for a barrier-free payment processing solution -...

Process secure transactions and turn online browsers into buyers

Accept payments anywhere you are with our mobile terminals

Accept secure debit and credit card payments with fast processing

FOR A BARRIER-FREE PAYMENT PROCESSING SOLUTION

MAKE THE SWITCH TO MONEXgroup

PAYMENTS IN-STORE PAYMENTS ON-THE-GO PAYMENTS ONLINE

301-5075 Yonge Street | Toronto ON | M2N 6C6 | T: 1.866.830.4579 | www.MONEXgroup.com

eCommerce I Mobile I Wireless I Integrated I Countertop SolutionseCommerce I Mobile I Wireless I Integrated I Countertop Solutions

ABOUT US

With its headquarters in Toronto, MONEXgroup is the leading independent provider of payment processing services in Canada.

OUR SOLUTIONSOur solutions simplify the acceptance of Debit card and Credit card payment processing through various platforms including eCommerce, Integrated Solutions, Countertop Terminals, Wireless Solutions, Virtual Terminals and Mobile Checkout.

OUR EXPERIENCEOur industry leading customer service, proven expertise, innovative and secure technology are several of the instrumental reasons why MONEXgroup was awarded and ranked as the #1 Payment Processor in Canada (by TopCreditCardProcessors.ca).

ABOUT US

PRODUCTS

SECURITY

INDUSTRY

25,000+BUSINESSES

PROVENEXPERIENCE

LARGESTINDEPENDENT

PROCESSOR


I would recommend MONEXgroup’s services to any business that is looking for reliable, outstanding service and a partner they can count on.”

~ Director of Operations, Hero Certified Burgers.

OUR MISSIONOur mission is to provide innovative, cost-effective and stress-free payment processing solutions to our customers.

OUR OFFER

SOME OF OUR CLIENTS

OUR GOALTo forge a business relationship working together with you to understand and meet your unique business needs.

OUR VISIONTo be the leading customer-focused payment provider – offering exceptional service and innovative payment solutions throughout Canada.

SERVICE TRANSPARENCY PAYMENTTECHNOLOGIES

SECURITY & RELIABILITY

PARTNERSHIP

CONTACT US:

1.866.830.4579 MONEXgroup.com


PRODUCTS

SECURITY

INDUSTRY

VX 810 DuetCountertop

Fast, Flexible and Reliable

Unmatched security and reliability Ideal for high traffic and high volume environmentsDial back-up feature: to continue processing in the event your IP connectivity is unavailable

iWL250Wireless - GPRS

Pocket Sized Mobile Payment Solution

Pay anywhere your customers are with clear receptionBuilt-in printer, fastest in the marketStay connected, no more dropped transactions

Gateway SolutionseCommerce Orbital

eMarketplace that is Open 24/7

Process payments from anyone, anywhereFully customizable for services that best meet your needsCustomize your payment flow through a Hosted or Non-Hosted Checkout solution

SolutionsIntegrated

Reduce Errors, Maximize Efficiency

Integrated and semi-integrated solutionsGain visibility into your financesEliminate double entry errors at both the POS and PIN PadCompatible with almost any Integrated Retail Management (IRM) software

IN-STOREPAYMENTS

ON-THE-GOPAYMENTS

INTEGRATEDPAYMENTS

E-COMMERCEPAYMENTS

*Also available with Bluetooth

Tap & Go Tap & Go

PRODUCTS

Our solutions have been specifically designed to help our clients provide their customers with a seamless experience, letting you focus on your business – rather than your payment solution.

~ Business Owner, Mr. Sub

Since switching to MONEXgroup, I save between 25-30% on my monthly payment processing costs.


