) AS IN BANK RECORDS

D D M M Y Y Y YDate(To be signed by all holders if mode of operation of Bank Account is )‘Joint’

/ /

/ /

Second Unit Holder Third Unit HolderSole/First Unit HolderXXX

I/We have read and understood the contents of the respective Scheme Information Document, Statement ofAdditional Information and Key Information Memorandum of Fidelity Mutual Fund. I/Wehereby declare that I/We do not have any existing Micro SIPs which together with the current application will result in aggregate investments exceeding Rs. 50,000 in a year. I/We have neitherreceived nor been induced by any rebate or gifts directly or indirectly in making this Systematic Investment. The ARN holder has disclosed to me/us all the commissions (in the form of trailcommission or any other mode), payable to him for the different competing schemes of various Mutual Funds from amongst which the Scheme is being recommended to me/us. I/We hereby declarethat the particulars given here are correct and express my/our willingness to make payments referred below through direct debit/participation in ECS. If the transaction is delayed or not effected at allfor reasons of incomplete or incorrect information, I/We would not hold Fidelity Mutual Fund, their Investment Manager - FIL Fund Management Private Limited, or any of their appointed serviceproviders or representatives responsible. I/We will also inform FIL Fund Management Private Limited about any changes in my/our bank account. I/We have read and agreed to the terms andconditions mentioned overleaf.

D D M M Y Y Y YDate / /

DECLARATION & UNIT HOLDER(S) SIGNATURES (To be signed by if mode of holding is .)ALL UNIT HOLDERS ‘Joint’3 (See Note 3)

We confirm that we have taken the above ECS/Auto Debit instructions on our records.

Stamp of Bank Branch Manager

Signature

Name

I/We hereby declare that the particulars given above are correct and complete. If the transaction is delayed or is not effected at all for reasons of incomplete or incorrect information,I/We would not hold the user institution responsible. Mandate verification charges if any, may be charged to my/our account.

All four dates i.e. 1st,10th, 15th & 25th

Bank Stamp & Date


Branch Code Relationship Manager

Initial commission shall be paid directly by the investor to theAMFI registered distributor based on the investors' assessment of various factors including the service rendered by the distributor.

Distributor’s Code

ARN-Sub-Broker’s Code

Name

Mobile

Please furnish below PAN of eachApplicant. Fulfilment of KYC requirements is mandatory for all investments w.e.f. January 1, 2011.

First ApplicantPAN Second Applicant Third Applicant

Please enclose a copy of KYC Acknowledgement Letter issued to yourself and other applicant(s) to evidence fulfilment of KYC reqirements.

Document Provided First Applicant Second Applicant Third Applicant

Identification No. First Applicant Second Applicant Third Applicant

Other Proof of Photo identity and Address [Allowed only for investments through Systematic Investment Plan (SIP) not exceeding Rs. 50,000 in a year]

74461

(d) In order to save you from the hassle of sending us renewal instructions each time your

SIP expires, Fidelity offers you two ways to invest. If you know how long you wish to

invest for, specify your Start Date and End Date. Alternatively, you can choose the open

option - where you specify just your Start Date - and can discontinue your SIP by writing

to us.

(e) Please note that your

.

(f) If you have not indicated any preferences for your SIP investment in this Form, the same

would be assumed to be as indicated below:

SIP Auto Debit Period Six Months

SIP Date 10th of the month (commencing 30 days after

the first SIP installment date)

SIP Frequency Monthly

(g) The first SIP Instalment can be paid either through a Cheque, a Demand Draft (DD) or a

Pay Order (PO). In case of payment of first Instalment through DD and PO, theAuto Debit

Bank details mentioned by you must be attested by the banker in Section 4 of the SIP

Investment Form.Additionally, you need to also furnish a declaration from your Banker in

the format enclosed (Bankers Certificate)

(h) Please mention names of all bank account holders. If the mode of operation of your bank

account is joint, all bank account holders would need to sign at the places marked in

the same order and manner in which their signatures appear on bank records.

We offer you a facility to record the reason for investing in a specific scheme (if you are

making this investment towards financing a specific goal). Please note that you can only

indicate one reason per scheme. If you have already furnished a reason for investment in this

scheme and choose a different reason for a subsequent investment in the same scheme

within the folio, your earlier reason would be over-written by the latest reason provided. If you

wish to keep your investments segregated, you can choose to make the investment in a

different folio.

