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A6 | TUESDAY, MARCH 27, 2012 | THE COURIER-JOURNAL FROM PAGE ONE | courier-journal.com KY CJ-0000329832 WANTED! 10 ACTIVE OLDER ADULTS with a desire to learn to play an organ or keyboard for personal enjoyment! If you’ve been procrastinating learning to play music your entire life, why not resolve to make this the year YOU learn to be the LIFE OF THE PARTY. *Make New Friends *Reduce Stress *Get Out Of The House *Fill Lonely Hours STOP PROCRASTINATING! You’ll be playing several songs in 10 weeks, guaranteed, or your money back. Practice space and practice instruments are available FREE. 10 week course (including book) Only $19.95 Central Music Dupont Circle (502) 896-2009 CALL NOW! Bring This Ad And Receive $10 Off Your First 10 Classes ONLY $9.95 © 2012 The Gorilla Glue Company Finally, a Tough Super Glue Finally, a Tough Super Glue Gorilla Products Promise: • Incredible Strength • Maximum Performance • The Toughest on Planet Earth ® www.gorillatough.com 1-800-966-3458 Scan for Video w CJ-0000330014 very far-reaching.” Jodi Mitchell, execu- tive director of Kentucky Voices for Health, a coali- tion of health advocacy groups, said her organiza- tion takes no position on the arguments before the Supreme Court, instead concentrating on educat- ing the public about health reform. But she added: “We expect the law will be upheld.” One of the most well- known provisions of the Affordable Care Act, as the reform law is called, requires insurers that of- fer coverage to children on their parents’ plans to make that coverage avail- able until the child is 26. That portion of the law took effect in September 2010. According to the U.S. Department of Health & Human Ser- vices, 35,610 young Ken- tuckians already have gained coverage through that provision. In Indiana, 38,480 young adults gained coverage. “This is helpful for col- lege students going to school who can’t afford coverage,” Mitchell said. “And because they’re generally healthy, they’re advantageous on plans where you’re trying to spread out the risk.” This week’s argu- ments before the Su- preme Court won’t in- volve that provision, nor several others of the broad-ranging law, but in- stead will focus on a key and controversial provi- sion — requiring nearly all Americans to have health insurance by 2014. According to the U.S. Census Bureau, an aver- age of 15.5 percent of Kentuckians — or 663,000 people — lacked health in- surance from 2008-2010, as did 12.8 percent of Hoo- siers, or 813,000 people. Nationally,15.8 percent of Americans lacked health insurance during that pe- riod. Health care experts say the reform law even- tually would bring the rate of uninsured Ameri- cans down by about 60 percent. Louisville-based Hu- mana Inc., one of the na- tion’s largest health insur- ers, said it has long sup- ported universal health coverage for all Ameri- cans. And the company said that other parts of the re- form law, such as requir- ing insurers to cover all applicants regardless of their health condition, cannot work without the “individual mandate” provision. Otherwise, healthy people could pass up insurance while sicker people would get it, rais- ing premiums for all. Officials at local hospi- tal systems, which pro- vide charity care for many uninsured patients and have unpaid bills from others, have said projections of how many people would gain cover- age under the reform law are encouraging. But they add a caveat — saying it’s unclear if projected gains in pa- tients who would get in- surance under health re- form would be offset by funding reductions in a state and federal pro- gram for hospitals that treat large numbers of low-income people. Officials at University Hospital, which cares for large numbers of unin- sured patients, talked about this uncertainty during the debate involv- ing the proposed merger with Jewish Hospital & St. Mary’s HealthCare and Lexington-based St. Jo- seph Health System, which is part of Catholic Health Initiatives of Den- ver. Gov. Steve Beshear ultimately rejected the proposed three-way merger, and Jewish and St. Joseph merged with- out University to create KentuckyOne Health. Officials at those health care organizations — as well as others such as Norton and Baptist Hospital East — have said the reform law encour- ages them to partner with others to become more ef- ficient, improve care and reduce costs. Norton and UK lead- ers said the law is one of the main reasons behind their partnership, an- nounced in June. That partnership includes a statewide stroke collabo- ration and a cancer pro- gram that would share re- sources. Norton and Humana are also piloting an “ac- countable care organiza- tion” for commercially insured patients, a pro- gram that establishes fi- nancial incentives for health care providers to improve quality, elimi- nate waste and control costs. Louisville is one of four national sites in the ACO Pilot Project of The Engelberg Center for Health Care Reform at the Brookings Institution and The Dartmouth Insti- tute for Health Policy and Clinical Practice. Offi- cials said the program brings a emphasis on wellness and preventive care for patients. Last October, the U.S. Centers for Medicare & Medicaid Services final- ized new rules under the health reform law to help doctors and hospitals bet- ter coordinate care for Medicare patients through ACOs. The Medi- care program is designed to reward ACOs that low- er the growth of health care costs while still pro- viding quality care. Williams said Norton will still go forward with the ACO and partnerships no matter what happens with the health reform law. “Even if major parts of it get repealed, I believe what we are doing and what other providers are doing we will continue to do,” he said. With health care expenditures mak- ing up 18 percent of the Gross Domestic Product in the United States, “we have to bend the cost curve or we are going to cripple the economy.” Reporter Laura Ungar can be reached at (502) 582- 7190. Reporter Patrick Howington contributed to this story. REFORM: Region keeps close watch on actions Continued from Page A1 REFORM LAW’S EFFECT » In 2014, most Americans would be required to have health coverage. That could mean that up to 663,000 uninsured Kentuckians and 813,000 Hoosiers would obtain coverage, based on Census data. However, one subject before the Supreme Court is whether this “indi- vidual mandate” is constitu- tional. » Last year as a result of the reform law, 74,913 Ken- tucky seniors and 89,096 