fintech uk market

14
S UK Fintech Market Big Data, Method of payment, Startups and actors of Card Process

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Page 1: Fintech UK market

S

UK Fintech MarketBig Data, Method of payment, Startups and

actors of Card Process

Page 2: Fintech UK market

Method of payments

Page 3: Fintech UK market

KEY BRICK

United kingdom and Ireland are investing billion in Fintech startups in order to boost best projects and help them with campus and fundraising.

They are creating thousand of different technology that mix idea and cutting-edge technologies focus on..

-bespoke service for client and -optimize payment process-Customer retention using bespoke ads-banking service-easy way to pay on internet avoiding bank’s charges

Page 4: Fintech UK market

BANK’S APP FOREIGN TRANFERT

RETAILER’S APP/BIG DATA

BITCOIN

Monitise Worldremit Yoyo Bitcoin US

Judo Transferwise us Droplet Bit Rserve

Trustly Transfergo Ringpay Gyft UK

Zapp us Gocardless Snapcard

Payleven Flypay Coin US

Revolut

Izttle

Page 5: Fintech UK market

Cases

TRUSTLY - is an online PSP offering B2C and C2C payments. Its payment methods were created for mobile devices and offer cross-border payment functionality which makes the platform well suited for international eCommerce on mobile and tablet devices. The company covers 57 banks, serving over 67m customers.

TRANSFERWISE - lets expats, foreign students and business move money globally. During the last 12 months the company has introduced new mobile platforms, including iOS 8and Android. The business also rebranded, redesigned their payment flow and launched their first international TV campaign. The company has been valued at close to $1bn.

Page 6: Fintech UK market

OTHERS CASES

GOCARDLESS – is a UK based service that allows smaller merchants to easily set up interbank transfers for customers. The company makes collecting by Direct Debit easy for everyone, from one –man bands to multi-nationals throughout Europe. Clients include, Crowcube, Fundng Circle and The Guardian.

YOYO-is a mix between new process of payment and use all the purchases to have data and make marketing action or review your product. Retailer will use it to make statistic with others data or contact the customers for new promotion and also collect points increasing customer fidelity. Paying through bar code or show 16 digits number. They are testing this new way to purchase in few UK university.

Page 7: Fintech UK market

CARD PROCESS

Page 8: Fintech UK market

UK ACTORSISSUER ACQUIRER PROCESSOR

Citibank Bank of America Discover

Chase Vantiv Mastercard

Wells Fargo First Data Interac

Bank of america Citi Union Pay

Barclays Fis Mastercadrd

Capital One Tsys American Express

Pnc Elavon Visa

Usbank GlobalPayment

Hsbc Wells Fargo

Dbank Heartland

American Express Barclays

Chase

Fiserv

Page 9: Fintech UK market

Better know everybodyGateways Networks ISOs/MSPs

Stripe Discover The transaction Group

Wepay Interac PowerPay

Beanstream American Express Flagship

Paypal Visa American

Worldpay Mastercard Paywire

Optimal UnionPay Merchant One

Bluepay Jcb Commerce

Sagepay North America

Klarna Pivotal

Braintree National Bankcard

Securenet PayPros

Digital River Versapay

Cardconnect CreditcardProcessing

BlueSnap Everlink

Authorize

Page 10: Fintech UK market

ISSUER LIST

Acqua card

Avios

Bank of Scotland

Barclaycard

Capital One

Halifax

HSBC bank

Lloyds TSB

M&S Credit Card

MBNA

NatWest

Post Office Mastercard

RBS

Sainsbury’s Bank

Santander

The partnership card from Johns Lewis and

Waitrose

Virgin Credit Card

Page 11: Fintech UK market

Big Data

Page 12: Fintech UK market

Big Data in action..

The main reasons to use Big Data:

• Fraud Detection

• Customer Experience

• Risk Management

• Investment Decisions

• Operational Investment

Page 13: Fintech UK market

What are the challenges for Big Data

• Laying the right foundations for data

• Finding people with the appropriate level of business nous data analysis skills

• Dealing with legacy system

• Turning data into something you can act on

• Overcoming technical infrastructure challenges

Page 14: Fintech UK market

GRAZIE