foreclosure stop

8/12/2019 Foreclosure Stop

1/27

Sample Request For Bank Documents

IN THE (Name of Court Here) COURT OF THE ____TH JUDICIAL CIRCUIT, IN AND

FOR ____________________(State/County/Ju!"!a# D!$tr!"t Here)

(Name of Lener Here),

%#a!nt!ff,

&$'

(our Name($) Here),

Defenant($)'

CIIL DIISION

Ca$e No'* ____________

DEFENDANT+S FIRST REUEST FOR %RODUCTION OF DOCU-ENT

Defenant($) (our Name Here), %ro Se, .ur$uant to (our State Here) Ru#e$ of C!&!# %ro"eure, f!#e te !n$tant

Re0ue$t for %rou"t!on of Do"ument$ to %#a!nt!ff an re0ue$t$ tat %#a!nt!ff .rou"e te fo##o1!n2 1!t!n t!rty

(34) ay$ after $er&!"e at te are$$ of te uner$!2ne*

INSTRUCTIONS

A' ou are re0ue$te to .rou"e a## o"ument$ !n your "u$toy, .o$$e$$!on or "ontro#, !n"#u!n2 a## o"ument$

1!" are !n te "u$toy of your em.#oyee$, attorney$, "on$u#tant$, a""ountant$, or a2ent$, re2ar#e$$ of te

#o"at!on of $u" o"ument$'

5' If any o"ument re$.on$!&e to a $.e"!f!" re0ue$t 1a$, 6ut no #on2er !$, !n your .o$$e$$!on, "u$toy or "ontro#,

.#ea$e !ent!fy tat o"ument an $tate 1eter any $u" o"ument (a) !$ m!$$!n2 or #o$t7 (6) a$ 6een

e$troye7 (") a$ 6een tran$ferre &o#untar!#y or !n&o#untar!#y7 or () a$ 6een oter1!$e !$.o$e of, an, !n

ea" !n$tan"e, .#ea$e e8.#a!n !n eta!# te "!r"um$tan"e$ $urroun!n2 any $u" !$.o$!t!on tereof'

C' A## o"ument$ are to 6e .rou"e !n or 1!t te!r or!2!na# f!#e fo#er$, f!#e 9a":et$, en&e#o.e$, or "o&er$'D' In an$1er!n2 te$e re0ue$t$ for .rou"t!on you are re0u!re to furn!$ a## !nformat!on, o"ument$ an/or

t!n2$ tat are a&a!#a6#e to you or $u69e"t to your rea$ona6#e !n0u!ry, !n"#u!n2 !nformat!on an t!n2$ !n te

.o$$e$$!on, "u$toy or "ontro# of any of your re.re$entat!&e$, !n"#u!n2, 1!tout #!m!tat!on, your attorney$,

a""ountant$, a&!$or$, a2ent$, or oter .er$on$ !re"t#y or !n!re"t#y em.#oye 6y or "onne"te 1!t you an

anyone e#$e oter1!$e $u69e"t to your "ontro#'

E' Te re#e&ant t!me .er!o !$ from January ;44< unt!# te .re$ent, un#e$$ oter1!$e !n!"ate'

F' Any o"ument a$ to 1!" a "#a!m of .r!&!#e2e !$ or 1!## 6e a$$erte $ou# 6e !ent!f!e 6y autor, $!2natory,

e$"r!.t!on (!'e', #etter, memo, te#efa8), t!t#e (!f any), ate$, are$$e$ (!f any), 2enera# $u69e"t matter, .re$ent

#o"at!on an "u$to!an an a "om.#ete $tatement of te 2roun$ for te "#a!m of .r!&!#e2e $ou# 6e $et fort'

DEFINITIONS

A' Te term =o"ument> or =o"ument$> a$ u$e ere!n furter $a## mean*

a' a## 1r!t!n2$ of any :!n (!n"#u!n2 te or!2!na#$ an a## non?!ent!"a# "o.!e$, (1eter !fferent from te

or!2!na#$ 6y rea$on of any notat!on$ mae on $u" "o.!e$ or oter1!$e), !n"#u!n2 1!tout #!m!tat!on,

"orre$.onen"e, note$, $tatement$, tran$"r!.t!on$, "e":$, form$, a..#!"at!on$, re"e!.t$, re"or$, $ummar!e$,

!ntra?off!"e "ommun!"at!on$, notat!on$ of any $ort of "on&er$at!on$ or !nter&!e1$, te#e.one "a##$ or oter ora#

"ommun!"at!on$, an a## raft$, a#terat!on$, mo!f!"at!on$, "an2e$, an/or amenment$ of any of te fore2o!n2'


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6' a## 2ra.!" or aura# re"or$ or re.re$entat!on$ of any :!n, !n"#u!n2 1!tout #!m!tat!on, .oto2ra.$, "art$,