Auto Debit would commence from your second SIP

installment

XX

REASON FOR INVESTING IN SIP:

1 Application Form No. (for new Applicants)/Folio No. (for existing investors) is quoted on the Form.

Name of Sole/First Applicant is furnished in the form.

2 Scheme - Plan - Option - Dividend Frequency (if applicable) are furnished on the Form.

Systematic Investment Details listed below are furnished:

SIP Installment Amount No. of SIP Installments Preferred SIP Date SIP Frequency SIP Auto Debit Period

3 Complete Bank Account Details from which you wish your SIP Auto Debit to happen are completely furnished.

Name of Sole/1st Holder of Bank A/c is furnished Bank A/c No. is correctly furnished

MICR code is furnished Cancelled Cheque leaf/Copy of Cheque leaf is attached.

4 Banker's attestation in Section 4 where the payment for first installment is through a Demand Draft or Pay Order.

5 All Applicants for the SIP Investment have signed the Form at the places marked " " in the same order and manner in which they have signed the Common Application

Form or Micro SIP Form.

6 All Bank Account Holders have signed the Form at the places marked “ ” in the same order and manner in which their signatures appear on Bank Records.

X

XX

1. Our SIP Auto Debit(ECS/Direct Debit) Facility is offered to you using Reserve Bank of India's (RBI) Electronic Clearing Service (Debit Clearing Facility). By opting for this facility youagree to abide by the terms and conditions subject to which this facility is offered by RBI.

2. The SIPAuto Debit (ECS/Direct Debit) Facility is offered to investors having BankAccounts in any of the cities / towns where ECS Clearing Service (Debit Clearing Facility) is available.There are 86 cities / towns as on 30th November, 2010 where this facility is available.As this list is subject to changes from time to time, please log on to our web-site (www.fidelity.co.in)for an updated list of cities where this facility is available. Fidelity Mutual Fund reserves the right to modify this list without assigning any reason or prior notice. The cities listed on ourwebsite may be modified / removed at any time purely at the discretion of Fidelity Mutual Fund without assigning any reason or prior notice.

3. Applications for SIP Auto Debit (ECS/Direct Debit) Facility would be accepted only if the Bank Branch listed in Section 4 of this form participates in local MICR/ECS Clearing. In caseyour bank chooses to cross-verify theAuto Debit mandate with you as the Bank's customer, you would need to promptly act on the same. Fidelity Mutual Fund, its Investment Manager -FIL Fund Management Private Limited, its Registrar and other service providers will not be liable for any transaction failures due to rejection of the transaction by your bank/branch or itsrefusal to register the SIP mandate or any charges that may be levied by your Bank/Branch on you.

4. There has to be a minimum gap of 30 days between the date of your first SIP (through cheque) and your second SIPs (through Auto Debit). While mentioning the SIPAuto Debit period(from) in this form, please take this into account and indicate the correct SIPAuto Debit commencement date. Please refer Note 4 below to understand this requirement better.

5. For cancellation of theAuto Debit (ECS/Direct Debit) Facility, you need to give a notice 30 days in advance.

6. If you are an existing investor with us and are availing SIP through Auto Debit (ECS/Direct Debit) Facility, please note the following with respect to this systematic investment that youpropose to make in the folio:

7. You will not hold Fidelity Mutual Fund (FMF)/FIL Fund Management Private Limited (FFMPL)/Trustees to the Fund, its Registrars and other service providers responsible if thetransaction is not/incorrectly effected due to incomplete or incorrect instructions from the applicant. Besides, you will not hold either of the entities listed herein before responsible if thetransaction is delayed or not effected or the applicant bank account is debited in advance or after the specific SIP date due to various clearing cycles of RBI’s ECS/local holidays.

8. FMF/FFMPLreserves the right not to re-present any mandate forAuto Debit facility, if the registration could not be effected in time for reasons beyond its/their control.

9. FMF/FFMPL/Trustees to the Fund, its Registrars and other service providers shall not be responsible and liable for any damages/compensation for any loss, damage, etc.incurred/suffered by you as a result of use of this facility.

