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In This Chamber Issue:

Welcome New Member & Thank You Renewals

Reality Store

Upcoming Events & Networking Opportunities Community Happenings

Frankfort Area Chamber of Commerce Announces Frankfort Forward

Total Resource Campaign Kicking Off in the Fall

Over ninety five years strong, the Frankfort Area Chamber of Com-merce remains the largest and most prestigious business organization in Franklin County uniting business organizations to accomplish collec-tively what cannot be done individually. With 700+ members, to-gether, we are building collaborative partnerships that encourage business growth and sustainable community development, all while ensuring a strong local economy and better place to live, work and play!

The Chamber is gearing up to kick off our annual Total Resource Cam-paign and looks forward to engaging our membership in this project. A Total Resource Campaign markets sponsorships of the Chamber’s programs, events, publications, and electronic media as well as recruit new members. Volunteers are currently underway on their efforts to support our programs for 2016 through this years’ campaign. Our members increase their business and community awareness by mar-keting through Chamber programs and products. And, the entire community benefits by accelerated growth created by successful well-funded programs.

“The Campaign is a great way for volunteers to meet our area’s top community leaders and business owners while working directly with many of the Chamber’s most dedicated leadership,” suggested Mem-bership Development Chair John Hibbard.”

For more information about getting involved in the TRC and upcoming events and programs, please call Chamber President Carmen Inman or Members Services Director Suzy Hosley at 502-223-8261 to take advantage of this great opportunity to get involved.

We want to hear from you! Let us know how the Chamber can be of better support to your business.

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Frankfort Area Chamber of Commerce

Board of Directors

OFFICERS

2015 Chairman of the Board Glenn Waldrop, Frankfort Plant Board

Immediate Past Chair/Vice Chair Economic Dev. Rene’ True, ConnectKentucky

2016 Chair-Elect/Vice Chair Community Dev. Mike Feldman, Farmers Bank

Vice Chair Governmental Affairs Dave Weller, Weller Consulting

Vice Chair Small Business Development Michael Mueller, Inside Out Design

Vice Chair Membership Development John Hibbard, Edward Jones

Treasurer Jim Clouse, CPA, Charles T. Mitchell Co.

2015 DIRECTORS

Kristin Cantrell, CapCity Communications Rex Fowler, CENTRIA

Danny Garland, First Federal Savings Bank Charles Harrison, Buffalo Trace Distillery

Lee Higginbotham, Frankfort Regional Medical Ctr. Mitch Moore, Whitaker Bank Rachael Peake, Capital Cellars

John Senter, Community Trust Bank Jonathan Vaught, McAllen Solutions

Lee Ann Watters, Mountjoy Chilton Medley

2015 EX-OFFICIO

Judge Exec. Huston Wells, Franklin Co. Fiscal Court Mayor Bill May, City of Frankfort

Max Maxwell, Kentucky State University Joy Jeffries, Frankfort/Franklin Co. Tourism Kim Strohmeier, Downtown Frankfort, Inc

Terri Bradshaw, KY Capital Dev. Corp.

2015 ADVISORY BOARD

Robert Curry, Education & Workforce Dev. Cabinet Chrissy Jones, Franklin County Public Schools

Lydia Powell, KY Employees Credit Union Sharon Spencer, Farm Bureau Representative

Nakeyae Street, Frankfort Jaycees Ralph Williams, KY State University Student Rep.

Chamber Staff Carmen Inman, President/CEO

Suzy Hosley, Member Services Director Carmen Engle, Office Manager

Frankfort Area Chamber of Commerce 100 Capital Avenue, Frankfort, Kentucky 40601

P: (502) 223-8261, F: (502) 223-5942 E: chamber@frankfortky.info

Website: www.frankfortky.info

2015 CHAIRMAN OF THE BOARD MESSAGE G l e n n W a l d r o p

F r a n k f o r t P l a n t B o a r d

As 2015 winds down, it is time to reflect on the past and look to the future.

It has been an honor to Chair the Frankfort Area Chamber of Commerce Board of Directors. Over the last year, our staff and Board have worked very hard, on behalf of Chamber members, to improve the business community. As the right people have been brought together in constructive ways and given the appropriate infor-mation, they were able to create powerful visions and robust strategies for positive change throughout the business community and in the lives of everyone that calls Frankfort and Franklin County home.

