TrustGuard Gold

NEW PRODUCT ANNOUNCEMENT!

A Guaranteed-Issue Opportunity for You and Your Clients

For agent use only. Not for use with the general public.

Don’t miss this Guaranteed-Issue Opportunity!

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For agent use only. Not for use in the general public.

An Important Piece in Your Clients’Financial Planning Puzzle

Many seniors today want to leave a financial legacy, pay for their own funerals and share their final wishes with loved ones. However, these wishes could remain unfulfilled without a product specifically designed to help seniors meet these objectives.

Leveraging their expertise in the funeral industry, Forethought Life Insurance Company (Forethought) provides a leading whole life insurance platform to help solve the end-of-life challenges facing Americans today. Forethought supports independent agents like you with innovative products and turnkey marketing materials to help meet the final expense needs of your clients.

The TrustGuard Gold plan can be presentedwith one simple question:

If you die today,how will your familypay for your funeral?

Serve Your Clients Needs

The TrustGuard Gold plan offers your clients unique protection by combining whole life insurance and a trust. With the TrustGuard Gold plan, you can help your clients protect their families and their money by setting aside funds for their final expenses. Benefits include:

What Is The TrustGuard Gold Plan?

Simple Sales Pitch

CT – Ages 0-39 are not eligible for coverage.1

A plan can help clients:

Leave a legacy for their heirs

Set aside money to help pay for final and family expenses

Share their final wishes with loved ones

Avoid a liquidity crisis at the time of need

Issue ages: 0-991

Face amounts: $2,500 to $100,000

Guaranteed issue, minimal underwriting

Three crediting rates to choose from

First-day coverage is available

•••••

Free trusts are included

Single-pay or multi-pay payment plans

Simple two-page application

Pays claim to funeral provider without a death certificate in most states.

••••

How To Fund With Annuities

How TrustGuard Gold Works

Funding OptionsMany Americans have planned in their minds how their loved ones can use current assets to help pay for their funerals. Unfortunately, they don’t always share those plans with their loved ones. Perhaps more importantly, individuals overlook the possible inaccessibility of those funds when they need them.

With the TrustGuard Gold plan, you can help your clients set aside funds for their final expenses so their loved ones will have funds available quickly to help pay for their funerals. Once a claim is filed by a funeral provider, it’s typically paid within 48 hours.

Annuities meet financial goals of many clients each year. Below are two examples of how TrustGuard Gold can be used alongside Annuity sales to specifically earmark funds to pay for final expenses.

We understand your business, so we made the TrustGuard Gold plan as simple as possible for you to add into every client presentation. Keep reading to learn how the entire process works.

Cash, checking or savings account

Bank CD

Traditional life insurance

A withdrawal benefit from an annuity

Funding options may include:

Pre-PlanningAssets

(CD’s; Savings;Cash; 1035Exchange)

Move to aLife

InsurancePolicy

Policy isIrrevocablyAssigned

to theTrust

FuneralService

ProviderPaid typically

within48 Hrs

RemainderPaid to

“Estate”Or NamedBeneficiary

Protectedfunds earn

tax-freeinterest 1

1 Growth is not guaranteed. Tax-free by IRS code section 101A.

New Annuity - Interest Bonus

$100,000

- $9,000

Initial Deposit

Into TrustGuard Gold

$91,000

x 10%

Into the New Annuity

Interest Bonus

$100,100 New Annuity

$100,000

- $10,000

Old Annuity

Penalty Free Withdrawal

Into TrustGuard Gold

$90,000 Still in the Annuity

FuneralTrust

Old Annuity - 10% Penalty Free Withdrawal

Forethought Life Insurance Company provides a full suite of annuities and a leading preneed life insurance platform to help solve the pre-retirement, retirement and end-of-life challenges facing Americans today. A targeted strategy delivers multifaceted product lines to customers through key distribution relationships across the country. Experienced leadership and financial discipline underlie strong growth and success in the marketplace.

Forethought is a subsidiary of Global Atlantic Financial Group Limited, a financial services company focused on the annuity, life insurance and reinsurance markets.

About Forethought

Why Partner With Us ToOffer The TrustGuard Gold Plan

Call us today and ask to speak with a TrustGuard Gold expert!

M8617 (02-15) © 2015 Forethought

A Unique Solution – that can easily be added to your portfolio

Major Revenue Opportunity – applicable to most clients ages 0-99

An important piece in your client’s financial planning puzzle

From a proven and trusted partner – Forethought understands this market

Easy to Sell – Turnkey Client Presentation

•••••

We can help you the agent initiate the necessary conversations with your clients about planning for their end-of-life needs. Our team can provide comprehensive marketing support to help you serve your clients and build your business.

Turnkey Client MarketingWhen it comes to client marketing, you don’t need to recreate the wheel or come up with marketing materials on your own. We provide marketing materials to address every step in the customer buying cycle — from client letters to seminars. You have the ability to market to current or prospective clients to grow your business and further your influence in your community as a trusted resource for final expenses.

forethought.com

866-700-1520Texas O�ce

800-365-8208Nebraska O�ce