2ra.$, .#an$, ra1!n2$, m!"rof!"e, m!"rof!#m, &!eota.e, re"or!n2, an mot!on .!"ture$7

"' a## e#e"tron!", me"an!"a#, or e#e"tr!"a# re"or$ or re.re$entat!on$, 1eter tran$"r!6e or not, !n"#u!n2

1!tout #!m!tat!on, ta.e$, "a$$ette$, !$"$ an ta.e re"or!n2$, an

5' Te term =a## o"ument$> a$ u$e ere!n $a## mean e&ery o"ument, a$ ef!ne a6o&e, !n your .o$$e$$!on,

"u$toy or "ontro#, or !n te .o$$e$$!on, "u$toy or "ontro# of your off!"er$, !re"tor$, em.#oyee$, .r!n"!.a#$ ora2ent$' If more tan one &er$!on or "o.y of a o"ument e8!$t$ an any $u" &er$!on or "o.y 6ear$ mar:!n2$ or

notat!on$ 1!" are not on oter &er$!on$ or "o.!e$ of te o"ument, ea" $u" &er$!on or "o.y !$ !n"#ue 1!t!n

te mean!n2 of te term @o"ument'>

C' Te term$ =you> or =your> $a## mean te .er$on or ent!ty to 1om t!$ o"ument re0ue$t !$ !re"te an, !f

any ent!ty, a## off!"er$, !re"tor$, em.#oyee$ an a2ent$ of te ent!ty'

D' Te term ="ommun!"at!on> a$ u$e ere!n $a## mean te tran$m!tta# of !nformat!on (!n te form of fa"t$,

!ea$, !n0u!re$, or oter1!$e) &er6a##y, !n 1r!t!n2, ora##y, 6y te#e.one, !n .er$on, at meet!n2$, e#e"tron!"a##y, or !n

any 1ay or !n any form, an !n"#ue$, 6ut !$ not #!m!te to ema!#$, te8t$, t1!tter an $!m!#ar form$ of e#e"tron!"

"ommun!"at!on, #etter$, fa8e$, te#e2ra.$, te#e8e$, !nter?an !ntra?off!"e memorana or "ommun!"at!on$,

en&e#o.e$, an a## oter 1r!tten "ommun!"at!on$ of 1ate&er form, note$ an memorana of meet!n2$, ta.e$

oter $oun re"or$ an tran$"r!.t$, &!eota.e$, or f!#m$'

E' Te term ="on"ern!n2> a$ u$e ere!n $a## mean re#at!n2 to, referr!n2 to, e$"r!6!n2, $u..ort!n2, e&!en"!n2,

or "on$t!tut!n2'

F' Te term =an> an =or> $a## 1ere te "onte8t .erm!t$ 6e "on$true a$ =an/or> $o a$ to 6e !n"#u$!&e rater

tan e8"#u$!&e'

' Te term =.er$on> $a## mean any natura# .er$on, tru$t, .artner$!., or2an!Bat!on, 6u$!ne$$, ent!ty or

a$$o"!at!on'

H' Te term =re#ate to,> =re#ate$ to> or =re#at!n2 to> mean$ !n any 1ay !re"t#y or !n!re"t#y, "on"ern!n2, referr!n2

to, !$"#o$!n2, e$"r!6!n2, "onf!rm!n2, $u..ort!n2, e&!en"!n2 or re.re$ent!n2'

I' Te .a$t ten$e $a## 6e "on$true to !n"#ue te .re$ent ten$e an &!$a &er$a to ma:e te re0ue$t !n"#u$!&e

rater tan e8"#u$!&e'

'Te $!n2u#ar $a## 6e "on$true to !n"#ue te .#ura# an &!"e &er$a to ma:e te re0ue$t !n"#u$!&e rater

tan e8"#u$!&e'

;'Any referen"e to te Note an -ort2a2e refer$ to te $.e"!f!" o"ument$ a##e2e 6y .#a!nt!ff to 6e

!n&o#&e !n te !n$tant .ro"ee!n2$'

DOCU-ENTS TO 5E %RODUCED

' Any an a## o"ument$ or "orre$.onen"e 1!" !n any 1ay e$"r!6e, e.!"t, referen"e, re#ate to, or refer to

te a##e2at!on$ "onta!ne !n te uner#y!n2 fore"#o$ure "om.#a!nt, !n"#u!n2 1!tout #!m!tat!on any an a##

o"ument$ re#!e u.on !n .re.ar!n2 $a! "om.#a!nt'

;' Co.!e$ of te #e2a# $er&!"e$ an reta!ner a2reement$ for ea" #a1 f!rm re.re$ent!n2 .#a!nt!ff !n te !n$tant

a"t!on !n"#u!n2 1!tout #!m!tat!on te $"o.e of $er&!"e$ to 6e .ro&!e an fee$ for an#!n2 t!$ a"t!on'