I am extremely proud of the work our Chamber has done on the Community Visioning and Branding Initiative. The leadership and dedi-cation that continues on this project is nothing short of amazing. With the support of our partners and stakeholders, the Chamber spear-headed this worthwhile and necessary initiative because we believe that building collaborative communities means finding new and better ways to work together. This collaboration of our community stake-holders establishes a partnership that will produce solutions that none of them working independently could achieve.

In addition, the Work Ready Communities Program, Work Ethic Certifi-cation and many other wonderful legislative and educational programs being championed by our Chamber, create a community where connec-tions are made, ideas are cross-fertilized, collective knowledge is devel-oped and collaborative teams generate rich opportunities for innova-tion.

Because of this hard work and collaboration, the future of the Chamber is bright, as is the future of Frankfort and Franklin County. I am so excited to see what 2016 has in store for our members and this commu-nity.

To Chamber Staff, thank you for your hard work! The amount of respon-sibility you take on is amazing! To the Board, thank you for your dedica-tion to making our members and community a priority in your busy lives. What you have done, and continue to do on this Board, has a tremendous impact on this community.

2015 has been a tremendous year, but it was just the beginning. So in 2016, I have a challenge for everyone: Get involved! Engage with the Chamber on how we can better serve our members and our commu-nity. Ask questions of our leaders. Be an active participant in what is happening around you. Make a commitment to understand the mission of the Chamber and promote our goals and activities.

Thank you for the opportunity to serve as Chairman of the Frankfort

Area Chamber of Commerce Board of Directors.

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Mission Statement of the Frankfort Area Chamber of Commerce The mission of the Frankfort Area Chamber of Commerce is to develop strong businesses and a vibrant economy

through business advocacy and leadership, resulting in a better quality of life for all. Think Business * Think Success * Think Chamber

Ben Settle Ben Settle Apartments Home-based, Frankfort

502-875-5541

Susan Minter Benson Creek Custom Lumber

Home-based, Frankfort 502-330-9662

Troy Roberts Bluegrass Community

Action Partnership 111 Professional Court, Frankfort

502-695-4290

Hope Hedden Century 21 Commonwealth

97 C Michael Davenport, Frankfort 502-226-2121

Willie Hensley Hensley Auto Sales

505 Holmes Street, Frankfort 502-223-2252

Stephen Dawson Individual Member

Frankfort 502-320-6746

Allen Jackson J & S Properties, Inc.

Home-based, Frankfort 502-352-6321

Julia Meister KY Partnership for

Families and Children, Inc. 207 Holmes Street, Frankfort

502-875-1320

Brad Pagel Lexington Blue

2040 Regency Road, Lexington 859-368-6346

Dana Gardner Seasons of Life Adult Day

202 Medical Heights, Frankfort 502-223-5794

Cat Maucher Starbucks 13975

100 Jett Drive, Frankfort 502-695-0127

Tanya Price Starbucks 2763

1303 US Hwy 127 South., Frankfort 502-223-6608

Kyle Sexton The Learning Tree Academy, LLC

99 C Michael Davenport Blvd., Frankfort 502-875-6699

Waverly McFarland

The Woolery 315 St. Clair, Frankfort

502-352-9800

Jason Luking Twin Oaks Circle, LLC

103 Twin Oaks Circle #2, Frankfort 502-875-3200

Von Smith TYJ Industries

720 East Main, Frankfort 502-545-0090

Robert Paisley

Workout Anytime 809 Louisville Road, Frankfort

502-295-8257

Welcome On behalf of the Board of Directors we congratulate you on joining 700+ firms, organizations and individuals that are working together to further the business and professional inter-ests in our community. Membership in the Chamber is an invest-ment in the future of your business and in our community’s eco-nomic vitality.

Look for the Chamber

Logo or Ask for a

Member Referral

Local businesses have a stake in the local com-munity and economy. Buying locally should be at the top of your list of things to do! Look for the Chamber logo at businesses or ask them if they are a Chamber member. Ask the business of they are offering special Cham-ber pricing and/or dis-counts - many do and savings can be substan-tial!

Call the Chamber and ask for a referral. We will be happy to assist and send you in the di-rection of member busi-nesses who excel at quality and service.

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Frankfort Area Chamber of Commerce Renewals On behalf of the Board of Directors we thank you for your continued support of our community through your membership investment. Membership in the Chamber is an investment in the future of your business and in our community’s economic vitality.