COUNTERTOP TERMINALS

WIRELESS SOLUTIONS

WEB-BASED SOLUTIONS

The Easiest-to-Install PIN Pad on the Market

StandaloneIntegrates to your IRM softwareAccept PIN-entry and contactless payments

Multipurpose

This high-speed terminal is fully bilingualAccept all types of electronic card payments without requiring an interface with a POS system / IRM softwareAdd on an optional customer-facing PIN Pad (iPP320) for contactless payments

iCT220Countertop

iPP320PIN Pad

Light Weight, Stylish and Self Contained

A compact device with colour screen and built-in contactless reader Process all types of debit and credit payments, including Chip & PIN, swipe and contactlessCombines an ergonomic keypad with a high-speed thermal printer

iCT250Countertop

For Businesses on the Move

Transform your mobile device (iOS, Android or iPad) into a secure payment terminalNo need for additional phone lines or hardware Use existing hardware for mobile commerce

Mobile CheckoutSolutionsiWL220

Pay@Table - Bluetooth

Fast and Efficient

Accept payments anywhere inside or within close proximity to your location Built-in thermal printer and contactless reader

Secure TransactionProcessing

Accept online payments Simple integration to your website

Efficient and Cost Effective

Leverage your existing PC and internet connectionNo need for additional phone lines or hardwareSupports recurring paymentsNo up-front capital expense

Virtual TerminalPC Based

Hosted CheckoutSolutions

Tap & Go Tap & Go Tap & Go WE OFFER:

24/7/365 Multilingual Service

Next Day Deposits

2-4 Hour/7 Days a weekOnsite Swap Service

Online Reporting

Transparent Pricing; No Hidden Fees

Tap & Go


Source: PCI Security Standards Council. Visa. MasterCard, Merchants – CA, 2014. For more information, visit: https://www.pcisecuritystandards.org/

SECURITY

MONEXgroup provides you with the latest PCI complaint technology where we secure your success and help you focus on building and retaining relationships with your customers.

Implement Strong Access Control MeasuresRestrict access to data by business need-to-knowAssign a unique ID to each person with computer accessRestrict physical access to cardholder data

Regularly Monitor and Test NetworksTrack and monitor all access to network resources and cardholder dataRegularly test security systems and processes

Maintain an Information Security PolicyMaintain a policy that addresses information security

PCI SECURITY STANDARDS GOALS TO MERCHANTS

Build and Maintain a Secure NetworkInstall and maintain a firewall configuration to protect dataDo not use vendor-supplied defaults for system passwords and other security parameters

Protect Cardholder Data Protect stored dataEncrypt transmission of cardholder data and sensitive information across public networks

Maintain a Vulnerability Management ProgramUse and regularly update anti-virus softwareDevelop and maintain secure systems and applications


SECURITY

INDUSTRY

SECURITY MEASURES

MONEXgroup has partnered with industry leaders to provide you with the highest level of PCI Security Standards and Compliance.

Authenticated Use of Card; where the use of pin reduces the possibility of fraud due to lost, stolen or counterfeit cards.

Reduces the Risk of Chargeback; where Chip and Pin technologies verify the signature and eliminates your responsibility for Authentication.

Supports Faster Authentication; with inserting PIN and verifying the user making checkout quicker.

Magnetic Stripe Cards; compatible with other international and regional standards, allowing your customers to use their cards on your terminal.

1. Chip and Pin Technology :

POS Equipment; which comes with Account Verification System. CVV2/CVC2. Duplicate Card Checking. Last Four-Digit Entry. Password Protection of Key Functions.

Online Reporting; with full Accessibility to Transaction Data. Speed of Service. Reliability. Reporting System.

2. POS Fraud Prevention :

MONEXgroup suggests:Protect your POS Equipment. Safeguard the Equipment in the POS Area. Teach your staff how to recognize and prevent equipment tampering.

Account Security Verification (AVS); which verifies the cardholder’s billing address with the card issuer.

Card Security Verification; by looking at the credit card’s security value (non-embossed 3-4 digits code) and check it against the issuer’s value on file. Payment brand security programs i.e. CVV2 (Visa®), CVC2 (MasterCard®), CID (American Express®) and CID (Discover® Card).

Payment Brand Data Security; to help you comply with payment brand data security programs.

3. Online Fraud Prevention:


INDUSTRY

With total revenues generated worth of $17.6 billion in 2014, the hospitality industry has made major contributions to the national GDP. The success of Hospitality correlates with the performance of the Travel and Tourism markets which generated a revenue worth of $84.8 billion in 2014 toward the development and prosperity of the Canadian market. Hence, these joint-contributions and efforts made between the hospitality and tourism markets have positively shaped the economic activity, increased employment rates and generated national revenues that are supported by government with future reinvestment plans. Travel, Tourism and Hospitality are considered integral to Canada’s long-term growth.