3' Te or!2!na# -ort2a2e an Note !n&o#&e !n t!$ a"t!on 1!" $a## 6e mae a&a!#a6#e for !n$.e"t!on an

"o.y!n2 at a mutua##y "on&en!ent t!me an #o"at!on'

' Co.!e$ of a## o"ument$ 1!" $u..ort .#a!nt!ff+$ "#a!m tat !t o1n$ te uner#y!n2 Note an -ort2a2e

!n"#u!n2 1!tout #!m!tat!on "o.!e$ of any an a## tran$fer$, a$$!2nment$, mer2er$, .ur"a$e an $a#e a2reement$,


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enor$ement$ or oter o"ument$ tat emon$trate .#a!nt!ff a$ $tan!n2 to 6r!n2 t!$ Com.#a!nt !n Fore"#o$ure

at te t!me $u!t 1a$ f!#e'


4/27

(our Name Here)

(our Name an Are$$ Here)


5/27

Cease & Desist Letters

Cease & Desist Letters can be written to, or copied to, entities such as theServicer's C!"#ecutive area, the Servicer's Le$al Department %see #ecutiveContactspa$e, and the Foreclosure ttorne("ntit( pointin$ out errors orinstances o), )or e#ample, in*

a +iolation o) otice Requirements, and"orb +iolation o) State Civil Statutes, and"orc +iolation o) Criminal Statutes, and"ord +iolation o) otice in para$raph -- o) Deed to Secure Debt

...........................................................................................

. #ample /0

+iolation* ssi$nment o) Securit( 1nstrument to Servicer, not to Secured Creditor Fannie 2ae 3rust, owner, !ne 4est Bank servicer

CEASE AND DESIST FORECLOSURE PROCEEDINGSC5D6LD F!R 7R1L 8, -90-

3!* nthon( De2arlo Certi)ied mail / ::::::::::::::::::2cCurd( and Candler LLC Fa# number* ;;9-

?oseph !ttin$, C! Certi)ied mail / :::::::::::::::::!ne 4est Bank FSB Fa# number* @-@


6/27

2ae website which indicates that the( own the loan or the loan is in a Fannie2ae trust ou have advertised that (ou are representin$ !ne 4est Bank FSBand !ne 4est Bank as i) the( are the secured creditor ou have personalknowled$e that !ne 4est Bank FSB is onl( the Servicer which does not havestandin$ to )oreclose in the state o) Geor$ia

1n the state o) Geor$ia, onl( the Secured Creditor can )oreclose!CG H ==


7/27

sue (ou )or wron$)ul )oreclosure, )or )ilin$ )raudulent documents, )or the)t b(takin$ and the)t b( conversion, and other violations

1 will be sendin$ this same notice to Federal 5ousin$ Finance $enc( !))ice o)the 1nspector General, Geor$ia stateJs ttorne( General, and the !))ice o) the

Comptroller o) the Currenc(

Sincerel(,

:::::::::::::::::::::::::::::::::: ::::::::::::::::5omeowner Date

ttached*0 Fannie 2ae letter showin$ loan owned b( certi)icate holders o) Fannie 2ae3rust- otice o) Sale letter )rom 2cCurd( and Candler LLC8 otice o) Sale 6nder 7ower advertisement

Distribution*nthon( De2arlo2cCurd( and Candler LLCSi# 7iedmont CenterSuite ;998A-A 7iedmont Road

tlanta, G 8989A7hone number* =9=


8/27

CS D DS1S3 F!RCL!S6R 7R!CD1GSC5D6LD F!R 7R1L 8, -90-

3!* Larr( ?ohnson Certi)ied mail / ::::::::::::::::::?oel Freedman Fa# number* ;;9-

?ohnson & Freedman, LLC

?oseph !ttin$, C! Certi)ied mail / :::::::::::::::::!ne 4est Bank FSB Fa# number* @-@


9/27

weeks

!CG H >


10/27

3his is a demand )or a cease and desist o) )oreclosure proceedin$s because (ou arein violation o) the securit( a$reement )iled in the o))ice o) the Superior Court Clerk, CherokeeCount(, Geor$ia, book 0-8=, pa$es 0


11/27

Accept the Warranty Deed(with Certificate of Acceptance below).