3 Peas in a Pod A T & T A T & T Store

Age International

American Cancer Society

Blue Grass Energy

Bluegrass Community & Technical College

Bluegrass Hearing Clinic, PLLC

Bryant’s Pic Pac

Buckley Wildlife Center Buffalo Trace Distillery Capital City Airport

Capital Expo Festival Carino’s Italian Grill Century 21 Commonwealth

Pat Badgett, Realtor Century 21 Simpson & Associates

Cecie Chadwell, Realtor, CRS Century 21 Simpson & Associates

Jerry Simpson Century 21 Simpson & Associates

Charles T. Mitchell & Co., LLP Cheapskates Consignments Chenault & Hoge

Chili’s Grill & Bar Coldwell Banker Preferred Realty Coldwell Banker Preferred Realty Carol Smith

ConnectKentucky Design Signs Dinsmore & Shohl, LLP

Discount Properties, LLC Drs. Renshaw, Wix & Associates Dunn & Son, LLC

Duplicator Sales & Service Edward Jones Elkhorn Campgrounds

Equus Run Vineyard First Christian Church Frankfort Convention Center

Frankfort Kiwanis Club Frankfort Family Chiropractic Frankfort Independent Schools

Frankfort School of Ballet Frankfort Toyota Franklin Co. Board of Education

Franklin Co. Farm Bureau Franklin Co. Fiscal Court Funeral Directors Assn. of KY

Gene Burch Photography General Rental Center Glenn Shepard Seminars, Inc.

Good Shepherd Parish Good Shepherd School Graviss McDonald’s Restaurants

Harrod Brothers Funeral Home Harrod Monument & Cut Stone Harrod Tender Care

Hayashi Telempu North America Heritage Printing Highbridge Spring Water

HMB Professional Engineers Home-based business Phillip Kring

Hospice of the Bluegrass

Hulette’s Printing John Geddes, CPA Individual Member

Margaret Puckett Individual Member

Tim Zisoff Individual Member

Bill Leroy Individual Member

Inside Out Design, LLC

Investors Heritage Life Insurance Jackson Construction Jim Beam Brands

JustJane, LLC Kelly Services, Inc. KY Broadcasters Assn.

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Your Membership Matters

The Frankfort Area Chamber is committed to assuring and promoting all the things that make Frankfort and Franklin County a great place to be and your membership supports that mission.

Like any good investment, your chamber membership provides a valuable return, both for your organization and the community. The information, services and advocacy efforts of the Chamber contributes to your businesses success.

As a chamber member, you have access to numerous programs designed to aide entrepreneurs including:

* Networking events * Educational Programs * Marketing Promotion * Discounts on goods and services * * Member-to-member referrals

The Chamber also works to influence local, state and federal governments on issues that are important to our member-ship in order to ensure your opinions are heard. In addition, your chamber membership helps support our educational partnership with our local school systems to assist in preparing students for the future workforce

KY Capital Development Corp. KY Career Center KY Coffeetree Café

KY Distillers Assn. KY Janitor Supplies KY Logos, LLC

KY Power KY River Campgrounds Kroger East

Kroger West Landmark Log Homes, LLC Lee Masonry Products

Liberty Hall Historic Site Liberty Telephone Life Adventure Center

Lyons Do It Best Hardware Lyons Lumber Co. Mackey’s Commercial Mowing

Mackey’s Janitorial Service Martin’s Sanitation Service, Inc. McBrayer, McGinnis, Leslie & Kirkland

McNamara & Jones Meyer Midwest, Inc. Moore’s Frankfort Chemical, Inc.

Morning Pointe of Frankfort Mountjoy, Chilton Medley Natalie Lile Law, PLLC

National Guard Assn. of KY New Harvest Assembly of God O’Brien Gates Auto Park

Pampered Chef Linda LaFontaine

Peach Properties, LLC Permit America

ProActive Therapy Proforma Capital Promotions Randle-Davies Construction

Raymond James Financial Serv. Rogers Funeral Home Scot Mailing & Shipping Systems, Inc.