Indiana seniors got a 50 percent discount on brand- name prescription drugs once they hit the “dough- nut hole” gap in Medicare drug coverage, the federal government said. » 732,000 Kentuckians and 1.16 million Hoosiers with private health insurance gained coverage for pre- ventive services with no co-payments last year be- cause of the law, according to the Department of Health & Human Services. » 435 Kentuckians and 678 Hoosiers who had not been able to get health insurance because of a pre-existing medical condition obtained coverage through special government-run health plans for such people. Today’s arguments will focus on the heart of the case, the provision that aims to extend medical insurance to 30 million more Ameri- cans by requiring all to carry insurance or pay a penalty. A decision is expected by late June as Obama fights for re-election. All of his Re- publican challengers oppose the law and have promised its repeal if the high court hasn’t struck it down. Monday, the justices took on the question of whether an obscure tax law could de- rail the case. The 19th centu- ry law bars tax disputes from being heard in the courts before the taxes have been paid. Under the new health care law, Americans who don’t purchase health insur- ance would have to report that omission on their tax re- turns for 2014 and would pay a penalty along with federal income tax on returns due by April 2015. Among the issues facing the court is whether that penalty is a tax. Solicitor General Donald Verrilli Jr., defending the health law, urged the court to focus on what he called “the issues of great moment” at the heart of the case. The 26 states and a small business group challenging the law also want the court to go ahead and decide on its con- stitutionality without delay. But one lower court that heard the case, the federal appeals court in Richmond, Va., has said the challenge is premature. No justice seemed likely to buy that ar- gument Monday. The justices fired two dozen questions in less than a half-hour at Washington at- torney Robert Long, who was defending the appeals court ruling. “What is the parade of horribles?” asked Justice Sonia Sotomayor, if the court were to decide the penalties were not a tax, and the health care case went forward? Long suggested that could encourage more challenges to the long-standing system in which the general rule is that taxpayers must pay a disputed tax before they can go to court. The questions came so quickly at times that the jus- tices interrupted each other. At one point, Justices Ruth Bader Ginsburg, Elena Ka- gan and Sotomayor started speaking at the same time. Chief Justice John Roberts, acting as traffic cop, sig- naled Ginsburg to go first, perhaps in a nod to her sen- iority. Only Justice Clarence Thomas, as is his custom, stayed out of the fray. Verrilli also faced point- ed questioning about the ad- ministration’s differing ex- planations for whether the penalty is a tax. “General Verrilli, today you are arguing that the pen- alty is not a tax. Tomorrow you are going to be back, and you will be arguing that the penalty is a tax,” Justice Samuel Alito said. Verrilli said Monday’s ar- gument dealt with the mean- ing of the word in the context of the 19th century law, the Anti-Injunction Act. Tues- day’s session will explore Congress’ power to impose the insurance requirement and penalty. In that setting, he said, Congress has the au- thority under the Constitu- tion “to lay and collect tax- es,” including the penalty for not having insurance. Still, he had trouble keep- ing his terms straight. An- swering a question from Ka- gan, Verrilli said: “If they pay the tax, then they are in compliance with the law.” Justice Stephen Breyer jumped in: “Why do you keep saying tax?” Breyer reminded Verrilli he should be saying penalty. “Right. That’s right,” Ver- rilli said. Administration officials involved with defense and implementation of the law — Attorney General Eric Hold- er and Health and Human Services Secretary Kath- leen Sebelius — were in the courtroom Monday. Repub- lican Sen. Jeff Sessions of Alabama and Florida Attor- ney General Pam Bondi also were in the crowd that filled the courtroom’s 400 seats. Outside the court build- ing, about 100 supporters of the law walked in a circle holding signs that read: “Protect my healthcare,” and chanting: “Care for you, care for me, care for every family.” A half-dozen oppo- nents shouted: “We love the Constitution!” Republican presidential candidate Rick Santorum was there, too, declaring anew that GOP front-runner Mitt Romney has no stand- ing to challenge Obama on the law because Massachu- setts passed a somewhat similar version when Rom- ney was governor. “If you really want Oba- macare repealed, there’s only one person who can make that happen,” Santo- rum said. “If I’m elected president, I will repeal Obamacare. And I will stop it in its tracks on day one. I believe it’s un- constitutional. I believe the court will find it unconstitu- tional,” Romney said on CNN. A four-person student band from Howard Univer- sity was part of the group fa- voring the law, playing New Orleans-style jazz tunes. People hoping for a glimpse of the action had waited in line all weekend for the relatively few seats open to the public. The jus- tices allotted the case six hours of argument time, the most since the mid-1960s. The justices also will take up whether the rest of the law can remain in place if the insurance mandate falls and, separately, whether Congress lacked the power to expand the Medicaid pro- gram to cover15 million low- income people who current- ly earn too much to qualify. If upheld, the law will force dramatic changes in the way insurance compa- nies do business, forbidding them from denying cover- age for pre-existing condi- tions and limiting what they can charge older people. The law envisions that in- surers will be able to accom- modate older and sicker peo- ple without facing financial ruin because of its most dis- puted element, the require- ment that Americans have insurance or pay a penalty. By 2019, about 95 percent of the country will have health insurance if the law is allowed to take full effect, the Congressional Budget Office estimates. SUPREME: Court weighs health care arguments Continued from Page A1 Today the U.S. Supreme Court will hear arguments about the constitutionality of the health care law. GETTY IMAGES Time: 03-26-2012 21:43 User: cdye PubDate: 03-27-2012 Zone: KY Edition: 1 Page Name: A6 Color: Cyan Magenta Yellow Black