Your proposed SIP investments should be from the same bank account from which your existing SIP investments are being made. We will not be able to process the SIP if the bankmandate is different from the bank mandate provided for the existing SIP investments.

BLACK BLUE RED page 18 page 18 Page 18

1. This form needs to be mandatorily filled up for registration of your Systematic Investments in our records and your payment instructions with your Bank.

. To be signed by in the same .

. To be signed by in the and the manner in which their signatures appear on Bank records.

2. Please read the terms and conditions for SIP in Note 5(d) on Page 17 of this Key Information Memorandum.

3. Please refer the below. This should help you fill in the necessary details in the form correctly andcompletely.

4. This form needs to be signed at two places marked and . Please sign the forms as per instructions below:

a

b

'GUIDANCE NOTES FOR FILLING UP THE AUTO DEBIT FACILITY FORM '

SIGNATURES: X XX

X

XX

Applicants for SIP investment order in which the CommonApplication Form or Micro SIP Form is signed

BankAccount Holders order in which the BankAccount is held

GENERAL INSTRUCTIONS

GUIDANCE NOTES FOR FILLING UP THE AUTO DEBIT FACILITY FORM

TERMS AND CONDITIONS FOR AUTO DEBIT FACILITY

AUTO DEBIT FACILITY FORM - CHECKLIST

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Note 1 -APPLICANTS' PERSONAL DETAILS

Note 2 - SIP 1st INSTALMENTDETAILS

Note 3 - DECLARATION AND SIGNATURES

Note 4 -AUTHORISATION OF BANK ACCOUNT HOLDER(S)

Please furnish the name of all applicants as they appear in the Common Application Form

and theApplication Number (if this is your first investment in Fidelity Mutual Fund) or Existing

Folio (if you hold an existing folio with us).

Please furnish KYC Acknowledgement letter or Alternate Identity and Address Proof. as

indicated in point no. 3 of "GUIDANCE NOTES TO HELP YOU COMPLETE THE COMMON

APPLICATION FORM".

a) If you are holding an existing folio with Fidelity Mutual Fund and not filling up the Common

Application Form, please fill in your investment details in the appropriate section.

b) Please indicate the Option where you wish to invest.Also indicate your choice of dividend

payout or re-investment. Similarly, if the option is not indicated, units would be allotted in

Growth Option. For investment in Fidelity India Children's Plan, also indicate the Fund

(Education / Marriage / Savings).

This section needs to be signed by the applicants at the places marked " in the same order

and manner in which they have signed the CommonApplication Form/Micro SIP Form.

(a) Please furnish your BankAccount details from which theAuto Debit is to be effected.

(b) This is the number

appearing next to the cheque number on the MICR band at the bottom of the cheque.

(c) Please furnish the following details with respect to your systematic investment:

1. Scheme - Plan - Option.

2. SIP Frequency (Monthly/Quarterly/Semi-Annually/Annually) & SIP Date

(1st/10th/15th/25th) You now also have a choice to have SIP installments on all four

dates by ticking the appropriate box).

3. SIP installmentAmount (Minimum - Rs. 500)

4. SIPAuto Debit Period (Auto Debit commencement date and end date). Please refer

note (f)

"X

It is mandatory to furnish the 9 Digit MICR Code of your Bank.

In

the absence of this information, your SIPApplication would be rejected.

REQUEST TO REGISTERMULTIPLE BANK MANDATE FORM

First Name Middle Name Last NameName of Sole/First Unit Holder

( if Mode of Operation is indicated above as “Joint”)ALL UNIT HOLDERSTo be signed by

Folio No.(For Existing Unit Holders)

Sole/1st Unit Holder 2nd Unit Holder 3rd Unit Holder

SIGNATURES

Please register the following Bank account as the default account into which any redemption/dividend proceeds will be paid. Enclosed is a cancelledcheque leaf/copy of cheque leaf for the following account to enable you to verify the bank details

Please register the following Bank accounts as additional accounts for my folio. I/we understand that I/we can choose to receive any paymentproceeds in these accounts, by making a specific request in my redemption request. Enclosed are cancelled cheque leaves/copies of cheque leavesfor each of the following account(s)