Serafini Restaurant Shyco Wood Products, LLC Simply Garden

Staples State Farm Insurance Daniel Byrd

State Farm Insurance Erika Hancock

Staxx BBQ Sturm Insurance Red Dot Wine & Spirits

Taylor H. Hoover, DMD Family Dentistry

Taylor-Gray Associates TC Mechanical Services, LLC

Terri’s at the Glen Willis The Rotunda Group, LLC The Salvation Army

True Guarnieri Ayer, LLP United Way of Franklin Co. VFW Post 4075

Vibrant Life Wayne’s Pharmacy Whitaker Bank

Wilson Nurseries, Inc. Zaxby’s

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Volunteers Needed for Reality Store Project

The Frankfort Area Chamber is currently looking for Volunteers for the Upcoming Reality Store. Each year the Reality Store hosts over 75 volunteers and over 500 area eighth graders. This is a great way to net-work and promote your company, along with having fun!

What’s one of the most enlightening ways for our students to learn about the real world relationship of education and career opportunities, lifestyle choices and monthly budgets? The Chamber’s Workforce Development Council believes that it is the Reality Store! Reality Store is a hands-on interactive educational experience that will be presented to all eighth grade students on November 17, 2015 at the Frankfort Convention Center.

Similar to the game of “Life” students will receive an assigned occupation and monthly income based on their GPA in school. Students proceed through the Reality Store where booths are maintained by business and community volunteers representing realities’ ranging from housing choices to tax collection. In each in-stance, the student must make a choice and reduce the corresponding cost from their income. The concept of the simulation game is to make choices that fit within the assigned income…. and allow for unexpected expenses!

Many business volunteers have already signed on, but additional volunteers are needed in all areas: Un-cle Sam, Banking, Housing, Utilities, Transportation, Contributions, Furniture, Clothing/Grocery, Insurance, Childcare, Health & Beauty, Entertainment & Travel, Education, Home Repairs, and with set up.

The Reality Store day begins at 8:30 a.m. and ends at 3:00 p.m. Students will be arriving by bus through-out the day. Both morning and afternoon volunteer slots are available at this time. If you would like to get in on this exciting experience, please complete the volunteer form below and fax it to the Chamber office at your earliest convenience.

Volunteer Name Company E-mail address or Fax # ___ __

……………………………………………………………….……………………………………………………………………………………………………………………….

………………………………………………………………………………………………………………………………………………………………………………………..

Hours you are available to help [ ] 8:30 a.m. – 12:00 p.m. [ ] 12:00 p.m. – 3:00 p.m.

Contact Name Company Office Number

….……………………………………………………………………………………………………………………………

Reality Store Volunteer Form & T-shirt Sponsorship Form Fax to (502) 223-5942

2015 Reality Store November 17, 2015

8:00 a.m. - 3:00 p.m. Frankfort Convention Center

CORPORATE SPONSOR

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Please Join Us for Coffee and Morning Networking As we hear from

Ali Crain, MS CCE, IOM, KyACE Executive Director

Kentucky Chamber of Commerce Executives

Thursday, November 19, 2015 7:30 a.m. - 9:00 a.m.

The Meeting House Bed & Breakfast 519 Ann Street, Frankfort, KY 40601

Our Coffee & Commerce Topic:

Your Leadership Style & Working with Multi-Generations

Learn how to engage and motivate your employees by knowing your leadership style

Please RSVP to the Chamber office at 502-223-8261 or email to office@frankfortky.info

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Terri’s Catering at the Glen Willis 900 Wilkinson Blvd., Frankfort

Holiday Business After Hours Thursday, November 19, 2015

5:00 – 7:00 p.m.

Shades of BLU Boutique 300 St Clair, Ste. 102

Business After Hours & Ribbon Cutting Thursday, December 3, 2015

5:00—7:00 p.m.

Please plan to come out and enjoy holiday

cheer while supporting fellow Chamber members who are doing business in our com-munity. RSVP to the Chamber office at 502-

223-8261.

Upcoming Events with the Chamber

Reality Store - November 17, 2015 8:30am - 3:00pm

Frankfort Convention Center A great educational program that helps build our

community workforce.

Coffee-n-Commerce - November 19, 2015 7:30am-9:00am

The Meeting House B & B Join us as we host our first Business Before Hours.

Conversation topic will be Your Leadership Style and Working with Multi-Generations.

This is a free event, however seating is limited to 30. RSVP early to ensure your spot.

Shop Small Saturday - November 28, 2015 All Day in Frankfort

Show your support to our Small Businesses here in Frankfort and Shop Small on Saturday, November 28th.