For additional help, please )ill in the )orm below 3his is part o) the S!l'-(!l)portion o) Foreclosure

De)enseSee Foreclosure De)ense)or more tools and tips (ou can do in preparation )or le$al action

SeeLawchekcom)or individual states conve(ance o) real estate is a trans)er o) real estate )rom one person to another deed is one )orm o) conve(ance, trans)errin$ a title to real estate )rom one person toanother 3itle means ownership o) real estate 3he person trans)errin$ title is known as theM$rantorN and the person receivin$ the title is known as the M$ranteeN 3here are several t(peso) deeds !ne )orm o) deed is a*a%%ant+ &!!& warrant( deed is a deed which warrants$ood and clear title to the real estate trans)erred 1n man( states, it o)ten includes some or allo) the )ollowin$ covenants* seisin, quiet enKo(ment, ri$ht to conve(, )reedom )romencumbrances and de)ense o) title a$ainst all claims Covenant o) seisin is an a$reement,contract, or promise that the $rantor possesses a quantit( and qualit( o) land described in thedeed or other conve(ance 3he covenant o) quiet enKo(ment is an a$reement, contract orpromise that the $rantee to a deed or other conve(ance will have the land in peace andwithout disturbance )rom other persons with hostile claims to the land covenant o) ri$ht toconve( is an a$reement, contract or promise that the $rantor has a ri$ht to trans)er title to theland 3he covenant a$ainst encumbrances is an a$reement, contract, or promise that thereare no encumbrances a$ainst the land described in the deed or conve(ance nencumbrance is a claim b( another person a$ainst the land !ne e#ample o) anencumbrance is a mort$a$e or other lien a$ainst the real estate3he covenant o) de)ense o)title a$ainst all other claims means that the $rantor will de)end the $rantee should otherpersons or entities make hostile claim a$ainst the $ranteeJs title to real estate which arise)rom events occurrin$ prior to the trans)er o) title

warrant( deed must be in writin$ and must be si$ned b( the $rantor 1t must be recorded toput third persons, such as creditors and subsequent purchasers, on notice as to the trans)er

ll other warranties or covenants must be e#pressl( stated to be included in the deed

Fil! an A$$!)tan$! o' t! ,a%%ant+ D!!&

CERTIFICATE OF ACNO,LEDGENT AND ACCEPTANCE

1, Name without last name)amil( Last Name, the livin$ man, and Name without lastname)amil( Last Name, the livin$ woman, in the capacit( o) Entire Name exactly as listedon Warranty Deed including capitalization, am recorded as the Grantee on the 4arrant(

Deed )or that real estate described asINSERTCOMPLETEPROPERTYDESCRIPTIONFROMWARRANTYORDEEDHERE....ALLTHATTRACTORPARCELOFLANDLYINGANDBEINGINLANDLOTXXXOFTHEXXXDISTRICTOFXXXXXXCONTY!GEORGIA! BEINGLOTXX! FILEDFORRECORDATPLATBOO"XX! PAGEXX...on the attached certi)ied cop( o) said 4arrant( Deed 1t is m( )ree will, act, and deed to cknowled$e m( cceptance o) the 4arrant( Deedrecorded in 7lat Book , 7a$e , Name of County Count(, Stateand the law)ulownership o) the propert( under the terms o) the 4arrant( Deed 1 ask that the record on )ile in the !))ice o) the Superior Court Clerk, Name of
http://www.operationrest.org/foreclosuredefensehttp://www.lawchek.com/resources/forms/que/wardeed.htmhttp://www.lawchek.com/resources/forms/que/wardeed.htmhttp://www.operationrest.org/foreclosuredefensehttp://www.lawchek.com/resources/forms/que/wardeed.htm


12/27

County Count(, State, be updated to show m( cceptance o) the 4arrant( Deed, and toshow Entire Name exactly as listed on Warranty Deed including capitalizationas thelaw)ul owner o) that real estate

3his m( )ree will, act, and deed, under m( hand and seal*

::::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::::::3hird 7art( 4itness Name without last name)amil( Last Name

::::::::::::::::::::::::::::::: :::::::::::::::::::::::::::::::::

3hird 7art( 4itness Name without last name)amil( Last Name

State o) ::::::::::: SS

Count( o) :::::::::

ACNO,LEDGENT AND ACCEPTANCE!n this da( o) Month, in the (ear o) -90-, be)ore me :::::::::::::::::::::::::::,

a otar( 7ublic, personall( appeared Name without last name)amil( Last Name, known or

identi)ied to me on the basis o) satis)actor( evidence to be the Livin$ 2an %and Livin$

4oman, i) applicable whose name is subscribed to in the within instrument, )irst bein$ dul(

sworn, acknowled$ed be)ore me that he e#ecuted the same as his )ree will, act, and deed

SL ::::::::::::::::::::::: otar( 7ublic

2( Commission #pires on :::::::::::::In"t%#$tion"/3ake two %- Certi)icates o) cknowled$ment and cceptance to the courthouse Land andDeed records or Recorder o) Deeds %depends on the state7ull a C!%ti'i!&cop( o) the 4arrant( Deed )rom the courthouse Land and Deed records orRecorder o) Deeds %depends on the stateFil! t! C!%ti'i$at! o' A$0no*l!&g!nt an& A$$!)tan$! *it t! C!%ti'i!& $o)+ o' t!,a%%ant+ D!!&.%Get O)ile