CANCELLED CHEQUE FROM BANK ACCOUNT TO BE MANDATORILY ATTACHED

Account No. Account Type Savings Current: NRE NRO FCNR

Bank

Branch

City MICR Code


Bank

Branch

City MICR Code


Bank

Branch

City MICR Code


Bank

Branch

City MICR Code


Bank

Branch

City MICR Code


INSTRUCTIONS AND TERMS & CONDITIONS

1. This facility allows an investor to register multiple bank account details for all your investments held in the specified folio. You can register upto 5

different bank accounts by using this form. In case you wish to register more accounts, please use extra copies of this form.

2. Please enclose a cancelled cheque leaf/copy of cheque leaf for each of such banks accounts. This will help us verify the account details and

register them accurately. The application will be processed only for such accounts for which cancelled cheque leaf/copy of cheque leaf is

provided.Accounts not matching with such cheque leaf/copy thereof will not be registered.

3. The Bank Account chosen by you as your default bank account will be used for all Redemption/Dividend payouts. At any time, you can instruct us

to change your default bank account by choosing one of the additional accounts already registered with us. If you wish to have a different account,

you will need to send a cancelled cheque leaf/copy of cancelled cheque leaf, along with the request for adding such account as a default bank

account.

4. We would send you a written confirmation of registration of the additional bank account details within 7 working days of receipt of your request.

5. Redemption proceeds shall be paid into the default bank account if the request does not clearly specify the bank account details where the

proceeds are desired to be paid into.

6. If any of your accounts are closed/altered, please intimate us in writing of such change with instruction to delete/alter it from of our records.

7. With a view to safeguard your investments from fraudulent encashment, the following steps are being taken by us

If you make a redemption request together with a change of bank account, the payment will be made as per normal payment timelines only if it

is one of the bank accounts registered with us.

If it is a new bank account, the Redemption proceeds shall be paid only after the expiry of 8 calendar days from the date of redemption request

�

�

Bankers Certificate in case of Demand Draft/Pay Order/Any Other pre-funded instrument

To whomsoever it may concern:

We hereby confirm the following details regarding the instrument issued by us:

INSTRUMENT DETAILS

Mode of Payment

Instrument Number

Instrument Amount (in Rs.)

In Favour of/Favouring

Demand Draft Pay Order

Dated

DETAILS OF BANK ACCOUNT DEBITED FOR ISSUING THE INSTRUMENT

Bank Account Number

D D M M Y Y Y Y

Account Type

Serial Number Income Tax PAN

1.

2.

3.

If the issuing bank branch is outside India:

Bank Account Holder Name

Savings Current

We further declare that we are registered as a Bank/branch as mentioned below,

Under the Regulator

In the Country

Registration No.

Name of Regulator

Country Name

Registration Number

We confirm having carried out necessary Customer due diligence with regard to the Beneficiary and to the source of the funds received from him, as

per the standards of Anti-Money Laundering laws in our country.

Branch Manager/Declarant(s)

Signature

Name

Address

City

Postal Code

State

Country

Bank & Branch Seal

(mandatory)

Important Note: The bankers certificate format given above is recommendatory in nature. Any existing Bank Letters/Certificates/Declarations, which conform to

the spirit of the requirements, containing the above details can also be accepted.

Third Party Payment Declaration)(Should be enclosed with each payment/SIP Application

Payments by :

Payments to : ; In consideration of: Natural love and affection or as gift only

Maximum Value : (each regular purchase or per SIP installment)

Parent/Grand-Parents/Related Persons Other than the Registered Guardian

To a Minor Folio only

Not Exceeding Rs. 50,000/-

APPLICATION AND PAYMENT DETAILS (All details below are mandatory, including relationship, PAN and KYC)

Folio No.

D D M M Y Y Y Y

Application

Form No.

Beneficial Minor’s Name

Investment Amount (Rs.)

Payment Cheque No.

Cheque Drawn on Bank

Cheque Drawn on A/c No.