First Federal Savings Bank 194 Versailles Road

Grand Opening & Ribbon Cutting Tuesday, December 22, 2015

12:00pm

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Creating a Vision for Kentucky

Thursday, December 17, 2015 12:00pm - 1:30pm

Frankfort Country Club Cost is $15 per person and includes lunch

The Kentucky Chamber Public Affairs team members Ashli Watts and Kate Shanks will present “Creating a Vision for Kentucky. Our presentation will be a Legislative Briefings, presented by AT&T, outlining the Ken-tucky Chamber’s position on particular issues and discussion on what may come up in the General Assembly. Our guest speakers will be Kate Shanks and Ashli Watts, Directors of Public Affairs for the Kentucky Cham-ber of Commerce. Ms. Shanks began her career at the Kentucky Chamber of Commerce in August 2015 af-ter serving as Executive Director for the Energy and Environment Cabinet. Ms. Shanks handles the Energy & Environment and Small Business Issues within the Public Affairs team. Ms. Watts served as Office Manager at the Kentucky Bar Association prior to coming to the Kentucky Chamber three (3) years ago. Ms. Watts handles the Healthcare Issues, along with various other issues that will come before the General Assembly in 2016.

Chamber Membership Network Luncheons are a great way to meet potential customers and clients. Cost to attend is $15 per person and includes lunch. RSVP to the Chamber office at 502-223-8261 or email the Chamber at office@frankfortky.info. Cancellation policy: To avoid incurring a charge, your reservation must be cancelled at least 24 hours prior to the event. If you are unable to attend, you may send an appropriate substitute from your organization with advance notice.

Fax Back to 502-223-5942

Contact Name: ______________________________________ Number Attending: _________ Additional Guests: _____________________________________________________________ Business Name: ______________________________________ Phone #: __________________ ___ Enclosed check ___ Bill Me ___ Credit Card Credit Card #: _______________________________________ Expiration Date: ____ CVV: ____

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SizeUp Your Business Use the Chamber's SizeUp tool to compare your business to the competition

SizeUp is a Chamber provided online tool designed to help businesses grow by making smarter decisions through data analysis. Add your business information and see how your business measures up to the compe-tition in your industry. SizeUp gives you a comparative market analysis along with recommendations on how best to move forward. There are four main tools:

Performance benchmarking: See how a specific business "sizes up" by comparing its performance to all competitors in its industry.

Competitive assessment: Map where competitors, customers, and suppliers are located to determine where to better serve customers.

Best places to advertise: Identify areas with the highest revenue for an industry, the most underserved markets, and filter for the best location based on demographic and business characteristics.

Demographic analysis: View an interactive map of demographic, labor, and customer expenditure data in your area.

For a quick View of the SizeUp LBI tool visit: www.sizeup.com/lbi and for FAQ’s about the tool visit https://www.sizeup.com/help/faq Make smarter decisions through data with SizeUp and learn the answers to the burning questions that keep every business owner and aspiring entrepreneur up at night. Please Note: SizeUp is not supported by Internet Explorer 6.0 & 7.0. Please use one of the supported brows-ers (IE 8.0+, Firefox, Chrome, Safari). Sizeup works best on a desktop computer.

For more information on SizeUp, please contact the Frankfort Area Chamber of Commerce at 502-223-8261 or email to chamber@frankfortky.info.

HOW DO I COMPARE? Find out how you measure up to the rest of the competition in your industry

WHERE ARE MY CUSTOMERS? See the locations of potential customers, suppliers, and com-petitors.

WHERE SHOULD I ADVERTISE? Invest your advertis-ing budget in the right place

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Call for Board of Directors Nominations Frankfort Area Chamber of Commerce