13/27

written in part )or purposes o) settlement and compromise it is alread( a demand letter which can and will be used as

necessar( 1t is there)ore not a con)idential communication protected under the rules o) settlement disclosures and

correspondence

ou have previousl( been presented with proper notices o) deceptive lendin$ practices in the closin$ on the above .S.C. >> %/e


24/27

w$%/ %/e s3&oena! %/e Co44$ss$on 4a' see* a )o3(% o(#e( (e;3$($ng 'o3 %o #o so. I6s3)/ an o(#e( $s o&%a$ne# an# 'o3 %/e(e a6%e( 6a$l %o s3l' %/e $n6o(4a%$on! 'o3 4a' &es3&:e)% %o )$v$l an#o( )($4$nal san)%$ons 6o( )on%e4% o6 )o3(%. In a##$%$on! $6 %/es3&oena was $ss3e# 3(s3an% %o %/e Se)3($%$es E8)/ange A)% o6 01=! %/e Inves%4en%Co4an' A)% o6 01?! an#o( %/e Inves%4en% A#v$se(s A)% o6 01?! an# $6 'o3! w$%/o3%

:3s% )a3se! 6a$l o( (e63se %o a%%en# an# %es%$6'! o( %o answe( an' law63l $n;3$('! o( %o(o#3)e &oo*s! ae(s! )o((eson#en)e! 4e4o(an#a! an# o%/e( (e)o(#s $n )o4l$an)ew$%/ %/e s3&oena! 'o3 4a' &e 6o3n# g3$l%' o6 a 4$s#e4eano( an# 6$ne# no% 4o(e %/anM0!??? o( $4($sone# 6o( a %e(4 o6 no% 4o(e %/an one 'ea(! o( &o%/.

Persons Re&uested to $upply %nformation oluntarily. T/e(e a(e no #$(e)% san)%$ons an#%/3s no #$(e)% e66e)%s 6o( 6a$l$ng %o (ov$#e all o( an' a(% o6 %/e (e;3es%e# $n6o(4a%$on.

$i'ci8%+ Ue o I'o$%tio'

T/e Co44$ss$ons ($n)$al 3(ose $n sol$)$%$ng %/e $n6o(4a%$on $s %o ga%/e( 6a)%s $no(#e( %o #e%e(4$ne w/e%/e( an' e(son /as v$ola%e#! $s v$ola%$ng! o( $s a&o3% %o v$ola%e

an' (ov$s$on o6 %/e 6e#e(al se)3($%$es laws o( (3les 6o( w/$)/ %/e Co44$ss$on /asen6o()e4en% a3%/o($%'! s3)/ as (3les o6 se)3($%$es e8)/anges an# %/e (3les o6 %/e+3n$)$al Se)3($%$es R3le4a*$ng Boa(#. Fa)%s #eveloe# 4a'! /oweve(! )ons%$%3%ev$ola%$ons o6 o%/e( laws o( (3les. In6o(4a%$on (ov$#e# 4a' &e 3se# $n Co44$ss$on an#o%/e( agen)' en6o()e4en% (o)ee#$ngs! nless %/e Co44$ss$on o( $%s s%a66 e8l$)$%l'ag(ees %o %/e )on%(a(' $n w($%$ng! 'o3 s/o3l# no% ass34e %/a% %/e Co44$ss$on o( $%s s%a66a);3$es)es $n! a))e#es %o! o( )on)3(s o( %$ee w$%/! %'os$%$on! )on#$%$on! (e;3es%!(ese(va%$on o6 ($g/%! 3n#e(s%an#$ng! o( an' o%/e( s%a%e4en% %/a% 3(o(%s! o( 4a' &e#ee4e#! %o &e o( %o (e6le)% a l$4$%a%$on 3on %/e Co44$ss$ons (e)e$%! 3se! #$sos$%$on!

%(ans6e(! o( (e%en%$on! $n a))o(#an)e w$%/ al$)a&le law! o6 $n6o(4a%$on (ov$#e#.Ro!ti'e Ue o I'o$%tio'

T/e Co44$ss$on o6%en 4a*es $%s 6$les ava$la&le %o o%/e( gove(n4en%al agen)$es!a(%$)3la(l' n$%e# S%a%es A%%o(ne's an# s%a%e (ose)3%o(s. T/e(e $s a l$*el$/oo# %/a%$n6o(4a%$on s3l$e# &' 'o3 w$ll &e 4a#e ava$la&le %o s3)/ agen)$es w/e(e a(o($a%e.J/e%/e( o( no% %/e Co44$ss$on 4a*es $%s 6$les ava$la&le %o o%/e( gove(n4en%al agen)$es$s! $n gene(al! a )on6$#en%$al 4a%%e( &e%ween %/e Co44$ss$on an# s3)/ o%/e(gove(n4en%al agen)$es.