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Page 1: Finally,aTough Super Glue

A6 | TUESDAY, MARCH 27, 2012 | THE COURIER-JOURNAL FROM PAGE ONE | courier-journal.com KY

CJ-0000329832

WANTED!10 ACTIVE OLDER

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*Reduce Stress

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very far-reaching.”Jodi Mitchell, execu-

tive director of KentuckyVoices for Health, a coali-tion of health advocacygroups, said her organiza-tion takes no position onthe arguments before theSupreme Court, insteadconcentrating on educat-ing the public abouthealth reform. But sheadded: “We expect thelaw will be upheld.”

One of the most well-known provisions of theAffordable Care Act, asthe reform law is called,requires insurers that of-fer coverage to childrenon their parents’ plans tomake that coverage avail-able until the child is 26.

That portion of the lawtook effect in September2010. According to theU.S. Department ofHealth & Human Ser-vices, 35,610 young Ken-tuckians already havegained coverage throughthat provision. In Indiana,38,480 young adultsgained coverage.

“This is helpful for col-lege students going toschool who can’t affordcoverage,” Mitchell said.“And because they’regenerally healthy, they’readvantageous on planswhere you’re trying tospread out the risk.”

This week’s argu-ments before the Su-preme Court won’t in-volve that provision, norseveral others of thebroad-ranging law, but in-stead will focus on a keyand controversial provi-sion — requiring nearlyall Americans to havehealth insurance by 2014.

According to the U.S.Census Bureau, an aver-age of 15.5 percent ofKentuckians — or 663,000people —lacked health in-surance from 2008-2010,as did12.8 percent of Hoo-siers, or 813,000 people.Nationally,15.8 percent ofAmericans lacked healthinsurance during that pe-riod.

Health care expertssay the reform law even-tually would bring therate of uninsured Ameri-cans down by about 60percent.

Louisville-based Hu-mana Inc., one of the na-tion’s largesthealth insur-ers, said it has long sup-ported universal healthcoverage for all Ameri-cans.

And the company saidthat other parts of the re-form law, such as requir-ing insurers to cover allapplicants regardless oftheir health condition,cannot work without the“individual mandate”provision. Otherwise,healthy people could passup insurance while sickerpeople would get it, rais-ing premiums for all.