Dated

DECLARATION AND SIGNATURES

Parent/Grand-Parents/Related Persons

Other than the Registered Guardian

Guardian of Minor,

as registered in the folio

Name

Relationship with Minor

IT PAN

KYC AcknowledgementAttached

Mandatory for any amount

Attached

Mandatory for any amount

Declaration I hereby declare and confirm that the minor stated above is

the beneficial owner of the investment details mentioned

above. I am providing the funds for these investments on

account of my natural love and affection or as gift from my

bank account only.

I confirm that I am the legal guardian of the Minor,

registered in folio and have no objection to receiving these

funds on behalf of the minor.

Signature/s

Contact Number

FIDELITY - INDIVIDUAL KYC FORM

Know Your Client (KYC)Application Form (For Individuals Only) Application

No. :

Please fill this form in ENGLISH and in BLOCK LETTERS (All Information as applicable in Sections A, B and C below is mandatory)This information is sought under the Prevention of Money Laundering Act, 2002, the rules notified thereunder and SEBI’s guidelines on Anti Money Laundering.

For existing Mutual Fund investors, the address(es) furnished herein will be replaced in the records of the Mutual Fund / Authorised Agent. (Refer Notes / Guidelines overleaf)

1. Name of Applicant (As appearing in supporting identification document) Title Mr. Ms. Others

DECLARATION

2. Date of BirthPlease affixmost recent

colour photograph

30 mm x 40 mm

Sign across the photograph

I hereby confirm that I have read and understood the Instructions mentioned overleaf and apply to CDSL Ventures Limited ('CVL') or other agent of the mutualfund registered under the SEBI (Mutual Funds) Regulations, 1996 for compliance of Know Your Client (KYC) procedure for transacting in units issued by MutualFunds and I agree to abide by the terms, conditions, rules, regulations and other statutory requirements applicable to the respective Mutual Funds. I hereby declarethat the particulars given herein are true, correct and complete to the best of my knowledge and belief, the documents submitted along with this application aregenuine and I am not making this application for the purpose of contravention of any Act, Rules, Regulations or any statute or legislation or any Notifications,Directions issued by any governmental or statutory authority from time to time. I hereby undertake to promptly inform CVL / the mutual fund agent of any changesto the information provided hereinabove and agree and accept that CVL, the respective Mutual Funds, their authorised agents and representatives ('the AuthorisedParties') are not liable or responsible for any losses, costs, damages arising out of any actions undertaken or activities performed by them on the basis of the informationprovided by me as also due to my not intimating / delay in intimating such changes. I hereby authorize CVL / the mutual fund agent to disclose, share, remit inany form, mode or manner, all / any of the information provided by me to the respective Mutual Funds in which I may transact / have transacted and / or to theirauthorised agents and representatives including all changes, updates to such information as and when provided by me. I hereby agree to provide any additionalinformation / documentation that may be required by the Authorised Parties, in connection with this application. I hereby confirm that this is a unique KYC applicationand I have not applied for KYC in the past.

Name

Father's Name

5. Proof of Identity Permanent Account Number (PAN) (MANDATORY)Please tick (�) Copy of PAN Card attached

ForOfficeUseOnly

Name and Employee Number of Receiver

(Attested) True copies of documents received(Originals Verified) Self Certified Document copies received

A. Identity Details (Please see guidelines A1 to A6 overleaf)

Please specify Gender Male Female

SIGNATURE OF APPLICANT

Place :

Date :

Stamp of POS(Name & Location)

& Receiver's Signature KY

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4. Status Please tick (�) Resident Individual Non Resident: Passport / PIO Card / OCI card No.___________________________(Passport copy & overseas address proof mandatory for NRI)

/ /D D M M Y Y Y Y

3. Nationality Indian Others Please specify

B. Address Details (Please see guidelines B1 to B4 overleaf)

5. Proof of address to be provided by Applicant. Please submit ANY ONE of the following valid documents & tick (�) against the document attached. Latest Land Line Telephone Bill Latest Electricity Bill Passport Driving License Latest Bank Passbook Latest Bank Account Statement Latest Demat Account statement Voter Identity Card Ration Card Registered Lease / Sale Agreement of residence For NRIs - Any other document attested by local authority.

