F i n a n c e S o l u t i o n s

P e r s o n a l • B u s i n e s s • C o r p o r a t e • P r o p e r t y D e v e l o p m e n t / I n v e s t m e n t • E q u i p m e n t

Personal Hands-on Service and Commitment

Prompt and Efficient Finance Solutions

Innovative, Flexible and Cost Effective Funding

Sound Long-Term Relationships

Expertise, Professionalism & Integrity

Full Disclosure and Confidentiality

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Hyaline the company –What we are

Hyaline Finance offers innovative, flexible and cost-effective

financing solutions for all forms of debt funding requirements

to individuals and businesses large and small.

Established in 1998, we have become a respected force in

the finance industry. Hyaline Finance is committed to building

strong long-term relationships through our knowledge,

contacts and professional conduct. We add value to the

financing process by sourcing and arranging solutions

tailored to meet our clients needs.

Our measure of success is our client’s success.

Hyaline Finance is not a lender and does not offer ancillary

products such as insurance or financial planning. We specialise

in offering independent advice on all forms of debt funding.

Hyaline Finance maintains strong relationships with a variety of

lenders and has significant purchasing power and access to a

complete array of finance products. Our knowledge of the finance

industry makes the process of sourcing and securing appropriate

products easy and saves our clients time, effort and money.

Hyaline Finance does not operate an expensive retail network

nor does it believe in spending large sums on advertising.

Our low overheads ensure that our clients receive quality

service at a reasonable cost.

Hyaline Finance is a member of the Mortgage Industry

Association of Australia.

Hyaline Finance’s financing process –

What we do

The individual financing needs and requirements of each client

varies. At Hyaline Finance we follow a structured path to

implement the optimum funding solution; including:

• Detailed consultation with the client to determine

their requirements.

• Assessment of the various finance options available.

• Compilation and presentation of a finance submission

to lenders.

• Securing formal approval and negotiating terms and

conditions with the preferred lender.

• Providing full disclosure of the lender’s requirements

to our clients – no hidden surprises.

• Facilitating valuation of security and the loan

documentation processes.

• Ensuring any conditions precedent to loan settlement

are satisfied.

• Arranging execution of documentation and drawing

down of funds.

Hyaline Finance adds further value to the process by applying

rigorous assessment, due diligence and risk mitigation expertise.

Furthermore, our involvement does not end with selection of

the best financing alternative. Once a proposal is accepted,

Hyaline Finance project manages the entire funding process.

Hyaline Finance’sCorporate Charter –

Our Aims and Aspirations

Our Vision

To be recognised as a market leader in providing finance

solutions that provide optimum outcome for all stakeholders.

Our Mission

To facilitate cost effective finance solutions and build strong

relationships through the provision of superior service.

Hyaline Finance’s Corporate Values

At Hyaline Finance we value:

• Quality service;

• Professionalism;

• Protecting the interests of all stakeholders;

• Development and well–being of our people; and

• Positive outcomes for all stakeholders.

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Hyaline Finance’s products – What we provide

Our strong relationship with lenders and depth of experience and

expertise ensures that Hyaline Finance can offer cost effective

solutions to any financing requirement. Our specific areas of

expertise include:

Corporate finance • Balance sheet / cashflow lending

• Property construction and development finance

• Commercial property mortgages • Residential home and

investment loans • Mezzanine funding • Equipment finance

• Long-term and short-term loans • Loan restructuring

• Loan refinancing • Joint venture finance

Hyaline Finance’s People – Who we are

Hyaline Finance is a team of experienced financiers dedicated

to delivering quality finance solutions that benefit our clients

and all stakeholders.

We are people with a passion and commitment to

professionalism and expertise in all aspects of finance. We have

an established record of building and managing commercially

sound businesses.

We do what we say and we strive to get it right first time

every time.

The principals of Hyaline Finance have expertise in business

and financial management with a strong emphasis on all aspects

of consumer, commercial and corporate lending. They are all

tertiary qualified and highly experienced financiers.