Officials at local hospi-tal systems, which pro-vide charity care formany uninsured patientsand have unpaid billsfrom others, have saidprojections of how manypeople would gain cover-age under the reform laware encouraging.

But they add a caveat— saying it’s unclear ifprojected gains in pa-tients who would get in-surance under health re-form would be offset byfunding reductions in astate and federal pro-gram for hospitals thattreat large numbers oflow-income people.

Officials at UniversityHospital, which cares forlarge numbers of unin-sured patients, talkedabout this uncertaintyduring the debate involv-ing the proposed mergerwith Jewish Hospital & St.Mary’s HealthCare andLexington-based St. Jo-seph Health System,which is part of CatholicHealth Initiatives of Den-ver. Gov. Steve Beshearultimately rejected the

proposed three-waymerger, and Jewish andSt. Joseph merged with-out University to createKentuckyOne Health.

Officials at thosehealth care organizations— as well as others suchas Norton and BaptistHospital East — have saidthe reform law encour-ages them to partner withothers to become more ef-ficient, improve care andreduce costs.

Norton and UK lead-ers said the law is one ofthe main reasons behindtheir partnership, an-nounced in June. Thatpartnership includes astatewide stroke collabo-ration and a cancer pro-gram that would share re-sources.

Norton and Humanaare also piloting an “ac-countable care organiza-tion” for commerciallyinsured patients, a pro-gram that establishes fi-nancial incentives forhealth care providers toimprove quality, elimi-nate waste and controlcosts. Louisville is one offour national sites in theACO Pilot Project of TheEngelberg Center forHealth Care Reform atthe Brookings Institutionand The Dartmouth Insti-tute for Health Policy andClinical Practice. Offi-cials said the programbrings a emphasis onwellness and preventivecare for patients.

Last October, the U.S.Centers for Medicare &Medicaid Services final-ized new rules under thehealth reform law to helpdoctors and hospitals bet-ter coordinate care forMedicare patientsthrough ACOs. The Medi-care program is designedto reward ACOs that low-er the growth of healthcare costs while still pro-viding quality care.

Williams said Nortonwill still go forward withthe ACO and partnershipsno matter what happenswith the health reformlaw.

“Even if major parts ofit get repealed, I believewhat we are doing andwhat other providers aredoing we will continue todo,” he said. With healthcare expenditures mak-ing up 18 percent of theGross Domestic Productin the United States, “wehave to bend the costcurve or we are going tocripple the economy.”

Reporter Laura Ungar canbe reached at (502) 582-7190. Reporter PatrickHowington contributed tothis story.

REFORM: Region keepsclose watch on actionsContinued from Page A1 REFORM LAW’S

EFFECT» In 2014, most Americanswould be required to havehealth coverage. That couldmean that up to 663,000uninsured Kentuckians and813,000 Hoosiers wouldobtain coverage, based onCensus data. However, onesubject before the SupremeCourt is whether this “indi-vidual mandate” is constitu-tional.» Last year as a result of thereform law, 74,913 Ken-tucky seniors and 89,096Indiana seniors got a 50percent discount on brand-name prescription drugsonce they hit the “dough-nut hole” gap in Medicaredrug coverage, the federalgovernment said.» 732,000 Kentuckians and1.16 million Hoosiers withprivate health insurancegained coverage for pre-ventive services with noco-payments last year be-cause of the law, accordingto the Department ofHealth & Human Services.» 435 Kentuckians and 678Hoosiers who had not beenable to get health insurancebecause of a pre-existingmedical condition obtainedcoverage through specialgovernment-run healthplans for such people.

Today’s arguments willfocus on the heart of thecase, the provision that aimsto extend medical insuranceto 30 million more Ameri-cansbyrequiringalltocarryinsurance or pay a penalty.

A decision is expected bylate June as Obama fightsfor re-election. All of his Re-publicanchallengersopposethe law and have promisedits repeal if the high courthasn’t struck it down.

Monday,thejusticestookon the question of whetheran obscure tax law could de-rail the case. The19th centu-ry law bars tax disputesfrom being heard in thecourts before the taxes havebeen paid.

Under the new healthcare law, Americans whodon’t purchase health insur-ance would have to reportthatomissionontheir taxre-turnsfor2014andwouldpaya penalty along with federalincometaxonreturnsduebyApril2015.Amongtheissuesfacing the court is whetherthat penalty is a tax.

Solicitor General DonaldVerrilli Jr., defending thehealthlaw,urgedthecourttofocus on what he called “theissues of great moment” atthe heart of the case. The 26states and a small businessgroup challenging the lawalso want the court to goahead and decide on its con-stitutionality without delay.