Pursuant to Article IX, Section 1 of the Frankfort Area Chamber of Commerce Bylaws, the Nominating Com-mittee is considering applications for the Board of Directors. Qualified candidates must submit a fully com-pleted application by November 16, 2015 to the Frankfort Area Chamber of Commerce for consideration. The term of office is for 3 years unless the candidate fills an unexpired term. The Board of Directors meets on the fourth Tuesday of each month for no more than 2 hours. All members of the Board of Directors must attend monthly meetings, Chamber functions and volunteer their time and energy for various Chamber projects. The Board of Directors is expected to serve as positive leaders of the Chamber and to demon-strate their commitment to the Chamber. Five (5) Advisory Board positions are also available for the 2016 year. Advisory Board positions serve one-year terms prior to being considered for the full board. As with the full Board positions Advisory Board members must attend monthly Board meetings and serve on at least one (1) committee throughout their term. The Board member must be a member in good standing in the Frankfort Area Chamber of Commerce. Addi-tionally, no more than one representative from any member organization may serve on the Board simulta-neously. Serving as a member of the Board of Directors of the Frankfort Area Chamber of Commerce is a challenging but satisfying task. A Director is required to be committed to the Chamber, its staff, Board, members and community at large. He or she is driven to the betterment of the local economy and armed with new ideas to help take the Chamber and its members to the far future ahead. If selected, he or she will represent and support the Chamber's needs and cause in high regard. He or she must realize any conflicts of interest in serving the Chamber and his or her business at the same time. We encourage our members to apply. Applicants are selected based upon service in the Chamber as well as background and experience. Unfortunately, we cannot accept every applicant, but we encourage you to continue to apply if you are interested. All applications should be submitted directly to the Frankfort Area Chamber of Commerce Office, 100 Capital Avenue, Frankfort, KY 40601 no later than November 16, 2015. If you are interested in serving on the Frankfort Area Chamber Board, please contact Carmen Inman at 502-223-8261 or chamber@frankfortky.info.

Commitment is what transforms a promise into real-ity. It is the words that speak boldly of your intentions and the action which speak louder than words. It is mak-ing the time where there is none. Coming through time after time, after time, year after year. Commitment is the stuff character is made of; the power to change the face of things. It is the daily triumph of integrity over skepticism.

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Learn about the elements of a good data se-curity plan, how to know if you’ve had a

breach, how to respond to a breach, and how you can minimize the financial risk. If you

aren't prepared, a data breach is not a ques-tion of “if” it happens, but “when” it hap-

pens. Questions?

Contact Lori Jo Goff at 502-848-8727 or lgoff@kychamber.com

Upcoming Events Wellness by the Book:

Meet the CEO Tuesday, November 17

@ 6:00pm Frankfort Regional Medical Center CEO Chip Peal will present a talk about new services available at the hospital, including future plans. Come and learn more about how the hospital has grown with services for cardiology, behav-ioral health, stroke, and more. There will also be an opportunity to ask questions. This free health seminar will take place in the Library Community Room. The “Wellness by the Book” series is spon-sored by PSPL and the Frankfort Regional Medical Center. Please register online or at the Library. For more information, contact Diane Dehoney at 352-2665x108 ordiane@pspl.org.

Register online at the following link: http://bit.ly/WbtBMeettheCEO

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Frankfort Regional Medical Center Earns ‘A’ Grade for Patient Safety

Frankfort Regional Medical Center was recognized today in the Fall 2015 Hospital Safety Score, which rates how well hospitals protect patients from errors, injuries, accidents, and infections. Frankfort Regional Medical Center earned an ‘A’ in this elite national ratings program, recognizing its strong commitment to patient safety.

The Hospital Safety Score is the gold standard rating for patient safety, compiled under the guidance of the nation’s leading patient safety experts and administered by The Leapfrog Group, a national, inde-pendent nonprofit. The first and only hospital safety rating to be peer-reviewed in the Journal of Patient Safety, the Hospital Safety Score is free to the public and designed to give consumers information they can use to protect themselves and their families when facing a hospital stay.

“This recognition is a reflection of our continued commitment to our patients and all who are dedicated to providing the highest quality of care for those we serve,” said Chip Peal, Chief Executive Officer. “It places us among the best hospitals in America in this category, and it represents the dedication we have to meeting nationally recognized standards.”

Frankfort Regional Medical Center also received an ‘A’ rating on patient safety from The Leapfrog Group in its Spring 2015 report card - Hospital Safety Scores®.

The Hospital Safety Score was developed under the guidance of Leapfrog’s Blue Ribbon Expert Panel and uses 28 measures of publicly available hospital safety data to produce a single A, B, C, D, or F score, rep-resenting a hospital’s overall capacity to keep patients safe from preventable harm. Of the 2,523 hospi-tals issued a Hospital Safety Score, 782 earned an A, 719 earned a B, 859 earned a C, 143 earned a D and 20 earned an F. The Hospital Safety Score is fully transparent, offering a full analysis of the data and methodology used in determining grades on the website. To view the score for each U.S. hospital, go to www.hospitalsafetyscore.org.

The 10th Annual YMCA Christmas Ball for individuals with intel-lectual disabilities will be held on Saturday, December 12th from 6-9pm at the Frankfort Convention Center. This is a free event for individuals, which will have live music, dancing, food/snacks/drinks, prizes, games, crafts, photographer, Santa, a crowning of a King and Queen of Christmas and much more!