Se% 6o(%/ &elow $s a l$s% o6 %/e (o3%$ne 3ses w/$)/ 4a' &e 4a#e o6 %/e $n6o(4a%$on63(n$s/e#.

0. To )oo(#$na%e law en6o()e4en% a)%$v$%$es &e%ween %/e SEC an# o%/e( 6e#e(al! s%a%e!lo)al o( 6o(e$gn law en6o()e4en% agen)$es! se)3($%$es sel67(eg3la%o(' o(gan$a%$ons! an#6o(e$gn se)3($%$es a3%/o($%$es.

. B' SEC e(sonnel 6o( 3(oses o6 $nves%$ga%$ng oss$&le v$ola%$ons o6! o( %o )on#3)%$nves%$ga%$ons a3%/o($e# &'! %/e 6e#e(al se)3($%$es laws.


25/27

=. J/e(e %/e(e $s an $n#$)a%$on o6 a v$ola%$on o( o%en%$al v$ola%$on o6 law! w/e%/e( )$v$l!)($4$nal o( (eg3la%o(' $n na%3(e! an# w/e%/e( a($s$ng &' gene(al s%a%3%e o( a(%$)3la(

(og(a4 s%a%3%e! o( &' (eg3la%$on! (3le o( o(#e( $ss3e# 3(s3an% %/e(e%o! %/e (elevan%(e)o(#s $n %/e s's%e4 o6 (e)o(#s 4a' &e (e6e((e# %o %/e a(o($a%e agen)'! w/e%/e(6e#e(al! s%a%e! o( lo)al! a 6o(e$gn gove(n4en%al a3%/o($%' o( 6o(e$gn se)3($%$es a3%/o($%'!

o( a se)3($%$es sel67(eg3la%o(' o(gan$a%$on )/a(ge# w$%/ %/e (esons$&$l$%' o6$nves%$ga%$ng o( (ose)3%$ng s3)/ v$ola%$on o( )/a(ge# w$%/ en6o()$ng o( $4le4en%$ng%/e s%a%3%e o( (3le! (eg3la%$on o( o(#e( $ss3e# 3(s3an% %/e(e%o.

. In an' (o)ee#$ng w/e(e %/e 6e#e(al se)3($%$es laws a(e $n $ss3e o( $n w/$)/ %/eCo44$ss$on! o( as% o( (esen% 4e4&e(s o6 $%s s%a66! $s a a(%' o( o%/e(w$se $nvolve# $nan o66$)$al )aa)$%'.

>. To a 6e#e(al! s%a%e! lo)al o( 6o(e$gn gove(n4en%al a3%/o($%' o( 6o(e$gn se)3($%$esa3%/o($%' 4a$n%a$n$ng )$v$l! )($4$nal o( o%/e( (elevan% en6o()e4en% $n6o(4a%$on o( o%/e(

e(%$nen% $n6o(4a%$on! s3)/ as )3((en% l$)enses! $6 ne)essa(' %o o&%a$n $n6o(4a%$on

(elevan% %o an agen)' #e)$s$on )on)e(n$ng %/e /$($ng o( (e%en%$on o6 an e4lo'ee! %/e$ss3an)e o6 a se)3($%' )lea(an)e! %/e le%%$ng o6 a )on%(a)%! o( %/e $ss3an)e o6 a l$)ense!g(an% o( o%/e( &ene6$%.

. To a 6e#e(al! s%a%e! lo)al o( 6o(e$gn gove(n4en%al a3%/o($%' o( 6o(e$gn se)3($%$esa3%/o($%'! $n (esonse %o $%s (e;3es%! $n )onne)%$on w$%/ %/e /$($ng o( (e%en%$on o6 ane4lo'ee! %/e $ss3an)e o6 a se)3($%' )lea(an)e! %/e (eo(%$ng o6 an $nves%$ga%$on o6 ane4lo'ee! %/e le%%$ng o6 a )on%(a)%! o( %/e $ss3an)e o6 a l$)ense! g(an% o( o%/e( &ene6$% &'%/e (e;3es%$ng agen)'! %o %/e e8%en% %/a% %/e $n6o(4a%$on $s (elevan% an# ne)essa(' %o %/e(e;3es%$ng agen)'s #e)$s$on on %/e 4a%%e(.

. In )onne)%$on w$%/ (o)ee#$ngs &' %/e Co44$ss$on 3(s3an% %o R3le e o6 $%s R3leso6 P(a)%$)e! 0 CFR ?0.e.