But one lower court thatheard the case, the federalappeals court in Richmond,Va., has said the challenge ispremature. No justiceseemed likely to buy that ar-gument Monday.

The justices fired twodozenquestionsinlessthanahalf-hour at Washington at-torney Robert Long, whowas defending the appealscourt ruling.

“What is the parade ofhorribles?” asked JusticeSoniaSotomayor,ifthecourtwere to decide the penaltieswerenotatax,andthehealthcare case went forward?

Long suggested that couldencourage more challengesto the long-standing systemin which the general rule isthat taxpayers must pay adisputedtaxbeforetheycango to court.

The questions came soquickly at times that the jus-tices interrupted each other.At one point, Justices RuthBader Ginsburg, Elena Ka-gan and Sotomayor startedspeaking at the same time.Chief Justice John Roberts,acting as traffic cop, sig-naled Ginsburg to go first,perhaps in a nod to her sen-iority.OnlyJusticeClarenceThomas, as is his custom,stayed out of the fray.

Verrilli also faced point-ed questioning about the ad-ministration’s differing ex-planations for whether thepenalty is a tax.

“General Verrilli, todayyouarearguingthatthepen-alty is not a tax. Tomorrowyouaregoingtobeback,andyou will be arguing that thepenalty is a tax,” JusticeSamuel Alito said.

Verrilli saidMonday’sar-gumentdealtwiththemean-ingofthewordinthecontextof the 19th century law, theAnti-Injunction Act. Tues-day’s session will exploreCongress’ power to imposethe insurance requirementand penalty. In that setting,hesaid,Congresshastheau-

thority under the Constitu-tion “to lay and collect tax-es,”includingthepenaltyfornot having insurance.

Still, he hadtrouble keep-ing his terms straight. An-swering a question from Ka-gan, Verrilli said: “If theypay the tax, then they are incompliance with the law.”

Justice Stephen Breyerjumpedin:“Whydoyoukeepsaying tax?”

BreyerremindedVerrillihe should be saying penalty.

“Right.That’sright,”Ver-rilli said.

Administration officialsinvolved with defense andimplementationofthelaw—AttorneyGeneralEricHold-er and Health and HumanServices Secretary Kath-leen Sebelius — were in thecourtroom Monday. Repub-lican Sen. Jeff Sessions ofAlabama and Florida Attor-ney General Pam Bondi alsowere in the crowd that filledthe courtroom’s 400 seats.

Outside the court build-ing, about 100 supporters ofthe law walked in a circleholding signs that read:“Protect my healthcare,”and chanting: “Care for you,care for me, care for everyfamily.” A half-dozen oppo-nents shouted: “We love theConstitution!”

Republican presidentialcandidate Rick Santorumwas there, too, declaring

anew that GOP front-runnerMitt Romney has no stand-ing to challenge Obama onthe law because Massachu-setts passed a somewhatsimilar version when Rom-ney was governor.

“If you really want Oba-macare repealed, there’sonly one person who canmake that happen,” Santo-rum said.

“If I’m elected president,I will repeal Obamacare.And I will stop it in its trackson day one. I believe it’s un-constitutional. I believe thecourt will find it unconstitu-tional,” Romney said onCNN.

A four-person studentband from Howard Univer-sitywaspartof thegroupfa-voring the law, playing NewOrleans-style jazz tunes.

People hoping for aglimpse of the action hadwaited in line all weekendfor the relatively few seatsopen to the public. The jus-tices allotted the case sixhours of argument time, themost since the mid-1960s.

Thejusticesalsowilltakeup whether the rest of thelawcanremaininplaceiftheinsurance mandate fallsand, separately, whetherCongress lacked the powerto expand the Medicaid pro-gramtocover15 millionlow-income people who current-ly earn too much to qualify.

If upheld, the law willforce dramatic changes inthe way insurance compa-nies do business, forbiddingthem from denying cover-age for pre-existing condi-tions and limiting what theycan charge older people.

Thelawenvisionsthat in-surers will be able to accom-modateolderandsickerpeo-ple without facing financialruin because of its most dis-puted element, the require-ment that Americans haveinsurance or pay a penalty.

By2019,about95percentof the country will havehealth insuranceif the lawisallowed to take full effect,the Congressional BudgetOffice estimates.

SUPREME: Court weighs health care argumentsContinued from Page A1

Today the U.S. Supreme Court will hear arguments aboutthe constitutionality of the health care law. GETTY IMAGES

Time: 03-26-2012 21:43 User: cdye PubDate: 03-27-2012 Zone: KY Edition: 1 Page Name: A 6 Color: CyanMagentaYellowBlack