HOSPITALITY REVENUES

The national accommodation revenue has increased tremendously since the turn of the century. From 1999 to 2014, there has been a significant increase of 74% in the national accommodation revenues generated.

In the last 5 years alone, there has been a recognized progress in the hospitality sector, with an increase of 7.3% in the total revenue generated across Canada:

HOTEL ACCOMMODATION AVERAGES

According to the Hotel Association of Canada, there will be over 400,000 accommodation rooms available in the year 2015. In correlation with the prospective number of visitors resulting from travel and tourism, it is projected to result in a 65% occupancy rate, with an average daily rate priced at $139, resulting in revenue per available room rate at $90.

There has been a consistent annual increase in occupancy rates, average daily room rates and revenue per available room rates. From 2010 - 2014, occupancy rates grew by 4%, average daily rates increased by 2.25% and revenue per available room rates improved by 4.8%.

INDUSTRY REPORT

HOSPITALITY


The hospitality industry in Canada is one of the most exciting and rewarding businesses in the country’s ever emerging and dynamic international market.

2010 2011 2012 2013 2014

Overall National Accomodation Revenue by Year

(Billions)

$16.4$16.4

$17.0

$16.7

$17.6

$16.2

$16.4

$16.6

$16.8

$17.0

$17.2

$17.4

$17.6

$17.8

Source: Hotel Association of Canada, September 2014

2010 2011 2012 2013 2014

National Accomodation Averages by Year

$136$128

$77 $78 $80$87

$83

$127 $129 $133

$70

$80

$90

$110

$100

$120

$130

60%

61%

63%

62%

64%

65%

Average Daily RateRevenue per Available RoomOccupancy Rate

COMBINED SUCCESS WITH TRAVEL & TOURISM

MONEXgroup & Hospitality

What are the benefits for hoteliers when partnering with MONEXgroup?

Offer guests a user-friendly and efficient checkout with a payment processing system that reflects the prestige of your brand.

Build your operations over the long-term with scalable solutions that expand with your business.

Manage your cash flows and gain financial insights by understanding the transparency of pricing in your merchant statement and your Merchant Discount Rate (%).

Select from a wide range of innovative POS solutions that suite your daily accommodation activities and customize to your level of hospitality services.

Process Secure Credit Card & Debit Card payments and offer your customers versatile financing options.

Transactions Processed in Canada, 2014 Through MONEXgroup

Private Hotel Owner

Over the 5 years, the total Credit Card processing consumption increased by 15%; with 10% increase in Visa, 4% increase in MasterCard and 1% growth in American Express.

In partnership with the top Canadian hotels, motels and resorts, MONEXgroup has offered a unique combination of Countertop and Virtual payment processing solutions. With superior levels of security and reliability of services, MONEXgroup has introduced day-to-day efficiencies, growth opportunities and improved cash flows for ambitious and successful hoteliers across Canada.

MONEXgroup offers hoteliers an Online Reporting Service to access their merchant accounts and manage their financial information anytime.

Gain a greater visibility of your hotel service performance on-demand in real-time and monitor your on-going activities!


MONEXgroup Featured POS Solutions:

ONLINE REPORTING

Integrated SolutionsElectronic Cash Register Interface (ECRi)MONEXgroup supports hundreds of software providers in order to integrate payment processing into your existing POS Solution.

E-CommerceOrbital Payment Gateway or Hosted CheckoutLeverage your existing website and process payments anytime, anywhere.

VX 810 DuetCountertop Terminal With "Tap & Go"Increase your speed of service and flexibility with the most popular in-store POS terminal; designed for high traffic and high volume environments.

2%

38%39%

21%

“MONEXgroup has offered us with a personalized level of service over our long history and they have been a partner through our expansion. I was able to launch two new hotels in the North Bay region and leverage the excellent relationship with MONEXgroup for great savings on multiple terminals per location plus a preferred rate.”

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