2. J/en )ons$#e(e# a(o($a%e! (e)o(#s $n %/$s s's%e4 4a' &e #$s)lose# %o a &a(asso)$a%$on! %/e A4e($)an Ins%$%3%e o6 Ce(%$6$e# P3&l$) A))o3n%an%s! a s%a%e a))o3n%an)'

&oa(# o( o%/e( 6e#e(al! s%a%e! lo)al o( 6o(e$gn l$)ens$ng o( ove(s$g/% a3%/o($%'! 6o(e$gnse)3($%$es a3%/o($%'! o( (o6ess$onal asso)$a%$on o( sel67(eg3la%o(' a3%/o($%' e(6o(4$ngs$4$la( 63n)%$ons! 6o( oss$&le #$s)$l$na(' o( o%/e( a)%$on.

1. In )onne)%$on w$%/ $nves%$ga%$ons o( #$s)$l$na(' (o)ee#$ngs &' a s%a%e se)3($%$es(eg3la%o(' a3%/o($%'! a 6o(e$gn se)3($%$es a3%/o($%'! o( &' a sel67(eg3la%o(' o(gan$a%$on$nvolv$ng one o( 4o(e o6 $%s 4e4&e(s.

0?. As a #a%a so3()e 6o( 4anage4en% $n6o(4a%$on 6o( (o#3)%$on o6 s344a(' #es)($%$ves%a%$s%$)s an# anal'%$)al s%3#$es $n s3o(% o6 %/e 63n)%$on 6o( w/$)/ %/e (e)o(#s a(e)olle)%e# an# 4a$n%a$ne# o( 6o( (ela%e# e(sonnel 4anage4en% 63n)%$ons o( 4anowe(s%3#$es! an# %o (eson# %o gene(al (e;3es%s 6o( s%a%$s%$)al $n6o(4a%$on w$%/o3% e(sonal$#en%$6$)a%$on o6 $n#$v$#3als 3n#e( %/e F(ee#o4 o6 In6o(4a%$on A)% o( %o lo)a%e se)$6$)$n#$v$#3als 6o( e(sonnel (esea()/ o( o%/e( e(sonnel 4anage4en% 63n)%$ons.


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00. In )onne)%$on w$%/ %/e$( (eg3la%o(' an# en6o()e4en% (esons$&$l$%$es 4an#a%e# &' %/e6e#e(al se)3($%$es laws as #e6$ne# $n Se)%$on 0 1 o6 %/e Se)3($%$es E8)/ange A)% o601=!0> .S.C. 23g! o( s%a%e o( 6o(e$gn laws (eg3la%$ng se)3($%$es o( o%/e( (ela%e#4a%%e(s! (e)o(#s 4a' &e #$s)lose# %o na%$onal se)3($%$es asso)$a%$ons %/a% a(e (eg$s%e(e#w$%/ %/e Co44$ss$on! %/e +3n$)$al Se)3($%$es R3le4a*$ng Boa(#! %/e Se)3($%$es

Inves%o( P(o%e)%$on Co(o(a%$on! %/e 6e#e(al &an*$ng a3%/o($%$es! $n)l3#$ng &3% no%l$4$%e# %o! %/e Boa(# o6 Gove(no(s o6 %/e Fe#e(al Rese(ve S's%e4! %/e Co4%(olle( o6%/e C3((en)'! an# %/e Fe#e(al Deos$% Ins3(an)e Co(o(a%$on! s%a%e se)3($%$es (eg3la%o('o( law en6o()e4en% agen)$es o( o(gan$a%$ons! o( (eg3la%o(' law en6o()e4en% agen)$es o6a 6o(e$gn gove(n4en%! o( 6o(e$gn se)3($%$es a3%/o($%'.

0. To an' %(3s%ee! (e)e$ve(! 4as%e(! se)$al )o3nsel! o( o%/e( $n#$v$#3al o( en%$%' %/a% $sao$n%e# &' a )o3(% o6 )o4e%en% :3($s#$)%$on o( as a (es3l% o6 an ag(ee4en% &e%ween %/e

a(%$es $n )onne)%$on w$%/ l$%$ga%$on o( a#4$n$s%(a%$ve (o)ee#$ngs $nvolv$ng allega%$onso6 v$ola%$ons o6 %/e 6e#e(al se)3($%$es laws as #e6$ne# $n Se)%$on 0 1 o6 %/e Se)3($%$esE8)/ange A)% o6 01=!0> .S.C.23g o( %/e Co44$ss$ons R3les o6 P(a)%$)e!0 CFR?.0 e% se;.! o( o%/e(w$se! w/e(e s3)/ %(3s%ee! (e)e$ve(! 4as%e(! se)$al )o3nsel o( o%/e($n#$v$#3al o( en%$%' $s se)$6$)all' #es$gna%e# %o e(6o(4 a(%$)3la( 63n)%$ons w$%/(ese)% %o! o( as a (es3l% o6! %/e en#$ng a)%$on o( (o)ee#$ng o( $n )onne)%$on w$%/ %/ea#4$n$s%(a%$on an# en6o()e4en% &' %/e Co44$ss$on o6 %/e 6e#e(al se)3($%$es laws o( %/eCo44$ss$ons R3les o6 P(a)%$)e.

