Frontier Housing isthe largest provider ofaffordable homeowner-ship opportunities ineastern Kentucky andone of the largest homebuilders in the area.

Frontier has assistedmore than 1,000 fami-lies and provides more

than 120 housing solu-tions each year to fami-lies in the area. Itsrange and scope of serv-ices have grown by of-fering counseling,lending and construc-tion services. Frontierhas become focused onbeing stewards of en-

ergy efficiency and uti-lization of renewable re-sources in itsconstruction efforts.

If thinking of renovat-ing a home, Frontiersays not only think ofcosmetic repairs, butalso look at the poten-tial energy savings froma renovation project.

Some potential reno-vation options that mayyield the highest returnon an investment are:

Air Sealing – Sealingthe “envelope” of yourhome (outer walls, ceil-ing, doors, windows andfloors) is often the mostcost effective way to im-prove the energy effi-ciency and comfort ofyour home. ENERGYSTAR® estimates thata skilled contractor orknowledgeable home-owner can save up to 20percent on heating andcooling cost or 10 per-cent of the total energybill for the home by airsealing. Air sealing willhelp block heat loss inthe winter and heatgain in the summer.Typical air sealing op-portunities in mosthomes revolve around:caulking at the base-board/subfloor level,caulking HVAC regis-ters at the floor/ceiling,using mastic to seal allduct work, and air seal-ing around doors andwindows.

Insulating – Insula-tion keeps a homewarm in the winter andcool in the summer.Several types of insula-tion are available de-pending on theapplication. When

looking at insulationhomeowners have op-tions such as: fiber-glass, cellulose, rigidfoam board, and sprayfoams. When thinkingof insulating, it is im-portant to understandthat insulation per-formance is measuredby R-value. R-value isthe ability to resist heatflow. The higher the R-value the more insulat-ing power. In climatezone 4 (Kentucky) it isrecommended that floorspaces be insulatedwith R-25/30, walls beinsulated with R-19,and attic spaces to beinsulated with R-38/60.

Insulation works bestwhen air is not movingthrough or around it, soit is very important toseal air leaks before in-stalling insulation.

Sealing Ducts – Inhouses with forced-airheating and cooling sys-tems, ducts are used todistribute conditionedair throughout thehouse. In a typicalhouse, about 20 percentof the air that movesthrough the duct sys-tem is lost due to leaksand poorly sealed con-nections. The result ishigher utility bills anddifficulty keeping thehouse comfortable. Be-

cause of the location ofsome duct work, repair-ing or sealing themcould be very difficult.However, exposed ductsin the attic, basements,crawlspaces, andgarages can be repairedby sealing the leakswith duct sealant typi-cally called mastic.

Many other renova-tions are possible suchas replacement door,windows, siding, roof-ing, etc… but air seal-ing, insulating and ductsealing are typically en-ergy improvements that

NEED CASH FOR SPRING EXPENSES?

HOME IMPROVEMENTS?***WE MAKE LOANS ***

STOP BY OR CALL MURV, LUCIA OR BRENDA AT

MMOREHEAD FINANCIALLOANS FOR ALL REASONS

FROM $250 TO $3,000LOCALLY OWNED & OPERATED

CALL (606) 780-4255MOREHEAD FINANCIAL

419 FLEMINGSBURG ROAD (PATRICK CENTER)

MOREHEAD KY 40351

PAGE B-6 THE MOREHEAD NEWS TUESDAY, MARCH 6, 2012

Wood, Metal, & Vinyl Barns AvailableWood, Metal, & Vinyl Barns AvailableYou’ll find seasonal savings on all storage in stock. Choose fromYou’ll find seasonal savings on all storage in stock. Choose from

our wide selection of building styles and sizes. See us today - our wide selection of building styles and sizes. See us today - if we don’t have it built we’ll build it to suit your needs.if we don’t have it built we’ll build it to suit your needs.