With an anticipated 700+ individuals from all around Frankfort and Central Kentucky, we would like to ask if any local com-pany/organization would like to help get involved. If so, please contact Brent Wallace at the Frankfort YMCA at bwallace@frankfortymca.org or 502-227-9637.

The Crayon Club YMCA daycare center is now enrolling new chil-

dren in our Infant (6 weeks - 8 month old) and 2 year old rooms. If you or someone you know is in search for quality child

care, search no more! Visit us at http://www.frankfortymca.org/

ContactUs/Locations/CrayonClub.aspx for more information on the

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Did You Know?? The Women’s Business Center of Kentucky helps female-owned

businesses start and grow. We empower entrepreneurs by offering tools and support to established businesses so they can stabilize their companies, generate sustainable profits, strategize future growth, and contribute to the growth and economic development of our community.

2016 InnovateHER: Innovating for Women Business Challenge and Summit The InnovateHER Challenge is a national prize competition aimed at unearthing products and services that impact and empower the lives of women and families through local business com-petitions that culminate in a live pitch Final Round. The InnovateHER Challenge provides an opportunity for entrepreneurs to showcase products and services that: • Have a measureable impact on the lives of women and families • Have the potential fro commercialization • Fill a need in the marketplace

Do you have a product or service that fits the criteria of the InnovateHER Challenge? Would you like to com-pete in 2016 InnovateHER local competition? Please email Sharron Johnson (sjohnson@cvky.org) to receive an application and entry rules. Business plans and completed applications must be received by November 13, 2015.

The Women’s Business Center offers free, confidential business coaching to start-up and existing businesses.

Our services include: • Customized, one-on-one business counseling (online, telephone, or in-person) • Business plans, cash flow projections, and marketing plans • Business coaching • Access to capital for survival and growth • Certification and procurement workshops Business webinars, workshops, and networking events covering all aspects of managing a successful business • Financial education online training – eHomeAmerica.org Microloans

The KSBDC offers free, confidential business consulting services. All of our management consultants have broad-based skills, significant expertise as business owners and/or managers and a track record of assisting with the growth of successful businesses. Our consultants are qualified to answer questions and address a variety of issues that you face

in your business. If you would like to arrange a meeting with the Small Business Development advisors, please contact the Chamber and we’ll be glad to make meeting arrangements at our office . KSBDC provides valuable tools to help entrepreneurs make informed business decisions when planning to open a new business, purchase an existing business or expand an established business. Each KSBDC service center has access to demographic information, market research, industry profiles, sample business plans and a variety of publications covering numerous business topics. To review the tools that are available to area

business and potential business owners, please visit http://www.ksbdc.org/downloads.

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Make the Switch or Pay the Price

By Cassius F. Butts, Regional Administrator, U.S. Small Business Administration

A major transition is happening in America, and business owners who fail to act will pay the price. U.S. credit card companies dedicated October 2015 as the national adoption of chip cards. Businesses that have not in-tegrated EMV (Europay, Mastercard, Visa) technology to process chip cards will become financially responsi-ble for fraudulent transactions that had previously been covered by the cardholder’s issuing bank.

Roughly 90% of credit card terminals in Europe are now chip-enabled. The United Kingdom has seen nearly a 70% decline in counterfeit card transactions since making the transition, according to Barclays. Meanwhile, the U.S. has 25% of the world’s credit card use but 50% of the world’s credit card fraud, making the case to shift from antiquated swipe-and-sign to microchips on credit cards.

The U.S. Small Business Administration (SBA) is concerned that too many entrepreneurs in the U.S. are at risk of being left in the dark and on the hook. The majority of America’s small businesses will need to upgrade their payment systems, as only about 20% of payment terminals are currently equipped to accept chip cards, and most of these are at larger retailers. Accepting contactless payments also requires new technology for most businesses; a recent report shows that 87% of small businesses do not currently accept mobile pay-ments. Depending on the cost of the goods and services that a small business sells, assuming fraud liability could have serious financial consequences.

Small businesses do not have fraud departments and cannot afford to be behind the curve while their large competitors move forward with technology upgrades. That is why the SBA has partnered with Square (link is external) (link is external)to enhance payment security and to protect cardholder information. We are edu-cating small businesses on the transition to EMV cards, so check out www.sba.gov/emv to make the switch.