3. Proof of address to be provided by Applicant. Please submit ANY ONE of the following valid documents & tick (�) against the document attached. Latest Land Line Telephone Bill Latest Electricity Bill Passport Driving License Latest Bank Passbook Latest Bank Account Statement Latest Demat Account statement Voter Identity Card Ration Card Registered Lease / Sale Agreement of residence Any other proof of address document (as listed overleaf)

2. Contact Details

4. Permanent Address of Resident Applicant if different from B1 above OR Overseas Address (Mandatory) for Non-Resident Applicant

1. Address for Correspondence

City / Town / Village Postal Code

State Country

E-Mail Id.

Tel. (Off.) (ISD) (STD) Tel. (Res.) (ISD) (STD)

Mobile (ISD) (STD) Fax (ISD) (STD)

City / Town / Village Postal Code

State Country

1. Gross Annual Income Details Please tick (�) Upto Rs. 5,00,000 Rs. 5,00,001 to Rs. 25,00,000 Rs. 25,00,001 to Rs. 1,00,00,000 Rs. 1,00,00,001 to Rs. 5,00,00,000 Rs. 5,00,00,001 and above.

2. a. Occupation Details Please tick (�) any one Private Sector Service Public Sector / Government Service Business Professional Agriculturist Retired Housewife Student Forex Dealer Others (Please specify) _______________________________________

b. If the following is additionally applicable to you Please tick (�) as applicable Politically Exposed Person (PEP) Related to a Politically Exposed Person (PEP)

For definition of PEP, please refer guideline C3 overleaf

C. Other Details (Please see guidelines C1 and C2 overleaf)

FIDELITY - INDIVIDUAL KYC FORM

8. If an individual becomes a Mutual Fund Investor due to an operation of law, e.g., transmissionof units upon death of an investor, the claimant / person(s) entering the Register of Unitholdersof the participating Mutual Fund(s) will be required to be KYC compliant before such transfercan take place.

9. The KYC process requires investors to provide their Proof of identity (PAN card copy only) andProof of Address (any valid documents listed in section B of the KYC Application Form) tocomply with KYC requirements. Participating Mutual Funds reserve the right to seek anyadditional information / documentation in terms of the PMLA at any point of time.

10. Participating Mutual Funds/ CVL will not be liable for any errors or omissions on the part ofthe applicant / Unit holders in the KYC Application Form. Documents received in support ofKYC requirements will be verified at the designated “Points of Service” (PoS), on a best effortbasis. However acceptance and processing of the KYC Application Form is subject to independentverification by CVL. In the event of any KYC Application Form being rejected for lack ofinformation / deficiency / insufficiency of mandatory documentation, etc. CVL will inform theapplicant of such rejection.

11. The participating Mutual Fund, its Asset Management Company (AMC), Trustee Company andtheir Directors, employees and agents shall not be liable in any manner for any claims arisingwhatsoever on account of freezing the folios / rejection of any application / non-allotment ofunits or mandatory redemption of units / refund due to non-compliance with the provisionsof the PMLA, SEBI guidelines or where the AMC / Mutual Fund believes that transaction(s) byan applicant / investors is / are suspicious in nature within the purview of the PMLA and SEBIguidelines and requires reporting the same to Financial Intelligence Unit - India (FIU-IND).

12. Once the investor is KYC compliant, he will be required to intimate his/her KYC details to allthe participating Mutual Funds with whom he/she has investments. The KYC Compliance willbe deemed to have been completed for the investor in all folios held by him/her (identifiedby his/her PAN) in the records of the participating Mutual Fund.

13. In case of NRI, details of overseas address along with proper proof for the same & passportcopy are mandatory documents.

1. This Application Form is meant to enable a person to comply with the client identificationprogramme laid down by the Prevention of Money Laundering Act, 2002 (PMLA) hereinafterreferred to as Know Your Client (KYC) requirements. It is for use by INDIVIDUALS only. Aseparate form is provided for non-individual entities such as Hindu Undivided Family (HUF),Corporates, Trusts, Societies, etc.

2. This form is not an Investment Application Form, and is only meant for providing informationand documents required for KYC compliance. Applicant must be KYC compliant whileinvesting with any SEBI registered Mutual Fund which has subscribed to the services of CDSLVentures Limited (CVL) for compliance of the KYC procedure. A list of participating MutualFunds is available on the website of AMFI at www.amfiindia.com.