QUALITY AFFORDABLE BUILDINGS

TRUE-BUILT BARNSTRUE-BUILT BARNS

Since 1991, True Built Barns has been committed to providing quality,Since 1991, True Built Barns has been committed to providing quality,

portable buildings at affordable prices, giving you the best possible valueportable buildings at affordable prices, giving you the best possible value

for your hard-earned dollar. Our storage buildings are handcrafted by afor your hard-earned dollar. Our storage buildings are handcrafted by a

team of skilled Amish and Mennonite craftsmen who understand traditeam of skilled Amish and Mennonite craftsmen who understand tradi--

tional values and old fashioned quality.tional values and old fashioned quality.

Our customers have the assurance that the building they buy from TrueOur customers have the assurance that the building they buy from True

Built Barns is built to the highest quality standards in the industry. WeBuilt Barns is built to the highest quality standards in the industry. We

confidently guarantee your satisfaction with our products and hope youconfidently guarantee your satisfaction with our products and hope you

will give us the opportunity to serve you.will give us the opportunity to serve you.

We thank you for your interest in our product and look forward to supplyWe thank you for your interest in our product and look forward to supply--

ing you with a building that will enhance your home and give you manying you with a building that will enhance your home and give you many

years of service.years of service.

RENT-TO-

OWNSINCE

1991

TRUE-BUILT BARNS3 1/2 miles SE of Flemingsburg, KY. on Rt. 32

(next to the Shell Station)

606-845-0540 1-800-710-4822

Quality is our Goal! Ask for Henry Yoder or Dan Esh

SALES@ TRUBUILTBARNS. COMFREE Delivery within 150 miles

Rent-To-Own

If your budget does not allow for the purchase of paying cash upfront for your building,

consider our Rent-to-own program.

This program allows you to rent the building of your choice on a month by month basis. Plus,

after you rent the building for 36 months, we give it to you!

All you need to begin this program is 2 months rent payments, and then you will make one

rental payment per month thereafter. NO credit checks. NO hassles. This is not a purchase,

you are simply renting.

Should your situation change at any time during the 36 months, and you no longer need the

building, just notify us and we will terminate the rental agreement and pickup the building, all

at no extra cost to you! You may also choose to purchase the building at any time during the

36 months of renting by paying 60% of the remaining balance on your building

Since 1991, True Built Barns has been committed to providing quality,Since 1991, True Built Barns has been committed to providing quality,

portable buildings at affordable prices, giving you the best possible valueportable buildings at affordable prices, giving you the best possible value

for your hard-earned dollar. Our storage buildings are handcrafted by afor your hard-earned dollar. Our storage buildings are handcrafted by a

team of skilled Amish and Mennonite craftsmen who understand traditeam of skilled Amish and Mennonite craftsmen who understand tradi--

tional values and old fashioned quality.tional values and old fashioned quality.

Our customers have the assurance that the building they buy from TrueOur customers have the assurance that the building they buy from True

Built Barns is built to the highest quality standards in the industry. WeBuilt Barns is built to the highest quality standards in the industry. We

confidently guarantee your satisfaction with our products and hope youconfidently guarantee your satisfaction with our products and hope you

will give us the opportunity to serve you.will give us the opportunity to serve you.

We thank you for your interest in our product and look forward to supplyWe thank you for your interest in our product and look forward to supply--

ing you with a building that will enhance your home and give you manying you with a building that will enhance your home and give you many

years of service.years of service.

FREE Delivery within 150 milesRent-To-Own

If your budget does not allow for the purchase of paying cash upfront for your building,

consider our Rent-to-own program.

This program allows you to rent the building of your choice on a month by month basis. Plus,

after you rent the building for 36 months, we give it to you!

All you need to begin this program is 2 months rent payments, and then you will make one

rental payment per month thereafter. NO credit checks. NO hassles. This is not a purchase,

you are simply renting.

Should your situation change at any time during the 36 months, and you no longer need the

building, just notify us and we will terminate the rental agreement and pickup the building, all

at no extra cost to you! You may also choose to purchase the building at any time during the

36 months of renting by paying 60% of the remaining balance on your building

www.trubuiltbarns.com

Southern States • Morehead

5075 Flemingsburg Rd.

784-4723

NEW SHIPMENT OF CHICKS ARRIVING EVERY THURSDAY!

CHECK WITH US FOR BUNNIES!

Frontier Housing has been the leader in EN-ERGY STAR® produced homes in this areafor several years.

See FRONTIER on B-7

Frontier Housing focuses on energy efficiency