0=. To an' e(sons #3($ng %/e )o3(se o6 an' $n;3$(' o( $nves%$ga%$on )on#3)%e# &' %/eCo44$ss$ons s%a66! o( $n )onne)%$on w$%/ )$v$l l$%$ga%$on! $6 %/e s%a66 /as (eason %o

&el$eve %/a% %/e e(son %o w/o4 %/e (e)o(# $s #$s)lose# 4a' /ave 63(%/e( $n6o(4a%$ona&o3% %/e 4a%%e(s (ela%e# %/e(e$n! an# %/ose 4a%%e(s aea(e# %o &e (elevan% a% %/e %$4e %o%/e s3&:e)% 4a%%e( o6 %/e $n;3$('.

0. To an' e(son w$%/ w/o4 %/e Co44$ss$on )on%(a)%s %o (e(o#3)e! &' %'$ng!/o%o)o' o( o%/e( 4eans! an' (e)o(# w$%/$n %/$s s's%e4 6o( 3se &' %/e Co44$ss$on an#$%s s%a66 $n )onne)%$on w$%/ %/e$( o66$)$al #3%$es o( %o an' e(son w/o $s 3%$l$e# &' %/eCo44$ss$on %o e(6o(4 )le($)al o( s%enog(a/$) 63n)%$ons (ela%$ng %o %/e o66$)$al

&3s$ness o6 %/e Co44$ss$on.

0>. In)l3s$on $n (eo(%s 3&l$s/e# &' %/e Co44$ss$on 3(s3an% %o a3%/o($%' g(an%e# $n%/e 6e#e(al se)3($%$es laws as #e6$ne# $n Se)%$on 01 o6 %/e Se)3($%$es E8)/ange A)% o6

01=!0> .S.C. 23g.0. To 4e4&e(s o6 a#v$so(' )o44$%%ees %/a% a(e )(ea%e# &' %/e Co44$ss$on o( &' %/eCong(ess %o (en#e( a#v$)e an# (e)o44en#a%$ons %o %/e Co44$ss$on o( %o %/e Cong(ess!%o &e 3se# solel' $n )onne)%$on w$%/ %/e$( o66$)$al #es$gna%e# 63n)%$ons.

0. To an' e(son w/o $s o( /as ag(ee# %o &e s3&:e)% %o %/e Co44$ss$ons R3les o6Con#3)%!0 CFR ??.=>70 et se&., an# w/o ass$s%s $n %/e $nves%$ga%$on &' %/eCo44$ss$on o6 oss$&le v$ola%o(s o6 6e#e(al se)3($%$es laws as #e6$ne# $n Se)%$on 0 1


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o6 %/e Se)3($%$es E8)/ange A)% o6 01=!0> .S.C.23g! $n %/e (ea(a%$on o( )on#3)%o6 en6o()e4en% a)%$ons &(o3g/% &' %/e Co44$ss$on 6o( s3)/ v$ola%$ons! o( o%/e(w$se $n)onne)%$on w$%/ %/e Co44$ss$ons en6o()e4en% o( (eg3la%o(' 63n)%$ons 3n#e( %/e 6e#e(alse)3($%$es laws.

02. D$s)los3(e 4a' &e 4a#e %o a Cong(ess$onal o66$)e 6(o4 %/e (e)o(# o6 an $n#$v$#3al

$n (esonse %o an $n;3$(' 6(o4 %/e Cong(ess$onal o66$)e 4a#e a% %/e (e;3es% o6 %/a%$n#$v$#3al.

01. To (eson# %o $n;3$($es 6(o4 +e4&e(s o6 Cong(ess! %/e (ess an# %/e 3&l$) w/$)/(ela%e %o se)$6$) 4a%%e(s %/a% %/e Co44$ss$on /as $nves%$ga%e# an# %o 4a%%e(s 3n#e( %/eCo44$ss$ons :3($s#$)%$on.

?. To (ea(e an# 3&l$s/ $n6o(4a%$on (ela%$ng %o v$ola%$ons o6 %/e 6e#e(al se)3($%$eslaws as (ov$#e# $n 0> .S.C. 23a! as a4en#e#.

0. To (eson# %o s3&oenas $n an' l$%$ga%$on o( o%/e( (o)ee#$ng.

. To a %(3s%ee $n &an*(3%)'.