3. Subscription to participating Mutual Fund Units may be made only after obtaining the KYCAcknowledgement at their respective designated Points of Acceptance / Investor ServiceCentres.

4. Each Unitholders / Investors must attach their KYC Acknowledgement along with the InvestmentApplication Form(s) / Transaction Slip(s) while investing for the first time in every folio.Applications Forms / Transaction Slips not accompanied by KYC Acknowledgement are liableto be rejected by the participating Mutual Funds.

5. Joint Holders: Joint holders need to be individually KYC compliant before they can invest withany participating Mutual Fund. e.g. in case of three joint holders, all holders need to be KYCcompliant and copies of each holder’s KYC Acknowledgement must be attached to theinvestment application form with any Mutual Fund.

6. Minors: In case of investments in respect of a Minor, the Guardian should be KYC compliantand attach their KYC Acknowledgement while investing in the name of the minor. The Minor,upon attaining majority, should immediately apply for KYC compliance in his/her own capacityand intimate the participating Mutual Fund(s) concerned, in order to be able to transact furtherin his/her own capacity.

7. Power of Attorney (PoA) Holder: Investors desirous of investing through a PoA must notethat the KYC compliance requirements are mandatory for both the PoA issuer (i.e. Investor)and the Attorney (i.e. the holder of PoA), both of whom should be KYC compliant in theirindependent capacity and attach their respective KYC Acknowledgements while investing.

IMPORTANT NOTES - PLEASE READ BEFORE FILLING UP THE FORM

(documents to establish relationship also to be submitted) name as supporting documents.Please tick the box as applicable, for the document provided by you. You may attach any oneof the following documents (Any document having an expiry date should be valid on the dateof submission):• Latest* Land Line Telephone Bill • Latest* Electricity Bill • Passport • Driving License • Latest*Bank Passbook • Latest* Bank Account Statement • Voter Identity Card • Ration Card • Latest*Demat Account Statement • Registered Lease / Sale Agreement of residence • Proof of Addressissued by Bank Managers of Scheduled Commercial Banks / Multinational Foreign Banks /Gazetted Officer/ Notary Public / Elected Representatives to the Legislative Assembly / Parliament /Any other document approved by AMFI as a valid address proof.* These documents should not be more than three months old as on the date of submissionof this form.

4. Permanent Address / Overseas Address: If you are a Resident Indian, and your Permanentaddress is different from the one mentioned in the Address for Correspondence, please stateit here. If you are a Non-Resident Indian or a Person of Indian Origin, it is mandatory for youto state your Overseas Address here.

C. Other details1. Gross Annual Income details: Please tick the applicable box indicating your Gross Annual

Income (including both taxable and tax-free incomes).2. Occupation details: Please indicate your current occupation by ticking the one most applicable

to you. You are required to fill up the next section, if it additionally applies to you.3. Politically Exposed Persons (PEP) are defined as individuals who are or have been entrusted

with prominent public functions in a foreign country, e.g., Heads of States or of Governments,senior politicians, senior Government/judicial/ military officers, senior executives of state-owned corporations, important political party officials, etc.

After you have completed filling up the KYC Application Form, please submit the samealong with the entire set of supporting documents to any designated PoS. Please alsosubmit a photocopy of the Form for acknowledgement purpose, which you can retain foryour records.Other important notes, after the KYC Acknowledgement is issued to you:1. Please preserve the document from CVL which confirms your KYC compliance. You will need

to attach photocopies of this document when you invest for the first time in every folio, inany participating Mutual Fund.

2. If you observe any error in the details captured by CVL, you are requested to approach yournearest designated PoS.

3. If you are already holding investments in any participating Mutual Funds, please provide a copyof your KYC acknowledgement, giving details of your folio / account numbers to such Fundsor their Registrars. Please note that your signature on the KYC Application Form should matchwith that on the records of the participating Mutual Funds.

4. In respect of new investors, signature on the Application Form for investing / transacting inparticipating Mutual Fund should match with that on this KYC Application Form.

