financial planning from islamic perspective

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Financial Planning Islamic Banks in UAE Loans in Dubai

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Page 1: Financial Planning From Islamic Perspective

Financial Planning

Islamic Banks in UAE

Loans in Dubai

Page 2: Financial Planning From Islamic Perspective
Page 3: Financial Planning From Islamic Perspective

The term Islamic financial planning can be broadly described as an

economic system that follows Shari’ah principles.

Financial operations, services and market transactions that adhere to

Islamic laws and rules come under Islamic wealth management.

It is the ethical way of investing one’s money saved over a period of

time through fair means. It also ensures that the money you invest is

put to good use and gives you a fair share of profit ethically.

While many might think that this kind of financial planning limits

your choice of investment, in reality the options are many and they

are fair.

Page 4: Financial Planning From Islamic Perspective
Page 5: Financial Planning From Islamic Perspective

Long-Term Investment

Savings and Investment go hand

in hand

Benefiting the poor: Zakat or Charity

Simple and Transparent

Financial Products

Page 6: Financial Planning From Islamic Perspective

How to Invest Money in Long-Term?

When you invest money through an Islamic approach you getinto a detailed and unselfish decision making practice. Itexcludes companies and businesses whose financial methodsare dicey. This way a lot of risks are reduced and you land upmaking a slow yet safe investment.

Page 7: Financial Planning From Islamic Perspective

Islamic savings links financial markets to economic activity.

For example, putting money into an Islamic savings account is

also a form of investment. Though a specified return is not

guaranteed, the profit is shared with the account holders

equally by all the Islamic banks in UAE.

Page 8: Financial Planning From Islamic Perspective

Zakat or charity is one of the five

pillars of Islam. It is obligatory for

Muslims to give a part of their yearly

earnings in the form of Zakat to the

poor and needy. Your Islamic wealth

management plan will also cover

this, which means you will not only

invest to achieve certain goals but

your money will be used for a good

cause.

Page 9: Financial Planning From Islamic Perspective

Financial Planning with an

advisor’s guidance will be

beneficial to you and your

finances. He will direct you to

investment options that are

safe and comply with Shariah

laws.

These safe and secure

investments will also help you

pay off any home or car or

personal loans in Dubai that

you might have taken in the

past.

Although Islamic financial products do not seem simple, but once you understand them you will follow them throughout your life.

Page 10: Financial Planning From Islamic Perspective

THANK YOU