Additionally, we rolled out a cybersecurity page for small employers at www.sba.gov/cybersecurity. This in-cludes an SBA self-paced online cybersecurity course and a free small biz cyber planner developed by the Federal Communications Commission (FCC). We also plan to host additional regional small business cyberse-curity workshops from our long-standing partnership with the FBI and National Institute of Standards and Technology.

It is crucial to invest in EMV readers and other digital technologies to prevent cybersecurity fraud and protect the integrity of customers’ sensitive data. Many new EMV-enabled and contactless systems are just hitting the market. There are many affordable hardware solutions that will not break the bank of our small busi-nesses. In fact, accessories to complement existing payment terminals are already available, with more com-ing online every day.

We hope that your small business joins the movement to switch to EMV technology. It will reduce risk for your customers while protecting your bottom line.

For more information, please contact michael.ashcraft@sba.gov or 502-582-5971, extension 225

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Calling All Bell Ringers

The bell ringing season is here with us again and The Salvation Army is in need of your assistance. If you or your community organization would like to assist in this years’ bell ringing, please contact Lieutenant Harold Gitau at 502-227-2638. The Salvation Army started this years’ bell ringing on November 7, 2015 and will con-tinue through December 24, 2015 from 10am-8pm everyday excluding Sundays.

For more information or to get involved, please contact: Lieutenant Harold Gitau, Corps Officer at harold_gitau@uss.salvationarmy.org, office: 502-227-2638 or on his cell at 678-832-5822. You may also visit www.salvationarmykentucky.org/frankfort/.

Love Lights a Tree

Again, this year the American Cancer Society’s “Love Lights A Tree” will take place at the Frankfort Country Club this holiday season. You can make this year’s fund-raiser an even bigger success than last year by making a donation in memory of a family member, friend, or co-worker who has lost their battle to cancer or in honor of someone who won the battle, or who is currently fighting this disease.

This beautiful tree will be placed in a prominent place at the Frankfort Country Club throughout the holiday season and will be adorned with angels and doves along with the names of your loved ones as a beacon of hope and love. To find out more about how you can donation to Love Lights A Tree, please contact Darlene Stivers at 502-330-0523 or Debbie Howes-Fleming at 502-320-1679.

On Sunday, December 13th, at 4:00 pm the official tree lighting ceremony will take place followed by a reception. During the program we will acknowledge all honorees, giving special recognition to those in whose name fifty dollars or more was donated.

Craft Your Perfect Bourbon Buffalo Trace Distillery Launches Interactive Website

There’s no denying that bourbon has become more popular these days, but many drinkers are new to the brown spirit and confused about how

bourbon whiskey is made and the subtle nuances of recipes, aging, proof and warehousing. Buffalo Trace Distillery aims to change that with a new interactive website, www.yourperfectbourbon.com.

In just three minutes, users can design a bourbon perfect for their own taste. Once online, visitors will select their own bourbon recipe and learn how the grains such as corn, wheat, rye and barley influence the taste. Add-ing more rye results in a more “daringly spicy” bourbon, for example. Visitors will then see animated graphics explaining how the distillation process works, before witnessing just what 55 seconds of charring can do to an oak barrel. Then users on this bourbon journey get to select which level in the aging warehouse they want their barrel to age, and learn how different elevations within a warehouse ultimately impact the taste of each bour-bon. Aging and proof round out the end of the experience, before each custom designed bourbon is complete. Then a description of each participant’s perfect bourbon is unveiled, based on their individual preferences. While each custom designed bourbon is unique, the website will also identify actual brands from the Buffalo Trace portfolio that taste most similar in profile, helping fans learn what they might like the next time they crave a sip of bourbon whiskey.

“I hope people will really enjoy this fun and interactive experience, while learning how bourbon is made,” said Kris Comstock, bourbon marketing director. “It takes years to craft a great bourbon, but it only takes minutes to design your favorite online.”

*Please note, this website (www.yourperfectbourbon.com) is for entertainment purposes only, not for the purchase of whiskey.

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Mark Your Calendars

Reality Store November 17, 2015

Frankfort Convention Center Volunteers Needed

Coffee-n-Commerce November 19, 2015

The Meeting House B & B

2016 Chamber Annual Dinner Friday, February 12, 2016 Kentucky History Center

2016 Farm/City Banquet Tuesday, April 26, 2016

Frankfort Convention Center

Pre-Sorted Standard Permit No. 251 U.S. POSTAGE

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