5. After allotment of KYC compliance, if there are any changes in an Applicant’s details such asName, Address, Status, Income bracket, Occupation or Signature, the change should beregistered with CVL through a designated PoS expeditiously, by using the KYC Details Changeform. It should be noted that only after such registration will the change be reflectedin the participating Mutual Fund’s records. Particularly with respect to change ofaddress, investors should register such change giving 10 days time for the subsequentcommunications from participating Mutual Funds to reach them at their new address.Original / Attested copies of documents supporting the change will be required to be submittedtogether with the KYC Details Change Form. For any other investment related informationor changes thereto, the applicant should approach the participating Mutual Funds ortheir Registrars.

General1. The Application Form should be completed in ENGLISH and in BLOCK LETTERS.2. Please tick in the appropriate box wherever applicable.3. Please fill the form in legible handwriting so as to avoid errors in your application processing.

Please do not overwrite. Corrections should be made by canceling and re-writing, and suchcorrections should be counter-signed by the applicant.

4. Applications incomplete in any respect and/or not accompanied by required documents areliable to be rejected.

5. Applications complete in all respects and carrying necessary documentary attachments shouldbe submitted at the designated PoS. A complete list of PoS is available on the website of AMFIat www.amfiindia.com, www.cdslindia.com and Mutual Fund websites.

6. You are required to submit a Proof-of-Identity document and a Proof-of-Address documentfor each address filled by you in this form. Documents submitted to support Identity andAddress should be

i. Proof of Identity• Original PAN Card + Self-attested photocopies (Originals will be returned over-the-counter

after verification)ii. Proof of Address• Original Documents + Self-attested photocopies (Originals will be returned over-the-counter

after verification) OR• True Copies attested by a Notary Public / Gazetted Officer / Manager of a Scheduled Commercial

Bank or Multinational Foreign Banks (Name, Designation and Seal should be affixed on thecopy). Unattested photocopies of an original document are not acceptable

• If the above documents including attestation / certifications are in regional language or foreignlanguage then the same has to must be translated into English for submission.

A. Identity Details1. Name: Please state your name as Title (Mr/Mrs/Ms/Dr/Commander/etc.), First, Middle and Last

Name in the space provided. This should match with the name as mentioned in the PANcard failing which the application is liable to be rejected. If the PAN card has a nameby which the applicant has been known differently in the past, than the one providedin this application form, then requisite proof should be provided e.g. marriagecertificate, or gazetted copy of name change.

2. Date of Birth: Please ensure that this matches with the Date of Birth as indicated in the PANcard.

3. Nationality: Foreign Nationals are not allowed to apply, unless they are Non-Resident Indians(NRIs) or Persons of Indian Origin (PIO).

4. Status : Please tick your current residential status.5. Please affix most recent colour photograph and sign across the photograph.B. Address Details1. Address for Communication : Please provide here the address where you wish to receive all

communications sent by the participating Mutual Funds with whom you invest. The addressyou give here will supercede existing information in the records of the participatingMutual Fund / Registrars and Transfer Agent to the participating Mutual Fund. Thisaddress should match with the address in the ‘Proof-of-Address’ submitted assupporting document; otherwise the KYC Application Form is liable to be rejected.

2. Contact Details: Please provide your Telephone / Email contact details. The contact details givenby you here will not supercede existing information in the records of the participating MutualFund / Registrars and Transfer Agent to the participating Mutual Fund. You will have toindependently communicate the same to them in case of any change(s).

3. Proof of Address Documents : Please note that each of the two addresses mentioned by youwill need to be supported by a ‘Proof-of-Address’ bearing your or your spouse’s / parent’s

GUIDELINES FOR FILLING UP THE KYC APPLICATION FORM

CHECKLIST(Before submitting this form, please go through the following checklist)

1. Please ensure that the form is completed in all respects and signed by you.2. Please affix your recent photograph and sign across the photograph.3. Please attach your PAN card as proof of Identity. This should be a photocopy plus original for verification.4. Please attach a Proof of Address Document (one for each distinct address). These should be either original + photocopies or attested / notarised photocopies.5. If you are an NRI, you must mention your overseas address in B(4).6. Please submit a photocopy of the duly completed KYC Application Form.

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For assistance or enquiries please approach the Point of Service where you had submitted your KYC Application Form.

Investors Applying for KYC, Please Submit the KYC Documents on A4 Size Paper Only.